{"id":227018,"date":"2025-09-26T12:26:16","date_gmt":"2025-09-26T06:56:16","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=227018"},"modified":"2025-09-26T12:26:20","modified_gmt":"2025-09-26T06:56:20","slug":"direct-benefit-transfer","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/","title":{"rendered":"Direct Benefit Transfer (DBT) in India: Objectives, Schemes &#038; Role"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#What_is_Direct_Benefit_Transfer_DBT\" >What is Direct Benefit Transfer (DBT)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#Why_DBT_is_Necessary_in_the_Banking_Sector\" >Why DBT is Necessary in the Banking Sector?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#Objectives_of_Direct_Benefit_Transfer\" >Objectives of Direct Benefit Transfer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#How_Does_DBT_Work\" >How Does DBT Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#Components_of_DBT\" >Components of DBT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#Types_of_Transfers_under_DBT\" >Types of Transfers under DBT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#Key_Government_Schemes_under_DBT\" >Key Government Schemes under DBT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#Benefits_of_Direct_Benefit_Transfer\" >Benefits of Direct Benefit Transfer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#DBT_During_COVID-19\" >DBT During COVID-19<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>For many years, India faced challenges in delivering subsidies and welfare benefits to its citizens. The money allocated by the government often passed through several levels of administration, leading to leakages, corruption, and delays. To solve this problem, the Government of India introduced the Direct Benefit Transfer (DBT) system in January 2013.<\/p>\n\n\n\n<p>Under DBT, subsidies and benefits are transferred directly to the bank accounts of eligible beneficiaries, mostly through Aadhaar-linked accounts. This not only ensures that the right person receives the benefit but also reduces misuse of government funds. For bank exam aspirants, DBT is an important topic as it connects governance, financial inclusion, and the banking system.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Direct_Benefit_Transfer_DBT\"><\/span>What is Direct Benefit Transfer (DBT)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Direct Benefit Transfer (DBT) is one of the major reforms introduced by the Government of India to make subsidy distribution and welfare delivery more transparent, fast, and efficient. Launched in January 2013, DBT ensures that government benefits reach citizens directly through their Aadhaar-seeded bank accounts.<\/p>\n\n\n\n<p>For banking exam aspirants, DBT is an important topic because it links governance, financial inclusion, and digital banking. It often appears in questions related to government schemes, payment systems, or financial reforms.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.oliveboard.in\/courses\/\" target=\"_blank\" rel=\"noreferrer noopener\">Prepare for bank &amp; insurance exams with experts, click here<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_DBT_is_Necessary_in_the_Banking_Sector\"><\/span>Why DBT is Necessary in the Banking Sector?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The banking sector is at the heart of DBT. Every transaction under DBT requires a bank account, making banks the primary channel for distributing government subsidies. Earlier, subsidies were given in cash or through intermediaries, which created opportunities for corruption. DBT shifted this process into the formal banking system, ensuring transparency and security.<\/p>\n\n\n\n<p>Reasons DBT is important for banks:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Encourages people to open bank accounts, supporting <strong>financial inclusion<\/strong>.<\/li><li>Increases digital transactions and reduces cash-based transfers.<\/li><li>Strengthens banks\u2019 role in implementing welfare programs.<\/li><li>Prevents duplication and fraud through Aadhaar-based authentication.<\/li><li>Increases transaction activity, bringing more people into the formal economy.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Objectives_of_Direct_Benefit_Transfer\"><\/span>Objectives of Direct Benefit Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The DBT scheme was launched with clear objectives:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Deliver subsidies and benefits directly to beneficiaries\u2019 bank accounts.<\/li><li>Remove middlemen and avoid misuse of funds.<\/li><li>Speed up payments and reduce administrative delays.<\/li><li>Ensure transparency and accountability in government spending.<\/li><li>Strengthen digital banking and financial inclusion in rural and urban areas.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_DBT_Work\"><\/span>How Does DBT Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The working of DBT is simple but backed by strong digital systems. This digital system has made payments faster, safer, and more reliable.<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Beneficiaries are identified and verified under a specific scheme.<\/li><li>Their Aadhaar numbers and bank account details are collected.<\/li><li>The Public Financial Management System (PFMS) validates the data and initiates payments.<\/li><li>The National Payments Corporation of India (NPCI) routes the funds using the Aadhaar Payment Bridge (APB).<\/li><li>The money is credited directly into the beneficiary\u2019s Aadhaar-linked bank account.<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Components_of_DBT\"><\/span>Components of DBT<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The success of DBT depends on key systems and institutions.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Component<\/strong><\/td><td><strong>Role<\/strong><\/td><\/tr><tr><td>Aadhaar<\/td><td>Unique identification of beneficiaries to prevent duplication<\/td><\/tr><tr><td>PFMS<\/td><td>Main platform for processing and routing payments<\/td><\/tr><tr><td>NPCI<\/td><td>Manages Aadhaar Payment Bridge for secure transfers<\/td><\/tr><tr><td>Banks<\/td><td>Last-mile delivery of funds to accounts<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.oliveboard.in\/test-series\/\" target=\"_blank\" rel=\"noreferrer noopener\">take a free bank exam mock test now<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Transfers_under_DBT\"><\/span>Types of Transfers under DBT<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The government uses DBT for different kinds of benefit delivery:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Cash Transfers<\/strong> \u2013 Direct credit of money into the beneficiary\u2019s account (e.g., PM-KISAN, LPG subsidy under PAHAL).<\/li><li><strong>In-kind Transfers<\/strong> \u2013 Distribution of goods\/services like food grains under PDS at subsidised rates.<\/li><li><strong>Other Transfers<\/strong> \u2013 Incentives or payments to workers (ASHA workers, teachers, etc.) who support welfare programs.<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Government_Schemes_under_DBT\"><\/span>Key Government Schemes under DBT<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Some important schemes linked with DBT that are relevant for bank exams include:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>PAHAL (Direct Benefit Transfer for LPG subsidy)<\/li><li>PM-KISAN (income support for farmers)<\/li><li>MGNREGA (wage payments for rural employment)<\/li><li>National Social Assistance Programme (pensions)<\/li><li>Ayushman Bharat \u2013 PMJAY (health scheme)<\/li><li>PM Fasal Bima Yojana (crop insurance)<\/li><li>National Scholarship Portal (scholarship distribution)<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_of_Direct_Benefit_Transfer\"><\/span>Benefits of Direct Benefit Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The DBT system has brought multiple benefits for both citizens and the government:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Removes middlemen and corruption.<\/li><li>Faster and transparent subsidy distribution.<\/li><li>Promotes financial inclusion via Aadhaar-linked bank accounts.<\/li><li>Ensures only genuine beneficiaries receive benefits.<\/li><li>Helps the government save money by reducing duplication and leakages.<\/li><li>Strengthens the use of digital platforms in banking.<\/li><\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.oliveboard.in\/upcoming-government-exams\/\" target=\"_blank\" rel=\"noreferrer noopener\">check list of upcoming bank exams<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DBT_During_COVID-19\"><\/span>DBT During COVID-19<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>During the COVID-19 lockdown, DBT became a lifeline for millions of citizens. The government used it to transfer relief funds quickly under schemes like PM Garib Kalyan Yojana and PM-KISAN. Crores of beneficiaries received support directly in their bank accounts, showing the strength of DBT in times of crisis.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1757063152245\"><strong class=\"schema-faq-question\">1. What is Direct Benefit Transfer (DBT)?<\/strong> <p class=\"schema-faq-answer\">Direct Benefit Transfer (DBT) is a government initiative launched in January 2013 to transfer subsidies and welfare benefits directly into the Aadhaar-linked bank accounts of beneficiaries, ensuring transparency and reducing leakages.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757063178633\"><strong class=\"schema-faq-question\">2. Why is DBT important in the banking sector?<\/strong> <p class=\"schema-faq-answer\">DBT makes banks the last-mile delivery channel for government benefits. It promotes financial inclusion, increases digital transactions, reduces corruption, and strengthens the use of Aadhaar-linked accounts in subsidy distribution.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757063201078\"><strong class=\"schema-faq-question\">3. Which government schemes are covered under DBT?<\/strong> <p class=\"schema-faq-answer\">Some major schemes include PAHAL (LPG subsidy), PM-KISAN, MGNREGA wage payments, National Social Assistance Programme (pensions), Ayushman Bharat \u2013 PMJAY, and PM Fasal Bima Yojana.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757063222286\"><strong class=\"schema-faq-question\">4. What are the types of transfers under DBT?<\/strong> <p class=\"schema-faq-answer\">DBT has three main types:<br\/><strong>Cash Transfers<\/strong> \u2013 Direct money into bank accounts.<br\/><strong>In-kind Transfers<\/strong> \u2013 Goods\/services like food grains at subsidised rates.<br\/><strong>Other Transfers<\/strong> \u2013 Wages or incentives to workers like ASHA workers and teachers.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757063241350\"><strong class=\"schema-faq-question\">5. How does DBT help in reducing corruption?<\/strong> <p class=\"schema-faq-answer\">DBT uses Aadhaar-based identification and direct bank transfers, eliminating middlemen and preventing duplication. This ensures only genuine beneficiaries receive subsidies, reducing fraud and leakages in the system.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/idbi-jam-exam-analysis\/\">IDBI JAM Exam Analysis 2026, 12th April Shift 1 Exam Review<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/nabard-development-assistant-exam-analysis\/\">NABARD DA Mains Exam Analysis 2026, 12th April Review<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-assistant-exam-analysis\/\">RBI Assistant Prelims Exam Analysis 2026, 11th April Exam Review<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/up-cooperative-bank-salary\/\">UP Cooperative Bank Salary 2026, Bank Wise Pay Scale<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/up-cooperative-bank-syllabus\/\">UP Cooperative Bank Syllabus and Exam Pattern 2026<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/up-cooperative-bank-notification\/\">UP Cooperative Bank Recruitment 2026, Application Ends Soon<\/a><\/li>\n<\/ul>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"<p>For many years, India faced challenges in delivering subsidies and welfare benefits to its citizens. The money allocated by the<\/p>\n","protected":false},"author":60,"featured_media":229478,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,31],"tags":[17942],"class_list":["post-227018","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-bank-exams","tag-direct-benefit-transfer-dbt","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Direct Benefit Transfer (DBT) in India: Objectives, Schemes &amp; Role<\/title>\n<meta name=\"description\" content=\"Learn about Direct Benefit Transfer (DBT) in India, its objectives, working, key schemes, and importance in banking for exam preparation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Direct Benefit Transfer (DBT) in India: Objectives, Schemes &amp; Role\" \/>\n<meta property=\"og:description\" content=\"For many years, India faced challenges in delivering subsidies and welfare benefits to its citizens. The money allocated by the government often passed\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-26T06:56:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-26T06:56:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Tripti Mishra\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tripti Mishra\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/\"},\"author\":{\"name\":\"Tripti Mishra\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/d85e63b0781e1a55771b9894184814a5\"},\"headline\":\"Direct Benefit Transfer (DBT) in India: Objectives, Schemes &#038; Role\",\"datePublished\":\"2025-09-26T06:56:16+00:00\",\"dateModified\":\"2025-09-26T06:56:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/\"},\"wordCount\":924,\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp\",\"keywords\":[\"Direct Benefit Transfer (DBT)\"],\"articleSection\":[\"Articles\",\"Bank Exams\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/\",\"name\":\"Direct Benefit Transfer (DBT) in India: Objectives, Schemes & Role\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp\",\"datePublished\":\"2025-09-26T06:56:16+00:00\",\"dateModified\":\"2025-09-26T06:56:20+00:00\",\"description\":\"Learn about Direct Benefit Transfer (DBT) in India, its objectives, working, key schemes, and importance in banking for exam preparation.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063152245\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063178633\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063201078\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063222286\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063241350\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#primaryimage\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp\",\"width\":730,\"height\":480,\"caption\":\"Direct-Benefit-Transfer-DBT\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Exams\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/bank-exams\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Direct Benefit Transfer (DBT) in India: Objectives, Schemes &#038; Role\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"name\":\"Oliveboard\",\"description\":\"Free Govt. Exam Alerts &amp; Resources\",\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\",\"name\":\"Oliveboard\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"width\":150,\"height\":40,\"caption\":\"Oliveboard\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Oliveboard\",\"https:\/\/x.com\/Oliveboard\",\"https:\/\/www.instagram.com\/oliveboard.in\/\",\"https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/d85e63b0781e1a55771b9894184814a5\",\"name\":\"Tripti Mishra\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e9ff3153b7365669b619433e04937baec4da53cdb38c345d8283a33479dba3b6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e9ff3153b7365669b619433e04937baec4da53cdb38c345d8283a33479dba3b6?s=96&d=mm&r=g\",\"caption\":\"Tripti Mishra\"},\"description\":\"Hi, I'm Tripti, a senior content writer at Oliveboard, where I manage blog content along with community engagement across platforms like Telegram and WhatsApp. With 3+ years of experience in content and SEO optimization related to banking exams, I have led content for popular exams like SSC, banking, railway, and state exams.\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063152245\",\"position\":1,\"url\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063152245\",\"name\":\"1. What is Direct Benefit Transfer (DBT)?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Direct Benefit Transfer (DBT) is a government initiative launched in January 2013 to transfer subsidies and welfare benefits directly into the Aadhaar-linked bank accounts of beneficiaries, ensuring transparency and reducing leakages.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063178633\",\"position\":2,\"url\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063178633\",\"name\":\"2. Why is DBT important in the banking sector?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"DBT makes banks the last-mile delivery channel for government benefits. It promotes financial inclusion, increases digital transactions, reduces corruption, and strengthens the use of Aadhaar-linked accounts in subsidy distribution.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063201078\",\"position\":3,\"url\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063201078\",\"name\":\"3. Which government schemes are covered under DBT?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Some major schemes include PAHAL (LPG subsidy), PM-KISAN, MGNREGA wage payments, National Social Assistance Programme (pensions), Ayushman Bharat \u2013 PMJAY, and PM Fasal Bima Yojana.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063222286\",\"position\":4,\"url\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063222286\",\"name\":\"4. What are the types of transfers under DBT?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"DBT has three main types:<br\/><strong>Cash Transfers<\/strong> \u2013 Direct money into bank accounts.<br\/><strong>In-kind Transfers<\/strong> \u2013 Goods\/services like food grains at subsidised rates.<br\/><strong>Other Transfers<\/strong> \u2013 Wages or incentives to workers like ASHA workers and teachers.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063241350\",\"position\":5,\"url\":\"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063241350\",\"name\":\"5. How does DBT help in reducing corruption?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"DBT uses Aadhaar-based identification and direct bank transfers, eliminating middlemen and preventing duplication. This ensures only genuine beneficiaries receive subsidies, reducing fraud and leakages in the system.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Direct Benefit Transfer (DBT) in India: Objectives, Schemes & Role","description":"Learn about Direct Benefit Transfer (DBT) in India, its objectives, working, key schemes, and importance in banking for exam preparation.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/","og_locale":"en_US","og_type":"article","og_title":"Direct Benefit Transfer (DBT) in India: Objectives, Schemes & Role","og_description":"For many years, India faced challenges in delivering subsidies and welfare benefits to its citizens. The money allocated by the government often passed","og_url":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/","og_site_name":"Oliveboard","article_publisher":"https:\/\/www.facebook.com\/Oliveboard","article_published_time":"2025-09-26T06:56:16+00:00","article_modified_time":"2025-09-26T06:56:20+00:00","og_image":[{"width":730,"height":480,"url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp","type":"image\/webp"}],"author":"Tripti Mishra","twitter_card":"summary_large_image","twitter_creator":"@Oliveboard","twitter_site":"@Oliveboard","twitter_misc":{"Written by":"Tripti Mishra","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#article","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/"},"author":{"name":"Tripti Mishra","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/d85e63b0781e1a55771b9894184814a5"},"headline":"Direct Benefit Transfer (DBT) in India: Objectives, Schemes &#038; Role","datePublished":"2025-09-26T06:56:16+00:00","dateModified":"2025-09-26T06:56:20+00:00","mainEntityOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/"},"wordCount":924,"publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp","keywords":["Direct Benefit Transfer (DBT)"],"articleSection":["Articles","Bank Exams"],"inLanguage":"en-US"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/","url":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/","name":"Direct Benefit Transfer (DBT) in India: Objectives, Schemes & Role","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#primaryimage"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp","datePublished":"2025-09-26T06:56:16+00:00","dateModified":"2025-09-26T06:56:20+00:00","description":"Learn about Direct Benefit Transfer (DBT) in India, its objectives, working, key schemes, and importance in banking for exam preparation.","breadcrumb":{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063152245"},{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063178633"},{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063201078"},{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063222286"},{"@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063241350"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#primaryimage","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/Direct-Benefit-Transfer-DBT.webp","width":730,"height":480,"caption":"Direct-Benefit-Transfer-DBT"},{"@type":"BreadcrumbList","@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.oliveboard.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Bank Exams","item":"https:\/\/www.oliveboard.in\/blog\/category\/bank-exams\/"},{"@type":"ListItem","position":3,"name":"Direct Benefit Transfer (DBT) in India: Objectives, Schemes &#038; Role"}]},{"@type":"WebSite","@id":"https:\/\/www.oliveboard.in\/blog\/#website","url":"https:\/\/www.oliveboard.in\/blog\/","name":"Oliveboard","description":"Free Govt. Exam Alerts &amp; Resources","publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.oliveboard.in\/blog\/#organization","name":"Oliveboard","url":"https:\/\/www.oliveboard.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","width":150,"height":40,"caption":"Oliveboard"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Oliveboard","https:\/\/x.com\/Oliveboard","https:\/\/www.instagram.com\/oliveboard.in\/","https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1"]},{"@type":"Person","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/d85e63b0781e1a55771b9894184814a5","name":"Tripti Mishra","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e9ff3153b7365669b619433e04937baec4da53cdb38c345d8283a33479dba3b6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e9ff3153b7365669b619433e04937baec4da53cdb38c345d8283a33479dba3b6?s=96&d=mm&r=g","caption":"Tripti Mishra"},"description":"Hi, I'm Tripti, a senior content writer at Oliveboard, where I manage blog content along with community engagement across platforms like Telegram and WhatsApp. With 3+ years of experience in content and SEO optimization related to banking exams, I have led content for popular exams like SSC, banking, railway, and state exams."},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063152245","position":1,"url":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063152245","name":"1. What is Direct Benefit Transfer (DBT)?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Direct Benefit Transfer (DBT) is a government initiative launched in January 2013 to transfer subsidies and welfare benefits directly into the Aadhaar-linked bank accounts of beneficiaries, ensuring transparency and reducing leakages.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063178633","position":2,"url":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063178633","name":"2. Why is DBT important in the banking sector?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"DBT makes banks the last-mile delivery channel for government benefits. It promotes financial inclusion, increases digital transactions, reduces corruption, and strengthens the use of Aadhaar-linked accounts in subsidy distribution.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063201078","position":3,"url":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063201078","name":"3. Which government schemes are covered under DBT?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Some major schemes include PAHAL (LPG subsidy), PM-KISAN, MGNREGA wage payments, National Social Assistance Programme (pensions), Ayushman Bharat \u2013 PMJAY, and PM Fasal Bima Yojana.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063222286","position":4,"url":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063222286","name":"4. What are the types of transfers under DBT?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"DBT has three main types:<br\/><strong>Cash Transfers<\/strong> \u2013 Direct money into bank accounts.<br\/><strong>In-kind Transfers<\/strong> \u2013 Goods\/services like food grains at subsidised rates.<br\/><strong>Other Transfers<\/strong> \u2013 Wages or incentives to workers like ASHA workers and teachers.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063241350","position":5,"url":"https:\/\/www.oliveboard.in\/blog\/direct-benefit-transfer\/#faq-question-1757063241350","name":"5. How does DBT help in reducing corruption?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"DBT uses Aadhaar-based identification and direct bank transfers, eliminating middlemen and preventing duplication. This ensures only genuine beneficiaries receive subsidies, reducing fraud and leakages in the system.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/227018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/users\/60"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/comments?post=227018"}],"version-history":[{"count":2,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/227018\/revisions"}],"predecessor-version":[{"id":227042,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/227018\/revisions\/227042"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media\/229478"}],"wp:attachment":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media?parent=227018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/categories?post=227018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/tags?post=227018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}