{"id":175268,"date":"2025-09-30T18:34:34","date_gmt":"2025-09-30T13:04:34","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=175268"},"modified":"2025-09-30T18:35:22","modified_gmt":"2025-09-30T13:05:22","slug":"pradhan-mantri-awas-yojana","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/","title":{"rendered":"Pradhan Mantri Awas Yojana, Housing for All in India"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#What_are_the_Objectives_of_PMAY\" >What are the Objectives of PMAY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#How_is_PMAY_Structured\" >How is PMAY Structured?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#Who_is_Eligible_for_PMAY\" >Who is Eligible for PMAY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#What_are_the_Benefits_of_PMAY\" >What are the Benefits of PMAY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#How_is_PMAY_Funded_and_Implemented\" >How is PMAY Funded and Implemented?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#What_are_the_Achievements_of_PMAY\" >What are the Achievements of PMAY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#What_are_the_Key_Features_of_PMAY\" >What are the Key Features of PMAY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#Key_Takeaway\" >Key Takeaway<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#Questions_Based_on_PMAY\" >Questions Based on PMAY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Pradhan Mantri Awas Yojana (PMAY) is a flagship housing initiative of the Government of India aimed at ensuring \u201cHousing for All\u201d by 2022. Launched in June 2015, the scheme is implemented under the Ministry of Housing and Urban Affairs (MoHUA) and is designed to provide affordable and sustainable housing for both urban and rural poor families.<\/p>\n\n\n\n<p>The scheme is divided into two main components:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>PMAY-Urban (PMAY-U):<\/strong> Focused on addressing housing shortages in urban areas.<\/li>\n\n\n\n<li><strong>PMAY-Rural (PMAY-G or PMAY-R):<\/strong> Focused on providing houses to rural poor households.<\/li>\n<\/ol>\n\n\n\n<p>Both components aim to deliver financial assistance, subsidies, and technical support for constructing new homes or improving existing houses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Objectives_of_PMAY\"><\/span>What are the Objectives of PMAY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The core objectives of PMAY are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Affordable Housing for All:<\/strong> To ensure that every eligible household in India has access to a pucca (permanent) house.<\/li>\n\n\n\n<li><strong>Women Empowerment:<\/strong> Houses are registered in the name of women, either sole or joint ownership.<\/li>\n\n\n\n<li><strong>Financial Inclusion:<\/strong> Providing interest subsidies on home loans to make housing affordable.<\/li>\n\n\n\n<li><strong>Slum Rehabilitation:<\/strong> Redeveloping slum areas and integrating slum dwellers into urban housing systems.<\/li>\n\n\n\n<li><strong>Promoting Sustainable Construction:<\/strong> Encouraging eco-friendly and disaster-resistant housing technologies.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upcoming-government-exams\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Check Upcoming Govt Exams<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_is_PMAY_Structured\"><\/span>How is PMAY Structured?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PMAY operates through various verticals and components to address different housing needs.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Aspect<\/strong><\/td><td><strong>PMAY-Urban \/ PMAY-Rural<\/strong><\/td><td><strong>PMAY-U 2.0 (2024)<\/strong><\/td><\/tr><tr><td><strong>Objective<\/strong><\/td><td>Urban: Pucca houses for EWS, LIG, MIG, slum dwellers <br>Rural: Houses for rural poor through individual construction\/improvement<\/td><td>Affordable housing for 1 crore urban families, including poor and middle-class households<\/td><\/tr><tr><td><strong>Beneficiary Identification<\/strong><\/td><td>Urban: EWS\/LIG\/MIG, Slum dwellers Rural: SECC 2011, Gram Sabha approval<\/td><td>Families without pucca house, annual income up to \u20b99 lakh<\/td><\/tr><tr><td><strong>Components<\/strong><\/td><td>BLC, CLSS, ISSR, ARHCs (Urban) Individual House Construction\/Improvement, Gram Sabha approval (Rural)<\/td><td>BLC, Affordable Housing Partnership, Affordable Rental Housing, Interest Subsidy Scheme, Technology Innovation Grants<\/td><\/tr><tr><td><strong>Financial Assistance \/ Subsidy<\/strong><\/td><td>CLSS: Interest subsidies \u2013 6.5% (EWS\/LIG), 4% (MIG-I), 3% (MIG-II) ISSR: \u20b91 lakh per slum house<\/td><td>Total outlay \u20b910 lakh crore (\u20b92.3 lakh crore Central Assistance); interest subsidy for eligible home loans; TIG grants for innovation<\/td><\/tr><tr><td><strong>Coverage Area<\/strong><\/td><td>Urban: Statutory towns, notified planning areas, development authorities Rural: All rural areas under SECC &amp; Gram Sabha<\/td><td>All statutory towns and notified urban planning areas across India<\/td><\/tr><tr><td><strong>Target Beneficiaries<\/strong><\/td><td>Urban: EWS, LIG, MIG, slum dwellers, urban homeless Rural: Rural poor, landless households<\/td><td>EWS, LIG, MIG households without pucca house<\/td><\/tr><tr><td><strong>Special Features<\/strong><\/td><td>Urban: Slum rehabilitation with private developers; ARHCs for migrants and homeless Rural: Transparent local participation via Gram Sabha<\/td><td>Technology Innovation Grant (\u20b91,000\u2013\u20b93,000\/sq.m); DBT for fund transfer; focus on 1 crore urban families<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_is_Eligible_for_PMAY\"><\/span>Who is Eligible for PMAY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Eligibility under PMAY is based on income, property ownership, and family structure:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Income Categories:<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Category<\/strong><\/td><td><strong>Annual Income<\/strong><\/td><td><strong>Eligible Subsidy<\/strong><\/td><\/tr><tr><td>EWS<\/td><td>Up to \u20b93 lakh<\/td><td>6.5%<\/td><\/tr><tr><td>LIG<\/td><td>\u20b93\u20136 lakh<\/td><td>6.5%<\/td><\/tr><tr><td>MIG-I<\/td><td>\u20b96\u201312 lakh<\/td><td>4%<\/td><\/tr><tr><td>MIG-II<\/td><td>\u20b912\u201318 lakh<\/td><td>3%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Key Eligibility Conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Family must not own a pucca house anywhere in India.<\/li>\n\n\n\n<li>Married families must include husband\/wife and unmarried children.<\/li>\n\n\n\n<li>Preference is given to female members, minorities, elderly, and vulnerable groups.<\/li>\n\n\n\n<li>Beneficiaries must not have availed benefits under any other government housing scheme.<\/li>\n<\/ul>\n\n\n\n<p><strong>Check Out: <\/strong><a href=\"https:\/\/www.oliveboard.in\/blog\/important-government-schemes-nabard-grade-a\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Complete List of Important Schemes for NABARD Grade A Exam<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Benefits_of_PMAY\"><\/span>What are the Benefits of PMAY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The benefits of PMAY are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Category<\/strong><\/td><td><strong>Benefits<\/strong><\/td><\/tr><tr><td><strong>Urban Benefits<\/strong><\/td><td>&#8211; Slum rehabilitation and affordable housing construction <br>&#8211; Interest subsidies on home loans <br>&#8211; Technology innovation grants for cost-effective construction <br>&#8211; Financial support for housing purchase, construction, or rental<\/td><\/tr><tr><td><strong>Rural Benefits<\/strong><\/td><td>&#8211; Individual house construction or improvement <br>&#8211; Central assistance of \u20b92.67 lakh for EWS and LIG households <br>&#8211; Encouragement of community participation through Gram Sabha approvals<\/td><\/tr><tr><td><strong>Tax Benefits<\/strong><\/td><td>&#8211; <strong>Section 80C:<\/strong> Deduction up to \u20b91.5 lakh on principal repayment <br>&#8211; <strong>Section 24(b):<\/strong> Deduction up to \u20b92 lakh on home loan interest <br>&#8211; <strong>Section 80EE:<\/strong> Relief of up to \u20b950,000 for first-time homebuyers <br>&#8211; <strong>Section 80EEA:<\/strong> Deduction up to \u20b91.5 lakh for affordable housing interest payments<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_is_PMAY_Funded_and_Implemented\"><\/span>How is PMAY Funded and Implemented?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The details of the PMAY fund and its implementation are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PMAY-U is a Centrally Sponsored Scheme, except the Interest Subsidy Scheme (ISS), which is a Central Sector Scheme.<\/li>\n\n\n\n<li><strong>Cost-sharing ratios:<\/strong>\n<ul class=\"wp-block-list\">\n<li>UTs without legislatures: 100% Central Government.<\/li>\n\n\n\n<li>North-Eastern States, Delhi, J&amp;K, Himachal Pradesh, Uttarakhand, Puducherry: 90:10 (Centre:State).<\/li>\n\n\n\n<li>Other states: 60:40.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Direct Benefit Transfers ensure funds reach beneficiaries\u2019 accounts.<\/li>\n\n\n\n<li>Technology Innovation Sub-Mission (TISM) promotes sustainable construction practices.<\/li>\n\n\n\n<li>Real-time MIS dashboard and geo-tagging track the progress of house construction.<\/li>\n<\/ul>\n\n\n\n<p><strong>Get ready to crack government job exams with leading educators<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/courses\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Enroll in Online Live Classes Today!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-achievements-of-pmay\"><span class=\"ez-toc-section\" id=\"What_are_the_Achievements_of_PMAY\"><\/span>What are the Achievements of PMAY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The achievements of the PMAY are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Houses Sanctioned:<\/strong> Over 118.64 lakh houses since 2015.<\/li>\n\n\n\n<li><strong>Houses Completed:<\/strong> Over 90.25 lakh houses delivered.<\/li>\n\n\n\n<li><strong>Women Empowerment:<\/strong> 2.67 lakh houses sanctioned for women beneficiaries, including single women and widows.<\/li>\n\n\n\n<li><strong>Inclusivity:<\/strong> Houses allotted to transgender beneficiaries and vulnerable groups.<\/li>\n\n\n\n<li><strong>Coverage:<\/strong> 4,618 cities and urban local bodies, including metropolitan areas.<\/li>\n\n\n\n<li><strong>Financial Outlay:<\/strong> Central assistance of \u20b92.3 lakh crore and overall investment of \u20b910 lakh crore.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/test-series\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt a free mock test Now!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Key_Features_of_PMAY\"><\/span>What are the Key Features of PMAY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The key features of the PMAY are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Focuses on EWS, LIG, and MIG families.<\/li>\n\n\n\n<li>Provides interest subsidies on home loans.<\/li>\n\n\n\n<li>Promotes slum redevelopment and rental housing.<\/li>\n\n\n\n<li>Encourages adoption of sustainable and innovative construction technologies.<\/li>\n\n\n\n<li>Empowers women by including them as beneficiaries.<\/li>\n\n\n\n<li>Direct Benefit Transfer ensures transparency and accountability.<\/li>\n\n\n\n<li>Converges with other schemes like AMRUT 2.0, Swachh Bharat, Smart Cities, Ayushman Bharat, Ujjwala, and PM SVANidhi.<\/li>\n<\/ul>\n\n\n\n<p><strong>Also Check: <a href=\"https:\/\/www.oliveboard.in\/blog\/government-schemes\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">List of Government Schemes of India<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-takeaway\"><span class=\"ez-toc-section\" id=\"Key_Takeaway\"><\/span>Key Takeaway <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Aspect<\/strong><\/td><td><strong>PMAY-Urban (U)<\/strong><\/td><td><strong>PMAY-Rural (G)<\/strong><\/td><\/tr><tr><td>Launch<\/td><td>25 June 2015<\/td><td>20 Nov 2016<\/td><\/tr><tr><td>Beneficiaries<\/td><td>EWS, LIG, MIG<\/td><td>EWS, LIG<\/td><\/tr><tr><td>Financial Assistance<\/td><td>CLSS, BLC, ARHC, ISSR<\/td><td>Individual house construction<\/td><\/tr><tr><td>House Size<\/td><td>EWS: 30 sq.m, LIG: 60 sq.m, MIG I: 160 sq.m, MIG II: 200 sq.m<\/td><td>EWS: 30 sq.m, LIG: 60 sq.m<\/td><\/tr><tr><td>Max Subsidy<\/td><td>Rs. 2.35 lakh (MIG-I), Rs. 2.30 lakh (MIG-II)<\/td><td>Rs. 2.67 lakh (EWS\/LIG)<\/td><\/tr><tr><td>Target<\/td><td>1 crore urban families<\/td><td>Rural poor households<\/td><\/tr><tr><td>Fund Sharing<\/td><td>60:40, 90:10, 100%<\/td><td>60:40, 90:10, 100%<\/td><\/tr><tr><td>MIS\/Tech<\/td><td>DBT, Geo-tagging, MIS Dashboard<\/td><td>Awaas+, SECC<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/previous-year-papers\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Solve Free Previous Year Papers Today<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-questions-based-on-pmay\"><span class=\"ez-toc-section\" id=\"Questions_Based_on_PMAY\"><\/span>Questions Based on PMAY<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>When was PMAY officially launched?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) 1 Jan 2015<\/li>\n\n\n\n<li>B) 25 June 2015<\/li>\n\n\n\n<li>C) 1 June 2015<\/li>\n\n\n\n<li>D) 20 Nov 2016<\/li>\n\n\n\n<li>E) 15 Aug 2015<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Which ministry implements PMAY?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) Ministry of Rural Development<\/li>\n\n\n\n<li>B) Ministry of Housing and Urban Affairs<\/li>\n\n\n\n<li>C) Ministry of Finance<\/li>\n\n\n\n<li>D) Ministry of Home Affairs<\/li>\n\n\n\n<li>E) Ministry of Social Justice<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Which component of PMAY targets urban slum redevelopment?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) CLSS<\/li>\n\n\n\n<li>B) ARHC<\/li>\n\n\n\n<li>C) BLC<\/li>\n\n\n\n<li>D) ISSR<\/li>\n\n\n\n<li>E) TIG<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Maximum annual income for MIG-II category under PMAY-U?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) \u20b912 lakh<\/li>\n\n\n\n<li>B) \u20b915 lakh<\/li>\n\n\n\n<li>C) \u20b918 lakh<\/li>\n\n\n\n<li>D) \u20b920 lakh<\/li>\n\n\n\n<li>E) \u20b96 lakh<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>PMAY-R beneficiaries are identified through which census?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) Census 2001<\/li>\n\n\n\n<li>B) Census 2011<\/li>\n\n\n\n<li>C) Census 1991<\/li>\n\n\n\n<li>D) Census 2021<\/li>\n\n\n\n<li>E) Census 2005<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Also Read:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Government Schemes<\/strong><\/td><td><strong>Government Schemes<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/one-nation-one-subscription-onos\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">One Nation One Subscription<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/ayushman-bharat-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Ayushman Bharat Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/aatmanirbharta-in-pulses\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Aatmanirbharta in Pulses<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/national-broadband-mission-2-0\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">National Broadband Mission 2.0<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/pm-dhan-dhaanya-krishi-yojana-pmddky\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Pradhan Mantri Dhan Krishi Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/stand-up-india-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Stand Up India Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gst-2-0\/?ref=contc-aib\" target=\"_blank\" rel=\"noreferrer noopener\">All About GST 2.0<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/green-credit-program-earn-rewards-for-a-greener-world\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">National Green Credit Programme<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>What is the maximum subsidy for EWS under PMAY-G?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) Rs. 1.5 lakh<\/li>\n\n\n\n<li>B) Rs. 2.67 lakh<\/li>\n\n\n\n<li>C) Rs. 2.35 lakh<\/li>\n\n\n\n<li>D) Rs. 2 lakh<\/li>\n\n\n\n<li>E) Rs. 3 lakh<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Which scheme provides interest subsidy on loans under PMAY?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) BLC<\/li>\n\n\n\n<li>B) CLSS<\/li>\n\n\n\n<li>C) AHP<\/li>\n\n\n\n<li>D) ARHC<\/li>\n\n\n\n<li>E) ISS<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>PMAY-U 2.0 was launched in which year?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) 2022<\/li>\n\n\n\n<li>B) 2023<\/li>\n\n\n\n<li>C) 2024<\/li>\n\n\n\n<li>D) 2025<\/li>\n\n\n\n<li>E) 2020<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Which is the key technology innovation grant provided under PMAY-U 2.0?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) Rs. 500 per sq.m<\/li>\n\n\n\n<li>B) Rs. 1000 per sq.m<\/li>\n\n\n\n<li>C) Rs. 2000 per sq.m<\/li>\n\n\n\n<li>D) Rs. 3000 per sq.m<\/li>\n\n\n\n<li>E) Rs. 1500 per sq.m<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Which group receives priority in ownership under PMAY?<\/strong>\n<ul class=\"wp-block-list\">\n<li>A) Men<\/li>\n\n\n\n<li>B) Women<\/li>\n\n\n\n<li>C) Government officials<\/li>\n\n\n\n<li>D) Migrants<\/li>\n\n\n\n<li>E) Senior citizens<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Answer Key:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Question Number<\/strong><\/td><td><strong>Answer<\/strong><\/td><td><strong>Question Number<\/strong><\/td><td><strong>Answer<\/strong><\/td><\/tr><tr><td>1<\/td><td>B<\/td><td>6<\/td><td>B<\/td><\/tr><tr><td>2<\/td><td>B<\/td><td>7<\/td><td>B<\/td><\/tr><tr><td>3<\/td><td>D<\/td><td>8<\/td><td>C<\/td><\/tr><tr><td>4<\/td><td>C<\/td><td>9<\/td><td>B<\/td><\/tr><tr><td>5<\/td><td>B<\/td><td>10<\/td><td>B<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1714485206476\"><strong class=\"schema-faq-question\">Q1) <strong>What are the key objectives of PM Awas Yojana?<\/strong><\/strong> <p class=\"schema-faq-answer\">Ans: The objectives include providing affordable housing for rural and urban poor households, improving land and property affordability for economically disadvantaged groups, and promoting housing for weaker sections.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1714485242328\"><strong class=\"schema-faq-question\">Q2) <strong>How can one apply online for PM Awas Yojana-Gramin (PMAY-G)?<\/strong><\/strong> <p class=\"schema-faq-answer\">Ans: To apply for PMAY-G, visit the official website, fill out the online form with personal details, upload necessary documents such as Aadhaar, job card, bank details, and SBM number, and complete the registration process.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1714485309336\"><strong class=\"schema-faq-question\">Q3) <strong>What documents are required for PM Awas Yojana-Urban (PMAY-U) application?<\/strong><\/strong> <p class=\"schema-faq-answer\">Ans: Required documents for PMAY-U include Aadhaar number, income proof, identity\/residential proof, nationality proof, EWS\/LIG\/MIG certificate, salary slips, bank details, and affidavits confirming house ownership and construction under the scheme.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1714485336017\"><strong class=\"schema-faq-question\">Q4) <strong>What are the key differences between PMAY-Gramin (PMAY-G) and PMAY-Urban (PMAY-U)?<\/strong><\/strong> <p class=\"schema-faq-answer\">Ans: PMAY-G focuses on rural housing development, while PMAY-U targets urban housing shortages. Check this article to know about the progress made under both categories in PMAY.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/how-to-clear-multiple-government-exams\/\">How Some Aspirants Clear Multiple Government Exams: Strategy, Discipline &amp; Exam Psychology<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/crop-diversification-program\/\">Crop Diversification Program, Transforming Indian Agriculture<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/important-government-schemes-nabard-grade-a\/\">Government Schemes for NABARD Grade A 2026<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/national-dairy-plan-phase-1-phase-2\/\">National Dairy Plan Phase 1 and Phase 2, Boosting India\u2019s Dairy Sector<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/mera-gaon-mera-gaurav-scheme\/\">Mera Gaon Mera Gaurav Scheme, Bridging Lab to Land<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/farmers-first-initiative\/\">Farmers First Initiative, Empowering Farmers Through Innovation<\/a><\/li>\n<\/ul>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pradhan Mantri Awas Yojana (PMAY) is a flagship housing initiative of the Government of India aimed at ensuring \u201cHousing for<\/p>\n","protected":false},"author":52,"featured_media":229780,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,14458,11544],"tags":[14753,14751,14752,14750,14749],"class_list":["post-175268","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-government-scheme","category-static-gk","tag-pm-awas-yojana","tag-pmay-gramin","tag-pmay-urban","tag-pradhan-mantri-awas-yojana","tag-pradhan-mantri-awas-yojana-2024","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pradhan Mantri Awas Yojana, Housing for All in India<\/title>\n<meta name=\"description\" content=\"Learn about the Pradhan Mantri Awas Yojana, a government initiative providing housing solutions for urban and rural poor families in India.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-awas-yojana\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pradhan Mantri Awas Yojana, Housing for All in India\" \/>\n<meta property=\"og:description\" content=\"Pradhan Mantri Awas Yojana (PMAY) is a flagship housing initiative of the Government of India aimed at ensuring \u201cHousing for All\u201d by 2022. 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