{"id":178746,"date":"2025-10-07T20:25:42","date_gmt":"2025-10-07T14:55:42","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=178746"},"modified":"2025-10-07T20:25:52","modified_gmt":"2025-10-07T14:55:52","slug":"pradhan-mantri-suraksha-bima-yojana","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/","title":{"rendered":"Pradhan Mantri Suraksha Bima Yojana, Features, Benefits, and Significance"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/#Who_is_Eligible_for_PMSBY\" >Who is Eligible for PMSBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/#What_are_the_Key_Features_of_PMSBY\" >What are the Key Features of PMSBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/#What_are_the_Benefits_of_PMSBY\" >What are the Benefits of PMSBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/#How_can_One_Enroll_in_PMSBY\" >How can One Enroll in PMSBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/#Are_there_Any_Tax_Benefits_Under_PMSBY\" >Are there Any Tax Benefits Under PMSBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/#How_does_PMSBY_Fit_into_Indias_Social_Security_Framework\" >How does PMSBY Fit into India\u2019s Social Security Framework?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/#What_are_the_Key_Facts_and_Figures_About_PMSBY\" >What are the Key Facts and Figures About PMSBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/#Key_Takeaways\" >Key Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-suraksha-bima-yojana\/#Questions_on_PMSBY\" >Questions on PMSBY<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-sponsored personal accident insurance scheme launched in 2015 under the Ministry of Finance. This scheme provides financial protection to Indian citizens in case of accidental death or disability.<\/p>\n\n\n\n<p>PMSBY is part of the Jan Suraksha Initiatives, alongside Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Atal Pension Yojana (APY), aimed at ensuring social security coverage for the masses, especially those in the unorganized sector.<\/p>\n\n\n\n<p>The scheme is designed to be simple, affordable, and accessible through bank accounts, making it ideal for widespread coverage among all sections of society.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-is-eligible-for-pmsby\"><span class=\"ez-toc-section\" id=\"Who_is_Eligible_for_PMSBY\"><\/span>Who is Eligible for PMSBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The eligibility criteria for PMSBY are simple, allowing wide access to citizens. The following points outline eligibility:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Individuals must be between 18 and 70 years of age (age nearer birthday).<\/li>\n\n\n\n<li>Must have a savings bank account or post office account in India.<\/li>\n\n\n\n<li>Must provide consent for auto-debit of the annual premium.<\/li>\n\n\n\n<li>Must possess a valid Aadhaar card.<\/li>\n<\/ul>\n\n\n\n<p><strong>Persons not eligible:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Members of the armed forces.<\/li>\n\n\n\n<li>Personnel in the merchant navy.<\/li>\n\n\n\n<li>Individuals already covered under another government-sponsored accident insurance scheme.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upcoming-government-exams\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Check Upcoming Govt Exams<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-key-features-of-pmsby\"><span class=\"ez-toc-section\" id=\"What_are_the_Key_Features_of_PMSBY\"><\/span>What are the Key Features of PMSBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The scheme has several features that make it accessible and beneficial to the common citizen:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>Accidental Death and Disability Cover<\/strong><\/td><td>&#8211; Rs. 2 lakh for accidental death or total permanent disability.<br>&#8211; Rs. 1 lakh for partial disability.<\/td><\/tr><tr><td><strong>Low Premium<\/strong><\/td><td>Annual premium of Rs. 20 per member.<\/td><\/tr><tr><td><strong>Automatic Payment<\/strong><\/td><td>Premium is auto-debited from the participant\u2019s bank or post office account, usually on or before 1st June each year.<\/td><\/tr><tr><td><strong>Coverage Duration<\/strong><\/td><td>Coverage is valid from June 1 to May 31 of the following year.Members joining mid-year are covered from the premium debit date until May 31 of the next year.<\/td><\/tr><tr><td><strong>Renewal<\/strong><\/td><td>The scheme can be renewed annually with payment of the premium.<\/td><\/tr><tr><td><strong>No Medical Examination<\/strong><\/td><td>Enrollment does not require any medical tests, making it accessible to all eligible participants.<\/td><\/tr><tr><td><strong>Termination Conditions<\/strong><\/td><td>&#8211; On reaching 70 years of age.<br>&#8211; If the account is closed or insufficient funds exist.<br>&#8211; If premium is not paid within 30 days of the due date.<br>&#8211; If Aadhaar or bank account details change, the insurance company must be notified within 30 days.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Check Out: <\/strong><a href=\"https:\/\/www.oliveboard.in\/blog\/important-government-schemes-nabard-grade-a\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Complete List of Important Schemes for NABARD Grade A Exam<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-benefits-of-pmsby\"><span class=\"ez-toc-section\" id=\"What_are_the_Benefits_of_PMSBY\"><\/span>What are the Benefits of PMSBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PMSBY provides financial support to families and individuals in case of unforeseen accidents. Key benefits include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accidental Death:<\/strong> Nominee receives <strong>Rs. 2 lakh<\/strong>.<\/li>\n\n\n\n<li><strong>Total and Irrecoverable Disability:<\/strong> <strong>Rs. 2 lakh<\/strong> for loss of both eyes, both hands\/feet, or one eye plus one hand\/foot.<\/li>\n\n\n\n<li><strong>Partial Disability:<\/strong> <strong>Rs. 1 lakh<\/strong> for loss of one eye or one hand\/foot.<\/li>\n\n\n\n<li><strong>Affordable Coverage:<\/strong> Extremely low premium ensures <strong>financial security for the poor and middle class<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>The primary purpose is to provide financial relief to families in case of accidents, covering treatment, rehabilitation, and financial losses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-can-one-enroll-in-pmsby\"><span class=\"ez-toc-section\" id=\"How_can_One_Enroll_in_PMSBY\"><\/span>How can One Enroll in PMSBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Enrollment is <strong>easy and straightforward<\/strong>. Participants can enroll via:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Bank Branches<\/strong> \u2013 Submit an application form at the participating bank.<\/li>\n\n\n\n<li><strong>Internet Banking<\/strong> \u2013 Enrollment can be done digitally.<\/li>\n\n\n\n<li><strong>Post Offices<\/strong> \u2013 Policy enrollment and premium payment can also be done through post offices.<\/li>\n<\/ol>\n\n\n\n<p>The <strong>premium is auto-debited<\/strong>, making renewals hassle-free. Participants can also choose a <strong>long-term continuous enrollment option<\/strong> to avoid missing out on coverage.<\/p>\n\n\n\n<p><strong>Get ready to crack government job exams with leading educators<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/courses\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Enroll in Online Live Classes Today!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-are-there-any-tax-benefits-under-pmsby\"><span class=\"ez-toc-section\" id=\"Are_there_Any_Tax_Benefits_Under_PMSBY\"><\/span>Are there Any Tax Benefits Under PMSBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PMSBY provides limited but significant tax benefits:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Premium Deduction:<\/strong> The annual premium of Rs. 20 is eligible for <strong>tax deduction under Section 80C<\/strong> of the Income Tax Act, 1961.<\/li>\n\n\n\n<li><strong>Tax-Free Payouts:<\/strong> Benefits received under PMSBY, including <strong>death and disability claims<\/strong>, are <strong>exempt under Section 10(10D)<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-does-pmsby-fit-into-india-s-social-security-framework\"><span class=\"ez-toc-section\" id=\"How_does_PMSBY_Fit_into_Indias_Social_Security_Framework\"><\/span>How does PMSBY Fit into India\u2019s Social Security Framework?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before PMSBY and other Jan Suraksha Initiatives, a majority of Indians were <strong>without accident, life, or health insurance<\/strong>. According to the <strong>2011-12 NSSO survey<\/strong>, nearly <strong>88% of workers in the unorganized sector lacked formal pension or insurance coverage<\/strong>.<\/p>\n\n\n\n<p>PMSBY leverages <strong>bank accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY)<\/strong> to provide:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Affordable financial security<\/strong> to millions of citizens.<\/li>\n\n\n\n<li>Coverage for <strong>low-income and unorganized sector workers<\/strong>.<\/li>\n\n\n\n<li>A step toward <strong>universal social security in India<\/strong>.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/test-series\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt a free mock test Now!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-key-facts-and-figures-about-pmsby\"><span class=\"ez-toc-section\" id=\"What_are_the_Key_Facts_and_Figures_About_PMSBY\"><\/span>What are the Key Facts and Figures About PMSBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The key facts and figures about PMBSY:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>Detail<\/strong><\/td><\/tr><tr><td>Launched<\/td><td>9th May 2015<\/td><\/tr><tr><td>Ministry<\/td><td>Ministry of Finance<\/td><\/tr><tr><td>Type<\/td><td>Personal Accident Insurance<\/td><\/tr><tr><td>Annual Premium<\/td><td>Rs. 20<\/td><\/tr><tr><td>Coverage Amount<\/td><td>Rs. 2 lakh (death\/total disability), Rs. 1 lakh (partial disability)<\/td><\/tr><tr><td>Eligibility<\/td><td>Age 18\u201370 years, savings\/post office account<\/td><\/tr><tr><td>Renewal<\/td><td>Annually, via auto-debit<\/td><\/tr><tr><td>Subscribers (2022)<\/td><td>22 crore active subscribers<\/td><\/tr><tr><td>Claims Paid (2022)<\/td><td>Rs. 2,513 crore<\/td><\/tr><tr><td>Premium Collected Since Launch<\/td><td>Rs. 1,134 crore<\/td><\/tr><tr><td>Target<\/td><td>37 crore active subscribers in 5 years<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Also Check: <a href=\"https:\/\/www.oliveboard.in\/blog\/government-schemes\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">List of Government Schemes of India<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-takeaways\"><span class=\"ez-toc-section\" id=\"Key_Takeaways\"><\/span>Key Takeaways<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>Summary<\/strong><\/td><\/tr><tr><td>Scheme Type<\/td><td>Government-backed personal accident insurance<\/td><\/tr><tr><td>Eligibility<\/td><td>Bank\/post office account holders aged 18\u201370<\/td><\/tr><tr><td>Premium<\/td><td>Rs. 20\/year<\/td><\/tr><tr><td>Coverage<\/td><td>Rs. 2 lakh for death\/total disability, Rs. 1 lakh for partial disability<\/td><\/tr><tr><td>Enrollment<\/td><td>Banks, post offices, internet banking<\/td><\/tr><tr><td>Auto-Debit<\/td><td>Premium auto-debited annually<\/td><\/tr><tr><td>Termination<\/td><td>Age 70, account closure, non-payment, Aadhaar\/bank changes<\/td><\/tr><tr><td>Tax Benefits<\/td><td>Deduction under Section 80C, payout exempt under Section 10(10D)<\/td><\/tr><tr><td>Significance<\/td><td>Social security coverage for unorganized sector &amp; low-income groups<\/td><\/tr><tr><td>Launch Date<\/td><td>9 May 2015<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/previous-year-papers\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Solve Free Previous Year Papers Today<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-questions-on-pmsby\"><span class=\"ez-toc-section\" id=\"Questions_on_PMSBY\"><\/span>Questions on PMSBY<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Who administers the PMSBY scheme?<\/strong><br>a) Ministry of Home Affairs<br>b) Ministry of Finance <br>c) Ministry of Health<br>d) Ministry of Social Justice<br>e) Reserve Bank of India<\/li>\n\n\n\n<li><strong>What is the annual premium for PMSBY?<\/strong><br>a) Rs. 50<br>b) Rs. 100<br>c) Rs. 20 <br>d) Rs. 200<br>e) Rs. 500<\/li>\n\n\n\n<li><strong>What is the maximum age limit for joining PMSBY?<\/strong><br>a) 60 years<br>b) 65 years<br>c) 70 years <br>d) 75 years<br>e) 80 years<\/li>\n\n\n\n<li><strong>What is the coverage for partial disability under PMSBY?<\/strong><br>a) Rs. 50,000<br>b) Rs. 1 lakh <br>c) Rs. 1.5 lakh<br>d) Rs. 2 lakh<br>e) Rs. 2.5 lakh<\/li>\n\n\n\n<li><strong>PMSBY was launched in which year?<\/strong><br>a) 2014<br>b) 2015 <br>c) 2016<br>d) 2017<br>e) 2018<\/li>\n\n\n\n<li><strong>Which government scheme is PMSBY linked to for banking infrastructure?<\/strong><br>a) Pradhan Mantri Jan Dhan Yojana <br>b) PMJJBY<br>c) APY<br>d) PMAY<br>e) NPS<\/li>\n\n\n\n<li><strong>How is the PMSBY premium collected?<\/strong><br>a) Cash only<br>b) Cheque only<br>c) Auto-debit from bank\/post office account <br>d) Online payment only<br>e) None of the above<\/li>\n\n\n\n<li><strong>Which of the following groups is not eligible for PMSBY?<\/strong><br>a) Citizens aged 50<br>b) Armed forces personnel <br>c) Post office account holders<br>d) Savings bank account holders<br>e) Citizens aged 30<\/li>\n\n\n\n<li><strong>The death or disability benefit under PMSBY is exempt under which section of the Income Tax Act?<\/strong><br>a) Section 80C<br>b) Section 10(10D) <br>c) Section 24<br>d) Section 80D<br>e) Section 115B<\/li>\n\n\n\n<li><strong>Which of the following is NOT a Jan Suraksha Initiative?<\/strong><br>a) PMSBY<br>b) PMJJBY<br>c) Atal Pension Yojana<br>d) Pradhan Mantri Awas Yojana <br>e) None of the above<\/li>\n<\/ol>\n\n\n\n<p><strong>Also Read:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Government Schemes<\/strong><\/td><td><strong>Government Schemes<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/one-nation-one-subscription-onos\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">One Nation One Subscription<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/ayushman-bharat-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Ayushman Bharat Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/aatmanirbharta-in-pulses\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Aatmanirbharta in Pulses<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/national-broadband-mission-2-0\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">National Broadband Mission 2.0<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/pm-dhan-dhaanya-krishi-yojana-pmddky\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Pradhan Mantri Dhan Krishi Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/stand-up-india-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Stand Up India Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gst-2-0\/?ref=contc-aib\" target=\"_blank\" rel=\"noreferrer noopener\">All About GST 2.0<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/green-credit-program-earn-rewards-for-a-greener-world\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">National Green Credit Programme<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-answer-key\">Answer Key:<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Question Number<\/strong><\/td><td><strong>Answer<\/strong><\/td><\/tr><tr><td>1<\/td><td>b) Ministry of Finance<\/td><\/tr><tr><td>2<\/td><td>c) Rs. 20<\/td><\/tr><tr><td>3<\/td><td>c) 70 years<\/td><\/tr><tr><td>4<\/td><td>b) Rs. 1 lakh<\/td><\/tr><tr><td>5<\/td><td>b) 2015<\/td><\/tr><tr><td>6<\/td><td>a) Pradhan Mantri Jan Dhan Yojana<\/td><\/tr><tr><td>7<\/td><td>c) Auto-debit from bank\/post office account<\/td><\/tr><tr><td>8<\/td><td>b) Armed forces personnel<\/td><\/tr><tr><td>9<\/td><td>b) Section 10(10D)<\/td><\/tr><tr><td>10<\/td><td>d) Pradhan Mantri Awas Yojana<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a 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Ministry<\/p>\n","protected":false},"author":52,"featured_media":230186,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,14458],"tags":[826,15073,15074],"class_list":["post-178746","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-government-scheme","tag-government-schemes","tag-pradhan-mantri-suraksha-bima-yojana","tag-15074","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pradhan Mantri Suraksha Bima Yojana, Features, Benefits, and Significance<\/title>\n<meta name=\"description\" content=\"Explore the Pradhan Mantri Suraksha Bima scheme for financial protection against accidents and ensure your safety today.\" \/>\n<meta name=\"robots\" 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