{"id":245044,"date":"2026-06-02T18:06:32","date_gmt":"2026-06-02T12:36:32","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=245044"},"modified":"2026-06-02T18:06:35","modified_gmt":"2026-06-02T12:36:35","slug":"banking-financial-awareness-may-2026-quiz","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/","title":{"rendered":"Banking &amp; Financial Awareness May 2026 Quiz, FREE PDF"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Banking_Financial_Awareness_May_2026_PDF\" >Banking &amp; Financial Awareness May 2026 PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Banking_Financial_Awareness_May_2026_Quiz\" >Banking &amp; Financial Awareness May 2026 Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#PART_1\" >PART 1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#PART_2\" >PART 2<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Sign_Up-2\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Login-2\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Forgot_Password-2\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#i-2\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#PART_3\" >PART 3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Sign_Up-3\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Login-3\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#Forgot_Password-3\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/#i-3\" >&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The Banking &amp; Financial Awareness May 2026 compilation highlights the most important developments that took place across the banking, finance, insurance, and economic sectors during the month. It covers major policy announcements, regulatory changes, financial initiatives, and industry updates that are crucial for candidates preparing for competitive examinations. This compilation is especially useful for aspirants of SBI, IBPS, RBI, NABARD, SSC, and other government exams where banking and financial awareness plays a key role.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-banking-amp-financial-awareness-may-2026-pdf\"><span class=\"ez-toc-section\" id=\"Banking_Financial_Awareness_May_2026_PDF\"><\/span>Banking &amp; Financial Awareness May 2026 PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The May 2026 PDF provides a well-organized and exam-focused summary of all major banking and financial current affairs from the month. It includes important updates related to RBI guidelines, SEBI regulations, digital banking initiatives, government schemes, economic indicators, and developments in the financial sector. Designed for quick revision, the PDF helps candidates efficiently revise important facts, reports, committees, and financial terminology before the examination.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/banking-and-financial-awareness\/?ref=conttm-bfa-may\" target=\"_blank\" rel=\"noreferrer noopener\">download banking and financial awareness May 2026 PDF<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-banking-amp-financial-awareness-may-2026-quiz\"><span class=\"ez-toc-section\" id=\"Banking_Financial_Awareness_May_2026_Quiz\"><\/span>Banking &amp; Financial Awareness May 2026 Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The May 2026 quiz section contains 150 carefully curated questions based on the latest banking and financial awareness topics. The questions are prepared to strengthen conceptual clarity as well as factual knowledge, helping aspirants practice important exam-oriented current affairs from banking, economy, finance, and related sectors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-part-1\"><span class=\"ez-toc-section\" id=\"PART_1\"><\/span>PART 1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> Banking &#038; Financial Awareness May 2026 Quiz Part 1 <\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q1. Which company partnered with Axis Bank and PayU to introduce biometric authentication for card payments, enabling fingerprint or Face ID approvals instead of OTPs in April 2026?<\/p>\n<button data-correct=\"false\">(A) Amazon<\/button>\n<button data-correct=\"false\">(B) Myntra<\/button>\n<button data-correct=\"true\">(C) Flipkart<\/button>\n<button data-correct=\"false\">(D) Meesho<\/button>\n<button data-correct=\"false\">(E) Snapdeal<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q2. Which authentication method is being phased out for card payments by Flipkart in collaboration with Axis Bank and PayU to enhance transaction security?<\/p>\n<button data-correct=\"true\">(A) OTP<\/button>\n<button data-correct=\"false\">(B) PIN<\/button>\n<button data-correct=\"false\">(C) Password<\/button>\n<button data-correct=\"false\">(D) Security token<\/button>\n<button data-correct=\"false\">(E) Captcha<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q3. What asset threshold has the RBI set to exempt smaller NBFCs from registration if they have no customer interface and do not avail of public funds?<\/p>\n<button data-correct=\"false\">(A) Less than Rs. 500 crore<\/button>\n<button data-correct=\"true\">(B) Less than Rs. 1,000 crore<\/button>\n<button data-correct=\"false\">(C) Less than Rs. 2,000 crore<\/button>\n<button data-correct=\"false\">(D) Less than Rs. 5,000 crore<\/button>\n<button data-correct=\"false\">(E) Less than Rs. 100 crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q4. Smaller NBFCs that do not access public funds, have no customer interface, and possess assets below Rs. 1,000 crore are classified as what under the new framework?<\/p>\n<button data-correct=\"false\">(A) Registered Type I NBFCs<\/button>\n<button data-correct=\"false\">(B) Type II NBFCs<\/button>\n<button data-correct=\"true\">(C) Unregistered Type I NBFCs<\/button>\n<button data-correct=\"false\">(D) Systemically Important NBFCs<\/button>\n<button data-correct=\"false\">(E) Core Investment NBFCs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q5. What is the deadline provided by the RBI for existing eligible NBFCs to apply for deregistration through the PRAVAAH portal?<\/p>\n<button data-correct=\"false\">(A) December 31, 2025<\/button>\n<button data-correct=\"false\">(B) June 30, 2026<\/button>\n<button data-correct=\"true\">(C) December 31, 2026<\/button>\n<button data-correct=\"false\">(D) March 31, 2027<\/button>\n<button data-correct=\"false\">(E) July 1, 2026<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q6. What does the RBI&#8217;s acronym &#8216;PRAVAAH&#8217; stand for in the context of the regulatory application portal?<\/p>\n<button data-correct=\"true\">(A) Platform for Regulatory Application, Validation, and Authorisation<\/button>\n<button data-correct=\"false\">(B) Portal for Registration, Verification, and Allotment of Housing<\/button>\n<button data-correct=\"false\">(C) Program for Risk Analysis, Validation, and Asset Handling<\/button>\n<button data-correct=\"false\">(D) Platform for Regional Audit, Verification, and Asset Housing<\/button>\n<button data-correct=\"false\">(E) Portal for Remittance Application, Validation, and Authorisation<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q7. Under the revised framework, group NBFC entities must aggregate their assets. If their combined assets exceed __________, they must register with the RBI.<\/p>\n<button data-correct=\"false\">(A) Rs. 500 crore<\/button>\n<button data-correct=\"false\">(B) Rs. 750 crore<\/button>\n<button data-correct=\"true\">(C) Rs. 1,000 crore<\/button>\n<button data-correct=\"false\">(D) Rs. 1,500 crore<\/button>\n<button data-correct=\"false\">(E) Rs. 2,000 crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q8. If a Type I unregistered NBFC breaches the public funds or customer interface conditions, who is mandated to file an exception report directly with the RBI?<\/p>\n<button data-correct=\"false\">(A) Chief Executive Officer<\/button>\n<button data-correct=\"false\">(B) Board of Directors<\/button>\n<button data-correct=\"true\">(C) Statutory Auditors<\/button>\n<button data-correct=\"false\">(D) Internal Compliance Officer<\/button>\n<button data-correct=\"false\">(E) Company Secretary<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q9. What restriction has been placed on Unregistered Type I NBFCs regarding financial services investments abroad?<\/p>\n<button data-correct=\"false\">(A) Total ban on all overseas investments<\/button>\n<button data-correct=\"false\">(B) Allowed up to 10% of net worth without approval<\/button>\n<button data-correct=\"true\">(C) Required to obtain prior registration and approval from the RBI<\/button>\n<button data-correct=\"false\">(D) Allowed only via joint ventures with public sector banks<\/button>\n<button data-correct=\"false\">(E) Exempt from all existing overseas investment norms<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q10. What percentage of Rs. 2,000 banknotes in circulation had been returned to the RBI as of April 30, 2026?<\/p>\n<button data-correct=\"false\">(A) 95.50 per cent<\/button>\n<button data-correct=\"false\">(B) 97.25 per cent<\/button>\n<button data-correct=\"true\">(C) 98.47 per cent<\/button>\n<button data-correct=\"false\">(D) 99.12 per cent<\/button>\n<button data-correct=\"false\">(E) 96.84 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q11. What was the total value of Rs. 2,000 notes in circulation when their withdrawal was announced on May 19, 2023?<\/p>\n<button data-correct=\"false\">(A) 1.56 lakh crore rupees<\/button>\n<button data-correct=\"false\">(B) 2.87 lakh crore rupees<\/button>\n<button data-correct=\"true\">(C) 3.56 lakh crore rupees<\/button>\n<button data-correct=\"false\">(D) 5,451 crore rupees<\/button>\n<button data-correct=\"false\">(E) 4.20 lakh crore rupees<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q12. As of April 30, 2026, what was the remaining value of Rs. 2,000 banknotes in circulation?<\/p>\n<button data-correct=\"false\">(A) 3,560 crore rupees<\/button>\n<button data-correct=\"true\">(B) 5,451 crore rupees<\/button>\n<button data-correct=\"false\">(C) 7,820 crore rupees<\/button>\n<button data-correct=\"false\">(D) 10,000 crore rupees<\/button>\n<button data-correct=\"false\">(E) 1,245 crore rupees<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q13. Through how many RBI issue offices has the facility to exchange Rs. 2,000 banknotes been made available?<\/p>\n<button data-correct=\"false\">(A) 12<\/button>\n<button data-correct=\"false\">(B) 15<\/button>\n<button data-correct=\"true\">(C) 19<\/button>\n<button data-correct=\"false\">(D) 21<\/button>\n<button data-correct=\"false\">(E) 25<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q14. What is the name of the mission-mode capacity-building initiative launched by the RBI to train urban cooperative bank personnel across India?<\/p>\n<button data-correct=\"false\">(A) Mission UDAY<\/button>\n<button data-correct=\"false\">(B) Mission PRAGATI<\/button>\n<button data-correct=\"false\">(C) Mission SAKSHAM<\/button>\n<button data-correct=\"true\">(D) Mission SAMARTH<\/button>\n<button data-correct=\"false\">(E) Mission VIKAS<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q15. Under the final lending guidelines for Urban Cooperative Banks (UCBs), what is the aggregate cap on unsecured loans and advances as a percentage of total loans?<\/p>\n<button data-correct=\"false\">(A) 10 per cent<\/button>\n<button data-correct=\"false\">(B) 15 per cent<\/button>\n<button data-correct=\"true\">(C) 20 per cent<\/button>\n<button data-correct=\"false\">(D) 25 per cent<\/button>\n<button data-correct=\"false\">(E) 30 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q16. What is the maximum individual unsecured loan limit set by the RBI for Tier-I Urban Cooperative Banks (UCBs)?<\/p>\n<button data-correct=\"false\">(A) Rs. 2 lakh<\/button>\n<button data-correct=\"true\">(B) Rs. 5 lakh<\/button>\n<button data-correct=\"false\">(C) Rs. 7.5 lakh<\/button>\n<button data-correct=\"false\">(D) Rs. 10 lakh<\/button>\n<button data-correct=\"false\">(E) Rs. 15 lakh<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q17. What is the maximum individual unsecured loan limit set by the RBI for Tier-II Urban Cooperative Banks (UCBs)?<\/p>\n<button data-correct=\"false\">(A) Rs. 5 lakh<\/button>\n<button data-correct=\"true\">(B) Rs. 7.5 lakh<\/button>\n<button data-correct=\"false\">(C) Rs. 10 lakh<\/button>\n<button data-correct=\"false\">(D) Rs. 12.5 lakh<\/button>\n<button data-correct=\"false\">(E) Rs. 15 lakh<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q18. Under the final UCB norms, individual unsecured loan limits for Tier-III and Tier-IV UCBs have been restricted to which amount?<\/p>\n<button data-correct=\"false\">(A) Rs. 5 lakh<\/button>\n<button data-correct=\"false\">(B) Rs. 7.5 lakh<\/button>\n<button data-correct=\"true\">(C) Rs. 10 lakh<\/button>\n<button data-correct=\"false\">(D) Rs. 15 lakh<\/button>\n<button data-correct=\"false\">(E) Rs. 20 lakh<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q19. Unsecured advances up to _________ per borrower categorised as priority-sector loans are excluded from the 20 per cent unsecured lending limit for ECBA-compliant UCBs.<\/p>\n<button data-correct=\"false\">(A) Rs. 25,000<\/button>\n<button data-correct=\"true\">(B) Rs. 50,000<\/button>\n<button data-correct=\"false\">(C) Rs. 1,000,000<\/button>\n<button data-correct=\"false\">(D) Rs. 75,000<\/button>\n<button data-correct=\"false\">(E) Rs. 20,000<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q20. For Tier-I and Tier-II UCBs, the tenure of housing loans has been capped at how many years, including the moratorium period?<\/p>\n<button data-correct=\"false\">(A) 15 years<\/button>\n<button data-correct=\"true\">(B) 20 years<\/button>\n<button data-correct=\"false\">(C) 25 years<\/button>\n<button data-correct=\"false\">(D) 30 years<\/button>\n<button data-correct=\"false\">(E) 10 years<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q21. According to the revised UCB norms, moratoriums for housing loans are permitted only for under-construction properties and are limited to a maximum of how many months?<\/p>\n<button data-correct=\"false\">(A) 12 months<\/button>\n<button data-correct=\"false\">(B) 18 months<\/button>\n<button data-correct=\"true\">(C) 24 months<\/button>\n<button data-correct=\"false\">(D) 36 months<\/button>\n<button data-correct=\"false\">(E) 6 months<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q22. Housing loan moratorium benefits are completely disallowed for which category of purchases under the new UCB guidelines?<\/p>\n<button data-correct=\"false\">(A) Low-income group housing<\/button>\n<button data-correct=\"false\">(B) Under-construction properties<\/button>\n<button data-correct=\"true\">(C) Ready-to-move-in housing purchases<\/button>\n<button data-correct=\"false\">(D) Rural housing plots<\/button>\n<button data-correct=\"false\">(E) Cooperative group housing societies<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q23. Under the updated regulations, UCBs are explicitly barred from extending loans against fixed deposits issued by which entities?<\/p>\n<button data-correct=\"false\">(A) Non-banking financial companies (NBFCs)<\/button>\n<button data-correct=\"true\">(B) Other banks<\/button>\n<button data-correct=\"false\">(C) Regional Rural Banks (RRBs)<\/button>\n<button data-correct=\"false\">(D) Microfinance institutions<\/button>\n<button data-correct=\"false\">(E) Their own directors<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q24. Which of the following categories will be treated as unsecured exposures under the new RBI guidelines for UCBs?<\/p>\n<button data-correct=\"false\">(A) Gold-backed loans<\/button>\n<button data-correct=\"false\">(B) Loans against own fixed deposits<\/button>\n<button data-correct=\"true\">(C) Clean overdrafts and loans backed solely by personal guarantees<\/button>\n<button data-correct=\"false\">(D) Salary-linked loans backed by employer arrangements<\/button>\n<button data-correct=\"false\">(E) Government security-backed credit<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q25. When will the revised guidelines on unsecured lending and housing loan norms for Urban Cooperative Banks (UCBs) officially come into effect?<\/p>\n<button data-correct=\"false\">(A) July 1, 2026<\/button>\n<button data-correct=\"true\">(B) October 1, 2026<\/button>\n<button data-correct=\"false\">(C) December 31, 2026<\/button>\n<button data-correct=\"false\">(D) April 1, 2027<\/button>\n<button data-correct=\"false\">(E) January 1, 2027<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q26. The RBI removed the requirement for prior approval for outward remittance tie-up arrangements between digital platforms and banks of which specific category?<\/p>\n<button data-correct=\"true\">(A) AD Category-I banks<\/button>\n<button data-correct=\"false\">(B) AD Category-II banks<\/button>\n<button data-correct=\"false\">(C) Scheduled Commercial Banks only<\/button>\n<button data-correct=\"false\">(D) Small Finance Banks<\/button>\n<button data-correct=\"false\">(E) Payments Banks<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q27. Digital outward remittance partnerships facilitated by AD Category-I banks without prior RBI approval are restricted to which transactions?<\/p>\n<button data-correct=\"false\">(A) External commercial borrowings<\/button>\n<button data-correct=\"true\">(B) Non-trade current account transactions<\/button>\n<button data-correct=\"false\">(C) Capital account investments<\/button>\n<button data-correct=\"false\">(D) Foreign direct investments<\/button>\n<button data-correct=\"false\">(E) Sovereign trade settlements<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q28. To safeguard remitter funds, the RBI has strictly barred the routing of such funds through which accounts in India?<\/p>\n<button data-correct=\"false\">(A) NRE accounts<\/button>\n<button data-correct=\"false\">(B) Escrow accounts of AD banks<\/button>\n<button data-correct=\"true\">(C) Third-party accounts<\/button>\n<button data-correct=\"false\">(D) Current accounts of corporate exporters<\/button>\n<button data-correct=\"false\">(E) Vostro accounts<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q29. In May 2026, the RBI decided against activating which regulatory capital mechanism, citing that prevailing systemic conditions do not warrant it?<\/p>\n<button data-correct=\"false\">(A) Capital Conservation Buffer (CCB)<\/button>\n<button data-correct=\"true\">(B) Countercyclical Capital Buffer (CCyB)<\/button>\n<button data-correct=\"false\">(C) Systemic Risk Provisioning<\/button>\n<button data-correct=\"false\">(D) Sectoral Risk Weighting<\/button>\n<button data-correct=\"false\">(E) Statutory Liquidity Ratio (SLR)<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q30. Under which specific directions framework is the activation of the Countercyclical Capital Buffer (CCyB) governed?<\/p>\n<button data-correct=\"true\">(A) RBI (Commercial Banks&#8217; Prudential Norms on Capital Adequacy) Directions, 2025<\/button>\n<button data-correct=\"false\">(B) RBI Basel III Framework Extension Act, 2024<\/button>\n<button data-correct=\"false\">(C) RBI Master Circular on Systemic Capital Buffers, 2023<\/button>\n<button data-correct=\"false\">(D) RBI Cooperative Banking Capital Adequacy Guidelines, 2026<\/button>\n<button data-correct=\"false\">(E) Banking Regulation (Buffer Management) Rules, 2025<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q31. The concept of countercyclical capital buffers originally emerged globally in the aftermath of which historic crisis?<\/p>\n<button data-correct=\"false\">(A) 1997 Asian Financial Crisis<\/button>\n<button data-correct=\"false\">(B) 2000 Dot-com Bust<\/button>\n<button data-correct=\"true\">(C) 2008 Global Financial Crisis<\/button>\n<button data-correct=\"false\">(D) 2020 Pandemic Shock<\/button>\n<button data-correct=\"false\">(E) 1992 Balance of Payments Crisis<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q32. Which oversight body of the Basel Committee on Banking Supervision proposed the CCyB framework as part of post-crisis banking reforms?<\/p>\n<button data-correct=\"false\">(A) Financial Stability Board (FSB)<\/button>\n<button data-correct=\"false\">(B) International Monetary Fund Board<\/button>\n<button data-correct=\"true\">(C) Group of Central Bank Governors and Heads of Supervision (GHOS)<\/button>\n<button data-correct=\"false\">(D) World Bank Executive Directorate<\/button>\n<button data-correct=\"false\">(E) Global Forum on Prudential Regulation<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q33. The RBI completely removed the Investment Fluctuation Reserve (IFR) requirement for banks maintaining capital charge for market risk under which condition?<\/p>\n<button data-correct=\"false\">(A) If their NPA is less than 1%<\/button>\n<button data-correct=\"false\">(B) If they maintain a 15% CRAR<\/button>\n<button data-correct=\"true\">(C) Under the revised investment portfolio framework<\/button>\n<button data-correct=\"false\">(D) If they operate only in metropolitan areas<\/button>\n<button data-correct=\"false\">(E) If they are completely state-owned<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q34. Outstanding IFR balances of commercial banks exempted from the requirement can be recognized as which type of capital after proper transfer?<\/p>\n<button data-correct=\"false\">(A) Tier 2 Capital<\/button>\n<button data-correct=\"false\">(B) Additional Tier 1 Capital<\/button>\n<button data-correct=\"true\">(C) Common Equity Tier 1 (CET1) capital<\/button>\n<button data-correct=\"false\">(D) Standard Provisions Reserves<\/button>\n<button data-correct=\"false\">(E) Hybrid Debt Capital<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q35. Under the final norms, which entities must continue to follow the IFR framework but will have their minimum IFR requirement assessed only on balance sheet dates?<\/p>\n<button data-correct=\"false\">(A) Only public sector banks<\/button>\n<button data-correct=\"false\">(B) Foreign banks operating in India<\/button>\n<button data-correct=\"true\">(C) UCBs, SFBs, payments banks, and RRBs<\/button>\n<button data-correct=\"false\">(D) Large systemically important NBFCs<\/button>\n<button data-correct=\"false\">(E) Housing finance companies<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q36. For commercial banks exempted from IFR requirements, outstanding balances can be transferred below the line to which of the following?<\/p>\n<button data-correct=\"false\">(A) Specific Provisioning Account<\/button>\n<button data-correct=\"true\">(B) Statutory reserve, general reserve, or the balance in the P&amp;L account<\/button>\n<button data-correct=\"false\">(C) Contingency Fund of the Bank<\/button>\n<button data-correct=\"false\">(D) Market Risk Capital Cushion Account<\/button>\n<button data-correct=\"false\">(E) Investment Depreciation Account<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q37. In cases where IFR balances exceed regulatory thresholds for UCBs, the excess balances can be drawn down below the line based on whose discretion?<\/p>\n<button data-correct=\"false\">(A) RBI Regional Director<\/button>\n<button data-correct=\"false\">(B) Statutory Auditor<\/button>\n<button data-correct=\"true\">(C) Board of Directors \/ UCB&#8217;s own discretion<\/button>\n<button data-correct=\"false\">(D) Central Registrar of Cooperative Societies<\/button>\n<button data-correct=\"false\">(E) NABARD Chairman<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q38. Why did the RBI reject requests from Small Finance Banks (SFBs) seeking the removal of IFR requirements?<\/p>\n<button data-correct=\"false\">(A) Their credit-to-deposit ratio was too high<\/button>\n<button data-correct=\"true\">(B) They do not maintain a capital charge for market risk under existing norms<\/button>\n<button data-correct=\"false\">(C) They operate primarily in rural segments<\/button>\n<button data-correct=\"false\">(D) They failed to submit audited three-year accounts<\/button>\n<button data-correct=\"false\">(E) They have structural dependencies on public sector banks<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q39. Transfers to the Investment Fluctuation Reserve (IFR) by SFBs and payments banks must be made from which financial source?<\/p>\n<button data-correct=\"false\">(A) Paid-up capital reserves<\/button>\n<button data-correct=\"false\">(B) Gross operating income before tax<\/button>\n<button data-correct=\"true\">(C) Net profit after mandatory appropriations<\/button>\n<button data-correct=\"false\">(D) Short-term call money earnings<\/button>\n<button data-correct=\"false\">(E) Share premium account allocations<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q40. To align with global standardizations, the RBI released draft norms on commercial banks&#8217; capital adequacy based on which pillar of the Basel Framework?<\/p>\n<button data-correct=\"false\">(A) Pillar 1 (Minimum Capital Requirements)<\/button>\n<button data-correct=\"false\">(B) Pillar 2 (Supervisory Review Process)<\/button>\n<button data-correct=\"true\">(C) Pillar 3 (Market Discipline \/ Disclosure Requirements)<\/button>\n<button data-correct=\"false\">(D) Pillar 4 (Macroprudential Oversight)<\/button>\n<button data-correct=\"false\">(E) Pillar 5 (Operational Risk Management)<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q41. According to the draft norms, Basel Pillar 3 disclosures should primarily apply at which level of the banking organization?<\/p>\n<button data-correct=\"false\">(A) Branches with business over Rs. 10,000 crore<\/button>\n<button data-correct=\"true\">(B) Top consolidated level of the banking group<\/button>\n<button data-correct=\"false\">(C) Individual subsidiary level only<\/button>\n<button data-correct=\"false\">(D) Core retail operations level<\/button>\n<button data-correct=\"false\">(E) Departmental treasury level<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q42. Who is responsible for establishing and maintaining an effective internal control structure over Pillar 3 disclosures?<\/p>\n<button data-correct=\"false\">(A) Chief Compliance Officer alone<\/button>\n<button data-correct=\"true\">(B) The board of directors and senior management<\/button>\n<button data-correct=\"false\">(C) External statutory audit firm<\/button>\n<button data-correct=\"false\">(D) RBI inspectorial team<\/button>\n<button data-correct=\"false\">(E) Audit Committee of the Parliament<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q43. Who must provide a written attestation that Pillar 3 disclosures comply with board-agreed internal control processes?<\/p>\n<button data-correct=\"false\">(A) The Company Secretary<\/button>\n<button data-correct=\"false\">(B) Head of Corporate Communications<\/button>\n<button data-correct=\"true\">(C) One or more whole-time directors<\/button>\n<button data-correct=\"false\">(D) Lead Statutory Auditor<\/button>\n<button data-correct=\"false\">(E) Chairman of the Audit Committee<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q44. What should a bank do if disclosing a specific item required under Pillar 3 would contravene legal obligations by revealing proprietary\/confidential information?<\/p>\n<button data-correct=\"false\">(A) Stop publishing all Pillar 3 disclosures completely<\/button>\n<button data-correct=\"false\">(B) Seek an immediate written waiver from the Finance Ministry<\/button>\n<button data-correct=\"true\">(C) Disclose more general information and explain the non-disclosure in the narrative commentary<\/button>\n<button data-correct=\"false\">(D) Pay a standard regulatory penalty and bypass the disclosure<\/button>\n<button data-correct=\"false\">(E) Publish the confidential data via an unlisted offshore subsidiary<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q45. When must banks publish their Pillar 3 disclosures to maintain market clarity and transparency?<\/p>\n<button data-correct=\"false\">(A) 90 days after the annual general meeting<\/button>\n<button data-correct=\"true\">(B) Concurrently with their financial reports for the corresponding period<\/button>\n<button data-correct=\"false\">(C) Only during the second half of the fiscal year<\/button>\n<button data-correct=\"false\">(D) Every fortnight along with fort-nightly demand liabilities data<\/button>\n<button data-correct=\"false\">(E) Within six months from the end of the calendar year<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q46. What record surplus transfer\/dividend did the RBI declare for the government for the financial year 2025-26 (FY26)?<\/p>\n<button data-correct=\"false\">(A) Rs. 2.11 lakh crore<\/button>\n<button data-correct=\"true\">(B) Rs. 2.87 lakh crore<\/button>\n<button data-correct=\"false\">(C) Rs. 3.16 lakh crore<\/button>\n<button data-correct=\"false\">(D) Rs. 1.86 lakh crore<\/button>\n<button data-correct=\"false\">(E) Rs. 3.56 lakh crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q47. What was the total value of the RBI&#8217;s expanded balance sheet at the end of March 31, 2026?<\/p>\n<button data-correct=\"false\">(A) Rs. 75.40 lakh crore<\/button>\n<button data-correct=\"false\">(B) Rs. 82.15 lakh crore<\/button>\n<button data-correct=\"true\">(C) Rs. 91,97,121.08 crore (~Rs. 91.97 lakh crore)<\/button>\n<button data-correct=\"false\">(D) Rs. 100 lakh crore<\/button>\n<button data-correct=\"false\">(E) Rs. 68.90 lakh crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q48. By what percentage did the balance sheet size of the Reserve Bank of India expand as of March 31, 2026, compared to the previous period?<\/p>\n<button data-correct=\"false\">(A) 15.20%<\/button>\n<button data-correct=\"false\">(B) 18.45%<\/button>\n<button data-correct=\"true\">(C) 20.61%<\/button>\n<button data-correct=\"false\">(D) 25.10%<\/button>\n<button data-correct=\"false\">(E) 12.80%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q49. What was the total dividend receipt estimated by the government in the Union Budget from state-owned enterprises and central bank transfers?<\/p>\n<button data-correct=\"false\">(A) Rs. 2.87 lakh crore<\/button>\n<button data-correct=\"false\">(B) Rs. 3.00 lakh crore<\/button>\n<button data-correct=\"true\">(C) Rs. 3.16 lakh crore<\/button>\n<button data-correct=\"false\">(D) Rs. 3.50 lakh crore<\/button>\n<button data-correct=\"false\">(E) Rs. 2.50 lakh crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q50. By what percentage did the RBI&#8217;s gross income rise during the fiscal year ending March 31, 2026?<\/p>\n<button data-correct=\"false\">(A) 20.61 per cent<\/button>\n<button data-correct=\"true\">(B) 26.42 per cent<\/button>\n<button data-correct=\"false\">(C) 27.60 per cent<\/button>\n<button data-correct=\"false\">(D) 30.15 per cent<\/button>\n<button data-correct=\"false\">(E) 18.50 per cent<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n    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}\n#quiz-2 .bar-correct { background: #4caf50; }\n#quiz-2 .bar-wrong { background: #f44336; }\n#quiz-2 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-2 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-2 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-2\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-2-sticky-header\">\n  <span>Banking &#038; Financial Awareness May 2026 Quiz Part 2<\/span>\n  <span id=\"quiz-2-score-badge\">Score: <strong id=\"quiz-2-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n   <div class=\"question\" data-answered=\"false\">\n<p>Q51. What was the percentage increase in the RBI&#8217;s expenditure before risk provisions for the year ending March 31, 2026?<\/p>\n<button data-correct=\"false\">(A) 20.61 per cent<\/button>\n<button data-correct=\"false\">(B) 26.42 per cent<\/button>\n<button data-correct=\"true\">(C) 27.60 per cent<\/button>\n<button data-correct=\"false\">(D) 29.40 per cent<\/button>\n<button data-correct=\"false\">(E) 22.10 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q52. What is the name of the expert committee formed by the RBI to study quantum technology risks and framework implementations in the financial sector?<\/p>\n<button data-correct=\"false\">(A) Q-SECURE<\/button>\n<button data-correct=\"true\">(B) Q-SAFE<\/button>\n<button data-correct=\"false\">(C) QUANTUM-FIN<\/button>\n<button data-correct=\"false\">(D) TECH-SHIELD<\/button>\n<button data-correct=\"false\">(E) CYBER-Q<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q53. How many members comprise the Expert Committee for a Quantum Secure and Adaptive Financial Ecosystem (Q-SAFE)?<\/p>\n<button data-correct=\"false\">(A) Five members<\/button>\n<button data-correct=\"false\">(B) Six members<\/button>\n<button data-correct=\"true\">(C) Eight members<\/button>\n<button data-correct=\"false\">(D) Ten members<\/button>\n<button data-correct=\"false\">(E) Twelve members<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q54. Who has been appointed as the convenor of the RBI&#8217;s newly formed Q-SAFE committee?<\/p>\n<button data-correct=\"false\">(A) Dr. Shamika Ravi<\/button>\n<button data-correct=\"true\">(B) Prof. Anil Prabhakar<\/button>\n<button data-correct=\"false\">(C) Shri Durga Shankar Mishra<\/button>\n<button data-correct=\"false\">(D) Sanjay Malhotra<\/button>\n<button data-correct=\"false\">(E) Tushar Mehta<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q55. Which department of the RBI is tasked with providing secretarial support to the Q-SAFE expert committee?<\/p>\n<button data-correct=\"false\">(A) Department of Banking Regulation<\/button>\n<button data-correct=\"false\">(B) Department of Currency Management<\/button>\n<button data-correct=\"true\">(C) FinTech Department<\/button>\n<button data-correct=\"false\">(D) Department of Information Technology<\/button>\n<button data-correct=\"false\">(E) Monetary Policy Department<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q56. Within what timeframe must the Q-SAFE committee submit its report to the RBI from the date of its first meeting?<\/p>\n<button data-correct=\"false\">(A) Three months<\/button>\n<button data-correct=\"true\">(B) Six months<\/button>\n<button data-correct=\"false\">(C) Nine months<\/button>\n<button data-correct=\"false\">(D) One year<\/button>\n<button data-correct=\"false\">(E) Two years<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q57. The RBI introduced a mandatory cooling-off period of how many years for directors of Urban Co-operative Banks after a continuous tenure of 10 years?<\/p>\n<button data-correct=\"false\">(A) One year<\/button>\n<button data-correct=\"false\">(B) Two years<\/button>\n<button data-correct=\"true\">(C) Three years<\/button>\n<button data-correct=\"false\">(D) Five years<\/button>\n<button data-correct=\"false\">(E) Four years<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q58. Which global central banking institution signed an updated Memorandum of Understanding (MoU) with the RBI in Basel to strengthen central banking cooperation in May 2026?<\/p>\n<button data-correct=\"false\">(A) Federal Reserve Bank of US<\/button>\n<button data-correct=\"false\">(B) Bank of England<\/button>\n<button data-correct=\"true\">(C) European Central Bank (ECB)<\/button>\n<button data-correct=\"false\">(D) Bank of Japan<\/button>\n<button data-correct=\"false\">(E) Swiss National Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q59. The May 2026 updated MoU on central banking cooperation signed between RBI and ECB replaces their previous agreement executed in which year?<\/p>\n<button data-correct=\"false\">(A) 2010<\/button>\n<button data-correct=\"false\">(B) 2012<\/button>\n<button data-correct=\"true\">(C) 2015<\/button>\n<button data-correct=\"false\">(D) 2018<\/button>\n<button data-correct=\"false\">(E) 2020<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q60. On the sidelines of which international organization&#8217;s meetings in Basel did the signing of the updated RBI-ECB MoU take place?<\/p>\n<button data-correct=\"false\">(A) International Monetary Fund (IMF)<\/button>\n<button data-correct=\"false\">(B) World Bank Group<\/button>\n<button data-correct=\"true\">(C) Bank for International Settlements (BIS)<\/button>\n<button data-correct=\"false\">(D) World Economic Forum<\/button>\n<button data-correct=\"false\">(E) Financial Action Task Force (FATF)<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q61. Who signed the central banking cooperation MoU on behalf of the European Central Bank (ECB) in Basel?<\/p>\n<button data-correct=\"false\">(A) Jerome Powell<\/button>\n<button data-correct=\"true\">(B) Christine Lagarde<\/button>\n<button data-correct=\"false\">(C) Ursula von der Leyen<\/button>\n<button data-correct=\"false\">(D) Kevin Warsh<\/button>\n<button data-correct=\"false\">(E) Andrew Bailey<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q62. Which payments bank partnered with the Delhi Metro Rail Corporation (DMRC) to launch co-branded RuPay cards enabled with National Common Mobility Card (NCMC) features?<\/p>\n<button data-correct=\"false\">(A) Paytm Payments Bank<\/button>\n<button data-correct=\"false\">(B) Jio Payments Bank<\/button>\n<button data-correct=\"true\">(C) Airtel Payments Bank<\/button>\n<button data-correct=\"false\">(D) India Post Payments Bank<\/button>\n<button data-correct=\"false\">(E) Fino Payments Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q63. Which private sector lender received RBI approval to increase its aggregate stake up to 9.99% in both AU Small Finance Bank and Federal Bank in May 2026?<\/p>\n<button data-correct=\"false\">(A) HDFC Bank<\/button>\n<button data-correct=\"false\">(B) ICICI Bank<\/button>\n<button data-correct=\"false\">(C) Axis Bank<\/button>\n<button data-correct=\"true\">(D) Kotak Mahindra Bank<\/button>\n<button data-correct=\"false\">(E) IndusInd Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q64. Under the filings communicated in May 2026, Kotak Mahindra Bank&#8217;s permitted 9.99% aggregate investment limit includes holdings managed by which entities?<\/p>\n<button data-correct=\"false\">(A) Its offshore sovereign wealth funds<\/button>\n<button data-correct=\"true\">(B) Kotak Mahindra Bank together with its subsidiaries and funds managed by it<\/button>\n<button data-correct=\"false\">(C) Promoters&#8217; personal family trusts only<\/button>\n<button data-correct=\"false\">(D) Nationalized insurance ventures tied with the group<\/button>\n<button data-correct=\"false\">(E) Inter-bank call money market participants<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q65. Who approved the reappointment of Sandeep Bakhshi as the Chief Executive Officer of ICICI Bank for an additional period of two years?<\/p>\n<button data-correct=\"false\">(A) Securities and Exchange Board of India (SEBI)<\/button>\n<button data-correct=\"false\">(B) Ministry of Corporate Affairs<\/button>\n<button data-correct=\"true\">(C) Reserve Bank of India (RBI)<\/button>\n<button data-correct=\"false\">(D) Indian Banks&#8217; Association (IBA)<\/button>\n<button data-correct=\"false\">(E) ICICI Bank Shareholders Council<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q66. Sandeep Bakhshi has been successfully leading ICICI Bank as its chief executive since which year?<\/p>\n<button data-correct=\"false\">(A) 2015<\/button>\n<button data-correct=\"false\">(B) 2016<\/button>\n<button data-correct=\"true\">(C) 2018<\/button>\n<button data-correct=\"false\">(D) 2020<\/button>\n<button data-correct=\"false\">(E) 2022<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q67. For the three months ending March 31, 2026, what standalone net profit was posted by ICICI Bank?<\/p>\n<button data-correct=\"false\">(A) Rs. 10,500 crore<\/button>\n<button data-correct=\"false\">(B) Rs. 12,630 crore<\/button>\n<button data-correct=\"true\">(C) Rs. 13,702 crore<\/button>\n<button data-correct=\"false\">(D) Rs. 15,200 crore<\/button>\n<button data-correct=\"false\">(E) Rs. 9,850 crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q68. ICICI Bank currently holds which position among India&#8217;s private sector lenders ranked by total market capitalization?<\/p>\n<button data-correct=\"false\">(A) Largest private lender<\/button>\n<button data-correct=\"true\">(B) Second-largest private lender<\/button>\n<button data-correct=\"false\">(C) Third-largest private lender<\/button>\n<button data-correct=\"false\">(D) Fourth-largest private lender<\/button>\n<button data-correct=\"false\">(E) Fifth-largest private lender<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q69. Kevin Warsh was sworn in as the new chair of the Board of Governors of which prominent international institution, succeeding Jerome Powell?<\/p>\n<button data-correct=\"false\">(A) European Central Bank<\/button>\n<button data-correct=\"false\">(B) Bank of England<\/button>\n<button data-correct=\"true\">(C) United States Federal Reserve<\/button>\n<button data-correct=\"false\">(D) International Monetary Fund<\/button>\n<button data-correct=\"false\">(E) World Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q70. Who was the immediate predecessor of Kevin Warsh as the Chair of the United States Federal Reserve?<\/p>\n<button data-correct=\"false\">(A) Janet Yellen<\/button>\n<button data-correct=\"false\">(B) Ben Bernanke<\/button>\n<button data-correct=\"true\">(C) Jerome Powell<\/button>\n<button data-correct=\"false\">(D) Alan Greenspan<\/button>\n<button data-correct=\"false\">(E) Paul Volcker<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q71. Unregistered Type I NBFC regulations mandated by the RBI officially came into enforcement on which date?<\/p>\n<button data-correct=\"false\">(A) April 1<\/button>\n<button data-correct=\"false\">(B) May 19<\/button>\n<button data-correct=\"true\">(C) July 1<\/button>\n<button data-correct=\"false\">(D) October 1<\/button>\n<button data-correct=\"false\">(E) December 31<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q72. Under the revised guidelines for UCBs, loans backed solely by personal guarantees are classified under which exposure category?<\/p>\n<button data-correct=\"false\">(A) Fully secured<\/button>\n<button data-correct=\"false\">(B) Priority sector exempt<\/button>\n<button data-correct=\"true\">(C) Unsecured<\/button>\n<button data-correct=\"false\">(D) Liquid asset collateralized<\/button>\n<button data-correct=\"false\">(E) High-yielding structured assets<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q73. What action can an unregistered Type I NBFC take if the RBI refuses its application for deregistration?<\/p>\n<button data-correct=\"false\">(A) Automatically merge with a public sector bank<\/button>\n<button data-correct=\"true\">(B) It must continue to operate under regular registration and comply with standard provisions<\/button>\n<button data-correct=\"false\">(C) Wind up operations within 30 days<\/button>\n<button data-correct=\"false\">(D) Transfer all assets to an offshore trust<\/button>\n<button data-correct=\"false\">(E) Appeal directly to the World Bank tribunal<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q74. If an AD Category-I bank ties up with a digital platform for cross-border outward remittances, who remains fully responsible for FEMA, KYC, and anti-money laundering compliance?<\/p>\n<button data-correct=\"false\">(A) The third-party digital vendor platform<\/button>\n<button data-correct=\"false\">(B) The individual remitter<\/button>\n<button data-correct=\"true\">(C) The AD Category-I Bank<\/button>\n<button data-correct=\"false\">(D) The overseas beneficiary<\/button>\n<button data-correct=\"false\">(E) The Financial Intelligence Unit (FIU-IND)<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q75. What fundamental objective is served by activating the Countercyclical Capital Buffer (CCyB) during standard banking cycles?<\/p>\n<button data-correct=\"false\">(A) To lower regular corporate tax liabilities<\/button>\n<button data-correct=\"true\">(B) To require banks to build additional capital buffers during expansions to draw down during stress<\/button>\n<button data-correct=\"false\">(C) To eliminate the need for maintaining Statutory Liquidity Ratio (SLR)<\/button>\n<button data-correct=\"false\">(D) To subsidize agricultural credit lines directly<\/button>\n<button data-correct=\"false\">(E) To increase the dividend payout ratio for minority shareholders<\/button>\n<\/div>\n\n<h3>Part 2: Economy<\/h3>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q76. According to S&#038;P Global&#8217;s &#8216;India Forward&#8217; report released in May 2026, what is India&#8217;s revised GDP growth projection for the financial year 2026-27 (FY27)?<\/p>\n<button data-correct=\"false\">(A) 7.1%<\/button>\n<button data-correct=\"false\">(B) 6.9%<\/button>\n<button data-correct=\"true\">(C) 6.6%<\/button>\n<button data-correct=\"false\">(D) 6.2%<\/button>\n<button data-correct=\"false\">(E) 7.4%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q77. S&#038;P Global&#8217;s report cited which major factors for down-revising India&#8217;s growth projection for FY27?<\/p>\n<button data-correct=\"false\">(A) Subnormal monsoon and food storage leaks<\/button>\n<button data-correct=\"false\">(B) Post-pandemic supply gluts and domestic labor strikes<\/button>\n<button data-correct=\"true\">(C) West Asia conflict and elevated crude oil prices<\/button>\n<button data-correct=\"false\">(D) Global chip overproduction and tariff updates<\/button>\n<button data-correct=\"false\">(E) Changes in the direct tax code<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q78. Which of the following macroeconomic indicators was NOT explicitly named by S&#038;P Global as facing pressure due to spillovers from the West Asia conflict?<\/p>\n<button data-correct=\"false\">(A) Growth<\/button>\n<button data-correct=\"false\">(B) Inflation<\/button>\n<button data-correct=\"false\">(C) Current account balance<\/button>\n<button data-correct=\"false\">(D) Bond yields<\/button>\n<button data-correct=\"true\">(E) Merchandise exports<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q79. What uniform base year was adopted by the National Statistics Office (NSO) for compiling Gross State Value Added (GSVA) estimates?<\/p>\n<button data-correct=\"false\">(A) 2011-12<\/button>\n<button data-correct=\"false\">(B) 2018-19<\/button>\n<button data-correct=\"false\">(C) 2020-21<\/button>\n<button data-correct=\"true\">(D) 2022-23<\/button>\n<button data-correct=\"false\">(E) 2024-25<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q80. Prior to the NSO&#8217;s uniform notification, how many states and UTs were compiling GSDP estimates using 2011-12 as the base year?<\/p>\n<button data-correct=\"false\">(A) 28 states only<\/button>\n<button data-correct=\"false\">(B) 30 states and UTs<\/button>\n<button data-correct=\"false\">(C) 34 states and UTs<\/button>\n<button data-correct=\"true\">(D) 36 states and UTs<\/button>\n<button data-correct=\"false\">(E) 25 states and UTs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q81. Which territories were explicitly highlighted as exceptions that did not compile GSDP estimates using the old 2011-12 base series?<\/p>\n<button data-correct=\"false\">(A) Puducherry and Andaman &amp; Nicobar<\/button>\n<button data-correct=\"true\">(B) Lakshadweep and Dadra and Nagar Haveli and Daman and Diu<\/button>\n<button data-correct=\"false\">(C) Ladakh and Jammu &amp; Kashmir<\/button>\n<button data-correct=\"false\">(D) Chandigarh and Delhi<\/button>\n<button data-correct=\"false\">(E) Goa and Sikkim<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q82. To improve constant-price economic estimation accuracy, the NSO&#8217;s new 2022-23 base framework explicitly moves away from which methods in several areas?<\/p>\n<button data-correct=\"false\">(A) Volumetric extrapolation methods<\/button>\n<button data-correct=\"false\">(B) Double-deflation structures<\/button>\n<button data-correct=\"true\">(C) Single-deflation methods<\/button>\n<button data-correct=\"false\">(D) Value-added accounting tables<\/button>\n<button data-correct=\"false\">(E) Sourced administrative registries<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q83. Under the updated NSO instructions, what will replace static input structures for tracking plantation activities classified as kutcha construction?<\/p>\n<button data-correct=\"false\">(A) Fixed 5% depreciation tables<\/button>\n<button data-correct=\"true\">(B) Annual dynamic, state-specific cost structures sourced from NABARD<\/button>\n<button data-correct=\"false\">(C) Static indices derived from the 2011-12 survey<\/button>\n<button data-correct=\"false\">(D) Wholesale Price Index adjustments calculated by NITI Aayog<\/button>\n<button data-correct=\"false\">(E) Central Public Works Department manual listings<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q84. Which portal\/platform is named as a major administrative data source for economic computations under the NSO&#8217;s revised GSVA guidelines?<\/p>\n<button data-correct=\"false\">(A) MCA21 Portal<\/button>\n<button data-correct=\"false\">(B) Income Tax e-filing site<\/button>\n<button data-correct=\"true\">(C) Goods and Services Tax Network (GSTN) \/ GST platforms<\/button>\n<button data-correct=\"false\">(D) Shram Suvidha portal<\/button>\n<button data-correct=\"false\">(E) PM Kisan beneficiary ledger<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q85. According to official data for April 2026, which core infrastructure industry holds the highest weight of 28.04 per cent?<\/p>\n<button data-correct=\"false\">(A) Steel<\/button>\n<button data-correct=\"false\">(B) Electricity<\/button>\n<button data-correct=\"true\">(C) Petroleum Refinery Products<\/button>\n<button data-correct=\"false\">(D) Crude Oil<\/button>\n<button data-correct=\"false\">(E) Coal<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q86. By what percentage did Crude Oil production (weight: 8.98%) decline in April 2026 compared to April 2025?<\/p>\n<button data-correct=\"false\">(A) 2.8 per cent<\/button>\n<button data-correct=\"true\">(B) 3.9 per cent<\/button>\n<button data-correct=\"false\">(C) 4.3 per cent<\/button>\n<button data-correct=\"false\">(D) 0.5 per cent<\/button>\n<button data-correct=\"false\">(E) 8.6 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q87. Natural Gas production, holding a weight of 6.88 per cent in the core index, registered what percentage decline in April 2026?<\/p>\n<button data-correct=\"false\">(A) 2.8 per cent<\/button>\n<button data-correct=\"false\">(B) 3.9 per cent<\/button>\n<button data-correct=\"true\">(C) 4.3 per cent<\/button>\n<button data-correct=\"false\">(D) 5.1 per cent<\/button>\n<button data-correct=\"false\">(E) 0.1 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q88. Production of Petroleum Refinery Products declined by what percentage in April 2026 over April 2025?<\/p>\n<button data-correct=\"false\">(A) 0.1 per cent<\/button>\n<button data-correct=\"true\">(B) 0.5 per cent<\/button>\n<button data-correct=\"false\">(C) 1.2 per cent<\/button>\n<button data-correct=\"false\">(D) 2.8 per cent<\/button>\n<button data-correct=\"false\">(E) 3.9 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q89. Which core sector registered the steepest decline of 8.6 per cent in production during April 2026 over the corresponding month of the previous year?<\/p>\n<button data-correct=\"false\">(A) Crude Oil<\/button>\n<button data-correct=\"false\">(B) Natural Gas<\/button>\n<button data-correct=\"true\">(C) Fertilizers<\/button>\n<button data-correct=\"false\">(D) Petroleum Refinery Products<\/button>\n<button data-correct=\"false\">(E) Cement<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q90. Steel production, which accounts for a 17.92 per cent weight in the index of eight core industries, increased by what percentage in April 2026?<\/p>\n<button data-correct=\"false\">(A) 4.1 per cent<\/button>\n<button data-correct=\"true\">(B) 6.2 per cent<\/button>\n<button data-correct=\"false\">(C) 9.4 per cent<\/button>\n<button data-correct=\"false\">(D) 9.5 per cent<\/button>\n<button data-correct=\"false\">(E) 8.7 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q91. Cement production (weight: 5.37%) expanded by what percentage in April 2026 over April 2025?<\/p>\n<button data-correct=\"false\">(A) 6.2 per cent<\/button>\n<button data-correct=\"false\">(B) 8.7 per cent<\/button>\n<button data-correct=\"true\">(C) 9.4 per cent<\/button>\n<button data-correct=\"false\">(D) 4.1 per cent<\/button>\n<button data-correct=\"false\">(E) 1.0 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q92. Electricity generation, holding a weight of 19.85 per cent, witnessed what percentage expansion in April 2026 over April 2025?<\/p>\n<button data-correct=\"false\">(A) 1.0 per cent<\/button>\n<button data-correct=\"true\">(B) 4.1 per cent<\/button>\n<button data-correct=\"false\">(C) 6.2 per cent<\/button>\n<button data-correct=\"false\">(D) 9.4 per cent<\/button>\n<button data-correct=\"false\">(E) 2.8 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q93. What is the cumulative weight of Petroleum Refinery Products, Steel, and Electricity combined in the Index of Eight Core Industries?<\/p>\n<button data-correct=\"false\">(A) 50.12 per cent<\/button>\n<button data-correct=\"false\">(B) 60.50 per cent<\/button>\n<button data-correct=\"true\">(C) 65.81 per cent<\/button>\n<button data-correct=\"false\">(D) 55.24 per cent<\/button>\n<button data-correct=\"false\">(E) 48.90 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q94. What amount was officially released by the Union Government as the first wage instalment under MGNREGA for the financial year 2026-27?<\/p>\n<button data-correct=\"true\">(A) Rs. 10,500 crore<\/button>\n<button data-correct=\"false\">(B) Rs. 12,000 crore<\/button>\n<button data-correct=\"false\">(C) Rs. 15,400 crore<\/button>\n<button data-correct=\"false\">(D) Rs. 20,000 crore<\/button>\n<button data-correct=\"false\">(E) Rs. 8,500 crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q95. The Competition Commission of India (CCI) approved a shareholding acquisition in the Indian data centre sector by which foreign entity?<\/p>\n<button data-correct=\"false\">(A) Abu Dhabi Investment Authority<\/button>\n<button data-correct=\"false\">(B) GIC Singapore<\/button>\n<button data-correct=\"true\">(C) CPPIB India Private Holdings Inc.<\/button>\n<button data-correct=\"false\">(D) Temasek Holdings<\/button>\n<button data-correct=\"false\">(E) SoftBank Vision Fund<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q96. The development of a state-of-the-art Ship Repair Facility at Vadinar, Gujarat, was approved by which apex committee chaired by the Prime Minister?<\/p>\n<button data-correct=\"false\">(A) Cabinet Committee on Security (CCS)<\/button>\n<button data-correct=\"true\">(B) Cabinet Committee on Economic Affairs (CCEA)<\/button>\n<button data-correct=\"false\">(C) Appointments Committee of the Cabinet<\/button>\n<button data-correct=\"false\">(D) National Infrastructure Pipeline Committee<\/button>\n<button data-correct=\"false\">(E) NITI Aayog Governing Council<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q97. The approved Vadinar Ship Repair Facility in Gujarat will be capable of handling vessels up to what maximum length?<\/p>\n<button data-correct=\"false\">(A) 230 meters<\/button>\n<button data-correct=\"false\">(B) 250 meters<\/button>\n<button data-correct=\"false\">(C) 280 meters<\/button>\n<button data-correct=\"true\">(D) 300 meters<\/button>\n<button data-correct=\"false\">(E) 320 meters<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q98. Following the financial shocks and benchmark shifts noted in May 2026, the domestic 10-year government bond yield climbed by 50 basis points to reach what level?<\/p>\n<button data-correct=\"false\">(A) 6.50%<\/button>\n<button data-correct=\"false\">(B) 6.85%<\/button>\n<button data-correct=\"true\">(C) 7.10%<\/button>\n<button data-correct=\"false\">(D) 7.25%<\/button>\n<button data-correct=\"false\">(E) 7.50%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q99. Amid global pressures and West Asian conflicts, the Indian Rupee registered what percentage weakening as reported alongside the fiscal balance revisions?<\/p>\n<button data-correct=\"false\">(A) Nearly 3%<\/button>\n<button data-correct=\"false\">(B) Nearly 5%<\/button>\n<button data-correct=\"true\">(C) Nearly 7%<\/button>\n<button data-correct=\"false\">(D) Nearly 10%<\/button>\n<button data-correct=\"false\">(E) Nearly 2.5%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q100. For how many Fab\/Packaging projects has approval been granted under the Semicon India Programme to strengthen domestic manufacturing capacity as of May 2026?<\/p>\n<button data-correct=\"false\">(A) 10 projects<\/button>\n<button data-correct=\"true\">(B) 12 projects<\/button>\n<button data-correct=\"false\">(C) 18 projects<\/button>\n<button data-correct=\"false\">(D) 20 projects<\/button>\n<button data-correct=\"false\">(E) 24 projects<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        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}\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-2-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 15 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/myaccount\/buypayu\/bolt.php\" target=\"_blank\" rel=\"noreferrer noopener\">get oliveboard May 2026 bOLT here<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-part-3\"><span class=\"ez-toc-section\" id=\"PART_3\"><\/span>PART 3<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-3-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-3-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-3 * { box-sizing: border-box; }\n\n#quiz-3 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-3 h2 {\n  text-align: center;\n}\n\n#quiz-3 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-3 .question p {\n  font-weight: bold;\n}\n\n#quiz-3 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-3 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-3 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-3 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-3 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-3 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-3 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-3 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-3 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-3 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-3 .bar-attempted { background: #2196f3; }\n#quiz-3 .bar-correct { background: #4caf50; }\n#quiz-3 .bar-wrong { background: #f44336; }\n#quiz-3 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-3 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-3 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-3\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-3-sticky-header\">\n  <span>Banking &#038; Financial Awareness Quiz May 2026 Part 3<\/span>\n  <span id=\"quiz-3-score-badge\">Score: <strong id=\"quiz-3-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n  <div class=\"question\" data-answered=\"false\">\n<p>Q101. Which ministry launched the new investor-facing interface portal named &#8220;Semicon Investor Connect&#8221; under the India Semiconductor Mission?<\/p>\n<button data-correct=\"false\">(A) Ministry of Commerce and Industry<\/button>\n<button data-correct=\"false\">(B) Ministry of Heavy Industries<\/button>\n<button data-correct=\"true\">(C) Ministry of Electronics and Information Technology<\/button>\n<button data-correct=\"false\">(D) Ministry of MSME<\/button>\n<button data-correct=\"false\">(E) Ministry of Communication<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q102. Which of the following is NOT explicitly listed among the entities supporting grievance resolutions on the India Semiconductor Mission&#8217;s official portal?<\/p>\n<button data-correct=\"false\">(A) Approved Project Companies<\/button>\n<button data-correct=\"false\">(B) State Governments<\/button>\n<button data-correct=\"false\">(C) Departments of the Government of India<\/button>\n<button data-correct=\"false\">(D) International and national trade bodies\/associations<\/button>\n<button data-correct=\"true\">(E) Local self-government institutions (Panchayats)<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q103. Under the updated NSO guidelines, how often are dynamic, state-specific cost structures for primary activities expected to be integrated for accurate GSVA estimates?<\/p>\n<button data-correct=\"false\">(A) Once every 5 years<\/button>\n<button data-correct=\"false\">(B) Half-yearly<\/button>\n<button data-correct=\"true\">(C) Annually<\/button>\n<button data-correct=\"false\">(D) Quarter-on-quarter<\/button>\n<button data-correct=\"false\">(E) Decadally<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q104. S&#038;P Global&#8217;s report analyzing geopolitical spillovers is titled which of the following?<\/p>\n<button data-correct=\"false\">(A) India&#8217;s Economic Breakthrough<\/button>\n<button data-correct=\"false\">(B) Asian Resilience Tracker<\/button>\n<button data-correct=\"true\">(C) India Forward<\/button>\n<button data-correct=\"false\">(D) Global Conflict Spillovers 2026<\/button>\n<button data-correct=\"false\">(E) Horizon India<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q105. By how much did the Index of Eight Core Industries cumulative index for natural gas drop during the full fiscal year 2025-26 over the previous year?<\/p>\n<button data-correct=\"false\">(A) 0.1 per cent<\/button>\n<button data-correct=\"false\">(B) 0.5 per cent<\/button>\n<button data-correct=\"true\">(C) 2.8 per cent<\/button>\n<button data-correct=\"false\">(D) 3.9 per cent<\/button>\n<button data-correct=\"false\">(E) 4.3 per cent<\/button>\n<\/div>\n\n<h3>Part 3: Advanced\/Applied Current Financial &#038; Economic Frameworks<\/h3>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q106. In the final guidelines on NBFCs, what happens if an unregistered Type I NBFC expands its operations and cross-connects assets to touch a valuation of Rs. 1,200 crore?<\/p>\n<button data-correct=\"false\">(A) It is automatically dissolved<\/button>\n<button data-correct=\"false\">(B) It falls under the Type II classification<\/button>\n<button data-correct=\"true\">(C) It is required to obtain formal registration as a Type I NBFC<\/button>\n<button data-correct=\"false\">(D) It gets classified as an Unincorporated Enterprise<\/button>\n<button data-correct=\"false\">(E) It is granted automatic immunity by the Ministry of Corporate Affairs<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q107. Which portal is used for submitting deregistration applications under the newly introduced structured exit framework for eligible NBFCs?<\/p>\n<button data-correct=\"false\">(A) SARATHI<\/button>\n<button data-correct=\"true\">(B) PRAVAAH<\/button>\n<button data-correct=\"false\">(C) SEBI-SCORES<\/button>\n<button data-correct=\"false\">(D) FIN-GATE<\/button>\n<button data-correct=\"false\">(E) MANCH<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q108. To apply for deregistration, an NBFC must submit audited financial statements covering at least how many preceding years?<\/p>\n<button data-correct=\"false\">(A) Past one year<\/button>\n<button data-correct=\"false\">(B) Past two years<\/button>\n<button data-correct=\"true\">(C) Past three years<\/button>\n<button data-correct=\"false\">(D) Past five years<\/button>\n<button data-correct=\"false\">(E) Past ten years<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q109. If an NBFC uses indirect public funding via its group corporate entities, how does the RBI treat this under the tightened regulatory arbitrage definitions?<\/p>\n<button data-correct=\"false\">(A) Treated as completely exempt capital<\/button>\n<button data-correct=\"false\">(B) Treated as regular seed promoter equity<\/button>\n<button data-correct=\"true\">(C) Treated as public funding<\/button>\n<button data-correct=\"false\">(D) Treated as foreign direct investment<\/button>\n<button data-correct=\"false\">(E) Treated as subordinated debt<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q110. Under the revised guidelines, who holds the ultimate right to refuse an NBFC&#8217;s application for regulatory deregistration if the business model lacks durableness?<\/p>\n<button data-correct=\"false\">(A) Registrar of Companies<\/button>\n<button data-correct=\"false\">(B) Central Board of Direct Taxes<\/button>\n<button data-correct=\"true\">(C) Reserve Bank of India (RBI)<\/button>\n<button data-correct=\"false\">(D) Indian Banks&#8217; Association<\/button>\n<button data-correct=\"false\">(E) Department of Financial Services<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q111. What action will be taken if an unregistered Type I NBFC attempts to invest in financial services abroad without obtaining prior registration and RBI clearance?<\/p>\n<button data-correct=\"false\">(A) Fine equivalent to 100% of the investment will be levied by SEBI<\/button>\n<button data-correct=\"true\">(B) The transaction will be declared null and void under the relevant provisions of the RBI Act<\/button>\n<button data-correct=\"false\">(C) The NBFC will be automatically merged with LIC<\/button>\n<button data-correct=\"false\">(D) It will be downgraded to a micro-enterprise status<\/button>\n<button data-correct=\"false\">(E) The directors will face an automatic lifelong ban from financial markets<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q112. The withdrawal of Rs. 2,000 denomination banknotes was originally initiated by the RBI as part of which statutory management exercise?<\/p>\n<button data-correct=\"false\">(A) Demonetization Act Amendment<\/button>\n<button data-correct=\"true\">(B) Clean Note Policy Currency Management Exercise<\/button>\n<button data-correct=\"false\">(C) Fiscal Deficit Rationalization<\/button>\n<button data-correct=\"false\">(D) Digital India Cashless Push<\/button>\n<button data-correct=\"false\">(E) Emergency Banking Restructuring Scheme<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q113. Under the final lending guidelines for UCBs, what amount of unsecured priority sector loan per borrower is completely exempted from calculation under the 20% aggregate cap?<\/p>\n<button data-correct=\"false\">(A) Up to Rs. 20,000<\/button>\n<button data-correct=\"false\">(B) Up to Rs. 25,000<\/button>\n<button data-correct=\"true\">(C) Up to Rs. 50,000<\/button>\n<button data-correct=\"false\">(D) Up to Rs. 75,000<\/button>\n<button data-correct=\"false\">(E) Up to Rs. 100,000<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q114. For a UCB to exclude unsecured priority-sector advances up to Rs. 50,000 from its 20% unsecured lending cap, it must be compliant with which criteria?<\/p>\n<button data-correct=\"false\">(A) PCA (Prompt Corrective Action) Framework<\/button>\n<button data-correct=\"true\">(B) ECBA (Eligibility Criteria for Business Authorisation)<\/button>\n<button data-correct=\"false\">(C) CAMELS rating of &#8216;A&#8217; or above<\/button>\n<button data-correct=\"false\">(D) Base-level Capital Adequacy Ratio of 15%<\/button>\n<button data-correct=\"false\">(E) National Cooperative Banking Charter 2025<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q115. Larger Urban Cooperative Banks categorised under Tier-III and Tier-IV have been given what regulatory relaxation regarding housing loan tenures?<\/p>\n<button data-correct=\"false\">(A) They can extend loans up to 50 years unconditionally<\/button>\n<button data-correct=\"true\">(B) Flexibility to determine loan tenures under board-approved policies<\/button>\n<button data-correct=\"false\">(C) Complete exemption from maintaining provisioning on housing credit<\/button>\n<button data-correct=\"false\">(D) Permission to fund commercial land acquisitions at zero percent interest<\/button>\n<button data-correct=\"false\">(E) Mandatory requirement to mirror public sector bank limits exactly<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q116. Which of the following is considered a &#8216;secured exposure&#8217; for UCBs under the new rules, provided it is backed by enforceable employer arrangements?<\/p>\n<button data-correct=\"false\">(A) Personal loan to a corporate executive<\/button>\n<button data-correct=\"true\">(B) Salary-linked loan<\/button>\n<button data-correct=\"false\">(C) Multi-state cooperative credit line<\/button>\n<button data-correct=\"false\">(D) Clean overdraft facility<\/button>\n<button data-correct=\"false\">(E) Loan against a third-party guarantee<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q117. Under the revised outward remittance framework, what major operational relaxation was given to AD Category-I banks?<\/p>\n<button data-correct=\"false\">(A) Complete exemption from tracking FEMA rules<\/button>\n<button data-correct=\"true\">(B) Removal of the requirement for prior approval for digital platform remittance tie-ups<\/button>\n<button data-correct=\"false\">(C) Permission to operate without keeping any cash reserves against remittances<\/button>\n<button data-correct=\"false\">(D) Right to issue global corporate credit cards independently<\/button>\n<button data-correct=\"false\">(E) Direct access to clear funds through offshore sovereign entities<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q118. What core transparency requirement does the RBI&#8217;s outward digital remittance framework mandate for partner non-bank platforms?<\/p>\n<button data-correct=\"false\">(A) Disclosing the source code of the digital application<\/button>\n<button data-correct=\"true\">(B) Clear disclosures on exchange rates, charges, timelines for transfers, and beneficiary credits<\/button>\n<button data-correct=\"false\">(C) Publishing weekly audits on the platform&#8217;s overall corporate profits<\/button>\n<button data-correct=\"false\">(D) Sharing complete details of all domestic account holders with the vendor<\/button>\n<button data-correct=\"false\">(E) Registering the digital platform as an independent public commercial bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q119. Under the RBI Commercial Banks Capital Adequacy Directions 2025, when is the Countercyclical Capital Buffer (CCyB) intended to be activated?<\/p>\n<button data-correct=\"false\">(A) When a bank&#8217;s internal fraud causes a severe cash crunch<\/button>\n<button data-correct=\"true\">(B) When systemic risks arising from excess credit growth begin to build up<\/button>\n<button data-correct=\"false\">(C) During periods of prolonged industrial recession and hyperinflation<\/button>\n<button data-correct=\"false\">(D) When the stock market collapses by more than 20%<\/button>\n<button data-correct=\"false\">(E) At the beginning of every financial fiscal quarter by default<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q120. If a commercial bank is exempted from maintaining an Investment Fluctuation Reserve (IFR), what accounting action must it take to treat outstanding balances as Tier 1 capital?<\/p>\n<button data-correct=\"false\">(A) Transfer them above the line to the customer deposits pool<\/button>\n<button data-correct=\"true\">(B) Transfer outstanding balances below the line to statutory reserve, general reserve, or P&amp;L account balance<\/button>\n<button data-correct=\"false\">(C) Convert the entire reserve into physical gold reserves held with the RBI<\/button>\n<button data-correct=\"false\">(D) Write off the reserve as an active operating loss<\/button>\n<button data-correct=\"false\">(E) Invest the balance exclusively in high-yield corporate bonds<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q121. Under Paragraph 154(3) of the investment portfolio directions, what treatment is mandated for UCBs when handling IFR balances?<\/p>\n<button data-correct=\"false\">(A) Complete freeze on all investment accounting operations<\/button>\n<button data-correct=\"true\">(B) Prescribed accounting treatment must be followed in all scenarios, including where balances exceed thresholds<\/button>\n<button data-correct=\"false\">(C) Mandatory transfer of the entire excess balance to the state cooperative ministry<\/button>\n<button data-correct=\"false\">(D) Conversion of excess balances into long-term infrastructure equity bonds<\/button>\n<button data-correct=\"false\">(E) Direct distribution of excess reserves as cash dividends to all cooperative members<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q122. Why did the RBI reject requests from Tier 1 and Tier 2 Urban Cooperative Banks for exemption from the IFR framework?<\/p>\n<button data-correct=\"false\">(A) Their cumulative gross NPAs crossed the 15% danger mark<\/button>\n<button data-correct=\"true\">(B) The RBI clarified that IDR and IFR serve distinct purposes, where IDR is a provision against depreciation while IFR is a reserve<\/button>\n<button data-correct=\"false\">(C) UCBs failed to set up separate digital risk management committees<\/button>\n<button data-correct=\"false\">(D) They have access to state-level emergency funding packages<\/button>\n<button data-correct=\"false\">(E) They are not subjected to Basel regulations under any circumstances<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q123. Which guiding principle under the draft Pillar 3 disclosure norms requires that data describe a bank&#8217;s main activities and all significant risks with underlying details?<\/p>\n<button data-correct=\"false\">(A) Principle of Clarity<\/button>\n<button data-correct=\"false\">(B) Principle of Meaningfulness<\/button>\n<button data-correct=\"true\">(C) Principle of Comprehensiveness<\/button>\n<button data-correct=\"false\">(D) Principle of Consistency over time<\/button>\n<button data-correct=\"false\">(E) Principle of Proprietary Confidentiality<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q124. How must unlisted banking entities approach the newly proposed Basel Pillar 3 disclosure norms?<\/p>\n<button data-correct=\"false\">(A) They are completely exempt from making any Pillar 3 disclosures<\/button>\n<button data-correct=\"false\">(B) They must publish disclosures only if they launch an initial public offering<\/button>\n<button data-correct=\"true\">(C) They are required to make disclosures on a standalone basis, even if they don&#8217;t publish financial results<\/button>\n<button data-correct=\"false\">(D) They need to report data directly to the Finance Ministry instead of the public<\/button>\n<button data-correct=\"false\">(E) They are given an extended 10-year holiday from all disclosure compliance<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q125. S&#038;P Global&#8217;s report &#8216;India Forward&#8217; notes that economic pressure on domestic markets caused the benchmark 10-year bond yield to climb by how many basis points?<\/p>\n<button data-correct=\"false\">(A) 25 basis points<\/button>\n<button data-correct=\"false\">(B) 40 basis points<\/button>\n<button data-correct=\"true\">(C) 50 basis points<\/button>\n<button data-correct=\"false\">(D) 75 basis points<\/button>\n<button data-correct=\"false\">(E) 100 basis points<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q126. Under the uniform guidelines issued by the National Statistics Office (NSO) for Gross State Value Added (GSVA), what is the targeted objective of shifting the base year?<\/p>\n<button data-correct=\"false\">(A) To minimize the states&#8217; overall revenue collection transparency<\/button>\n<button data-correct=\"true\">(B) To make state-level economic estimates more accurate, comparable, and better aligned with the current structure of the economy<\/button>\n<button data-correct=\"false\">(C) To artificially inflate the industrial growth projections of under-performing UTs<\/button>\n<button data-correct=\"false\">(D) To align Indian statistics directly with the US Federal Reserve timeline<\/button>\n<button data-correct=\"false\">(E) To replace the corporate registry database completely with rural census data<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q127. Under the Index of Eight Core Industries data for April 2026, which industry recorded an expansion of 6.2 per cent in production?<\/p>\n<button data-correct=\"false\">(A) Fertilizer<\/button>\n<button data-correct=\"false\">(B) Crude Oil<\/button>\n<button data-correct=\"true\">(C) Steel<\/button>\n<button data-correct=\"false\">(D) Cement<\/button>\n<button data-correct=\"false\">(E) Electricity<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q128. What is the assigned weight of the Fertilizer production sector in the Index of Eight Core Industries?<\/p>\n<button data-correct=\"false\">(A) 28.04 per cent<\/button>\n<button data-correct=\"false\">(B) 17.92 per cent<\/button>\n<button data-correct=\"false\">(C) 5.37 per cent<\/button>\n<button data-correct=\"true\">(D) 2.63 per cent<\/button>\n<button data-correct=\"false\">(E) 8.98 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q129. By what percentage did the cumulative index of Petroleum Refinery Products decline during the April-March 2025-26 period?<\/p>\n<button data-correct=\"true\">(A) 0.1 per cent<\/button>\n<button data-correct=\"false\">(B) 0.5 per cent<\/button>\n<button data-correct=\"false\">(C) 2.8 per cent<\/button>\n<button data-correct=\"false\">(D) 3.9 per cent<\/button>\n<button data-correct=\"false\">(E) 4.3 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q130. Which industry in the core sector index holds an exact weight of 19.85 per cent?<\/p>\n<button data-correct=\"false\">(A) Petroleum Refinery Products<\/button>\n<button data-correct=\"false\">(B) Steel<\/button>\n<button data-correct=\"true\">(C) Electricity<\/button>\n<button data-correct=\"false\">(D) Crude Oil<\/button>\n<button data-correct=\"false\">(E) Natural Gas<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q131. Who heads the High-Level Committee on Demographic Change constituted by the Government of India, whose budget alignments touch financial outlays?<\/p>\n<button data-correct=\"false\">(A) Shri Durga Shankar Mishra<\/button>\n<button data-correct=\"true\">(B) Justice Prakash Prabhakar Navlekar (Retired)<\/button>\n<button data-correct=\"false\">(C) Dr. Shamika Ravi<\/button>\n<button data-correct=\"false\">(D) Shri Balaji Srivastava<\/button>\n<button data-correct=\"false\">(E) Om Birla<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q132. What specific role is played by the Census Commissioner in the newly constituted High-Level Committee on Demographic Change?<\/p>\n<button data-correct=\"false\">(A) Member Secretary<\/button>\n<button data-correct=\"false\">(B) Chairperson<\/button>\n<button data-correct=\"true\">(C) Ex-officio Member<\/button>\n<button data-correct=\"false\">(D) Chief Technical Legal Advisor<\/button>\n<button data-correct=\"false\">(E) External Financial Consultant<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q133. West Bengal&#8217;s Cabinet cleared the formation of which state pay commission to revise employee salaries, pensions, and allowances?<\/p>\n<button data-correct=\"false\">(A) 5th State Pay Commission<\/button>\n<button data-correct=\"false\">(B) 6th State Pay Commission<\/button>\n<button data-correct=\"true\">(C) 7th State Pay Commission<\/button>\n<button data-correct=\"false\">(D) 8th State Pay Commission<\/button>\n<button data-correct=\"false\">(E) 4th State Pay Commission<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q134. Which state government announced a major financial policy move implementing cash transfers and free bus rides for women alongside its pay panel updates?<\/p>\n<button data-correct=\"false\">(A) Haryana<\/button>\n<button data-correct=\"false\">(B) Punjab<\/button>\n<button data-correct=\"true\">(C) West Bengal<\/button>\n<button data-correct=\"false\">(D) Kerala<\/button>\n<button data-correct=\"false\">(E) Rajasthan<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q135. In which year did West Bengal previously implement its 6th Pay Commission with retrospective arrears dating to 2016?<\/p>\n<button data-correct=\"false\">(A) 2016<\/button>\n<button data-correct=\"false\">(B) 2018<\/button>\n<button data-correct=\"true\">(C) 2019<\/button>\n<button data-correct=\"false\">(D) 2021<\/button>\n<button data-correct=\"false\">(E) 2022<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q136. Ahead of its planned IPO, which tech-telecom infrastructure giant appointed Pankaj Pawar as Managing Director for a five-year term?<\/p>\n<button data-correct=\"false\">(A) Bharti Airtel<\/button>\n<button data-correct=\"true\">(B) Jio Platforms<\/button>\n<button data-correct=\"false\">(C) Vodafone Idea<\/button>\n<button data-correct=\"false\">(D) Tata Communications<\/button>\n<button data-correct=\"false\">(E) Adani Data Networks<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q137. Pankaj Pawar, newly appointed as MD of Jio Platforms, previously took over as Chairman of Reliance Jio Infocomm Limited (RJIL) in which year?<\/p>\n<button data-correct=\"false\">(A) 2014<\/button>\n<button data-correct=\"false\">(B) 2018<\/button>\n<button data-correct=\"false\">(C) 2020<\/button>\n<button data-correct=\"true\">(D) 2022<\/button>\n<button data-correct=\"false\">(E) 2024<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q138. The Ministry of Social Justice and Empowerment launched which digital portal to track socio-economic development and monitor fund flows in 47,000 SC-majority villages?<\/p>\n<button data-correct=\"false\">(A) SAMARTH Portal<\/button>\n<button data-correct=\"true\">(B) PM-AJAY Portal<\/button>\n<button data-correct=\"false\">(C) Seva App<\/button>\n<button data-correct=\"false\">(D) Drishti Portal<\/button>\n<button data-correct=\"false\">(E) SC-Connect App<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q139. Under the Adarsh Gram component of the PM-AJAY scheme, the new portal replaces paper-based planning with digital mapping across how many developmental domains?<\/p>\n<button data-correct=\"false\">(A) 5 domains<\/button>\n<button data-correct=\"false\">(B) 8 domains<\/button>\n<button data-correct=\"true\">(C) 10 domains<\/button>\n<button data-correct=\"false\">(D) 12 domains<\/button>\n<button data-correct=\"false\">(E) 15 domains<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q140. How many socio-economic indicators are monitored via national, state, and district dashboards under the PM-AJAY Adarsh Gram digital planning component?<\/p>\n<button data-correct=\"false\">(A) 25 indicators<\/button>\n<button data-correct=\"false\">(B) 40 indicators<\/button>\n<button data-correct=\"true\">(C) 50 indicators<\/button>\n<button data-correct=\"false\">(D) 75 indicators<\/button>\n<button data-correct=\"false\">(E) 100 indicators<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q141. The Grants-in-Aid (GIA) component of the PM-AJAY portal functions as which type of automated system to monitor projects?<\/p>\n<button data-correct=\"false\">(A) Decentralized Block-level Ledger<\/button>\n<button data-correct=\"true\">(B) Centralized Management Information System (MIS)<\/button>\n<button data-correct=\"false\">(C) Peer-to-peer Crowdfunding Interface<\/button>\n<button data-correct=\"false\">(D) Cryptographic Auditing Ledger<\/button>\n<button data-correct=\"false\">(E) Open-source Regional Data Repository<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q142. The Ministry of Social Justice and Empowerment launched which virtual network mobile application specifically engineered for the welfare and safety of senior citizens?<\/p>\n<button data-correct=\"false\">(A) SNEH<\/button>\n<button data-correct=\"true\">(B) JEEVAN<\/button>\n<button data-correct=\"false\">(C) SHATAYU<\/button>\n<button data-correct=\"false\">(D) SAHARA<\/button>\n<button data-correct=\"false\">(E) VAYU<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q143. What is the full expansion of the &#8216;JEEVAN&#8217; mobile application launched for elderly care ecosystem management?<\/p>\n<button data-correct=\"true\">(A) Joint Elderly Empowerment &amp; Virtual Assistance Network<\/button>\n<button data-correct=\"false\">(B) Judicial Elder Equity &amp; Vital Assistance Node<\/button>\n<button data-correct=\"false\">(C) Joint Economic Empowerment &amp; Value Assistance Network<\/button>\n<button data-correct=\"false\">(D) Jurisdiction for Elderly Emergency Verification &amp; Action Node<\/button>\n<button data-correct=\"false\">(E) Jan-Suraksha Elderly Welfare &amp; Virtual Assistance Network<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q144. Which companion dashboard platform was launched to help senior citizens check the district-wise availability of certified Geriatric Caregivers?<\/p>\n<button data-correct=\"false\">(A) SNEH Dashboard<\/button>\n<button data-correct=\"false\">(B) VAYU Care Portal<\/button>\n<button data-correct=\"true\">(C) SHATAYU Geriatric Caregiver Dashboard<\/button>\n<button data-correct=\"false\">(D) SAHARA Care Network<\/button>\n<button data-correct=\"false\">(E) JEEVAN Support System<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q145. What does the acronym &#8216;SHATAYU&#8217; expand to in the context of the senior holistic care economy dashboard?<\/p>\n<button data-correct=\"true\">(A) Senior Holistic Care Assistance and Training For Your Utility<\/button>\n<button data-correct=\"false\">(B) Sovereign Health Assistance and Technology for Aged Users<\/button>\n<button data-correct=\"false\">(C) Senior Home Allocation and Training Asset for Youth Unions<\/button>\n<button data-correct=\"false\">(D) Specialized Health Administration and Technical Aid for Urban Users<\/button>\n<button data-correct=\"false\">(E) Systemic Holistic Assistance Tracker for Aged Young-at-heart Individuals<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q146. During which national workshop event were the tech platforms JEEVAN and SHATAYU officially unveiled?<\/p>\n<button data-correct=\"false\">(A) Workshop on Digital Financial Inclusion for Rural India<\/button>\n<button data-correct=\"true\">(B) National Workshop on &#8216;Creating a Well-Functioning Care Economy&#8217;<\/button>\n<button data-correct=\"false\">(C) Apex Summit on National Pension Architecture<\/button>\n<button data-correct=\"false\">(D) Annual Conference on Geriatric Medical Logistics<\/button>\n<button data-correct=\"false\">(E) NITI Aayog Workshop on Social Safety Infrastructure<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q147. Which mobile application was explicitly launched by the Haryana Building and Other Construction Workers Welfare Board to support laborers at traditional labour chowks?<\/p>\n<button data-correct=\"false\">(A) ShramSetu<\/button>\n<button data-correct=\"false\">(B) KaushalMitra<\/button>\n<button data-correct=\"true\">(C) ShramMitra<\/button>\n<button data-correct=\"false\">(D) RozgarSathi<\/button>\n<button data-correct=\"false\">(E) LabourConnect<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q148. The rollout of Haryana&#8217;s ShramMitra app is designed to digitally transform and gradually replace which traditional local system used by daily wage earners?<\/p>\n<button data-correct=\"false\">(A) Rozgar Mela system<\/button>\n<button data-correct=\"true\">(B) Traditional labour chowk system<\/button>\n<button data-correct=\"false\">(C) Industrial hiring camps<\/button>\n<button data-correct=\"false\">(D) Contractor paper registration system<\/button>\n<button data-correct=\"false\">(E) Skill exchange block centers<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q149. Under the Semicon India Programme updates, what entity facilitates official business matchmaking and investor engagement at India&#8217;s largest global textile events?<\/p>\n<button data-correct=\"false\">(A) Ministry of Finance<\/button>\n<button data-correct=\"true\">(B) India Semiconductor Mission via Secretary of the Ministry of Textiles<\/button>\n<button data-correct=\"false\">(C) Federation of Indian Export Organisations (FIEO)<\/button>\n<button data-correct=\"false\">(D) NITI Aayog Invest Cell<\/button>\n<button data-correct=\"false\">(E) Department for Promotion of Industry and Internal Trade (DPIIT)<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n<p>Q150. S&#038;P Global&#8217;s &#8216;India Forward&#8217; economic report warns that the ongoing West Asia conflict poses immediate fiscal containment risk for which macroeconomic indicator in India?<\/p>\n<button data-correct=\"false\">(A) Agricultural export growth<\/button>\n<button data-correct=\"false\">(B) Balance of domestic direct tax revenues<\/button>\n<button data-correct=\"true\">(C) Current account balance and inflation due to elevated crude prices<\/button>\n<button data-correct=\"false\">(D) Corporate bond ratings for software sectors<\/button>\n<button data-correct=\"false\">(E) Overall external debt-to-GDP ratio triggers<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up-3\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" 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Quiz<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/banking-financial-awareness-may-2026-quiz\/\">Banking &amp; Financial Awareness May 2026 Quiz, FREE PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/current-affairs-may-2026-quiz\/\">May 2026 Current Affairs, FREE PDF &amp; Live Quiz<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/current-affairs-april-2026-quiz\/\">Current Affairs April 2026 Quiz, Get Free PDF &amp; Attempt Live Quiz<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/monthly-current-affairs\/\">Monthly Current Affairs 2026 PDF For SSC, Banking, and Railways<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/how-to-prepare-current-affairs-for-rbi-grade-b\/\">How to Prepare Monthly Current Affairs for RBI Grade B?<\/a><\/li>\n<\/ul>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"<p>The Banking &amp; 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