{"id":227517,"date":"2025-09-24T18:18:36","date_gmt":"2025-09-24T12:48:36","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=227517"},"modified":"2025-09-24T18:18:40","modified_gmt":"2025-09-24T12:48:40","slug":"senior-citizen-saving-scheme","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/","title":{"rendered":"Senior Citizen Saving Scheme Features, Objectives and Benefits"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#What_is_the_Senior_Citizen_Saving_Scheme_SCSS\" >What is the Senior Citizen Saving Scheme (SCSS)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#When_was_the_scheme_launched\" >When was the scheme launched?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#Who_launched_the_scheme\" >Who launched the scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#Overview_of_Senior_Citizen_Saving_Scheme_SCSS\" >Overview of Senior Citizen Saving Scheme (SCSS)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#Who_is_eligible_to_invest_in_SCSS\" >Who is eligible to invest in SCSS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#What_are_the_key_features_of_SCSS\" >What are the key features of SCSS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#What_are_the_objectives_of_SCSS\" >What are the objectives of SCSS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#What_are_the_benefits_of_SCSS\" >What are the benefits of SCSS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#What_are_the_recent_changes_in_SCSS_since_it_was_launched\" >What are the recent changes in SCSS since it was launched?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#Questions_asked_in_exam_based_on_Senior_Citizen_Saving_Scheme\" >Questions asked in exam based on Senior Citizen Saving Scheme<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The Senior Citizen Saving Scheme (SCSS) is one of the most reliable and government-backed investment options for senior citizens in India. The scheme was launched on 2nd August 2004, through GSR 490(E), SCSS aims to provide financial security, steady income, and tax benefits for retired individuals. <\/p>\n\n\n\n<p>This scheme is available at post offices and authorized banks across India. It has undergone several revisions over time, including increasing the deposit limit, enhancing flexibility, and revising interest rates to meet the evolving needs of senior citizens. In this blog we have provided all the details about the scheme, features, benefits and more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-senior-citizen-saving-scheme-scss\"><span class=\"ez-toc-section\" id=\"What_is_the_Senior_Citizen_Saving_Scheme_SCSS\"><\/span>What is the Senior Citizen Saving Scheme (SCSS)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The SCSS is a government-backed savings instrument designed for individuals who have retired or are about to retire. It allows them to invest a lump sum amount and earn regular quarterly interest, providing a safe and steady source of income post-retirement.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Launch Date:<\/strong> 2nd August 2004<\/li>\n\n\n\n<li><strong>Launched by:<\/strong> Government of India<\/li>\n\n\n\n<li><strong>Purpose:<\/strong> To ensure financial security and regular income for senior citizens.<\/li>\n\n\n\n<li><strong>Investment Range:<\/strong> \u20b91,000 to \u20b930 lakh (latest revision effective 1st April 2023)<\/li>\n\n\n\n<li><strong>Interest Rate:<\/strong> 8.2% per annum (compounded quarterly, as per ongoing FY 2024-25)<\/li>\n\n\n\n<li><strong>Tenure:<\/strong> 5 years, extendable in 3-year blocks with no limit on extensions<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-when-was-the-scheme-launched\"><span class=\"ez-toc-section\" id=\"When_was_the_scheme_launched\"><\/span>When was the scheme launched?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The SCSS was officially <strong>launched on 2nd August 2004<\/strong>. The scheme was introduced to provide <strong>secure investment options and regular income<\/strong> for senior citizens after retirement.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Notification:<\/strong> GSR 490(E), dated 02-08-2004<\/li>\n\n\n\n<li><strong>Purpose:<\/strong> Financial stability and assured returns for retired individuals<\/li>\n\n\n\n<li><strong>Significance:<\/strong> Marked the government\u2019s effort to safeguard retirement savings for senior citizens<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-launched-the-scheme\"><span class=\"ez-toc-section\" id=\"Who_launched_the_scheme\"><\/span>Who launched the scheme?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>Senior Citizen Saving Scheme<\/strong> was <strong>launched by the Government of India<\/strong> under the Ministry of Finance. It is part of the <strong>Post Office Savings Schemes<\/strong>, designed to provide safe and reliable investment avenues for senior citizens, retirees, and defence personnel.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upcoming-government-exams\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Check Upcoming Govt Exams<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-overview-of-senior-citizen-saving-scheme-scss\"><span class=\"ez-toc-section\" id=\"Overview_of_Senior_Citizen_Saving_Scheme_SCSS\"><\/span>Overview of Senior Citizen Saving Scheme (SCSS)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>Senior Citizen Saving Scheme (SCSS)<\/strong> is a government-backed savings program designed to provide <strong>financial security and steady income<\/strong> for senior citizens after retirement. SCSS is particularly suitable for individuals seeking a <strong>safe and reliable investment option<\/strong> post-retirement.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>Launch Date<\/strong><\/td><td>2nd August 2004<\/td><\/tr><tr><td><strong>Launched By<\/strong><\/td><td>Government of India<\/td><\/tr><tr><td><strong>Eligibility<\/strong><\/td><td>Individuals aged 60+, early retirees aged 55-60 (VRS\/Superannuation), retired defence personnel 50-60 years<\/td><\/tr><tr><td><strong>Deposit Limit<\/strong><\/td><td>Minimum: \u20b91,000, Maximum: \u20b930 lakh<\/td><\/tr><tr><td><strong>Tenure<\/strong><\/td><td>5 years, extendable in 3-year blocks<\/td><\/tr><tr><td><strong>Interest Rate<\/strong><\/td><td>8.2% per annum (FY 2024-25), compounded quarterly<\/td><\/tr><tr><td><strong>Interest Payment<\/strong><\/td><td>Quarterly (1st working day of April, July, October, January)<\/td><\/tr><tr><td><strong>Premature Withdrawal<\/strong><\/td><td>Allowed; 1% deduction if withdrawn before 1 year<\/td><\/tr><tr><td><strong>Nomination Facility<\/strong><\/td><td>Available<\/td><\/tr><tr><td><strong>Tax Benefits<\/strong><\/td><td>Deduction under Section 80C up to \u20b91.5 lakh per annum<\/td><\/tr><tr><td><strong>Availability<\/strong><\/td><td>Post offices and authorized banks across India<\/td><\/tr><tr><td><strong>Special Features<\/strong><\/td><td>Safe government-backed returns, multiple extensions, flexible investment window for early retirees<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-is-eligible-to-invest-in-scss\"><span class=\"ez-toc-section\" id=\"Who_is_eligible_to_invest_in_SCSS\"><\/span>Who is eligible to invest in SCSS?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SCSS is designed for senior citizens and certain early retirees.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Standard Eligibility:<\/strong> Individuals aged 60 years and above<\/li>\n\n\n\n<li><strong>Early Retirement:<\/strong> Individuals aged 55-60 years retired under Voluntary Retirement Scheme (VRS) or Superannuation<\/li>\n\n\n\n<li><strong>Defence Personnel:<\/strong> Retired personnel aged 50-60 years (excluding civilian defence employees)<\/li>\n\n\n\n<li><strong>Joint Accounts:<\/strong> Can be opened with a spouse<\/li>\n\n\n\n<li><strong>Exclusions:<\/strong> Hindu Undivided Families (HUFs) and Non-Resident Indians (NRIs) cannot invest<\/li>\n<\/ul>\n\n\n\n<p><strong>Recent Changes:<\/strong> Individuals aged 55-60 now have a 3-month window to invest after receiving retirement benefits (previously 1 month).<\/p>\n\n\n\n<p><strong>Get ready to crack government job exams with leading educators<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/courses\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Enroll in Online Live Classes Today!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-key-features-of-scss\"><span class=\"ez-toc-section\" id=\"What_are_the_key_features_of_SCSS\"><\/span>What are the key features of SCSS?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SCSS comes with multiple features designed for the comfort and financial security of senior citizens.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Investment Period:<\/strong> 5 years, extendable for 3-year blocks multiple times<\/li>\n\n\n\n<li><strong>Interest Rate:<\/strong> 8.2% per annum, compounded quarterly<\/li>\n\n\n\n<li><strong>Deposit Limits:<\/strong> Minimum \u20b91,000; Maximum \u20b930 lakh<\/li>\n\n\n\n<li><strong>Interest Payment:<\/strong> Quarterly, credited on 1st working day of April, July, October, and January<\/li>\n\n\n\n<li><strong>Premature Withdrawal:<\/strong> Allowed with <strong>1% deduction<\/strong> if withdrawn before 1 year; previous norms deducted full interest<\/li>\n\n\n\n<li><strong>Nomination Facility:<\/strong> Account holders can nominate a person to receive funds in case of death<\/li>\n\n\n\n<li><strong>Tax Benefits:<\/strong> Eligible for deduction under <strong>Section 80C<\/strong>, up to \u20b91.5 lakh per year<\/li>\n\n\n\n<li><strong>Secure Returns:<\/strong> Being a government-backed scheme, SCSS provides <strong>assured returns without market risks<\/strong><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-objectives-of-scss\"><span class=\"ez-toc-section\" id=\"What_are_the_objectives_of_SCSS\"><\/span>What are the objectives of SCSS?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The main objectives of SCSS include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Financial Security:<\/strong> Ensuring a safe investment option for retirement funds<\/li>\n\n\n\n<li><strong>Regular Income:<\/strong> Providing <strong>quarterly interest payouts<\/strong> to cover monthly expenses<\/li>\n\n\n\n<li><strong>Tax Savings:<\/strong> Promoting retirement savings through Section 80C deductions<\/li>\n\n\n\n<li><strong>Flexibility:<\/strong> Allowing joint accounts, account extensions, and relaxed withdrawal norms<\/li>\n\n\n\n<li><strong>Inclusivity:<\/strong> Catering to retirees, early retirees, and defence personnel<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/test-series\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt a free mock test Now!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-benefits-of-scss\"><span class=\"ez-toc-section\" id=\"What_are_the_benefits_of_SCSS\"><\/span>What are the benefits of SCSS?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Investing in SCSS offers multiple benefits for senior citizens:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Hassle-Free Investment:<\/strong> Accounts can be opened at post offices or authorized banks<\/li>\n\n\n\n<li><strong>High Interest Rate:<\/strong> Currently 8.2% per annum, paid quarterly<\/li>\n\n\n\n<li><strong>Assured Returns:<\/strong> Returns are guaranteed by the Government of India<\/li>\n\n\n\n<li><strong>Nomination Facility:<\/strong> Ensures funds are passed to a nominee in case of the depositor\u2019s death<\/li>\n\n\n\n<li><strong>Flexible Account Extension:<\/strong> Extend accounts multiple times in 3-year blocks<\/li>\n\n\n\n<li><strong>Premature Withdrawal:<\/strong> Allowed with minimal penalty<\/li>\n\n\n\n<li><strong>Tax Benefits:<\/strong> Eligible for Section 80C deductions<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-recent-changes-in-scss-since-it-was-launched\"><span class=\"ez-toc-section\" id=\"What_are_the_recent_changes_in_SCSS_since_it_was_launched\"><\/span>What are the recent changes in SCSS since it was launched?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Department of Economic Affairs (DEA) announced 7 comprehensive changes in SCSS to improve its benefits:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Extended time to invest retirement benefits from 1 month to <strong>3 months<\/strong><\/li>\n\n\n\n<li>Spouses of government employees can now invest retirement benefits<\/li>\n\n\n\n<li>Broadened definition of retirement benefits to include PF dues, gratuity, commuted pension, leave encashment, etc.<\/li>\n\n\n\n<li>Relaxed premature withdrawal norms: 1% deduction if withdrawn before 1 year<\/li>\n\n\n\n<li>No limit on account extensions; can extend multiple 3-year blocks<\/li>\n\n\n\n<li>Interest on extended deposits calculated at the rate applicable on extension date<\/li>\n\n\n\n<li>Maximum deposit limit increased from \u20b915 lakh to \u20b930 lakh<\/li>\n<\/ol>\n\n\n\n<p><strong>Also Check:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Government Schemes<\/strong><\/td><td><strong>Government Schemes<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/deen-dayal-upadhaya-gram-jyoti-yojana-ddugjy\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Deen Dayal Upadhaya Gram Jyoti Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/ayushman-bharat-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Ayushman Bharat Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/national-manufacturing-mission\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">National Manufacturing Mission<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/national-broadband-mission-2-0\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">National Broadband Mission 2.0<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/pm-dhan-dhaanya-krishi-yojana-pmddky\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Pradhan Mantri Dhan Krishi Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/stand-up-india-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Stand Up India Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gst-2-0\/?ref=contc-aib\" target=\"_blank\" rel=\"noreferrer noopener\">All About GST 2.0<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gramin-mitra-yojana\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Gramin Mitra Yojana<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-questions-asked-in-exam-based-on-senior-citizen-saving-scheme\"><span class=\"ez-toc-section\" id=\"Questions_asked_in_exam_based_on_Senior_Citizen_Saving_Scheme\"><\/span>Questions asked in exam based on Senior Citizen Saving Scheme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Q1. <strong>When was SCSS launched?<\/strong><br>A) 2000<br>B) 2002<br>C) 2004<br>D) 2006<br><strong>Answer:<\/strong> C<\/p>\n\n\n\n<p>Q2. <strong>Who launched SCSS?<\/strong><br>A) RBI<br>B) Government of India<br>C) SEBI<br>D) NABARD<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q3. <strong>Minimum deposit in SCSS?<\/strong><br>A) \u20b9500<br>B) \u20b91,000<br>C) \u20b95,000<br>D) \u20b910,000<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q4. <strong>Maximum deposit in SCSS (2023)?<\/strong><br>A) \u20b915 lakh<br>B) \u20b920 lakh<br>C) \u20b925 lakh<br>D) \u20b930 lakh<br><strong>Answer:<\/strong> D<\/p>\n\n\n\n<p>Q5. <strong>Standard eligibility age for SCSS?<\/strong><br>A) 50<br>B) 55<br>C) 60<br>D) 65<br><strong>Answer:<\/strong> C<\/p>\n\n\n\n<p>Q6. <strong>Premature withdrawal deduction before 1 year?<\/strong><br>A) 0.5%<br>B) 1%<br>C) 1.5%<br>D) 2%<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q7. <strong>SCSS interest rate (FY 2024-25)?<\/strong><br>A) 7%<br>B) 7.5%<br>C) 8%<br>D) 8.2%<br><strong>Answer:<\/strong> D<\/p>\n\n\n\n<p>Q8. <strong>Maximum deduction under Section 80C?<\/strong><br>A) \u20b91 lakh<br>B) \u20b91.25 lakh<br>C) \u20b91.5 lakh<br>D) \u20b92 lakh<br><strong>Answer:<\/strong> C<\/p>\n\n\n\n<p>Q9. <strong>Can spouses open a joint SCSS account?<\/strong><br>A) Yes<br>B) No<br><strong>Answer:<\/strong> A<\/p>\n\n\n\n<p>Q10. <strong>Can HUFs invest in SCSS?<\/strong><br>A) Yes<br>B) No<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/previous-year-papers\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A free previous year paper <\/a><\/div>\n<\/div>\n\n\n\n<p>Q11. <strong>SCSS tenure?<\/strong><br>A) 3 years<br>B) 5 years<br>C) 7 years<br>D) 10 years<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q12. <strong>Extension period for SCSS?<\/strong><br>A) 1 year<br>B) 2 years<br>C) 3 years<br>D) 5 years<br><strong>Answer:<\/strong> C<\/p>\n\n\n\n<p>Q13. <strong>Interest is credited how often?<\/strong><br>A) Monthly<br>B) Quarterly<br>C) Half-yearly<br>D) Annually<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q14. <strong>Eligibility for early retirees (VRS)?<\/strong><br>A) 50-55<br>B) 55-60<br>C) 60-65<br>D) 65+<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q15. <strong>Are SCSS returns market-linked?<\/strong><br>A) Yes<br>B) No<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q16. <strong>Who can invest in SCSS within 3 months of retirement?<\/strong><br>A) 50-55<br>B) 55-60<br>C) 60-65<br>D) 65+<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q17. <strong>Can premature withdrawal be done after 2 years?<\/strong><br>A) Yes, 1% deduction<br>B) Yes, 1.5% deduction<br>C) No<br>D) Only after 5 years<br><strong>Answer:<\/strong> A<\/p>\n\n\n\n<p>Q18. <strong>Maximum deposit for retired defence personnel?<\/strong><br>A) \u20b915 lakh<br>B) \u20b930 lakh<br>C) \u20b925 lakh<br>D) \u20b920 lakh<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q19. <strong>Is SCSS available at banks?<\/strong><br>A) No<br>B) Yes, authorized banks only<br><strong>Answer:<\/strong> B<\/p>\n\n\n\n<p>Q20. <strong>SCSS launched under which notification?<\/strong><br>A) GSR 490(E)<br>B) GSR 500(F)<br>C) GSR 480(D)<br>D) GSR 470(C)<br><strong>Answer:<\/strong> A<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/oicl-ao-result\/\">OICL AO Mains Result 2026 Out, Check Phase 2 Merit List<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/ssc-gd-reasoning-questions\/\">100 SSC GD Reasoning Questions 2026, Download PDF, Free E-book inside<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/ssc-phase-14-selection-process\/\">SSC Selection Post Phase 14 Selection Process, Check now<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/error-spotting\/\">Error Spotting in English Types, Short Tricks, and Tips<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/ssc-chsl-marks-calculator\/\">SSC CHSL Marks Calculator 2026, Calculate Tier 1 &amp; 2 Scores Online<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-assistant-call-letter\/\">RBI Assistant Admit Card 2026 Out for Manipur Region<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The Senior Citizen Saving Scheme (SCSS) is one of the most reliable and government-backed investment options for senior citizens in<\/p>\n","protected":false},"author":58,"featured_media":229097,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-227517","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Senior Citizen Saving Scheme Features, Objectives and Benefits<\/title>\n<meta name=\"description\" content=\"Know all about the Senior Citizen Saving Scheme starting from the launch date, features, benefits, age criteria, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Senior Citizen Saving Scheme Features, Objectives and Benefits\" \/>\n<meta property=\"og:description\" content=\"The Senior Citizen Saving Scheme (SCSS) is one of the most reliable and government-backed investment options for senior citizens in India. The scheme was\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-24T12:48:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-24T12:48:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"AditiOB\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"AditiOB\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/\"},\"author\":{\"name\":\"AditiOB\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\"},\"headline\":\"Senior Citizen Saving Scheme Features, Objectives and Benefits\",\"datePublished\":\"2025-09-24T12:48:36+00:00\",\"dateModified\":\"2025-09-24T12:48:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/\"},\"wordCount\":1237,\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp\",\"articleSection\":[\"Articles\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/\",\"name\":\"Senior Citizen Saving Scheme Features, Objectives and Benefits\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp\",\"datePublished\":\"2025-09-24T12:48:36+00:00\",\"dateModified\":\"2025-09-24T12:48:40+00:00\",\"description\":\"Know all about the Senior Citizen Saving Scheme starting from the launch date, features, benefits, age criteria, and more.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#primaryimage\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp\",\"width\":730,\"height\":480},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Articles\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/articles\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Senior Citizen Saving Scheme\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"name\":\"Oliveboard\",\"description\":\"Free Govt. Exam Alerts &amp; Resources\",\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\",\"name\":\"Oliveboard\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"width\":150,\"height\":40,\"caption\":\"Oliveboard\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Oliveboard\",\"https:\/\/x.com\/Oliveboard\",\"https:\/\/www.instagram.com\/oliveboard.in\/\",\"https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\",\"name\":\"AditiOB\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"caption\":\"AditiOB\"},\"description\":\"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.\",\"sameAs\":[\"www.linkedin.com\/in\/aditi-chakraborty-131b3b379\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Senior Citizen Saving Scheme Features, Objectives and Benefits","description":"Know all about the Senior Citizen Saving Scheme starting from the launch date, features, benefits, age criteria, and more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/","og_locale":"en_US","og_type":"article","og_title":"Senior Citizen Saving Scheme Features, Objectives and Benefits","og_description":"The Senior Citizen Saving Scheme (SCSS) is one of the most reliable and government-backed investment options for senior citizens in India. The scheme was","og_url":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/","og_site_name":"Oliveboard","article_publisher":"https:\/\/www.facebook.com\/Oliveboard","article_published_time":"2025-09-24T12:48:36+00:00","article_modified_time":"2025-09-24T12:48:40+00:00","og_image":[{"width":730,"height":480,"url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp","type":"image\/webp"}],"author":"AditiOB","twitter_card":"summary_large_image","twitter_creator":"@Oliveboard","twitter_site":"@Oliveboard","twitter_misc":{"Written by":"AditiOB","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#article","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/"},"author":{"name":"AditiOB","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c"},"headline":"Senior Citizen Saving Scheme Features, Objectives and Benefits","datePublished":"2025-09-24T12:48:36+00:00","dateModified":"2025-09-24T12:48:40+00:00","mainEntityOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/"},"wordCount":1237,"publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp","articleSection":["Articles"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/","url":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/","name":"Senior Citizen Saving Scheme Features, Objectives and Benefits","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#primaryimage"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp","datePublished":"2025-09-24T12:48:36+00:00","dateModified":"2025-09-24T12:48:40+00:00","description":"Know all about the Senior Citizen Saving Scheme starting from the launch date, features, benefits, age criteria, and more.","breadcrumb":{"@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#primaryimage","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/09\/senior-citizen-saving-scheme.webp","width":730,"height":480},{"@type":"BreadcrumbList","@id":"https:\/\/www.oliveboard.in\/blog\/senior-citizen-saving-scheme\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.oliveboard.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Articles","item":"https:\/\/www.oliveboard.in\/blog\/category\/articles\/"},{"@type":"ListItem","position":3,"name":"Senior Citizen Saving Scheme"}]},{"@type":"WebSite","@id":"https:\/\/www.oliveboard.in\/blog\/#website","url":"https:\/\/www.oliveboard.in\/blog\/","name":"Oliveboard","description":"Free Govt. Exam Alerts &amp; Resources","publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.oliveboard.in\/blog\/#organization","name":"Oliveboard","url":"https:\/\/www.oliveboard.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","width":150,"height":40,"caption":"Oliveboard"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Oliveboard","https:\/\/x.com\/Oliveboard","https:\/\/www.instagram.com\/oliveboard.in\/","https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1"]},{"@type":"Person","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c","name":"AditiOB","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","caption":"AditiOB"},"description":"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.","sameAs":["www.linkedin.com\/in\/aditi-chakraborty-131b3b379"]}]}},"_links":{"self":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/227517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/comments?post=227517"}],"version-history":[{"count":4,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/227517\/revisions"}],"predecessor-version":[{"id":228370,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/227517\/revisions\/228370"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media\/229097"}],"wp:attachment":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media?parent=227517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/categories?post=227517"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/tags?post=227517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}