{"id":245804,"date":"2026-10-12T21:41:29","date_gmt":"2026-10-12T16:11:29","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=245804"},"modified":"2026-10-12T21:41:32","modified_gmt":"2026-10-12T16:11:32","slug":"rbi-grade-b-phase-2-pyqs-with-solutions","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/","title":{"rendered":"RBI Grade B Phase 2 Previous Year Questions with Solutions"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#Download_RBI_Grade_B_Phase_2_Previous_Year_Paper\" >Download RBI Grade B Phase 2 Previous Year Paper<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#Attempt_RBI_Grade_B_Phase_2_PYQs\" >Attempt RBI Grade B Phase 2 PYQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#Sign_Up-2\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#Login-2\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#Forgot_Password-2\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#i-2\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#Why_should_candidates_solve_RBI_Grade_B_Phase_2_previous_year_questions\" >Why should candidates solve RBI Grade B Phase 2 previous year questions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#What_subjects_are_covered_in_RBI_Grade_B_Phase_2\" >What subjects are covered in RBI Grade B Phase 2?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#What_type_of_Economic_Social_Issues_questions_are_asked_in_RBI_Grade_B_Phase_2\" >What type of Economic &amp; Social Issues questions are asked in RBI Grade B Phase 2?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#What_type_of_descriptive_questions_are_asked_in_the_ESI_paper\" >What type of descriptive questions are asked in the ESI paper?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#What_topics_are_covered_in_the_Finance_section\" >What topics are covered in the Finance section?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#What_topics_are_covered_in_the_Management_section\" >What topics are covered in the Management section?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#How_should_candidates_use_previous_year_questions_effectively\" >How should candidates use previous year questions effectively?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>RBI Grade B Phase 2 is an important stage of the selection process, covering Economic and Social Issues (ESI), Finance and Management (FM), and English Writing Skills. Practising RBI Grade B Phase 2 Previous Year Questions helps candidates understand the exam pattern, difficulty level, key topics, and changing question trends. It also improves answer-writing skills, accuracy, time management, and confidence for the actual exam.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-download-rbi-grade-b-phase-2-previous-year-paper\"><span class=\"ez-toc-section\" id=\"Download_RBI_Grade_B_Phase_2_Previous_Year_Paper\"><\/span>Download RBI Grade B Phase 2 Previous Year Paper<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Downloading RBI Grade B Phase 2 previous year papers is one of the most effective ways to start your exam preparation. These papers help candidates understand the latest exam pattern, question types, difficulty level, and important topics asked in the examination. <\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><a href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-phase-2-pyqs-with-solutions-pdf\/?ref=contac-rbi-phase2-pyq\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Download Free PDF<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-attempt-rbi-grade-b-phase-2-pyqs\"><span class=\"ez-toc-section\" id=\"Attempt_RBI_Grade_B_Phase_2_PYQs\"><\/span>Attempt RBI Grade B Phase 2 PYQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Attempting RBI Grade B Phase 2 Previous Year Questions (PYQs) helps candidates evaluate their preparation level and gain confidence for the actual examination. <\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> RBI Grade B Phase 2 ESI PYQs <\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. Angikaar Campaign 2025 runs from ______ to ______ across more than ______ Urban Local Bodies (ULBs).<\/p>\n  <button data-correct=\"false\">1st September 2025; 30th October 2025; 4,000<\/button>\n  <button data-correct=\"true\">4th September 2025; 31st October 2025; 5,000<\/button>\n  <button data-correct=\"false\">4th September 2025; 31st October 2025; 3,000<\/button>\n  <button data-correct=\"false\">1st October 2025; 30th November 2025; 5,000<\/button>\n  <button data-correct=\"false\">15th September 2025; 15th November 2025; 6,000<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. With reference to Pradhan Mantri Awaas Yojana-Urban (PMAY-U) and PMAY-U 2.0, consider the following statements: (I) Under PMAY-U, 120 lakh houses have been sanctioned. (II) Out of the sanctioned houses, 94.11 lakh houses have been completed and delivered. (III) Under PMAY-U 2.0, one crore additional urban families will receive financial support up to \u20b92.50 lakh. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"false\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"true\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. Consider the following cases regarding eligibility under the Pradhan Mantri Suraksha Bima Yojana (PMSBY): (I) Ramesh, aged 25 years, has a savings bank account and gives consent for auto-debit of the premium. (II) Sita, aged 72 years, holds a savings bank account and wishes to enrol under the scheme. (III) Abdul, aged 45 years, does not have a bank account but is willing to pay the premium in cash. (IV) Meena, aged 69 years, has a savings bank account and agrees to auto-debit of premium. Which of the above individuals is\/are eligible to enrol under PMSBY?<\/p>\n  <button data-correct=\"true\">I and IV only<\/button>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I and II only<\/button>\n  <button data-correct=\"false\">I, II and IV only<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. With reference to eligibility under CARA (Central Adoption Resource Authority) rules for prospective adoptive parents, consider the following statements: (I) The prospective adoptive parents must be physically, mentally, and emotionally stable and financially capable. (II) A single male is eligible to adopt a girl child under CARA guidelines. (III) There is an upper age limit prescribed for prospective adoptive parents based on the age of the child. (IV) Consent of both spouses is required in case of married couples seeking adoption. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I and II only<\/button>\n  <button data-correct=\"true\">I, III and IV only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and IV only<\/button>\n  <button data-correct=\"false\">I, II, III and IV<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. With reference to eligibility under the National Pension System (NPS), consider the following statements: (I) Any Indian citizen between 18 and 70 years of age can join NPS. (II) Non-Resident Indians (NRIs) are eligible to subscribe to NPS subject to regulatory norms. (III) Hindu Undivided Families (HUFs) are eligible to open an NPS account. (IV) Overseas Citizens of India (OCIs) are eligible to open an NPS account. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">I, II and III only<\/button>\n  <button data-correct=\"false\">II and IV only<\/button>\n  <button data-correct=\"false\">I, II and IV only<\/button>\n  <button data-correct=\"false\">I, II, III and IV<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. With reference to PM Surya Ghar: Muft Bijli Yojana, consider the following statements: (I) The scheme has a total outlay of \u20b975,021 crore. (II) It aims to install rooftop solar systems for 1 crore households. (III) It provides up to 500 units of free electricity per month to beneficiaries. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. With reference to the objectives of the SHRESHTHA scheme, consider the following statements: (I) It seeks to bridge educational disparities faced by SC students. (II) It promotes social inclusion through access to high-quality schooling. (III) It is exclusively meant for higher education at the university level. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. Consider the following cases regarding eligibility under PM SVANidhi Scheme: (I) Raju was vending fruits in an urban area before 24 March 2020 and possesses a valid Certificate of Vending. (II) Meena started street vending in July 2021 and does not have proof of prior vending before March 2020. (III) Karim was identified in the ULB-led survey but does not have a Certificate of Vending; however, he has a Letter of Recommendation issued by the ULB. (IV) Sita operates a small shop in a permanent commercial complex registered under GST. Which of the above individuals is\/are eligible to avail benefits under PM SVANidhi?<\/p>\n  <button data-correct=\"true\">I and III only<\/button>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"false\">I, II and III only<\/button>\n  <button data-correct=\"false\">II and IV only<\/button>\n  <button data-correct=\"false\">I, III and IV only<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. Between April 2024 and December 2025, more than _______ lakh candidates were trained across _______ States and _____ districts under PMKVY 4.0.<\/p>\n  <button data-correct=\"true\">7.5; 34; 670<\/button>\n  <button data-correct=\"false\">8.0; 36; 732<\/button>\n  <button data-correct=\"false\">7.5; 36; 732<\/button>\n  <button data-correct=\"false\">6.5; 34; 670<\/button>\n  <button data-correct=\"false\">7.0; 35; 700<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. Under the Lakhpati Didi Initiative, the Government aims to create how many &#8216;Lakhpati Didis&#8217; (women earning \u20b91 lakh or more annually)?<\/p>\n  <button data-correct=\"false\">1 crore<\/button>\n  <button data-correct=\"false\">2 crores<\/button>\n  <button data-correct=\"false\">2.5 crores<\/button>\n  <button data-correct=\"true\">3 crores<\/button>\n  <button data-correct=\"false\">5 crores<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 11\u201314: Read the passage carefully and answer the questions.<\/strong><\/p>\n<p>India&#8217;s agricultural sector continues to employ nearly half of the workforce while contributing a relatively smaller share to GDP, reflecting persistent issues of low productivity, income volatility, and structural inefficiencies. The Pradhan Mantri Dhan Dhanya Krishi Yojana (PMDDKY) represents a broader policy push towards enhancing farm income security and strengthening rural demand. PMDDKY ensures convergence of 36 existing schemes across 11 ministries for integrated district-level implementation, inspired by the Aspirational Districts Programme model. Districts are selected based on low productivity, low cropping intensity, and lower credit indicators, with at least one district from each State\/UT selected. The scheme features a dedicated Kisan mobile app, a District Ranking System linked to a central dashboard, and monitoring through 117 Key Performance Indicators (KPIs).<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. With reference to the Pradhan Mantri Dhan Dhanya Krishi Yojana (PMDDKY), consider the following statements: (I) The scheme has an annual outlay of \u20b924,000 crore. (II) It will be implemented for a period of five years beginning FY 2025\u201326. (III) The total financial commitment over the entire duration amounts to \u20b91.44 lakh crore. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I and II only<\/button>\n  <button data-correct=\"true\">I and III only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>12. Which of the following best describes a core structural feature of PMDDKY?<\/p>\n  <button data-correct=\"false\">Launch of entirely new centrally sponsored schemes exclusively for low-income farmers<\/button>\n  <button data-correct=\"true\">Convergence of 36 schemes across 11 ministries for integrated district-level implementation<\/button>\n  <button data-correct=\"false\">Direct cash transfers to all agricultural households nationwide<\/button>\n  <button data-correct=\"false\">Replacement of the Aspirational Districts Programme with a new rural mission<\/button>\n  <button data-correct=\"false\">Privatization of agricultural credit delivery in selected districts<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>13. Under PMDDKY, consider the following mechanisms proposed for transparency and monitoring: (I) Development of a dedicated Kisan mobile application. (II) Introduction of a District Ranking System linked to a central dashboard. (III) Tracking progress through 117 Key Performance Indicators (KPIs). Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"true\">I, II and III<\/button>\n  <button data-correct=\"false\">I only<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>14. With reference to the selection of districts under PMDDKY, consider the following statements: (I) Districts are identified based on low productivity and low cropping intensity. (II) At least one district from each State\/UT will be selected. (III) District selection is primarily based on high export potential. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 15\u201318: Read the passage carefully and answer the questions.<\/strong><\/p>\n<p>The Global Forest Resource Assessment (GFRA) 2025 provides a comprehensive evaluation of forest resources globally. India has moved to the 9th position globally in total forest area, holds the 3rd position globally in net annual forest area gain, and ranks 5th among global carbon sinks with forests removing 150 Mt CO2 annually during 2021\u20132025. The world&#8217;s total forest area stands at approximately 4.14 billion hectares, covering around 32% of global land area. Annual net forest loss declined from 10.7 million hectares (1990-2000) to 4.12 million hectares (2015\u20132025). More than 54% (not 75%) of the world&#8217;s forests are concentrated in five countries. India accounts for approximately 72,739 thousand hectares of forest area, ranks 5th globally in rubber plantation area (831 thousand hectares), and contributes about 9% of global wood removals.<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>15. With reference to India&#8217;s position in GFRA 2025, consider the following statements: (I) India ranks 9th globally in terms of total forest area. (II) India ranks 3rd globally in terms of net annual forest area gain. (III) India ranks 1st globally in terms of total carbon sink contribution during 2021\u20132025. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>16. With reference to global forest statistics under GFRA 2025, consider the following statements: (I) The total global forest area is approximately 4.14 billion hectares, covering around 32% of Earth&#8217;s land area. (II) The annual rate of net forest loss declined from 10.7 million hectares (1990\u20132000) to 4.12 million hectares (2015\u20132025). (III) More than 75% of the world&#8217;s forests are located in five countries. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>17. With reference to India&#8217;s forest carbon dynamics during 2021\u20132025, consider the following statements: (I) India&#8217;s forests removed approximately 150 million tonnes of CO2 per year during 2021\u20132025. (II) Globally, forests acted as a net carbon sink of 3.6 Gt CO2 annually during 2021\u20132025. (III) Net global forest carbon removals during 2021\u20132025 were higher than a decade earlier. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>18. Consider the following statements regarding India&#8217;s forestry and agroforestry achievements: (I) India accounts for approximately ____ thousand hectares of global forest area. (II) India ranks _____ globally in rubber plantation area with about 831 thousand hectares. (III) India contributes about ______ of global wood removals. Which of the following options correctly fills the blanks?<\/p>\n  <button data-correct=\"true\">72,739; 5th; 9%<\/button>\n  <button data-correct=\"false\">72,739; 3rd; 7%<\/button>\n  <button data-correct=\"false\">55,400; 5th; 9%<\/button>\n  <button data-correct=\"false\">72,739; 5th; 15%<\/button>\n  <button data-correct=\"false\">39,300; 3rd; 9%<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 19\u201322: Read the passage carefully and answer the questions.<\/strong><\/p>\n<p>The economic reforms initiated in 1991 (LPG reforms \u2014 Liberalisation, Privatisation, Globalisation) were triggered by a severe balance of payments crisis. They included industrial delicensing, trade liberalisation, exchange rate rationalisation, and fiscal consolidation. The Narasimhan Committee I recommended achieving a minimum Capital Adequacy Ratio (CAR) of 8%. The Narasimhan Committee II (late 1990s) focused on prudential regulation, capital adequacy, reducing NPAs, and promoting competition. It recommended: mergers among major PSBs but cautioned against merging strong banks with weak ones; the concept of Narrow Banking for high-NPA banks; reducing NPAs to 3% by 2002; and increasing minimum start-up capital for foreign banks from $10 million to $25 million. Financial reforms aimed to shift from state-dominated credit allocation to market-oriented financial intermediation.<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>19. With reference to the 1991 LPG reforms, consider the following statements: (I) The reforms were primarily initiated in response to a severe balance of payments crisis. (II) Industrial delicensing and trade liberalisation were key components of the reform package. (III) The reforms completely eliminated the role of the public sector in the Indian economy. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>20. With reference to the relationship between the 1991 LPG reforms and subsequent financial sector reforms in India, consider the following statements: (I) The shift towards a market-oriented economy necessitated strengthening of prudential regulation and banking supervision. (II) Financial sector reforms aimed to improve capital adequacy, transparency, and risk management. (III) The objective of financial sector reforms was to expand directed credit programmes to sustain state-led industrialisation. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>21. With reference to the recommendations of the Narasimhan Committee II (1998), consider the following statements: (I) The Committee recommended merger of major public sector banks but cautioned against merging strong banks with weak banks. (II) It proposed the concept of Narrow Banking for banks suffering from high NPAs. (III) It recommended expansion of directed credit programmes to revive weak public sector banks. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>22. Consider the following statements regarding Narasimhan Committee recommendations: (I) The Narasimhan Committee I recommended achieving a minimum Capital Adequacy Ratio of ______. (II) The Narasimhan Committee II recommended reducing NPAs of banks to _____ by 2002. (III) The Narasimhan Committee II proposed increasing the minimum start-up capital requirement for foreign banks to ______. Which of the following correctly fills the blanks?<\/p>\n  <button data-correct=\"true\">8%; 3%; $25 million<\/button>\n  <button data-correct=\"false\">9%; 5%; $10 million<\/button>\n  <button data-correct=\"false\">8%; 5%; $25 million<\/button>\n  <button data-correct=\"false\">9%; 3%; $50 million<\/button>\n  <button data-correct=\"false\">8%; 3%; $10 million<\/button>\n<\/div>\n\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n 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block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" 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                    <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" 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7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. 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}\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 9 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-mock-test\/?ref=contac-rbi-phase2-pyq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt FREE RBI Grade B Mock Tests<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-2-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-2-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-2 * { box-sizing: border-box; }\n\n#quiz-2 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-2 h2 {\n  text-align: center;\n}\n\n#quiz-2 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-2 .question p {\n  font-weight: bold;\n}\n\n#quiz-2 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-2 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-2 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-2 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-2 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-2 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-2 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-2 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-2 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-2 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-2 .bar-attempted { background: #2196f3; }\n#quiz-2 .bar-correct { background: #4caf50; }\n#quiz-2 .bar-wrong { background: #f44336; }\n#quiz-2 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-2 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-2 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-2\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-2-sticky-header\">\n  <span> RBI Grade B Phase 2 FM PYQs <\/span>\n  <span id=\"quiz-2-score-badge\">Score: <strong id=\"quiz-2-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. JAM Trinity stands for:<\/p>\n  <button data-correct=\"true\">Jan Dhan \u2013 Aadhaar \u2013 Mobile<\/button>\n  <button data-correct=\"false\">Jan Arogya \u2013 Aadhaar \u2013 Money<\/button>\n  <button data-correct=\"false\">Jan Dhan \u2013 Account \u2013 Mobile<\/button>\n  <button data-correct=\"false\">Joint Account \u2013 Aadhaar \u2013 Mobile<\/button>\n  <button data-correct=\"false\">Jan Marg \u2013 Aadhaar \u2013 Mobile<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. The Contingency Fund of India is presently authorised at:<\/p>\n  <button data-correct=\"false\">\u20b95,000 crore<\/button>\n  <button data-correct=\"false\">\u20b910,000 crore<\/button>\n  <button data-correct=\"false\">\u20b920,000 crore<\/button>\n  <button data-correct=\"true\">\u20b930,000 crore<\/button>\n  <button data-correct=\"false\">\u20b950,000 crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. SEBI&#8217;s T+2 timeline is applicable for which of the following?<\/p>\n  <button data-correct=\"false\">IPO allotment only<\/button>\n  <button data-correct=\"false\">Rights issues only<\/button>\n  <button data-correct=\"true\">Bonus issues<\/button>\n  <button data-correct=\"false\">Share buybacks<\/button>\n  <button data-correct=\"false\">Preferential allotment<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. Capital Adequacy Ratio (CAR) primarily measures:<\/p>\n  <button data-correct=\"false\">Bank profitability<\/button>\n  <button data-correct=\"false\">Liquidity position of banks<\/button>\n  <button data-correct=\"true\">Bank&#8217;s capital in relation to its risk-weighted assets<\/button>\n  <button data-correct=\"false\">Total deposits to total assets ratio<\/button>\n  <button data-correct=\"false\">Credit growth rate<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. When the RBI purchases government securities under Open Market Operations, it generally:<\/p>\n  <button data-correct=\"false\">Reduces liquidity in the banking system<\/button>\n  <button data-correct=\"true\">Increases liquidity in the banking system<\/button>\n  <button data-correct=\"false\">Increases CRR<\/button>\n  <button data-correct=\"false\">Reduces repo rate automatically<\/button>\n  <button data-correct=\"false\">Reduces fiscal deficit<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. An inverted yield curve generally indicates:<\/p>\n  <button data-correct=\"false\">Strong long-term economic growth<\/button>\n  <button data-correct=\"false\">Rising inflation expectations<\/button>\n  <button data-correct=\"true\">Possible economic slowdown or recession<\/button>\n  <button data-correct=\"false\">Higher short-term risk premium<\/button>\n  <button data-correct=\"false\">Fiscal surplus<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 7\u201310: Read the passage carefully and answer the questions.<\/strong><\/p>\n\n<p>The National Bank for Financing Infrastructure and Development (NaBFID) was established by the Government of India in April 2021 as India&#8217;s fifth All India Financial Institution. It functions as a dedicated Development Finance Institution (DFI) to address gaps in long-term infrastructure financing. NaBFID supports non-recourse infrastructure financing and the development of bond and derivatives markets. Its authorised share capital is \u20b91 lakh crore. The Government infused initial capital of \u20b920,000 crore and a grant of \u20b95,000 crore. NaBFID has sanctioned more than \u20b986,804 crore and is projected to sanction over \u20b93 lakh crore by March 2026.<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. As per the latest data, NaBFID has made total sanctions amounting to more than:<\/p>\n  <button data-correct=\"false\">\u20b975,192 crore<\/button>\n  <button data-correct=\"false\">\u20b980,788 crore<\/button>\n  <button data-correct=\"true\">\u20b986,804 crore<\/button>\n  <button data-correct=\"false\">\u20b990,298 crore<\/button>\n  <button data-correct=\"false\">\u20b91,00,331 crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. NaBFID is expected to sanction over how much amount by March 2026?<\/p>\n  <button data-correct=\"false\">\u20b91 lakh crore<\/button>\n  <button data-correct=\"false\">\u20b92 lakh crore<\/button>\n  <button data-correct=\"false\">\u20b92.5 lakh crore<\/button>\n  <button data-correct=\"true\">\u20b93 lakh crore<\/button>\n  <button data-correct=\"false\">\u20b95 lakh crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. With reference to NaBFID, consider the following statements: (I) NaBFID was set up in April 2021 as India&#8217;s fifth All India Financial Institution. (II) It supports long-term non-recourse infrastructure financing, including development of bond and derivatives markets. (III) It functions purely as a commercial bank without any developmental objective. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. Consider the following statements regarding NaBFID&#8217;s capital structure: (I) The authorised share capital of NaBFID is \u20b9 ________. (II) The Government of India has infused an initial capital of \u20b9 ______ along with a grant of \u20b9 ______. Which of the following correctly fills the blanks?<\/p>\n  <button data-correct=\"false\">50,000 crore; 10,000 crore; 2,000 crore<\/button>\n  <button data-correct=\"true\">1 lakh crore; 20,000 crore; 5,000 crore<\/button>\n  <button data-correct=\"false\">1 lakh crore; 15,000 crore; 5,000 crore<\/button>\n  <button data-correct=\"false\">2 lakh crore; 20,000 crore; 10,000 crore<\/button>\n  <button data-correct=\"false\">1 lakh crore; 25,000 crore; 5,000 crore<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 11\u201313: Use the following data to answer the questions.<\/strong><\/p>\n\n<p>Reserves = \u20b96,00,000 | Equity = \u20b94,00,000 | Debt to Net Worth Ratio = 0.5 | Assets Turnover Ratio = 2:1 | Gross Profit = 30% on Sales<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. What is the Total Debt?<\/p>\n  <button data-correct=\"false\">\u20b93,00,000<\/button>\n  <button data-correct=\"false\">\u20b94,00,000<\/button>\n  <button data-correct=\"true\">\u20b95,00,000<\/button>\n  <button data-correct=\"false\">\u20b96,00,000<\/button>\n  <button data-correct=\"false\">\u20b97,50,000<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>12. What are the Total Liabilities?<\/p>\n  <button data-correct=\"false\">\u20b912,00,000<\/button>\n  <button data-correct=\"true\">\u20b915,00,000<\/button>\n  <button data-correct=\"false\">\u20b918,00,000<\/button>\n  <button data-correct=\"false\">\u20b920,00,000<\/button>\n  <button data-correct=\"false\">\u20b925,00,000<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>13. What is the Gross Profit?<\/p>\n  <button data-correct=\"false\">\u20b96,00,000<\/button>\n  <button data-correct=\"false\">\u20b97,50,000<\/button>\n  <button data-correct=\"true\">\u20b99,00,000<\/button>\n  <button data-correct=\"false\">\u20b912,00,000<\/button>\n  <button data-correct=\"false\">\u20b915,00,000<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 14\u201316: Read the passage carefully and answer the questions.<\/strong><\/p>\n\n<p>NDS-OM (Negotiated Dealing System \u2013 Order Matching) is a screen-based electronic anonymous order-matching system for secondary market trading in government securities (G-Secs). Primary membership is open to entities maintaining Subsidiary General Ledger (SGL) accounts with RBI, such as banks, primary dealers, insurance companies, and mutual funds. Gilt Account Holders (GAHs) can access NDS-OM through an internet-based web module, subject to approval by primary members. NDS-OM enhances price discovery, reduces information asymmetry, and supports RBI&#8217;s monetary policy by building a reliable yield curve for pricing corporate bonds.<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>14. Gilt Account Holders (GAHs) can access NDS-OM through which of the following?<\/p>\n  <button data-correct=\"false\">Direct stock exchange membership<\/button>\n  <button data-correct=\"true\">Internet-based NDS-OM web module<\/button>\n  <button data-correct=\"false\">Only physical submission of trade forms<\/button>\n  <button data-correct=\"false\">Commodity clearing corporations<\/button>\n  <button data-correct=\"false\">Depository Participant account login<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>15. With reference to NDS-OM, consider the following statements: (I) NDS-OM is a screen-based electronic anonymous order-matching system for secondary market trading in government securities. (II) Membership of the system is open only to individuals and retail investors directly. (III) Entities that maintain Subsidiary General Ledger (SGL) accounts with RBI are permitted to become primary members of NDS-OM. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"false\">I and II only<\/button>\n  <button data-correct=\"true\">I and III only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>16. NDS-OM contributes to monetary policy transmission primarily by:<\/p>\n  <button data-correct=\"false\">Fixing lending rates of commercial banks<\/button>\n  <button data-correct=\"false\">Managing CRR requirements<\/button>\n  <button data-correct=\"true\">Ensuring efficient price discovery in government securities<\/button>\n  <button data-correct=\"false\">Regulating equity market volatility<\/button>\n  <button data-correct=\"false\">Providing direct loans to MSMEs<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 17\u201318: Read the passage carefully and answer the questions.<\/strong><\/p>\n\n<p>The Trade Receivables Discounting System (TReDS) is an electronic platform facilitating financing of MSME trade receivables through multiple financiers. It enables digital uploading, acceptance, and discounting of invoices. Competitive bidding among financiers ensures market-determined rates. The turnover threshold for mandatory onboarding by Corporates and CPSEs has been reduced to \u20b9250 crore. Five entities are currently operating TReDS in India.<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>17. How many entities are presently operating TReDS in India?<\/p>\n  <button data-correct=\"false\">Two<\/button>\n  <button data-correct=\"false\">Three<\/button>\n  <button data-correct=\"false\">Four<\/button>\n  <button data-correct=\"true\">Five<\/button>\n  <button data-correct=\"false\">Seven<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>18. The monetary limit for mandatory onboarding on TReDS for Corporates and CPSEs has been reduced to a turnover of:<\/p>\n  <button data-correct=\"false\">\u20b9100 crore<\/button>\n  <button data-correct=\"true\">\u20b9250 crore<\/button>\n  <button data-correct=\"false\">\u20b9500 crore<\/button>\n  <button data-correct=\"false\">\u20b9750 crore<\/button>\n  <button data-correct=\"false\">\u20b91,000 crore<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 19\u201320: Read the passage carefully and answer the questions.<\/strong><\/p>\n\n<p>Infrastructure Investment Trusts (InvITs) are regulated investment vehicles under SEBI (Infrastructure Investment Trusts) Regulations, enabling sponsors to pool income-generating infrastructure assets and offer units to investors. InvITs must invest at least 80% of assets in revenue-generating infrastructure assets. A sponsor must have a minimum net worth of \u20b9100 crore to qualify.<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>19. As per SEBI (Infrastructure Investment Trusts) Regulations, an InvIT is required to invest at least what percentage of its assets in revenue-generating infrastructure assets?<\/p>\n  <button data-correct=\"false\">60%<\/button>\n  <button data-correct=\"false\">70%<\/button>\n  <button data-correct=\"false\">75%<\/button>\n  <button data-correct=\"true\">80%<\/button>\n  <button data-correct=\"false\">90%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>20. As per SEBI (Infrastructure Investment Trusts) Regulations, what is the minimum net worth required for a body corporate\/LLP\/company to qualify as a sponsor of an InvIT?<\/p>\n  <button data-correct=\"false\">\u20b950 crore<\/button>\n  <button data-correct=\"false\">\u20b975 crore<\/button>\n  <button data-correct=\"true\">\u20b9100 crore<\/button>\n  <button data-correct=\"false\">\u20b9150 crore<\/button>\n  <button data-correct=\"false\">\u20b9200 crore<\/button>\n<\/div>\n\n<p><strong>Part B: Management \u2014 Objective Questions<\/strong><\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. Ethical absolutism refers to:<\/p>\n  <button data-correct=\"false\">Moral principles that vary according to culture<\/button>\n  <button data-correct=\"false\">Actions judged purely on consequences<\/button>\n  <button data-correct=\"true\">Fixed moral principles that apply universally regardless of situation<\/button>\n  <button data-correct=\"false\">Decisions based solely on majority opinion<\/button>\n  <button data-correct=\"false\">Ethics determined by market forces<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. Upward communication in an organization refers to:<\/p>\n  <button data-correct=\"false\">Information flowing from management to employees<\/button>\n  <button data-correct=\"false\">Communication between departments at the same level<\/button>\n  <button data-correct=\"true\">Information flowing from subordinates to superiors<\/button>\n  <button data-correct=\"false\">External communication with stakeholders<\/button>\n  <button data-correct=\"false\">Informal communication among peers<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. Span of control refers to:<\/p>\n  <button data-correct=\"true\">Number of subordinates reporting to a manager<\/button>\n  <button data-correct=\"false\">Total employees in an organization<\/button>\n  <button data-correct=\"false\">Length of organizational hierarchy<\/button>\n  <button data-correct=\"false\">Delegation of authority<\/button>\n  <button data-correct=\"false\">Employee turnover rate<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. According to Maslow, which of the following is the highest level of need?<\/p>\n  <button data-correct=\"false\">Safety needs<\/button>\n  <button data-correct=\"false\">Social needs<\/button>\n  <button data-correct=\"false\">Esteem needs<\/button>\n  <button data-correct=\"true\">Self-actualization<\/button>\n  <button data-correct=\"false\">Physiological needs<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 5\u20137: Read the passage carefully and answer the questions.<\/strong><\/p>\n\n<p>Ethical decision-making is foundational to effective management. Three key ethical frameworks operate in business contexts: (1) Utilitarian approach \u2014 maximizes overall benefits and minimizes harm (consequence-based). (2) Deontological ethics \u2014 focuses on duties and moral principles, irrespective of outcomes. (3) Virtue ethics \u2014 emphasizes character and moral qualities of the decision-maker. These frameworks guide corporate governance, stakeholder management, employee relations, and sustainability practices.<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. Which of the following ethical perspectives focuses primarily on maximizing overall benefits and minimizing harm?<\/p>\n  <button data-correct=\"false\">Virtue ethics<\/button>\n  <button data-correct=\"false\">Deontological ethics<\/button>\n  <button data-correct=\"true\">Utilitarian approach<\/button>\n  <button data-correct=\"false\">Relativism<\/button>\n  <button data-correct=\"false\">Legal positivism<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. With reference to ethical theories in management, consider the following statements: (I) Deontological ethics emphasizes adherence to duties and moral principles irrespective of outcomes. (II) Virtue ethics focuses on the character and moral qualities of decision-makers. (III) Utilitarian ethics rejects consideration of consequences in managerial decision-making. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and II only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. A company faces financial stress. The Board suggests delaying employee salaries while continuing executive bonuses to maintain leadership morale. The Managing Director rejects this, arguing that fairness, integrity, and moral character must guide leadership decisions even during crisis. Which ethical perspective is most reflected in this decision?<\/p>\n  <button data-correct=\"true\">Virtue ethics<\/button>\n  <button data-correct=\"false\">Utilitarianism<\/button>\n  <button data-correct=\"false\">Contractualism<\/button>\n  <button data-correct=\"false\">Ethical egoism<\/button>\n  <button data-correct=\"false\">Regulatory compliance approach<\/button>\n<\/div>\n\n<p><strong>PASSAGE FOR QUESTIONS 8\u201310: Read the passage carefully and answer the questions.<\/strong><\/p>\n\n<p>Three classical management approaches are compared: (1) Scientific Management \u2014 emerged during industrialisation, emphasises systematic observation, measurement, and standardisation to find the &#8216;one best way&#8217; of performing tasks; improves efficiency, productivity, and cost reduction. (2) Human Relations Approach \u2014 emphasises social and psychological needs of workers; argues financial incentives alone are insufficient; may underemphasise formal structure and productivity targets. (3) Bureaucratic Approach \u2014 emphasises formal hierarchy, clear roles, and rule-based functioning; criticised for rigidity, procedural delays, and slow decision-making; does not enhance flexibility or rapid innovation.<\/p>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. The primary objective of the Scientific Management approach is to:<\/p>\n  <button data-correct=\"false\">Promote employee participation in strategic decision-making<\/button>\n  <button data-correct=\"true\">Maximize efficiency through systematic study of work processes<\/button>\n  <button data-correct=\"false\">Enhance informal group dynamics<\/button>\n  <button data-correct=\"false\">Eliminate managerial supervision<\/button>\n  <button data-correct=\"false\">Replace financial incentives with moral incentives<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. With reference to the Human Relations approach, consider the following statements: (I) It recognizes the importance of social and psychological needs of employees. (II) It assumes that financial incentives are the only motivators of employees. (III) It may underemphasise formal organizational structure and productivity targets. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"false\">I and II only<\/button>\n  <button data-correct=\"true\">I and III only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. With reference to the Bureaucratic approach to management, consider the following statements: (I) It promotes clarity of roles and formal hierarchy. (II) It enhances flexibility and rapid innovation. (III) It may lead to rigidity and procedural delays. Which of the above statements is\/are correct?<\/p>\n  <button data-correct=\"false\">I only<\/button>\n  <button data-correct=\"true\">I and III only<\/button>\n  <button data-correct=\"false\">II and III only<\/button>\n  <button data-correct=\"false\">I and II only<\/button>\n  <button data-correct=\"false\">I, II and III<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 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Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i-2\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-2');\n  const STORAGE_KEY = 'quiz_2_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-2-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 9 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-should-candidates-solve-rbi-grade-b-phase-2-previous-year-questions\"><span class=\"ez-toc-section\" id=\"Why_should_candidates_solve_RBI_Grade_B_Phase_2_previous_year_questions\"><\/span>Why should candidates solve RBI Grade B Phase 2 previous year questions?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI previous year questions help candidates understand the exam pattern, question types, important topics, and question style. Regular practice builds conceptual clarity and confidence while preparing candidates for both objective and descriptive sections of the RBI Grade B exam.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Benefit<\/th><th>How It Helps<\/th><\/tr><tr><td>Understand Exam Pattern<\/td><td>Familiarizes candidates with actual question formats<\/td><\/tr><tr><td>Identify Important Topics<\/td><td>Highlights frequently asked concepts<\/td><\/tr><tr><td>Improve Accuracy<\/td><td>Reduces mistakes through practice<\/td><\/tr><tr><td>Better Time Management<\/td><td>Helps complete questions within the allotted time<\/td><\/tr><tr><td>Improve Answer Writing<\/td><td>Enhances descriptive answer presentation<\/td><\/tr><tr><td>Build Confidence<\/td><td>Creates exam readiness<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b\/?ref=contac-rbi-phase2-pyq\" target=\"_blank\" rel=\"noreferrer noopener\">Explore RBI Grade B Online Courses<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-subjects-are-covered-in-rbi-grade-b-phase-2\"><span class=\"ez-toc-section\" id=\"What_subjects_are_covered_in_RBI_Grade_B_Phase_2\"><\/span>What subjects are covered in RBI Grade B Phase 2?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI Grade B Phase 2 includes three important papers that assess candidates\u2019 knowledge of economics, finance, management, and communication skills. A well-planned preparation strategy helps aspirants understand each subject better and score well in all sections of the exam.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Paper<\/strong><\/td><td><strong>Major Topics Covered<\/strong><\/td><\/tr><tr><td>Economic &amp; Social Issues (ESI)<\/td><td>Economy, Social Issues, Government Schemes, Sustainable Development<\/td><\/tr><tr><td>Finance &amp; Management (FM)<\/td><td>Banking, Finance, Financial Markets, Management Theories<\/td><\/tr><tr><td>English Writing Skills<\/td><td>Essays, Precis Writing, Reading Comprehension<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-type-of-economic-amp-social-issues-questions-are-asked-in-rbi-grade-b-phase-2\"><span class=\"ez-toc-section\" id=\"What_type_of_Economic_Social_Issues_questions_are_asked_in_RBI_Grade_B_Phase_2\"><\/span>What type of Economic &amp; Social Issues questions are asked in RBI Grade B Phase 2?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The ESI section covers economic developments, government schemes, poverty alleviation, financial inclusion, sustainable development, and social welfare. Questions are often based on recent reports, committees, and government policies.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PM Surya Ghar Yojana<\/li>\n\n\n\n<li>PM SVANidhi Scheme<\/li>\n\n\n\n<li>Lakhpati Didi Initiative<\/li>\n\n\n\n<li>PMKVY 4.0<\/li>\n\n\n\n<li>SHRESHTHA Scheme<\/li>\n\n\n\n<li>National Pension System (NPS)<\/li>\n\n\n\n<li>Udyam Assist Platform (UAP)<\/li>\n\n\n\n<li>Stand-Up India Scheme<\/li>\n\n\n\n<li>Narasimhan Committee Recommendations<\/li>\n\n\n\n<li>Global Forest Resource Assessment (GFRA)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-type-of-descriptive-questions-are-asked-in-the-esi-paper\"><span class=\"ez-toc-section\" id=\"What_type_of_descriptive_questions_are_asked_in_the_ESI_paper\"><\/span>What type of descriptive questions are asked in the ESI paper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The descriptive section tests a candidate&#8217;s analytical ability and understanding of economic and social issues. Questions generally require structured answers with an introduction, body, examples, and conclusion.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Topic<\/strong><\/td><td><strong>Marks<\/strong><\/td><\/tr><tr><td>High-Quality Welfare Systems<\/td><td>15<\/td><\/tr><tr><td>Beijing+30 Action Agenda<\/td><td>15<\/td><\/tr><tr><td>Sustainable Development Goals<\/td><td>15<\/td><\/tr><tr><td>Smart Cities and Urban Growth<\/td><td>10<\/td><\/tr><tr><td>RBI Monetary Policy Measures<\/td><td>10<\/td><\/tr><tr><td>Multiculturalism in India<\/td><td>10<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/free-quizzes-for-regulatory-exams\/?ref=contac-rbi-phase2-pyq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Free Regulatory Practice Quiz<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-topics-are-covered-in-the-finance-section\"><span class=\"ez-toc-section\" id=\"What_topics_are_covered_in_the_Finance_section\"><\/span>What topics are covered in the Finance section?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Finance section covers banking concepts, financial markets, monetary policy, infrastructure financing, financial institutions, and regulatory frameworks. Candidates should focus on understanding key concepts and their practical applications rather than relying only on memorization.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>JAM Trinity<\/li>\n\n\n\n<li>Capital Adequacy Ratio (CAR)<\/li>\n\n\n\n<li>Open Market Operations (OMO)<\/li>\n\n\n\n<li>Yield Curve<\/li>\n\n\n\n<li>NaBFID<\/li>\n\n\n\n<li>TReDS<\/li>\n\n\n\n<li>NDS-OM<\/li>\n\n\n\n<li>Infrastructure Investment Trusts (InvITs)<\/li>\n\n\n\n<li>Financial Ratios<\/li>\n\n\n\n<li>Financial Inclusion Initiatives<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-topics-are-covered-in-the-management-section\"><span class=\"ez-toc-section\" id=\"What_topics_are_covered_in_the_Management_section\"><\/span>What topics are covered in the Management section?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Management section tests candidates\u2019 knowledge of organizational behaviour, leadership, communication, ethics, and motivation theories. Questions are mainly concept-based and focus on the practical use of these concepts in the workplace.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ethics and Integrity<\/li>\n\n\n\n<li>Communication<\/li>\n\n\n\n<li>Leadership<\/li>\n\n\n\n<li>Motivation Theories<\/li>\n\n\n\n<li>Organizational Behaviour<\/li>\n\n\n\n<li>Decision Making<\/li>\n\n\n\n<li>Scientific Management<\/li>\n\n\n\n<li>Human Relations Approach<\/li>\n\n\n\n<li>Corporate Governance<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-circulars\/?ref=contac-rbi-phase2-pyq\" target=\"_blank\" rel=\"noreferrer noopener\">Also Attempt RBI Circulars Practice Quiz<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-should-candidates-use-previous-year-questions-effectively\"><span class=\"ez-toc-section\" id=\"How_should_candidates_use_previous_year_questions_effectively\"><\/span>How should candidates use previous year questions effectively?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Solving previous year questions should be a regular part of RBI Grade B preparation. Candidates should review their mistakes, revise weak topics, and track repeated themes to improve their preparation.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Start with Topic-wise Questions:<\/strong> Begin with questions from individual topics to understand concepts and identify important areas.<\/li>\n\n\n\n<li><strong>Revise Concepts:<\/strong> Review the related concepts after each practice session to strengthen your understanding.<\/li>\n\n\n\n<li><strong>Prepare Short Notes:<\/strong> Make quick revision notes for important and frequently asked topics.<\/li>\n\n\n\n<li><strong>Practice Descriptive Answers:<\/strong> Regularly write answers for English, ESI, and FM descriptive questions to improve answer-writing skills.<\/li>\n\n\n\n<li><strong>Cover Current Affairs:<\/strong> Focus on current affairs related to ESI, Finance, Banking, Economy, and RBI updates.<\/li>\n\n\n\n<li><strong>Attempt Mock Tests:<\/strong> Take full-length mock tests after completing the previous year questions to improve speed and time management.<\/li>\n\n\n\n<li><strong>Analyze Mistakes:<\/strong> Check incorrect answers, find weak areas, and revise them before the next practice session.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1781629403391\"><strong class=\"schema-faq-question\">1. Why should I solve RBI Grade B Phase 2 previous year questions?<\/strong> <p class=\"schema-faq-answer\">Previous year questions help you understand the exam pattern, important topics, and difficulty level.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781629404378\"><strong class=\"schema-faq-question\">2. Do RBI Grade B Phase 2 questions get repeated?<\/strong> <p class=\"schema-faq-answer\">Direct questions may not repeat, but concepts and themes are often repeated.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781629405074\"><strong class=\"schema-faq-question\">3. Which subjects are covered in RBI Grade B Phase 2 PYQs?<\/strong> <p class=\"schema-faq-answer\">The questions cover Economic &amp; Social Issues (ESI), Finance &amp; Management (FM), and English Writing Skills.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781629405623\"><strong class=\"schema-faq-question\">4. Can PYQs help improve descriptive answer writing?<\/strong> <p class=\"schema-faq-answer\">Yes, they help candidates understand the expected answer structure and presentation style.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781629406150\"><strong class=\"schema-faq-question\">5. What is the best way to analyze previous year questions?<\/strong> <p class=\"schema-faq-answer\">Review every answer, identify weak areas, and revise the related concepts thoroughly.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-a-vs-grade-b\/\">RBI Grade A vs. Grade B: Check All Differences Between Grade A &amp; B<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-a-notification\/\">RBI Grade A Notification 2027, Exam Date &amp; Eligibility<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-calendar\/\">RBI Calendar 2027 Out, Check Notification &amp; Exam Date<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-2027-preparation-strategy\/\">RBI Grade B Phase 1 Subject-Wise Preparation Tips 2027, Check Details<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-topper-shekhar-kumars-strategy-to-success\/\">Shekhar Kumar\u2019s RBI Grade B Journey with AIR-1\u2019s Strategy<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/analyzing-toppers-scores-in-the-rbi-grade-b-exam\/\">RBI Grade B Toppers\u2019 Scores &amp; Strategies for 2027 Exam<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>RBI Grade B Phase 2 is an important stage of the selection process, covering Economic and Social Issues (ESI), Finance<\/p>\n","protected":false},"author":58,"featured_media":245805,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[320,10247],"tags":[],"class_list":["post-245804","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rbi-grade-b","category-rbi-sebi-nabard","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBI Grade B Phase 2 Previous Year Questions with Solutions<\/title>\n<meta name=\"description\" content=\"Enhance your RBI Grade B Phase 2 exam preparation with PYQs and solutions that highlight key topics and improve your answer-writing skills.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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