NABARD Grade A vs Grade B: The official notification for NABARD Grade A and Grade B 2025 has not been released yet, but the announcement is expected soon. Many aspirants are confused about which exam they should focus on, Grade A or Grade B? Both exams are prestigious and lead to a rewarding career with NABARD, but each has its own differences. In this blog, we will break down NABARD Grade A vs Grade B in 2025 so you can make an informed decision.
NABARD Grade A vs Grade B 2025 At a Glance
Take a quick look at the NABARD Grade A vs Grade B comparison table below. A detailed breakdown of each feature is provided in the following sections:
| Feature | NABARD Grade A | NABARD Grade B |
| Vacancies | 150 Vacancies in 2024 | 7 Vacancies in 2021 |
| Eligibility | Bachelor’s Degree in relevant discipline. | Bachelor’s Degree + Postgraduate qualification in Economics/Finance or related field (as per past trends). |
| Salary | Approx. ₹70,000 – ₹75,000 per month (with allowances). | Approx. ₹80,000 – ₹85,000 per month (with allowances). |
| Work Pressure | Relatively balanced workload, more implementation-based tasks. | Higher responsibility, involves supervision and policy-level work. |
| Career Growth | Slower promotions, but steady growth path from Assistant Manager upwards. | Faster promotions, starts at Manager level, higher authority from the beginning. |
NABARD Grade A and Grade B Vacancies
Candidates can take a look at the NABARD vacancies table of previous cycle provided below for Grade A and Grade B. Generally, Grade A usually has higher vacancies, making it more accessible, while Grade B has limited seats but higher authority.
| Category | NABARD Grade A (2024) | NABARD Grade B (2021) |
| UR | 61 | 3 |
| SC | 22 | 1 |
| ST | 12 | 0 |
| OBC | 46 | 2 |
| EWS | 9 | 1 |
| Total | 150 | 7 |
NABARD Grade A and Grade B Salary & Perks in 2025
Both NABARD Grade A and Grade B officers enjoy excellent pay, allowances, and benefits. Below, we have shared the official pay scale details from the latest available notifications of the previous cycles.
NABARD Grade A Salary (as per 2024 notification)
- NABARD Grade A Salary Basic Pay: ₹44,500 per month
- Pay Scale: ₹44,500 – ₹89,150
- Gross Monthly Salary (with allowances): Around ₹1,00,000 (varies by posting location)
NABARD Grade B Salary (as per 2021 notification)
- NABARD Grade B Salary Basic Pay: ₹35,150 per month
- Pay Scale: ₹35,150 – ₹62,400
- Gross Monthly Salary (with allowances): Around ₹80,000–₹85,000
| Feature | Grade A (2024) | Grade B (2021) |
| Basic Pay | ₹44,500 | ₹35,150 |
| Pay Scale | ₹44,500 – ₹89,150 | ₹35,150 – ₹62,400 |
| Gross Salary | ₹1,00,000 (approx.) | ₹80,000 – ₹85,000 (approx.) |
| Allowances | DA, HRA, LTA, Medical, Travel | DA, HRA, LTA, Medical, Travel |
| Perks | Accommodation, Fuel, Loans, Education perks, Pension | Accommodation, Fuel, Loans, Education perks, Pension |
NABARD Grade A and Grade B Exam Pattern
As per the latest NABARD Grade A and Grade B Notification of previous cycle, the following differences can be seen on their exam pattern:
| Stage | Grade A | Grade B |
| Prelims (Phase I) | – 200 MCQs, 120 mins – Qualifying Section: Reasoning, English Language, Computer Knowledge, Quantitative Aptitude, Decision Making – Merit Section: General Awareness, Economic & Social Issues (ESI), Agriculture & Rural Development (ARD) | – Same as Grade A – 200 MCQs, 120 mins – Qualifying + Merit sections identical |
| Mains (Phase II) | – Paper I: General English (Descriptive) – 100 marks, 90 mins – Paper II: ESI & ARD (Objective + Descriptive) – 100 marks, 120 mins | – Paper I: General English (Descriptive) – 100 marks, 90 mins – Paper II: ESI & ARD (Objective + Descriptive) – 100 marks, 90 mins – Paper III: Development Economics, Statistics, Finance & Management (Objective + Descriptive) – 100 marks, 90 mins |
| Interview (Phase III) | 50 marks | 75 marks |
Overall Difficulty Level:
- Grade A & B Prelims has same exam structure.
- Grade B Mains includes one extra specialized paper. Paper III covers topics like Development Economics, Statistics, Finance, and Management.
- Grade A Mains focuses on General English and sectors like ESI & ARD.
- Grade B requires stronger domain knowledge in economic and statistical concepts.
NABARD Grade A vs Grade B Job Role & Responsibilities
The roles of NABARD Grade A and Grade B officers differ mainly in terms of seniority, responsibilities, and decision-making power.
| Aspect | Grade A (Assistant Manager) | Grade B (Manager) |
| Role Level | Entry-level managerial | Mid-level managerial |
| Main Focus | Implementation, monitoring, rural-level execution | Policy oversight, supervision, strategic decision-making |
| Tasks | Appraising and approving rural credit, evaluating rural projects, conducting field visits, capacity building | Loan approvals, departmental coordination, financial analysis, strategy and program supervision |
| Interaction | Direct interaction with rural units and local branches | Oversight, coordination, and leadership at regional and policy levels |
| Decision Power | Limited to execution and operational follow-up | Greater authority in scheme design and execution oversight |
| Example | A Grade A officer may handle tasks like approving rural credit applications, monitoring agricultural projects, coordinating with state governments, or ensuring that schemes such as farmer credit support are implemented properly at branch or regional levels. | A Grade B officer may be involved in framing new financing schemes for rural infrastructure, reviewing agricultural credit policies, supervising Assistant Managers, or making financial/statistical analysis for rural development projects. |
NABARD Grade A vs Grade B Career Growth
Both Grade A and Grade B officers have similar chances for promotions. The main difference is that Grade B officers start at a higher level. This often leads to faster career growth. On the other hand, Grade A officers start as Assistant Managers and gradually move up the hierarchy. Below, we have provided the promotion levels for both positions and the estimated timelines.
| Level | Grade A (Assistant Manager Entry) | Grade B (Manager Entry) | Approx. Time for Promotion |
| Entry Point | Assistant Manager (Grade A) | Manager (Grade B) | – |
| 1st Promotion | Manager | Assistant General Manager (AGM) | 3–5 years |
| 2nd Promotion | Assistant General Manager (AGM) | General Manager (GM) | 5–6 years |
| 3rd Promotion | General Manager (GM) | Chief General Manager (CGM) | 5–6 years |
| 4th Promotion | Chief General Manager (CGM) | Deputy Managing Director (DMD) | 5–7 years |
| 5th Promotion | Deputy Managing Director (DMD) | Managing Director (MD) | 6–7 years |
| Top Position | Managing Director (MD) | Managing Director (MD) | – |
NABARD Grade A and Grade B Work-Life Balance
When it comes to work-life balance, there is a slight difference between NABARD Grade A and Grade B roles. NABARD Grade A Officers usually enjoy a balanced work-life. However, in the initial years, they are posted in semi-urban or rural areas where NABARD projects are implemented, giving them hands-on exposure to development work. Later, they may be transferred to metro cities.
On the other hand, Grade B officers have greater responsibility as they focus on policy-making, supervision, and decision-making. This often leads to longer working hours and higher job pressure. However, they are usually posted in regional or head offices, which provides a better lifestyle in urban cities.
| Aspect | Grade A (Assistant Manager) | Grade B (Manager) |
| Work Pressure | Balanced, implementation-focused | Higher pressure, policy & decision-making |
| Posting Locations | Mostly rural/semi-urban branches | Regional/Head offices, urban postings |
| Work-Life Balance | Relatively better | Comparatively tougher |
Which Exam Should You Choose in 2025?
Choosing between NABARD Grade A and Grade B depends on your career goals and how much work pressure you can handle. Both roles are prestigious, but the nature of work, growth opportunities, and difficulty level vary.
Choose NABARD Grade A if:
- You are a fresher or starting your career, or
- You prefer job stability with a balanced workload, or
- You enjoy implementation-level work in semi-urban or rural areas, directly engaging with NABARD’s projects.
Choose NABARD Grade B if:
- You want to enter at a higher managerial level, or
- You are looking for faster promotions and leadership roles, or
- You can handle tough jobs in policy-making and supervision.
FAQs
Grade A is an entry-level Assistant Manager role, while Grade B is a Manager-level role with more responsibility and policy-making work.
NABARD Grade B is tougher because it includes an extra paper on Development Economics & Finance along with higher-level competition.
Grade A officers earn around ₹70,000 per month, while Grade B officers earn about ₹80,000 per month (approx, including allowances).
Freshers or candidates seeking stability and field-level work should go for Grade A.
Yes. Grade A officers are usually posted in semi-urban/rural project areas first, while Grade B officers are more likely posted in regional/head offices in urban areas.
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