{"id":230220,"date":"2026-09-30T14:32:22","date_gmt":"2026-09-30T09:02:22","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=230220"},"modified":"2026-09-30T14:32:55","modified_gmt":"2026-09-30T09:02:55","slug":"employees-state-insurance-act-1948","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/","title":{"rendered":"Employees\u2019 State Insurance Act, 1948, Provisions, Benefits &amp; Latest Updates"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#Download_UPSC_EPFO_APFC_Employees_State_Insurance_Act_1948_Quiz_PDF\" >Download UPSC EPFO APFC Employees\u2019 State Insurance Act, 1948 Quiz PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#Attempt_UPSC_EPFO_APFC_Employees_State_Insurance_Act_1948_Quiz\" >Attempt UPSC EPFO APFC Employees\u2019 State Insurance Act, 1948 Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#What_is_the_Employees_State_Insurance_Act_1948\" >What is the Employees\u2019 State Insurance Act, 1948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#What_are_the_objectives_of_the_ESI_Act_1948\" >What are the objectives of the ESI Act 1948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#What_is_the_coverage_and_applicability_of_the_ESI_Act_1948\" >What is the coverage and applicability of the ESI Act 1948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#What_are_the_benefits_provided_under_the_ESI_Act_1948\" >What are the benefits provided under the ESI Act 1948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#What_are_the_contribution_rates_under_the_ESI_Act_1948\" >What are the contribution rates under the ESI Act 1948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#What_are_the_latest_updates_related_to_the_ESI_Act_1948\" >What are the latest updates related to the ESI Act 1948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#How_is_the_ESI_Act_1948_administered\" >How is the ESI Act 1948 administered?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The Employees\u2019 State Insurance Act, 1948 (ESI Act) is one of the most important social security laws in India. It provides financial and medical protection to employees during situations like sickness, maternity, employment injury, and disability. The Act is implemented through the Employees\u2019 State Insurance Corporation (ESIC) and continues to play an important role in ensuring social security for workers and their families. With labour law reforms and the introduction of the Code on Social Security, 2020, ESI provisions are also undergoing a transition towards a broader social security framework.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Download_UPSC_EPFO_APFC_Employees_State_Insurance_Act_1948_Quiz_PDF\"><\/span>Download UPSC EPFO APFC Employees\u2019 State Insurance Act, 1948 Quiz PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The UPSC EPFO APFC Employees\u2019 State Insurance Act, 1948 Quiz PDF is useful for revising important concepts related to ESI Act provisions, applicability, ESIC, contribution rates, insured persons, benefits, important sections, and recent updates related to social security laws.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Particulars<\/strong><\/td><td><strong>Link<\/strong><\/td><\/tr><tr><td>Employees\u2019 State Insurance Act, 1948 Quiz PDF<\/td><td><strong><a href=\"https:\/\/www.oliveboard.in\/upsc-epfo-prep-kit\/?ref=contac-upsc-epfo-esi-1948-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Download Now<\/a><\/strong><\/td><\/tr><tr><td>UPSC EPFO APFC Previous Year Papers<\/td><td><strong><a href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-previous-year-question-papers\/?ref=contac-upsc-epfo-esi-1948-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Download Now<\/a><\/strong><\/td><\/tr><tr><td>UPSC EPFO APFC Labour Laws Notes PDF<\/td><td><strong><a href=\"https:\/\/www.oliveboard.in\/labour-laws-and-industrial-relations\/?ref=contac-upsc-epfo-esi-1948-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Check Details<\/a><\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Attempt_UPSC_EPFO_APFC_Employees_State_Insurance_Act_1948_Quiz\"><\/span>Attempt UPSC EPFO APFC Employees\u2019 State Insurance Act, 1948 Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Test your preparation with the UPSC EPFO APFC Employees\u2019 State Insurance Act, 1948 Quiz and revise important concepts such as objectives of the ESI Act, ESIC functions, coverage, contribution rates, benefits, important sections, and the role of ESI under the broader social security framework.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> UPSC EPFO APFC Employees\u2019 State Insurance Act, 1948  <\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. The Employees&#8217; State Insurance Act was enacted in which year?<\/p>\n  <button data-correct=\"true\">1948<\/button>\n  <button data-correct=\"false\">1947<\/button>\n  <button data-correct=\"false\">1950<\/button>\n  <button data-correct=\"false\">1952<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. What was the principal objective of the Employees&#8217; State Insurance Act, 1948?<\/p>\n  <button data-correct=\"false\">To regulate industrial disputes between employers and workers<\/button>\n  <button data-correct=\"false\">To prescribe minimum wages for all employments<\/button>\n  <button data-correct=\"true\">To provide social insurance benefits in contingencies such as sickness, maternity and employment injury<\/button>\n  <button data-correct=\"false\">To regulate payment of annual bonus<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. Which statutory body administered the ESI Scheme under the 1948 Act?<\/p>\n  <button data-correct=\"false\">Employees&#8217; Provident Fund Organisation<\/button>\n  <button data-correct=\"true\">Employees&#8217; State Insurance Corporation (ESIC)<\/button>\n  <button data-correct=\"false\">Central Board of Trustees<\/button>\n  <button data-correct=\"false\">National Social Security Board<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. On which date was the ESI Scheme inaugurated historically?<\/p>\n  <button data-correct=\"false\">19 April 1948<\/button>\n  <button data-correct=\"false\">26 January 1950<\/button>\n  <button data-correct=\"false\">1 July 1956<\/button>\n  <button data-correct=\"true\">24 February 1952<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. Under the historical ESI Act, Section 3 dealt with which subject?<\/p>\n  <button data-correct=\"true\">Establishment of the Employees&#8217; State Insurance Corporation<\/button>\n  <button data-correct=\"false\">Employees&#8217; Insurance Court<\/button>\n  <button data-correct=\"false\">Medical Benefit Council<\/button>\n  <button data-correct=\"false\">Contribution rates<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. Which body functioned as an executive organ of ESIC under the historical ESI Act?<\/p>\n  <button data-correct=\"false\">Finance Commission<\/button>\n  <button data-correct=\"false\">Industrial Tribunal<\/button>\n  <button data-correct=\"true\">Standing Committee<\/button>\n  <button data-correct=\"false\">Central Advisory Board<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. Which body under the historical ESI Act advised on administration of medical benefits?<\/p>\n  <button data-correct=\"false\">Central Board of Trustees<\/button>\n  <button data-correct=\"true\">Medical Benefit Council<\/button>\n  <button data-correct=\"false\">Medical Council of India<\/button>\n  <button data-correct=\"false\">National Health Authority<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. Under the historical ESI Act, the Employees&#8217; State Insurance Fund was provided for in which section?<\/p>\n  <button data-correct=\"false\">Section 16<\/button>\n  <button data-correct=\"false\">Section 36<\/button>\n  <button data-correct=\"false\">Section 46<\/button>\n  <button data-correct=\"true\">Section 26<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. Which historical ESI Act section specified the purposes for which the ESI Fund could be spent?<\/p>\n  <button data-correct=\"true\">Section 28<\/button>\n  <button data-correct=\"false\">Section 18<\/button>\n  <button data-correct=\"false\">Section 38<\/button>\n  <button data-correct=\"false\">Section 48<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. Under the historical ESI Act, Section 38 broadly required that:<\/p>\n  <button data-correct=\"false\">Only permanent employees be insured<\/button>\n  <button data-correct=\"false\">Only employees earning below the minimum wage be insured<\/button>\n  <button data-correct=\"true\">All employees in factories or establishments to which the Act applied be insured in the manner provided by the Act<\/button>\n  <button data-correct=\"false\">Insurance be optional for all covered employees<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. Under the historical ESI Act, which section dealt with contributions?<\/p>\n  <button data-correct=\"false\">Section 29<\/button>\n  <button data-correct=\"true\">Section 39<\/button>\n  <button data-correct=\"false\">Section 49<\/button>\n  <button data-correct=\"false\">Section 59<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>12. Under the historical ESI Act, who was required to pay both the employer&#8217;s and employee&#8217;s contributions in the first instance?<\/p>\n  <button data-correct=\"false\">The employee alone<\/button>\n  <button data-correct=\"false\">The immediate employer alone in every case<\/button>\n  <button data-correct=\"false\">The State Government<\/button>\n  <button data-correct=\"true\">The principal employer<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>13. Can an employer lawfully recover the employer&#8217;s own share of ESI contribution from an employee?<\/p>\n  <button data-correct=\"true\">No<\/button>\n  <button data-correct=\"false\">Yes, in all cases<\/button>\n  <button data-correct=\"false\">Yes, if the employee gives written consent<\/button>\n  <button data-correct=\"false\">Yes, where wages exceed the coverage ceiling<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>14. Under the historical ESI Act, Section 41 primarily concerned:<\/p>\n  <button data-correct=\"false\">Maternity benefit<\/button>\n  <button data-correct=\"false\">Employees&#8217; Insurance Courts<\/button>\n  <button data-correct=\"true\">Recovery of contribution from the immediate employer<\/button>\n  <button data-correct=\"false\">Occupational disease<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>15. Which section of the historical ESI Act empowered ESIC to determine contributions in certain cases on the basis of available information?<\/p>\n  <button data-correct=\"false\">Section 35A<\/button>\n  <button data-correct=\"true\">Section 45A<\/button>\n  <button data-correct=\"false\">Section 55A<\/button>\n  <button data-correct=\"false\">Section 65A<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>16. Historically, the main statutory benefits under the ESI Act were enumerated in which section?<\/p>\n  <button data-correct=\"false\">Section 36<\/button>\n  <button data-correct=\"false\">Section 56<\/button>\n  <button data-correct=\"false\">Section 66<\/button>\n  <button data-correct=\"true\">Section 46<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>17. Which of the following was one of the six principal statutory benefits under the historical ESI Act?<\/p>\n  <button data-correct=\"true\">Dependants&#8217; benefit<\/button>\n  <button data-correct=\"false\">Retrenchment compensation<\/button>\n  <button data-correct=\"false\">Gratuity<\/button>\n  <button data-correct=\"false\">Provident fund pension<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>18. Sickness benefit under the ESI Scheme is primarily intended to compensate an insured person for:<\/p>\n  <button data-correct=\"false\">Loss caused by a business failure<\/button>\n  <button data-correct=\"false\">Loss of bonus due to low profits<\/button>\n  <button data-correct=\"true\">Loss of wages during certified sickness<\/button>\n  <button data-correct=\"false\">Travel expenses for annual leave<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>19. What is the normal qualifying contribution requirement for ordinary sickness benefit under the continuing ESI framework?<\/p>\n  <button data-correct=\"false\">30 days in any calendar year<\/button>\n  <button data-correct=\"true\">Contributions payable for at least 78 days in the relevant contribution period<\/button>\n  <button data-correct=\"false\">60 days in the immediately preceding month<\/button>\n  <button data-correct=\"false\">120 days in each benefit period<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>20. What is the standard maximum duration of ordinary sickness benefit in two consecutive benefit periods?<\/p>\n  <button data-correct=\"false\">60 days<\/button>\n  <button data-correct=\"false\">120 days<\/button>\n  <button data-correct=\"false\">180 days<\/button>\n  <button data-correct=\"true\">91 days<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-1');\n  const STORAGE_KEY = 'quiz_1_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 9 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upsc-epfo-apfc-mock-test\/?ref=contac-upsc-epfo-esi-1948-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A Free UPSC EPFO APFC Mock Test Today!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-employees-state-insurance-act-1948\"><span class=\"ez-toc-section\" id=\"What_is_the_Employees_State_Insurance_Act_1948\"><\/span>What is the Employees\u2019 State Insurance Act, 1948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Employees\u2019 State Insurance Act, 1948 was introduced to provide social security benefits to employees working in factories and notified establishments. It provides insured employees and their dependents with medical care and financial assistance during various contingencies. The Act is administered by the Employees\u2019 State Insurance Corporation (ESIC) under the Ministry of Labour and Employment, Government of India.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enacted in 1948 to provide social security protection to workers.<\/li>\n\n\n\n<li>Implemented through the ESIC, an autonomous statutory body.<\/li>\n\n\n\n<li>Covers employees against sickness, maternity, employment injuries, and related risks.<\/li>\n\n\n\n<li>Provides both cash benefits and medical facilities to insured persons and their families.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-objectives-of-the-esi-act-1948\"><span class=\"ez-toc-section\" id=\"What_are_the_objectives_of_the_ESI_Act_1948\"><\/span>What are the objectives of the ESI Act 1948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The main objective of the ESI Act is to provide financial security and healthcare support to employees during difficult situations. It protects workers from income loss caused due to illness, injury, or employment-related accidents. Major objectives include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Providing medical benefits to insured employees and their family members.<\/li>\n\n\n\n<li>Offering cash compensation during sickness, maternity, and disablement.<\/li>\n\n\n\n<li>Providing financial support to dependents after employment injury-related death.<\/li>\n\n\n\n<li>Ensuring rehabilitation support for disabled employees.<\/li>\n\n\n\n<li>Promoting social security among the working population.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upsc-epfo-prep-kit\/?ref=contac-upsc-epfo-esi-1948-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Check Out UPSC EPFO Prep Kit<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-coverage-and-applicability-of-the-esi-act-1948\"><span class=\"ez-toc-section\" id=\"What_is_the_coverage_and_applicability_of_the_ESI_Act_1948\"><\/span>What is the coverage and applicability of the ESI Act 1948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The ESI Act applies to factories and notified establishments covered under the scheme. It provides social security benefits to employees working in different sectors, including manufacturing and services.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Particulars<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>Administered By<\/td><td>Employees\u2019 State Insurance Corporation (ESIC)<\/td><\/tr><tr><td>Ministry<\/td><td>Ministry of Labour and Employment<\/td><\/tr><tr><td>Applicable To<\/td><td>Factories and notified establishments<\/td><\/tr><tr><td>Employee Coverage<\/td><td>Generally applicable to establishments with 10 or more employees (subject to notified conditions)<\/td><\/tr><tr><td>Wage Limit for Coverage<\/td><td>\u20b921,000 per month (\u20b925,000 for persons with disabilities)<\/td><\/tr><tr><td>Coverage Area<\/td><td>Across India<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-benefits-provided-under-the-esi-act-1948\"><span class=\"ez-toc-section\" id=\"What_are_the_benefits_provided_under_the_ESI_Act_1948\"><\/span>What are the benefits provided under the ESI Act 1948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The ESI Act provides various benefits to insured employees and their dependents. These benefits aim to provide healthcare support and financial assistance during medical emergencies and employment-related risks.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Benefit<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>Medical Benefit<\/td><td>Provides medical care to insured persons and eligible family members.<\/td><\/tr><tr><td>Sickness Benefit<\/td><td>Provides cash compensation during certified sickness for a specified period.<\/td><\/tr><tr><td>Maternity Benefit<\/td><td>Provides paid maternity support to insured women employees.<\/td><\/tr><tr><td>Disablement Benefit<\/td><td>Provides compensation for temporary or permanent disablement due to employment injury.<\/td><\/tr><tr><td>Dependants\u2019 Benefit<\/td><td>Provides financial support to dependents in case of death due to employment injury.<\/td><\/tr><tr><td>Funeral Expenses<\/td><td>Provides financial assistance for funeral-related expenses.<\/td><\/tr><tr><td>Rehabilitation Support<\/td><td>Helps insured persons recover and return to work after disability or injury.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upsc-epfo-apfc-study-plan\/?ref=contac-upsc-epfo-esi-1948-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Check out the UPSC EPFO Study Plan<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-contribution-rates-under-the-esi-act-1948\"><span class=\"ez-toc-section\" id=\"What_are_the_contribution_rates_under_the_ESI_Act_1948\"><\/span>What are the contribution rates under the ESI Act 1948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The ESI scheme is funded through contributions made by both employers and employees. These contributions help ESIC provide medical and cash benefits to insured persons.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Contributor<\/strong><\/td><td><strong>Contribution Rate<\/strong><\/td><\/tr><tr><td>Employer<\/td><td>3.25% of wages<\/td><\/tr><tr><td>Employee<\/td><td>0.75% of wages<\/td><\/tr><tr><td>Total Contribution<\/td><td>4% of wages<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note:<\/strong> Employees earning average daily wages up to the prescribed limit are exempt from paying their contribution.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-latest-updates-related-to-the-esi-act-1948\"><span class=\"ez-toc-section\" id=\"What_are_the_latest_updates_related_to_the_ESI_Act_1948\"><\/span>What are the latest updates related to the ESI Act 1948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The ESI Act continues to operate under the existing framework, while major labour law reforms are linked with the Code on Social Security, 2020. The Code aims to simplify and consolidate social security laws, including provisions related to ESI.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Code on Social Security, 2020 proposes to subsume the ESI Act, 1948.<\/li>\n\n\n\n<li>ESI-related benefits such as medical, sickness, maternity, disablement, and dependants\u2019 benefits continue to remain important parts of the social security framework.<\/li>\n\n\n\n<li>The broader social security framework also recognises new categories of workers, including gig and platform workers, through notified schemes.<\/li>\n\n\n\n<li>ESIC continues to focus on digital services, online facilities, and improvement of healthcare infrastructure.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upsc-epfo-apfc\/?ref=contac-upsc-epfo-esi-1948-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Enroll  for UPSC EPFO APFC Online Courses<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-is-the-esi-act-1948-administered\"><span class=\"ez-toc-section\" id=\"How_is_the_ESI_Act_1948_administered\"><\/span>How is the ESI Act 1948 administered?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Employees\u2019 State Insurance Corporation (ESIC) is responsible for implementing and managing the provisions of the ESI Act. It works under the supervision of the Ministry of Labour and Employment and manages healthcare and benefit delivery systems across India.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Managing ESI hospitals, dispensaries, and medical facilities.<\/li>\n\n\n\n<li>Providing cash benefits to eligible insured persons.<\/li>\n\n\n\n<li>Maintaining online services for registration, contribution, and claims.<\/li>\n\n\n\n<li>Ensuring smooth delivery of social security benefits.<\/li>\n\n\n\n<li>Representing interests of employees, employers, governments, and medical professionals.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1790752846646\"><strong class=\"schema-faq-question\">1. What is the Employees\u2019 State Insurance Act, 1948?<\/strong> <p class=\"schema-faq-answer\">The Employees\u2019 State Insurance Act, 1948 is a social security law that provides medical and financial benefits to employees during sickness, maternity, disablement, and employment injury.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790752847547\"><strong class=\"schema-faq-question\">2. Who administers the Employees\u2019 State Insurance Act, 1948?<\/strong> <p class=\"schema-faq-answer\">The Act is administered by the Employees\u2019 State Insurance Corporation (ESIC) under the Ministry of Labour and Employment.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790752848374\"><strong class=\"schema-faq-question\">3. What is the objective of the ESI Act, 1948?<\/strong> <p class=\"schema-faq-answer\">The main objective of the Act is to provide social security protection and healthcare support to employees and their dependents.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790752849278\"><strong class=\"schema-faq-question\">4. What are the major benefits provided under the ESI Act, 1948?<\/strong> <p class=\"schema-faq-answer\">The major benefits include medical benefit, sickness benefit, maternity benefit, disablement benefit, dependants\u2019 benefit, and funeral expenses.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790752849778\"><strong class=\"schema-faq-question\">5. What is the wage limit for coverage under the ESI Act, 1948?<\/strong> <p class=\"schema-faq-answer\">Employees earning wages up to \u20b921,000 per month (\u20b925,000 for persons with disabilities) are covered under the ESI scheme.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-apfc-indian-economy-conceptual-numerical-quiz\/\">Attempt UPSC EPFO APFC Indian Economy Conceptual &amp; Numerical Quiz<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-apfc-computer-applications-quiz\/\">Attempt UPSC EPFO APFC Computer Applications Quiz &amp; Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/code-on-social-security-2020-practice-quiz\/\">UPSC EPFO APFC Code on Social Security 2020 Quiz &amp; Free PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-apfc-insurance-quiz\/\">Attempt UPSC EPFO APFC Insurance Practice Quiz &amp; Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-apfc-auditing-practice-quiz\/\">Attempt UPSC EPFO APFC Auditing Practice Quiz &amp; Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-apfc-marks-vs-cut-off\/\">UPSC EPFO APFC Marks vs Cut-Off, How to Calculate Your Score?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The Employees\u2019 State Insurance Act, 1948 (ESI Act) is one of the most important social security laws in India. It<\/p>\n","protected":false},"author":58,"featured_media":252991,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,10210,62,10321],"tags":[18079,11528],"class_list":["post-230220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-epfo","category-government-exams","category-upsc-epfo","tag-employees-state-insurance-act-1948","tag-upsc-epfo","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Employees\u2019 State Insurance Act, 1948, Provisions, Benefits &amp; Latest Updates<\/title>\n<meta name=\"description\" content=\"Learn how the Employees\u2019 State Insurance Act 1948 safeguards workers through medical benefits during illness and disability.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Employees\u2019 State Insurance Act, 1948, Provisions, Benefits &amp; Latest Updates\" \/>\n<meta property=\"og:description\" content=\"The Employees\u2019 State Insurance Act, 1948 (ESI Act) is one of the most important social security laws in India. It provides financial and medical\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-30T09:02:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-30T09:02:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"AditiOB\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"AditiOB\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/\"},\"author\":{\"name\":\"AditiOB\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\"},\"headline\":\"Employees\u2019 State Insurance Act, 1948, Provisions, Benefits &amp; Latest Updates\",\"datePublished\":\"2026-09-30T09:02:22+00:00\",\"dateModified\":\"2026-09-30T09:02:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/\"},\"wordCount\":1689,\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp\",\"keywords\":[\"Employees\u2019 State Insurance Act 1948\",\"upsc epfo\"],\"articleSection\":[\"Articles\",\"EPFO\",\"Government Exams\",\"UPSC EPFO\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/\",\"name\":\"Employees\u2019 State Insurance Act, 1948, Provisions, Benefits & Latest Updates\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp\",\"datePublished\":\"2026-09-30T09:02:22+00:00\",\"dateModified\":\"2026-09-30T09:02:55+00:00\",\"description\":\"Learn how the Employees\u2019 State Insurance Act 1948 safeguards workers through medical benefits during illness and disability.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752846646\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752847547\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752848374\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849278\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849778\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#primaryimage\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp\",\"width\":730,\"height\":480},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Government Exams\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/government-exams\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"EPFO\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/government-exams\/epfo\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"UPSC EPFO\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/government-exams\/epfo\/upsc-epfo\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Employees\u2019 State Insurance Act 1948\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"name\":\"Oliveboard\",\"description\":\"Free Govt. Exam Alerts &amp; Resources\",\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\",\"name\":\"Oliveboard\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"width\":150,\"height\":40,\"caption\":\"Oliveboard\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Oliveboard\",\"https:\/\/x.com\/Oliveboard\",\"https:\/\/www.instagram.com\/oliveboard.in\/\",\"https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\",\"name\":\"AditiOB\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"caption\":\"AditiOB\"},\"description\":\"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.\",\"sameAs\":[\"www.linkedin.com\/in\/aditi-chakraborty-131b3b379\"]},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752846646\",\"position\":1,\"url\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752846646\",\"name\":\"1. What is the Employees\u2019 State Insurance Act, 1948?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Employees\u2019 State Insurance Act, 1948 is a social security law that provides medical and financial benefits to employees during sickness, maternity, disablement, and employment injury.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752847547\",\"position\":2,\"url\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752847547\",\"name\":\"2. Who administers the Employees\u2019 State Insurance Act, 1948?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Act is administered by the Employees\u2019 State Insurance Corporation (ESIC) under the Ministry of Labour and Employment.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752848374\",\"position\":3,\"url\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752848374\",\"name\":\"3. What is the objective of the ESI Act, 1948?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The main objective of the Act is to provide social security protection and healthcare support to employees and their dependents.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849278\",\"position\":4,\"url\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849278\",\"name\":\"4. What are the major benefits provided under the ESI Act, 1948?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The major benefits include medical benefit, sickness benefit, maternity benefit, disablement benefit, dependants\u2019 benefit, and funeral expenses.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849778\",\"position\":5,\"url\":\"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849778\",\"name\":\"5. What is the wage limit for coverage under the ESI Act, 1948?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Employees earning wages up to \u20b921,000 per month (\u20b925,000 for persons with disabilities) are covered under the ESI scheme.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Employees\u2019 State Insurance Act, 1948, Provisions, Benefits & Latest Updates","description":"Learn how the Employees\u2019 State Insurance Act 1948 safeguards workers through medical benefits during illness and disability.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/","og_locale":"en_US","og_type":"article","og_title":"Employees\u2019 State Insurance Act, 1948, Provisions, Benefits &amp; Latest Updates","og_description":"The Employees\u2019 State Insurance Act, 1948 (ESI Act) is one of the most important social security laws in India. It provides financial and medical","og_url":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/","og_site_name":"Oliveboard","article_publisher":"https:\/\/www.facebook.com\/Oliveboard","article_published_time":"2026-09-30T09:02:22+00:00","article_modified_time":"2026-09-30T09:02:55+00:00","og_image":[{"width":730,"height":480,"url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp","type":"image\/webp"}],"author":"AditiOB","twitter_card":"summary_large_image","twitter_creator":"@Oliveboard","twitter_site":"@Oliveboard","twitter_misc":{"Written by":"AditiOB","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#article","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/"},"author":{"name":"AditiOB","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c"},"headline":"Employees\u2019 State Insurance Act, 1948, Provisions, Benefits &amp; Latest Updates","datePublished":"2026-09-30T09:02:22+00:00","dateModified":"2026-09-30T09:02:55+00:00","mainEntityOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/"},"wordCount":1689,"publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp","keywords":["Employees\u2019 State Insurance Act 1948","upsc epfo"],"articleSection":["Articles","EPFO","Government Exams","UPSC EPFO"],"inLanguage":"en-US"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/","url":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/","name":"Employees\u2019 State Insurance Act, 1948, Provisions, Benefits & Latest Updates","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#primaryimage"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp","datePublished":"2026-09-30T09:02:22+00:00","dateModified":"2026-09-30T09:02:55+00:00","description":"Learn how the Employees\u2019 State Insurance Act 1948 safeguards workers through medical benefits during illness and disability.","breadcrumb":{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752846646"},{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752847547"},{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752848374"},{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849278"},{"@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849778"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#primaryimage","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2025\/10\/UPSC-EPFO-1-7.webp","width":730,"height":480},{"@type":"BreadcrumbList","@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.oliveboard.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Government Exams","item":"https:\/\/www.oliveboard.in\/blog\/category\/government-exams\/"},{"@type":"ListItem","position":3,"name":"EPFO","item":"https:\/\/www.oliveboard.in\/blog\/category\/government-exams\/epfo\/"},{"@type":"ListItem","position":4,"name":"UPSC EPFO","item":"https:\/\/www.oliveboard.in\/blog\/category\/government-exams\/epfo\/upsc-epfo\/"},{"@type":"ListItem","position":5,"name":"Employees\u2019 State Insurance Act 1948"}]},{"@type":"WebSite","@id":"https:\/\/www.oliveboard.in\/blog\/#website","url":"https:\/\/www.oliveboard.in\/blog\/","name":"Oliveboard","description":"Free Govt. Exam Alerts &amp; Resources","publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.oliveboard.in\/blog\/#organization","name":"Oliveboard","url":"https:\/\/www.oliveboard.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","width":150,"height":40,"caption":"Oliveboard"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Oliveboard","https:\/\/x.com\/Oliveboard","https:\/\/www.instagram.com\/oliveboard.in\/","https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1"]},{"@type":"Person","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c","name":"AditiOB","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","caption":"AditiOB"},"description":"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.","sameAs":["www.linkedin.com\/in\/aditi-chakraborty-131b3b379"]},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752846646","position":1,"url":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752846646","name":"1. What is the Employees\u2019 State Insurance Act, 1948?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Employees\u2019 State Insurance Act, 1948 is a social security law that provides medical and financial benefits to employees during sickness, maternity, disablement, and employment injury.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752847547","position":2,"url":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752847547","name":"2. Who administers the Employees\u2019 State Insurance Act, 1948?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Act is administered by the Employees\u2019 State Insurance Corporation (ESIC) under the Ministry of Labour and Employment.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752848374","position":3,"url":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752848374","name":"3. What is the objective of the ESI Act, 1948?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The main objective of the Act is to provide social security protection and healthcare support to employees and their dependents.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849278","position":4,"url":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849278","name":"4. What are the major benefits provided under the ESI Act, 1948?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The major benefits include medical benefit, sickness benefit, maternity benefit, disablement benefit, dependants\u2019 benefit, and funeral expenses.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849778","position":5,"url":"https:\/\/www.oliveboard.in\/blog\/employees-state-insurance-act-1948\/#faq-question-1790752849778","name":"5. What is the wage limit for coverage under the ESI Act, 1948?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Employees earning wages up to \u20b921,000 per month (\u20b925,000 for persons with disabilities) are covered under the ESI scheme.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/230220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/comments?post=230220"}],"version-history":[{"count":5,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/230220\/revisions"}],"predecessor-version":[{"id":253031,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/230220\/revisions\/253031"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media\/252991"}],"wp:attachment":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media?parent=230220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/categories?post=230220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/tags?post=230220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}