JAIIB IE and IFS Exam Analysis 2025
JAIIB IE and IFS Exam Analysis: The Indian Institute of Banking and Finance held the IE and IFS exam of the May cycle on 4th May 2025. The exam was 100 questions and 100 marks with a 2-hour duration. We will be covering the complete JAIIB IE and IFS Exam Analysis for Shift 1, 2, and 3 held on 4th May 2025.
JAIIB IE & IFS Exam Analysis 2025 – 4th May, 3rd Shift
The third shift of the JAIIB IE & IFS Exam 2025 was conducted on 4th May across India. As per feedback from candidates, the overall difficulty level was moderate. The paper included a mix of conceptual, numerical, and factual questions from all four modules, with many questions related to government schemes, financial terms, and economic concepts. Modules C and D had more coverage in this shift, and a few questions required a good understanding of current affairs and budget 2024–25.
Questions Asked in JAIIB IE & IFS 4th May, 3rd Shift
- Green Debt Security Revised Guidelines – February 2023
- USD Index
- Insurance Broker
- Deficit Financing
- Credit Score Range
- SFG Initiative by which institution?
- CPI released by NSO
- Money Demand Curve—Impact of income level
- SDG 13 and SDG 17
- Viksit Bharat target year
- Bond Directors of RBI
- NITI Aayog—Full form
- RBI Green Deposit
- GDP numerical
- TReDS—regulated by whom?
- G-Sec coupon rate
- Insurance Penetration – numerical
- CSR Activity
- Retail Investor Limit
- NBFC vs. Bank—Difference
- T-Bills—minimum amount
- Certificate of Deposit (CD) – maturity
- CRA – credit rating exclusions
- Economic Organization—Fundamentals
- First Organisation by Foreign Bank
- Purpose of DFI
- Law of Diminishing Marginal Utility
- Banking Regulation Act Section 10—Board of Directors
- CRR and SLR—purpose
- NNPS Vatsalya Scheme
- Lionel Robbins – economics definition
- ANBC calculation
- PMJJBY
- Atal Pension Yojana
- Economic Development—Features
- Call/Notice/Term Money
- Coinage Act
- Union Budget 2024–25
- Lease Finance vs Hire Purchase—Statement Based
- Age limits in government schemes
- IBRD—sovereign loan
- Rate of Interest vs Demand for Savings
- Private Banks—License Provision
- Credit Score – basic concept
- Prudential Limit
- Climate Action and Environmental Goals
- Bank of Baroda – merger
- OMO – purpose
- Wealth and Security—Definition-based
- Term Money
- Demand and Supply Curve
- CPI Index – issuing authority
- Effective Revenue Deficit
- Mutualize vs. Demutualize—Statement-based
- T-Bill—types/maturity-based question
- FEMA—enforcement
- Microeconomics
- PSL target for SFB
- Cash, Tom, Spot—time period
- SLR Act
- Legal Tender of Currency Note—Who Issues?
- GIFT City
- Financial Inclusion
- GDP Deflator
- Venture Capital—Purpose and exit
- Currency Note Policy
- FX Retail Platform—single transaction size
- ₹2000 Note Withdrawal—Under Which Policy?
- DFI—concept
- Single Transaction – definition
- Equilibrium Price Situation—Impact
- PPB – definition
- PMSBY
- Call & Put Option – underlying asset role
- Bond Valuation Theorem
- Retail Trading
- FRA (Forward Rate Agreement)
- Bank nationalised in July 1969
- CRA – basic features
- Open-ended vs Close-ended funds—purpose
- LLP – Commercial Paper amount
- RBI Local Boards
- Narasimham Committee recommendations
- Payment Bank—feature
- Medium Enterprises—Definition
- Rural-Urban Migration
- DFI setup—role of CRISIL
- Match the following: bonus share, Equity
- Hicks-Hansen IS-LM Model
- Features of Future and Forward Contracts
- IDBI, EXIM, ICICI, IFCI—order of setup
- TReDS operation—RBI regulation
- Liquidity Preference Theory—Interpretation
- SDG Goals—Identify the incorrect one
- Market Economy – concept
- NBFC-MFI—minimum loan amount
- Identify which is not a regulator
- Foreign Bank—Role of FEDAI
Key Takeaways from JAIIB 4th May 2025 Exam, Shift 3
- Moderate paper overall with wide coverage from all modules
- Strong presence of current economic and financial events like Budget 2024–25, climate initiatives, and RBI policy updates
- Many numerical and formula-based questions from GDP, ANBC, bond valuation, and insurance metrics
- High weightage on government schemes like PMSBY, PMJJBY, APY, and NNPS
- Conceptual questions from economics (micro & macro), law, and banking terms
- Some tricky questions from IS-LM model, FEMA, Venture Capital, and DFIs
- Topics like SDGs, market structures, financial reforms, and regulators were commonly asked
JAIIB IE and IFS, 4th May, 2nd Shift Exam Analysis
The second shift of the JAIIB IE & IFS exam held on 4th May 2025 was moderately difficult, with a balanced mix of conceptual, numerical, and factual questions. Many candidates found Module B more challenging due to deep conceptual questions, while case studies were relatively easier and straightforward.
Questions Asked in JAIIB IE and IFS 4th May, 2nd Shift
Here is a list of important questions/topics that appeared in the 2nd shift:
- PMSBY
- PMJJBY
- Pradhan Mantri Suraksha Bima Yojana
- APY administered by whom?
- Equilibrium calculation question
- Microfinance Committee – Malegaon Committee
- Housing loan-related question
- UAN—how many digits?
- Monetary Operations (MO) numerical
- Capital Market—5 to 7 questions
- EPFO under which ministry?
- M1 money supply calculation
- Make in India—objective question
- Formula of Velocity of Money
- Formula of Money Multiplier
- 3X9 FRA (Forward Rate Agreement)
- Dena and Vijaya Bank merged into which bank?
- New Bank of India merged with?
- Difference between a Merchant Bank and Commercial Bank
- NABFID comes under which ministry?
- Two pillars of Fiscal Policy
- Venture Capital—Exit Route Question
- EPFO ceiling contribution limit
- Independent directors appointed by whom?
- One question on LTRO
- One question from the IS-LM Curve
- One question from the soft loan arm of the World Bank
- APY installment range
- First country in derivative growth
- Agenda of OSOWOG (One Sun One World One Grid)
- One question on ASBA
- RRB PCL overall target
- Andhra Bank to UCO Bank merger-related question
Key Takeaways from JAIIB 4th May 2025 Exam, Shift 2
- Module A had fewer questions; focus was more on other modules.
- Module B had deep conceptual questions, especially on macroeconomic concepts.
- Several unexpected numericals were asked from money supply, market operations, etc.
- Multiple questions on government schemes like APY, PMSBY, and PMJJBY.
- Case studies were simple and direct, not too lengthy or tricky.
JAIIB IE and IFS Exam 2025 Video Analysis – Shift 2
Candidates can find a more detailed analysis of Shift 2 for the JAIIB IE and IFS May 2025 cycle held on 4th May 2025 here:
JAIIB IE & IFS Exam Analysis 2025 – 4th May, Shift 1
The Indian Institute of Banking and Finance (IIBF) conducted the JAIIB IE & IFS Exam 2025 on 4th May as part of the May cycle for the Junior Associate of Indian Institute of Bankers (JAIIB). Thousands of banking professionals across India appeared for this important exam. In this article, we provide the complete JAIIB IE & IFS Exam Analysis 2025 for Shift 1 held on 4th May.
JAIIB IE & IFS Overall Exam Difficulty Level, Shift 1, 4th May
Candidates who appeared in Shift 1 rated the exam as moderate. The question paper had a balanced mix of static concepts, banking awareness, economic theory, and current developments in the financial sector. It tested both factual knowledge and conceptual clarity.
JAIIB IE & IFS, 4th May 2025, Shift 1 – Topics Covered
Below are the major topics and themes covered in the JAIIB IE & IFS Exam 2025 – Shift 1:
Banking and Financial System
- Merchant Banking
- NBFC (Non-Banking Financial Company)
- Bank merged with Bank of Baroda
- Sponsorship Bank
- CRR (Cash Reserve Ratio) and SLR (Statutory Liquidity Ratio)
- Reverse Repo Rate
- EPFO (Employees’ Provident Fund Organisation)
- PFRDA (Pension Fund Regulatory and Development Authority)
- NSDL (National Securities Depository Limited)
Indian Economy and Government Schemes
- Definition of Economics
- Marginal Utility
- GNP and GVA Formula
- Base Money Components
- Atal Pension Yojana
- Demand Curve
- Nationalisation of Banks
- Economic Liberalisation
Financial Markets and Instruments
- Green Shoe Option
- Red Herring Prospectus (RHP)
- Face Value and Interest Rate
- Treasury Bills (T-Bills)
- Operating Lease
- Forfeiting
- LIBOR (London Interbank Offered Rate)
- SONIA (Sterling Overnight Index Average)
Committees and Reports
- PJ Nayak Committee
- Padmanabham Committee
- R N Malhotra Committee
- Balance of Payments Committee
Regulatory Bodies and Institutions
- Mutual Fund Regulator
- Central Record Keeping Agency
- Regulation of Foreign Exchange
- NITI Aayog
Key Takeaways from JAIIB IE and IFS Exam Analysis – Shift 1
- The exam focused on a broad range of topics, including both theoretical and practical aspects of the Indian economy and banking system.
- A good number of questions were based on banking reforms, financial instruments, and regulatory frameworks.
- Candidates needed preparation in current affairs, committee recommendations, and economic formulas.
JAIIB IE and IFS Exam 2025 Video Analysis – Shift 1
Candidates can find a more detailed analysis of Shift 1 for the JAIIB IE and IFS May 2025 cycle held on 4th May 2025 here:
- JAIIB PPB and AFM New Exam Dates Out for Affected Areas, May Cycle
- JAIIB RBWM Exam 2025 Analysis for Shift 1, 2 & 3 – 18th May 2025
- JAIIB Exam Analysis 2025, May Cycle, All Shifts Covered
- JAIIB AFM Exam Analysis 2025, May All Shifts Review
- JAIIB PPB Exam Analysis 2025, May All Shifts Review
- JAIIB IE and IFS Exam Analysis 2025, 4th May 2025 Detailed Analysis
JAIIB IE and IFS Exam Analysis 2025 – FAQs
Ans. In the May cycle, the JAIIB IE and IFS exam was held on 4th May 2025.
Ans. The level of the JAIIB IE and IFS exam was moderate to difficult in shift 1.
The most comprehensive online preparation portal for MBA, Banking and Government exams. Explore a range of mock tests and study material at www.oliveboard.in