{"id":132557,"date":"2026-04-16T00:05:00","date_gmt":"2026-04-15T18:35:00","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=132557"},"modified":"2026-04-17T15:39:04","modified_gmt":"2026-04-17T10:09:04","slug":"niacl-ao-eligiblity-criteria-2025","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/","title":{"rendered":"NIACL AO Eligibility Criteria 2025, Qualification, Age Limit"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#NIACL_AO_Nationality_Criteria\" >NIACL AO Nationality Criteria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#NIACL_AO_Age_Requirements\" >NIACL AO Age Requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#NIACL_AO_Age_Relaxation\" >NIACL AO Age Relaxation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#NIACL_AO_Qualification_Requirement\" >NIACL AO Qualification Requirement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#NIACL_AO_Eligibility_Criteria_FAQs\" >NIACL AO Eligibility Criteria FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><strong>NIACL AO Eligibility Criteria<\/strong><\/strong>: The New India Assurance Company Limited annually conducts the NIACL AO recruitment. Administrative officers are recruited for generalist as well as specialist posts. Candidates should know the eligibility criteria before applying for any NAICL AO vacancies. This article will provide all the relevant information about NIACL AO eligibility criteria, including the age requirements, educational qualifications, etc.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-niacl-ao-nationality-criteria\"><span class=\"ez-toc-section\" id=\"NIACL_AO_Nationality_Criteria\"><\/span>NIACL AO Nationality Criteria<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The nationality requirements for <strong><a href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-notification\/\" target=\"_blank\" rel=\"noreferrer noopener\">NIACL AO Recruitment<\/a><\/strong> are as follows:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Indian Citizens:<\/strong> Candidates who are citizens of India by birth or domicile are eligible to apply for NIACL AO positions.<\/li>\n\n\n\n<li><strong>Subject of Nepal\/Bhutan: <\/strong>Candidates who are subjects of Nepal or Bhutan can also apply for NIACL AO recruitment.<\/li>\n\n\n\n<li><strong>Tibetan Refugees:<\/strong> Tibetan refugees who came to India before January 1, 1962, with the intention of permanently settling in India, are eligible to apply.<\/li>\n\n\n\n<li><strong>Indian Origin Migrants from Certain Countries: <\/strong>Candidates of Indian origin who have migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia, and Vietnam with the intention of permanently settling in India can also apply, provided they have obtained a certificate of eligibility issued by the Government of India.<\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-salary-2025\/\" target=\"_blank\" rel=\"noreferrer noopener\">check NIACL AO Salary<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-niacl-ao-age-requirements\"><span class=\"ez-toc-section\" id=\"NIACL_AO_Age_Requirements\"><\/span>NIACL AO Age Requirements<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The age requirements for NIACL AO are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Minimum Age:<\/strong> 21 years<\/li>\n\n\n\n<li><strong>Maximum Age:<\/strong> 30 years<\/li>\n<\/ul>\n\n\n\n<p>A candidate must have been born not earlier than 2nd August 1993 and not later than 1st August 2002 (both dates inclusive).&nbsp;<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\" \/>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\" \/>\n<title>Exam Eligibility Checker<\/title>\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\" crossorigin \/>\n<link rel=\"stylesheet\" href=\"https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@600;700;800&#038;family=DM+Sans:wght@400;500;600&#038;display=swap\" \/>\n\n<style>\n.ecw-hidden { display: none !important; }\n\n#ecw * { box-sizing: border-box; margin: 0; padding: 0; }\n#ecw { max-width: 620px; margin: 0 auto; font-family: 'DM Sans', sans-serif; }\n\n\/* \u2500\u2500 HERO \u2500\u2500 *\/\n#ecw .ec-hero { background: #fff; border-radius: 16px; overflow: hidden; box-shadow: 0 8px 32px rgba(12,68,124,0.14); border: 1px solid #dce8f5; }\n#ecw .ec-hero-banner { background: linear-gradient(145deg, #0B3D72 0%, #1462B0 55%, #1A7FD4 100%); padding: 44px 28px 52px; text-align: center; position: relative; overflow: hidden; }\n#ecw .ec-kicker { display: inline-flex; align-items: center; gap: 8px; font-size: 11.5px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: rgba(255,255,255,.85); background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.22); border-radius: 99px; padding: 6px 18px; margin-bottom: 20px; }\n#ecw .ec-kicker-dot { width: 7px; height: 7px; border-radius: 50%; background: #FFD137; flex-shrink: 0; display: inline-block; animation: ecwpulse 2s infinite; 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gap: 8px; height: 56px; padding: 0 38px; background: linear-gradient(135deg, #F7941D, #EF4B20); color: #fff; border: none; border-radius: 14px; font-family: 'Poppins', sans-serif; font-size: 16px; font-weight: 700; cursor: pointer; box-shadow: 0 8px 24px rgba(230,75,25,.44); transition: transform .15s, box-shadow .15s; }\n#ecw .ec-hero-cta:hover { transform: translateY(-2px); box-shadow: 0 12px 28px rgba(230,75,25,.5); }\n#ecw .ec-badges { display: flex; flex-wrap: wrap; justify-content: center; gap: 7px; padding: 16px 20px; background: #f4f8fd; border-top: 1px solid #dce8f5; }\n#ecw .ec-badge { font-family: 'Poppins', sans-serif; font-size: 11px; font-weight: 700; padding: 5px 14px; border-radius: 99px; border: 1.5px solid; }\n#ecw .b-lic    { color:#1A5C32; border-color:#7EDBA4; background:#E8FAF0; }\n#ecw .b-niacl  { color:#0B4296; border-color:#8BB6E8; background:#EAF2FC; }\n#ecw .b-nicl   { color:#B83228; border-color:#F4A09A; background:#FFF3F2; }\n#ecw .b-oicl   { color:#733890; border-color:#CEA8DC; background:#F7EFFE; }\n\n\/* \u2500\u2500 CARD \u2500\u2500 *\/\n#ecw .ec-card { background: #fff; border-radius: 16px; box-shadow: 0 8px 32px rgba(12,68,124,0.13); border: 1px solid #dce8f5; min-height: 590px; display: flex; flex-direction: column; overflow: hidden; }\n#ecw .ec-prog { height: 5px; background: #dce8f5; flex-shrink: 0; }\n#ecw .ec-prog-fill { height: 100%; background: linear-gradient(90deg, #1462B0, #1A7FD4); transition: width .4s ease; }\n#ecw .ec-card-head { background: #E5F0FB; padding: 14px 20px; display: flex; align-items: center; justify-content: space-between; border-bottom: 1px solid #d4e5f5; flex-shrink: 0; }\n#ecw .ec-head-title { font-size: 14px; font-weight: 600; color: #0B3D72; }\n#ecw .ec-head-pill { font-size: 11px; color: #1462B0; background: #fff; border: 1px solid #c2d9f0; border-radius: 99px; padding: 4px 14px; font-weight: 600; }\n\n#ecw .ec-body { padding: 16px 20px 8px; flex: 1; overflow-y: auto; display: flex; flex-direction: column; 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margin-top: 8px; flex-shrink: 0; }\n#ecw .ec-cta { height: 43px; border-radius: 11px; font-size: 14px; font-weight: 700; cursor: pointer; font-family: 'Poppins', sans-serif; width: 100%; border: none; color: #fff; transition: opacity .15s; }\n#ecw .ec-cta:hover { opacity: .9; }\n#ecw .ec-cta.c-green  { background: linear-gradient(135deg, #2AAA5E, #1B7A40); }\n#ecw .ec-cta.c-orange { background: linear-gradient(135deg, #F7941D, #EF4B20); }\n#ecw .ec-cta.c-blue   { background: linear-gradient(135deg, #1568B8, #0B3D72); }\n#ecw .ec-retry-row { text-align: center; padding: 0 18px 12px; flex-shrink: 0; }\n#ecw .ec-retry { height: 36px; padding: 0 22px; background: transparent; border: 1.5px solid #C8D6E5; color: #7A8FA3; border-radius: 11px; font-size: 13px; cursor: pointer; font-family: 'DM Sans', sans-serif; }\n\n@media (max-width: 460px) {\n  #ecw .ec-hero-h1 { font-size: 22px; }\n  #ecw .ec-tile-grid { grid-template-columns: 1fr; }\n  #ecw .ec-grid2 { grid-template-columns: 1fr; }\n}\n<\/style>\n<\/head>\n<body>\n\n<div id=\"ecw\">\n\n  <!-- SCREEN 0: HERO -->\n  <div id=\"ecw-s0\">\n    <div class=\"ec-hero\">\n      <div class=\"ec-hero-banner\">\n        <div class=\"ec-kicker\"><span class=\"ec-kicker-dot\"><\/span> Instant Eligibility Check<\/div>\n        <div class=\"ec-hero-h1\">Are you eligible for<br><em>upcoming insurance exams?<\/em><\/div>\n        <p class=\"ec-hero-sub\">Check in under <strong>60 seconds<\/strong> &#8212; free, instant &amp; personalised for your profile.<\/p>\n        <div class=\"ec-stats\">\n          <div class=\"ec-stat\"><div class=\"ec-stat-n\">10<\/div><div class=\"ec-stat-l\">Exams<\/div><\/div>\n          <div class=\"ec-stat\"><div class=\"ec-stat-n\">60s<\/div><div class=\"ec-stat-l\">Result<\/div><\/div>\n          <div class=\"ec-stat\"><div class=\"ec-stat-n\">100%<\/div><div class=\"ec-stat-l\">Accurate<\/div><\/div>\n        <\/div>\n        <button class=\"ec-hero-cta\" id=\"ecw-btn-start\" type=\"button\">&#10022; Check My Eligibility &#8594;<\/button>\n      <\/div>\n      <div class=\"ec-badges\">\n        <span class=\"ec-badge b-lic\">LIC AAO<\/span>\n        <span class=\"ec-badge b-lic\">LIC ADO<\/span>\n        <span class=\"ec-badge b-lic\">LIC Assistant<\/span>\n        <span class=\"ec-badge b-lic\">LIC HFL Jr. Asst.<\/span>\n        <span class=\"ec-badge b-niacl\">NIACL AO<\/span>\n        <span class=\"ec-badge b-niacl\">NIACL Assistant<\/span>\n        <span class=\"ec-badge b-nicl\">NICL AO<\/span>\n        <span class=\"ec-badge b-nicl\">NICL Assistant<\/span>\n        <span class=\"ec-badge b-oicl\">OICL AO<\/span>\n        <span class=\"ec-badge b-oicl\">OICL Assistant<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SCREEN 1: CHOOSE EXAM -->\n  <div id=\"ecw-s1\" class=\"ecw-hidden\">\n    <div class=\"ec-card\">\n      <div class=\"ec-prog\"><div class=\"ec-prog-fill\" style=\"width:20%\"><\/div><\/div>\n      <div class=\"ec-card-head\">\n        <span class=\"ec-head-title\">Step 1 of 4 &#8212; Choose Exam<\/span>\n        <span class=\"ec-head-pill\">Select Exam<\/span>\n      <\/div>\n      <div class=\"ec-body\">\n        <span class=\"ec-label\">Which exam are you checking?<\/span>\n        <div class=\"ec-tile-grid\">\n          <div class=\"ec-tile\" data-exam=\"lic-aao\"      ><div class=\"ec-tile-tag\">LIC<\/div><div class=\"ec-tile-name\">LIC AAO<\/div><\/div>\n          <div class=\"ec-tile\" data-exam=\"lic-ado\"      ><div class=\"ec-tile-tag\">LIC<\/div><div class=\"ec-tile-name\">LIC ADO<\/div><\/div>\n          <div class=\"ec-tile\" data-exam=\"lic-asst\"     ><div class=\"ec-tile-tag\">LIC<\/div><div class=\"ec-tile-name\">LIC Assistant<\/div><\/div>\n          <div class=\"ec-tile\" data-exam=\"lic-hfl-jasst\"><div class=\"ec-tile-tag\">LIC HFL<\/div><div class=\"ec-tile-name\">LIC HFL Jr. Asst.<\/div><\/div>\n          <div class=\"ec-tile\" data-exam=\"niacl-ao\"     ><div class=\"ec-tile-tag\">NIACL<\/div><div class=\"ec-tile-name\">NIACL AO<\/div><\/div>\n          <div class=\"ec-tile\" data-exam=\"niacl-asst\"   ><div class=\"ec-tile-tag\">NIACL<\/div><div class=\"ec-tile-name\">NIACL Assistant<\/div><\/div>\n          <div class=\"ec-tile\" data-exam=\"nicl-ao\"      ><div class=\"ec-tile-tag\">NICL<\/div><div class=\"ec-tile-name\">NICL AO<\/div><\/div>\n          <div class=\"ec-tile\" data-exam=\"nicl-asst\"    ><div class=\"ec-tile-tag\">NICL<\/div><div class=\"ec-tile-name\">NICL Assistant<\/div><\/div>\n          <div class=\"ec-tile\" data-exam=\"oicl-ao\"      ><div class=\"ec-tile-tag\">OICL<\/div><div class=\"ec-tile-name\">OICL AO<\/div><\/div>\n          <div class=\"ec-tile\" data-exam=\"oicl-asst\"    ><div class=\"ec-tile-tag\">OICL<\/div><div class=\"ec-tile-name\">OICL Assistant<\/div><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"ec-nav\">\n        <button type=\"button\" class=\"ec-btn-back\" id=\"ecw-btn-back1\">&#8592; Back<\/button>\n        <span class=\"ec-err\" id=\"ecw-err1\"><\/span>\n        <button type=\"button\" class=\"ec-btn-next\" id=\"ecw-btn-next1\">Next &#8594;<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SCREEN 2: ACADEMIC DETAILS -->\n  <div id=\"ecw-s2\" class=\"ecw-hidden\">\n    <div class=\"ec-card\">\n      <div class=\"ec-prog\"><div class=\"ec-prog-fill\" style=\"width:40%\"><\/div><\/div>\n      <div class=\"ec-card-head\">\n        <span class=\"ec-head-title\">Step 2 of 4 &#8212; Academic &amp; Background<\/span>\n        <span class=\"ec-head-pill\">Your Profile<\/span>\n      <\/div>\n      <div class=\"ec-body\">\n        <span class=\"ec-label\">Category<\/span>\n        <div class=\"ec-pills\" id=\"ecw-cat\">\n          <button type=\"button\" data-v=\"gen\">General \/ UR<\/button>\n          <button type=\"button\" data-v=\"obc\">OBC (NCL)<\/button>\n          <button type=\"button\" data-v=\"sc\">SC<\/button>\n          <button type=\"button\" data-v=\"st\">ST<\/button>\n          <button type=\"button\" data-v=\"ews\">EWS<\/button>\n          <button type=\"button\" data-v=\"pwbd\">PwBD<\/button>\n        <\/div>\n\n        <span class=\"ec-label\">Highest Qualification<\/span>\n        <div class=\"ec-pills\" id=\"ecw-qual\">\n          <button type=\"button\" data-v=\"none\">Below Graduation<\/button>\n          <button type=\"button\" data-v=\"grad\">Graduation<\/button>\n          <button type=\"button\" data-v=\"pg\">Post-Grad \/ CA \/ MBA<\/button>\n        <\/div>\n\n        <span class=\"ec-label\">Aggregate % in Qualifying Degree<\/span>\n        <div class=\"ec-pills\" id=\"ecw-pct\">\n          <button type=\"button\" data-v=\"45\">Below 50%<\/button>\n          <button type=\"button\" data-v=\"52\">50&#8211;54%<\/button>\n          <button type=\"button\" data-v=\"57\">55&#8211;59%<\/button>\n          <button type=\"button\" data-v=\"65\">60&#8211;69%<\/button>\n          <button type=\"button\" data-v=\"75\">70% &amp; above<\/button>\n        <\/div>\n\n        <span class=\"ec-label\">Date of Birth<\/span>\n        <input class=\"ec-date\" type=\"date\" id=\"ecw-dob\" \/>\n\n        <span class=\"ec-label\">Work Experience<\/span>\n        <div class=\"ec-pills\" id=\"ecw-exp\">\n          <button type=\"button\" data-v=\"0\">None<\/button>\n          <button type=\"button\" data-v=\"1\">Less than 2 yrs<\/button>\n          <button type=\"button\" data-v=\"2\">2&#8211;4 years<\/button>\n          <button type=\"button\" data-v=\"5\">5+ years<\/button>\n        <\/div>\n      <\/div>\n      <div class=\"ec-nav\">\n        <button type=\"button\" class=\"ec-btn-back\" id=\"ecw-btn-back2\">&#8592; Back<\/button>\n        <span class=\"ec-err\" id=\"ecw-err2\"><\/span>\n        <button type=\"button\" class=\"ec-btn-next\" id=\"ecw-btn-next2\">Next &#8594;<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SCREEN 3: CONTACT DETAILS -->\n  <div id=\"ecw-s3\" class=\"ecw-hidden\">\n    <div class=\"ec-card\">\n      <div class=\"ec-prog\"><div class=\"ec-prog-fill\" style=\"width:60%\"><\/div><\/div>\n      <div class=\"ec-card-head\">\n        <span class=\"ec-head-title\">Step 3 of 4 &#8212; Your Contact<\/span>\n        <span class=\"ec-head-pill\">Contact Info<\/span>\n      <\/div>\n      <div class=\"ec-body\">\n        <span class=\"ec-label\">Your Name<\/span>\n        <div class=\"ec-grid2\">\n<div class=\"ec-fld\"><label for=\"ecw-fn\">First Name *<\/label><input id=\"ecw-fn\" type=\"text\" placeholder=\"First Name\" autocomplete=\"off\" \/><\/div>\n<div class=\"ec-fld\"><label for=\"ecw-ln\">Last Name *<\/label><input id=\"ecw-ln\" type=\"text\" placeholder=\"Last Name\" autocomplete=\"off\" \/><\/div>\n        <\/div>\n\n        <span class=\"ec-label\">Mobile Number *<\/span>\n<div class=\"ec-fld\"><input id=\"ecw-ph\" type=\"tel\" maxlength=\"10\" placeholder=\"Valid 10 digit Number\" autocomplete=\"off\" \/><\/div>\n\n        <span class=\"ec-label\">Email Address *<\/span>\n <div class=\"ec-fld\"><input id=\"ecw-em\" type=\"text\" placeholder=\"Verified Email\" autocomplete=\"off\" \/><\/div>\n\n        <div class=\"ec-privacy\"><p>&#128274; Your details are used only to personalise your result. We never share or sell your data.<\/p><\/div>\n      <\/div>\n      <div class=\"ec-nav\">\n        <button type=\"button\" class=\"ec-btn-back\" id=\"ecw-btn-back3\">&#8592; Back<\/button>\n        <span class=\"ec-err\" id=\"ecw-err3\"><\/span>\n        <button type=\"button\" class=\"ec-btn-next\" id=\"ecw-btn-next3\">Next &#8594;<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SCREEN 4: PREP QUESTIONS -->\n  <div id=\"ecw-s4\" class=\"ecw-hidden\">\n    <div class=\"ec-card\">\n      <div class=\"ec-prog\"><div class=\"ec-prog-fill\" style=\"width:80%\"><\/div><\/div>\n      <div class=\"ec-card-head\">\n        <span class=\"ec-head-title\">Step 4 of 4 &#8212; Your Preparation<\/span>\n        <span class=\"ec-head-pill\">Almost Done<\/span>\n      <\/div>\n      <div class=\"ec-body\">\n        <span class=\"ec-label\">Target Year for Exam<\/span>\n        <div class=\"ec-pills\" id=\"ecw-year\">\n          <button type=\"button\" data-v=\"2026\">2026<\/button>\n          <button type=\"button\" data-v=\"2027\">2027<\/button>\n          <button type=\"button\" data-v=\"2028\">2028<\/button>\n        <\/div>\n\n        <span class=\"ec-label\">Daily Study Hours<\/span>\n        <div class=\"ec-pills\" id=\"ecw-hours\">\n          <button type=\"button\" data-v=\"1\">0&#8211;2 hrs<\/button>\n          <button type=\"button\" data-v=\"3\">2&#8211;4 hrs<\/button>\n          <button type=\"button\" data-v=\"5\">4&#8211;6 hrs<\/button>\n          <button type=\"button\" data-v=\"7\">6+ hrs<\/button>\n        <\/div>\n\n        <span class=\"ec-label\">Current Preparation Stage<\/span>\n        <div class=\"ec-pills\" id=\"ecw-stage\">\n          <button type=\"button\" data-v=\"not_started\">Not started yet<\/button>\n          <button type=\"button\" data-v=\"self_study\">Self-study<\/button>\n          <button type=\"button\" data-v=\"coaching\">Coaching \/ Course<\/button>\n          <button type=\"button\" data-v=\"mock_tests\">Doing mock tests<\/button>\n        <\/div>\n\n        <span class=\"ec-label\">Biggest Challenge Right Now<\/span>\n        <div class=\"ec-pills\" id=\"ecw-challenge\">\n          <button type=\"button\" data-v=\"concepts\">Understanding concepts<\/button>\n          <button type=\"button\" data-v=\"time\">Time management<\/button>\n          <button type=\"button\" data-v=\"practice\">Lack of practice<\/button>\n          <button type=\"button\" data-v=\"guidance\">Need expert guidance<\/button>\n        <\/div>\n      <\/div>\n      <div class=\"ec-nav\">\n        <button type=\"button\" class=\"ec-btn-back\" id=\"ecw-btn-back4\">&#8592; Back<\/button>\n        <span class=\"ec-err\" id=\"ecw-err4\"><\/span>\n        <button type=\"button\" class=\"ec-btn-next\" id=\"ecw-btn-submit\">See Result &#8594;<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SCREEN 5: RESULT -->\n  <div id=\"ecw-s5\" class=\"ecw-hidden\">\n    <div class=\"ec-card\">\n      <div class=\"ec-prog\"><div class=\"ec-prog-fill\" style=\"width:100%\"><\/div><\/div>\n      <div class=\"ec-result-top\">\n        <div class=\"ec-res-icon\" id=\"ecw-res-icon\"><\/div>\n        <div class=\"ec-res-exam\" id=\"ecw-res-exam\"><\/div>\n        <div class=\"ec-res-verdict\" id=\"ecw-res-verdict\"><\/div>\n        <p class=\"ec-res-msg\" id=\"ecw-res-msg\"><\/p>\n      <\/div>\n      <div class=\"ec-checks\">\n        <div class=\"ec-check\"><span class=\"ec-ck\">Age<\/span><span class=\"ec-cv\" id=\"ecw-cv-age\"><\/span><\/div>\n        <div class=\"ec-check\"><span class=\"ec-ck\">Qualification<\/span><span class=\"ec-cv\" id=\"ecw-cv-qual\"><\/span><\/div>\n        <div class=\"ec-check\"><span class=\"ec-ck\">Percentage<\/span><span class=\"ec-cv\" id=\"ecw-cv-pct\"><\/span><\/div>\n        <div class=\"ec-check\"><span class=\"ec-ck\">Work Exp<\/span><span class=\"ec-cv\" id=\"ecw-cv-exp\"><\/span><\/div>\n      <\/div>\n      <div id=\"ecw-res-fail\" class=\"ecw-hidden\">\n        <div class=\"ec-fail\"><p id=\"ecw-res-fail-text\"><\/p><\/div>\n      <\/div>\n      <div class=\"ec-cta-row\">\n        <button type=\"button\" class=\"ec-cta\" id=\"ecw-cta1\"><\/button>\n        <button type=\"button\" class=\"ec-cta c-orange\" id=\"ecw-cta2\">&#128640; Attempt your Free <span id=\"ecw-cta2-label\">Mock Test<\/span> &#8594;<\/button>\n      <\/div>\n      <div class=\"ec-retry-row\">\n        <button type=\"button\" class=\"ec-retry\" id=\"ecw-btn-retry\">&#8592; Check Another Exam<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n<\/div><!-- #ecw -->\n\n<script>\n(function () {\n  'use strict';\n\n  var GOOGLE_SHEET_URL = \"https:\/\/discuss.oliveboard.in\/cgi\/prelogin\/submit.cgi\";\n\n  var EXAMS = {\n    \"lic-aao\": {\n      name:     \"LIC AAO\",\n      minAge:   21,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline from a recognised Indian University\/Institution\",\n      minPct:   0,\n      pctRelax: {},\n      pctNote:  \"No minimum % prescribed\",\n      expReq:   0,\n      expNote:  \"Not required\"\n    },\n    \"lic-ado\": {\n      name:     \"LIC ADO\",\n      minAge:   21,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline from a recognised university\",\n      minPct:   0,\n      pctRelax: {},\n      pctNote:  \"No minimum % prescribed\",\n      expReq:   0,\n      expNote:  \"Not required (experience preferred for LIC agents\/employees)\"\n    },\n    \"lic-asst\": {\n      name:     \"LIC Assistant\",\n      minAge:   18,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline from a recognised university\",\n      minPct:   0,\n      pctRelax: {},\n      pctNote:  \"No minimum % prescribed\",\n      expReq:   0,\n      expNote:  \"Not required\"\n    },\n    \"lic-hfl-jasst\": {\n      name:     \"LIC HFL Jr. Assistant\",\n      minAge:   21,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline with min 55% marks\",\n      minPct:   55,\n      pctRelax: {},\n      pctNote:  55,\n      expReq:   0,\n      expNote:  \"Not required\"\n    },\n    \"niacl-ao\": {\n      name:     \"NIACL AO\",\n      minAge:   21,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline with min 60% marks (55% for SC\/ST\/PwBD)\",\n      minPct:   60,\n      pctRelax: { sc:55, st:55, pwbd:55 },\n      pctNote:  \"Min 60% (SC\/ST\/PwBD: 55%)\",\n      expReq:   0,\n      expNote:  \"Not required\"\n    },\n    \"niacl-asst\": {\n      name:     \"NIACL Assistant\",\n      minAge:   18,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline from a recognised university\",\n      minPct:   0,\n      pctRelax: {},\n      pctNote:  \"No minimum % prescribed\",\n      expReq:   0,\n      expNote:  \"Not required\"\n    },\n    \"nicl-ao\": {\n      name:     \"NICL AO\",\n      minAge:   21,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline with min 60% marks (55% for SC\/ST\/PwBD)\",\n      minPct:   60,\n      pctRelax: { sc:55, st:55, pwbd:55 },\n      pctNote:  \"Min 60% (SC\/ST\/PwBD: 55%)\",\n      expReq:   0,\n      expNote:  \"Not required\"\n    },\n    \"nicl-asst\": {\n      name:     \"NICL Assistant\",\n      minAge:   18,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline from a recognised university\",\n      minPct:   0,\n      pctRelax: {},\n      pctNote:  \"No minimum % prescribed\",\n      expReq:   0,\n      expNote:  \"Not required\"\n    },\n    \"oicl-ao\": {\n      name:     \"OICL AO\",\n      minAge:   21,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline with min 60% marks (55% for SC\/ST)\",\n      minPct:   60,\n      pctRelax: { sc:55, st:55, pwbd:55 },\n      pctNote:  \"Min 60% (SC\/ST\/PwBD: 55%)\",\n      expReq:   0,\n      expNote:  \"Not required (experience in relevant field preferred)\"\n    },\n    \"oicl-asst\": {\n      name:     \"OICL Assistant\",\n      minAge:   18,\n      maxAge:   30,\n      relax:    { gen:0, obc:3, sc:5, st:5, ews:0, pwbd:10 },\n      minQual:  \"grad\",\n      qualNote: \"Graduation in any discipline from a recognised university\",\n      minPct:   0,\n      pctRelax: {},\n      pctNote:  \"No minimum % prescribed\",\n      expReq:   0,\n      expNote:  \"Not required\"\n    }\n  };\n\n  var EXAM_URLS = {\n    \"lic-aao\"      : { coaching:\"https:\/\/www.oliveboard.in\/lic-aao\/?ref=conttm-lic-aao-eligibility\",                mockTest:\"https:\/\/www.oliveboard.in\/lic-aao-mock-test\/?ref=conttm-lic-aao-eligibility\" },\n    \"lic-ado\"      : { coaching:\"https:\/\/www.oliveboard.in\/lic-ado\/?ref=conttm-lic-ao-eligibility\",                mockTest:\"https:\/\/www.oliveboard.in\/lic-ado-mock-test\/?ref=conttm-lic-aao-eligibility\" },\n    \"lic-asst\"     : { coaching:\"https:\/\/www.oliveboard.in\/lic-hfl\/?ref=conttm-lic-aao-eligibility\",          mockTest:\"https:\/\/www.oliveboard.in\/lic-assistant-mock-test\/?ref=conttm-lic-aao-eligibility\" },\n    \"lic-hfl-jasst\": { coaching:\"https:\/\/www.oliveboard.in\/lic-hfl-junior-assistant\/?ref=conttm-lic-aao-eligibility\",mockTest:\"https:\/\/www.oliveboard.in\/lic-hfl-junior-assistant-mock-test\/?ref=conttm-lic-aao-eligibility\" },\n    \"niacl-ao\"     : { coaching:\"https:\/\/www.oliveboard.in\/niacl-ao\/?ref=conttm-lic-aao-eligibility\",              mockTest:\"https:\/\/www.oliveboard.in\/niacl-ao-mock-test\/?ref=conttm-lic-aao-eligibility\" },\n    \"niacl-asst\"   : { coaching:\"https:\/\/www.oliveboard.in\/niacl-assistant\/?ref=conttm-lic-aao-eligibility\",       mockTest:\"https:\/\/www.oliveboard.in\/niacl-assistant-mock-test\/?ref=conttm-lic-aao-eligibility\" },\n    \"nicl-ao\"      : { coaching:\"https:\/\/www.oliveboard.in\/nicl-ao\/?ref=conttm-lic-aao-eligibility\",               mockTest:\"https:\/\/www.oliveboard.in\/nicl-ao-mock-test\/?ref=conttm-lic-aao-eligibility\" },\n    \"nicl-asst\"    : { coaching:\"https:\/\/www.oliveboard.in\/nicl-assistant\/?ref=conttm-lic-aao-eligibility\",        mockTest:\"https:\/\/www.oliveboard.in\/nicl-assistant-mock-test\/?ref=conttm-lic-aao-eligibility\" },\n    \"oicl-ao\"      : { coaching:\"https:\/\/www.oliveboard.in\/oicl-ao\/?ref=conttm-lic-aao-eligibility\",               mockTest:\"https:\/\/www.oliveboard.in\/oicl-ao-mock-test\/?ref=conttm-lic-aao-eligibility\" },\n    \"oicl-asst\"    : { coaching:\"https:\/\/www.oliveboard.in\/oicl-assistant\/?ref=conttm-lic-aao-eligibility\",        mockTest:\"https:\/\/www.oliveboard.in\/oicl-assistant-mock-test\/?ref=conttm-lic-aao-eligibility\" }\n  };\n\n  var INSURANCE_EXAMS_URL = \"https:\/\/www.oliveboard.in\/banking-insurance-exams\/?ref=conttm-lic-aao-eligibility\";\n\n  var PL = { \"45\":\"Below 50%\", \"52\":\"50\\u201354%\", \"57\":\"55\\u201359%\", \"65\":\"60\\u201369%\", \"75\":\"70% and above\" };\n  var QL = { none:\"Below Graduation\", grad:\"Graduation\", pg:\"Post-Grad \/ CA \/ MBA\" };\n  var EL = { \"0\":\"None\", \"1\":\"Less than 2 yrs\", \"2\":\"2\\u20134 years\", \"5\":\"5+ years\" };\n  var QUAL_ORDER = { \"none\":0, \"grad\":1, \"pg\":2 };\n\n  function elById(id)     { return document.getElementById(id); }\n  function qsOne(sel,ctx) { return (ctx||document).querySelector(sel); }\n  function qsAll(sel,ctx) { return (ctx||document).querySelectorAll(sel); }\n  function setText(id,t)  { var e=elById(id); if(e){ e.textContent=t; } }\n  function addCls(e,c)    { if(e){ e.classList.add(c); } }\n  function remCls(e,c)    { if(e){ e.classList.remove(c); } }\n\n  var RGX_MOBILE = \/^[6-9][0-9]{9}$\/;\n  var RGX_EMAIL  = \/^[a-zA-Z0-9._%+\\-]+@[a-zA-Z0-9.\\-]+\\.[a-zA-Z]{2,}$\/;\n\n  var S = {\n    exam:null, cat:null, qual:null, pct:null, dob:\"\", exp:null,\n    fn:\"\", ln:\"\", ph:\"\", em:\"\",\n    year:null, hours:null, stage:null, challenge:null,\n    eligible: false\n  };\n\n  function resetState() {\n    S.exam=null; S.cat=null; S.qual=null; S.pct=null; S.dob=\"\"; S.exp=null;\n    S.fn=\"\"; S.ln=\"\"; S.ph=\"\"; S.em=\"\";\n    S.year=null; S.hours=null; S.stage=null; S.challenge=null;\n    S.eligible=false;\n  }\n\n  var SCREENS = [\"ecw-s0\",\"ecw-s1\",\"ecw-s2\",\"ecw-s3\",\"ecw-s4\",\"ecw-s5\"];\n  function show(n) {\n    for(var i=0;i<SCREENS.length;i++){\n      var e=elById(SCREENS[i]);\n      if(e){ i===n ? remCls(e,\"ecw-hidden\") : addCls(e,\"ecw-hidden\"); }\n    }\n    var w=elById(\"ecw\");\n    if(w){ w.scrollIntoView({behavior:\"smooth\",block:\"start\"}); }\n  }\n\n  function bindPills(groupId, stateKey, doParseInt) {\n    var group=elById(groupId);\n    if(!group){ return; }\n    group.addEventListener(\"click\", function(evt) {\n      var btn=evt.target.closest(\"button\");\n      if(!btn){ return; }\n      var all=qsAll(\"button\",group);\n      for(var i=0;i<all.length;i++){ remCls(all[i],\"sel\"); }\n      addCls(btn,\"sel\");\n      var v=btn.getAttribute(\"data-v\");\n      S[stateKey]=doParseInt ? parseInt(v,10) : v;\n    });\n  }\n\n  var tileGrid=qsOne(\".ec-tile-grid\");\n  if(tileGrid){\n    tileGrid.addEventListener(\"click\",function(evt){\n      var tile=evt.target.closest(\".ec-tile\");\n      if(!tile){ return; }\n      var all=qsAll(\".ec-tile\");\n      for(var i=0;i<all.length;i++){ remCls(all[i],\"sel\"); }\n      addCls(tile,\"sel\");\n      S.exam=tile.getAttribute(\"data-exam\");\n    });\n  }\n\n  bindPills(\"ecw-cat\",       \"cat\",       false);\n  bindPills(\"ecw-qual\",      \"qual\",      false);\n  bindPills(\"ecw-pct\",       \"pct\",       true);\n  bindPills(\"ecw-exp\",       \"exp\",       true);\n  bindPills(\"ecw-year\",      \"year\",      false);\n  bindPills(\"ecw-hours\",     \"hours\",     true);\n  bindPills(\"ecw-stage\",     \"stage\",     false);\n  bindPills(\"ecw-challenge\", \"challenge\", false);\n\n  elById(\"ecw-btn-start\").addEventListener(\"click\", function(){ show(1); });\n\n  elById(\"ecw-btn-back1\").addEventListener(\"click\", function(){ show(0); });\n  elById(\"ecw-btn-next1\").addEventListener(\"click\", function(){\n    var err=elById(\"ecw-err1\"); err.textContent=\"\";\n    if(!S.exam){ err.textContent=\"Please select an exam.\"; return; }\n    show(2);\n  });\n\n  elById(\"ecw-btn-back2\").addEventListener(\"click\", function(){ show(1); });\n  elById(\"ecw-btn-next2\").addEventListener(\"click\", function(){\n    var dobEl=elById(\"ecw-dob\"); if(dobEl){ S.dob=dobEl.value; }\n    var err=elById(\"ecw-err2\"); err.textContent=\"\";\n    if(!S.cat)       { err.textContent=\"Please select your category.\"; return; }\n    if(!S.qual)      { err.textContent=\"Please select your qualification.\"; return; }\n    if(S.pct===null) { err.textContent=\"Please select your percentage.\"; return; }\n    if(!S.dob)       { err.textContent=\"Please enter your date of birth.\"; return; }\n    if(S.exp===null) { err.textContent=\"Please select your work experience.\"; return; }\n    show(3);\n  });\n\n  elById(\"ecw-btn-back3\").addEventListener(\"click\", function(){ show(2); });\n  elById(\"ecw-btn-next3\").addEventListener(\"click\", function(){\n    var fn=elById(\"ecw-fn\").value.trim();\n    var ln=elById(\"ecw-ln\").value.trim();\n    var ph=elById(\"ecw-ph\").value.trim();\n    var em=elById(\"ecw-em\").value.trim();\n    var err=elById(\"ecw-err3\"); err.textContent=\"\";\n    if(!fn)                  { err.textContent=\"Please enter your first name.\"; return; }\n    if(!ln)                  { err.textContent=\"Please enter your last name.\"; return; }\n    if(!RGX_MOBILE.test(ph)) { err.textContent=\"Enter a valid 10-digit mobile number.\"; return; }\n    if(!RGX_EMAIL.test(em))  { err.textContent=\"Enter a valid email address.\"; return; }\n    S.fn=fn; S.ln=ln; S.ph=ph; S.em=em;\n    show(4);\n  });\n\n  elById(\"ecw-btn-back4\").addEventListener(\"click\", function(){ show(3); });\n  elById(\"ecw-btn-submit\").addEventListener(\"click\", function(){\n    var err=elById(\"ecw-err4\"); err.textContent=\"\";\n    if(!S.year)       { err.textContent=\"Please select your target year.\"; return; }\n    if(S.hours===null){ err.textContent=\"Please select your daily study hours.\"; return; }\n    if(!S.stage)      { err.textContent=\"Please select your prep stage.\"; return; }\n    if(!S.challenge)  { err.textContent=\"Please select your biggest challenge.\"; return; }\n    buildResult();\n    show(5);\n    var btn = this;\n    btn.disabled = true;\n    btn.textContent = \"Please Wait...\";\n  });\n\n  elById(\"ecw-btn-retry\").addEventListener(\"click\", function(){\n    resetState();\n    var all=qsAll(\".ec-tile\"); for(var i=0;i<all.length;i++){ remCls(all[i],\"sel\"); }\n    var pills=qsAll(\".ec-pills button\"); for(var i=0;i<pills.length;i++){ remCls(pills[i],\"sel\"); }\n    var dobEl=elById(\"ecw-dob\"); if(dobEl){ dobEl.value=\"\"; }\n    var flds=[\"ecw-fn\",\"ecw-ln\",\"ecw-ph\",\"ecw-em\"];\n    for(var i=0;i<flds.length;i++){ var inp=elById(flds[i]); if(inp){ inp.value=\"\"; } }\n    var errs=[\"ecw-err1\",\"ecw-err2\",\"ecw-err3\",\"ecw-err4\"];\n    for(var i=0;i<errs.length;i++){ var er=elById(errs[i]); if(er){ er.textContent=\"\"; } }\n    show(0);\n  });\n\n  elById(\"ecw-cta1\").addEventListener(\"click\", function(){\n    if(S.eligible){\n      var u=EXAM_URLS[S.exam];\n      window.open(u ? u.coaching : \"https:\/\/www.oliveboard.in\/courses\/?ref=conttm-lic-aao-eligibility\", \"_blank\");\n    } else {\n      window.open(INSURANCE_EXAMS_URL, \"_blank\");\n    }\n  });\n  elById(\"ecw-cta2\").addEventListener(\"click\", function(){\n    var u=EXAM_URLS[S.exam]; window.open(u ? u.mockTest : \"https:\/\/www.oliveboard.in\/test-series\/?ref=conttm-lic-aao-eligibility\",\"_blank\");\n  });\n\n  function calcAge(dob){\n    var b=new Date(dob), n=new Date();\n    var a=n.getFullYear()-b.getFullYear();\n    if(n.getMonth()<b.getMonth()){\n      a--;\n    } else if(n.getMonth()===b.getMonth()){\n      if(n.getDate()<b.getDate()){ a--; }\n    }\n    return a;\n  }\n\n  function setCheck(id,text,pass){\n    var e=elById(id); if(!e){ return; }\n    e.textContent=text; remCls(e,\"ok\"); remCls(e,\"no\");\n    pass ? addCls(e,\"ok\") : addCls(e,\"no\");\n  }\n\n  function sendToSheets(result){\n    if(!GOOGLE_SHEET_URL){ return; }\n    var params=[\n      \"fn=\"+encodeURIComponent(S.fn),       \"ln=\"+encodeURIComponent(S.ln),\n      \"ph=\"+encodeURIComponent(S.ph),       \"em=\"+encodeURIComponent(S.em),\n      \"exam=\"+encodeURIComponent(S.exam),   \"cat=\"+encodeURIComponent(S.cat),\n      \"qual=\"+encodeURIComponent(S.qual),   \"pct=\"+encodeURIComponent(String(S.pct)),\n      \"dob=\"+encodeURIComponent(S.dob),     \"exp=\"+encodeURIComponent(String(S.exp)),\n      \"year=\"+encodeURIComponent(S.year),   \"hours=\"+encodeURIComponent(String(S.hours)),\n      \"stage=\"+encodeURIComponent(S.stage), \"challenge=\"+encodeURIComponent(S.challenge),\n      \"result=\"+encodeURIComponent(result)\n    ].join(\"&#038;\");\n    fetch(GOOGLE_SHEET_URL,{method:\"POST\",mode:\"no-cors\",\n      headers:{\"Content-Type\":\"application\/x-www-form-urlencoded\"},body:params\n    }).catch(function(e){ console.error(\"Submit error:\",e); });\n  }\n\n  function buildResult(){\n    var ex = EXAMS[S.exam];\n    var cat = S.cat;\n\n    var cta2Label = elById(\"ecw-cta2-label\");\n    if(cta2Label){ cta2Label.textContent = ex.name + \" Mock Test\"; }\n\n    var relax  = (ex.relax[cat] !== undefined) ? ex.relax[cat] : 0;\n    var maxAge = ex.maxAge + relax;\n    var age    = calcAge(S.dob);\n    var ageOk  = (age >= ex.minAge) && (age <= maxAge);\n\n    var qOk = QUAL_ORDER[S.qual] >= QUAL_ORDER[ex.minQual];\n\n    var pOk;\n    if(ex.minPct === 0){\n      pOk = true;\n    } else if(ex.pctRelax && cat in ex.pctRelax && ex.pctRelax[cat] === 0){\n      pOk = true;\n    } else {\n      var minP = ex.minPct;\n      if(ex.pctRelax && ex.pctRelax[cat] !== undefined && ex.pctRelax[cat] > 0){\n        minP = ex.pctRelax[cat];\n      }\n      pOk = (S.pct >= minP);\n    }\n\n    var eOk = (S.exp >= ex.expReq);\n\n    var ok = ageOk && qOk && pOk && eOk;\n    S.eligible = ok;\n\n    sendToSheets(ok ? \"Eligible\" : \"Not Eligible\");\n\n    var iconEl=elById(\"ecw-res-icon\");\n    remCls(iconEl,\"ok\"); remCls(iconEl,\"no\");\n    if(ok){ addCls(iconEl,\"ok\"); iconEl.textContent=\"\\u2705\"; }\n    else  { addCls(iconEl,\"no\"); iconEl.textContent=\"\\u274C\"; }\n\n    setText(\"ecw-res-exam\", ex.name);\n    setText(\"ecw-res-verdict\", ok ? \"\\uD83C\\uDF89 You are eligible!\" : \"Not eligible right now\");\n\n    var msgEl=elById(\"ecw-res-msg\");\n    if(msgEl){\n      msgEl.innerHTML = ok\n        ? \"Great news, <strong>\"+S.fn+\"<\/strong>! You meet all the criteria for <strong>\"+ex.name+\"<\/strong>. Time to start preparing.\"\n        : \"Hi <strong>\"+S.fn+\"<\/strong>, your profile does not fully meet the criteria for <strong>\"+ex.name+\"<\/strong> yet.\";\n    }\n\n    setCheck(\"ecw-cv-age\",\n      age+\" yrs \\u2014 \"+(ageOk ? \"eligible (\"+ex.minAge+\"\\u2013\"+maxAge+\" yrs) \\u2713\" : \"not eligible (\"+ex.minAge+\"\\u2013\"+maxAge+\" yrs)\"),\n      ageOk);\n\n    setCheck(\"ecw-cv-qual\",\n      QL[S.qual]+\" \\u2014 \"+(qOk ? ex.qualNote+\" \\u2713\" : \"Required: \"+ex.qualNote),\n      qOk);\n\n    var pctDisplay;\n    if(ex.minPct === 0){\n      pctDisplay = ex.pctNote+\" \\u2713\";\n    } else if(ex.pctRelax && cat in ex.pctRelax && ex.pctRelax[cat] === 0){\n      pctDisplay = PL[String(S.pct)]+\" \\u2014 pass class accepted for \"+cat.toUpperCase()+\" \\u2713\";\n    } else {\n      var minPDisplay = ex.minPct;\n      if(ex.pctRelax && ex.pctRelax[cat] !== undefined && ex.pctRelax[cat] > 0){\n        minPDisplay = ex.pctRelax[cat];\n      }\n      pctDisplay = PL[String(S.pct)]+(pOk ? \" \\u2014 meets \"+minPDisplay+\"% min \\u2713\" : \" \\u2014 below \"+minPDisplay+\"% min\");\n    }\n    setCheck(\"ecw-cv-pct\", pctDisplay, pOk);\n\n    setCheck(\"ecw-cv-exp\",\n      EL[String(S.exp)]+\" \\u2014 \"+(eOk ? ex.expNote+\" \\u2713\" : ex.expNote),\n      eOk);\n\n    var issues=[];\n    if(!ageOk){ issues.push(\"Age (\"+age+\" yrs): must be \"+ex.minAge+\"\\u2013\"+maxAge+\" yrs for your category.\"); }\n    if(!qOk)  { issues.push(\"Qualification: \"+ex.qualNote+\" is required.\"); }\n    if(!pOk)  { issues.push(\"Percentage: minimum required is not met (you selected \"+PL[String(S.pct)]+\").\"); }\n    if(!eOk)  { issues.push(\"Work experience: \"+ex.expNote+\".\"); }\n\n    var failBox  = elById(\"ecw-res-fail\");\n    var failText = elById(\"ecw-res-fail-text\");\n    if(!ok && issues.length){\n      failText.innerHTML=\"<strong style='color:#7A1F1F'>What to fix:<\/strong><br>\"+issues.join(\"<br>\");\n      remCls(failBox,\"ecw-hidden\");\n    } else {\n      addCls(failBox,\"ecw-hidden\");\n    }\n\n    var cta1=elById(\"ecw-cta1\");\n    if(ok){\n      remCls(cta1,\"c-blue\"); addCls(cta1,\"c-green\");\n      cta1.textContent=\"\\uD83C\\uDFEB Start your \"+ex.name+\" Coaching Today \\u2192\";\n    } else {\n      remCls(cta1,\"c-green\"); addCls(cta1,\"c-blue\");\n      cta1.textContent=\"\\uD83D\\uDD0D Check all other insurance exams \\u2192\";\n    }\n  }\n\n  show(0);\n})();\n<\/script>\n<\/body>\n<\/html>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-niacl-ao-age-relaxation\"><span class=\"ez-toc-section\" id=\"NIACL_AO_Age_Relaxation\"><\/span>NIACL AO Age Relaxation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Candidates appearing for the NIACL AO exam and belonging to reserved categories should make sure to know the age relaxations they are entitled to. These are in the table below.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>S No<\/strong><\/td><td><strong>Category<\/strong><\/td><td><strong>Age Relaxation<\/strong><\/td><\/tr><tr><td>1<\/td><td>Scheduled Caste\/Scheduled Tribe<\/td><td>5 years<\/td><\/tr><tr><td>2<\/td><td>Other Backward Classes (Non-creamy layer)<\/td><td>3 years<\/td><\/tr><tr><td>3<\/td><td>Persons with Benchmark Disabilities as defined under &#8220;The Rights of Persons with Disabilities Act, 2016&#8221;<\/td><td>10 years<\/td><\/tr><tr><td>4<\/td><td>Ex-servicemen including Commissioned Officers and ECOs\/SSCOs who have rendered at least five years Military Service as on 01.08.2023 and have been released; (a) on completion of assignment (including those whose assignment is due to be completed within one year from 01.04.2021) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency, or (b) on account of physical disability attributable to Military Service, or (c) on invalidment. The ECOs\/SSCOs who have completed an initial period of assignment of five years of Military Service as of 01.08.2021 and whose assignment has been extended beyond five years and in whose case the Ministry of Defence issues a certificate that they can apply for civil employment and that they will be released on three months&#8217; notice on selection from the date of receipt of the offer of appointment.<\/td><td>5 years<\/td><\/tr><tr><td>5<\/td><td>Defence service personnel disabled in operation during the hostilities with any foreign country or in a disturbed area and released as consequence thereof<\/td><td>3 years<\/td><\/tr><tr><td>6<\/td><td>Existing Confirmed Employees of Public Sector General Insurance Companies (including GIC &amp; Agriculture Insurance Company of India Ltd.)&nbsp;<\/td><td>8 years<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/niacl-ao-mock-test\/?ref=contak-niacl-ao&amp;utm_medium=Organic&amp;utm_source=blog&amp;utm_campaign=contak-niacl-ao\">Attempt a NIACL AO Mock Test<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-niacl-ao-qualification-requirement\"><span class=\"ez-toc-section\" id=\"NIACL_AO_Qualification_Requirement\"><\/span>NIACL AO Qualification Requirement<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The New India Assurance Company Limited conducts the NIACL AO exam annually to recruit suitable candidates for various positions of administration. These are mainly generalists and specialists. Generalists are mainly for general administrative duties. Specialists are those who have studied or done training in a particular field like IT or legal. This section will cover the educational requirements for these posts.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong><strong>Post<\/strong><\/strong><\/td><td><strong><strong>Educational Qualification<\/strong><\/strong><\/td><td><strong><strong>Marks Required (General Category)<\/strong><\/strong><\/td><td><strong><strong>Marks Required (SC\/ST\/PWD)<\/strong><\/strong><\/td><\/tr><tr><td><strong>Generalists<\/strong><\/td><td>Graduate or Postgraduate degree in any discipline from a recognized university.<\/td><td>60%<\/td><td>55%<\/td><\/tr><tr><td><strong>Accounts<\/strong><\/td><td>Chartered Accountant (ICAI) or Cost and Management Accountant (ICWAI) with a Graduation\/Post Graduation degree in any discipline.<\/td><td>60%<\/td><td>55%<\/td><\/tr><tr><td><\/td><td>Alternatively, candidates can have an MBA in Finance, a PGDM in Finance, or an M.Com degree.<\/td><td>60%<\/td><td>55%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-syllabus-exam-pattern\/\" target=\"_blank\" rel=\"noreferrer noopener\">check NIACL AO Syllabus and exam pattern<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-niacl-ao-eligibility-criteria-faqs\"><span class=\"ez-toc-section\" id=\"NIACL_AO_Eligibility_Criteria_FAQs\"><\/span>NIACL AO Eligibility Criteria FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1691487959162\"><strong class=\"schema-faq-question\">Q1. What are the eligibility criteria for NIACL AO (Administrative Officer) recruitment?<\/strong> <p class=\"schema-faq-answer\">A1. The basic eligibility criteria for NIACL AO recruitment include a minimum age of 21 years and a maximum age of 30 years, along with a bachelor&#8217;s degree in any discipline from a recognized university.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691487975997\"><strong class=\"schema-faq-question\">Q2. Is a graduate degree mandatory to apply for NIACL AO positions?<\/strong> <p class=\"schema-faq-answer\">A2. Yes, a graduate degree from a recognized university is mandatory for all candidates applying for NIACL AO positions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691488016487\"><strong class=\"schema-faq-question\">Q3. Are there any specific educational requirements for different streams like Generalist, IT, Legal, etc.?<\/strong> <p class=\"schema-faq-answer\">A3. Candidates applying for specialized roles like IT, Legal, etc., need to have specific educational qualifications relevant to those fields, in addition to the general eligibility criteria.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691488048377\"><strong class=\"schema-faq-question\">Q4. Can final year students apply for NIACL AO exams?<\/strong> <p class=\"schema-faq-answer\">A4. Yes, final year students can apply for NIACL AO exams, provided they meet the age and educational qualification criteria by the specified cutoff date. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691488058129\"><strong class=\"schema-faq-question\">Q5. Are there any nationality requirements to become an NIACL AO?<\/strong> <p class=\"schema-faq-answer\">A5. Yes, candidates applying for NIACL AO must be either citizens of India or subjects of Nepal\/Bhutan. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691488066566\"><strong class=\"schema-faq-question\">Q6. Are experienced professionals eligible to apply for specialized NIACL AO roles like Legal or IT?<\/strong> <p class=\"schema-faq-answer\">A6. Yes, experienced professionals with relevant qualifications are eligible to apply for specialized NIACL AO roles like Legal or IT. <\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"84\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/NIACL-AO-Salary.webp\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"NIACL AO Salary\" style=\"\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-salary\/\">NIACL AO Salary 2026: Revised Pay Scale, In-Hand &amp; Allowances<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"84\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/04\/Are-You-Eligible-for-NIACL-AO-2026-.webp\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"NIACL AO Eligibility\" style=\"\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligibility-check-tool\/\">Are You Eligible for NIACL AO 2026? Check Eligibility with FREE Tool<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"84\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2024\/09\/niacl-ao-eligible.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"NIACL AO Eligibility\" style=\"\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/\">NIACL AO Eligibility Criteria 2025, Qualification, Age Limit<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"84\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/12\/NIACL-AO-Final-Result-2026-Link.webp\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"NIACL AO Final Result 2026\" style=\"\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-result-link\/\">NIACL AO Final Result 2026 Link Out, Merit List &amp; Steps to Check<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"84\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2024\/09\/NIACL-AO-Vs-SBI-PO.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"NIACL AO Vs SBI PO\" style=\"\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-vs-sbi-po-major-differences\/\">NIACL AO vs SBI PO 2026: Salary, Exam Pattern, Growth<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"84\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/09\/NIACL-AO-Apply-Online.webp\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"NIACL AO Apply Online\" style=\"\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-apply-online\/\">NIACL AO Apply Online 2026, Application Fees, Steps<\/a><\/li>\n<\/ul>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"<p>NIACL AO Eligibility Criteria: The New India Assurance Company Limited annually conducts the NIACL AO recruitment. Administrative officers are recruited<\/p>\n","protected":false},"author":60,"featured_media":223836,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11632,5204,10228,1122],"tags":[17801,17800],"class_list":["post-132557","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eligibility","category-insurance-exams","category-niacl","category-niacl-ao","tag-niacl-ao-eligibility-2","tag-niacl-ao-eligibility","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NIACL AO Eligibility Criteria 2025, Qualification, Age Limit<\/title>\n<meta name=\"description\" content=\"Know the NIACL AO Eligibility Criteria 2025 which includes requirements for age, nationality, and education, including post-wise criteria.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NIACL AO Eligibility Criteria 2025, Qualification, Age Limit\" \/>\n<meta property=\"og:description\" content=\"NIACL AO Eligibility Criteria: The New India Assurance Company Limited annually conducts the NIACL AO recruitment. 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What are the eligibility criteria for NIACL AO (Administrative Officer) recruitment?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A1. The basic eligibility criteria for NIACL AO recruitment include a minimum age of 21 years and a maximum age of 30 years, along with a bachelor's degree in any discipline from a recognized university.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691487975997","position":2,"url":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691487975997","name":"Q2. Is a graduate degree mandatory to apply for NIACL AO positions?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A2. Yes, a graduate degree from a recognized university is mandatory for all candidates applying for NIACL AO positions.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691488016487","position":3,"url":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691488016487","name":"Q3. Are there any specific educational requirements for different streams like Generalist, IT, Legal, etc.?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A3. Candidates applying for specialized roles like IT, Legal, etc., need to have specific educational qualifications relevant to those fields, in addition to the general eligibility criteria.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691488048377","position":4,"url":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691488048377","name":"Q4. Can final year students apply for NIACL AO exams?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A4. Yes, final year students can apply for NIACL AO exams, provided they meet the age and educational qualification criteria by the specified cutoff date. ","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691488058129","position":5,"url":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691488058129","name":"Q5. Are there any nationality requirements to become an NIACL AO?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A5. Yes, candidates applying for NIACL AO must be either citizens of India or subjects of Nepal\/Bhutan. ","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691488066566","position":6,"url":"https:\/\/www.oliveboard.in\/blog\/niacl-ao-eligiblity-criteria-2025\/#faq-question-1691488066566","name":"Q6. Are experienced professionals eligible to apply for specialized NIACL AO roles like Legal or IT?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A6. Yes, experienced professionals with relevant qualifications are eligible to apply for specialized NIACL AO roles like Legal or IT. 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