{"id":227235,"date":"2025-09-15T21:13:42","date_gmt":"2025-09-15T15:43:42","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=227235"},"modified":"2025-09-15T21:13:46","modified_gmt":"2025-09-15T15:43:46","slug":"pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/","title":{"rendered":"Pradhan Mantri Jeevan Jyoti Bima Yojana Features and Benefits"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#When_was_PMJJBY_started\" >When was PMJJBY started?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#How_many_years_has_PMJJBY_completed\" >How many years has PMJJBY completed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#What_is_the_purpose_of_PMJJBY\" >What is the purpose of PMJJBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#Who_can_join_PMJJBY\" >Who can join PMJJBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#What_is_the_coverage_period_under_PMJJBY\" >What is the coverage period under PMJJBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#What_are_the_benefits_of_PMJJBY\" >What are the benefits of PMJJBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#What_is_the_premium_payment_process\" >What is the premium payment process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#How_many_people_have_enrolled_under_PMJJBY\" >How many people have enrolled under PMJJBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#How_much_has_been_paid_under_PMJJBY_so_far\" >How much has been paid under PMJJBY so far?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#Why_is_PMJJBY_important_for_India\" >Why is PMJJBY important for India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#What_are_the_key_highlights_of_PMJJBY_after_10_years\" >What are the key highlights of PMJJBY after 10 years?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#MCQs_on_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana_PMJJBY\" >MCQs on Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is one of the social security schemes of the Government of India. It has been providing affordable life insurance protection to crores of people across the country. In this blog, we have provided all the details including features of the Pradhan Mantri Jeevan Jyoti Bima Yojana, benefits, and more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-when-was-pmjjby-started\"><span class=\"ez-toc-section\" id=\"When_was_PMJJBY_started\"><\/span>When was PMJJBY started?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PMJJBY was <strong>launched on 9th May 2015 by Prime Minister Narendra Modi in Kolkata<\/strong>. The scheme was introduced with the aim of offering affordable life insurance cover to a large section of the Indian population, especially those from low-income and vulnerable groups.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-many-years-has-pmjjby-completed\"><span class=\"ez-toc-section\" id=\"How_many_years_has_PMJJBY_completed\"><\/span>How many years has PMJJBY completed?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As of <strong>May 2025<\/strong>, PMJJBY has completed <strong>10 successful years<\/strong> of providing financial protection to families. Over this decade, the scheme has grown into one of the largest life insurance programmes in the world in terms of enrolments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-purpose-of-pmjjby\"><span class=\"ez-toc-section\" id=\"What_is_the_purpose_of_PMJJBY\"><\/span>What is the purpose of PMJJBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The main purpose of PMJJBY is <strong>\u201cSecuring the Unsecured.\u201d<\/strong> It provides an easy and low-cost life insurance cover that ensures financial assistance to the family of the policyholder in case of unfortunate death. This helps in reducing financial stress on families during difficult times.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-can-join-pmjjby\"><span class=\"ez-toc-section\" id=\"Who_can_join_PMJJBY\"><\/span>Who can join PMJJBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The details of the persons who can enroll themselves in the PMJJBY scheme are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Any individual <strong>aged 18 to 50 years<\/strong> can enrol.<\/li>\n\n\n\n<li>The person must have a <strong>savings bank or post office account<\/strong> in a participating institution.<\/li>\n\n\n\n<li>The insurance cover can be renewed up to the age of <strong>55 years<\/strong> if enrolled earlier.<\/li>\n\n\n\n<li>A person can join the scheme only through <strong>one bank or post office account<\/strong>, even if they have multiple accounts.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-coverage-period-under-pmjjby\"><span class=\"ez-toc-section\" id=\"What_is_the_coverage_period_under_PMJJBY\"><\/span>What is the coverage period under PMJJBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The scheme provides coverage for <strong>one year at a time<\/strong>. The insurance period runs from <strong>1st June to 31st May<\/strong> of the following year. Subscribers need to renew every year by ensuring that their premium is auto-debited from their account.<\/p>\n\n\n\n<p><strong>Get ready to crack government job exams with leading educators<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/courses\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Enroll in Online Live Classes Today!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-benefits-of-pmjjby\"><span class=\"ez-toc-section\" id=\"What_are_the_benefits_of_PMJJBY\"><\/span>What are the benefits of PMJJBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The details of the benefits provided under the PMJJBY scheme are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Life Insurance Cover<\/strong>: A sum assured of <strong>\u20b92,00,000<\/strong> is provided to the nominee in case of the subscriber\u2019s death due to any reason.<\/li>\n\n\n\n<li><strong>Low Premium<\/strong>: The premium is just <strong>\u20b9436 per year<\/strong>, which means less than <strong>\u20b92 per day<\/strong>.<\/li>\n\n\n\n<li><strong>Financial Security<\/strong>: It helps families cope with the sudden loss of the earning member.<\/li>\n\n\n\n<li><strong>Nationwide Reach<\/strong>: Available through banks, post offices, and insurance companies like LIC and other approved insurers.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-premium-payment-process\"><span class=\"ez-toc-section\" id=\"What_is_the_premium_payment_process\"><\/span>What is the premium payment process?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The annual premium of <strong>\u20b9436<\/strong> is <strong>auto-debited<\/strong> from the subscriber\u2019s bank or post office account in one instalment. Enrolments can also be made later in the year with <strong>pro-rata premiums<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>June to August: \u20b9436<\/li>\n\n\n\n<li>September to November: \u20b9342<\/li>\n\n\n\n<li>December to February: \u20b9228<\/li>\n\n\n\n<li>March to May: \u20b9114<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-many-people-have-enrolled-under-pmjjby\"><span class=\"ez-toc-section\" id=\"How_many_people_have_enrolled_under_PMJJBY\"><\/span>How many people have enrolled under PMJJBY?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Till <strong>23rd April 2025<\/strong>, PMJJBY has achieved:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Over 23.63 crore cumulative enrolments<\/li>\n\n\n\n<li>10.66 crore female subscribers<\/li>\n\n\n\n<li>7.08 crore enrolments from Pradhan Mantri Jan Dhan Yojana (PMJDY) account holders<\/li>\n<\/ul>\n\n\n\n<p>This wide participation shows the trust and acceptance of the scheme among citizens.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-much-has-been-paid-under-pmjjby-so-far\"><span class=\"ez-toc-section\" id=\"How_much_has_been_paid_under_PMJJBY_so_far\"><\/span>How much has been paid under PMJJBY so far?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As of <strong>April 2025<\/strong>, PMJJBY has provided financial relief worth <strong>\u20b918,397.92 crore<\/strong> to the families of <strong>9,19,896 subscribers<\/strong>. This highlights the scheme\u2019s real impact in supporting families during tough times.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/test-series\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt a free mock test today!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-is-pmjjby-important-for-india\"><span class=\"ez-toc-section\" id=\"Why_is_PMJJBY_important_for_India\"><\/span>Why is PMJJBY important for India?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>India has a huge population that was earlier outside the reach of insurance services. PMJJBY has helped bridge this gap by making life insurance accessible and affordable. The scheme promotes <strong>financial inclusion<\/strong>, ensures <strong>social security<\/strong>, and creates a <strong>safety net<\/strong> for millions of households.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-key-highlights-of-pmjjby-after-10-years\"><span class=\"ez-toc-section\" id=\"What_are_the_key_highlights_of_PMJJBY_after_10_years\"><\/span>What are the key highlights of PMJJBY after 10 years?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The key highlights under the PMJJBY scheme are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Affordable premium of just \u20b9436 per year.<\/li>\n\n\n\n<li>Life cover of \u20b92 lakh for death due to any reason.<\/li>\n\n\n\n<li>Over 23 crore enrolments since launch.<\/li>\n\n\n\n<li>Claims of nearly \u20b918,398 crore settled up to April 2025.<\/li>\n\n\n\n<li>Strong support through digitisation with the Jan Suraksha Portal for easy enrolment and claims.<\/li>\n<\/ul>\n\n\n\n<p>Pradhan Mantri Jeevan Jyoti Bima Yojana is more than just an insurance policy it is a lifeline for millions of families. By providing financial security at such a low premium, it truly fulfils the vision of \u201cSecuring the Unsecured.\u201d As the scheme marks <strong>10 years of success<\/strong>, it continues to stand as a pillar of social security in India, bringing protection, dignity, and peace of mind to people across the country.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-mcqs-on-pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\"><span class=\"ez-toc-section\" id=\"MCQs_on_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana_PMJJBY\"><\/span>MCQs on Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1. When was PMJJBY launched?<\/p>\n\n\n\n<p>a) 15 August 2014<br>b) 9 May 2015 <br>c) 1 January 2016<br>d) 2 October 2015<\/p>\n\n\n\n<p>2. Who launched PMJJBY?<\/p>\n\n\n\n<p>a) Arun Jaitley<br>b) Nirmala Sitharaman<br>c) Narendra Modi <br>d) P. Chidambaram<\/p>\n\n\n\n<p>3. What does the third \u201cJ\u201d in PMJJBY stand for?<\/p>\n\n\n\n<p>a) Jan<br>b) Jeevan <br>c) Jivan Jyoti<br>d) Jagruk<\/p>\n\n\n\n<p>4. What is the full form of PMJJBY?<\/p>\n\n\n\n<p>a) Pradhan Mantri Jeevan Jyoti Bachat Yojana<br>b) Pradhan Mantri Jeevan Jyoti Bima Yojana <br>c) Pradhan Mantri Jan Jeevan Beema Yojana<br>d) Pradhan Mantri Jagruk Bachat Yojana<\/p>\n\n\n\n<p>5. What is the age limit for enrolling in PMJJBY?<\/p>\n\n\n\n<p>a) 21\u201360 years<br>b) 18\u201350 years <br>c) 25\u201355 years<br>d) 18\u201365 years<\/p>\n\n\n\n<p>6. Up to what age can the cover be renewed after joining?<\/p>\n\n\n\n<p>a) 55 years <br>b) 60 years<br>c) 65 years<br>d) 50 years<\/p>\n\n\n\n<p>7. What is the annual premium for PMJJBY?<\/p>\n\n\n\n<p>a) \u20b9330<br>b) \u20b9500<br>c) \u20b9436 <br>d) \u20b9250<\/p>\n\n\n\n<p>8. What is the sum assured under PMJJBY?<\/p>\n\n\n\n<p>a) \u20b91,00,000<br>b) \u20b91,50,000<br>c) \u20b92,00,000 <br>d) \u20b95,00,000<\/p>\n\n\n\n<p>9. How is the premium collected from subscribers?<\/p>\n\n\n\n<p>a) By cash deposit<br>b) By cheque<br>c) By auto-debit from bank\/post office account <br>d) By demand draft<\/p>\n\n\n\n<p>10. What is the coverage period of PMJJBY?<\/p>\n\n\n\n<p>a) April 1 \u2013 March 31<br>b) January 1 \u2013 December 31<br>c) June 1 \u2013 May 31 <br>d) July 1 \u2013 June 30<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/previous-year-papers\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A free previous year paper <\/a><\/div>\n<\/div>\n\n\n\n<p>11. What is the lien period for new enrolments under PMJJBY?<\/p>\n\n\n\n<p>a) 15 days<br>b) 30 days <br>c) 60 days<br>d) 90 days<\/p>\n\n\n\n<p>12. Which organisation administers PMJJBY?<\/p>\n\n\n\n<p>a) State Bank of India only<br>b) Life Insurance Corporation of India (LIC) and other approved insurers <br>c) Reserve Bank of India<br>d) Ministry of Finance directly<\/p>\n\n\n\n<p>13. Can an individual enrol through multiple bank accounts?<\/p>\n\n\n\n<p>a) Yes<br>b) No <br>c) Only in two accounts<br>d) Only if banks are different<\/p>\n\n\n\n<p>14. What type of cover does PMJJBY provide?<\/p>\n\n\n\n<p>a) Accident insurance only<br>b) Health insurance<br>c) Life insurance <br>d) Pension cover<\/p>\n\n\n\n<p>15. Which Ministry oversees PMJJBY?<\/p>\n\n\n\n<p>a) Ministry of Labour &amp; Employment<br>b) Ministry of Home Affairs<br>c) Ministry of Finance <br>d) Ministry of Rural Development<\/p>\n\n\n\n<p>16. As of April 2025, how many cumulative enrolments were recorded under PMJJBY?<\/p>\n\n\n\n<p>a) 10 crore<br>b) 15 crore<br>c) 23.63 crore <br>d) 30 crore<\/p>\n\n\n\n<p>17. As of April 2025, how much amount had been paid in claims under PMJJBY?<\/p>\n\n\n\n<p>a) \u20b95,000 crore<br>b) \u20b910,000 crore<br>c) \u20b918,397.92 crore <br>d) \u20b920,000 crore<\/p>\n\n\n\n<p>18. How many claims were settled under PMJJBY up to April 2025?<\/p>\n\n\n\n<p>a) 5 lakh<br>b) 7.5 lakh<br>c) 9.19 lakh <br>d) 12 lakh<\/p>\n\n\n\n<p>19. PMJJBY provides cover for death due to:<\/p>\n\n\n\n<p>a) Accident only<br>b) Natural causes only<br>c) Any reason <br>d) Critical illness only<\/p>\n\n\n\n<p>20. Which digital platform was launched for easy enrolment and claim settlement of Jan Suraksha schemes including PMJJBY?<\/p>\n\n\n\n<p>a) Jan Samriddhi Portal<br>b) Jan Suraksha Portal <br>c) Jan Jeevan Portal<br>d) Bharat Bima Portal<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-answer-key\">Answer Key<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Answer<\/strong><\/td><td><strong>Answer<\/strong><\/td><td><strong>Answer<\/strong><\/td><td><strong>Answer<\/strong><\/td><\/tr><tr><td>1. b<\/td><td>6. a<\/td><td>11. b<\/td><td>16. c<\/td><\/tr><tr><td>2. c<\/td><td>7. c<\/td><td>12. b<\/td><td>17. c<\/td><\/tr><tr><td>3. b<\/td><td>8. c<\/td><td>13. b<\/td><td>18. c<\/td><\/tr><tr><td>4. b<\/td><td>9. c<\/td><td>14. c<\/td><td>19. c<\/td><\/tr><tr><td>5. b<\/td><td>10. c<\/td><td>15. c<\/td><td>20. b<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Also Check:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Government Schemes<\/strong><\/td><td><strong>Government Schemes<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/deen-dayal-upadhaya-gram-jyoti-yojana-ddugjy\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Deen Dayal Upadhaya Gram Jyoti Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/ayushman-bharat-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Ayushman Bharat Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/ups-vs-nps-vs-ops\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">UPS vs NPS vs OPS<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/pm-daksh-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">PM Daksh Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/pm-dhan-dhaanya-krishi-yojana-pmddky\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Pradhan Mantri Dhan Krishi Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/stand-up-india-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Stand Up India Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gst-2-0\/?ref=contc-aib\" target=\"_blank\" rel=\"noreferrer noopener\">All About GST 2.0<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gramin-mitra-yojana\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Gramin Mitra Yojana<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1757397785093\"><strong class=\"schema-faq-question\">Q1. What is Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?<\/strong> <p class=\"schema-faq-answer\">PMJJBY is a government-backed life insurance scheme that provides \u20b92 lakh cover at a low annual premium of \u20b9436.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757397786157\"><strong class=\"schema-faq-question\">Q2. When was PMJJBY launched?<\/strong> <p class=\"schema-faq-answer\">The scheme was launched on 9 May 2015 by Prime Minister Narendra Modi.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757397787396\"><strong class=\"schema-faq-question\">Q3. What is the benefit of PMJJBY?<\/strong> <p class=\"schema-faq-answer\">The scheme provides a life cover of \u20b92,00,000 to the nominee in case of the subscriber\u2019s death due to any reason.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757397788056\"><strong class=\"schema-faq-question\">Q4. How much claim amount has been paid under PMJJBY?<\/strong> <p class=\"schema-faq-answer\">By April 2025, claims worth over \u20b918,397 crore have been settled for more than 9.19 lakh families.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757397789211\"><strong class=\"schema-faq-question\">Q5. What is the coverage period of PMJJBY?<\/strong> <p class=\"schema-faq-answer\">The insurance cover is valid from June 1 to May 31 of the following year.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/ssc-chsl-marks-calculator\/\">SSC CHSL Marks Calculator 2026, Calculate Tier 1 &amp; 2 Scores Online<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-assistant-call-letter\/\">RBI Assistant Admit Card 2026 Out for Manipur Region<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/union-bank-apprentice-salary\/\">Union Bank Apprentice Salary 2026, Stipend and Job Profile Details<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/union-bank-of-india-apprentice-syllabus\/\">Union Bank Apprentice Syllabus 2026 &amp; Exam Pattern<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/union-bank-of-india-apprentice-recruitment\/\">Union Bank Apprentice Recruitment 2026, Apply 1865 Posts<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/types-of-money-and-cheques-notes\/\">Types of Money &amp; Cheques Notes, PDF &amp; Quiz for Exams<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is one of the social security schemes of the Government of India. It<\/p>\n","protected":false},"author":58,"featured_media":227287,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11544],"tags":[],"class_list":["post-227235","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-static-gk","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pradhan Mantri Jeevan Jyoti Bima Yojana Features and Benefits<\/title>\n<meta name=\"description\" content=\"Check out all the details of the Pradhan Mantri Jeevan Jyoti Bima Yojana, including its release date, updated features, benefits, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pradhan Mantri Jeevan Jyoti Bima Yojana Features and Benefits\" \/>\n<meta property=\"og:description\" content=\"Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is one of the social security schemes of the Government of India. 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