{"id":240476,"date":"2026-03-31T13:35:55","date_gmt":"2026-03-31T08:05:55","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=240476"},"modified":"2026-03-31T13:36:01","modified_gmt":"2026-03-31T08:06:01","slug":"banking-history-and-significance-quiz","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/","title":{"rendered":"Banking History &amp; Significance, FREE PDF and LIVE Quiz"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#Banking_History_Significance_FREE_PDF\" >Banking History &amp; Significance, FREE PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#Banking_History_Significance_LIVE_Quiz\" >Banking History &amp; Significance, LIVE Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#Sign_Up-2\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#Login-2\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#Forgot_Password-2\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-history-and-significance-quiz\/#i-2\" >&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Banking history in India explains how the banking system developed from simple moneylenders to modern banks we use today. This article covers important topics like the first banks in India, the RBI, bank nationalization, and major reforms. It also explains why banks are important for the economy. Along with this, you will get a FREE PDF for revision and a quiz to test your preparation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-banking-history-amp-significance-free-pdf\"><span class=\"ez-toc-section\" id=\"Banking_History_Significance_FREE_PDF\"><\/span>Banking History &amp; Significance, FREE PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Banking history in India shows how the financial system evolved from simple moneylending practices to a modern, regulated structure that supports economic growth. Over the years, major developments like the establishment of early banks, creation of the RBI, and nationalization have shaped today\u2019s banking system. Understanding this journey is important for banking awareness and competitive exams. This article provides a clear overview of banking history, key concepts, and its role in the economy, along with a FREE PDF for revision.<\/p>\n\n\n\n<p><strong>What this FREE PDF covers:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Complete timeline of Indian Banking (1770 to present)<\/li>\n\n\n\n<li>Pre-Independence Era: Bank of Hindustan, Presidency Banks, Imperial Bank<\/li>\n\n\n\n<li>Establishment of RBI (1935) and its nationalisation (1949)<\/li>\n\n\n\n<li>Formation of State Bank of India (1955)<\/li>\n\n\n\n<li>Bank Nationalisation (1969 &amp; 1980)<\/li>\n\n\n\n<li>Regional Rural Banks (RRBs) and financial inclusion<\/li>\n\n\n\n<li>LPG Reforms 1991 and banking sector transformation<\/li>\n\n\n\n<li>Entry of Private and Foreign Banks<\/li>\n\n\n\n<li>Modern Banking: Payment Banks &amp; Small Finance Banks<\/li>\n\n\n\n<li>Key Concepts: Assets, Liabilities, Financial Intermediation<\/li>\n\n\n\n<li>Important Banking \u201cFirsts\u201d for exams<\/li>\n\n\n\n<li>Significance of Banking in economic growth<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/banking-history-and-significance\/?ref=conttm-ba\" target=\"_blank\" rel=\"noreferrer noopener\">download Banking History &amp; Significance FREE PDF<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-banking-history-amp-significance-live-quiz\"><span class=\"ez-toc-section\" id=\"Banking_History_Significance_LIVE_Quiz\"><\/span>Banking History &amp; Significance, LIVE Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To strengthen your preparation, this section includes a quiz based on important banking history topics such as key dates, reforms, and concepts. Practicing these questions will help improve your accuracy, boost confidence, and make revision easier for competitive exams.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> Banking History &#038; Significance Quiz 1 <\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q1. Which bank was the first to be established on Indian soil in 1770?<\/p>\n<button data-correct=\"false\">A. Bank of Bengal<\/button>\n<button data-correct=\"true\">B. Bank of Hindustan<\/button>\n<button data-correct=\"false\">C. Imperial Bank of India<\/button>\n<button data-correct=\"false\">D. State Bank of India<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q2. Which company established the Bank of Hindustan?<\/p>\n<button data-correct=\"false\">A. East India Company<\/button>\n<button data-correct=\"true\">B. Alexander &#038; Co.<\/button>\n<button data-correct=\"false\">C. British India Corp<\/button>\n<button data-correct=\"false\">D. Dutch India Company<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q3. In which year did the Bank of Hindustan eventually shut down its operations?<\/p>\n<button data-correct=\"false\">A. 1806<\/button>\n<button data-correct=\"true\">B. 1832<\/button>\n<button data-correct=\"false\">C. 1843<\/button>\n<button data-correct=\"false\">D. 1855<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q4. Which three banks were known as the &#8220;Presidency Banks&#8221; during British rule?<\/p>\n<button data-correct=\"false\">A. RBI, SBI, PNB<\/button>\n<button data-correct=\"true\">B. Bank of Bengal, Bank of Bombay, Bank of Madras<\/button>\n<button data-correct=\"false\">C. Bank of India, Canara Bank, UCO Bank<\/button>\n<button data-correct=\"false\">D. Allahabad Bank, PNB, HSBC<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q5. When was the Bank of Bengal established?<\/p>\n<button data-correct=\"true\">A. 1806<\/button>\n<button data-correct=\"false\">B. 1840<\/button>\n<button data-correct=\"false\">C. 1843<\/button>\n<button data-correct=\"false\">D. 1770<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q6. In which year was the Bank of Bombay established?<\/p>\n<button data-correct=\"false\">A. 1806<\/button>\n<button data-correct=\"true\">B. 1840<\/button>\n<button data-correct=\"false\">C. 1843<\/button>\n<button data-correct=\"false\">D. 1921<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q7. In which year was the Bank of Madras established?<\/p>\n<button data-correct=\"false\">A. 1806<\/button>\n<button data-correct=\"false\">B. 1840<\/button>\n<button data-correct=\"true\">C. 1843<\/button>\n<button data-correct=\"false\">D. 1955<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q8. The three Presidency Banks were merged in 1921 to form which bank?<\/p>\n<button data-correct=\"false\">A. Reserve Bank of India<\/button>\n<button data-correct=\"false\">B. State Bank of India<\/button>\n<button data-correct=\"true\">C. Imperial Bank of India<\/button>\n<button data-correct=\"false\">D. Central Bank of India<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q9. On what date was the Imperial Bank of India formed?<\/p>\n<button data-correct=\"false\">A. 1 July 1955<\/button>\n<button data-correct=\"true\">B. 27 January 1921<\/button>\n<button data-correct=\"false\">C. 1 January 1949<\/button>\n<button data-correct=\"false\">D. 19 July 1969<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q10. Which bank is considered the largest bank in India today and was formerly the Imperial Bank of India?<\/p>\n<button data-correct=\"false\">A. PNB<\/button>\n<button data-correct=\"false\">B. HDFC<\/button>\n<button data-correct=\"true\">C. State Bank of India (SBI)<\/button>\n<button data-correct=\"false\">D. ICICI<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q11. When was the State Bank of India (SBI) officially nationalized and renamed?<\/p>\n<button data-correct=\"false\">A. 1 January 1949<\/button>\n<button data-correct=\"true\">B. 1 July 1955<\/button>\n<button data-correct=\"false\">C. 19 July 1969<\/button>\n<button data-correct=\"false\">D. 15 April 1980<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q12. Which commission recommended the setting up of a central bank (RBI) in India in 1926?<\/p>\n<button data-correct=\"true\">A. Hilton Young Commission<\/button>\n<button data-correct=\"false\">B. Gorwala Committee<\/button>\n<button data-correct=\"false\">C. Narasimham Committee<\/button>\n<button data-correct=\"false\">D. Simon Commission<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q13. Before the establishment of RBI, which bank acted as an unofficial central bank?<\/p>\n<button data-correct=\"false\">A. Bank of Bengal<\/button>\n<button data-correct=\"false\">B. Bank of Hindustan<\/button>\n<button data-correct=\"true\">C. Imperial Bank of India<\/button>\n<button data-correct=\"false\">D. PNB<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q14. When was the Reserve Bank of India (RBI) established?<\/p>\n<button data-correct=\"false\">A. 1921<\/button>\n<button data-correct=\"true\">B. 1935<\/button>\n<button data-correct=\"false\">C. 1949<\/button>\n<button data-correct=\"false\">D. 1955<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q15. On what date was the RBI nationalized?<\/p>\n<button data-correct=\"false\">A. 1 July 1955<\/button>\n<button data-correct=\"true\">B. 1 January 1949<\/button>\n<button data-correct=\"false\">C. 19 July 1969<\/button>\n<button data-correct=\"false\">D. 15 August 1947<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q16. Which global event in 1929 accelerated the need for a regulatory banking body like RBI in India?<\/p>\n<button data-correct=\"false\">A. World War I<\/button>\n<button data-correct=\"true\">B. The Great Depression<\/button>\n<button data-correct=\"false\">C. Industrial Revolution<\/button>\n<button data-correct=\"false\">D. Quit India Movement<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q17. During the Great Depression, global unemployment reached what level?<\/p>\n<button data-correct=\"false\">A. 10%<\/button>\n<button data-correct=\"true\">B. 25%<\/button>\n<button data-correct=\"false\">C. 50%<\/button>\n<button data-correct=\"false\">D. 5%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q18. Which bank is described as the first bank in India &#8220;fully managed and owned by Indians&#8221;?<\/p>\n<button data-correct=\"false\">A. Allahabad Bank<\/button>\n<button data-correct=\"true\">B. Punjab National Bank (PNB)<\/button>\n<button data-correct=\"false\">C. Central Bank of India<\/button>\n<button data-correct=\"false\">D. Bank of Baroda<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q19. When was Punjab National Bank (PNB) established?<\/p>\n<button data-correct=\"false\">A. 1865<\/button>\n<button data-correct=\"true\">B. 1894<\/button>\n<button data-correct=\"false\">C. 1921<\/button>\n<button data-correct=\"false\">D. 1906<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q20. Who were the key founders of Punjab National Bank?<\/p>\n<button data-correct=\"false\">A. Mahatma Gandhi<\/button>\n<button data-correct=\"true\">B. Lala Lajpat Rai and Dayal Singh Majithia<\/button>\n<button data-correct=\"false\">C. Jawaharlal Nehru<\/button>\n<button data-correct=\"false\">D. Dadabhai Naoroji<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q21. Which bank, established in 1865, is one of the oldest banks still in operation?<\/p>\n<button data-correct=\"false\">A. PNB<\/button>\n<button data-correct=\"true\">B. Allahabad Bank<\/button>\n<button data-correct=\"false\">C. SBI<\/button>\n<button data-correct=\"false\">D. HSBC<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q22. On July 19, 1969, how many major banks were nationalized by the Indian government?<\/p>\n<button data-correct=\"false\">A. 6<\/button>\n<button data-correct=\"true\">B. 14<\/button>\n<button data-correct=\"false\">C. 20<\/button>\n<button data-correct=\"false\">D. 27<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q23. What was the capital requirement (deposit size) for the 14 banks nationalized in 1969?<\/p>\n<button data-correct=\"false\">A. 10 Crore<\/button>\n<button data-correct=\"true\">B. 50 Crore<\/button>\n<button data-correct=\"false\">C. 200 Crore<\/button>\n<button data-correct=\"false\">D. 500 Crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q24. How many more banks were nationalized in the second phase in 1980?<\/p>\n<button data-correct=\"false\">A. 4<\/button>\n<button data-correct=\"true\">B. 6<\/button>\n<button data-correct=\"false\">C. 10<\/button>\n<button data-correct=\"false\">D. 12<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q25. What was the capital requirement for the 6 banks nationalized in 1980?<\/p>\n<button data-correct=\"false\">A. 50 Crore<\/button>\n<button data-correct=\"false\">B. 100 Crore<\/button>\n<button data-correct=\"true\">C. 200 Crore<\/button>\n<button data-correct=\"false\">D. 500 Crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q26. What is the main reason banks are called the &#8220;Pillars of the Economy&#8221;?<\/p>\n<button data-correct=\"false\">A. They provide free services<\/button>\n<button data-correct=\"true\">B. They act as financial intermediaries between savers and borrowers<\/button>\n<button data-correct=\"false\">C. They print all the currency<\/button>\n<button data-correct=\"false\">D. They are owned by the public<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q27. In banking terms, what are considered a bank&#8217;s &#8220;Assets&#8221;?<\/p>\n<button data-correct=\"false\">A. Deposits from customers<\/button>\n<button data-correct=\"true\">B. Loans given to customers<\/button>\n<button data-correct=\"false\">C. The bank building<\/button>\n<button data-correct=\"false\">D. Employee salaries<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q28. Why are customer deposits considered &#8220;Liabilities&#8221; for a bank?<\/p>\n<button data-correct=\"false\">A. Because they are a burden<\/button>\n<button data-correct=\"true\">B. Because the bank must return this money to the customer<\/button>\n<button data-correct=\"false\">C. Because deposits don&#8217;t earn interest<\/button>\n<button data-correct=\"false\">D. Because they are taxed heavily<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q29. What does the acronym &#8220;DSIB&#8221; stand for?<\/p>\n<button data-correct=\"false\">A. District Systemic Important Banks<\/button>\n<button data-correct=\"true\">B. Domestic Systemically Important Banks<\/button>\n<button data-correct=\"false\">C. Direct Saving Investment Banks<\/button>\n<button data-correct=\"false\">D. Daily Standard Indian Banking<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q30. How many Public Sector Banks (Nationalized Banks) are there in India currently?<\/p>\n<button data-correct=\"false\">A. 27<\/button>\n<button data-correct=\"false\">B. 20<\/button>\n<button data-correct=\"true\">C. 12<\/button>\n<button data-correct=\"false\">D. 14<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-1');\n  const STORAGE_KEY = 'quiz_1_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 15 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/last-6-months-current-affairs-quiz\/?ref=conttm-ba\" target=\"_blank\" rel=\"noreferrer noopener\">check last 6 months current affairs<\/a><\/div>\n<\/div>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-2-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-2-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-2 * { box-sizing: border-box; }\n\n#quiz-2 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-2 h2 {\n  text-align: center;\n}\n\n#quiz-2 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-2 .question p {\n  font-weight: bold;\n}\n\n#quiz-2 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-2 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-2 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-2 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-2 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-2 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-2 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-2 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-2 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-2 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-2 .bar-attempted { background: #2196f3; }\n#quiz-2 .bar-correct { background: #4caf50; }\n#quiz-2 .bar-wrong { background: #f44336; }\n#quiz-2 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-2 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-2 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-2\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-2-sticky-header\">\n  <span> Banking History &#038; Significance Quiz 2 <\/span>\n  <span id=\"quiz-2-score-badge\">Score: <strong id=\"quiz-2-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q31. What is the primary source of income for a bank?<\/p>\n<button data-correct=\"false\">A. Account maintenance fees<\/button>\n<button data-correct=\"true\">B. The difference between interest earned on loans and interest paid on deposits<\/button>\n<button data-correct=\"false\">C. Government subsidies<\/button>\n<button data-correct=\"false\">D. ATM withdrawal charges<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q32. Which bank is currently the only &#8220;Public Sector Bank&#8221; that is not technically a &#8220;Nationalized Bank&#8221; because it was created by a specific Act of Parliament?<\/p>\n<button data-correct=\"false\">A. Bank of Baroda<\/button>\n<button data-correct=\"false\">B. Punjab National Bank<\/button>\n<button data-correct=\"true\">C. State Bank of India<\/button>\n<button data-correct=\"false\">D. Canara Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q33. How many banks were nationalized during the second phase in April 1980?<\/p>\n<button data-correct=\"false\">A. 4<\/button>\n<button data-correct=\"true\">B. 6<\/button>\n<button data-correct=\"false\">C. 8<\/button>\n<button data-correct=\"false\">D. 10<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q34. What was the main objective behind the nationalization of banks in 1969?<\/p>\n<button data-correct=\"false\">A. To increase profits for the government<\/button>\n<button data-correct=\"true\">B. To ensure credit reaches the agriculture and MSME sectors (Financial Inclusion)<\/button>\n<button data-correct=\"false\">C. To stop foreign banks from entering India<\/button>\n<button data-correct=\"false\">D. To reduce the number of bank employees<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q35. Before 1969, most banks in India were primarily serving which sector?<\/p>\n<button data-correct=\"false\">A. Agriculture<\/button>\n<button data-correct=\"true\">B. Large Industries and Corporate houses<\/button>\n<button data-correct=\"false\">C. Rural farmers<\/button>\n<button data-correct=\"false\">D. Small scale handloom weavers<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q36. Which of the following is NOT a Domestic Systemically Important Bank (D-SIB) in India?<\/p>\n<button data-correct=\"false\">A. SBI<\/button>\n<button data-correct=\"false\">B. ICICI Bank<\/button>\n<button data-correct=\"false\">C. HDFC Bank<\/button>\n<button data-correct=\"true\">D. Punjab National Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q37. D-SIBs are often referred to by what phrase due to their importance to the economy?<\/p>\n<button data-correct=\"false\">A. Small but Mighty<\/button>\n<button data-correct=\"true\">B. Too Big to Fail<\/button>\n<button data-correct=\"false\">C. Government Backed Only<\/button>\n<button data-correct=\"false\">D. The Risky Trio<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q38. In the context of the 1929 Great Depression, what happened to the GDP of the United States?<\/p>\n<button data-correct=\"false\">A. It stayed the same<\/button>\n<button data-correct=\"false\">B. It dropped by approximately 15%<\/button>\n<button data-correct=\"true\">C. It dropped by approximately 30%<\/button>\n<button data-correct=\"false\">D. It doubled<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q39. Who was the Prime Minister of India during the first major wave of bank nationalization in 1969?<\/p>\n<button data-correct=\"false\">A. Jawaharlal Nehru<\/button>\n<button data-correct=\"false\">B. Lal Bahadur Shastri<\/button>\n<button data-correct=\"true\">C. Indira Gandhi<\/button>\n<button data-correct=\"false\">D. Morarji Desai<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q40. The &#8220;Oudh Commercial Bank,&#8221; established in 1881, was significant because:<\/p>\n<button data-correct=\"false\">A. It was the first bank to use computers<\/button>\n<button data-correct=\"true\">B. It was the first bank with limited liability managed by an Indian board<\/button>\n<button data-correct=\"false\">C. It never failed<\/button>\n<button data-correct=\"false\">D. It was owned by the Queen<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q41. Which bank was established in 1911 and is often called the first &#8220;Truly Swadeshi&#8221; bank because it was totally owned and managed by Indians?<\/p>\n<button data-correct=\"false\">A. Bank of India<\/button>\n<button data-correct=\"true\">B. Central Bank of India<\/button>\n<button data-correct=\"false\">C. Union Bank of India<\/button>\n<button data-correct=\"false\">D. Canara Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q42. What happened to the New Bank of India in 1993?<\/p>\n<button data-correct=\"false\">A. It closed down<\/button>\n<button data-correct=\"true\">B. It was merged with Punjab National Bank<\/button>\n<button data-correct=\"false\">C. It became a private bank<\/button>\n<button data-correct=\"false\">D. It was renamed as Axis Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q43. Which bank was the first to introduce ATM (Automated Teller Machine) technology in India in 1987?<\/p>\n<button data-correct=\"false\">A. SBI<\/button>\n<button data-correct=\"true\">B. HSBC (Mumbai)<\/button>\n<button data-correct=\"false\">C. ICICI<\/button>\n<button data-correct=\"false\">D. Citibank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q44. Why did the Hilton Young Commission suggest the creation of the RBI?<\/p>\n<button data-correct=\"true\">A. To separate the control of currency and credit from the government<\/button>\n<button data-correct=\"false\">B. To make more profit<\/button>\n<button data-correct=\"false\">C. To help the British East India Company<\/button>\n<button data-correct=\"false\">D. To compete with American banks<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q45. Which of the following is an example of a &#8220;Liability&#8221; for a customer but an &#8220;Asset&#8221; for the bank?<\/p>\n<button data-correct=\"false\">A. Savings Account<\/button>\n<button data-correct=\"false\">B. Fixed Deposit<\/button>\n<button data-correct=\"true\">C. Education Loan<\/button>\n<button data-correct=\"false\">D. Current Account<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q46. Which city served as the initial headquarters of the RBI before it moved to Mumbai in 1937?<\/p>\n<button data-correct=\"false\">A. Delhi<\/button>\n<button data-correct=\"false\">B. Chennai<\/button>\n<button data-correct=\"true\">C. Kolkata<\/button>\n<button data-correct=\"false\">D. Lucknow<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q47. The Swadeshi Movement (1906) led to the birth of many Indian banks. Which of these was founded during that era?<\/p>\n<button data-correct=\"false\">A. Bank of Baroda<\/button>\n<button data-correct=\"false\">B. Bank of India<\/button>\n<button data-correct=\"false\">C. Canara Bank<\/button>\n<button data-correct=\"true\">D. All of the above<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q48. What is the &#8220;Spread&#8221; in banking?<\/p>\n<button data-correct=\"false\">A. The number of branches a bank has<\/button>\n<button data-correct=\"true\">B. The difference between the interest rate charged to borrowers and the interest rate paid to depositors<\/button>\n<button data-correct=\"false\">C. The physical distance between ATMs<\/button>\n<button data-correct=\"false\">D. The variety of loan products<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q49. Which Act governs the functions and operations of the Reserve Bank of India?<\/p>\n<button data-correct=\"false\">A. Banking Regulation Act 1949<\/button>\n<button data-correct=\"true\">B. RBI Act 1934<\/button>\n<button data-correct=\"false\">C. Companies Act 2013<\/button>\n<button data-correct=\"false\">D. Negotiable Instruments Act 1881<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q50. When a bank provides a safe deposit locker to a customer, what is the relationship between the bank and the customer?<\/p>\n<button data-correct=\"false\">A. Debtor-Creditor<\/button>\n<button data-correct=\"true\">B. Lessor-Lessee<\/button>\n<button data-correct=\"false\">C. Agent-Principal<\/button>\n<button data-correct=\"false\">D. Trustee-Beneficiary<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q51. Which of the following banks was NOT among the 14 nationalized in 1969?<\/p>\n<button data-correct=\"false\">A. Central Bank of India<\/button>\n<button data-correct=\"false\">B. Bank of India<\/button>\n<button data-correct=\"true\">C. Andhra Bank (It was nationalized in 1980)<\/button>\n<button data-correct=\"false\">D. Dena Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q52. What is the significance of the &#8220;Banking Regulation Act, 1949&#8221;?<\/p>\n<button data-correct=\"true\">A. It gave RBI the power to supervise and control commercial banks<\/button>\n<button data-correct=\"false\">B. It established the SBI<\/button>\n<button data-correct=\"false\">C. It allowed foreign banks to buy Indian banks<\/button>\n<button data-correct=\"false\">D. It removed the need for bank licenses<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q53. Which bank&#8217;s failure in the early 1900s highlighted the need for better regulation in the Indian banking system?<\/p>\n<button data-correct=\"false\">A. Arbuthnot &#038; Co<\/button>\n<button data-correct=\"false\">B. Bank of Hindustan<\/button>\n<button data-correct=\"false\">C. Alliance Bank of Simla<\/button>\n<button data-correct=\"true\">D. Both A and C<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q54. What does &#8220;Financial Intermediation&#8221; mean?<\/p>\n<button data-correct=\"false\">A. Printing money<\/button>\n<button data-correct=\"true\">B. Channeling funds from people who have extra money to those who need it for productive purposes<\/button>\n<button data-correct=\"false\">C. Settling disputes between banks<\/button>\n<button data-correct=\"false\">D. Selling insurance only<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q55. In which year did the Imperial Bank of India receive the right to manage government banking operations?<\/p>\n<button data-correct=\"true\">A. 1921<\/button>\n<button data-correct=\"false\">B. 1935<\/button>\n<button data-correct=\"false\">C. 1955<\/button>\n<button data-correct=\"false\">D. 1806<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q56. Which bank is the &#8220;Lender of Last Resort&#8221; in the Indian economy?<\/p>\n<button data-correct=\"false\">A. SBI<\/button>\n<button data-correct=\"false\">B. PNB<\/button>\n<button data-correct=\"true\">C. RBI<\/button>\n<button data-correct=\"false\">D. World Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q57. The term &#8220;Scheduled Bank&#8221; refers to banks listed in which schedule of the RBI Act?<\/p>\n<button data-correct=\"false\">A. First Schedule<\/button>\n<button data-correct=\"true\">B. Second Schedule<\/button>\n<button data-correct=\"false\">C. Third Schedule<\/button>\n<button data-correct=\"false\">D. Fourth Schedule<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q58. Which of the following is a primary function of a bank?<\/p>\n<button data-correct=\"false\">A. Accepting Deposits<\/button>\n<button data-correct=\"false\">B. Advancing Loans<\/button>\n<button data-correct=\"true\">C. Both A and B<\/button>\n<button data-correct=\"false\">D. Selling Real Estate<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q59. Which bank was merged into the Bank of Baroda in 2019 along with Vijaya Bank?<\/p>\n<button data-correct=\"true\">A. Dena Bank<\/button>\n<button data-correct=\"false\">B. Oriental Bank of Commerce<\/button>\n<button data-correct=\"false\">C. Syndicate Bank<\/button>\n<button data-correct=\"false\">D. Corporation Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q60. What is the main reason why banking history is studied in Banking Awareness?<\/p>\n<button data-correct=\"false\">A. To memorize dates for fun<\/button>\n<button data-correct=\"true\">B. To understand the evolution of the financial system and the reasons behind current regulations<\/button>\n<button data-correct=\"false\">C. To know about British history<\/button>\n<button data-correct=\"false\">D. To understand how to print currency<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up-2\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login-2\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password-2\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div 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