{"id":240862,"date":"2026-03-29T23:00:57","date_gmt":"2026-03-29T17:30:57","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=240862"},"modified":"2026-03-30T00:39:14","modified_gmt":"2026-03-29T19:09:14","slug":"difference-between-bank-and-nbfc-quiz","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/","title":{"rendered":"Difference Between Bank and NBFC, FREE Quiz &amp; PDF"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#Difference_Between_Bank_and_NBFC_FREE_Notes_PDF\" >Difference Between Bank and NBFC, FREE Notes PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#Difference_Between_Bank_and_NBFC_FREE_Live_Quiz\" >Difference Between Bank and NBFC, FREE Live Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#Sign_Up-2\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#Login-2\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#Forgot_Password-2\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/difference-between-bank-and-nbfc-quiz\/#i-2\" >&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The difference between banks and non-banking financial companies (NBFCs) is a crucial topic for aspirants preparing for banking and insurance exams like NABARD DA, IBPS, SBI, and RBI. Questions are often conceptual and focus on functions, regulatory differences, and financial roles in the economy.<\/p>\n\n\n\n<p>A clear understanding of this topic not only helps you score better in the exam but also builds strong financial awareness for real-world applications. In this article, you will get complete support resources, including FREE notes PDF and a FREE live quiz, to help you revise and practice effectively.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-difference-between-bank-and-nbfc-free-notes-pdf\"><span class=\"ez-toc-section\" id=\"Difference_Between_Bank_and_NBFC_FREE_Notes_PDF\"><\/span>Difference Between Bank and NBFC, FREE Notes PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To help you with quick and effective revision, we have compiled concise and exam-oriented notes covering all important aspects of banks and NBFCs. These notes are designed as per the latest exam trends and syllabus requirements. They are short, structured, and revision-friendly\u2014ideal for last-minute preparation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What you\u2019ll get in the notes:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Meaning and definition of Banks and NBFCs<\/li>\n\n\n\n<li>Key differences between Banks and NBFCs<\/li>\n\n\n\n<li>Functions and roles in the financial system<\/li>\n\n\n\n<li>Governing Acts and RBI regulations<\/li>\n\n\n\n<li>Deposit acceptance rules<\/li>\n\n\n\n<li>Payment system participation (RTGS, NEFT, etc.)<\/li>\n\n\n\n<li>DICGC insurance coverage<\/li>\n\n\n\n<li>Net Owned Fund (NOF) requirements for NBFCs<\/li>\n\n\n\n<li>Types of Banks (Commercial, RRBs, Cooperative, SFBs, Payment Banks)<\/li>\n\n\n\n<li>Types of NBFCs (AFC, MFI, IFC, CIC, etc.)<\/li>\n\n\n\n<li>Important exam-oriented facts and concepts<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/difference-between-bank-and-nbfc\/?ref=conttm-ba\" target=\"_blank\" rel=\"noreferrer noopener\">Download your FREE Difference Between Bank and NBFC Notes PDF now<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-difference-between-bank-and-nbfc-free-live-quiz\"><span class=\"ez-toc-section\" id=\"Difference_Between_Bank_and_NBFC_FREE_Live_Quiz\"><\/span>Difference Between Bank and NBFC, FREE Live Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Practicing questions is the best way to test your understanding and improve accuracy. Our FREE Live Quiz is designed to simulate real exam conditions and help you evaluate your preparation level. Attempt the FREE Live Quiz on the Difference Between a Bank and an NBFC and assess your performance now.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> Difference Between Bank and NBFC Quiz 1 <\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q1. What is the primary function of a bank according to the transcript?<\/p>\n<button data-correct=\"false\">A) Manufacturing goods<\/button>\n<button data-correct=\"true\">B) Accepting deposits and providing loans<\/button>\n<button data-correct=\"false\">C) Selling insurance only<\/button>\n<button data-correct=\"false\">D) Trading in the stock market<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q2. Which act typically governs the registration of an NBFC?<\/p>\n<button data-correct=\"false\">A) Banking Regulation Act 1949<\/button>\n<button data-correct=\"true\">B) Companies Act 1956 \/ 2013<\/button>\n<button data-correct=\"false\">C) RBI Act 1934<\/button>\n<button data-correct=\"false\">D) SEBI Act 1992<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q3. Can an NBFC use the word &#8220;Bank&#8221; in its name?<\/p>\n<button data-correct=\"false\">A) Yes, if it has a high turnover<\/button>\n<button data-correct=\"true\">B) No, it is not authorized to use the word &#8220;Bank&#8221;<\/button>\n<button data-correct=\"false\">C) Yes, with SEBI&#8217;s permission<\/button>\n<button data-correct=\"false\">D) Only if it provides credit cards<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q4. Which of the following is a key difference regarding deposits between banks and most NBFCs?<\/p>\n<button data-correct=\"false\">A) NBFCs can accept demand deposits like savings accounts<\/button>\n<button data-correct=\"false\">B) Banks cannot accept fixed deposits<\/button>\n<button data-correct=\"true\">C) NBFCs (unless specifically authorized) cannot accept demand deposits<\/button>\n<button data-correct=\"false\">D) There is no difference<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q5. Do NBFCs form a part of the Payment and Settlement System?<\/p>\n<button data-correct=\"false\">A) Yes, they are the main part<\/button>\n<button data-correct=\"true\">B) No, they do not form a part of it<\/button>\n<button data-correct=\"false\">C) Only if they are registered under the Companies Act<\/button>\n<button data-correct=\"false\">D) Only during emergencies<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q6. Can an NBFC issue checks drawn on itself?<\/p>\n<button data-correct=\"false\">A) Yes, all NBFCs can<\/button>\n<button data-correct=\"true\">B) No, they cannot issue checks drawn on themselves<\/button>\n<button data-correct=\"false\">C) Only for corporate clients<\/button>\n<button data-correct=\"false\">D) Only for amounts above 10 lakhs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q7. Which organization provides deposit insurance for bank customers but not for NBFC depositors?<\/p>\n<button data-correct=\"false\">A) SEBI<\/button>\n<button data-correct=\"false\">B) IRDAI<\/button>\n<button data-correct=\"true\">C) DICGC<\/button>\n<button data-correct=\"false\">D) NHB<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q8. What is the maximum insurance amount provided by DICGC per depositor in a bank?<\/p>\n<button data-correct=\"false\">A) 1 Lakh<\/button>\n<button data-correct=\"false\">B) 2 Lakhs<\/button>\n<button data-correct=\"true\">C) 5 Lakhs<\/button>\n<button data-correct=\"false\">D) 10 Lakhs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q9. Banks are registered and regulated under which specific act?<\/p>\n<button data-correct=\"false\">A) Companies Act 2013<\/button>\n<button data-correct=\"true\">B) Banking Regulation Act 1949<\/button>\n<button data-correct=\"false\">C) NABARD Act<\/button>\n<button data-correct=\"false\">D) Finance Act<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q10. Which entity grants the banking license to banks?<\/p>\n<button data-correct=\"false\">A) Central Government<\/button>\n<button data-correct=\"false\">B) SEBI<\/button>\n<button data-correct=\"true\">C) RBI<\/button>\n<button data-correct=\"false\">D) Finance Ministry<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q11. What is the term for the maximum amount of capital a company is authorized to raise?<\/p>\n<button data-correct=\"false\">A) Paid-up Capital<\/button>\n<button data-correct=\"false\">B) Called-up Capital<\/button>\n<button data-correct=\"true\">C) Authorized Capital<\/button>\n<button data-correct=\"false\">D) Reserve Capital<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q12. If a company has 1 lakh shares at \u20b910 each, what is its total authorized capital?<\/p>\n<button data-correct=\"false\">A) 1 Lakh<\/button>\n<button data-correct=\"true\">B) 10 Lakhs<\/button>\n<button data-correct=\"false\">C) 1 Crore<\/button>\n<button data-correct=\"false\">D) 50 Lakhs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q13. What is &#8220;Called-up Capital&#8221;?<\/p>\n<button data-correct=\"false\">A) The total amount received from investors<\/button>\n<button data-correct=\"true\">B) The amount the company has actually asked shareholders to pay<\/button>\n<button data-correct=\"false\">C) The maximum capital allowed by the government<\/button>\n<button data-correct=\"false\">D) Capital kept for emergencies<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q14. What is &#8220;Paid-up Capital&#8221;?<\/p>\n<button data-correct=\"false\">A) The amount the company plans to ask for in the future<\/button>\n<button data-correct=\"true\">B) The actual amount received by the company from its investors<\/button>\n<button data-correct=\"false\">C) The amount returned to investors<\/button>\n<button data-correct=\"false\">D) The interest paid on capital<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q15. What is &#8220;Reserve Capital&#8221;?<\/p>\n<button data-correct=\"false\">A) Capital used for daily expenses<\/button>\n<button data-correct=\"true\">B) Capital that can only be called up if the company is winding up<\/button>\n<button data-correct=\"false\">C) Capital used for advertising<\/button>\n<button data-correct=\"false\">D) Capital borrowed from other banks<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q16. According to the transcript, what was the initial Net Owned Fund (NOF) requirement for most NBFCs?<\/p>\n<button data-correct=\"false\">A) 50 Lakhs<\/button>\n<button data-correct=\"false\">B) 1 Crore<\/button>\n<button data-correct=\"true\">C) 2 Crores to 5 Crores<\/button>\n<button data-correct=\"false\">D) 100 Crores<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q17. As of October 2022, what is the updated NOF requirement for NBFCs?<\/p>\n<button data-correct=\"false\">A) 5 Crores<\/button>\n<button data-correct=\"true\">B) 10 Crores<\/button>\n<button data-correct=\"false\">C) 20 Crores<\/button>\n<button data-correct=\"false\">D) 50 Crores<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q18. What are Net Owned Funds (NOF)?<\/p>\n<button data-correct=\"false\">A) Only the loans taken by the company<\/button>\n<button data-correct=\"true\">B) Paid-up equity capital plus reserves, minus accumulated losses and intangible assets<\/button>\n<button data-correct=\"false\">C) The total cash in the vault<\/button>\n<button data-correct=\"false\">D) The salary paid to employees<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q19. To increase authorized capital, whose permission is required?<\/p>\n<button data-correct=\"false\">A) Only the CEO<\/button>\n<button data-correct=\"true\">B) Shareholders and the Government<\/button>\n<button data-correct=\"false\">C) Only the local bank manager<\/button>\n<button data-correct=\"false\">D) No permission is needed<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q20. Which of these is NOT required to register with RBI as an NBFC because they are regulated by other bodies?<\/p>\n<button data-correct=\"false\">A) Insurance Companies<\/button>\n<button data-correct=\"false\">B) Housing Finance Companies<\/button>\n<button data-correct=\"false\">C) Merchant Banking Companies<\/button>\n<button data-correct=\"true\">D) All of the above<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q21. Which body regulates Housing Finance Companies?<\/p>\n<button data-correct=\"false\">A) SEBI<\/button>\n<button data-correct=\"true\">B) National Housing Bank (NHB)<\/button>\n<button data-correct=\"false\">C) IRDAI<\/button>\n<button data-correct=\"false\">D) PFRDA<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q22. Which organization regulates Stock Exchanges and Mutual Benefit Companies?<\/p>\n<button data-correct=\"false\">A) RBI<\/button>\n<button data-correct=\"true\">B) SEBI<\/button>\n<button data-correct=\"false\">C) NHB<\/button>\n<button data-correct=\"false\">D) DICGC<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q23. How can NBFCs be categorized based on their liabilities?<\/p>\n<button data-correct=\"false\">A) Large and Small<\/button>\n<button data-correct=\"false\">B) Government and Private<\/button>\n<button data-correct=\"true\">C) Deposit Accepting and Non-Deposit Accepting<\/button>\n<button data-correct=\"false\">D) Urban and Rural<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q24. What determines if an NBFC is &#8220;Systemically Important&#8221;?<\/p>\n<button data-correct=\"false\">A) The number of employees<\/button>\n<button data-correct=\"true\">B) Its asset size and role in the financial ecosystem<\/button>\n<button data-correct=\"false\">C) The location of its head office<\/button>\n<button data-correct=\"false\">D) The color of its logo<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q25. What is the primary activity of an Asset Finance Company (AFC)?<\/p>\n<button data-correct=\"false\">A) Selling groceries<\/button>\n<button data-correct=\"true\">B) Financing physical assets like vehicles and tractors<\/button>\n<button data-correct=\"false\">C) Providing only personal loans<\/button>\n<button data-correct=\"false\">D) Managing government pensions<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q26. Mahindra &#038; Mahindra Financial Services is given as an example of which type of NBFC?<\/p>\n<button data-correct=\"false\">A) Micro Finance Institution<\/button>\n<button data-correct=\"false\">B) Mortgage Guarantee Company<\/button>\n<button data-correct=\"true\">C) Asset Finance Company (AFC)<\/button>\n<button data-correct=\"false\">D) Chit Fund<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q27. What is the principal business of a &#8220;Loan Company&#8221;?<\/p>\n<button data-correct=\"false\">A) Buying real estate<\/button>\n<button data-correct=\"true\">B) Providing loans and advances (like personal loans)<\/button>\n<button data-correct=\"false\">C) Printing currency<\/button>\n<button data-correct=\"false\">D) Clearing checks<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q28. For a Mortgage Guarantee Company, what percentage of its turnover should come from mortgage guarantee business?<\/p>\n<button data-correct=\"false\">A) 50%<\/button>\n<button data-correct=\"false\">B) 75%<\/button>\n<button data-correct=\"true\">C) 90%<\/button>\n<button data-correct=\"false\">D) 100%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q29. What is the maximum NOF for a Mortgage Guarantee Company mentioned?<\/p>\n<button data-correct=\"false\">A) 2 Crores<\/button>\n<button data-correct=\"false\">B) 10 Crores<\/button>\n<button data-correct=\"true\">C) 100 Crores<\/button>\n<button data-correct=\"false\">D) 500 Crores<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q30. What is the main activity of a Core Investment Company (CIC)?<\/p>\n<button data-correct=\"false\">A) Opening savings accounts<\/button>\n<button data-correct=\"true\">B) Acquisition of shares and securities<\/button>\n<button data-correct=\"false\">C) Selling agricultural equipment<\/button>\n<button data-correct=\"false\">D) Providing insurance<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-1');\n  const STORAGE_KEY = 'quiz_1_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 15 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/monthly-current-affairs\/?ref=conttm-ba\" target=\"_blank\" rel=\"noreferrer noopener\">Check out Monthly current affairs PDF<\/a><\/div>\n<\/div>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-2-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-2-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-2 * { box-sizing: border-box; }\n\n#quiz-2 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-2 h2 {\n  text-align: center;\n}\n\n#quiz-2 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-2 .question p {\n  font-weight: bold;\n}\n\n#quiz-2 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-2 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-2 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-2 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-2 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-2 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-2 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-2 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-2 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-2 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-2 .bar-attempted { background: #2196f3; }\n#quiz-2 .bar-correct { background: #4caf50; }\n#quiz-2 .bar-wrong { background: #f44336; }\n#quiz-2 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-2 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-2 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-2\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-2-sticky-header\">\n  <span> Difference Between Bank and NBFC Quiz 2 <\/span>\n  <span id=\"quiz-2-score-badge\">Score: <strong id=\"quiz-2-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q31. Are NBFC-MFIs typically deposit-taking or non-deposit taking?<\/p>\n<button data-correct=\"false\">A) Deposit-taking<\/button>\n<button data-correct=\"true\">B) Non-deposit taking<\/button>\n<button data-correct=\"false\">C) Both<\/button>\n<button data-correct=\"false\">D) They are not NBFCs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q32. What percentage of an NBFC-MFI&#8217;s assets must be in the form of qualifying assets (loans)?<\/p>\n<button data-correct=\"false\">A) 50%<\/button>\n<button data-correct=\"false\">B) 70%<\/button>\n<button data-correct=\"true\">C) 85%<\/button>\n<button data-correct=\"false\">D) 100%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q33. What was the initial household income limit for a rural borrower to qualify for an MFI loan?<\/p>\n<button data-correct=\"false\">A) Not exceeding 50,000<\/button>\n<button data-correct=\"true\">B) Not exceeding 1 Lakh<\/button>\n<button data-correct=\"false\">C) Not exceeding 2 Lakhs<\/button>\n<button data-correct=\"false\">D) No limit<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q34. What was the initial household income limit for an urban\/semi-urban borrower for an MFI loan?<\/p>\n<button data-correct=\"false\">A) 1 Lakh<\/button>\n<button data-correct=\"true\">B) 1.60 Lakhs<\/button>\n<button data-correct=\"false\">C) 3 Lakhs<\/button>\n<button data-correct=\"false\">D) 5 Lakhs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q35. In the first cycle of an MFI loan, the loan amount should generally not exceed:<\/p>\n<button data-correct=\"false\">A) 10,000<\/button>\n<button data-correct=\"true\">B) 50,000<\/button>\n<button data-correct=\"false\">C) 1 Lakh<\/button>\n<button data-correct=\"false\">D) 2 Lakhs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q36. What is the maximum total indebtedness of a borrower for MFI loans mentioned?<\/p>\n<button data-correct=\"false\">A) 50,000<\/button>\n<button data-correct=\"true\">B) 1 Lakh<\/button>\n<button data-correct=\"false\">C) 1.5 Lakhs<\/button>\n<button data-correct=\"false\">D) 2 Lakhs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q37. What was the minimum tenure for MFI loans above a certain amount (initial rules)?<\/p>\n<button data-correct=\"false\">A) 6 months<\/button>\n<button data-correct=\"false\">B) 12 months<\/button>\n<button data-correct=\"true\">C) 24 months<\/button>\n<button data-correct=\"false\">D) 60 months<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q38. MFI stands for:<\/p>\n<button data-correct=\"false\">A) Macro Finance Institution<\/button>\n<button data-correct=\"true\">B) Micro Finance Institution<\/button>\n<button data-correct=\"false\">C) Money Fund Investment<\/button>\n<button data-correct=\"false\">D) Mutual Finance Index<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q39. Do MFIs provide &#8220;small-scale&#8221; or &#8220;large-scale&#8221; finance?<\/p>\n<button data-correct=\"false\">A) Large-scale<\/button>\n<button data-correct=\"true\">B) Small-scale (Lagu Vitta)<\/button>\n<button data-correct=\"false\">C) Only international finance<\/button>\n<button data-correct=\"false\">D) Only corporate finance<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q40. Which of the following is a criterion for an MFI loan borrower?<\/p>\n<button data-correct=\"false\">A) Must own a factory<\/button>\n<button data-correct=\"true\">B) Must meet specific household income limits<\/button>\n<button data-correct=\"false\">C) Must have a credit score of 900<\/button>\n<button data-correct=\"false\">D) Must be a government employee<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q41. What does IPO stand for?<\/p>\n<button data-correct=\"false\">A) Internal Profit Order<\/button>\n<button data-correct=\"true\">B) Initial Public Offering<\/button>\n<button data-correct=\"false\">C) International Payment Office<\/button>\n<button data-correct=\"false\">D) Investment Portfolio Option<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q42. Why do companies issue shares (IPO) instead of taking loans?<\/p>\n<button data-correct=\"false\">A) To increase their interest burden<\/button>\n<button data-correct=\"true\">B) To avoid financial burden of interest and share risk\/ownership<\/button>\n<button data-correct=\"false\">C) Because banks never give loans to companies<\/button>\n<button data-correct=\"false\">D) To avoid paying taxes<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q43. What happens to a shareholder if the company makes a profit?<\/p>\n<button data-correct=\"false\">A) They must pay the company more money<\/button>\n<button data-correct=\"true\">B) They receive a portion of the profit (dividends\/value increase)<\/button>\n<button data-correct=\"false\">C) Nothing happens<\/button>\n<button data-correct=\"false\">D) They lose their shares<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q44. What happens to a shareholder if the company incurs a loss?<\/p>\n<button data-correct=\"false\">A) The bank pays them<\/button>\n<button data-correct=\"true\">B) They also bear the loss as participants<\/button>\n<button data-correct=\"false\">C) The government covers the loss<\/button>\n<button data-correct=\"false\">D) They are arrested<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q45. &#8220;Infrastructure Finance Company&#8221; is a type of:<\/p>\n<button data-correct=\"false\">A) Commercial Bank<\/button>\n<button data-correct=\"true\">B) NBFC<\/button>\n<button data-correct=\"false\">C) Cooperative Society<\/button>\n<button data-correct=\"false\">D) Insurance Agent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q46. Chit Fund companies are registered under which act?<\/p>\n<button data-correct=\"false\">A) RBI Act 1934<\/button>\n<button data-correct=\"true\">B) Chit Fund Act 1982<\/button>\n<button data-correct=\"false\">C) Companies Act 1956<\/button>\n<button data-correct=\"false\">D) Banking Regulation Act 1949<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q47. Nidhi companies are notified under which section of the Companies Act 1956?<\/p>\n<button data-correct=\"false\">A) Section 10<\/button>\n<button data-correct=\"true\">B) Section 620A<\/button>\n<button data-correct=\"false\">C) Section 45-IA<\/button>\n<button data-correct=\"false\">D) Section 100<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q48. Does an NBFC require a banking license to operate as a company?<\/p>\n<button data-correct=\"false\">A) Yes, always<\/button>\n<button data-correct=\"true\">B) No, it can operate without a banking license<\/button>\n<button data-correct=\"false\">C) Only if it has more than 10 branches<\/button>\n<button data-correct=\"false\">D) Only if it deals in gold<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q49. Which type of deposit is usually PROHIBITED for NBFCs?<\/p>\n<button data-correct=\"false\">A) Fixed Deposits (for some)<\/button>\n<button data-correct=\"true\">B) Demand Deposits (Savings\/Current accounts)<\/button>\n<button data-correct=\"false\">C) Recurring Deposits<\/button>\n<button data-correct=\"false\">D) All deposits<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q50. Can a bank create credit?<\/p>\n<button data-correct=\"true\">A) Yes<\/button>\n<button data-correct=\"false\">B) No<\/button>\n<button data-correct=\"false\">C) Only during elections<\/button>\n<button data-correct=\"false\">D) Only for the government<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q51. What is the main difference between &#8220;Called-up&#8221; and &#8220;Paid-up&#8221; capital if some shareholders don&#8217;t pay?<\/p>\n<button data-correct=\"false\">A) There is no difference<\/button>\n<button data-correct=\"true\">B) Called-up is what is asked; Paid-up is what is actually received<\/button>\n<button data-correct=\"false\">C) Paid-up is what is asked; Called-up is what is received<\/button>\n<button data-correct=\"false\">D) Both are equal to Authorized Capital<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q52. Can NBFCs issue Demand Drafts (DD)?<\/p>\n<button data-correct=\"false\">A) Yes, they are the primary issuers<\/button>\n<button data-correct=\"true\">B) No, they cannot issue DDs<\/button>\n<button data-correct=\"false\">C) Only for amounts under \u20b9100<\/button>\n<button data-correct=\"false\">D) Only if they are registered in Delhi<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q53. Which of the following is NOT a banking service according to the session?<\/p>\n<button data-correct=\"false\">A) Accepting deposits<\/button>\n<button data-correct=\"true\">B) Issuing its own checks (for NBFCs)<\/button>\n<button data-correct=\"false\">C) Clearing House facilities (for Banks)<\/button>\n<button data-correct=\"false\">D) Credit creation (for Banks)<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q54. Who regulates insurance companies instead of RBI?<\/p>\n<button data-correct=\"false\">A) SEBI<\/button>\n<button data-correct=\"true\">B) IRDAI<\/button>\n<button data-correct=\"false\">C) NHB<\/button>\n<button data-correct=\"false\">D) Finance Ministry<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q55. What is the role of a &#8220;Promoter&#8221; in a company?<\/p>\n<button data-correct=\"false\">A) They only do marketing<\/button>\n<button data-correct=\"true\">B) They are the ones who start\/promote the company and put in capital<\/button>\n<button data-correct=\"false\">C) They are the customers<\/button>\n<button data-correct=\"false\">D) They are the government regulators<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q56. If a company wants to raise exactly \u20b95 lakhs and asks investors for it, that \u20b95 lakhs is:<\/p>\n<button data-correct=\"false\">A) Authorized Capital<\/button>\n<button data-correct=\"true\">B) Called-up Capital<\/button>\n<button data-correct=\"false\">C) Reserve Capital<\/button>\n<button data-correct=\"false\">D) Interest<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q57. Is the RBI website useful for checking authorized NBFCs for deposits?<\/p>\n<button data-correct=\"false\">A) No, it&#8217;s confidential<\/button>\n<button data-correct=\"true\">B) Yes, it lists NBFCs with Certificates of Registration for deposits<\/button>\n<button data-correct=\"false\">C) Only for bank employees<\/button>\n<button data-correct=\"false\">D) Only for government officials<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q58. Does the transcript mention that NBFCs can invest in stocks and bonds?<\/p>\n<button data-correct=\"true\">A) Yes, they can do investment activities<\/button>\n<button data-correct=\"false\">B) No, they are forbidden from investing<\/button>\n<button data-correct=\"false\">C) Only if the stock market is closed<\/button>\n<button data-correct=\"false\">D) Only in foreign companies<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q59. Which facility is NOT provided to NBFCs by RBI that is provided to banks?<\/p>\n<button data-correct=\"false\">A) Internet connection<\/button>\n<button data-correct=\"true\">B) Clearing House facility<\/button>\n<button data-correct=\"false\">C) Electricity<\/button>\n<button data-correct=\"false\">D) Office space<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q60. What is the primary focus of &#8220;Class &#8211; 3&#8221; in this course?<\/p>\n<button data-correct=\"true\">A) Difference between Banks and NBFCs<\/button>\n<button data-correct=\"false\">B) How to use an ATM<\/button>\n<button data-correct=\"false\">C) History of the Indian Flag<\/button>\n<button data-correct=\"false\">D) Computer coding<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up-2\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login-2\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password-2\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div 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