{"id":227961,"date":"2025-09-24T19:01:28","date_gmt":"2025-09-24T13:31:28","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=227961"},"modified":"2025-09-24T19:01:34","modified_gmt":"2025-09-24T13:31:34","slug":"lakhpati-didi-scheme","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/","title":{"rendered":"Lakhpati Didi Scheme Initiative for Women Empowerment in Rural India"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#What_is_the_Lakhpati_Didi_Scheme\" >What is the Lakhpati Didi Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#When_was_the_Lakhpati_Didi_Scheme_Launched\" >When was the Lakhpati Didi Scheme Launched?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#Who_is_a_Lakhpati_Didi\" >Who is a Lakhpati Didi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#Why_is_the_Lakhpati_Didi_Scheme_Important\" >Why is the Lakhpati Didi Scheme Important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#How_Does_the_Lakhpati_Didi_Scheme_Work\" >How Does the Lakhpati Didi Scheme Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#What_are_the_Key_Achievements_of_the_Lakhpati_Didi_Scheme\" >What are the Key Achievements of the Lakhpati Didi Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#What_is_the_Role_of_SHGs_in_the_Lakhpati_Didi_Scheme\" >What is the Role of SHGs in the Lakhpati Didi Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#How_is_the_Government_Supporting_the_Initiative\" >How is the Government Supporting the Initiative?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#What_are_the_Challenges_in_Implementation\" >What are the Challenges in Implementation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#What_is_the_Future_Roadmap_of_the_Lakhpati_Didi_Scheme\" >What is the Future Roadmap of the Lakhpati Didi Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#Key_Takeawys\" >Key Takeawys<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/lakhpati-didi-scheme\/#Questions_based_on_Lakhpati_Didi_Scheme\" >Questions based on Lakhpati Didi Scheme<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>India\u2019s journey of inclusive growth has witnessed several welfare initiatives that aim to uplift women, especially those from rural and marginalized communities. Among these, the Lakhpati Didi Scheme has emerged as a landmark program. It not only focuses on financial inclusion but also empowers women by ensuring sustainable livelihoods, skill development, and entrepreneurship.<\/p>\n\n\n\n<p>A \u201cLakhpati Didi\u201d refers to a woman Self-Help Group (SHG) member who earns a sustainable annual household income of at least \u20b91,00,000, with an average monthly income above \u20b910,000 across multiple agricultural seasons or business cycles. <\/p>\n\n\n\n<p>In this blog, we have provided all the details about the scheme, features, benefits, and more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-lakhpati-didi-scheme\"><span class=\"ez-toc-section\" id=\"What_is_the_Lakhpati_Didi_Scheme\"><\/span>What is the Lakhpati Didi Scheme?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Lakhpati Didi Scheme is not a standalone scheme but an outcome of the Deendayal Antyodaya Yojana National Rural Livelihoods Mission (DAY-NRLM), implemented by the Ministry of Rural Development.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Objective:<\/strong> To empower women in Self-Help Groups (SHGs) by enabling them to achieve a sustainable income of \u20b91 lakh or more per year.<\/li>\n\n\n\n<li><strong>Scope:<\/strong> Women SHG members are encouraged to take up multiple livelihood activities (farm-based, non-farm, or services) supported by financial literacy, skill development, and market linkages.<\/li>\n\n\n\n<li><strong>Target:<\/strong> Initially, 2 crore SHG women were targeted to become \u201cLakhpati Didis.\u201d This was later <strong>enhanced to 3 crore<\/strong> in recognition of the program\u2019s success.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upcoming-government-exams\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Check Upcoming Govt Exams<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-when-was-the-lakhpati-didi-scheme-launched\"><span class=\"ez-toc-section\" id=\"When_was_the_Lakhpati_Didi_Scheme_Launched\"><\/span>When was the Lakhpati Didi Scheme Launched?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Unlike some flagship programs, the Lakhpati Didi initiative does not have a specific launch date. It is an evolving initiative under DAY-NRLM, with its importance highlighted during the Interim Budget of 2024\u201325.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>2023:<\/strong> The initiative started gaining traction when the government first announced it.<\/li>\n\n\n\n<li><strong>2024:<\/strong> The Finance Minister emphasized the program in the Interim Budget, raising the target from 2 crore to 3 crore SHG women.<\/li>\n\n\n\n<li><strong>2024 onwards:<\/strong> Several events, including the Lakhpati Didi Sammelan in Maharashtra, showcased its achievements and future roadmap.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-is-a-lakhpati-didi\"><span class=\"ez-toc-section\" id=\"Who_is_a_Lakhpati_Didi\"><\/span>Who is a Lakhpati Didi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A <strong>Lakhpati Didi<\/strong> is:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A woman member of an SHG.<\/li>\n\n\n\n<li>Her household earns <strong>\u20b91,00,000 or more per year<\/strong>.<\/li>\n\n\n\n<li>This income is <strong>sustained across four agricultural seasons or business cycles<\/strong>.<\/li>\n\n\n\n<li>Monthly average income must be <strong>above \u20b910,000<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>These women are role models in their communities, inspiring others not only by their income but also by adopting sustainable livelihood practices and demonstrating entrepreneurship.<\/p>\n\n\n\n<p><strong>Get ready to crack government job exams with leading educators<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/courses\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Enroll in Online Live Classes Today!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-is-the-lakhpati-didi-scheme-important\"><span class=\"ez-toc-section\" id=\"Why_is_the_Lakhpati_Didi_Scheme_Important\"><\/span>Why is the Lakhpati Didi Scheme Important?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The scheme plays a crucial role in India\u2019s <strong>inclusive growth model<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Economic Empowerment:<\/strong> Women move beyond subsistence income to sustainable income levels.<\/li>\n\n\n\n<li><strong>Social Transformation:<\/strong> Women gain confidence, decision-making power, and leadership roles within communities.<\/li>\n\n\n\n<li><strong>Entrepreneurship Development:<\/strong> Encourages rural women to set up businesses and micro-enterprises.<\/li>\n\n\n\n<li><strong>National Growth:<\/strong> Rural women\u2019s participation is key to India\u2019s goal of becoming the <strong>third-largest global economy<\/strong>.<\/li>\n\n\n\n<li><strong>Role Models:<\/strong> Lakhpati Didis inspire other SHG members to take up productive livelihoods.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-does-the-lakhpati-didi-scheme-work\"><span class=\"ez-toc-section\" id=\"How_Does_the_Lakhpati_Didi_Scheme_Work\"><\/span>How Does the Lakhpati Didi Scheme Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The scheme is structured around a <strong>multi-pronged strategy<\/strong>:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Strategy Area<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>1. Diversified Livelihood Options<\/strong><\/td><td>\u2022 Women take up farm-based, non-farm, and service-based activities.<br>\u2022 Community Resource Persons (CRPs) assist in livelihood planning.<br>\u2022 Digital tools used for mapping resources and linking women with markets and govt. support.<\/td><\/tr><tr><td><strong>2. Financial Inclusion and Support<\/strong><\/td><td>\u2022 Access to revolving funds, community investment funds, and bank linkages.<br>\u2022 In 2024, \u20b92,500 crore revolving funds + \u20b95,000 crore bank loans disbursed.<\/td><\/tr><tr><td><strong>3. Capacity Building and Training<\/strong><\/td><td>\u2022 Regular training for SHG members, Village Organizations (VOs), and Cluster Level Federations (CLFs).<br>\u2022 Focus on financial literacy, entrepreneurship, digital skills, and resource management.<\/td><\/tr><tr><td><strong>4. Convergence with Government Schemes<\/strong><\/td><td>\u2022 Linked with schemes like PM Mudra Yojana, PM Awas Yojana, Mission Shakti, and Mahila E-Haat.<br>\u2022 Partnerships with private sector for branding, packaging, and e-commerce support.<\/td><\/tr><tr><td><strong>5. Monitoring and Sustainability<\/strong><\/td><td>\u2022 Income tracked across four agricultural\/business cycles to ensure sustainability.<br>\u2022 SHG federations monitor progress and help members in scaling up.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/test-series\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt a free mock test Now!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-key-achievements-of-the-lakhpati-didi-scheme\"><span class=\"ez-toc-section\" id=\"What_are_the_Key_Achievements_of_the_Lakhpati_Didi_Scheme\"><\/span>What are the Key Achievements of the Lakhpati Didi Scheme?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The key achievements of the Lakhpati Didi Scheme are as follow:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>One crore women<\/strong> have already become Lakhpati Didis since the initiative began.<\/li>\n\n\n\n<li><strong>Target enhanced:<\/strong> From 2 crore to 3 crore SHG women.<\/li>\n\n\n\n<li><strong>Financial disbursement:<\/strong> More than \u20b96,000 crore provided for SHGs across India.<\/li>\n\n\n\n<li><strong>SHG coverage:<\/strong> 83 lakh SHGs with 9 crore women contributing to the rural economy.<\/li>\n\n\n\n<li><strong>Recognition:<\/strong> Events like the <strong>Lakhpati Didi Sammelan<\/strong> in 2024 recognized achievements and felicitated successful women.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-role-of-shgs-in-the-lakhpati-didi-scheme\"><span class=\"ez-toc-section\" id=\"What_is_the_Role_of_SHGs_in_the_Lakhpati_Didi_Scheme\"><\/span>What is the Role of SHGs in the Lakhpati Didi Scheme?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Self-Help Groups (SHGs) are the backbone of this initiative:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provide <strong>collective strength<\/strong> and mutual support.<\/li>\n\n\n\n<li>Act as <strong>platforms for training, credit access, and entrepreneurial activities<\/strong>.<\/li>\n\n\n\n<li>Facilitate <strong>financial literacy and social empowerment<\/strong>.<\/li>\n\n\n\n<li>Enable <strong>community-level monitoring<\/strong> for sustainable outcomes.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-is-the-government-supporting-the-initiative\"><span class=\"ez-toc-section\" id=\"How_is_the_Government_Supporting_the_Initiative\"><\/span>How is the Government Supporting the Initiative?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The government ensures multi-level support through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Financial support<\/strong> via DAY-NRLM funds, bank loans, and revolving funds.<\/li>\n\n\n\n<li><strong>Skill development<\/strong> via structured training programs.<\/li>\n\n\n\n<li><strong>Asset support<\/strong> like equipment, infrastructure, and inputs.<\/li>\n\n\n\n<li><strong>Market linkages<\/strong> through partnerships with private players and digital platforms.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/previous-year-papers\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A free previous year paper <\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-challenges-in-implementation\"><span class=\"ez-toc-section\" id=\"What_are_the_Challenges_in_Implementation\"><\/span>What are the Challenges in Implementation?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Despite its success, certain challenges exist:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ensuring <strong>sustainability<\/strong> of income across all SHGs.<\/li>\n\n\n\n<li>Bridging <strong>skill gaps<\/strong> for advanced entrepreneurial ventures.<\/li>\n\n\n\n<li>Expanding <strong>market access<\/strong> beyond local boundaries.<\/li>\n\n\n\n<li>Managing <strong>convergence<\/strong> across multiple departments and schemes.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-future-roadmap-of-the-lakhpati-didi-scheme\"><span class=\"ez-toc-section\" id=\"What_is_the_Future_Roadmap_of_the_Lakhpati_Didi_Scheme\"><\/span>What is the Future Roadmap of the Lakhpati Didi Scheme?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The scheme is expected to grow further:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Expansion of target:<\/strong> 3 crore SHG women by 2030.<\/li>\n\n\n\n<li><strong>Increased convergence:<\/strong> Deeper integration with national and state-level programs.<\/li>\n\n\n\n<li><strong>Technological adoption:<\/strong> Use of digital tools for training, monitoring, and e-commerce.<\/li>\n\n\n\n<li><strong>Global recognition:<\/strong> Positioning rural women as key contributors to India\u2019s economic transformation.<\/li>\n<\/ul>\n\n\n\n<p><strong>Also Check:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Government Schemes<\/strong><\/td><td><strong>Government Schemes<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/deen-dayal-upadhaya-gram-jyoti-yojana-ddugjy\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Deen Dayal Upadhaya Gram Jyoti Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/ayushman-bharat-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Ayushman Bharat Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/ups-vs-nps-vs-ops\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">UPS vs NPS vs OPS<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/pm-daksh-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">PM Daksh Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/pm-dhan-dhaanya-krishi-yojana-pmddky\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Pradhan Mantri Dhan Krishi Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/stand-up-india-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Stand Up India Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gst-2-0\/?ref=contc-aib\" target=\"_blank\" rel=\"noreferrer noopener\">All About GST 2.0<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gramin-mitra-yojana\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Gramin Mitra Yojana<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-takeawys\"><span class=\"ez-toc-section\" id=\"Key_Takeawys\"><\/span>Key Takeawys<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Aspect<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>Parent Scheme<\/strong><\/td><td>Deendayal Antyodaya Yojana \u2013 National Rural Livelihoods Mission (DAY-NRLM)<\/td><\/tr><tr><td><strong>Launched By<\/strong><\/td><td>Ministry of Rural Development<\/td><\/tr><tr><td><strong>Objective<\/strong><\/td><td>To make SHG women earn \u20b91 lakh annually (\u20b910,000 per month sustainable)<\/td><\/tr><tr><td><strong>Target<\/strong><\/td><td>Initially 2 crore; later enhanced to 3 crore women<\/td><\/tr><tr><td><strong>Achievements<\/strong><\/td><td>1 crore women already achieved Lakhpati status<\/td><\/tr><tr><td><strong>Support Mechanisms<\/strong><\/td><td>Financial inclusion, skill training, market linkages, convergence<\/td><\/tr><tr><td><strong>Significance<\/strong><\/td><td>Women empowerment, rural transformation, inclusive growth<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-questions-based-on-lakhpati-didi-scheme\"><span class=\"ez-toc-section\" id=\"Questions_based_on_Lakhpati_Didi_Scheme\"><\/span>Questions based on Lakhpati Didi Scheme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Q1.<\/strong> The Lakhpati Didi initiative is implemented under which scheme?<br>A) PM Awas Yojana<br>B) DAY-NRLM <br>C) Mission Shakti<br>D) PM Mudra Yojana<br>E) Beti Bachao Beti Padhao<\/p>\n\n\n\n<p><strong>Q2.<\/strong> A Lakhpati Didi is defined as an SHG member earning at least:<br>A) \u20b950,000 per year<br>B) \u20b975,000 per year<br>C) \u20b91,00,000 per year <br>D) \u20b91,50,000 per year<br>E) \u20b92,00,000 per year<\/p>\n\n\n\n<p><strong>Q3.<\/strong> The target of Lakhpati Didis was enhanced to how many women in 2024?<br>A) 1 crore<br>B) 2 crore<br>C) 3 crore <br>D) 4 crore<br>E) 5 crore<\/p>\n\n\n\n<p><strong>Q4.<\/strong> The income of a Lakhpati Didi is calculated over how many cycles?<br>A) One season<br>B) Two cycles<br>C) Three cycles<br>D) Four cycles <br>E) Five years<\/p>\n\n\n\n<p><strong>Q5.<\/strong> Which ministry implements the Lakhpati Didi initiative?<br>A) Ministry of Women and Child Development<br>B) Ministry of Finance<br>C) Ministry of Rural Development <br>D) Ministry of Skill Development<br>E) Ministry of Labour<\/p>\n\n\n\n<p><strong>Q6.<\/strong> Which event in 2024 showcased the achievements of the Lakhpati Didi initiative?<br>A) G20 Summit<br>B) Bharat Utsav<br>C) Lakhpati Didi Sammelan <br>D) Mission Shakti Mahotsav<br>E) Rural Livelihood Conclave<\/p>\n\n\n\n<p><strong>Q7.<\/strong> Which of the following is NOT directly linked to Lakhpati Didi?<br>A) Financial literacy<br>B) Entrepreneurship training<br>C) Multiple livelihood activities<br>D) Free supply of diesel pumps <br>E) Market linkages<\/p>\n\n\n\n<p><strong>Q8.<\/strong> How much financial disbursement has been made under the initiative?<br>A) \u20b92,500 crore<br>B) \u20b95,000 crore<br>C) \u20b96,000 crore+ <br>D) \u20b910,000 crore<br>E) \u20b920,000 crore<\/p>\n\n\n\n<p><strong>Q9.<\/strong> What is the significance of Lakhpati Didis in rural communities?<br>A) They serve as political leaders<br>B) They act as role models <br>C) They replace SHG structures<br>D) They monitor government schemes<br>E) They function as bank officials<\/p>\n\n\n\n<p><strong>Q10.<\/strong> Which of the following schemes is a related women empowerment initiative?<br>A) Pradhan Mantri Mudra Yojana <br>B) Startup India<br>C) Make in India<br>D) Ayushman Bharat<br>E) Digital India<\/p>\n\n\n\n<p><strong>Answer Key<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Q.No.<\/strong><\/td><td><strong><strong>Answer<\/strong><\/strong><\/td><td><strong>Q.No.<\/strong><\/td><td><strong>Answer<\/strong><\/td><\/tr><tr><td>Q1<\/td><td>B) DAY-NRLM<\/td><td>Q6<\/td><td>C) Lakhpati Didi Sammelan<\/td><\/tr><tr><td>Q2<\/td><td>C) \u20b91,00,000 per year<\/td><td>Q7<\/td><td>D) Free supply of diesel pumps<\/td><\/tr><tr><td>Q3<\/td><td>C) 3 crore<\/td><td>Q8<\/td><td>C) \u20b96,000 crore+<\/td><\/tr><tr><td>Q4<\/td><td>D) Four cycles<\/td><td>Q9<\/td><td>B) They act as role models<\/td><\/tr><tr><td>Q5<\/td><td>C) Ministry of Rural Development<\/td><td>Q10<\/td><td>A) Pradhan Mantri Mudra Yojana<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" 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