{"id":228285,"date":"2025-09-25T20:47:07","date_gmt":"2025-09-25T15:17:07","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=228285"},"modified":"2025-09-25T20:47:22","modified_gmt":"2025-09-25T15:17:22","slug":"urban-infrastructure-development-fund-uidf","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/","title":{"rendered":"Urban Infrastructure Development Fund Features, Objectives"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#Why_was_the_Urban_Infrastructure_Development_Fund_UIDF_Created\" >Why was the Urban Infrastructure Development Fund (UIDF) Created?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#How_is_UIDF_Financed_and_Managed\" >How is UIDF Financed and Managed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#What_are_Tier-2_and_Tier-3_Cities_under_UIDF\" >What are Tier-2 and Tier-3 Cities under UIDF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#What_are_the_Objectives_of_UIDF\" >What are the Objectives of UIDF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#Which_Agencies_can_Use_UIDF_Funds\" >Which Agencies can Use UIDF Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#What_Projects_are_Eligible_under_UIDF\" >What Projects are Eligible under UIDF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#What_Projects_are_Not_Allowed_under_UIDF\" >What Projects are Not Allowed under UIDF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#What_are_the_Loan_Terms_under_UIDF\" >What are the Loan Terms under UIDF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#How_is_the_UIDF_Loan_Process_Carried_Out\" >How is the UIDF Loan Process Carried Out?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#How_Does_UIDF_Compare_with_RIDF\" >How Does UIDF Compare with RIDF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#What_are_the_Challenges_in_Implementing_UIDF\" >What are the Challenges in Implementing UIDF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#What_are_the_Benefits_of_UIDF\" >What are the Benefits of UIDF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#Key_Takeaways_on_UIDF\" >Key Takeaways on UIDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.oliveboard.in\/blog\/urban-infrastructure-development-fund-uidf\/#Questions_Based_on_Urban_Infrastructure_Development_Fund_UIDF\" >Questions Based on Urban Infrastructure Development Fund (UIDF)<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The Urban Infrastructure Development Fund (UIDF) was announced in the Union Budget 2023\u201324 by the Hon\u2019ble Finance Minister as part of the vision for <em>Amrit Kaal<\/em>. It was launched to strengthen Tier-2 and Tier-3 cities and ensure balanced urban development across India.<\/p>\n\n\n\n<p>UIDF is modeled on the successful Rural Infrastructure Development Fund (RIDF) and is funded by the priority sector lending shortfall of commercial banks. It is managed by the National Housing Bank (NHB) with an initial corpus of \u20b910,000 crore.<\/p>\n\n\n\n<p>The fund plays a vital role in creating sustainable and inclusive cities by focusing on basic urban services like water supply, sewerage, sanitation, and solid waste management.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-was-the-urban-infrastructure-development-fund-uidf-created\"><span class=\"ez-toc-section\" id=\"Why_was_the_Urban_Infrastructure_Development_Fund_UIDF_Created\"><\/span>Why was the Urban Infrastructure Development Fund (UIDF) Created?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>UIDF was established to address the problem of uneven regional development. While India\u2019s metros are advancing rapidly, smaller cities often lack basic services and planned infrastructure. UIDF bridges this gap by:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Providing stable financing for states and Union Territories (UTs).<\/li>\n\n\n\n<li>Supporting Tier-2 and Tier-3 cities in infrastructure creation.<\/li>\n\n\n\n<li>Promoting balanced urban growth across regions.<\/li>\n\n\n\n<li>Encouraging planning reforms to create <em>future-ready cities<\/em>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-is-uidf-financed-and-managed\"><span class=\"ez-toc-section\" id=\"How_is_UIDF_Financed_and_Managed\"><\/span>How is UIDF Financed and Managed?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Urban Infrastructure Development Fund (UIDF) is financed and managed in the following way:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Corpus:<\/strong> The fund started with \u20b910,000 crore.<\/li>\n\n\n\n<li><strong>Funding Source:<\/strong> Financed from the shortfall in <strong>Priority Sector Lending (PSL)<\/strong> obligations of commercial banks.<\/li>\n\n\n\n<li><strong>Managing Agency:<\/strong> The <strong>National Housing Bank (NHB)<\/strong> manages UIDF, sanctions loans, and monitors projects.<\/li>\n\n\n\n<li><strong>Model:<\/strong> UIDF is designed on the lines of <strong>RIDF (Rural Infrastructure Development Fund)<\/strong>, which has been successfully financing rural projects since 1995-96 through NABARD.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upcoming-government-exams\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Check Upcoming Govt Exams<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-tier-2-and-tier-3-cities-under-uidf\"><span class=\"ez-toc-section\" id=\"What_are_Tier-2_and_Tier-3_Cities_under_UIDF\"><\/span>What are Tier-2 and Tier-3 Cities under UIDF?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>UIDF targets <strong>mid-sized cities<\/strong>, leaving out metropolitan and mega cities.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tier-2 cities:<\/strong> Population 1 lakh to less than 10 lakh. (459 towns as per Census 2011)<\/li>\n\n\n\n<li><strong>Tier-3 cities:<\/strong> Population 50,000 to less than 1 lakh. (580 towns as per Census 2011)<\/li>\n<\/ul>\n\n\n\n<p>Together, they cover around <strong>40% of India\u2019s urban population.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-objectives-of-uidf\"><span class=\"ez-toc-section\" id=\"What_are_the_Objectives_of_UIDF\"><\/span>What are the Objectives of UIDF?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>UIDF has the following major objectives:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Bridge the infrastructure gap in mid-sized cities.<\/li>\n\n\n\n<li>Provide stable and predictable financing to state governments and ULBs.<\/li>\n\n\n\n<li>Encourage holistic planning and urban reforms.<\/li>\n\n\n\n<li>Create sustainable and inclusive cities.<\/li>\n\n\n\n<li>Promote regional balance by strengthening smaller cities as economic hubs.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-agencies-can-use-uidf-funds\"><span class=\"ez-toc-section\" id=\"Which_Agencies_can_Use_UIDF_Funds\"><\/span>Which Agencies can Use UIDF Funds?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>UIDF loans are available to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Public\/State Agencies<\/li>\n\n\n\n<li>Municipal Corporations<\/li>\n\n\n\n<li>Urban Local Bodies (ULBs)<\/li>\n\n\n\n<li>Other state departments involved in infrastructure creation<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-projects-are-eligible-under-uidf\"><span class=\"ez-toc-section\" id=\"What_Projects_are_Eligible_under_UIDF\"><\/span>What Projects are Eligible under UIDF?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>UIDF supports projects aligned with Ministry of Housing &amp; Urban Affairs (MoHUA) missions. Eligible activities include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Water supply and sanitation systems<\/li>\n\n\n\n<li>Sewerage and drainage networks<\/li>\n\n\n\n<li>Solid waste management<\/li>\n\n\n\n<li>Road construction (excluding maintenance)<\/li>\n\n\n\n<li>Overbridges, underpasses, grade separators<\/li>\n\n\n\n<li>Comprehensive area development projects<\/li>\n\n\n\n<li>Local area plans for decongestion<\/li>\n\n\n\n<li>Heritage conservation projects<\/li>\n\n\n\n<li>Town planning schemes for greenfield development<\/li>\n\n\n\n<li>Parks with open gyms (non-heavy construction)<\/li>\n<\/ul>\n\n\n\n<p><strong>Get ready to crack government job exams with leading educators<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/courses\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Enroll in Online Live Classes Today!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-projects-are-not-allowed-under-uidf\"><span class=\"ez-toc-section\" id=\"What_Projects_are_Not_Allowed_under_UIDF\"><\/span>What Projects are Not Allowed under UIDF?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>UIDF funds cannot be used for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maintenance work<\/li>\n\n\n\n<li>Housing projects<\/li>\n\n\n\n<li>Power or telecom projects<\/li>\n\n\n\n<li>Urban transport projects<\/li>\n\n\n\n<li>Health or education infrastructure<\/li>\n<\/ul>\n\n\n\n<p>This ensures that UIDF focuses only on core urban services and impact-oriented projects.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-loan-terms-under-uidf\"><span class=\"ez-toc-section\" id=\"What_are_the_Loan_Terms_under_UIDF\"><\/span>What are the Loan Terms under UIDF?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Interest Rate:<\/strong> Bank Rate \u2013 1.5% (cheaper than market rates)<\/li>\n\n\n\n<li><strong>Repayment Period:<\/strong> 7 years (5 annual installments + 2 years moratorium)<\/li>\n\n\n\n<li><strong>Interest Payment:<\/strong> Quarterly basis<\/li>\n\n\n\n<li><strong>Loan Limit:<\/strong> Maximum \u20b9100 crore per project<\/li>\n\n\n\n<li><strong>DPR Size:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Minimum: \u20b95 crore (\u20b91 crore for NE &amp; hilly states)<\/li>\n\n\n\n<li>Maximum: \u20b9500 crore<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-is-the-uidf-loan-process-carried-out\"><span class=\"ez-toc-section\" id=\"How_is_the_UIDF_Loan_Process_Carried_Out\"><\/span>How is the UIDF Loan Process Carried Out?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The UIDF loan process will be carried out in the below mentioned way:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Allocation:<\/strong> NHB allocates funds to states\/UTs. Unused funds may be reallocated.<\/li>\n\n\n\n<li><strong>Application:<\/strong> States\/UTs submit DPRs or project summaries on the UIDF portal.<\/li>\n\n\n\n<li><strong>Sanction:<\/strong> NHB issues sanction letters with terms and conditions.<\/li>\n\n\n\n<li><strong>Disbursement:<\/strong>\n<ul class=\"wp-block-list\">\n<li>20% as mobilization advance (30% for NE &amp; hilly states).<\/li>\n\n\n\n<li>Remaining on a reimbursement basis.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Repayment:<\/strong> States repay principal in 5 annual installments.<\/li>\n\n\n\n<li><strong>Monitoring:<\/strong> NHB monitors via progress reports, on-site inspections, and completion certificates.<\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/test-series\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt a free mock test Now!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-does-uidf-compare-with-ridf\"><span class=\"ez-toc-section\" id=\"How_Does_UIDF_Compare_with_RIDF\"><\/span>How Does UIDF Compare with RIDF?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Detailed comparison between UIDF and RIDF:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>UIDF<\/strong><\/td><td><strong>RIDF<\/strong><\/td><\/tr><tr><td>Established<\/td><td>2023-24<\/td><td>1995-96<\/td><\/tr><tr><td>Managed by<\/td><td>NHB<\/td><td>NABARD<\/td><\/tr><tr><td>Target Area<\/td><td>Urban (Tier-2 &amp; Tier-3 cities)<\/td><td>Rural areas<\/td><\/tr><tr><td>Funding Source<\/td><td>PSL shortfall of banks<\/td><td>PSL shortfall of banks<\/td><\/tr><tr><td>Eligible Projects<\/td><td>Water, sanitation, waste, roads, heritage<\/td><td>Rural roads, irrigation, health, education<\/td><\/tr><tr><td>Loan Repayment<\/td><td>7 years (2-year moratorium)<\/td><td>7 years (2-year moratorium)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-challenges-in-implementing-uidf\"><span class=\"ez-toc-section\" id=\"What_are_the_Challenges_in_Implementing_UIDF\"><\/span>What are the Challenges in Implementing UIDF?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Despite its potential, UIDF faces hurdles such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Low demand from states\/UTs due to limited awareness.<\/li>\n\n\n\n<li>Capacity constraints in Urban Local Bodies (ULBs).<\/li>\n\n\n\n<li>Delays in project preparation (DPRs).<\/li>\n\n\n\n<li>Coordination issues between state agencies and ULBs.<\/li>\n\n\n\n<li>Slow fund utilization in initial years.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-benefits-of-uidf\"><span class=\"ez-toc-section\" id=\"What_are_the_Benefits_of_UIDF\"><\/span>What are the Benefits of UIDF?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If implemented effectively, UIDF can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Strengthen mid-sized cities as <strong>regional economic hubs<\/strong>.<\/li>\n\n\n\n<li>Reduce pressure on metros by distributing development.<\/li>\n\n\n\n<li>Provide predictable financing for essential services.<\/li>\n\n\n\n<li>Encourage urban planning reforms.<\/li>\n\n\n\n<li>Build sustainable, future-ready cities.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/previous-year-papers\/?ref=contac-ai\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A free previous year paper <\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-takeaways-on-uidf\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_on_UIDF\"><\/span>Key Takeaways on UIDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Aspect<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>Announced in<\/td><td>Union Budget 2023-24<\/td><\/tr><tr><td>Managed by<\/td><td>National Housing Bank (NHB)<\/td><\/tr><tr><td>Corpus<\/td><td>\u20b910,000 crore<\/td><\/tr><tr><td>Funding Source<\/td><td>Priority Sector Lending shortfall<\/td><\/tr><tr><td>Target<\/td><td>Tier-2 &amp; Tier-3 cities (50,000\u20139,99,999 population)<\/td><\/tr><tr><td>Eligible Projects<\/td><td>Water, sanitation, solid waste, roads, heritage, planning<\/td><\/tr><tr><td>Excluded Projects<\/td><td>Maintenance, housing, power, telecom, transport, health, education<\/td><\/tr><tr><td>Loan Terms<\/td><td>7 years (5 installments + 2-year moratorium), Bank Rate \u2013 1.5%<\/td><\/tr><tr><td>Maximum Loan<\/td><td>\u20b9100 crore per project<\/td><\/tr><tr><td>Monitoring<\/td><td>By NHB (onsite + offsite)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Also Check:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Government Schemes<\/strong><\/td><td><strong>Government Schemes<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/deen-dayal-upadhaya-gram-jyoti-yojana-ddugjy\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Deen Dayal Upadhaya Gram Jyoti Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/ayushman-bharat-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Ayushman Bharat Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/national-manufacturing-mission\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">National Manufacturing Mission<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/national-broadband-mission-2-0\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">National Broadband Mission 2.0<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/pm-dhan-dhaanya-krishi-yojana-pmddky\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Pradhan Mantri Dhan Krishi Yojana<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/stand-up-india-scheme\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Stand Up India Scheme<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gst-2-0\/?ref=contc-aib\" target=\"_blank\" rel=\"noreferrer noopener\">All About GST 2.0<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/gramin-mitra-yojana\/?ref=contac-aib\" target=\"_blank\" rel=\"noreferrer noopener\">Gramin Mitra Yojana<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-questions-based-on-urban-infrastructure-development-fund-uidf\"><span class=\"ez-toc-section\" id=\"Questions_Based_on_Urban_Infrastructure_Development_Fund_UIDF\"><\/span>Questions Based on Urban Infrastructure Development Fund (UIDF) <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Q1.<\/strong> UIDF was established in which Union Budget?<br>a) 2020-21<br>b) 2021-22<br>c) 2022-23<br>d) 2023-24<br>e) 2024-25<br><strong>Answer: d) 2023-24<\/strong><\/p>\n\n\n\n<p><strong>Q2.<\/strong> Which institution manages the UIDF?<br>a) NABARD<br>b) SIDBI<br>c) National Housing Bank<br>d) RBI<br>e) Ministry of Finance<br><strong>Answer: c) National Housing Bank<\/strong><\/p>\n\n\n\n<p><strong>Q3.<\/strong> UIDF is financed through:<br>a) Union Government taxes<br>b) Foreign investments<br>c) Priority Sector Lending shortfall<br>d) CSR contributions<br>e) State Government allocations<br><strong>Answer: c) Priority Sector Lending shortfall<\/strong><\/p>\n\n\n\n<p><strong>Q4.<\/strong> What is the maximum loan amount for a project under UIDF?<br>a) \u20b950 crore<br>b) \u20b975 crore<br>c) \u20b9100 crore<br>d) \u20b9200 crore<br>e) \u20b9500 crore<br><strong>Answer: c) \u20b9100 crore<\/strong><\/p>\n\n\n\n<p><strong>Q5.<\/strong> Tier-3 cities under UIDF have a population of:<br>a) Less than 25,000<br>b) 25,000 to 50,000<br>c) 50,000 to less than 1 lakh<br>d) 1 lakh to less than 10 lakh<br>e) More than 10 lakh<br><strong>Answer: c) 50,000 to less than 1 lakh<\/strong><\/p>\n\n\n\n<p><strong>Q6.<\/strong> Which of the following is <strong>not eligible<\/strong> under UIDF?<br>a) Sewerage system<br>b) Solid waste management<br>c) Road overbridges<br>d) Urban transport projects<br>e) Heritage conservation<br><strong>Answer: d) Urban transport projects<\/strong><\/p>\n\n\n\n<p><strong>Q7.<\/strong> UIDF is modeled after which fund?<br>a) National Investment Fund<br>b) RIDF<br>c) Bharat Nirman Fund<br>d) PMAY Fund<br>e) Jal Jeevan Mission Fund<br><strong>Answer: b) RIDF<\/strong><\/p>\n\n\n\n<p><strong>Q8.<\/strong> The repayment period of UIDF loans is:<br>a) 5 years<br>b) 6 years<br>c) 7 years<br>d) 8 years<br>e) 10 years<br><strong>Answer: c) 7 years<\/strong><\/p>\n\n\n\n<p><strong>Q9.<\/strong> Who are the main beneficiaries of UIDF?<br>a) Private contractors<br>b) State Governments and ULBs<br>c) Foreign investors<br>d) Central Ministries<br>e) NGOs<br><strong>Answer: b) State Governments and ULBs<\/strong><\/p>\n\n\n\n<p><strong>Q10.<\/strong> What is the interest rate for UIDF loans?<br>a) Bank Rate + 2%<br>b) Bank Rate \u2013 1%<br>c) Bank Rate \u2013 1.5%<br>d) Fixed 5%<br>e) Fixed 6%<br><strong>Answer: c) Bank Rate \u2013 1.5%<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/how-to-clear-multiple-government-exams\/\">How Some Aspirants Clear Multiple Government Exams: Strategy, Discipline &amp; Exam Psychology<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/crop-diversification-program\/\">Crop Diversification Program, Transforming Indian Agriculture<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/important-government-schemes-nabard-grade-a\/\">Government Schemes for NABARD Grade A 2026<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/national-dairy-plan-phase-1-phase-2\/\">National Dairy Plan Phase 1 and Phase 2, Boosting India\u2019s Dairy Sector<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/mera-gaon-mera-gaurav-scheme\/\">Mera Gaon Mera Gaurav Scheme, Bridging Lab to Land<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/farmers-first-initiative\/\">Farmers First Initiative, Empowering Farmers Through Innovation<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The Urban Infrastructure Development Fund (UIDF) was announced in the Union Budget 2023\u201324 by the Hon\u2019ble Finance Minister as part<\/p>\n","protected":false},"author":58,"featured_media":229414,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14458,11544],"tags":[],"class_list":["post-228285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-government-scheme","category-static-gk","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - 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