NIACL AO Syllabus and Exam Pattern 2025: The NIACL AO syllabus includes both Preliminary and Main exams. The Prelims consists of three sections: English Language, Reasoning Ability, and Numerical Ability, with a total of 100 marks in objective format. The Mains expands to include Reasoning Ability, English Language, General Awareness, Quantitative Aptitude, and a Descriptive Test, carrying a total of 200 marks. The Mains exam includes both objective and descriptive sections.
NIACL AO Syllabus 2025
To prepare effectively for the exam, candidates should review the NIACL AO Syllabus 2025 for both Prelims and Mains. The syllabus focuses on English Language, Reasoning Ability, Quantitative Aptitude, and General Awareness, along with a Descriptive Test in the Mains stage. Details like the marking scheme, exam duration, medium of the exam, and negative marking are provided in the official NIACL AO Notification 2025.
NIACL AO Syllabus and Exam Pattern
The NIACL AO Exam 2025 will be conducted in online mode and will be available in both English and Hindi (except for the English Language section). The Mains Exam will include both Multiple-Choice Questions (MCQs) and a Descriptive section. Candidates should note that there is a negative marking of 1/4th mark for every incorrect answer. Check the detailed NIACL Administrative Officers Syllabus below.
| Parameters | Details |
| Exam Conducting Body | New India Assurance Company Limited (NIACL) |
| Post Name | Administrative Officer (Generalist) – Scale I |
| Exam Stages | Preliminary Exam, Main Exam, Interview |
| Exam Mode | Online |
| Exam Medium | English & Hindi |
| Exam Type | MCQ (Prelims & Mains) + Descriptive (Mains only) |
| Prelims Subjects | English Language, Reasoning Ability, Numerical Ability |
| Mains Subjects | Reasoning, English, General Awareness, Quant, Descriptive |
| Negative Marking | 1/4th mark deducted for each wrong answer |
| Official Website | https://www.newindia.co.in |
NIACL AO Exam Pattern 2025
The NIACL AO Selection Process includes two main exams: Prelims and Mains. The Prelims Exam is for 100 marks, and the Mains Exam is for 200 marks. The Prelims Exam has only objective-type questions, while the Mains Exam includes both objective and descriptive-type questions. More information about the marking scheme, duration, medium of the exams, and details about negative marking is provided below.
NIACL AO Prelims Exam Pattern 2025
The Preliminary Exam is the first stage of the NIACL AO selection process. It is designed to assess a candidate’s basic aptitude in reasoning, numerical ability, and language skills. The Prelims exam is conducted online and includes objective-type questions from three key sections. Candidates must clear the sectional and overall cut-offs to qualify for the next stage.
- Mode of Examination: Online (Computer-Based Test)
- Type of Questions: Multiple Choice Questions (MCQs)
- Number of Sections: 3 – English Language, Reasoning Ability, Quantitative Aptitude
- Total Questions: 100
- Total Marks: 100
- Duration: 60 minutes (20 minutes per section)
- Negative Marking: 0.25 marks deducted for every incorrect answer
- Medium of Exam: Bilingual – English and Hindi (except for the English Language section)
- Scoring: Marks scored in Prelims are not counted for final selection but are required to qualify for the Mains exam
| S.No. | Name of Test | No. of Questions | Maximum Marks | Duration | Language |
| 1 | English Language | 30 | 30 | 20 minutes | English |
| 2 | Reasoning Ability | 35 | 35 | 20 minutes | English / Hindi |
| 3 | Numerical Ability | 35 | 35 | 20 minutes | English / Hindi |
| Total | 100 | 100 | 60 minutes | – |
NIACL AO Mains Exam Pattern
Candidates who qualify the NIACL AO Prelims Stage will move to the NIACL AO Mains Examination. Check the mains exam pattern for NIACL AO below.
- The Mains Exam has four sections: Reasoning Ability, English Language, General Awareness, and Quantitative Aptitude.
- Each section contains 50 objective-type questions, totaling 200 questions.
- The total marks for the Mains exam are 200.
- The exam is conducted online (computer-based).
- Time allotted: 40 minutes per section, totaling 2 hours and 50 minutes.
- Negative marking: 0.25 marks are deducted for each wrong answer.
| S. No. | Name of the Test | No. of Questions | Maximum Marks | Duration |
| 1 | Reasoning Ability | 50 | 50 | 40 minutes |
| 2 | English Language | 50 | 50 | 40 minutes |
| 3 | General Awareness | 50 | 50 | 30 minutes |
| 4 | Quantitative Aptitude | 50 | 50 | 40 minutes |
| Total | 200 | 200 | 150 minutes |
NIACL AO Specialist Post Mains Exam Pattern
The exam structure for the NIACL AO Mains Exam is similar for both Generalist and Specialist posts, covering subjects like Reasoning, English Language, General Awareness, and Quantitative Aptitude. However, for Specialist posts, there is an extra subject specific to their specialized field.
| S. No. | Name of the Test | Name of the Test | Maximum Marks | Duration |
| 1 | Reasoning Ability | 40 | 40 | 30 minutes |
| 2 | English Language | 40 | 40 | 30 minutes |
| 3 | General Awareness | 40 | 40 | 25 minutes |
| 4 | Quantitative Aptitude | 40 | 40 | 30 minutes |
| 5 | Technical & Professional Knowledge (relevant to the specialist discipline) | 40 | 40 | 35 minutes |
| Total | 200 | 200 | 150 minutes |
NIACL AO Exam Syllabus
NIACL is set to conduct the NIACL AO Prelims and Mains Exam soon. Candidates preparing for the NIACL AO 2025 Exam should commence their preparations now due to the limited time. The initial step is to familiarize oneself with the syllabus for both Prelims and Mains Exams.
NIACL AO Prelims Exam Syllabus
The NIACL AO Prelims syllabus includes three subjects: English Language, Reasoning Ability, and Quantitative Aptitude. Here, we’ve explained the topics covered in each of these sections.
| NIACL AO Prelims Syllabus: English | NIACL AO Prelims Syllabus: Quantitative Aptitude | NIACL AO Prelims Syllabus: Reasoning Ability |
| – Comprehension | – Simplification | – Coded Inequalities |
| – Vocabulary | – Ratio & Proportion, Percentage | – Seating Arrangement |
| – English Grammar | – Number Systems | – Puzzle Tabulation |
| – Miscellaneous | – Profit & Loss | – Logical Reasoning |
| – Reading Comprehension | – Mixtures & Allegations | – Ranking/Direction/Alphabet Test |
| – Cloze Test | – Simple Interest & Compound Interest & Surds & Indices | – Data Sufficiency |
| – Fill in the blanks | – Time & Distance | – Syllogism |
| – Multiple Meaning / Error Spotting | – Work & Time added in NIACL AO Syllabus | – Blood Relations |
| – Paragraph Complete / Sentence Correction | – Sequence & Series | – Input-Output |
| – Para jumbles | – Permutation, Combination & Probability | – Coding-Decoding |
| – Miscellaneous | – Data Interpretation | – Alphanumeric Series. |
| – Questions for English will be asked in English only | – Mensuration – Cylinder, Cone, Sphere | – |
NIACL AO Mains Exam Syllabus 2025
Candidates who qualify in the Prelims stage will move on to the Mains Examination. The NIACL AO Mains Exam consists of four sections: Reasoning Ability, English Language, Quantitative Aptitude, and General Awareness. Below is the detailed section-wise syllabus to help you prepare effectively.
Reasoning Ability
This section checks a candidate’s logical thinking and analytical skills. It includes a variety of puzzles, logic-based problems, and verbal reasoning questions.
- Coded Inequalities
- Seating Arrangement
- Puzzles
- Logical Reasoning
- Ranking, Direction, and Alphabet Test
- Data Sufficiency
- Syllogism
- Blood Relations
- Input-Output
- Coding-Decoding
- Alphanumeric Series
English Language
The English section tests grammar, vocabulary, comprehension, and overall language proficiency. It focuses on reading skills, sentence structure, and contextual usage.
- Reading Comprehension
- Cloze Test
- Fill in the Blanks
- Multiple Meaning / Error Spotting
- Paragraph Completion / Sentence Correction
- Para Jumbles
- Miscellaneous Language Topics
Quantitative Aptitude
This section evaluates your numerical ability and problem-solving skills. It covers both basic arithmetic and advanced data interpretation topics.
- Approximation: BODMAS, square & cube roots, indices, fractions, percentages
- Number Series: Missing number, wrong number, double pattern, statement-based series
- Inequality: Quadratic equations, quantity comparison, statement-based comparisons
- Arithmetic Topics:
- Ratio and Proportion
- Percentage
- Number System
- HCF and LCM
- Basics of Algebra
- Average, Age, Partnership
- Mixture and Allegation
- Simple and Compound Interest
- Time and Work, Pipe and Cistern
- Profit & Loss, Discount
- Speed, Time and Distance
- Boats and Streams, Trains
- Mensuration (2D and 3D)
- Probability, Permutation and Combination
- Data Interpretation (DI):
- Table DI
- Pie Chart, Line Chart, Bar Chart
- Mixed DI, Caselet, Radar DI
- Missing Table DI, Arithmetic-based DI
- Data Sufficiency: Two- and three-statement based problems
NIACL AO Mains Syllabus 2025 (Specialist)
The NIACL AO Mains Syllabus for Specialist posts includes subject-specific topics relevant to each discipline. Below is the section-wise syllabus for Risk Engineers and the Health Post.
| Subject | Topics |
| Risk Engineers | – Engineering Mechanics – Basic Civil Engineering – Engineering Chemistry – Basics of Electrical and Electronics – Basics of Mechanical Engineering – Basics of Energy Generation – Engineering Physics |
| General Anatomy (Health Post) | – General Anatomy – Upper Limb – Lower Limb – Thorax – Abdomen, Perineum, Pelvis – Head & Neck – Neuroanatomy – Embryology – Histology |
| General Physiology | – General Physiology – Haematology – Nerve and Muscle Physiology – Gastrointestinal System – Cardiovascular System – Respiratory System – Renal Physiology – Endocrine System – Reproductive System – Neurophysiology |
| General Biochemistry | – General Biochemistry – Molecular Biology – Chemistry and Metabolism of Hemoglobin – Vitamins – Metabolism of Carbohydrates – Chemistry and Metabolism of Lipids – Mineral Metabolism: Water and Electrolyte Balance & Imbalance – Acid-Base Balance and Imbalance – Mechanism of Hormone Action – Liver, Kidney, Thyroid & Adrenal Function Tests – Detoxification Mechanisms, Role of Xenobiotics in Disease – Biochemical Basis of Cancer and Carcinogenesis, Apoptosis – Oxidative Stress & Antioxidants in Health & Diseases |
| General Microbiology | – Introduction to Microbiology (Classification of Microbes, Introduction to Bacteriology & Taxonomy) – Morphology: Microscopy, Staining Methods – Growth & Nutrition – Sterilization & Disinfection – Cultural Media & Methods – Identification of Bacteria – Bacterial Genetics & Recombinant DNA Technology – Pathogenesis of Bacterial Diseases – Antimicrobial Agents |
| Immunology | – Immunity – Structure & Functions of the Immune System – Immune Response & Tolerance (Cell-mediated Immunity) – Antigens – Antibody – Antigen-Antibody Reaction – Hypersensitivity – Complement System – Autoimmunity – Tumor & Transplant Immunity – Immunodeficiency – Immunodiagnosis – Immunoprophylaxis |
| Forensic Medicine | – Identification – Medicolegal Autopsy – Postmortem Changes – Mechanical Injuries – Regional Injuries – Burns and Firearm Injuries – Asphyxial Deaths – Sexual Jurisprudence – Starvation, Torture, Artefacts – Forensic Psychiatry – Legal Procedures in Medicolegal Cases – Medical Jurisprudence – Forensic Science Laboratory – Forensic Toxicology – Recent Advances in Forensic Medicine |
NIACL AO Descriptive Test
The Descriptive Test, conducted online, focuses on the Test of English Language, involving Letter Writing (10 marks) and Essay Writing (20 marks). The entire Descriptive Test spans 30 minutes in duration.
| Topics | Marks |
| Essay | 20 |
| Letter Writing | 10 |
| Total | 30 |
NIACL AO Interview Stage
Candidates who qualify in Phase-II will proceed to an Interview conducted by the company at selected centers. The evaluation ratio between the Online Examination and the Interview is 75:25, respectively. Shortlisted candidates will receive details about the interview venue, time, and date in the call letter.
- Shortlisted candidates after Phase II will undergo an Interview conducted by the Company at select centers.
- The evaluation ratio for the Online Examination and Interview is 75:25, respectively.
- Details regarding the Interview, including the center, venue address, time, and date, will be communicated to shortlisted candidates through the call letter.
NIACL AO Syllabus & Exam Pattern – FAQs
Ans. The NIACL AO Prelims Exam covers English Language, Reasoning Ability, and Quantitative Aptitude.
Ans. The Prelims Exam is for a total of 100 marks.
Ans. Candidates have 1 hour to complete the entire Prelims Exam, with approximately 20 minutes allotted for each section.
Ans. The NIACL AO Mains Exam includes Reasoning Ability, Quantitative Aptitude, English, and General Awareness.
Ans. The Mains Exam carries a total of 200 marks.
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