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Credit Rating Agencies in India

Static GK is an integral part of General Awareness Section of Bank and Government ExamsCredit Rating Agencies remain quite in news especially in Economy & Financial section of news. Recently, after the IL&FS crisis, SEBI issued the tightening of disclosure norms for credit rating agencies. The credit rating agencies in India were asked by SEBI to disclose the liquidity position of the company being rated.

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So here we will discuss with you all what are credit rating agencies, their regulator, functions, norms they follow etc. This will help you in the general awareness of various upcoming bank and government exams like IBPS Clerk, NIACL AO, IBPS SO as well as various MBA entrance exams like CMAT, XAT, IIFT etcSo here we bring to you all the important basics of Credit Rating Agencies in India. Go through these thoroughly so that you don’t miss out on any marks in upcoming bank and government exams.

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Sample Questions –

Q.1 Where is the headquarter of CRISIL?

  1. Chennai
  2. Bengaluru
  3. Delhi
  4. Mumbai

Answer – (d) Mumbai

Q.2 What is the difference between a credit rating and a credit score?

Answer – Credit Rating is given to a company and credit score is given to an individual.

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