{"id":145175,"date":"2026-04-10T00:02:26","date_gmt":"2026-04-09T18:32:26","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=145175"},"modified":"2026-04-10T00:02:29","modified_gmt":"2026-04-09T18:32:29","slug":"jaiib-pyps","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/","title":{"rendered":"JAIIB 2025 Previous Year Papers, Download Free PDF"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg 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href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Download_JAIIB_2025_Previous_Year_Question_Papers_PDF\" >Download JAIIB 2025 Previous Year Question Papers PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#JAIIB_previous_year_question_papers_for_the_November_2025_cycle_exam_Download_PDF\" >JAIIB previous year question papers for the November 2025 cycle exam, Download PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#JAIIB_previous_year_question_papers_for_the_May_2025_cycle_exam_Download_PDF\" >JAIIB previous year question papers for the May 2025 cycle exam, Download PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Attempt_JAIIB_Memory_Based_Paper_MCQs\" >Attempt JAIIB Memory Based Paper MCQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Sign_Up-2\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a 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class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Download_JAIIB_May_2024_past_year_paper_free_PDF\" >Download JAIIB May 2024 past year paper free PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#JAIIB_October_2023_previous_year_paper_PDF\" >JAIIB October 2023 previous year paper PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#JAIIB_May_2023_past_year_paper_free_PDF\" >JAIIB May 2023 past year paper free PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_are_the_important_topics_for_JAIIB_IE_and_IFS_based_on_previous_year_question_paper_analysis\" >Which are the important topics for JAIIB IE and IFS based on previous year question paper analysis?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_committees_and_banking_reforms_are_frequently_asked_in_IE_and_IFS_papers\" >Which committees and banking reforms are frequently asked in IE and IFS papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_RBI_and_banking_regulation_topics_are_most_repeated_in_IE_and_IFS_past_papers\" >Which RBI and banking regulation topics are most repeated in IE and IFS past papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_insurance_and_pension_schemes_are_mostly_asked_in_the_JAIIB_IE_and_IFS_exam\" >Which insurance and pension schemes are mostly asked in the JAIIB IE and IFS exam?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_economic_reforms_and_macroeconomics_topics_are_commonly_asked_in_IE_and_IFS_previous_year_papers\" >Which economic reforms and macroeconomics topics are commonly asked in IE and IFS previous year papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Download_JAIIB_IE_and_IFS_module_wise_practice_questions_PDF\" >Download JAIIB IE and IFS module wise practice questions PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_finance_capital_market_and_investment_topics_frequently_appear_in_the_exam\" >Which finance, capital market, and investment topics frequently appear in the exam?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_development_sustainability_microfinance_and_MSME_topics_are_important_for_the_exam\" >Which development, sustainability, microfinance, and MSME topics are important for the exam?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_numerical_and_formula-based_questions_appear_in_the_JAIIB_IE_and_IFS_papers\" >Which numerical and formula-based questions appear in the JAIIB IE and IFS papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#What_type_of_case_study_questions_are_mostly_asked_in_IE_and_IFS\" >What type of case study questions are mostly asked in IE and IFS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#JAIIB_PPB_important_topics_based_on_PYP_analysis\" >JAIIB PPB important topics based on PYP analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#What_banking_operations_and_customer_relationship_topics_are_asked_repeatedly_in_PPB_paper\" >What banking operations and customer relationship topics are asked repeatedly in PPB paper?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_credit_and_loan_product_concepts_appear_most_in_PPB_PYPs\" >Which credit and loan product concepts appear most in PPB PYPs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_banking_technology_topics_should_be_focused_on_in_PPB_Module_C\" >Which banking technology topics should be focused on in PPB Module C?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_regulatory_and_legal_framework_topics_are_frequently_tested\" >Which regulatory and legal framework topics are frequently tested?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#What_numericals_and_case_studies_dominate_recent_PPB_exams\" >What numericals and case studies dominate recent PPB exams?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#What_are_the_JAIIB_AFM_important_topics_based_on_PYP_analysis\" >What are the JAIIB AFM important topics based on PYP analysis?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Why_are_Accounting_Standards_and_journal_entries_repeatedly_asked_in_AFM_paper\" >Why are Accounting Standards and journal entries repeatedly asked in AFM paper?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#How_important_are_Bond_valuation_and_Time_Value_of_Money_numericals_in_AFM\" >How important are Bond valuation and Time Value of Money numericals in AFM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#What_role_do_Banking_Company_Accounts_and_Company_Law_concepts_play_in_AFM\" >What role do Banking Company Accounts and Company Law concepts play in AFM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_Ratio_Analysis_and_Working_Capital_topics_appear_most_in_AFM_PYPs\" >Which Ratio Analysis and Working Capital topics appear most in AFM PYPs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#What_special_%E2%80%9Ctrap%E2%80%9D_concepts_and_niche_areas_should_you_revise_before_the_JAIIB_AFM_exam\" >What special \u201ctrap\u201d concepts and niche areas should you revise before the JAIIB AFM exam?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-46\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#JAIIB_RBWM_important_topics_based_on_PYPs_analysis\" >JAIIB RBWM important topics based on PYPs analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-47\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#What_government_schemes_and_social_security_topics_are_frequently_asked_in_JAIIB_RBWM\" >What government schemes and social security topics are frequently asked in JAIIB RBWM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-48\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_retail_loan_products_and_banking_operations_topics_have_high_weightage\" >Which retail loan products and banking operations topics have high weightage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-49\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#What_marketing_and_wealth_management_concepts_are_repeatedly_tested_in_RBWM_paper\" >What marketing and wealth management concepts are repeatedly tested in RBWM paper?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-50\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Which_numericals_case_studies_and_regulatory_details_should_you_prioritise_for_RBWM_preparation\" >Which numericals, case studies, and regulatory details should you prioritise for RBWM preparation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-51\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#Why_should_professionals_practise_and_revise_JAIIB_previous_year_papers\" >Why should professionals practise and revise JAIIB previous year papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-52\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The JAIIB 2026 notification has been released, and the May 2026 exam cycle will begin on 3rd May 2026. Professionals planning to appear for the exam should start their preparation early. Previous year papers are especially useful, as they provide insights into the types of questions asked, important topics, and help candidates practice completing the paper within the 2-hour time frame.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-download-jaiib-2025-previous-year-question-papers-pdf\"><span class=\"ez-toc-section\" id=\"Download_JAIIB_2025_Previous_Year_Question_Papers_PDF\"><\/span>Download JAIIB 2025 Previous Year Question Papers PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Below, we have provided the JAIIB previous year question papers for 2023, 2024, and 2025. Professionals can download these papers and practice, as each paper comes with the correct answers to all questions.<\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><a href=\"https:\/\/www.oliveboard.in\/jaiib-memory-based-question-bank\/?ref=contac-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">Download Free PDF<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-jaiib-previous-year-question-papers-for-the-november-2025-cycle-exam-download-pdf\"><span class=\"ez-toc-section\" id=\"JAIIB_previous_year_question_papers_for_the_November_2025_cycle_exam_Download_PDF\"><\/span>JAIIB previous year question papers for the November 2025 cycle exam, Download PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Candidates can download the IIBF JAIIB previous year question papers for the November 2025 cycle through the direct link provided below and take their<a href=\"https:\/\/www.oliveboard.in\/jaiib-notification\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\"> JAIIB 2026 exam <\/a>preparation to the next level.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>JAIIB Papers<\/strong><\/td><td><strong>Link to Download<\/strong><\/td><\/tr><tr><td>JAIIB November 2025 AFM Paper<\/td><td><a target=\"_blank\" href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-AFM-Previous-Year-Paper.pdf?ref=jaiib-previous-year-papers\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB November 2025 IE and IFS Paper<\/td><td><a target=\"_blank\" href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-IE-and-IFS-Previous-Year-Paper.pdf?ref=jaiib-previous-year-papers\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB November 2025 PPB Paper<\/td><td><a target=\"_blank\" href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-PPB-Previous-Year-Paper.pdf?ref=jaiib-previous-year-papers\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB November 2025 RBWM Paper<\/td><td><a target=\"_blank\" href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-RBWM-Previous-Year-Paper.pdf?ref=jaiib-previous-year-papers\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-jaiib-previous-year-question-papers-for-the-may-2025-cycle-exam-download-pdf\"><span class=\"ez-toc-section\" id=\"JAIIB_previous_year_question_papers_for_the_May_2025_cycle_exam_Download_PDF\"><\/span>JAIIB previous year question papers for the May 2025 cycle exam, Download PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Candidates can download the IIBF JAIIB previous year question papers for the May 2025 cycle through the direct link provided below:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>JAIIB May Papers<\/strong><\/td><td><strong>Link to Download<\/strong><\/td><\/tr><tr><td>JAIIB May 2025 AFM Paper<\/td><td><a target=\"_blank\" href=\"https:\/\/download.oliveboard.in\/pdf\/AFM-May-2025.pdf?ref=jaiib-previous-year-papers\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB May 2025 IE and IFS Paper<\/td><td><a target=\"_blank\" href=\"https:\/\/download.oliveboard.in\/pdf\/IE-&amp;-IFS-May-2025.pdf?ref=jaiib-previous-year-papers\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB May 2025&nbsp;PPB Paper<\/td><td><a target=\"_blank\" href=\"https:\/\/download.oliveboard.in\/pdf\/PPB-May-2025.pdf?ref=jaiib-previous-year-papers\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB May 2025&nbsp;RBWM Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/RBWM-May-2025.pdf?ref=jaiib-previous-year-papers\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-attempt-jaiib-memory-based-paper-mcqs\"><span class=\"ez-toc-section\" id=\"Attempt_JAIIB_Memory_Based_Paper_MCQs\"><\/span>Attempt JAIIB Memory Based Paper MCQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>JAIIB Memory Based Paper MCQs are based on past exam trends to help candidates practice effectively. These questions cover key topics from all modules, providing a realistic exam experience.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-module-ie-amp-ifs-indian-economy-amp-indian-financial-system\">Module: IE &amp; IFS (Indian Economy &amp; Indian Financial System)<\/h3>\n\n\n\n<p>Check out a few questions from JAIIB IE&amp;IFS Paper and do not forget to check out<a href=\"https:\/\/www.oliveboard.in\/blog\/how-to-prepare-for-jaiib-ie-and-ifs-exam\/?ref=contss-jaiib-blog\" target=\"_blank\" rel=\"noreferrer noopener\"> JAIIB IE&amp;IFS Preparation<\/a> Strategy.<\/p>\n\n\n\n<!DOCTYPE html>\r\n<html lang=\"en\">\r\n<head>\r\n<meta charset=\"UTF-8\">\r\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\r\n\r\n<style>\r\n#quiz-1-sticky-header {\r\n  position: sticky;\r\n  top: 0;\r\n  z-index: 100;\r\n  background: #1565c0;\r\n  color: #fff;\r\n  padding: 12px 20px;\r\n  border-radius: 10px 10px 0 0;\r\n  display: flex;\r\n  justify-content: space-between;\r\n  align-items: center;\r\n  font-size: 16px;\r\n  font-weight: bold;\r\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\r\n  margin: -20px -20px 20px -20px;\r\n}\r\n\r\n#quiz-1-score-badge {\r\n  background: rgba(255,255,255,0.2);\r\n  padding: 4px 12px;\r\n  border-radius: 20px;\r\n  font-size: 15px;\r\n  white-space: nowrap;\r\n}\r\n#quiz-1 * { box-sizing: border-box; }\r\n\r\n#quiz-1 .quiz-container {\r\n  max-width: 700px;\r\n  margin: auto;\r\n  padding: 20px;\r\n  background: #fff;\r\n  border-radius: 14px;\r\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\r\n}\r\n\r\n#quiz-1 h2 {\r\n  text-align: center;\r\n}\r\n\r\n#quiz-1 .question {\r\n  margin-bottom: 22px;\r\n}\r\n\r\n#quiz-1 .question p {\r\n  font-weight: bold;\r\n}\r\n\r\n#quiz-1 button {\r\n  width: 100%;\r\n  padding: 12px;\r\n  margin: 6px 0;\r\n  border: none;\r\n  border-radius: 6px;\r\n  background: #e0e0e0;\r\n  color: #000;\r\n  font-size: 16px;\r\n  cursor: pointer;\r\n}\r\n\r\n#quiz-1 button:hover {\r\n  background: #d5d5d5;\r\n}\r\n\r\n#quiz-1 button.correct {\r\n  background: #4caf50;\r\n  color: #000;\r\n}\r\n\r\n#quiz-1 button.wrong {\r\n  background: #f44336;\r\n  color: #000;\r\n}\r\n\r\n#quiz-1 button.locked {\r\n  pointer-events: none;\r\n}\r\n\r\n\/* SUMMARY *\/\r\n#quiz-1 .final-summary {\r\n  margin-top: 40px;\r\n  padding: 20px;\r\n  border-radius: 14px;\r\n  background: #fafafa;\r\n  border: 2px solid #4caf50;\r\n}\r\n\r\n#quiz-1 .final-summary h3 {\r\n  text-align: center;\r\n  margin-bottom: 20px;\r\n}\r\n\r\n#quiz-1 .summary-row {\r\n  display: grid;\r\n  grid-template-columns: 120px 1fr 40px;\r\n  gap: 10px;\r\n  align-items: center;\r\n  margin-bottom: 12px;\r\n  font-weight: bold;\r\n}\r\n\r\n#quiz-1 .summary-bar {\r\n  height: 14px;\r\n  background: #ddd;\r\n  border-radius: 10px;\r\n  overflow: hidden;\r\n}\r\n\r\n#quiz-1 .bar-fill {\r\n  height: 100%;\r\n  width: 0%;\r\n}\r\n\r\n#quiz-1 .bar-attempted { background: #2196f3; }\r\n#quiz-1 .bar-correct { background: #4caf50; }\r\n#quiz-1 .bar-wrong { background: #f44336; }\r\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\r\n\r\n#quiz-1 .final-score {\r\n  text-align: center;\r\n  font-size: 22px;\r\n  margin-top: 20px;\r\n}\r\n\r\n#quiz-1 .score-value {\r\n  font-size: 30px;\r\n  margin-left: 8px;\r\n}\r\n<\/style>\r\n<\/head>\r\n\r\n<body>\r\n<div id=\"quiz-1\">\r\n  <div class=\"quiz-container\">\r\n<div id=\"quiz-1-sticky-header\">\r\n  <span>JAIIB IE and IFS Memory Based Quiz<\/span>\r\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\r\n<\/div>\r\n\r\n    <!-- QUESTIONS -->\r\n\r\n <div class=\"question\" data-answered=\"false\">\r\n  <p>1. What is the primary objective of monetary policy in India?<\/p>\r\n  <button data-correct=\"true\">a) Control inflation<\/button>\r\n  <button data-correct=\"false\">b) Regulate foreign exchange<\/button>\r\n  <button data-correct=\"false\">c) Promote employment<\/button>\r\n  <button data-correct=\"false\">d) Reduce fiscal deficit<\/button>\r\n<\/div>\r\n\r\n<div class=\"question\" data-answered=\"false\">\r\n  <p>2. What is the current base year for GDP calculation in India?<\/p>\r\n  <button data-correct=\"false\">a) 2004-05<\/button>\r\n  <button data-correct=\"true\">b) 2011-12<\/button>\r\n  <button data-correct=\"false\">c) 2014-15<\/button>\r\n  <button data-correct=\"false\">d) 2020-21<\/button>\r\n<\/div>\r\n\r\n<div class=\"question\" data-answered=\"false\">\r\n  <p>3. Which of the following is NOT a function of the Reserve Bank of India?<\/p>\r\n  <button data-correct=\"false\">a) Issuing currency<\/button>\r\n  <button data-correct=\"false\">b) Supervising non-banking financial companies<\/button>\r\n  <button data-correct=\"true\">c) Setting fiscal policy<\/button>\r\n  <button data-correct=\"false\">d) Managing foreign exchange<\/button>\r\n<\/div>\r\n\r\n<div class=\"question\" data-answered=\"false\">\r\n  <p>4. What does CRR stand for in banking?<\/p>\r\n  <button data-correct=\"true\">a) Cash Reserve Ratio<\/button>\r\n  <button data-correct=\"false\">b) Credit Risk Ratio<\/button>\r\n  <button data-correct=\"false\">c) Current Reserve Requirement<\/button>\r\n  <button data-correct=\"false\">d) Cash Revenue Rate<\/button>\r\n<\/div>\r\n\r\n<div class=\"question\" data-answered=\"false\">\r\n  <p>5. Which financial market instrument is used for short-term borrowing by governments?<\/p>\r\n  <button data-correct=\"true\">a) Treasury Bills<\/button>\r\n  <button data-correct=\"false\">b) Corporate Bonds<\/button>\r\n  <button data-correct=\"false\">c) Mutual Funds<\/button>\r\n  <button data-correct=\"false\">d) Equity Shares<\/button>\r\n<\/div>\r\n\r\n\r\n    <!-- FINAL SUMMARY -->\r\n    <div class=\"final-summary\">\r\n      <h3>Quiz Summary <\/h3>\r\n\r\n      <div class=\"summary-row\">\r\n        <span>Attempted<\/span>\r\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\r\n        <span data-count=\"attempted\">0<\/span>\r\n      <\/div>\r\n\r\n      <div class=\"summary-row\">\r\n        <span>Correct<\/span>\r\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\r\n        <span data-count=\"correct\">0<\/span>\r\n      <\/div>\r\n\r\n      <div class=\"summary-row\">\r\n        <span>Wrong<\/span>\r\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\r\n        <span data-count=\"wrong\">0<\/span>\r\n      <\/div>\r\n\r\n      <div class=\"summary-row\">\r\n        <span>Unattempted<\/span>\r\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\r\n        <span data-count=\"unattempted\">0<\/span>\r\n      <\/div>\r\n\r\n      <div class=\"final-score\">\r\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\r\n      <\/div>\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/div>\r\n<div class=\"modal modal-obls\" id=\"modal-signup\">\r\n        <div class=\"modal-background\"><\/div>\r\n        <div class=\"modal-content\">\r\n           <div class=\"obls-group\" id=\"obls-group1\">\r\n               <div class=\"obls-blk\">\r\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\r\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\r\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\r\n    <\/div>\r\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\r\n                   <\/div>\r\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\r\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\r\n                   <div class=\"formcontrol-group\">\r\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\r\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\r\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\r\n                   <\/div>\r\n                   <div class=\"formcontrol-group\">\r\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\r\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\r\n                        <span class=\"floating-label\">Mobile Number<\/span>\r\n                   <\/div>\r\n                   <div class=\"formcontrol-group\">\r\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\r\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\r\n                        <span class=\"floating-label\">Password<\/span>\r\n                   <\/div>\r\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\r\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\r\n               <\/div> \r\n            <\/div> \r\n        <\/div>\r\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\r\n    <\/div>\r\n\r\n<div class=\"modal modal-obls\" id=\"modal-login\">\r\n        <div class=\"modal-background\"><\/div>\r\n        <div class=\"modal-content\">\r\n           <div class=\"obls-group\" id=\"obls-group2\">\r\n               <div class=\"obls-blk\">\r\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\r\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\r\n                       <h2><span class=\"ez-toc-section\" id=\"Login\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\r\n                       <div class=\"formcontrol-group disable-loginemail\">\r\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\r\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\r\n                            <span class=\"floating-label\">Email Id<\/span>\r\n                       <\/div>\r\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\r\n                           <div class=\"formcontrol-group\">\r\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\r\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\r\n                                <span class=\"floating-label\">Password<\/span>\r\n                           <\/div>\r\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\r\n                           <\/div>\r\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\r\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\r\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\r\n                           <\/div>\r\n                       <\/div><!-- pass and captcha -->\r\n                       \r\n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\r\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\r\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\r\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\r\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\r\n                        <\/form>\r\n                   <\/div><!-- end login group -->\r\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\r\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\r\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\r\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\r\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\r\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\r\n                            <span class=\"floating-label\">Email Id<\/span>\r\n                       <\/div>\r\n                       <div class=\"loginas-group loginas-group1\">\r\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\r\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\r\n                       <\/div>\r\n                    <\/div><!-- end forgotpwd group --> \r\n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\r\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\r\n\r\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\r\n    <\/div>\r\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\r\n\r\n\r\n                   <\/div>\r\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\r\n               <\/div> \r\n            <\/div> \r\n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\r\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\r\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\r\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\r\n                    <div class=\"login-btn\">\r\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\r\n                    <\/div>\r\n\r\n                <\/div>\r\n            <\/div><!-- success msg -->\r\n\r\n        <\/div>\r\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\r\n    <\/div>\r\n\r\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\r\n\r\n<script>\r\nvar boxurl = window.location.href + '?log=1';\r\n\r\nfunction getUrlParam(name, defaultValue) {\r\n    const params = new URLSearchParams(window.location.search);\r\n    return params.has(name) ? params.get(name) : defaultValue;\r\n}\r\n\r\nvar l_log = getUrlParam('log', 0);\r\n<\/script>\r\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\r\n\r\n\r\n<script>\r\n(() => {\r\n  const quizContainer = document.getElementById('quiz-1');\r\n  const STORAGE_KEY = 'quiz_1_state';\r\n  let score = 0;\r\n  let attempted = 0;\r\n  let correct = 0;\r\n  let wrong = 0;\r\n\r\n  const questions = quizContainer.querySelectorAll(\".question\");\r\n  const total = questions.length;\r\n\r\n  function loadState() {\r\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\r\n    catch { return {}; }\r\n  }\r\n\r\n  function saveState(data) {\r\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\r\n  }\r\n\r\n  function updateUI() {\r\n    const unattempted = total - attempted;\r\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\r\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\r\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\r\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\r\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\r\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\r\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\r\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\r\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\r\n\r\n    \/\/ Live score update in sticky header\r\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\r\n  }\r\n\r\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\r\n    q.dataset.answered = \"true\";\r\n    const buttons = q.querySelectorAll(\"button\");\r\n    buttons.forEach(b => b.classList.add(\"locked\"));\r\n    if (wasCorrect) {\r\n      buttons[chosenIndex].classList.add(\"correct\");\r\n    } else {\r\n      buttons[chosenIndex].classList.add(\"wrong\");\r\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\r\n    }\r\n  }\r\n\r\n  \/\/ Restore saved answers on page load\r\n  const savedAnswers = loadState();\r\nquestions.forEach((q, qIndex) => {\r\n    const saved = savedAnswers[qIndex];\r\n    if (saved !== undefined) {\r\n      attempted++;\r\n      if (saved.correct) { correct++; }\r\n      else { wrong++; }\r\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\r\n    }\r\n  });\r\n  score = parseFloat((correct * 1 - wrong * 0.0).toFixed(2));\r\n  updateUI();\r\n\r\n  \/\/ Attach click handlers\r\n  questions.forEach((q, qIndex) => {\r\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\r\n      btn.addEventListener(\"click\", () => {\r\n        if (q.dataset.answered === \"true\") return;\r\n        q.dataset.answered = \"true\";\r\n        attempted++;\r\n\r\n        if (attempted > 2 && l_log == 0) {\r\n          $('#modal-signup').addClass('is-active');\r\n        }\r\n\r\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\r\n        const isCorrect = btn.dataset.correct === \"true\";\r\n\r\n if (isCorrect) {\r\n          btn.classList.add(\"correct\");\r\n          correct++;\r\n        } else {\r\n          btn.classList.add(\"wrong\");\r\n          wrong++;\r\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\r\n        }\r\n        score = parseFloat((correct * 1 - wrong * 0.00).toFixed(2));\r\n\r\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\r\n        saveState(savedAnswers);\r\n        updateUI();\r\n      });\r\n    });\r\n  });\r\n\r\n  updateUI();\r\n})();\r\n<\/script>\r\n\r\n<\/body>\r\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-free-quizzes\/?ref=contac-nai-jaiib\" target=\"_blank\" rel=\"noreferrer noopener\">Also Attempt JAIIB Free Quizzes<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-module-ppb-principles-and-practices-of-banking\"><strong>Module: PPB (Principles and Practices of Banking)<\/strong><\/h3>\n\n\n\n<p>Check out a few questions from JAIIB PPB Paper and do not forget to check out<a href=\"https:\/\/www.oliveboard.in\/blog\/how-to-prepare-for-jaiib-ppb\/?ref=contss-jaiib-blog\" target=\"_blank\" rel=\"noreferrer noopener\"> JAIIB PPB Preparation<\/a> Strategy.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-2-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-2-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-2 * { box-sizing: border-box; }\n\n#quiz-2 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-2 h2 {\n  text-align: center;\n}\n\n#quiz-2 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-2 .question p {\n  font-weight: bold;\n}\n\n#quiz-2 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-2 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-2 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-2 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-2 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-2 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-2 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-2 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-2 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-2 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-2 .bar-attempted { background: #2196f3; }\n#quiz-2 .bar-correct { background: #4caf50; }\n#quiz-2 .bar-wrong { background: #f44336; }\n#quiz-2 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-2 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-2 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-2\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-2-sticky-header\">\n  <span> JAIIB PPB Memory Based Quiz<\/span>\n  <span id=\"quiz-2-score-badge\">Score: <strong id=\"quiz-2-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n <div class=\"question\" data-answered=\"false\">\n  <p>1. Identify the incorrect statements:<\/p>\n<p style=\"font-weight: normal;\">\n  I. Private Ltd restricts the right to transfer its shares but permit invitation to public to subscribe for any of its securities.<br>\n  II. A subsidiary company of another company that is not a private company is deemed to be public company, even if registered as a private company.<br>\n  III. A company in which fifty per cent or more of the shares are held by any one or more of the Central\/ State Governments, including a subsidiary of such a company is called a Government Company.\n<\/p>\n  <button data-correct=\"false\">A. I only<\/button>\n  <button data-correct=\"true\">B. II and III only<\/button>\n  <button data-correct=\"false\">C. III only<\/button>\n  <button data-correct=\"false\">D. II and I only<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. Mr. Rajat, a farmer residing in a rural area, has his savings account in a bank branch that is being taken over by another bank. He wants to understand how the transfer will affect his account. What happens to the terms of the contract governing deposit accounts when a bank branch is taken over by another bank in rural and semiurban centers?<\/p>\n  <button data-correct=\"false\">a) The terms of the contract are renegotiated with the new bank branch<\/button>\n  <button data-correct=\"false\">b) The terms of the contract are decided by the regulatory authority<\/button>\n  <button data-correct=\"false\">c) The terms of the contract are invalidated<\/button>\n  <button data-correct=\"true\">d) The terms of the contract remain the same as agreed with the original bank Branch<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. What is the procedure for handling shortages and excesses in cash balances at a bank branch?<\/p>\n  <button data-correct=\"true\">a) Shortages are recovered from the Suspense Account, and excesses are credited to the Sundry Deposit Account.<\/button>\n  <button data-correct=\"false\">b) Shortages are immediately recovered from the responsible staff, and excesses are debited to the Suspense Account.<\/button>\n  <button data-correct=\"false\">c) Shortages are recovered on the same day from the responsible staff, and excesses are credited to the Cash Officer\/Head Cashier\/Cashier.<\/button>\n  <button data-correct=\"false\">d) Shortages are debited to the Suspense Account, and excesses are credited to the responsible staff.<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. Which of the following instruments is a negotiable instrument under the NI Act, 1881?<\/p>\n  <button data-correct=\"false\">a) Fixed Deposit Receipt<\/button>\n  <button data-correct=\"true\">b) Cheque<\/button>\n  <button data-correct=\"false\">c) Bank Guarantee<\/button>\n  <button data-correct=\"false\">d) Savings Certificate<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. What does CASA stand for in banking?<\/p>\n  <button data-correct=\"true\">a) Current Account Savings Account<\/button>\n  <button data-correct=\"false\">b) Credit and Savings Account<\/button>\n  <button data-correct=\"false\">c) Cash and Savings Access<\/button>\n  <button data-correct=\"false\">d) Consolidated Account Savings Analysis<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up-2\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login-2\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password-2\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i-2\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-2');\n  const STORAGE_KEY = 'quiz_2_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-2-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.0).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 2 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.00).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-module-afm-accounting-amp-financial-management-for-bankers\"><strong>Module: AFM (Accounting &amp; Financial Management for Bankers)<\/strong><\/h3>\n\n\n\n<p>Check out a few questions from JAIIB AFM Paper and do not forget to check out<a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-afm-preparation\/?ref=contss-jaiib-blog\" target=\"_blank\" rel=\"noreferrer noopener\"> JAIIB AFM Preparation <\/a>Strategy.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-3-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-3-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-3 * { box-sizing: border-box; }\n\n#quiz-3 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-3 h2 {\n  text-align: center;\n}\n\n#quiz-3 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-3 .question p {\n  font-weight: bold;\n}\n\n#quiz-3 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-3 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-3 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-3 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-3 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-3 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-3 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-3 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-3 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-3 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-3 .bar-attempted { background: #2196f3; }\n#quiz-3 .bar-correct { background: #4caf50; }\n#quiz-3 .bar-wrong { background: #f44336; }\n#quiz-3 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-3 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-3 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-3\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-3-sticky-header\">\n  <span> JAIIB AFM Memory Based Quiz<\/span>\n  <span id=\"quiz-3-score-badge\">Score: <strong id=\"quiz-3-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n <div class=\"question\" data-answered=\"false\">\n  <p>1. Which financial statement shows the assets and liabilities of a company?<\/p>\n  <button data-correct=\"false\">a) Profit and Loss Statement<\/button>\n  <button data-correct=\"true\">b) Balance Sheet<\/button>\n  <button data-correct=\"false\">c) Cash Flow Statement<\/button>\n  <button data-correct=\"false\">d) Trial Balance<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. What is the accounting term for allocating the cost of tangible assets over their useful life?<\/p>\n  <button data-correct=\"true\">a) Depreciation<\/button>\n  <button data-correct=\"false\">b) Amortization<\/button>\n  <button data-correct=\"false\">c) Capitalization<\/button>\n  <button data-correct=\"false\">d) Valuation<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. In double-entry bookkeeping, which of the following is a debit entry?<\/p>\n  <button data-correct=\"false\">a) Increase in revenue<\/button>\n  <button data-correct=\"false\">b) Decrease in expense<\/button>\n  <button data-correct=\"true\">c) Increase in assets<\/button>\n  <button data-correct=\"false\">d) Decrease in liabilities<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. What does the term &#8220;contingent liability&#8221; refer to?<\/p>\n  <button data-correct=\"false\">a) A liability that is guaranteed<\/button>\n  <button data-correct=\"true\">b) A liability that depends on a future event<\/button>\n  <button data-correct=\"false\">c) A liability recorded in the Profit and Loss statement<\/button>\n  <button data-correct=\"false\">d) A liability that is settled immediately<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. The formula for calculating Return on Equity (ROE) is:<\/p>\n  <button data-correct=\"false\">a) Net Income \/ Total Assets<\/button>\n  <button data-correct=\"true\">b) Net Income \/ Shareholder&#8217;s Equity<\/button>\n  <button data-correct=\"false\">c) Gross Profit \/ Total Sales<\/button>\n  <button data-correct=\"false\">d) Total Liabilities \/ Shareholder&#8217;s Equity<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up-3\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login-3\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password-3\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i-3\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-3');\n  const STORAGE_KEY = 'quiz_3_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-3-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.0).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 2 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.00).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/jaiib\/?ref=contac-nai-jaiib\" target=\"_blank\" rel=\"noreferrer noopener\">Explore the JAIIB Online Courses<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-module-rbwm-retail-banking-amp-wealth-management\"><strong>Module: RBWM (Retail Banking &amp; Wealth Management)<\/strong><\/h3>\n\n\n\n<p>Check out a few questions from JAIIB RBWM Paper and do not forget to check out <a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-rbwm-strategy\/?ref=contss-jaiib-blog\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB RBWM Preparation<\/a> Strategy.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-4-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-4-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-4 * { box-sizing: border-box; }\n\n#quiz-4 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-4 h2 {\n  text-align: center;\n}\n\n#quiz-4 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-4 .question p {\n  font-weight: bold;\n}\n\n#quiz-4 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-4 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-4 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-4 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-4 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-4 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-4 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-4 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-4 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-4 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-4 .bar-attempted { background: #2196f3; }\n#quiz-4 .bar-correct { background: #4caf50; }\n#quiz-4 .bar-wrong { background: #f44336; }\n#quiz-4 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-4 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-4 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-4\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-4-sticky-header\">\n  <span> JAIIB RBWM Memory Based Quiz<\/span>\n  <span id=\"quiz-4-score-badge\">Score: <strong id=\"quiz-4-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n <div class=\"question\" data-answered=\"false\">\n  <p>1. What is the main feature of a term deposit?<\/p>\n  <button data-correct=\"false\">a) Unlimited withdrawals<\/button>\n  <button data-correct=\"true\">b) Higher interest rate than savings accounts<\/button>\n  <button data-correct=\"false\">c) Instant liquidity<\/button>\n  <button data-correct=\"false\">d) No minimum deposit requirement<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. What is the primary purpose of mutual funds?<\/p>\n  <button data-correct=\"false\">a) To provide loans<\/button>\n  <button data-correct=\"true\">b) To pool resources for diversified investments<\/button>\n  <button data-correct=\"false\">c) To facilitate online banking<\/button>\n  <button data-correct=\"false\">d) To provide insurance coverage<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. As per Income Tax Act, repayment of FD proceeds:\n    <br>1. Applies to the bank as a whole, not branch-wise.\n    <br>2. Must be by A\/c Payee cheque\/draft\/credit if maturity proceeds \u2265 \u20b920,000.\n    <br>3. Applies to deposits held singly or jointly at a branch.\n    <br>4. Cash repayment is allowed for amounts &lt; \u20b920,000.\n    <br><br>Which are correct?\n  <\/p>\n  <button data-correct=\"true\">A. 1, 2, 3<\/button>\n  <button data-correct=\"false\">B. 2, 3, 4<\/button>\n  <button data-correct=\"false\">C. 1, 3<\/button>\n  <button data-correct=\"false\">D. 1, 2, 3, 4<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. What is the tenure for the Public Provident Fund (PPF) account?<\/p>\n  <button data-correct=\"false\">a) 5 years<\/button>\n  <button data-correct=\"false\">b) 10 years<\/button>\n  <button data-correct=\"true\">c) 15 years<\/button>\n  <button data-correct=\"false\">d) 20 years<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. Which of the following statements are true?\n    <br>1. Banks may allow loans up to 80\u201390% of FD value.\n    <br>2. Interest charged on loan is higher than FD interest rate.\n    <br>3. Advances against third-party deposits are encouraged by banks.\n    <br>4. Advances against minors&#8217; deposits jointly with guardians may be permitted.\n    <br><br>Which are correct?\n  <\/p>\n  <button data-correct=\"true\">A. 1, 2, 4<\/button>\n  <button data-correct=\"false\">B. 2, 3, 4<\/button>\n  <button data-correct=\"false\">C. 1, 3<\/button>\n  <button data-correct=\"false\">D. 1, 2, 3, 4<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up-4\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" 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IFS May 2024 Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-IEandIFS-Exam-May-2024.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download Here<\/a><\/td><\/tr><tr><td>JAIIB PPB May 2024 Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-PPB-Exam-May-2024.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download Here<\/a><\/td><\/tr><tr><td>JAIIB AFM May 2024 Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-AFM-Exam-May-2024.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download Here<\/a><\/td><\/tr><tr><td>JAIIB RBWM May 2024 Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-RBWM-Exam-May-2024.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download Here<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-jaiib-october-2023-previous-year-paper-pdf\"><span class=\"ez-toc-section\" id=\"JAIIB_October_2023_previous_year_paper_PDF\"><\/span>JAIIB October 2023 previous year paper PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Candidates can download the IIBF JAIIB previous year question papers for the October 2023 cycle through the direct link provided below:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Paper Name<\/strong><\/td><td><strong>Download Link<\/strong><\/td><\/tr><tr><td>JAIIB October 2023 IE and IFS Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-IE-and-IFS-paper-Oct-2023.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB October 2023 PPB Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-PPB-Previous-year-paper-Oct-2023.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB October 2023 AFM Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-AFM-Oct-2023-Previous-Year-Paper.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB October 2023 RBWM Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-RBWM-Oct-previous-year-paper.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-jaiib-may-2023-past-year-paper-free-pdf\"><span class=\"ez-toc-section\" id=\"JAIIB_May_2023_past_year_paper_free_PDF\"><\/span>JAIIB May 2023 past year paper free PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Candidates can download the IIBF JAIIB previous year question papers for the May 2023 cycle through the direct link provided below:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Paper Name<\/strong><\/td><td><strong>Download Link<\/strong><\/td><\/tr><tr><td>JAIIB May 2023 IE and IFS Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-IE-and-IFS-2023-Paper.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Downloa<\/a><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-IE-and-IFS-2023-Paper.pdf\">d PDF<\/a><\/td><\/tr><tr><td>JAIIB May 2023 PPB Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-May-2023-PPB-Paper.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB May 2023 AFM Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-AFM-Previous-Year-Paper-2023.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>JAIIB May 2023 RBWM Paper<\/td><td><a href=\"https:\/\/download.oliveboard.in\/pdf\/JAIIB-May-2023-PYQs.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-are-the-important-topics-for-jaiib-ie-and-ifs-based-on-previous-year-question-paper-analysis\"><span class=\"ez-toc-section\" id=\"Which_are_the_important_topics_for_JAIIB_IE_and_IFS_based_on_previous_year_question_paper_analysis\"><\/span>Which are the important topics for JAIIB IE and IFS based on previous year question paper analysis?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Preparing for the <a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ie-ifs-syllabus\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB IE &amp; IFS exams<\/a> requires focusing on most repeated topics, numericals, and case studies. The most repeated and scoring modules include Committees, RBI Regulations, Insurance &amp; Pension Schemes, Economic Reforms, Microfinance\/MSME, Finance, SDGs, and Numericals.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"455\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-1-1-1024x455.webp\" alt=\"These are the JAIIB IE and IFS questions that were mostly asked in the exam.\" class=\"wp-image-236608\" style=\"width:630px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-1-1-1024x455.webp 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-1-1-768x341.webp 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-1-1.webp 1118w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-committees-and-banking-reforms-are-frequently-asked-in-ie-and-ifs-papers\"><span class=\"ez-toc-section\" id=\"Which_committees_and_banking_reforms_are_frequently_asked_in_IE_and_IFS_papers\"><\/span>Which committees and banking reforms are frequently asked in IE and IFS papers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Committees are very high-yield areas. Questions are usually about the committee\u2019s name, sector focus, recommendations, and implementation impact.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Committee \/ Topic<\/strong><\/td><td><strong>Key Focus Area<\/strong><\/td><td><strong>Frequency \/ Observations<\/strong><\/td><\/tr><tr><td>Narsimha Committee I &amp; II (1991 &amp; 1998)<\/td><td>Banking sector reforms, reduction of NPAs, introduction of Liquidity Adjustment Facility (LAF), strengthening prudential norms<\/td><td>Extremely frequent; almost every paper includes questions on NPA management, LAF, and prudential norms<\/td><\/tr><tr><td>Malhotra Committee<\/td><td>Insurance sector reforms, establishment of IRDA, regulation of Life &amp; Non-Life insurance, framework for private insurance companies<\/td><td>Frequently asked in insurance-related questions; often linked to policy implementation<\/td><\/tr><tr><td>B Committee<\/td><td>MSME financing, venture capital promotion, financial inclusion for small industries<\/td><td>Repeated in IE exams; scoring if recommendations remembered<\/td><\/tr><tr><td>Dr. Krishna Swamy \/ MV Nair Committee<\/td><td>Priority Sector Lending (PSL) targets for agriculture, MSME, housing, education, social infrastructure<\/td><td>Very frequent; usually 1\u20132 questions per paper<\/td><\/tr><tr><td>Hilton Young Commission (1926)<\/td><td>Establishment of Reserve Bank of India, structure, and functions<\/td><td>Occasionally asked; high-scoring if remembered<\/td><\/tr><tr><td>Other RBI Committees (e.g., Monetary Policy Committee, Credit Information Companies, Development Financial Institutions)<\/td><td>Regulatory framework, composition of MPC, strengthening DFIs, credit information reporting<\/td><td>Frequently conceptual questions in IE and RBI-related exams<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-rbi-and-banking-regulation-topics-are-most-repeated-in-ie-and-ifs-past-papers\"><span class=\"ez-toc-section\" id=\"Which_RBI_and_banking_regulation_topics_are_most_repeated_in_IE_and_IFS_past_papers\"><\/span>Which RBI and banking regulation topics are most repeated in IE and IFS past papers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI regulations and banking rules form the core of frequently tested questions. Questions are mostly conceptual or direct.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"430\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-2-1-1024x430.webp\" alt=\"Topics based on RBI regulations and acts\" class=\"wp-image-236610\" style=\"width:640px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-2-1-1024x430.webp 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-2-1-768x322.webp 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-2-1.webp 1137w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Topic<\/strong><\/td><td><strong>Key Points<\/strong><\/td><td><strong>Frequency<\/strong><\/td><\/tr><tr><td>SLR \/ CRR \/ Repo Rate \/ LAF<\/td><td>SLR \u2013 Section 24 of Banking Regulation Act 1949; CRR \u2013 Section 42 of RBI Act 1934; Repo rate, LAF purpose and mechanism<\/td><td>Almost always 2\u20133 questions per paper; direct definitions, regulatory sections, or purpose<\/td><\/tr><tr><td>Priority Sector Lending (PSL)<\/td><td>Targets for agriculture, MSME, education, housing, renewable energy, weaker sections<\/td><td>Repeated across nearly all IE and IFS exams; questions on sector allocation and compliance<\/td><\/tr><tr><td>Microfinance \/ NBFCs \/ MFIs<\/td><td>RBI regulations, loan limits, borrower eligibility, income ceiling<\/td><td>Often 2\u20133 questions per paper; numerical or scenario-based<\/td><\/tr><tr><td>Universal Bank Concept<\/td><td>Definition of a full-service bank and services offered<\/td><td>Occasionally asked; scoring if conceptual clarity is strong<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Check: <a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ieifs-exam-analysis\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB IE and IFS Exam Analysis<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-insurance-and-pension-schemes-are-mostly-asked-in-the-jaiib-ie-and-ifs-exam\"><span class=\"ez-toc-section\" id=\"Which_insurance_and_pension_schemes_are_mostly_asked_in_the_JAIIB_IE_and_IFS_exam\"><\/span>Which insurance and pension schemes are mostly asked in the JAIIB IE and IFS exam?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Insurance and pension schemes are easy to score with knowledge of age limits, premiums, coverage, and contribution rates.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Scheme \/ Topic<\/strong><\/td><td><strong>Key Features<\/strong><\/td><td><strong>Frequency<\/strong><\/td><\/tr><tr><td>EPFO \/ EPF<\/td><td>Employee retirement savings, employer &amp; employee contribution rates (minimum salary, % contribution)<\/td><td>3 to 4 questions per paper; focus on contribution percentages and salary limits<\/td><\/tr><tr><td>PMSBY (Pradhan Mantri Suraksha Bima Yojana)<\/td><td>Accidental death\/disability insurance, age 18\u201370 years, annual premium Rs 20<\/td><td>Frequently asked every cycle; focus on age, premium, and coverage<\/td><\/tr><tr><td>PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana)<\/td><td>Life insurance coverage, age 18\u201350 years, annual premium Rs 330<\/td><td>Usually 1\u20132 questions per paper<\/td><\/tr><tr><td>Atal Pension Yojana (APY)<\/td><td>Government-backed pension, age 18\u201340 years, monthly pension Rs 1000\u20135000 depending on contribution<\/td><td>Very high-yield topic; commonly tested<\/td><\/tr><tr><td>Insurance Ombudsman<\/td><td>Claims resolution mechanism; maximum claim: Life Rs 30 lakh, Banking Rs 20 lakh<\/td><td>Frequently asked; conceptual and numerical questions<\/td><\/tr><tr><td>Other Schemes<\/td><td>PM Jeevan Jyoti, PM Suraksha Bima<\/td><td>Occasionally asked; questions focus on age, premium, and coverage<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-economic-reforms-and-macroeconomics-topics-are-commonly-asked-in-ie-and-ifs-previous-year-papers\"><span class=\"ez-toc-section\" id=\"Which_economic_reforms_and_macroeconomics_topics_are_commonly_asked_in_IE_and_IFS_previous_year_papers\"><\/span>Which economic reforms and macroeconomics topics are commonly asked in IE and IFS previous year papers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Questions focus on LPG reforms, GDP\/GVA, fiscal deficit, monetary indicators. Numericals are usually simple formula-based.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic<\/td><td>Key Points<\/td><td>Frequency<\/td><\/tr><tr><td>LPG Reforms (1991)<\/td><td>Liberalization, Privatization, Globalization<\/td><td>Always 1\u20132 questions per paper; mostly conceptual<\/td><\/tr><tr><td>GDP \/ GVA at Basic Prices<\/td><td>Formula: GVA + Taxes \u2013 Subsidies; sectoral contributions<\/td><td>1\u20132 questions per paper; simple numerical<\/td><\/tr><tr><td>Fiscal Deficit<\/td><td>Government expenditure \u2013 revenue<\/td><td>Usually 1 question per paper; simple calculation<\/td><\/tr><tr><td>Velocity of Money<\/td><td>Nominal GDP \u00f7 Money Supply<\/td><td>1 question per paper<\/td><\/tr><tr><td>Demand &amp; Supply Curves<\/td><td>Conceptual understanding: Demand inverse, Supply positive<\/td><td>Frequently asked; usually conceptual<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-download-jaiib-ie-and-ifs-module-wise-practice-questions-pdf\"><span class=\"ez-toc-section\" id=\"Download_JAIIB_IE_and_IFS_module_wise_practice_questions_PDF\"><\/span>Download JAIIB IE and IFS module wise practice questions PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Prepare for<a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ie-ifs-syllabus\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a0JAIIB IE &amp; IFS<\/a>\u00a0with module-wise practice question PDFs designed to help you revise each topic step by step.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>JAIIB IE and IFS Paper Module<\/strong><\/td><td><strong>Link<\/strong><\/td><\/tr><tr><td>Module A<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ie-and-ifs-module-a-practice-quiz\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Quiz and Download PDF<\/a><\/td><\/tr><tr><td>Module B<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ie-and-ifs-module-b-practice-quiz\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Quiz and Download PDF<\/a><\/td><\/tr><tr><td>Module C<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ie-and-ifs-module-c-practice-quiz\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Quiz and Download PDF<\/a><\/td><\/tr><tr><td>Module D<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ie-and-ifs-module-d-practice-quiz\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Quiz and Download PDF<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-finance-capital-market-and-investment-topics-frequently-appear-in-the-exam\"><span class=\"ez-toc-section\" id=\"Which_finance_capital_market_and_investment_topics_frequently_appear_in_the_exam\"><\/span>Which finance, capital market, and investment topics frequently appear in the exam?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Moderate-frequency topics; scoring if definitions, regulatory framework, and limits are clear.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"469\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-3-1-1024x469.webp\" alt=\"Question asked based on finance, capital market, and investment topics\" class=\"wp-image-236611\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-3-1-1024x469.webp 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-3-1-768x352.webp 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-IE-and-IFS-3-1.webp 1143w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Topic<\/strong><\/td><td><strong>Key Points<\/strong><\/td><td><strong>Frequency<\/strong><\/td><\/tr><tr><td>Merchant Bankers<\/td><td>Categories, minimum capital, trustee responsibilities<\/td><td>1\u20132 questions per paper; conceptual<\/td><\/tr><tr><td>Venture Capital Fund<\/td><td>Regulated by SEBI; investment norms and eligible sectors<\/td><td>Frequently repeated<\/td><\/tr><tr><td>Derivatives \/ Options \/ Forex \/ Currency Basket<\/td><td>Conceptual understanding; currency basket \u2013 IMF SDR 5 currencies<\/td><td>Occasionally numerical; usually conceptual<\/td><\/tr><tr><td>FDI Limits<\/td><td>Sector-wise limits (Telecom 100%, Insurance, etc.)<\/td><td>Repeated in recent papers; regulatory updates<\/td><\/tr><tr><td>Credit Information Companies<\/td><td>Regulatory authority, role in reporting credit information<\/td><td>Occasionally; mostly conceptual<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-development-sustainability-microfinance-and-msme-topics-are-important-for-the-exam\"><span class=\"ez-toc-section\" id=\"Which_development_sustainability_microfinance_and_MSME_topics_are_important_for_the_exam\"><\/span>Which development, sustainability, microfinance, and MSME topics are important for the exam?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>These topics appear with medium frequency, and while some are optional, they are scoring if well-prepared. The key topics to focus on are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Topic<\/strong><\/td><td><strong>Key Points<\/strong><\/td><td><strong>Frequency<\/strong><\/td><\/tr><tr><td><strong>Sustainable Development Goals (SDG)<\/strong><\/td><td>17 Goals; sectors prioritized for development<\/td><td>1\u20132 questions per cycle<\/td><\/tr><tr><td><strong>Sunrise Sectors<\/strong><\/td><td>Recognized sectors for investment and priority allocation<\/td><td>Occasionally asked; scoring if known<\/td><\/tr><tr><td><strong>Microfinance \/ Grameen Model<\/strong><\/td><td>Prof. Muhammad Yunus, Bangladesh model; MFI loan limits, borrower income ceiling<\/td><td>Frequently repeated<\/td><\/tr><tr><td><strong>MSME Financing &amp; Venture Capital<\/strong><\/td><td>Investment and capital limits; regulatory guidelines<\/td><td>1\u20132 questions per paper<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-numerical-and-formula-based-questions-appear-in-the-jaiib-ie-and-ifs-papers\"><span class=\"ez-toc-section\" id=\"Which_numerical_and_formula-based_questions_appear_in_the_JAIIB_IE_and_IFS_papers\"><\/span>Which numerical and formula-based questions appear in the JAIIB IE and IFS papers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Light, formula-based, and scoring numericals appear across Economic Reforms, Insurance, Pension, PSL, GDP\/GVA, Fiscal Deficit.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"468\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB_IE-and-IFS-4-1-1024x468.webp\" alt=\"Important JAIIB IE and IFS Maths Formulas\" class=\"wp-image-236612\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB_IE-and-IFS-4-1-1024x468.webp 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB_IE-and-IFS-4-1-768x351.webp 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB_IE-and-IFS-4-1.webp 1140w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic<\/td><td>Formula<\/td><td>Frequency<\/td><\/tr><tr><td>GDP \/ GVA at Basic Prices<\/td><td>GVA + Taxes \u2013 Subsidies<\/td><td>1\u20132 questions per paper<\/td><\/tr><tr><td>Fiscal Deficit<\/td><td>Total Expenditure \u2013 Total Revenue<\/td><td>1 question; straightforward<\/td><\/tr><tr><td>Velocity of Money<\/td><td>Nominal GDP \u00f7 Money Supply<\/td><td>1 question per paper<\/td><\/tr><tr><td>Insurance \/ EPFO \/ Pension Contributions<\/td><td>Premium \u00d7 Contribution<\/td><td>2\u20133 small numericals per paper<\/td><\/tr><tr><td>Credit Score \/ Population Coverage<\/td><td>Direct calculation; scenario-based<\/td><td>1 question<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-type-of-case-study-questions-are-mostly-asked-in-ie-and-ifs\"><span class=\"ez-toc-section\" id=\"What_type_of_case_study_questions_are_mostly_asked_in_IE_and_IFS\"><\/span>What type of case study questions are mostly asked in IE and IFS?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Case study questions are typically situational, applied, and linked to banking operations, microfinance, MSME, PSL, or insurance schemes. They test your ability to apply concepts, calculate limits, or decide eligibility based on the scenario. Most questions are short, scoring, and require formula application or rule-based reasoning.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Type of Case Study<\/td><td>Example<\/td><td>What is Tested<\/td><\/tr><tr><td><strong>PSL \/ Priority Sector Lending Cases<\/strong><\/td><td>A bank has to allocate loans to agriculture, MSME, or housing sectors<\/td><td>Knowledge of PSL sectors, limits, and eligibility<\/td><\/tr><tr><td><strong>Microfinance \/ MFI Eligibility<\/strong><\/td><td>Household income \u22643 lakh; borrower applies for a loan<\/td><td>Understanding of microfinance regulations, borrower eligibility<\/td><\/tr><tr><td><strong>Insurance \/ Pension Schemes<\/strong><\/td><td>An applicant wants PMSBY, PMJJBY, or APY; calculate premium, coverage, or eligibility<\/td><td>Premium calculation, age limits, contribution, coverage<\/td><\/tr><tr><td><strong>MSME \/ Venture Capital Funding<\/strong><\/td><td>Company seeks MSME registration or venture capital funding<\/td><td>Knowledge of investment \/ capital limits, government schemes<\/td><\/tr><tr><td><strong>Numerical Case Studies<\/strong><\/td><td>Compute GVA, fiscal deficit, or velocity of money for a hypothetical scenario<\/td><td>Formula application, light numerical calculation<\/td><\/tr><tr><td><strong>Banking Regulation \/ RBI Guidelines<\/strong><\/td><td>Bank compliance scenario \u2013 CRR, SLR, repo rate, or LAF application<\/td><td>Regulatory knowledge, section application<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-also-watch-the-jaiib-ie-and-ifs-previous-year-paper-discussion\">Also watch the JAIIB IE and IFS Previous Year Paper Discussion:<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Video Link<\/strong><\/td><td><strong>Video Link<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.youtube.com\/watch?v=tdIdFWfMvzc\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB PYP Part 1<\/a><\/td><td><a href=\"https:\/\/www.youtube.com\/watch?v=d7IJTyNtV3E\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB PYP Part 2<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"JAIIB_PPB_important_topics_based_on_PYP_analysis\"><\/span>JAIIB PPB important topics based on PYP analysis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-syllabus-for-principles-practices-of-banking\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB PPB paper<\/a> has clearly moved towards longer, concept-based, and case-study questions. Instead of testing only direct theory, the exam now checks whether a banker can understand real-life situations such as account operations, lending rules, and legal duties. Based on previous year paper trends, Modules A and B still carry the highest weightage, while Modules C and D have fewer questions but they are usually more detailed and take more time. Smart preparation means focusing on important repeated topics instead of trying to memorise the whole syllabus.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"995\" height=\"427\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-PPB-1-1.webp\" alt=\"Types of questions that were asked in the recent JAIIB papers\" class=\"wp-image-236629\" style=\"width:657px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-PPB-1-1.webp 995w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-PPB-1-1-768x330.webp 768w\" sizes=\"auto, (max-width: 995px) 100vw, 995px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-banking-operations-and-customer-relationship-topics-are-asked-repeatedly-in-ppb-paper\"><span class=\"ez-toc-section\" id=\"What_banking_operations_and_customer_relationship_topics_are_asked_repeatedly_in_PPB_paper\"><\/span>What banking operations and customer relationship topics are asked repeatedly in PPB paper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Previous year papers show that operational banking topics appear in almost every shift because they reflect day-to-day branch activities. Questions are usually statement-based and require understanding the legal relationship between banker and customer. Candidates should focus on concepts that involve authority, liability, and account handling procedures.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic Area<\/td><td>Detailed Focus Areas<\/td><td>Why It Is Important in the Exam<\/td><\/tr><tr><td>Minor Accounts<\/td><td>Understand the definition of a minor under the Indian Majority Act, restrictions on minors entering contracts, rules related to opening savings accounts for minors, and liability issues when a minor is involved in partnership accounts.<\/td><td>Many case-based questions test whether a banker knows the legal limitations of minors and how banks should protect themselves from contractual risk.<\/td><\/tr><tr><td>Joint Accounts<\/td><td>Learn the operational instructions such as Either or Survivor, Former or Survivor, Jointly, and Anyone or Survivor. Also focus on account closure rights, cheque signing authority, and procedures after the death of an account holder.<\/td><td>Questions often describe practical scenarios where candidates must identify who has the authority to operate or close the account.<\/td><\/tr><tr><td>HUF Accounts<\/td><td>Study the legal status of a Hindu Undivided Family, the powers and responsibilities of the Karta, and how liability works for family members.<\/td><td>HUF questions test conceptual clarity because many bankers confuse ownership and management rights within the family structure.<\/td><\/tr><tr><td>Mandate vs Power of Attorney<\/td><td>Understand the difference between limited authority given through a mandate and broader legal authority granted through a Power of Attorney, including duration, revocation, and legal implications.<\/td><td>Statement-based MCQs frequently compare features of both documents to check legal understanding.<\/td><\/tr><tr><td>Garnishee and Attachment Orders<\/td><td>Learn the process banks follow when they receive court orders, including freezing accounts, handling lien amounts, and priority of claims.<\/td><td>These topics appear in legal case studies where candidates must decide how a bank should respond to legal instructions.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Check: <a href=\"https:\/\/www.oliveboard.in\/jaiib-exam-pattern\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB Exam Pattern<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-credit-and-loan-product-concepts-appear-most-in-ppb-pyps\"><span class=\"ez-toc-section\" id=\"Which_credit_and_loan_product_concepts_appear_most_in_PPB_PYPs\"><\/span>Which credit and loan product concepts appear most in PPB PYPs?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Credit and lending topics remain a major scoring area in PPB because they represent core banking functions. Questions are mostly conceptual but may include small calculations or regulatory limits. Understanding the logic behind RBI guidelines is more useful than memorising numbers alone.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic Area<\/td><td>Detailed Focus Areas<\/td><td>Why It Is Important in the Exam<\/td><\/tr><tr><td>Priority Sector Lending (PSL)<\/td><td>Study sector-wise targets, sub-targets, housing loan eligibility limits based on population categories, and the treatment of shortfalls through RIDF deposits with NABARD.<\/td><td>PSL questions are frequently repeated and often appear as multi-statement questions requiring deep conceptual clarity.<\/td><\/tr><tr><td>MSME Classification<\/td><td>Understand how MSMEs are classified based on investment in plant and machinery and annual turnover limits, and know the differences between Micro, Small, and Medium enterprises.<\/td><td>Direct definition-based questions and application-based scenarios are commonly asked.<\/td><\/tr><tr><td>NPA Norms<\/td><td>Learn the classification of assets into standard, sub-standard, doubtful, and loss assets, along with provisioning requirements and special treatment for agricultural advances.<\/td><td>Questions often test whether candidates can apply NPA rules to practical lending situations.<\/td><\/tr><tr><td>Agricultural Loan Rules<\/td><td>Focus on the \u201ctwo harvest seasons but not exceeding two years\u201d rule for identifying NPAs in crop loans and how seasonal factors affect classification.<\/td><td>Appears in conceptual MCQs and sometimes within longer credit case studies.<\/td><\/tr><tr><td>Working Capital Assessment<\/td><td>Understand the Tandon Committee\u2019s second method, the Nayak Committee\u2019s turnover method, and basic working capital calculations.<\/td><td>Numericals based on these methods are frequently reported in tougher shifts.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"918\" height=\"421\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-PPB-2-1.webp\" alt=\"Important modules for the JAIIB PPB paper\" class=\"wp-image-236630\" style=\"width:606px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-PPB-2-1.webp 918w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-PPB-2-1-768x352.webp 768w\" sizes=\"auto, (max-width: 918px) 100vw, 918px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-banking-technology-topics-should-be-focused-on-in-ppb-module-c\"><span class=\"ez-toc-section\" id=\"Which_banking_technology_topics_should_be_focused_on_in_PPB_Module_C\"><\/span>Which banking technology topics should be focused on in PPB Module C?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Module C may have fewer questions compared to other modules, but they are often concept-heavy and require understanding of modern banking systems. Candidates should focus on how technology is applied in real banking processes rather than technical jargon.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic Area<\/td><td>Detailed Focus Areas<\/td><td>Why It Is Important in the Exam<\/td><\/tr><tr><td>Network Topologies<\/td><td>Learn the structure and characteristics of Star, Mesh, Ring, and Bus topologies, including advantages, disadvantages, and real-life usage in banking networks.<\/td><td>These questions are repeated frequently and are usually conceptual rather than technical.<\/td><\/tr><tr><td>Payment Systems<\/td><td>Understand the features, settlement timings, transaction limits, and use cases of NEFT, RTGS, UPI, IMPS, and the role of the National Financial Switch (NFS).<\/td><td>Comparison-based questions test practical understanding of digital payment channels.<\/td><\/tr><tr><td>Cheque Truncation System (CTS 2010)<\/td><td>Study image-based clearing, security features, and how CTS improves cheque processing efficiency.<\/td><td>Practical technology questions related to cheque clearing are common.<\/td><\/tr><tr><td>Digital Innovations<\/td><td>Learn the basics of Blockchain, Central Bank Digital Currency (CBDC), and their purpose in modern banking systems.<\/td><td>Recent exam trends show increasing focus on new technology concepts.<\/td><\/tr><tr><td>Cloud Computing and Security<\/td><td>Understand data storage, risk management, and the importance of cyber security controls in banking operations.<\/td><td>Statement-based questions test awareness of digital risks and safety practices.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"898\" height=\"403\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-PPB-3-1-1.webp\" alt=\"All about network topologies\" class=\"wp-image-236633\" style=\"width:584px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-PPB-3-1-1.webp 898w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-PPB-3-1-1-768x345.webp 768w\" sizes=\"auto, (max-width: 898px) 100vw, 898px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_regulatory_and_legal_framework_topics_are_frequently_tested\"><\/span>Which regulatory and legal framework topics are frequently tested?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Legal awareness is essential in PPB because bankers are expected to understand customer rights and bank liabilities. Many questions describe real legal situations and ask candidates to identify the correct rule or section.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Law \/ Regulation<\/td><td>Detailed Focus Areas<\/td><td>Why It Is Important in the Exam<\/td><\/tr><tr><td>Negotiable Instruments Act<\/td><td>Focus on Section 138 related to dishonour of cheques, Section 85 related to protection provided to the paying banker, and the concept of Holder in Due Course.<\/td><td>These sections appear regularly because they directly relate to cheque operations.<\/td><\/tr><tr><td>Holder in Due Course<\/td><td>Understand the rights, protections, and conditions required for someone to become a holder in due course.<\/td><td>Questions test whether candidates understand legal ownership and transferability of instruments.<\/td><\/tr><tr><td>Banking Ombudsman Scheme<\/td><td>Study the complaint process, award limits, and authority of the Ombudsman in resolving customer disputes.<\/td><td>Appears in customer protection and ethics-related questions.<\/td><\/tr><tr><td>Consumer Protection Act<\/td><td>Learn the role of the Central Consumer Protection Authority and how customer grievances are handled.<\/td><td>Conceptual questions test awareness of customer rights and regulatory responsibilities.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/jaiib-mock-test\/?ref=contac-nai-jaiib\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A Free JAIIB Mock Test 2026<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_numericals_and_case_studies_dominate_recent_PPB_exams\"><\/span>What numericals and case studies dominate recent PPB exams?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Recent <a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ppb-exam-analysis-2025\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">PPB paper analysis <\/a>clearly shows an increase in lengthy case studies, especially in tougher shifts. These questions are usually worth two marks and require careful reading, logical thinking, and application of rules.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Case Study \/ Numerical Area<\/td><td>Detailed Focus Areas<\/td><td>Why It Is Important in the Exam<\/td><\/tr><tr><td>Operating Cycle Calculations<\/td><td>Understand how to calculate inventory period, receivable period, payable period, and total operating cycle duration.<\/td><td>Appears in numerical questions that test financial understanding.<\/td><\/tr><tr><td>Current Ratio and Financial Ratios<\/td><td>Learn formulas for Current Assets, Current Liabilities, and ratio interpretation used in credit analysis.<\/td><td>Basic calculations are frequently included in tougher exam shifts.<\/td><\/tr><tr><td>NPA Provisioning<\/td><td>Study how provisioning percentage changes based on asset category and the value of available security.<\/td><td>Practical lending scenarios require applying RBI norms.<\/td><\/tr><tr><td>Locker Liability Cases<\/td><td>Understand the bank\u2019s responsibility in case of negligence and the compensation rule of up to 100 times the annual locker rent.<\/td><td>High-weightage case studies are commonly asked.<\/td><\/tr><tr><td>Banker\u2013Customer Relationships<\/td><td>Learn legal relationships such as Bailor\u2013Bailee, Lessor\u2013Lessee, and Agent\u2013Principal in different services.<\/td><td>Candidates must identify the correct relationship from real-life examples.<\/td><\/tr><tr><td>Indemnity and Bank Guarantees<\/td><td>Study procedures for issuing duplicate Demand Drafts, executing indemnity bonds, and types of bank guarantees.<\/td><td>Application-based questions test operational and legal awareness.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"514\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-1-1-1024x514.webp\" alt=\"Shift in the Pattern of Questions Asked\" class=\"wp-image-236613\" style=\"width:586px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-1-1-1024x514.webp 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-1-1-768x386.webp 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-1-1.webp 1129w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-jaiib-afm-important-topics-based-on-pyp-analysis\"><span class=\"ez-toc-section\" id=\"What_are_the_JAIIB_AFM_important_topics_based_on_PYP_analysis\"><\/span>What are the JAIIB AFM important topics based on PYP analysis?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Based on the JAIIB AFM previous year paper analysis, a clear pattern emerges candidates who rely only on memorisation struggle, while those who understand concepts and practise numericals manage the paper more confidently.<\/p>\n\n\n\n<p>Recent memory-based questions indicate that the <a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-afm-syllabus\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">AFM exam<\/a> is becoming more analytical, with strong focus on Accounting Standards, financial decision-making, banking accounts, and ratio interpretation. Instead of covering everything randomly, focusing on repeatedly asked themes helps improve accuracy and saves valuable exam time.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"463\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-2-1-1024x463.webp\" alt=\"Important topics from which questions asked on JAIIB AFM\" class=\"wp-image-236614\" style=\"width:628px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-2-1-1024x463.webp 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-2-1-768x347.webp 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-2-1.webp 1152w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-are-accounting-standards-and-journal-entries-repeatedly-asked-in-afm-paper\"><span class=\"ez-toc-section\" id=\"Why_are_Accounting_Standards_and_journal_entries_repeatedly_asked_in_AFM_paper\"><\/span>Why are Accounting Standards and journal entries repeatedly asked in AFM paper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Accounting Standards and journal entries are asked frequently because they test practical accounting understanding. The examiner checks whether you know how financial transactions are actually recorded and reported, not just the theory behind them.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic<\/td><td>What the exam focuses on<\/td><td>How you should prepare<\/td><\/tr><tr><td>Accounting Standards such as AS 2, AS 3, AS 9, AS 10, AS 19, AS 26<\/td><td>Questions usually check valuation rules, revenue recognition timing, treatment of leases, and classification of tangible or intangible assets through conceptual or statement-based formats.<\/td><td>Prepare short notes explaining the purpose of each standard, understand recognition rules, and practice identifying correct accounting treatment in real situations.<\/td><\/tr><tr><td>Journal Entries<\/td><td>Many questions involve passing entries for prepaid expenses, share forfeiture, purchase of assets on credit, and security premium adjustments.<\/td><td>Focus on debit and credit logic using Real and Personal account rules and practise full entry formats instead of memorising isolated examples.<\/td><\/tr><tr><td>Classification of Accounts<\/td><td>Candidates must identify whether an account is personal or real before attempting entries.<\/td><td>Revise basic account categories with examples from companies, banks, and asset transactions to avoid confusion during numericals.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Check: <a href=\"https:\/\/www.oliveboard.in\/jaiib-exam-date\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB Paper Wise Exam Date 2026<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-important-are-bond-valuation-and-time-value-of-money-numericals-in-afm\"><span class=\"ez-toc-section\" id=\"How_important_are_Bond_valuation_and_Time_Value_of_Money_numericals_in_AFM\"><\/span>How important are Bond valuation and Time Value of Money numericals in AFM?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Numerical questions may form a smaller portion of the paper, but they are scoring areas if formulas and concepts are clear. Most calculations are direct applications of financial management principles.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"447\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-3-1-2-1024x447.webp\" alt=\"Bond valuation and Time Value of Money numericals formula\" class=\"wp-image-236617\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-3-1-2-1024x447.webp 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-3-1-2-768x335.webp 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-AFM-3-1-2.webp 1109w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Numerical Area<\/td><td>What examiners test<\/td><td>How you should prepare<\/td><\/tr><tr><td>Bond Valuation and YTM<\/td><td>Questions test the inverse relationship between bond price and yield, along with concepts like duration and zero-coupon bond maturity.<\/td><td>Understand the reasoning behind price movements and practise simple yield and duration questions rather than complex calculations only.<\/td><\/tr><tr><td>Annuity and Time Value of Money<\/td><td>Candidates are asked to calculate future value or present value in scenarios like sinking funds or EMI calculations.<\/td><td>Maintain a clear formula sheet and solve multiple practice questions to improve speed and accuracy.<\/td><\/tr><tr><td>Depreciation Methods<\/td><td>Focus is on WDV method and Sum of Years Digit method and their impact on asset value.<\/td><td>Learn step-by-step calculation logic so you can handle both conceptual and numerical variations in the exam.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-role-do-banking-company-accounts-and-company-law-concepts-play-in-afm\"><span class=\"ez-toc-section\" id=\"What_role_do_Banking_Company_Accounts_and_Company_Law_concepts_play_in_AFM\"><\/span>What role do Banking Company Accounts and Company Law concepts play in AFM?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Banking and company law topics connect accounting knowledge with regulatory frameworks, which is why they appear regularly in AFM exams. These areas usually involve conceptual clarity and structured formats.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Area Covered<\/td><td>What examiners expect<\/td><td>How you should prepare<\/td><\/tr><tr><td>Banking Company Accounts<\/td><td>Understanding of balance sheet format, Profit and Loss structure, and schedules such as Schedule 10 and Schedule 18.<\/td><td>Study the structure of banking financial statements and revise how items are grouped under different schedules.<\/td><\/tr><tr><td>Company Law Rules<\/td><td>Questions test knowledge of membership requirements, share capital rules, and provisions like Section 52 related to security premium.<\/td><td>Link company law sections with accounting treatment so that concepts become easier to remember during revision.<\/td><\/tr><tr><td>Share Capital Concepts<\/td><td>Over-subscription, premium utilisation, and allotment adjustments are common themes.<\/td><td>Practise journal entries related to share capital from past questions to build confidence.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Check: <a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-afm-exam-analysis-2025\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB AFM Exam Analysis<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-ratio-analysis-and-working-capital-topics-appear-most-in-afm-pyps\"><span class=\"ez-toc-section\" id=\"Which_Ratio_Analysis_and_Working_Capital_topics_appear_most_in_AFM_PYPs\"><\/span>Which Ratio Analysis and Working Capital topics appear most in AFM PYPs?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ratio analysis and working capital questions test your ability to interpret financial health, not just calculate numbers. These areas are usually straightforward if fundamentals are clear.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic<\/td><td>What the exam focuses on<\/td><td>How you should prepare<\/td><\/tr><tr><td>Current Ratio and Quick Ratio<\/td><td>Candidates must calculate liquidity ratios and interpret whether the company\u2019s financial position is stable.<\/td><td>Remember that liquid assets exclude stock and prepaid expenses and practise solving ratios from simple balance sheet data.<\/td><\/tr><tr><td>Debt Equity Ratio<\/td><td>Questions analyse leverage and financial risk through conceptual understanding of borrowed funds and owner\u2019s equity.<\/td><td>Understand the meaning behind the ratio rather than only memorising formulas.<\/td><\/tr><tr><td>Working Capital Assessment<\/td><td>Tandon Committee and Nayak Committee methods are used to test understanding of permissible bank finance.<\/td><td>Study practical banking examples so that you can apply formulas easily in case-study questions.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-special-trap-concepts-and-niche-areas-should-you-revise-before-the-jaiib-afm-exam\"><span class=\"ez-toc-section\" id=\"What_special_%E2%80%9Ctrap%E2%80%9D_concepts_and_niche_areas_should_you_revise_before_the_JAIIB_AFM_exam\"><\/span>What special \u201ctrap\u201d concepts and niche areas should you revise before the JAIIB AFM exam?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>AFM papers often include small conceptual questions that look easy but are designed to test attention to detail. Revising these niche areas can help avoid unnecessary mistakes.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Niche Concept<\/td><td>What you should remember<\/td><td>How you should prepare<\/td><\/tr><tr><td>GST Penalties and Regulatory Numbers<\/td><td>Questions may check specific penalty rates such as interest charged annually, which candidates often confuse.<\/td><td>Maintain a quick revision list of important regulatory figures and limits.<\/td><\/tr><tr><td>Dormant Company Definition<\/td><td>The exam may test whether you understand that a dormant company is one that is not actively carrying business operations.<\/td><td>Revise definitions with examples so you can recognise tricky wording in options.<\/td><\/tr><tr><td>Zero-Coupon Bonds<\/td><td>A key concept is that the duration of a zero-coupon bond equals its maturity period.<\/td><td>Add such small conceptual facts to your final revision notes for quick recall.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<figure class=\"wp-block-embed wp-embed-aspect-16-9 wp-has-aspect-ratio  is-type-video is-provider-youtube wp-block-embed-youtube\"><div class=\"wp-block-embed__wrapper video-seo-youtube-embed-wrapper\"><div class=\"video-seo-youtube-player\" data-id=\"syKXHzdeQIk\"><\/div><\/div><\/figure>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-jaiib-rbwm-important-topics-based-on-pyps-analysis\"><span class=\"ez-toc-section\" id=\"JAIIB_RBWM_important_topics_based_on_PYPs_analysis\"><\/span>JAIIB RBWM important topics based on PYPs analysis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The<a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-rbwm-syllabus\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\"> JAIIB RBWM paper <\/a>has evolved into a concept-driven and application-focused exam where understanding banking products, customer handling, government schemes, and wealth concepts matters more than memorising facts. Previous year paper (PYP) analysis shows that Modules B and D carry strong weightage, while numericals, case studies, and statement-based questions test clarity of concepts. Topics like PMAY, retail loans, marketing frameworks, and regulatory limits appear repeatedly, making them essential for focused preparation.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"443\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-RBWM-1-1-1024x443.webp\" alt=\"Key Topics Based on JAIIB RBWM Previous Papers\" class=\"wp-image-236618\" style=\"width:599px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-RBWM-1-1-1024x443.webp 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-RBWM-1-1-768x332.webp 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/02\/JAIIB-RBWM-1-1.webp 1116w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-government-schemes-and-social-security-topics-are-frequently-asked-in-jaiib-rbwm\"><span class=\"ez-toc-section\" id=\"What_government_schemes_and_social_security_topics_are_frequently_asked_in_JAIIB_RBWM\"><\/span>What government schemes and social security topics are frequently asked in JAIIB RBWM?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Government schemes are one of the most scoring areas in RBWM because questions are often direct but detail-oriented. Candidates are expected to remember eligibility criteria, subsidy rates, age limits, and premium details. Questions from <a href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">PMAY<\/a>, <a href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">PMJJBY<\/a>, and <a href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">PMSBY<\/a> are commonly asked in both theory and case-based formats.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic Area<\/td><td>Detailed Explanation<\/td><\/tr><tr><td>PMAY income categories<\/td><td>Questions often test the classification of beneficiaries under Economically Weaker Section (EWS), Low Income Group (LIG), and Middle Income Groups. Candidates should understand that EWS covers annual income up to \u20b93 lakh, while LIG includes income between \u20b93 lakh and \u20b96 lakh.<\/td><\/tr><tr><td>Interest subsidy structure<\/td><td>The exam frequently asks about subsidy percentages offered under PMAY. For example, EWS and LIG categories receive a higher subsidy compared to MIG-I and MIG-II. Understanding why these slabs exist helps answer conceptual questions.<\/td><\/tr><tr><td>PMJJBY scheme details<\/td><td>This life insurance scheme is asked through age eligibility, premium amount, and waiting period. Candidates should remember that it targets financially vulnerable customers and has a fixed annual premium structure.<\/td><\/tr><tr><td>PMSBY coverage<\/td><td>Questions focus on accidental insurance coverage, age eligibility, and the fact that there is no waiting period. The scheme\u2019s low premium is often highlighted in comparison-based questions.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Check: <a href=\"https:\/\/www.oliveboard.in\/blog\/government-schemes\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">List of Central and State Gov. Schemes<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-retail-loan-products-and-banking-operations-topics-have-high-weightage\"><span class=\"ez-toc-section\" id=\"Which_retail_loan_products_and_banking_operations_topics_have_high_weightage\"><\/span>Which retail loan products and banking operations topics have high weightage?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Retail loans and customer account operations form the backbone of RBWM. Questions usually check practical knowledge such as LTV ratios, minor account rules, education loan security requirements, and BSBD account limits. These areas are scoring because many questions are rule-based.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic Area<\/td><td>Detailed Explanation<\/td><\/tr><tr><td>Home loan LTV ratios<\/td><td>Candidates must understand how loan eligibility changes with property value. For smaller loans, banks may finance a higher percentage of the property cost, while higher value loans require more borrower contribution to reduce risk.<\/td><\/tr><tr><td>Education loan security norms<\/td><td>The exam often asks about security requirements depending on loan size. Smaller loans generally do not require collateral, while higher loan amounts involve third-party guarantees or tangible security to protect the bank\u2019s interest.<\/td><\/tr><tr><td>Minor account operations<\/td><td>Questions focus on age eligibility for independent operation and signing authority. Candidates should know that banks allow minors above a certain age to operate accounts with specific limits to ensure safety.<\/td><\/tr><tr><td>BSBD and small accounts<\/td><td>Limits related to maximum balance, annual credits, and withdrawals are commonly asked. These accounts are designed for financial inclusion and therefore have controlled transaction limits.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Check: <a href=\"https:\/\/www.oliveboard.in\/jaiib-registration\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB registration Process here<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-marketing-and-wealth-management-concepts-are-repeatedly-tested-in-rbwm-paper\"><span class=\"ez-toc-section\" id=\"What_marketing_and_wealth_management_concepts_are_repeatedly_tested_in_RBWM_paper\"><\/span>What marketing and wealth management concepts are repeatedly tested in RBWM paper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Marketing and wealth management topics are highly conceptual but scoring when understood clearly. The exam frequently includes questions on marketing mix models, customer segmentation, and investment services like PMS. These topics also appear in case studies that test real-world banking scenarios.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topic Area<\/td><td>Detailed Explanation<\/td><\/tr><tr><td>Marketing mix framework<\/td><td>Candidates should clearly understand the difference between the traditional 4Ps (Product, Price, Place, Promotion) and the extended 7Ps used in service industries, which include People, Process, and Physical Evidence.<\/td><\/tr><tr><td>Product Life Cycle stages<\/td><td>Questions often ask candidates to identify the stage of a product such as Introduction, Growth, Maturity, or Decline. Understanding customer demand and competition at each stage helps answer scenario-based questions.<\/td><\/tr><tr><td>Portfolio Management Services (PMS)<\/td><td>The exam checks knowledge of minimum investment limits and regulatory requirements for providers. PMS is positioned as a specialised wealth solution aimed at high-net-worth customers.<\/td><\/tr><tr><td>Customer need analysis<\/td><td>Concepts such as Maslow\u2019s Hierarchy are used to connect financial products with customer motivations. Candidates should learn how banking products align with different need levels.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-numericals-case-studies-and-regulatory-details-should-you-prioritise-for-rbwm-preparation\"><span class=\"ez-toc-section\" id=\"Which_numericals_case_studies_and_regulatory_details_should_you_prioritise_for_RBWM_preparation\"><\/span>Which numericals, case studies, and regulatory details should you prioritise for RBWM preparation?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As per the <a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-rbwm-exam-analysis\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB RBWM paper analysis<\/a> the numerical questions and regulatory concepts together contribute a significant portion of marks. The exam expects candidates to apply formulas, interpret financial ratios, and understand legal frameworks like SARFAESI and DRT procedures. These areas require practice along with conceptual clarity.<\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter\"><table><tbody><tr><td>Topic Area<\/td><td>Detailed Explanation<\/td><\/tr><tr><td>Time value of money calculations<\/td><td>Questions may involve Present Value, Future Value, and rules such as Rule of 72 or Rule of 144. Understanding the logic behind compounding helps solve questions faster.<\/td><\/tr><tr><td>Financial ratios in retail banking<\/td><td>Ratios like Fixed Income Obligation Ratio (FIOR), Net Profit Margin, and Return on Assets are used to evaluate customer eligibility and business performance. Candidates should focus on interpretation rather than memorisation.<\/td><\/tr><tr><td>Capital gains and indexation<\/td><td>Long-term and short-term capital gain calculations are asked through case scenarios. Knowledge of Cost Inflation Index and holding period rules is important.<\/td><\/tr><tr><td>SARFAESI and CERSAI timelines<\/td><td>Regulatory questions often check awareness of registration deadlines, penalty implications, and borrower rights under recovery laws.<\/td><\/tr><tr><td>DRT and customer liability rules<\/td><td>Candidates should know threshold limits for approaching the Debt Recovery Tribunal and understand liability caps in unauthorised electronic transactions.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<figure class=\"wp-block-embed wp-embed-aspect-16-9 wp-has-aspect-ratio  is-type-video is-provider-youtube wp-block-embed-youtube\"><div class=\"wp-block-embed__wrapper video-seo-youtube-embed-wrapper\"><div class=\"video-seo-youtube-player\" data-id=\"hvzzvgamjr0\"><\/div><\/div><\/figure>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-should-professionals-practise-and-revise-jaiib-previous-year-papers\"><span class=\"ez-toc-section\" id=\"Why_should_professionals_practise_and_revise_JAIIB_previous_year_papers\"><\/span>Why should professionals practise and revise JAIIB previous year papers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Practising previous year papers (PYPs) is crucial for working professionals because of limited preparation time and the evolving exam pattern and <a href=\"https:\/\/www.oliveboard.in\/jaiib-syllabus\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">syllabus<\/a>. Key benefits include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Spot high-weightage questions:<\/strong> Identify topics that appear every year, like NPA rules, PSL limits, EPF\/APY contributions, PMAY eligibility, and <a href=\"https:\/\/www.oliveboard.in\/blog\/rbi-circulars\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">RBI regulations<\/a>.<\/li>\n\n\n\n<li><strong>Master multi-statement questions:<\/strong> Previous papers show how PPB and RBWM exams ask multiple statements per question, requiring precise understanding.<\/li>\n\n\n\n<li><strong>Familiarity with case studies:<\/strong> Learn how real banking situations like minor accounts, loan defaults, or insurance claim calculations are framed in exams.<\/li>\n\n\n\n<li><strong>Practice formula-based numericals:<\/strong> Repeated calculations on fiscal deficit, GVA, bond valuation, and working capital appear across IE, AFM, and PPB.<\/li>\n\n\n\n<li><strong>Recognise tricky \u201ctrap\u201d questions:<\/strong> Past papers reveal subtle wording in areas like zero-coupon bonds, dormant companies, or <a href=\"https:\/\/www.oliveboard.in\/blog\/gst-2-0\/?ref=contac-nai-jaiib-pyp\" target=\"_blank\" rel=\"noreferrer noopener\">GST<\/a> penalties, helping avoid mistakes.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1698668476284\"><strong class=\"schema-faq-question\">Q1. What is a JAIIB Memory Based Paper?<\/strong> <p class=\"schema-faq-answer\">It is a set of questions from the actual JAIIB exam, recalled by candidates.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1698668511129\"><strong class=\"schema-faq-question\">Q2. Why use memory based papers for JAIIB prep?<\/strong> <p class=\"schema-faq-answer\">They help understand exam patterns and commonly asked questions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1727345129918\"><strong class=\"schema-faq-question\">Q3. How many papers are there in JAIIB ?<\/strong> <p class=\"schema-faq-answer\">There are four papers: IE &amp; IFS, PPB, AFM, and RBWM.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1727345189031\"><strong class=\"schema-faq-question\">Q4. Where can I find JAIIB memory based papers?<\/strong> <p class=\"schema-faq-answer\">We have interlinked the subject wise memory based papers in the blog above.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ppb-last-15-days-study-plan\/\">JAIIB PPB Last 15 Days Study Plan, Check Details<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-preparation-strategy\/\">JAIIB Preparation 2026, Subject Wise Strategy, Important Topics, Study Plan<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-books\/\">JAIIB Books 2026, Subject wise Booklist, Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/\">JAIIB 2025 Previous Year Papers, Download Free PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-study-material-2026\/\">JAIIB Study Material 2026, Download Subject Wise Notes, Quiz PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-free-quizzes\/\">Attempt JAIIB Free Practice Quizzes &amp; Download Paper-wise PDFs<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The JAIIB 2026 notification has been released, and the May 2026 exam cycle will begin on 3rd May 2026. Professionals<\/p>\n","protected":false},"author":58,"featured_media":234287,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10353],"tags":[15924],"class_list":["post-145175","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jaiib","tag-jaiib-memory-based-paper","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>JAIIB Previous Year Papers 2025, Download Free PDF<\/title>\n<meta name=\"description\" content=\"Download the JAIIB previous year papers and practice questions for all 4 compulsory papers, &amp; boost your JAIIB 2026 preparation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"JAIIB 2025 Previous Year Papers, Download Free PDF\" \/>\n<meta property=\"og:description\" content=\"The JAIIB 2026 notification has been released, and the May 2026 exam cycle will begin on 3rd May 2026. Professionals planning to appear for the exam\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-09T18:32:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T18:32:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/02\/JAIIB-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"AditiOB\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"AditiOB\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"30 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/\"},\"author\":{\"name\":\"AditiOB\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\"},\"headline\":\"JAIIB 2025 Previous Year Papers, Download Free PDF\",\"datePublished\":\"2026-04-09T18:32:26+00:00\",\"dateModified\":\"2026-04-09T18:32:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/\"},\"wordCount\":6231,\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/02\/JAIIB-1.webp\",\"keywords\":[\"JAIIB Memory Based Paper\"],\"articleSection\":[\"JAIIB\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/\",\"name\":\"JAIIB Previous Year Papers 2025, Download Free PDF\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/02\/JAIIB-1.webp\",\"datePublished\":\"2026-04-09T18:32:26+00:00\",\"dateModified\":\"2026-04-09T18:32:29+00:00\",\"description\":\"Download the JAIIB previous year papers and practice questions for all 4 compulsory papers, & boost your JAIIB 2026 preparation.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#faq-question-1698668476284\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#faq-question-1698668511129\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#faq-question-1727345129918\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#faq-question-1727345189031\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#primaryimage\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/02\/JAIIB-1.webp\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/02\/JAIIB-1.webp\",\"width\":730,\"height\":480},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/jaiib-pyps\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"JAIIB-CAIIB \/ Promotion Exams\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/jaiib-caiib-promotion\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"JAIIB\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/jaiib-caiib-promotion\/jaiib\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"JAIIB Previous Year Papers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"name\":\"Oliveboard\",\"description\":\"Free Govt. 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