{"id":244042,"date":"2026-05-15T16:01:51","date_gmt":"2026-05-15T10:31:51","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=244042"},"modified":"2026-05-15T16:01:53","modified_gmt":"2026-05-15T10:31:53","slug":"caiib-risk-management-pyps","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/","title":{"rendered":"Attempt CAIIB Risk Management PYP Quiz and Download PDF"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#Download_CAIIB_Risk_Management_Previous_Year_Papers\" >Download CAIIB Risk Management Previous Year Papers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#Attempt_CAIIB_Risk_Management_Previous_Year_Paper_Quiz\" >Attempt CAIIB Risk Management Previous Year Paper Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#Why_is_Basel_3_most_important_in_CAIIB_Risk_Management_exam\" >Why is Basel 3 most important in CAIIB Risk Management exam?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#What_should_be_the_exam_strategy_for_CAIIB_Risk_Management_paper\" >What should be the exam strategy for CAIIB Risk Management paper?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#Which_liquidity_and_regulatory_ratios_are_important_for_CAIIB_Risk_Management\" >Which liquidity and regulatory ratios are important for CAIIB Risk Management?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#Which_Risk_Management_topics_are_frequently_asked_in_exams\" >Which Risk Management topics are frequently asked in exams?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Preparing for the CAIIB Risk Management elective paper requires more than just reading theory it demands clarity of Basel norms, RBI capital adequacy rules, liquidity ratios, and strong case-study solving ability. This paper is known for its numerical depth and concept linkage, especially around Basel III, LCR, NSFR, and market risk tools. <\/p>\n\n\n\n<p>In this blog, we have provided a CAIIB Risk Management memory-based quiz along with a free downloadable PDF.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-download-caiib-risk-management-previous-year-papers\"><span class=\"ez-toc-section\" id=\"Download_CAIIB_Risk_Management_Previous_Year_Papers\"><\/span>Download CAIIB Risk Management Previous Year Papers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Boost your CAIIB Risk Management 2026 preparation by focusing on questions asked from CAIIB Risk Management Previous Year Papers. Each question is provided with the correct answer and simple explanation to help you strengthen key concepts like Basel III, LCR, NSFR, VaR, and capital adequacy norms. The direct download link is given below:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Particulars<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>CAIIB HRM Previous Year Paper<\/td><td><a href=\"https:\/\/www.oliveboard.in\/caiib-previous-year-elective-papers-pdf\/?ref=contac-crm-pypq\" target=\"_blank\" rel=\"noreferrer noopener\">Download Free PDF<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-attempt-caiib-risk-management-previous-year-paper-quiz\"><span class=\"ez-toc-section\" id=\"Attempt_CAIIB_Risk_Management_Previous_Year_Paper_Quiz\"><\/span>Attempt CAIIB Risk Management Previous Year Paper Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Check your preparation level with our CAIIB Risk Management Previous Year Paper Quiz designed to improve accuracy, speed, and exam readiness.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> CAIIB Risk Management PYP Practice Quiz <\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n    <p>1. As per RBI guidelines, what is the minimum Common Equity Tier 1 (CET-1) capital requirement as a percentage of Total Risk Weighted Assets (RWA)?<\/p>\n    <button data-correct=\"false\">4.5%<\/button>\n    <button data-correct=\"false\">6.0%<\/button>\n    <button data-correct=\"true\">5.5%<\/button>\n    <button data-correct=\"false\">7.0%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>2. What is the maximum permissible limit for Additional Tier 1 (AT1) capital as a percentage of Total RWA under RBI guidelines?<\/p>\n    <button data-correct=\"false\">1.0%<\/button>\n    <button data-correct=\"true\">1.5%<\/button>\n    <button data-correct=\"false\">2.0%<\/button>\n    <button data-correct=\"false\">2.5%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>3. A bank&#8217;s Total RWA is \u20b9800 crore. What is the minimum Tier 1 Capital it must maintain as per RBI guidelines?<\/p>\n    <button data-correct=\"true\">\u20b956 crore<\/button>\n    <button data-correct=\"false\">\u20b944 crore<\/button>\n    <button data-correct=\"false\">\u20b948 crore<\/button>\n    <button data-correct=\"false\">\u20b972 crore<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>4. Under Basel III (RBI guidelines), what is the Minimum Total Capital (MTC) requirement as a percentage of Total RWA?<\/p>\n    <button data-correct=\"false\">8%<\/button>\n    <button data-correct=\"false\">10%<\/button>\n    <button data-correct=\"false\">11.5%<\/button>\n    <button data-correct=\"true\">9%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>5. What is the Capital Conservation Buffer (CCB) prescribed under RBI&#8217;s Basel III framework?<\/p>\n    <button data-correct=\"false\">1.5% of RWA<\/button>\n    <button data-correct=\"false\">2.0% of RWA<\/button>\n    <button data-correct=\"true\">2.5% of RWA<\/button>\n    <button data-correct=\"false\">3.0% of RWA<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>6. A bank has Total RWA of \u20b9500 crore. What is the minimum capital it must hold including the Capital Conservation Buffer (CCB)?<\/p>\n    <button data-correct=\"false\">\u20b945 crore<\/button>\n    <button data-correct=\"true\">\u20b957.5 crore<\/button>\n    <button data-correct=\"false\">\u20b950 crore<\/button>\n    <button data-correct=\"false\">\u20b955 crore<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>7. Under RBI&#8217;s Basel III guidelines, the maximum Tier 2 capital that can be included is:<\/p>\n    <button data-correct=\"false\">4% of Total RWA<\/button>\n    <button data-correct=\"false\">3% of Total RWA<\/button>\n    <button data-correct=\"true\">2% of Total RWA<\/button>\n    <button data-correct=\"false\">1.5% of Total RWA<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>8. Which of the following is NOT a component of Tier 1 Capital under Basel III?<\/p>\n    <button data-correct=\"true\">General Provisions<\/button>\n    <button data-correct=\"false\">Common Equity Tier 1 (CET-1)<\/button>\n    <button data-correct=\"false\">Additional Tier 1 (AT1)<\/button>\n    <button data-correct=\"false\">Retained Earnings<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>9. The Liquidity Coverage Ratio (LCR) under Basel III requires that the ratio of High Quality Liquid Assets (HQLA) to Net Cash Outflows over 30 days must be:<\/p>\n    <button data-correct=\"false\">\u2265 75%<\/button>\n    <button data-correct=\"false\">\u2265 80%<\/button>\n    <button data-correct=\"false\">\u2265 90%<\/button>\n    <button data-correct=\"true\">\u2265 100%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>10. Which level of HQLA assets attracts a 15% haircut under the LCR framework?<\/p>\n    <button data-correct=\"false\">Level 1 assets<\/button>\n    <button data-correct=\"true\">Level 2A assets<\/button>\n    <button data-correct=\"false\">Level 2B assets<\/button>\n    <button data-correct=\"false\">Both Level 2A and 2B<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>11. Under the LCR framework, the combined limit for Level 2A and Level 2B assets in HQLA is:<\/p>\n    <button data-correct=\"true\">40% of HQLA<\/button>\n    <button data-correct=\"false\">30% of HQLA<\/button>\n    <button data-correct=\"false\">50% of HQLA<\/button>\n    <button data-correct=\"false\">15% of HQLA<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>12. A bank holds Level 2B assets of \u20b930 crore. Its total HQLA is \u20b9150 crore. Is this compliant with LCR guidelines?<\/p>\n    <button data-correct=\"false\">Yes, as 2B assets are within 40% limit<\/button>\n    <button data-correct=\"false\">Yes, as 2B assets are within 15% limit<\/button>\n    <button data-correct=\"true\">No, as 2B assets exceed 15% limit<\/button>\n    <button data-correct=\"false\">No, as 2B assets attract 50% haircut making them zero<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>13. The Net Stable Funding Ratio (NSFR) is calculated as:<\/p>\n    <button data-correct=\"false\">Required Stable Funding \/ Available Stable Funding<\/button>\n    <button data-correct=\"true\">Available Stable Funding \/ Required Stable Funding<\/button>\n    <button data-correct=\"false\">HQLA \/ Net Cash Outflows<\/button>\n    <button data-correct=\"false\">Tier 1 Capital \/ Total RWA<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>14. What is the minimum required value of the Net Stable Funding Ratio (NSFR) under Basel III?<\/p>\n    <button data-correct=\"false\">80%<\/button>\n    <button data-correct=\"false\">90%<\/button>\n    <button data-correct=\"false\">95%<\/button>\n    <button data-correct=\"true\">100%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>15. Under the LCR framework, Level 1 HQLA assets attract a haircut of:<\/p>\n    <button data-correct=\"false\">50%<\/button>\n    <button data-correct=\"false\">15%<\/button>\n    <button data-correct=\"false\">25%<\/button>\n    <button data-correct=\"true\">0%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>16. The Herfindahl-Hirschman Index (HHI) is primarily used in banking risk management to measure:<\/p>\n    <button data-correct=\"false\">Interest rate risk in the banking book<\/button>\n    <button data-correct=\"false\">Liquidity risk of the bank<\/button>\n    <button data-correct=\"true\">Concentration risk in a loan portfolio<\/button>\n    <button data-correct=\"false\">Operational risk exposure<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>17. Gap Analysis in banking is primarily used to measure:<\/p>\n    <button data-correct=\"false\">Credit risk due to borrower default<\/button>\n    <button data-correct=\"true\">Interest rate risk arising from asset-liability mismatch<\/button>\n    <button data-correct=\"false\">Liquidity risk under stressed conditions<\/button>\n    <button data-correct=\"false\">Operational risk from system failures<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>18. Net Interest Income (NII) is defined as:<\/p>\n    <button data-correct=\"true\">Interest income minus interest expenses<\/button>\n    <button data-correct=\"false\">Total interest income minus operating expenses<\/button>\n    <button data-correct=\"false\">Net profit after taxes from lending operations<\/button>\n    <button data-correct=\"false\">Total fee income minus total expenses<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>19. If a bank&#8217;s interest income is \u20b9200 crore and interest expenses are \u20b9130 crore on average earning assets of \u20b92,000 crore, what is its Net Interest Margin (NIM)?<\/p>\n    <button data-correct=\"false\">10%<\/button>\n    <button data-correct=\"false\">6.5%<\/button>\n    <button data-correct=\"false\">3.0%<\/button>\n    <button data-correct=\"true\">3.5%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>20. Value at Risk (VaR) measures:<\/p>\n    <button data-correct=\"false\">The maximum possible loss under any scenario<\/button>\n    <button data-correct=\"false\">The credit loss from loan defaults over one year<\/button>\n    <button data-correct=\"true\">The expected loss at a given confidence level over a specified period<\/button>\n    <button data-correct=\"false\">The operational loss from process failures<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>21. A bank calculates a 1-day VaR of \u20b910 crore at a 99% confidence level. This means:<\/p>\n    <button data-correct=\"true\">There is a 1% probability that the daily loss will exceed \u20b910 crore<\/button>\n    <button data-correct=\"false\">The bank will lose exactly \u20b910 crore tomorrow<\/button>\n    <button data-correct=\"false\">The bank cannot lose more than \u20b910 crore under any circumstance<\/button>\n    <button data-correct=\"false\">The bank has a 99% probability of making profits on any day<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>22. Duration in the context of interest rate risk management measures:<\/p>\n    <button data-correct=\"false\">The maturity of a loan in years<\/button>\n    <button data-correct=\"true\">The weighted average time to receive cash flows, reflecting price sensitivity to interest rate changes<\/button>\n    <button data-correct=\"false\">The time taken for a borrower to repay a loan<\/button>\n    <button data-correct=\"false\">The period for which a fixed interest rate is locked in<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>23. A Credit Default Swap (CDS) is best described as:<\/p>\n    <button data-correct=\"false\">An exchange of fixed interest payments for floating payments<\/button>\n    <button data-correct=\"false\">A government bond with a default protection clause<\/button>\n    <button data-correct=\"true\">A contract where the protection buyer pays premium and the seller compensates upon credit event<\/button>\n    <button data-correct=\"false\">A liquidity instrument used by central banks<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>24. Under Basel III, what does MCLR stand for and what is its primary purpose?<\/p>\n    <button data-correct=\"false\">Maximum Credit Limit Rate \u2014 for capping credit exposure<\/button>\n    <button data-correct=\"false\">Market Calibrated Lending Rate \u2014 for interbank transactions<\/button>\n    <button data-correct=\"false\">Minimum Capital Liquidity Requirement \u2014 for Basel compliance<\/button>\n    <button data-correct=\"true\">Marginal Cost of Funds Based Lending Rate \u2014 for pricing bank loans<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>25. EBLR (External Benchmark Lending Rate) links loan pricing to:<\/p>\n    <button data-correct=\"true\">An external benchmark such as the RBI Repo Rate<\/button>\n    <button data-correct=\"false\">The bank&#8217;s own internal cost of funds<\/button>\n    <button data-correct=\"false\">LIBOR or international money market rates<\/button>\n    <button data-correct=\"false\">The average deposit rate of all scheduled commercial banks<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>26. Case Study: Bank XYZ has the following capital structure \u2014 CET-1: \u20b955 crore, AT1: \u20b915 crore, Tier 2: \u20b920 crore, and Total RWA: \u20b91,000 crore. Is the bank compliant with RBI&#8217;s minimum CET-1 requirement?<\/p>\n    <button data-correct=\"false\">No, CET-1 is below 6% of RWA<\/button>\n    <button data-correct=\"true\">Yes, CET-1 is exactly at 5.5% of RWA<\/button>\n    <button data-correct=\"false\">No, CET-1 is below 5.5% of RWA<\/button>\n    <button data-correct=\"false\">Yes, CET-1 exceeds the minimum requirement of 5.5%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>27. Case Study: Bank ABC has Total RWA of \u20b92,000 crore. It holds CET-1 of \u20b9120 crore, AT1 of \u20b930 crore, and Tier 2 of \u20b950 crore. What is the Minimum Total Capital shortfall (if any) including CCB?<\/p>\n    <button data-correct=\"false\">No shortfall; bank is fully compliant<\/button>\n    <button data-correct=\"false\">Shortfall of \u20b910 crore<\/button>\n    <button data-correct=\"true\">Shortfall of \u20b930 crore<\/button>\n    <button data-correct=\"false\">Shortfall of \u20b950 crore<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>28. A bank has Level 1 HQLA of \u20b9200 crore, Level 2A HQLA of \u20b980 crore (before haircut), and Level 2B HQLA of \u20b960 crore (before haircut). What is the effective HQLA after applying haircuts?<\/p>\n    <button data-correct=\"true\">\u20b9298 crore<\/button>\n    <button data-correct=\"false\">\u20b9340 crore<\/button>\n    <button data-correct=\"false\">\u20b9310 crore<\/button>\n    <button data-correct=\"false\">\u20b9276 crore<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>29. In the context of interest rate risk, a positive gap in Gap Analysis means:<\/p>\n    <button data-correct=\"false\">Rate-sensitive liabilities exceed rate-sensitive assets; rising rates reduce NII<\/button>\n    <button data-correct=\"false\">The bank has no exposure to interest rate changes<\/button>\n    <button data-correct=\"false\">Assets and liabilities are perfectly matched<\/button>\n    <button data-correct=\"true\">Rate-sensitive assets exceed rate-sensitive liabilities; rising rates increase NII<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>30. Which of the following best describes a &#8216;Call Option&#8217; in the context of banking and risk management?<\/p>\n    <button data-correct=\"false\">The right (not obligation) to sell an asset at a pre-agreed price<\/button>\n    <button data-correct=\"true\">The right (not obligation) to buy an asset at a pre-agreed price<\/button>\n    <button data-correct=\"false\">An obligation to deliver an asset at a specified future price<\/button>\n    <button data-correct=\"false\">A swap arrangement to exchange credit risk between two parties<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>31. Under Basel III, which of the following is the correct hierarchy of capital quality from highest to lowest?<\/p>\n    <button data-correct=\"false\">AT1 > CET-1 > Tier 2<\/button>\n    <button data-correct=\"false\">Tier 2 > Tier 1 > CET-1<\/button>\n    <button data-correct=\"true\">CET-1 > AT1 > Tier 2<\/button>\n    <button data-correct=\"false\">CET-1 > Tier 2 > AT1<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>32. Case Study: A bank&#8217;s loan portfolio is concentrated in the textile sector with 70% exposure. Using the HHI framework, which risk is the bank most exposed to?<\/p>\n    <button data-correct=\"true\">Credit Concentration Risk<\/button>\n    <button data-correct=\"false\">Market Risk<\/button>\n    <button data-correct=\"false\">Liquidity Risk<\/button>\n    <button data-correct=\"false\">Operational Risk<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>33. A bank&#8217;s Net Interest Income is \u20b990 crore on average earning assets of \u20b91,500 crore. What is its Net Interest Margin (NIM)?<\/p>\n    <button data-correct=\"false\">5.0%<\/button>\n    <button data-correct=\"false\">4.5%<\/button>\n    <button data-correct=\"false\">7.5%<\/button>\n    <button data-correct=\"true\">6.0%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>34. Which of the following statements about the Capital Conservation Buffer (CCB) is CORRECT?<\/p>\n    <button data-correct=\"false\">CCB of 2.5% is mandatory and failure triggers immediate insolvency<\/button>\n    <button data-correct=\"true\">CCB acts as a buffer above MTC; restrictions on capital distributions apply if it is eroded<\/button>\n    <button data-correct=\"false\">CCB is included in Tier 2 capital computation<\/button>\n    <button data-correct=\"false\">CCB is 1.5% of Total RWA under RBI guidelines<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>35. A Put Option gives the holder the:<\/p>\n    <button data-correct=\"false\">Right to buy an asset at the strike price<\/button>\n    <button data-correct=\"false\">Obligation to sell an asset at the market price<\/button>\n    <button data-correct=\"true\">Right to sell an asset at the strike price<\/button>\n    <button data-correct=\"false\">Obligation to buy an asset at a predetermined price<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>36. Case Study: Bank PQR has LCR-related data: HQLA (after haircuts) = \u20b9500 crore; Expected net cash outflows in 30 days = \u20b9450 crore. Is the bank LCR-compliant? What is the LCR?<\/p>\n    <button data-correct=\"true\">LCR = 111%; Compliant<\/button>\n    <button data-correct=\"false\">LCR = 90%; Non-compliant<\/button>\n    <button data-correct=\"false\">LCR = 100%; Borderline compliant<\/button>\n    <button data-correct=\"false\">LCR = 80%; Non-compliant<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>37. Under Basel III, Level 2B HQLA assets are subject to a haircut of:<\/p>\n    <button data-correct=\"false\">0%<\/button>\n    <button data-correct=\"false\">15%<\/button>\n    <button data-correct=\"false\">25%<\/button>\n    <button data-correct=\"true\">50%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>38. Which of the following credit risk models is primarily used to estimate the probability of default (PD) of a borrower?<\/p>\n    <button data-correct=\"false\">Gap Analysis Model<\/button>\n    <button data-correct=\"true\">Altman Z-Score Model<\/button>\n    <button data-correct=\"false\">Duration Model<\/button>\n    <button data-correct=\"false\">Herfindahl-Hirschman Model<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>39. Case Study: Bank DEF has the following data: CET-1 = \u20b9110 crore, AT1 = \u20b930 crore, Tier 2 = \u20b940 crore, RWA = \u20b92,000 crore. Calculate the Total Capital Ratio and check MTC compliance.<\/p>\n    <button data-correct=\"false\">Total Capital Ratio = 10%; MTC-compliant but CCB insufficient<\/button>\n    <button data-correct=\"false\">Total Capital Ratio = 9%; Non-compliant<\/button>\n    <button data-correct=\"true\">Total Capital Ratio = 9%; MTC-compliant, but no CCB buffer<\/button>\n    <button data-correct=\"false\">Total Capital Ratio = 8.5%; Non-compliant<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>40. The primary purpose of the NSFR under Basel III is to:<\/p>\n    <button data-correct=\"true\">Promote medium to long-term resilience by requiring stable funding over a one-year horizon<\/button>\n    <button data-correct=\"false\">Ensure short-term liquidity during a 30-day market stress<\/button>\n    <button data-correct=\"false\">Limit concentration risk in inter-bank lending<\/button>\n    <button data-correct=\"false\">Set the minimum capital ratio for systemically important banks<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>41. Case Study: A bank&#8217;s Gap Report shows rate-sensitive assets of \u20b9800 crore and rate-sensitive liabilities of \u20b91,000 crore in the 1-year bucket. If interest rates rise by 1%, what is the approximate impact on NII?<\/p>\n    <button data-correct=\"false\">NII increases by \u20b92 crore<\/button>\n    <button data-correct=\"false\">NII increases by \u20b98 crore<\/button>\n    <button data-correct=\"false\">No impact on NII<\/button>\n    <button data-correct=\"true\">NII decreases by \u20b92 crore<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>42. In the Basel III capital framework, which instrument is typically classified as Additional Tier 1 (AT1) capital?<\/p>\n    <button data-correct=\"false\">Subordinated term debt with maturity of 5 years<\/button>\n    <button data-correct=\"true\">Perpetual non-cumulative preference shares with discretionary dividend<\/button>\n    <button data-correct=\"false\">General loan loss provisions<\/button>\n    <button data-correct=\"false\">Retained earnings and share premium<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>43. Under RBI&#8217;s Basel III guidelines, the maximum permissible Level 2B assets as a percentage of total HQLA is:<\/p>\n    <button data-correct=\"false\">40%<\/button>\n    <button data-correct=\"false\">20%<\/button>\n    <button data-correct=\"true\">15%<\/button>\n    <button data-correct=\"false\">25%<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>44. Case Study: Bank GHI holds HQLA as follows \u2014 Level 1: \u20b9300 crore, Level 2A (before haircut): \u20b9100 crore, Level 2B (before haircut): \u20b960 crore. The bank&#8217;s total HQLA (after haircuts) is:<\/p>\n    <button data-correct=\"true\">\u20b9415 crore<\/button>\n    <button data-correct=\"false\">\u20b9460 crore<\/button>\n    <button data-correct=\"false\">\u20b9385 crore<\/button>\n    <button data-correct=\"false\">\u20b9400 crore<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>45. Which of the following is a correct statement about MCLR and EBLR?<\/p>\n    <button data-correct=\"false\">MCLR is linked to an external benchmark; EBLR is internally determined<\/button>\n    <button data-correct=\"false\">Both MCLR and EBLR are set by the RBI centrally<\/button>\n    <button data-correct=\"false\">EBLR and MCLR are the same concept with different names<\/button>\n    <button data-correct=\"true\">MCLR is internally computed by banks; EBLR is linked to an external benchmark like Repo Rate<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>46. The Herfindahl-Hirschman Index (HHI) is calculated as:<\/p>\n    <button data-correct=\"false\">Total portfolio value divided by number of borrowers<\/button>\n    <button data-correct=\"true\">Sum of squares of market share percentages of each borrower\/sector in the portfolio<\/button>\n    <button data-correct=\"false\">Square root of the weighted average default probability<\/button>\n    <button data-correct=\"false\">Sum of individual loan exposures divided by total capital<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>47. Case Study: Bank RST has the following capital data: CET-1 = \u20b966 crore, AT1 = \u20b918 crore, Tier 2 = \u20b916 crore, RWA = \u20b91,200 crore. Which capital requirement is the bank FAILING to meet?<\/p>\n    <button data-correct=\"false\">Minimum CET-1 requirement<\/button>\n    <button data-correct=\"false\">Minimum Tier 1 Capital requirement<\/button>\n    <button data-correct=\"true\">Minimum Total Capital requirement<\/button>\n    <button data-correct=\"false\">All requirements are met<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>48. In Value at Risk (VaR) measurement, which method uses historical simulation of portfolio returns?<\/p>\n    <button data-correct=\"true\">Historical Simulation method<\/button>\n    <button data-correct=\"false\">Parametric (Variance-Covariance) method<\/button>\n    <button data-correct=\"false\">Monte Carlo Simulation method<\/button>\n    <button data-correct=\"false\">Duration-based method<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>49. Case Study: A corporate borrower approaches Bank LMN for a loan. The bank uses a credit risk model and arrives at PD = 3%, LGD = 60%, and EAD = \u20b9500 crore. What is the Expected Loss (EL)?<\/p>\n    <button data-correct=\"false\">\u20b96 crore<\/button>\n    <button data-correct=\"false\">\u20b915 crore<\/button>\n    <button data-correct=\"false\">\u20b918 crore<\/button>\n    <button data-correct=\"true\">\u20b99 crore<\/button>\n  <\/div>\n  <div class=\"question\" data-answered=\"false\">\n    <p>50. Under Basel III, the total capital adequacy requirement (MTC + CCB) of 11.5% as per RBI guidelines consists of which of the following components?<\/p>\n    <button data-correct=\"false\">CET-1: 5.5%, AT1: 2.0%, Tier 2: 1.5%, CCB: 2.5%<\/button>\n    <button data-correct=\"true\">CET-1: 5.5%, AT1: 1.5%, Tier 2: 2.0%, CCB: 2.5%<\/button>\n    <button data-correct=\"false\">CET-1: 6.0%, AT1: 1.0%, Tier 2: 2.0%, CCB: 2.5%<\/button>\n    <button data-correct=\"false\">CET-1: 4.5%, AT1: 2.0%, Tier 2: 2.0%, CCB: 3.0%<\/button>\n  <\/div>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-1');\n  const STORAGE_KEY = 'quiz_1_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.0).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 21 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.00).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/caiib-risk-management-mock-test\/?ref=contac-crm-pypq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A Free CAIIB Risk Management Mock Test<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-is-basel-3-most-important-in-caiib-risk-management-exam\"><span class=\"ez-toc-section\" id=\"Why_is_Basel_3_most_important_in_CAIIB_Risk_Management_exam\"><\/span>Why is Basel 3 most important in CAIIB Risk Management exam?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Basel III is one of the most frequently asked and high-weightage topics in the Risk Management paper. Questions are often case-study based and appear in every shift, especially second and third shifts. Understanding CET-1, AT1, Tier 1, Tier 2, and capital buffers is crucial for solving numerical problems. These concepts are directly linked to RBI capital adequacy norms. A strong grip on Basel III can secure easy marks in the exam.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Component<\/strong><\/td><td><strong>Requirement (% of RWA)<\/strong><\/td><td><strong>Key Point<\/strong><\/td><\/tr><tr><td>CET-1 Capital<\/td><td>5.5%<\/td><td>Core capital base<\/td><\/tr><tr><td>Additional Tier 1 (AT1)<\/td><td>1.5%<\/td><td>Hybrid capital<\/td><\/tr><tr><td>Tier 1 Capital<\/td><td>7%<\/td><td>CET-1 + AT1 combined<\/td><\/tr><tr><td>Tier 2 Capital<\/td><td>2%<\/td><td>Supplementary capital<\/td><\/tr><tr><td>Minimum Total Capital (MTC)<\/td><td>9%<\/td><td>Basic requirement<\/td><\/tr><tr><td>Capital Conservation Buffer (CCB)<\/td><td>2.5%<\/td><td>Safety buffer<\/td><\/tr><tr><td>Total Requirement (MTC + CCB)<\/td><td>11.5%<\/td><td>Final capital standard<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-free-quizzes\/?ref=contac-crm-pypq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A Free CAIIB Practice Quizzes<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-should-be-the-exam-strategy-for-caiib-risk-management-paper\"><span class=\"ez-toc-section\" id=\"What_should_be_the_exam_strategy_for_CAIIB_Risk_Management_paper\"><\/span>What should be the exam strategy for CAIIB Risk Management paper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A smart exam strategy plays a major role in scoring well in Risk Management. Since the paper includes numericals and case studies, time management becomes critical. Candidates should first attempt easy questions and avoid getting stuck on lengthy problems at the start. This helps in building confidence and securing quick marks. Difficult questions should be attempted later in the exam.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Section<\/strong><\/td><td><strong>Key Points<\/strong><\/td><\/tr><tr><td><strong>Recommended Strategy<\/strong><\/td><td>\u2022 First attempt 30\u201340 easy questions<br>\u2022 Move to moderate questions next<br>\u2022 Leave lengthy case studies for later<br>\u2022 Avoid starting with calculation-heavy questions<br>\u2022 Manage time strictly to avoid unanswered questions<\/td><\/tr><tr><td><strong>Time Management Tips<\/strong><\/td><td>\u2022 Divide time in 3 phases Easy &#8211; Moderate &#8211; Difficult<br>\u2022 Do not spend excessive time on a single case study<br>\u2022 Keep last 10\u201315 minutes for revision<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/caiib\/?ref=contac-crm-pypq\" target=\"_blank\" rel=\"noreferrer noopener\">Explore CAIIB Online Courses<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-liquidity-and-regulatory-ratios-are-important-for-caiib-risk-management\"><span class=\"ez-toc-section\" id=\"Which_liquidity_and_regulatory_ratios_are_important_for_CAIIB_Risk_Management\"><\/span>Which liquidity and regulatory ratios are important for CAIIB Risk Management?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Liquidity ratios like LCR and NSFR are very important for exam success. These ratios test understanding of bank liquidity health and stability requirements under Basel III. Questions are often formula-based and conceptual. RBI guidelines are strictly followed in these questions. Proper understanding helps in solving direct numerical problems.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>LCR (Liquidity Coverage Ratio):<\/strong>\n<ul class=\"wp-block-list\">\n<li>Formula: HQLA \/ Net Cash Outflows (30 days)<\/li>\n\n\n\n<li>Requirement: \u2265 100%<\/li>\n\n\n\n<li>HQLA Levels:\n<ul class=\"wp-block-list\">\n<li>Level 1: 0% haircut<\/li>\n\n\n\n<li>Level 2A: 15% haircut<\/li>\n\n\n\n<li>Level 2B: 50% haircut<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Limit: 2A + 2B \u2264 40%, 2B \u2264 15%<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>NSFR (Net Stable Funding Ratio):<\/strong>\n<ul class=\"wp-block-list\">\n<li>Formula: Available Stable Funding \/ Required Stable Funding<\/li>\n\n\n\n<li>Requirement: \u2265 100%<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/caiib-mock-test\/?ref=contac-crm-pypq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A Free CAIIB Mock Test<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-risk-management-topics-are-frequently-asked-in-exams\"><span class=\"ez-toc-section\" id=\"Which_Risk_Management_topics_are_frequently_asked_in_exams\"><\/span>Which Risk Management topics are frequently asked in exams?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The CAIIB Risk Management paper includes both theoretical and numerical questions. Many topics are repeatedly asked in previous year papers. These topics form the core of the exam and should be revised thoroughly. Case-study based questions are mostly framed from these concepts. Strong preparation in these areas increases scoring potential.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Basel III capital adequacy framework<\/li>\n\n\n\n<li>Value at Risk (VaR)<\/li>\n\n\n\n<li>Duration and interest rate risk<\/li>\n\n\n\n<li>Gap analysis and NII\/NIM<\/li>\n\n\n\n<li>Credit Default Swap (CDS)<\/li>\n\n\n\n<li>HHI Index (market concentration)<\/li>\n\n\n\n<li>MCLR and EBLR benchmarking rates<\/li>\n\n\n\n<li>Call and Put options<\/li>\n\n\n\n<li>Credit risk models<\/li>\n\n\n\n<li>Liquidity ratios (LCR, NSFR)<\/li>\n<\/ul>\n\n\n\n<p><strong>Also Check:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Related Article<\/strong><\/td><td><strong> Link<\/strong><\/td><\/tr><tr><td>CAIIB BRBL Questions<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/caiib-brbl-questions\/?ref=contac-crm-pypq\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to Check <\/a><\/td><\/tr><tr><td>Top 50 Most Repetitive CAIIB BFM MCQs<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/50-most-repetitive-caiib-bfm-mcqs\/?ref=contac-crm-pypq\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to Check <\/a><\/td><\/tr><tr><td>Top 50 Most Repetitive CAIIB BRBL MCQs<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/50-most-repetitive-caiib-brbl-mcqs\/?ref=contac-crm-pypq\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to Check <\/a><\/td><\/tr><tr><td>Top 50 Most Repetitive CAIIB ABFM MCQs<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/top-50-most-repetitive-caiib-abfm-mcqs\/?ref=contac-crm-pypq\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to Check <\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1778828920075\"><strong class=\"schema-faq-question\">1. Why should I solve CAIIB Risk Management previous year papers?<\/strong> <p class=\"schema-faq-answer\">They help understand exam pattern, difficulty level, and important topics.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778828920982\"><strong class=\"schema-faq-question\">2. Is Basel III important for CAIIB Risk Management?<\/strong> <p class=\"schema-faq-answer\">Yes, Basel III is one of the most frequently asked topics in the exam.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778828921609\"><strong class=\"schema-faq-question\">3. What are the key capital components in Basel III?<\/strong> <p class=\"schema-faq-answer\">CET-1, AT1, Tier 1, and Tier 2 capital.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778828922142\"><strong class=\"schema-faq-question\">4. What is the minimum Total Capital Requirement as per RBI?<\/strong> <p class=\"schema-faq-answer\">It is 9% of Risk Weighted Assets (RWA).<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778828922709\"><strong class=\"schema-faq-question\">5. What is the purpose of LCR in Risk Management?<\/strong> <p class=\"schema-faq-answer\">It ensures banks have enough liquid assets to survive short-term stress.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/\">Attempt CAIIB Risk Management PYP Quiz and Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-it-and-digital-banking-pyps\/\">Attempt CAIIB IT and Digital Banking PYP Quiz and Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-rural-banking-pyps\/\">Attempt CAIIB Rural Banking PYP Quiz and Download Free PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-hrm-pyps\/\">Attempt CAIIB HRM PYP Quiz and Download Free PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-syllabus\/\">CAIIB Risk Management Syllabus 2026, Check Exam Pattern<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-it-and-digital-banking-syllabus\/\">CAIIB IT and Digital Banking Syllabus 2026, Check Exam Pattern<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Preparing for the CAIIB Risk Management elective paper requires more than just reading theory it demands clarity of Basel norms,<\/p>\n","protected":false},"author":58,"featured_media":244044,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10427],"tags":[],"class_list":["post-244042","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-caiib","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Attempt CAIIB Risk Management PYP Quiz and Download PDF<\/title>\n<meta name=\"description\" content=\"Boost your CAIIB Risk Management exam preparation with memory-based questions prepared from topics previously asked in the elective paper.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Attempt CAIIB Risk Management PYP Quiz and Download PDF\" \/>\n<meta property=\"og:description\" content=\"Preparing for the CAIIB Risk Management elective paper requires more than just reading theory it demands clarity of Basel norms, RBI capital adequacy\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-15T10:31:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-15T10:31:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"AditiOB\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"AditiOB\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/\"},\"author\":{\"name\":\"AditiOB\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\"},\"headline\":\"Attempt CAIIB Risk Management PYP Quiz and Download PDF\",\"datePublished\":\"2026-05-15T10:31:51+00:00\",\"dateModified\":\"2026-05-15T10:31:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/\"},\"wordCount\":2637,\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp\",\"articleSection\":[\"CAIIB\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/\",\"name\":\"Attempt CAIIB Risk Management PYP Quiz and Download PDF\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp\",\"datePublished\":\"2026-05-15T10:31:51+00:00\",\"dateModified\":\"2026-05-15T10:31:53+00:00\",\"description\":\"Boost your CAIIB Risk Management exam preparation with memory-based questions prepared from topics previously asked in the elective paper.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920075\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920982\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828921609\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922142\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922709\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#primaryimage\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp\",\"width\":730,\"height\":480},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"JAIIB-CAIIB \/ Promotion Exams\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/jaiib-caiib-promotion\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"CAIIB\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/jaiib-caiib-promotion\/caiib\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"CAIIB Risk Management PYP\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"name\":\"Oliveboard\",\"description\":\"Free Govt. Exam Alerts &amp; Resources\",\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\",\"name\":\"Oliveboard\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"width\":150,\"height\":40,\"caption\":\"Oliveboard\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Oliveboard\",\"https:\/\/x.com\/Oliveboard\",\"https:\/\/www.instagram.com\/oliveboard.in\/\",\"https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\",\"name\":\"AditiOB\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"caption\":\"AditiOB\"},\"description\":\"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.\",\"sameAs\":[\"www.linkedin.com\/in\/aditi-chakraborty-131b3b379\"]},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920075\",\"position\":1,\"url\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920075\",\"name\":\"1. Why should I solve CAIIB Risk Management previous year papers?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"They help understand exam pattern, difficulty level, and important topics.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920982\",\"position\":2,\"url\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920982\",\"name\":\"2. Is Basel III important for CAIIB Risk Management?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, Basel III is one of the most frequently asked topics in the exam.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828921609\",\"position\":3,\"url\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828921609\",\"name\":\"3. What are the key capital components in Basel III?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CET-1, AT1, Tier 1, and Tier 2 capital.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922142\",\"position\":4,\"url\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922142\",\"name\":\"4. What is the minimum Total Capital Requirement as per RBI?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is 9% of Risk Weighted Assets (RWA).\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922709\",\"position\":5,\"url\":\"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922709\",\"name\":\"5. What is the purpose of LCR in Risk Management?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It ensures banks have enough liquid assets to survive short-term stress.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Attempt CAIIB Risk Management PYP Quiz and Download PDF","description":"Boost your CAIIB Risk Management exam preparation with memory-based questions prepared from topics previously asked in the elective paper.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/","og_locale":"en_US","og_type":"article","og_title":"Attempt CAIIB Risk Management PYP Quiz and Download PDF","og_description":"Preparing for the CAIIB Risk Management elective paper requires more than just reading theory it demands clarity of Basel norms, RBI capital adequacy","og_url":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/","og_site_name":"Oliveboard","article_publisher":"https:\/\/www.facebook.com\/Oliveboard","article_published_time":"2026-05-15T10:31:51+00:00","article_modified_time":"2026-05-15T10:31:53+00:00","og_image":[{"width":730,"height":480,"url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp","type":"image\/webp"}],"author":"AditiOB","twitter_card":"summary_large_image","twitter_creator":"@Oliveboard","twitter_site":"@Oliveboard","twitter_misc":{"Written by":"AditiOB","Est. reading time":"13 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#article","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/"},"author":{"name":"AditiOB","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c"},"headline":"Attempt CAIIB Risk Management PYP Quiz and Download PDF","datePublished":"2026-05-15T10:31:51+00:00","dateModified":"2026-05-15T10:31:53+00:00","mainEntityOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/"},"wordCount":2637,"publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp","articleSection":["CAIIB"],"inLanguage":"en-US"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/","url":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/","name":"Attempt CAIIB Risk Management PYP Quiz and Download PDF","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#primaryimage"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp","datePublished":"2026-05-15T10:31:51+00:00","dateModified":"2026-05-15T10:31:53+00:00","description":"Boost your CAIIB Risk Management exam preparation with memory-based questions prepared from topics previously asked in the elective paper.","breadcrumb":{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920075"},{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920982"},{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828921609"},{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922142"},{"@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922709"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#primaryimage","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/05\/CAIIB-3-1.webp","width":730,"height":480},{"@type":"BreadcrumbList","@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.oliveboard.in\/blog\/"},{"@type":"ListItem","position":2,"name":"JAIIB-CAIIB \/ Promotion Exams","item":"https:\/\/www.oliveboard.in\/blog\/category\/jaiib-caiib-promotion\/"},{"@type":"ListItem","position":3,"name":"CAIIB","item":"https:\/\/www.oliveboard.in\/blog\/category\/jaiib-caiib-promotion\/caiib\/"},{"@type":"ListItem","position":4,"name":"CAIIB Risk Management PYP"}]},{"@type":"WebSite","@id":"https:\/\/www.oliveboard.in\/blog\/#website","url":"https:\/\/www.oliveboard.in\/blog\/","name":"Oliveboard","description":"Free Govt. Exam Alerts &amp; Resources","publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.oliveboard.in\/blog\/#organization","name":"Oliveboard","url":"https:\/\/www.oliveboard.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","width":150,"height":40,"caption":"Oliveboard"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Oliveboard","https:\/\/x.com\/Oliveboard","https:\/\/www.instagram.com\/oliveboard.in\/","https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1"]},{"@type":"Person","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c","name":"AditiOB","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","caption":"AditiOB"},"description":"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.","sameAs":["www.linkedin.com\/in\/aditi-chakraborty-131b3b379"]},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920075","position":1,"url":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920075","name":"1. Why should I solve CAIIB Risk Management previous year papers?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"They help understand exam pattern, difficulty level, and important topics.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920982","position":2,"url":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828920982","name":"2. Is Basel III important for CAIIB Risk Management?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, Basel III is one of the most frequently asked topics in the exam.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828921609","position":3,"url":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828921609","name":"3. What are the key capital components in Basel III?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"CET-1, AT1, Tier 1, and Tier 2 capital.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922142","position":4,"url":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922142","name":"4. What is the minimum Total Capital Requirement as per RBI?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It is 9% of Risk Weighted Assets (RWA).","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922709","position":5,"url":"https:\/\/www.oliveboard.in\/blog\/caiib-risk-management-pyps\/#faq-question-1778828922709","name":"5. What is the purpose of LCR in Risk Management?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It ensures banks have enough liquid assets to survive short-term stress.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/244042","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/comments?post=244042"}],"version-history":[{"count":2,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/244042\/revisions"}],"predecessor-version":[{"id":244062,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/244042\/revisions\/244062"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media\/244044"}],"wp:attachment":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media?parent=244042"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/categories?post=244042"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/tags?post=244042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}