{"id":246731,"date":"2026-07-16T19:12:32","date_gmt":"2026-07-16T13:42:32","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=246731"},"modified":"2026-07-16T19:14:19","modified_gmt":"2026-07-16T13:44:19","slug":"rbi-june-circulars","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/","title":{"rendered":"Attempt RBI Circulars June 2026 Practice Quiz &amp; Download PDF"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_are_the_important_RBI_Circulars_released_in_June_2026\" >What are the important RBI Circulars released in June 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#Download_RBI_Circulars_June_2026_Practice_Quiz_PDF\" >Download RBI Circulars June 2026 Practice Quiz PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#Attempt_the_RBI_Circulars_June_2026_Quiz\" >Attempt the RBI Circulars June 2026 Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link 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href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#Forgot_Password-2\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#i-2\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_are_the_key_highlights_of_RBI_Master_Direction_on_Authorization_to_Operate_as_a_Payment_System\" >What are the key highlights of RBI Master Direction on Authorization to Operate as a Payment System?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_are_the_FATF-related_investment_rules_for_Payment_System_Operators\" >What are the FATF-related investment rules for Payment System Operators?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_are_the_authorization_and_ownership_rules_under_the_RBI_Payment_System_Direction\" >What are the authorization and ownership rules under the RBI Payment System Direction?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_did_RBI_change_for_lending_to_REITs_and_InvITs\" >What did RBI change for lending to REITs and InvITs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_are_the_important_eligibility_conditions_for_REITs_and_InvITs\" >What are the important eligibility conditions for REITs and InvITs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_are_the_important_exposure_limits_introduced_by_RBI\" >What are the important exposure limits introduced by RBI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_are_the_revised_risk_weights_for_REIT_exposures\" >What are the revised risk weights for REIT exposures?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_is_the_India-Cambodia_UPI_payment_connectivity\" >What is the India-Cambodia UPI payment connectivity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_changes_were_made_for_Foreign_Portfolio_Investors_FPIs\" >What changes were made for Foreign Portfolio Investors (FPIs)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_is_the_FCNRB_Swap_Facility_introduced_by_RBI\" >What is the FCNR(B) Swap Facility introduced by RBI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_CRR_and_SLR_benefit_did_RBI_provide_for_FCNRB_deposits\" >What CRR and SLR benefit did RBI provide for FCNR(B) deposits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_changes_were_made_under_FEMA_for_foreign_investors\" >What changes were made under FEMA for foreign investors?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#What_is_Responsible_Business_Conduct_according_to_RBI\" >What is Responsible Business Conduct according to RBI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The RBI Circulars June 2026 have been released and include several important regulatory updates announced by the Reserve Bank of India for banks, financial institutions, and the financial sector. These circulars cover topics such as REIT and InvIT lending norms, the FCNR(B) swap facility, Foreign Portfolio Investment (FPI) regulations, India\u2013Cambodia UPI payment connectivity, FEMA liberalisation, Government Securities investment guidelines, concentration risk management, revised risk weights, Responsible Business Conduct guidelines, and the Account Aggregator ecosystem.<\/p>\n\n\n\n<p>In this blog, we have provided the details of the RBI Circulars June 2026. We have also provided a practice quiz with multiple-choice questions, correct answers, and detailed explanations to help you revise the latest RBI circulars effectively.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-important-rbi-circulars-released-in-june-2026\"><span class=\"ez-toc-section\" id=\"What_are_the_important_RBI_Circulars_released_in_June_2026\"><\/span>What are the important RBI Circulars released in June 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Reserve Bank of India (RBI) released several important circulars and regulatory updates in June 2026 covering banking operations, payment systems, lending frameworks, foreign exchange regulations, financial markets, and customer protection. These updates aim to improve transparency, strengthen risk management, promote financial inclusion, and provide a better regulatory framework for banks and financial institutions.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>RBI Circular \/ Scheme<\/strong><\/td><td><strong>Key Details<\/strong><\/td><\/tr><tr><td><strong>REITs and InvITs Lending Guidelines<\/strong><\/td><td>Lending conditions, eligibility criteria, exposure norms, refinancing, and leverage limits<\/td><\/tr><tr><td><strong>Concentration Risk Management<\/strong><\/td><td>Internal exposure limits and 10% prudential ceiling for commercial banks<\/td><\/tr><tr><td><strong>REIT Exposure Risk Weight Guidelines<\/strong><\/td><td>Risk weights of 100%, 125%, and 150% based on different REIT exposures<\/td><\/tr><tr><td><strong>Payment System Authorization Guidelines<\/strong><\/td><td>RBI approval, promoter criteria, net worth requirements, and fit &amp; proper norms for payment system operators<\/td><\/tr><tr><td><strong>FATF Investment Guidelines<\/strong><\/td><td>Restrictions on fresh investments from FATF non-compliant jurisdictions<\/td><\/tr><tr><td><strong>ECGS 5.0 Risk Weight Norms<\/strong><\/td><td>0% risk weight benefit on 75% of guaranteed loan portion under ECGS 5.0<\/td><\/tr><tr><td><strong>FCNR(B) and NRE Deposit Relaxation<\/strong><\/td><td>Temporary removal of interest rate ceiling to encourage NRI deposits and foreign currency inflows<\/td><\/tr><tr><td><strong>CRR &amp; SLR Exemption for NRI Deposits<\/strong><\/td><td>Exemption for eligible fresh FCNR(B) and NRE deposits meeting tenure conditions<\/td><\/tr><tr><td><strong>Lead Bank Scheme Review<\/strong><\/td><td>Updated framework for LDM, DDM, LDO, SLBC, and district-level banking coordination<\/td><\/tr><tr><td><strong>Kisan Credit Card (KCC) Guidelines<\/strong><\/td><td>Simplified credit facility for farmers covering crop loans, allied activities, and agriculture needs<\/td><\/tr><tr><td><strong>Trade Receivable Discounting System (TReDS)<\/strong><\/td><td>Guidelines for MSME invoice financing, platform operators, and receivable assignment<\/td><\/tr><tr><td><strong>UPI Cross-Border Connectivity<\/strong><\/td><td>India-Cambodia QR-based merchant payment facility<\/td><\/tr><tr><td><strong>UPI Credit Line Guidelines<\/strong><\/td><td>Regulatory framework for pre-sanctioned credit lines through UPI<\/td><\/tr><tr><td><strong>FPI Investment in Government Securities<\/strong><\/td><td>Removal of sub-limits under the General Route for government securities<\/td><\/tr><tr><td><strong>Sahamati Foundation Recognition<\/strong><\/td><td>Recognized as SRO for the Account Aggregator ecosystem<\/td><\/tr><tr><td><strong>FEMA Liberalisation<\/strong><\/td><td>Wider participation of foreign investors in listed Indian companies<\/td><\/tr><tr><td><strong>NBFC Scale-Based Regulation<\/strong><\/td><td>Updated norms for upper-layer NBFCs, government NBFCs, and infrastructure finance companies<\/td><\/tr><tr><td><strong>Credit Derivatives Guidelines<\/strong><\/td><td>Framework for CDS, Total Return Swaps, and credit index futures<\/td><\/tr><tr><td><strong>Responsible Business Conduct Guidelines<\/strong><\/td><td>Customer protection, prevention of mis-selling, dark patterns, bundling, and digital marketing practices<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-mock-test\/?ref=contac-rbi-junecircpq\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Attempt RBI Grade B Mock Test<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Download_RBI_Circulars_June_2026_Practice_Quiz_PDF\"><\/span>Download RBI Circulars June 2026 Practice Quiz PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI Circulars June 2026 Practice Quiz PDF brings together the latest regulatory updates issued by the Reserve Bank of India during June 2026. It contains exam-oriented MCQs with correct answers and detailed explanations to help candidates strengthen their understanding of the latest RBI circulars.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Particulars<\/strong><\/td><td><strong>Link<\/strong><\/td><\/tr><tr><td>RBI Circular Quiz PDF<\/td><td><a href=\"https:\/\/www.oliveboard.in\/rbi-circulars-practice-quiz-pdf\/?ref=contac-rbi-junecircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Download Free PDF<\/a><\/td><\/tr><tr><td>Check 2026 RBI Circular Details<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/rbi-circulars\/?ref=contac-rbi-junecircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Check Details<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Attempt_the_RBI_Circulars_June_2026_Quiz\"><\/span>Attempt the RBI Circulars June 2026 Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI Circulars June 2026 Quiz helps candidates evaluate their understanding of the latest RBI circulars through exam-oriented multiple-choice questions. It covers all the important regulatory updates released during June 2026, making it a useful resource for practice, revision, and improving conceptual clarity before the examination.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-2-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-2-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-2 * { box-sizing: border-box; }\n\n#quiz-2 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-2 h2 {\n  text-align: center;\n}\n\n#quiz-2 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-2 .question p {\n  font-weight: bold;\n}\n\n#quiz-2 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-2 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-2 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-2 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-2 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-2 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-2 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-2 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-2 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-2 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-2 .bar-attempted { background: #2196f3; }\n#quiz-2 .bar-correct { background: #4caf50; }\n#quiz-2 .bar-wrong { background: #f44336; }\n#quiz-2 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-2 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-2 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-2\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-2-sticky-header\">\n  <span> RBI Circulars June Part 2 Practice Quiz<\/span>\n  <span id=\"quiz-2-score-badge\">Score: <strong id=\"quiz-2-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. Under the RBI Master Direction on Authorization of Payment System Operators, when can a payment system application be submitted?<\/p>\n  <button data-correct=\"false\">Only in the first quarter of every financial year<\/button>\n  <button data-correct=\"false\">Only between April and September each year<\/button>\n  <button data-correct=\"true\">At any time throughout the year on a &#8216;on-tap&#8217; basis<\/button>\n  <button data-correct=\"false\">Only after obtaining NOC from the Finance Ministry<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. According to the RBI Master Direction on Payment System Operators, which of the following entities would NOT be automatically classified as part of the promoter group?<\/p>\n  <button data-correct=\"false\">Holding company owning 60% stake<\/button>\n  <button data-correct=\"false\">Subsidiary of the payment system operator<\/button>\n  <button data-correct=\"true\">A mutual fund holding 12% stake without strategic intent<\/button>\n  <button data-correct=\"false\">A joint venture partner with effective control<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. What is &#8216;effective control&#8217; over a Payment System Operator as per RBI&#8217;s Master Direction on Payment Systems?<\/p>\n  <button data-correct=\"false\">Holding more than 10% shares<\/button>\n  <button data-correct=\"false\">Holding more than 26% shares<\/button>\n  <button data-correct=\"true\">Holding more than 50% shares<\/button>\n  <button data-correct=\"false\">Holding 100% equity<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. Under the RBI&#8217;s fit and proper criteria for Payment System Operators, which of the following disqualifies a person from eligibility?<\/p>\n  <button data-correct=\"false\">Being a non-resident Indian<\/button>\n  <button data-correct=\"false\">Having a turnover below \u20b9100 crore<\/button>\n  <button data-correct=\"true\">Being convicted for an offence involving moral turpitude<\/button>\n  <button data-correct=\"false\">Being below 30 years of age<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. Under the RBI Master Direction on Payment Systems, what is the status of the Certificate of Authorization granted to a compliant PSO?<\/p>\n  <button data-correct=\"false\">Valid for 5 years with renewal<\/button>\n  <button data-correct=\"false\">Valid for 10 years<\/button>\n  <button data-correct=\"true\">Perpetual \u2014 remains valid indefinitely<\/button>\n  <button data-correct=\"false\">Valid for 3 years with annual review<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. Under the ECLGS 5.0 amendment direction, what risk weight is assigned to 75% of the government-guaranteed portion of eligible loans?<\/p>\n  <button data-correct=\"false\">100%<\/button>\n  <button data-correct=\"false\">50%<\/button>\n  <button data-correct=\"false\">20%<\/button>\n  <button data-correct=\"true\">0%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. Which institution administers the Emergency Credit Line Guarantee Scheme (ECLGS) 5.0?<\/p>\n  <button data-correct=\"false\">Reserve Bank of India<\/button>\n  <button data-correct=\"true\">National Credit Guarantee Trustee Company (NCGTC)<\/button>\n  <button data-correct=\"false\">NABARD<\/button>\n  <button data-correct=\"false\">SIDBI<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. Under the ECLGS 5.0 framework, a higher risk weight applies to which portion of the guaranteed loan?<\/p>\n  <button data-correct=\"false\">The first 50% of the guaranteed amount<\/button>\n  <button data-correct=\"true\">The remaining 25% after the 0% risk weight portion<\/button>\n  <button data-correct=\"false\">The entire loan amount<\/button>\n  <button data-correct=\"false\">No remaining portion is subject to additional risk weight<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. What is the impact of a higher risk weight on a bank&#8217;s Capital Adequacy Ratio (CAR)?<\/p>\n  <button data-correct=\"false\">CAR increases as risk rises<\/button>\n  <button data-correct=\"false\">CAR remains unchanged regardless of risk weights<\/button>\n  <button data-correct=\"true\">CAR decreases as higher risk weights increase Risk Weighted Assets<\/button>\n  <button data-correct=\"false\">CAR doubles when risk weight doubles<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. For which specific deposits did RBI temporarily withdraw the interest rate ceiling from June 17, 2026 to September 30, 2026?<\/p>\n  <button data-correct=\"false\">Savings deposits and current accounts<\/button>\n  <button data-correct=\"true\">FCNR(B) and NRE deposits of 3 years and above<\/button>\n  <button data-correct=\"false\">NRO deposits of all tenures<\/button>\n  <button data-correct=\"false\">Fixed deposits above \u20b92 crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. Under the RBI circular on interest rates for NRI deposits, what is the minimum tenure of FCNR(B) deposits eligible for the temporary rate ceiling relaxation?<\/p>\n  <button data-correct=\"false\">1 year<\/button>\n  <button data-correct=\"false\">2 years<\/button>\n  <button data-correct=\"true\">3 years<\/button>\n  <button data-correct=\"false\">5 years<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>12. The temporary CRR and SLR exemption provided by RBI for FCNR(B) and NRE deposits applies to deposits of which tenure?<\/p>\n  <button data-correct=\"false\">All deposit tenures without restriction<\/button>\n  <button data-correct=\"false\">Deposits of 1 year or more<\/button>\n  <button data-correct=\"true\">Deposits of 3 years or more, up to 5 years<\/button>\n  <button data-correct=\"false\">Only overnight deposits<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>13. The Lead Bank Scheme was originally introduced in which year?<\/p>\n  <button data-correct=\"false\">1955<\/button>\n  <button data-correct=\"true\">1969<\/button>\n  <button data-correct=\"false\">1975<\/button>\n  <button data-correct=\"false\">1991<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>14. Under the Lead Bank Scheme, which type of bank can be designated as a Lead Bank for a district?<\/p>\n  <button data-correct=\"false\">Any scheduled bank including cooperative banks<\/button>\n  <button data-correct=\"false\">Only public sector banks<\/button>\n  <button data-correct=\"true\">Only commercial banks<\/button>\n  <button data-correct=\"false\">Both commercial banks and Regional Rural Banks<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>15. The Lead District Manager (LDM) under the Lead Bank Scheme is appointed by whom?<\/p>\n  <button data-correct=\"false\">Reserve Bank of India<\/button>\n  <button data-correct=\"false\">NABARD<\/button>\n  <button data-correct=\"false\">State Government<\/button>\n  <button data-correct=\"true\">The Lead Bank itself<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>16. Under the Lead Bank Scheme, who appoints the District Development Manager (DDM)?<\/p>\n  <button data-correct=\"false\">Reserve Bank of India<\/button>\n  <button data-correct=\"true\">NABARD<\/button>\n  <button data-correct=\"false\">Lead Bank<\/button>\n  <button data-correct=\"false\">State Government<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>17. Who is appointed as the Lead District Officer (LDO) under the Lead Bank Scheme?<\/p>\n  <button data-correct=\"false\">NABARD appoints the LDO<\/button>\n  <button data-correct=\"true\">Reserve Bank of India appoints the LDO<\/button>\n  <button data-correct=\"false\">Lead Bank appoints the LDO<\/button>\n  <button data-correct=\"false\">State Government appoints the LDO<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>18. What is the correct bottom-up approach for credit planning under the Lead Bank Scheme as prescribed by RBI?<\/p>\n  <button data-correct=\"false\">Annual Credit Plan \u2192 District Plan \u2192 Block Plan \u2192 Branch Plan<\/button>\n  <button data-correct=\"true\">Potential Linked Credit Plan \u2192 Branch Credit Plan \u2192 Block Credit Plan \u2192 District Plan \u2192 Annual Credit Plan<\/button>\n  <button data-correct=\"false\">Block Plan \u2192 SLBC \u2192 District Plan \u2192 Branch Plan<\/button>\n  <button data-correct=\"false\">National Plan \u2192 State Plan \u2192 District Plan \u2192 Branch Plan<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>19. Under the Lead Bank Scheme, when the CD (Credit-Deposit) ratio of a district falls below 40%, which body monitors and takes action?<\/p>\n  <button data-correct=\"false\">SLBC<\/button>\n  <button data-correct=\"false\">DCC (District Consultative Committee)<\/button>\n  <button data-correct=\"true\">A special sub-committee formed under DCC<\/button>\n  <button data-correct=\"false\">RBI&#8217;s regional office directly<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>20. Under the Lead Bank Scheme, what is the minimum CD ratio target for banks&#8217; rural and semi-urban branches?<\/p>\n  <button data-correct=\"false\">40%<\/button>\n  <button data-correct=\"false\">50%<\/button>\n  <button data-correct=\"true\">60%<\/button>\n  <button data-correct=\"false\">75%<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               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src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-2');\n  const STORAGE_KEY = 'quiz_2_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-2-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 9 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-notification\/?ref=contac-rbi-junecircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt the RBI Notification Practice Quiz for Free<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> RBI Circulars June Part 1 Practice Quiz<\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. As per RBI&#8217;s amendment direction on bank lending to REITs and InvITs, the revised provisions become applicable from:<\/p>\n  <button data-correct=\"false\">1 April 2026<\/button>\n  <button data-correct=\"false\">1 October 2026<\/button>\n  <button data-correct=\"true\">1 April 2027<\/button>\n  <button data-correct=\"false\">1 January 2027<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. RBI&#8217;s amendment direction on bank credit facilities to REITs\/InvITs amends which earlier direction?<\/p>\n  <button data-correct=\"true\">The Credit Facility Direction, 2025<\/button>\n  <button data-correct=\"false\">The Basel III Capital Regulations, 2015<\/button>\n  <button data-correct=\"false\">The Large Exposure Framework, 2019<\/button>\n  <button data-correct=\"false\">The Prudential Norms on Income Recognition, 2002<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. Banks may extend credit facilities to a REIT or InvIT only if the entity is:<\/p>\n  <button data-correct=\"false\">Listed on any recognised stock exchange, regardless of regulator<\/button>\n  <button data-correct=\"true\">Registered with and regulated by SEBI<\/button>\n  <button data-correct=\"false\">Rated AAA by a credit rating agency<\/button>\n  <button data-correct=\"false\">Government-owned<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. For overseas branches of Indian banks participating in a global loan syndication to a foreign REIT, the aggregate exposure across all overseas branches is capped at:<\/p>\n  <button data-correct=\"false\">10% of the deal size<\/button>\n  <button data-correct=\"false\">15% of the deal size<\/button>\n  <button data-correct=\"false\">25% of the deal size<\/button>\n  <button data-correct=\"true\">20% of the deal size<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. SBI&#8217;s Singapore branch contributes \u20b9150 crore to a \u20b91,000 crore syndicated loan extended to a foreign REIT. Is this within the RBI prescribed overseas branch exposure cap?<\/p>\n  <button data-correct=\"true\">Yes, 15% is within the 20% cap<\/button>\n  <button data-correct=\"false\">No, 15% exceeds the cap<\/button>\n  <button data-correct=\"false\">Yes, but only because REITs are exempt from the cap<\/button>\n  <button data-correct=\"false\">No, overseas branches cannot lend to REITs at all<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. DSCR, a benchmark banks must assess before lending to a REIT\/InvIT, stands for:<\/p>\n  <button data-correct=\"false\">Debt Security Coverage Regulation<\/button>\n  <button data-correct=\"true\">Debt Service Coverage Ratio<\/button>\n  <button data-correct=\"false\">Direct Sanction Credit Rating<\/button>\n  <button data-correct=\"false\">Deposit Service Credit Report<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. Under the eligibility conditions, a bank may lend to a REIT only if it is listed and at least what percentage of its underlying assets have been generating positive cash flow from operations for at least one year?<\/p>\n  <button data-correct=\"false\">50%<\/button>\n  <button data-correct=\"false\">60%<\/button>\n  <button data-correct=\"false\">70%<\/button>\n  <button data-correct=\"true\">80%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. Bank finance to refinance an existing SPV loan under a REIT structure is permitted only when:<\/p>\n  <button data-correct=\"false\">The SPV provides a personal guarantee<\/button>\n  <button data-correct=\"false\">RBI grants a one-time waiver<\/button>\n  <button data-correct=\"true\">The underlying project is complete, evidenced by a completion\/occupancy certificate or equivalent approval<\/button>\n  <button data-correct=\"false\">The loan amount is below a prescribed threshold<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. Which repayment structure is expressly disallowed for bank loans extended to REITs\/InvITs?<\/p>\n  <button data-correct=\"true\">Bullet\/balloon repayment<\/button>\n  <button data-correct=\"false\">Equated monthly instalments<\/button>\n  <button data-correct=\"false\">Structured amortisation<\/button>\n  <button data-correct=\"false\">Step-down repayment<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. Acquisition finance extended by a bank to a REIT (for acquiring stake in another entity\/SPV) is governed by:<\/p>\n  <button data-correct=\"false\">The general large exposure norms only<\/button>\n  <button data-correct=\"true\">A separate, dedicated chapter\/circular on acquisition finance<\/button>\n  <button data-correct=\"false\">The Basel III liquidity coverage ratio norms<\/button>\n  <button data-correct=\"false\">The MSME restructuring guidelines<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. The overall leverage of a borrowing REIT must remain within:<\/p>\n  <button data-correct=\"false\">A flat cap of 30% of net worth set by RBI<\/button>\n  <button data-correct=\"false\">No cap; leverage is unregulated<\/button>\n  <button data-correct=\"false\">A cap decided solely by the bank&#8217;s board, superseding SEBI norms<\/button>\n  <button data-correct=\"true\">The ceiling prescribed by SEBI, or the bank board&#8217;s own lower limit \u2014 whichever is lower<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>12. The aggregate exposure of all lending banks (together with the REIT&#8217;s underlying SPVs and holding company) to a single borrowing REIT must not exceed:<\/p>\n  <button data-correct=\"false\">40% of the REIT&#8217;s asset value<\/button>\n  <button data-correct=\"false\">45% of the REIT&#8217;s asset value<\/button>\n  <button data-correct=\"true\">49% of the REIT&#8217;s asset value<\/button>\n  <button data-correct=\"false\">51% of the REIT&#8217;s asset value<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>13. Bank financing extended to REITs\/InvITs, as per the amended direction, must be:<\/p>\n  <button data-correct=\"true\">Fully secured, with a mandatory charge over the underlying immovable property where the financing relates to a property<\/button>\n  <button data-correct=\"false\">Unsecured, since REITs are SEBI-regulated<\/button>\n  <button data-correct=\"false\">Partially secured up to 50% of the loan value<\/button>\n  <button data-correct=\"false\">Secured only by a corporate guarantee<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>14. For an InvIT to be loan-eligible, what minimum share of its asset value must be complete and revenue-generating, having posted positive net cash flow from operations in the preceding year?<\/p>\n  <button data-correct=\"false\">60%<\/button>\n  <button data-correct=\"false\">70%<\/button>\n  <button data-correct=\"false\">75%<\/button>\n  <button data-correct=\"true\">80%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>15. Under RBI&#8217;s Concentration Risk Management (Third Amendment) direction, banks must, in addition to fixing sub-limits for real estate exposure, also determine:<\/p>\n  <button data-correct=\"false\">A separate limit only for residential mortgages<\/button>\n  <button data-correct=\"true\">A specific sub-limit for exposure to REITs within the overall real estate exposure limit<\/button>\n  <button data-correct=\"false\">A limit applicable only to NBFCs<\/button>\n  <button data-correct=\"false\">A limit set exclusively by SEBI<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>16. Under the Concentration Risk Management amendment, a commercial bank&#8217;s exposure to REITs is capped at what percentage of its eligible capital base?<\/p>\n  <button data-correct=\"false\">5%<\/button>\n  <button data-correct=\"false\">7.5%<\/button>\n  <button data-correct=\"true\">10%<\/button>\n  <button data-correct=\"false\">15%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>17. The Concentration Risk Management (Third Amendment) direction capping REIT exposure at 10% of eligible capital base takes effect from:<\/p>\n  <button data-correct=\"true\">1 October 2026<\/button>\n  <button data-correct=\"false\">1 April 2026<\/button>\n  <button data-correct=\"false\">1 January 2027<\/button>\n  <button data-correct=\"false\">1 July 2026<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>18. Under the prescribed risk-weight framework, a bank&#8217;s normal exposure to a REIT\u2014treated as commercial real estate exposure\u2014attracts a risk weight of:<\/p>\n  <button data-correct=\"false\">75%<\/button>\n  <button data-correct=\"false\">125%<\/button>\n  <button data-correct=\"false\">150%<\/button>\n  <button data-correct=\"true\">100%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>19. If a bank&#8217;s REIT exposure additionally qualifies as capital market exposure, the applicable risk weight is:<\/p>\n  <button data-correct=\"false\">100%<\/button>\n  <button data-correct=\"true\">125%<\/button>\n  <button data-correct=\"false\">110%<\/button>\n  <button data-correct=\"false\">150%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>20. Lending to REITs by the overseas branches of an Indian bank attracts a risk weight of:<\/p>\n  <button data-correct=\"false\">100%<\/button>\n  <button data-correct=\"false\">125%<\/button>\n  <button data-correct=\"true\">150%<\/button>\n  <button data-correct=\"false\">175%<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up-2\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login-2\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div 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The direction provides clear guidelines for entities that want to operate as payment system operators (PSOs). It focuses on authorization requirements, eligibility conditions, promoter criteria, net worth requirements, and RBI\u2019s fit and proper norms. The main objective is to create a simplified and uniform regulatory structure for payment systems in India.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Single Regulatory Framework:<\/strong>\n<ul class=\"wp-block-list\">\n<li>The Master Direction consolidates all previous instructions related to authorization of payment system operators.<\/li>\n\n\n\n<li>It provides one common framework for entities applying to operate payment systems.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Applicability of the Direction:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Applicable to entities applying for authorization to operate as a payment system.<\/li>\n\n\n\n<li>Existing authorized payment system operators under the Payment and Settlement Systems Act must also follow these guidelines.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>RBI Authorization is Mandatory:<\/strong>\n<ul class=\"wp-block-list\">\n<li>No entity can operate a payment system without obtaining authorization from the Reserve Bank of India.<\/li>\n\n\n\n<li>Applications can be submitted on an <strong>on-tap basis<\/strong>, meaning entities can apply throughout the year without waiting for a fixed application window.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Promoter Group Criteria:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Promoters are entities having effective control over the payment system operator.<\/li>\n\n\n\n<li>Effective control generally refers to holding more than 50% ownership or control.<\/li>\n\n\n\n<li>A bank, mutual fund, or foreign institutional investor (FII) holding more than 10% shares will not automatically become a promoter group member unless it is a strategic investor.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Eligibility Requirements for Authorization:<\/strong>\n<ul class=\"wp-block-list\">\n<li>The applicant must apply through the prescribed RBI portal.<\/li>\n\n\n\n<li>The entity needs to provide statutory auditor certification for meeting the required net worth criteria.<\/li>\n\n\n\n<li>The entity must satisfy RBI\u2019s <strong>fit and proper criteria<\/strong>, including integrity, reputation, and ethical conduct.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Fit and Proper Criteria:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Individuals involved should have a good reputation and clean record.<\/li>\n\n\n\n<li>Persons convicted for moral turpitude, economic offences, or RBI-related offences are not eligible.<\/li>\n\n\n\n<li>Undischarged insolvent persons and financially unsound individuals cannot participate.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n<figure class=\"wp-block-embed wp-embed-aspect-16-9 wp-has-aspect-ratio  is-type-video is-provider-youtube wp-block-embed-youtube\"><div class=\"wp-block-embed__wrapper video-seo-youtube-embed-wrapper\"><div class=\"video-seo-youtube-player\" data-id=\"EsDPj7uZKGI\"><\/div><\/div><\/figure>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_FATF-related_investment_rules_for_Payment_System_Operators\"><\/span>What are the FATF-related investment rules for Payment System Operators?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has also provided guidelines regarding investments from FATF-compliant and non-compliant jurisdictions. Existing investors from a jurisdiction that later becomes FATF non-compliant can continue their investment. However, fresh investments from FATF non-compliant jurisdictions are restricted to maintain regulatory control and financial security.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Area<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>Existing Investment<\/td><td>Allowed if the investment was made when the jurisdiction was FATF compliant<\/td><\/tr><tr><td>Fresh Investment<\/td><td>Not permitted from FATF non-compliant jurisdictions<\/td><\/tr><tr><td>Significant Influence<\/td><td>Such investors cannot gain significant influence over the payment system operator<\/td><\/tr><tr><td>Associate Company Criteria<\/td><td>Holding 20% or more but up to 50% voting power can create significant influence<\/td><\/tr><tr><td>Subsidiary Company Criteria<\/td><td>Holding more than 50% voting power results in control and subsidiary status<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_authorization_and_ownership_rules_under_the_RBI_Payment_System_Direction\"><\/span>What are the authorization and ownership rules under the RBI Payment System Direction?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI provides authorization to eligible payment system operators after checking compliance with all required conditions. The authorization is generally provided on a <strong>perpetual basis<\/strong>, meaning it continues unless withdrawn due to non-compliance. The RBI may provide temporary renewal to existing non-compliant payment system operators and can later withdraw authorization if regulations are not followed.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Voting power should remain <strong>below 20%<\/strong> to avoid creating significant influence.<\/li>\n\n\n\n<li>Both existing voting rights and potential rights (such as convertible securities) are considered.<\/li>\n\n\n\n<li>Convertible instruments that may later convert into equity are also included while calculating influence.<\/li>\n\n\n\n<li>The objective is to prevent investors from gaining indirect control over payment system operators.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-did-rbi-change-for-lending-to-reits-and-invits\"><span class=\"ez-toc-section\" id=\"What_did_RBI_change_for_lending_to_REITs_and_InvITs\"><\/span>What did RBI change for lending to REITs and InvITs?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI introduced new guidelines allowing banks to provide loans to Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) while maintaining proper risk management. These directions become applicable from 1 April 2027 and focus on safe lending practices.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lending is allowed only to SEBI-registered and regulated REITs and InvITs.<\/li>\n\n\n\n<li>Banks must have a Board-approved lending policy.<\/li>\n\n\n\n<li>Legal due diligence is mandatory.<\/li>\n\n\n\n<li>End-use monitoring of funds is compulsory.<\/li>\n\n\n\n<li>Debt Service Coverage Ratio (DSCR) should be assessed.<\/li>\n\n\n\n<li>Lending to stressed SPVs is restricted.<\/li>\n\n\n\n<li>Refinancing is allowed only for completed projects.<\/li>\n\n\n\n<li>Bullet and balloon repayment structures are not permitted.<\/li>\n\n\n\n<li>Aggregate bank exposure cannot exceed 49% of REIT asset value.<\/li>\n\n\n\n<li>Loans should remain fully secured.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-important-eligibility-conditions-for-reits-and-invits\"><span class=\"ez-toc-section\" id=\"What_are_the_important_eligibility_conditions_for_REITs_and_InvITs\"><\/span>What are the important eligibility conditions for REITs and InvITs?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI has prescribed minimum eligibility requirements before banks can extend credit facilities. These conditions ensure that lending is made only to financially stable investment trusts.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Must be listed.<\/li>\n\n\n\n<li>Must be regulated by SEBI.<\/li>\n\n\n\n<li>At least 80% of assets should be income-generating.<\/li>\n\n\n\n<li>Assets should have generated positive operational cash flow for at least one year.<\/li>\n\n\n\n<li>Overall leverage should remain within SEBI limits or bank-approved limits, whichever is lower.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-important-exposure-limits-introduced-by-rbi\"><span class=\"ez-toc-section\" id=\"What_are_the_important_exposure_limits_introduced_by_RBI\"><\/span>What are the important exposure limits introduced by RBI?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has also prescribed exposure limits to reduce concentration risk in the banking system. These limits prevent excessive lending to a single sector or entity.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Particular<\/strong><\/td><td><strong>Limit<\/strong><\/td><\/tr><tr><td>Overseas branch participation in foreign REIT syndication<\/td><td>Up to 20%<\/td><\/tr><tr><td>Aggregate bank exposure to REIT assets<\/td><td>Maximum 49%<\/td><\/tr><tr><td>Commercial bank exposure to REIT sector<\/td><td>Maximum 10% of eligible capital base<\/td><\/tr><tr><td>Applicability of lending framework<\/td><td>From 1 April 2027<\/td><\/tr><tr><td>Concentration risk amendment<\/td><td>Effective from 1 October 2026<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b\/?ref=contac-rbi-junecircpq\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Explore RBI Grade B Courses<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-revised-risk-weights-for-reit-exposures\"><span class=\"ez-toc-section\" id=\"What_are_the_revised_risk_weights_for_REIT_exposures\"><\/span>What are the revised risk weights for REIT exposures?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has clarified the capital treatment for different types of REIT lending. These risk weights are important for banking examinations.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Type of Exposure<\/strong><\/td><td><strong>Risk Weight<\/strong><\/td><\/tr><tr><td>Commercial Real Estate Exposure<\/td><td>100%<\/td><\/tr><tr><td>Capital Market Exposure<\/td><td>125%<\/td><\/tr><tr><td>Overseas Branch Lending to Foreign REITs<\/td><td>150%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-india-cambodia-upi-payment-connectivity\"><span class=\"ez-toc-section\" id=\"What_is_the_India-Cambodia_UPI_payment_connectivity\"><\/span>What is the India-Cambodia UPI payment connectivity?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI announced cross-border payment connectivity between India and Cambodia. The initiative allows Indian tourists to make merchant payments in Cambodia using UPI-enabled QR codes, improving digital payment acceptance across borders.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>UPI-based QR code payments.<\/li>\n\n\n\n<li>Supports Indian tourists.<\/li>\n\n\n\n<li>Improves international digital payment acceptance.<\/li>\n\n\n\n<li>Implemented with NPCI International and partner institutions.<\/li>\n\n\n\n<li>Promotes India&#8217;s digital payment ecosystem globally.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-changes-were-made-for-foreign-portfolio-investors-fpis\"><span class=\"ez-toc-section\" id=\"What_changes_were_made_for_Foreign_Portfolio_Investors_FPIs\"><\/span>What changes were made for Foreign Portfolio Investors (FPIs)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI simplified investment rules for FPIs investing in Government Securities through the General Route. Certain sub-limits have been removed to make investments easier.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Removal of short-term investment sub-limit.<\/li>\n\n\n\n<li>Removal of security-wise limit.<\/li>\n\n\n\n<li>Removal of concentration limit.<\/li>\n\n\n\n<li>General investment limits continue to apply.<\/li>\n\n\n\n<li>Clearing Corporation of India Limited (CCIL) monitors utilisation.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-fm-practice-quiz\/?ref=contac-rbi-junecircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Take A Free RBI Grade B FM Practice Quiz<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-fcnr-b-swap-facility-introduced-by-rbi\"><span class=\"ez-toc-section\" id=\"What_is_the_FCNRB_Swap_Facility_introduced_by_RBI\"><\/span>What is the FCNR(B) Swap Facility introduced by RBI?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI introduced a USD-INR swap facility to encourage banks to mobilize <strong>Foreign Currency Non-Resident (Bank) [FCNR(B)] deposits<\/strong>. This initiative strengthens India&#8217;s foreign exchange reserves while providing rupee liquidity to banks.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>Eligible Banks<\/td><td>AD Category-I Banks<\/td><\/tr><tr><td>Deposit Tenure<\/td><td>Minimum 3 years<\/td><\/tr><tr><td>Maximum Tenure<\/td><td>5 years<\/td><\/tr><tr><td>Currency<\/td><td>US Dollar<\/td><\/tr><tr><td>Eligible Deposits<\/td><td>Fresh FCNR(B) deposits only<\/td><\/tr><tr><td>Swap<\/td><td>USD-INR Forex Swap<\/td><\/tr><tr><td>Operational Department<\/td><td>RBI Financial Markets Operations Department<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-crr-and-slr-benefit-did-rbi-provide-for-fcnr-b-deposits\"><span class=\"ez-toc-section\" id=\"What_CRR_and_SLR_benefit_did_RBI_provide_for_FCNRB_deposits\"><\/span>What CRR and SLR benefit did RBI provide for FCNR(B) deposits?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To encourage long-term foreign currency deposits, RBI provided regulatory relief to banks.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>FCNR(B) deposits with 3\u20135 year maturity qualify.<\/li>\n\n\n\n<li>Eligible deposits are exempt from CRR.<\/li>\n\n\n\n<li>Eligible deposits are exempt from SLR.<\/li>\n\n\n\n<li>Applicable across eligible banking institutions.<\/li>\n\n\n\n<li>Helps banks mobilize long-term foreign currency resources.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-changes-were-made-under-fema-for-foreign-investors\"><span class=\"ez-toc-section\" id=\"What_changes_were_made_under_FEMA_for_foreign_investors\"><\/span>What changes were made under FEMA for foreign investors?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI liberalised investment rules under the FEMA regulations by expanding investment eligibility beyond only NRIs and Overseas Citizens of India (OCIs).<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Resident individuals outside India can invest.<\/li>\n\n\n\n<li>Investments can be made through recognised stock exchanges.<\/li>\n\n\n\n<li>Investments qualify under the Foreign Portfolio Investment framework.<\/li>\n\n\n\n<li>AD Category-I Banks may open repatriable INR accounts.<\/li>\n\n\n\n<li>Investments remain subject to RBI and FEMA regulations.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/free-quizzes-for-regulatory-exams\/?ref=contac-rbi-junecircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Free Quiz for Regulatory Exams<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-responsible-business-conduct-according-to-rbi\"><span class=\"ez-toc-section\" id=\"What_is_Responsible_Business_Conduct_according_to_RBI\"><\/span>What is Responsible Business Conduct according to RBI?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI issued comprehensive directions to strengthen customer protection and improve ethical marketing of banking products and services. The guidelines focus on preventing unfair selling practices and improving transparency.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Prevent mis-selling of financial products.<\/li>\n\n\n\n<li>Restrict compulsory bundling of products.<\/li>\n\n\n\n<li>Prohibit dark patterns in digital applications.<\/li>\n\n\n\n<li>Require explicit customer consent.<\/li>\n\n\n\n<li>Improve complaint handling systems.<\/li>\n\n\n\n<li>Regulate Direct Selling Agents (DSAs).<\/li>\n\n\n\n<li>Ensure transparent advertisements.<\/li>\n\n\n\n<li>Strengthen governance for third-party product sales.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1782972701966\"><strong class=\"schema-faq-question\">1. Which topics are covered in the RBI Circulars June 2026?<\/strong> <p class=\"schema-faq-answer\">They cover REIT and InvIT lending, FCNR(B) swap facility, FPI regulations, FEMA updates, UPI connectivity, risk management, and customer protection.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782972702772\"><strong class=\"schema-faq-question\">2. What are the major changes in the REIT and InvIT lending guidelines?<\/strong> <p class=\"schema-faq-answer\">The RBI introduced new eligibility conditions, exposure limits, refinancing norms, and risk management requirements for bank lending.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782972703432\"><strong class=\"schema-faq-question\">3. What is the FCNR(B) Swap Facility introduced by RBI?<\/strong> <p class=\"schema-faq-answer\">It is a USD-INR forex swap facility that helps banks mobilize eligible FCNR(B) deposits while improving rupee liquidity.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782972703998\"><strong class=\"schema-faq-question\">4. What changes were made for Foreign Portfolio Investors (FPIs)?<\/strong> <p class=\"schema-faq-answer\">The RBI removed certain investment sub-limits under the General Route to simplify investments in Government Securities.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782972704707\"><strong class=\"schema-faq-question\">5. What is the India\u2013Cambodia UPI payment connectivity?<\/strong> <p class=\"schema-faq-answer\">It enables Indian tourists to make QR code-based merchant payments in Cambodia using UPI.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-a-vs-grade-b\/\">RBI Grade A Vs Grade B, Check All Differences Between Grade A &amp; B<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/important-reports-for-rbi-grade-b\/\">Important Reports for RBI Grade B Phase 1 &amp; Phase 2 Exam 2027<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-notification\/\">RBI Notification 2026 Practice Quiz and Download Free PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-july-notification\/\">Attempt RBI Notification July 2026 Practice Quiz &amp; Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-so-apply-online\/\">RBI SO Apply Online 2026, Check Online Application Process<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-bulletin\/\">RBI Bulletin 2026, Attempt Quiz and Download RBI Bulletin PDFs<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The RBI Circulars June 2026 have been released and include several important regulatory updates announced by the Reserve Bank of<\/p>\n","protected":false},"author":58,"featured_media":246732,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10226,10247],"tags":[],"class_list":["post-246731","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rbi","category-rbi-sebi-nabard","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Attempt RBI Circulars June 2026 Practice Quiz &amp; Download PDF<\/title>\n<meta name=\"description\" content=\"Check out the details of the RBI Circulars for June 2026 and download a free practice quiz PDF containing MCQs with correct answers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Attempt RBI Circulars June 2026 Practice Quiz &amp; Download PDF\" \/>\n<meta property=\"og:description\" content=\"The RBI Circulars June 2026 have been released and include several important regulatory updates announced by the Reserve Bank of India for banks,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-16T13:42:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-16T13:44:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/07\/RBI-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"AditiOB\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"AditiOB\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"18 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/\"},\"author\":{\"name\":\"AditiOB\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\"},\"headline\":\"Attempt RBI Circulars June 2026 Practice Quiz &amp; 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I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.\",\"sameAs\":[\"www.linkedin.com\/in\/aditi-chakraborty-131b3b379\"]},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#faq-question-1782972701966\",\"position\":1,\"url\":\"https:\/\/www.oliveboard.in\/blog\/rbi-june-circulars\/#faq-question-1782972701966\",\"name\":\"1. 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