{"id":251590,"date":"2026-09-15T21:53:10","date_gmt":"2026-09-15T16:23:10","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=251590"},"modified":"2026-09-15T21:53:13","modified_gmt":"2026-09-15T16:23:13","slug":"rbi-august-circulars","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/","title":{"rendered":"Attempt RBI Circulars August 2026 Practice Quiz &amp; Download PDF"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#Download_RBI_Circulars_August_2026_Practice_Quiz_PDF\" >Download RBI Circulars August 2026 Practice Quiz PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#Attempt_the_RBI_Circulars_August_2026_Practice_Quiz\" >Attempt the RBI Circulars August 2026 Practice Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_are_the_RBI_Circulars_covered_in_August_2026\" >What are the RBI Circulars covered in August 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_RBI_update_on_responsible_business_conduct\" >What is the RBI update on responsible business conduct?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_a_recovery_agency_under_the_RBI_directions\" >What is a recovery agency under the RBI directions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_are_the_RBI_rules_for_technology-based_restrictions_on_financed_devices\" >What are the RBI rules for technology-based restrictions on financed devices?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_important_timeline_for_restrictions_on_financed_devices\" >What is the important timeline for restrictions on financed devices?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_August_2026_RBI_update_on_Priority_Sector_Lending\" >What is the August 2026 RBI update on Priority Sector Lending?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_treatment_of_eligible_FCNR_and_NRE_deposits_under_PSL\" >What is the treatment of eligible FCNR and NRE deposits under PSL?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_are_FCNR_and_NRE_accounts\" >What are FCNR and NRE accounts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_revised_eligibility_period_for_FCNR_and_NRE_deposits\" >What is the revised eligibility period for FCNR and NRE deposits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_RBI_update_on_CRR_and_SLR_exemption_for_FCNR_and_NRE_deposits\" >What is the RBI update on CRR and SLR exemption for FCNR and NRE deposits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_difference_between_CRR_and_SLR\" >What is the difference between CRR and SLR?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_RBI_update_on_lead_bank_responsibility\" >What is the RBI update on lead bank responsibility?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_RBI_update_on_NBFC_concentration_risk_management\" >What is the RBI update on NBFC concentration risk management?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_is_the_RBI_update_on_interest_rates_for_FCNR_and_NRE_deposits\" >What is the RBI update on interest rates for FCNR and NRE deposits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#What_are_the_most_important_RBI_Circulars_August_2026_facts_for_exams\" >What are the most important RBI Circulars August 2026 facts for exams?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>RBI Circulars are an important part of current affairs preparation for candidates appearing for RBI Grade B and other banking and regulatory body exams. The August 2026 RBI Circulars cover important updates related to responsible business conduct, loan recovery practices, technology-based restrictions on financed devices, Priority Sector Lending (PSL), FCNR and NRE deposits, CRR and SLR exemptions, lead bank responsibility, NBFC concentration risk management, and interest rate relaxation on deposits. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-download-rbi-circulars-august-2026-practice-quiz-pdf\"><span class=\"ez-toc-section\" id=\"Download_RBI_Circulars_August_2026_Practice_Quiz_PDF\"><\/span>Download RBI Circulars August 2026 Practice Quiz PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>RBI Circulars August 2026 Practice Quiz PDF<\/strong> covers important regulatory updates discussed in the August 2026 RBI Circular session. <\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Particulars<\/th><th>Link<\/th><\/tr><tr><td>RBI Circulars August 2026 Quiz PDF<\/td><td><a href=\"https:\/\/www.oliveboard.in\/rbi-circulars-practice-quiz-pdf\/?ref=contac-rbi-augcircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Download Free PDF<\/a><\/td><\/tr><tr><td>RBI Circulars August 2026 Details<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/rbi-circulars\/?ref=contac-rbi-augcircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Check Details<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-attempt-the-rbi-circulars-august-2026-practice-quiz\"><span class=\"ez-toc-section\" id=\"Attempt_the_RBI_Circulars_August_2026_Practice_Quiz\"><\/span>Attempt the RBI Circulars August 2026 Practice Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI Circulars August 2026 Practice Quiz helps candidates test their understanding of the latest RBI regulatory updates through exam-oriented MCQs. The quiz covers important factual and conceptual points from the August 2026 circulars and can be useful for quick revision.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> RBI Circulars August Practice Quiz<\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. What is the central theme of the RBI circular on responsible business conduct discussed in the transcript?<\/p>\n  <button data-correct=\"false\">Banks should stop all recovery activity after the first missed instalment.<\/button>\n  <button data-correct=\"false\">Only cooperative banks may appoint recovery agencies.<\/button>\n  <button data-correct=\"false\">Borrowers must surrender all financed assets immediately after default.<\/button>\n  <button data-correct=\"false\">Recovery agencies may use any method if the loan agreement permits it.<\/button>\n  <button data-correct=\"true\">Financial institutions must conduct recovery activities responsibly and ethically.<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. Which of the following institutions is specifically stated in the transcript as NOT covered by the loan-recovery directions because it cannot give credit?<\/p>\n  <button data-correct=\"false\">Commercial bank<\/button>\n  <button data-correct=\"true\">Payment bank<\/button>\n  <button data-correct=\"false\">Small finance bank<\/button>\n  <button data-correct=\"false\">Regional rural bank<\/button>\n  <button data-correct=\"false\">Urban cooperative bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. According to the transcript, recovery practices must protect which three borrower interests?<\/p>\n  <button data-correct=\"false\">Profitability, liquidity and solvency<\/button>\n  <button data-correct=\"false\">Speed, secrecy and collateral value<\/button>\n  <button data-correct=\"true\">Dignity, privacy and fair treatment<\/button>\n  <button data-correct=\"false\">Credit score, tax status and employment rank<\/button>\n  <button data-correct=\"false\">Branch access, deposit rate and insurance cover<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. In the transcript, a recovery agency is described primarily as what?<\/p>\n  <button data-correct=\"false\">An internal RBI department that settles all overdue loans<\/button>\n  <button data-correct=\"false\">A court-appointed liquidator for every defaulting borrower<\/button>\n  <button data-correct=\"false\">A credit bureau that assigns borrower ratings<\/button>\n  <button data-correct=\"false\">A deposit-taking agent working only for payment banks<\/button>\n  <button data-correct=\"true\">An external entity or individual engaged under an outsourcing arrangement to assist a bank in recovering dues<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. Who may also work as a recovery agency, according to the transcript?<\/p>\n  <button data-correct=\"false\">A statutory auditor<\/button>\n  <button data-correct=\"false\">A stock exchange<\/button>\n  <button data-correct=\"false\">A payment bank customer<\/button>\n  <button data-correct=\"true\">A business correspondent<\/button>\n  <button data-correct=\"false\">A district magistrate<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. What is the role of recovery agents working under a recovery agency, as described in the transcript?<\/p>\n  <button data-correct=\"false\">They set the RBI policy rate.<\/button>\n  <button data-correct=\"false\">They approve all new bank licences.<\/button>\n  <button data-correct=\"false\">They calculate CRR for the banking system.<\/button>\n  <button data-correct=\"false\">They issue FCNR deposits directly to borrowers.<\/button>\n  <button data-correct=\"true\">They perform the ground-level recovery work such as visiting or calling borrowers.<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. What must a bank maintain regarding collection and recovery?<\/p>\n  <button data-correct=\"false\">A daily public list of all defaulting borrowers<\/button>\n  <button data-correct=\"false\">A separate policy only for payment banks<\/button>\n  <button data-correct=\"false\">A policy that prohibits escalation in all cases<\/button>\n  <button data-correct=\"true\">A policy clearly stating how recovery will be carried out<\/button>\n  <button data-correct=\"false\">A policy prepared by each borrower<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. What should the collection and recovery policy contain for cases where a borrower does not respond?<\/p>\n  <button data-correct=\"false\">A compulsory criminal complaint in every case<\/button>\n  <button data-correct=\"false\">An automatic full-device lock from day one<\/button>\n  <button data-correct=\"true\">An escalation matrix indicating the next step and where the matter may be escalated<\/button>\n  <button data-correct=\"false\">A fixed waiver of the entire overdue amount<\/button>\n  <button data-correct=\"false\">A mandatory transfer of the loan to another bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. What certification requirement for recovery agents is mentioned in the transcript?<\/p>\n  <button data-correct=\"false\">Every agent must hold an RBI Grade B certificate.<\/button>\n  <button data-correct=\"false\">Every agent must be a chartered accountant.<\/button>\n  <button data-correct=\"false\">Only agents certified by a stock exchange may be engaged.<\/button>\n  <button data-correct=\"false\">No certification is required if the loan is secured.<\/button>\n  <button data-correct=\"true\">The recovery agency must engage only agents holding an Indian Institute of Banking and Finance certificate.<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. What must a bank publish regarding its recovery agencies?<\/p>\n  <button data-correct=\"false\">A list of all borrowers with overdue accounts<\/button>\n  <button data-correct=\"false\">A daily list of all recovery calls<\/button>\n  <button data-correct=\"false\">A list of only former recovery agencies<\/button>\n  <button data-correct=\"false\">A list of all bank employees handling deposits<\/button>\n  <button data-correct=\"true\">An updated list of empanelled recovery agencies on its website<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. For how long must records of recovery calls be preserved from the call date, according to the transcript?<\/p>\n  <button data-correct=\"false\">30 days<\/button>\n  <button data-correct=\"false\">60 days<\/button>\n  <button data-correct=\"false\">3 months<\/button>\n  <button data-correct=\"false\">1 year<\/button>\n  <button data-correct=\"true\">6 months<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>12. When may a bank take possession of security provided by a borrower, according to the transcript?<\/p>\n  <button data-correct=\"false\">Whenever the borrower misses a single phone call<\/button>\n  <button data-correct=\"true\">When the action is legally valid and supported by a clause in the agreement<\/button>\n  <button data-correct=\"false\">Only after the borrower changes residence<\/button>\n  <button data-correct=\"false\">Without any contractual provision if the bank considers it necessary<\/button>\n  <button data-correct=\"false\">Only when the financed asset is a mobile phone<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>13. If a borrower has defaulted on a housing loan, what does the transcript say about restricting the borrower&#8217;s unrelated mobile phone or laptop?<\/p>\n  <button data-correct=\"false\">They may be fully disabled immediately.<\/button>\n  <button data-correct=\"false\">Only incoming calls may be blocked.<\/button>\n  <button data-correct=\"false\">They must be surrendered to the bank within 30 days.<\/button>\n  <button data-correct=\"true\">Such unrelated devices cannot be restricted merely because of the housing-loan default.<\/button>\n  <button data-correct=\"false\">They may be locked if the device is expensive.<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>14. Technology-based restrictions on a device are permitted only when the dues arise from what?<\/p>\n  <button data-correct=\"false\">Any loan taken from the same bank<\/button>\n  <button data-correct=\"false\">Any overdue credit card balance<\/button>\n  <button data-correct=\"false\">A deposit account maintained by the borrower<\/button>\n  <button data-correct=\"true\">The bank&#8217;s financing of that particular device<\/button>\n  <button data-correct=\"false\">Any loan taken by a family member<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>15. What must the loan agreement do if technology-based restrictions may be used on a financed device?<\/p>\n  <button data-correct=\"false\">Guarantee that the device will never be restored<\/button>\n  <button data-correct=\"false\">Allow the bank to access all personal data<\/button>\n  <button data-correct=\"false\">Permit immediate blocking before the due date<\/button>\n  <button data-correct=\"false\">Remove the need for borrower notices<\/button>\n  <button data-correct=\"true\">Clearly state the permitted restrictions<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>16. What approach to device restrictions is required in the transcript?<\/p>\n  <button data-correct=\"false\">Immediate complete disablement<\/button>\n  <button data-correct=\"false\">Permanent restriction after the first missed payment<\/button>\n  <button data-correct=\"true\">A gradual approach<\/button>\n  <button data-correct=\"false\">Restriction only after court liquidation<\/button>\n  <button data-correct=\"false\">A random restriction schedule<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>17. Before a financed-device payment is 30 days past due, what restriction is permitted according to the transcript?<\/p>\n  <button data-correct=\"false\">Only outgoing calls may be blocked<\/button>\n  <button data-correct=\"true\">No restriction or disablement<\/button>\n  <button data-correct=\"false\">Only work apps may be blocked<\/button>\n  <button data-correct=\"false\">The full set of agreed restrictions<\/button>\n  <button data-correct=\"false\">Complete device disablement<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>18. Once an amount is 30 days past due, what may begin if the borrower has not paid despite notices?<\/p>\n  <button data-correct=\"false\">Permanent confiscation of all devices<\/button>\n  <button data-correct=\"false\">Automatic cancellation of the loan<\/button>\n  <button data-correct=\"false\">Blocking of all emergency services<\/button>\n  <button data-correct=\"true\">Gradual restrictions<\/button>\n  <button data-correct=\"false\">Immediate sale of the borrower&#8217;s residence<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>19. At what stage may the full set of restrictions permitted under the agreement apply to a financed device?<\/p>\n  <button data-correct=\"false\">On the due date itself<\/button>\n  <button data-correct=\"false\">After 7 days past due<\/button>\n  <button data-correct=\"true\">Once the dues are 60 days past due<\/button>\n  <button data-correct=\"false\">After 30 days past due<\/button>\n  <button data-correct=\"false\">Only after 1 year past due<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>20. According to the transcript, outgoing calls cannot be restricted before the dues are how many days past due?<\/p>\n  <button data-correct=\"false\">15 days<\/button>\n  <button data-correct=\"false\">30 days<\/button>\n  <button data-correct=\"false\">45 days<\/button>\n  <button data-correct=\"false\">90 days<\/button>\n  <button data-correct=\"true\">60 days<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-1');\n  const STORAGE_KEY = 'quiz_1_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 9 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-mock-test\/?ref=contac-rbi-augcircpq\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Attempt RBI Grade B Mock Test<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-rbi-circulars-covered-in-august-2026\"><span class=\"ez-toc-section\" id=\"What_are_the_RBI_Circulars_covered_in_August_2026\"><\/span>What are the RBI Circulars covered in August 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The August 2026 RBI Circulars discussed in the session mainly focus on banking regulations and procedural updates. Important areas include responsible business conduct and recovery agencies, restrictions on financed devices, Priority Sector Lending calculations, FCNR and NRE deposits, CRR and SLR exemptions, lead bank responsibility for new districts, NBFC concentration risk management, and interest rate rules for deposits. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Responsible Business Conduct<\/li>\n\n\n\n<li>Loan recovery and engagement of recovery agencies<\/li>\n\n\n\n<li>Technology-based restrictions on financed devices<\/li>\n\n\n\n<li>Priority Sector Lending (PSL)<\/li>\n\n\n\n<li>FCNR and NRE deposits<\/li>\n\n\n\n<li>CRR and SLR exemptions<\/li>\n\n\n\n<li>Lead Bank Responsibility<\/li>\n\n\n\n<li>NBFC Concentration Risk Management<\/li>\n\n\n\n<li>Interest Rate on Deposits<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-rbi-update-on-responsible-business-conduct\"><span class=\"ez-toc-section\" id=\"What_is_the_RBI_update_on_responsible_business_conduct\"><\/span>What is the RBI update on responsible business conduct?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has revised instructions related to loan recovery and the engagement of recovery agencies. The main objective is to ensure that recovery practices are carried out responsibly and ethically. Banks and other regulated entities must ensure that borrowers are treated fairly during the recovery process. The dignity, privacy, and fair treatment of borrowers must be protected while recovering dues.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Recovery practices must protect the borrower&#8217;s dignity and privacy.<\/li>\n\n\n\n<li>Borrowers must receive fair treatment during recovery.<\/li>\n\n\n\n<li>Regulated entities should maintain a policy for collection and recovery.<\/li>\n\n\n\n<li>The policy should include suitable escalation mechanisms.<\/li>\n\n\n\n<li>Recovery agencies may be appointed to assist in recovering dues.<\/li>\n\n\n\n<li>A Business Correspondent may also work as a recovery agent in applicable cases.<\/li>\n<\/ul>\n\n\n<figure class=\"wp-block-embed wp-embed-aspect-16-9 wp-has-aspect-ratio  is-type-video is-provider-youtube wp-block-embed-youtube\"><div class=\"wp-block-embed__wrapper video-seo-youtube-embed-wrapper\"><div class=\"video-seo-youtube-player\" data-id=\"xQgGrwMReZU\"><\/div><\/div><\/figure>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-a-recovery-agency-under-the-rbi-directions\"><span class=\"ez-toc-section\" id=\"What_is_a_recovery_agency_under_the_RBI_directions\"><\/span>What is a recovery agency under the RBI directions?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A recovery agency is an external entity or individual engaged under an outsourcing arrangement to assist a bank in recovering dues from a defaulting borrower. The recovery agency may have recovery agents who carry out activities such as contacting or visiting borrowers for recovery. RBI has prescribed requirements to ensure that recovery activities are carried out in a responsible manner.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Recovery agencies work under an outsourcing arrangement.<\/li>\n\n\n\n<li>They assist banks in recovering dues from defaulting borrowers.<\/li>\n\n\n\n<li>Recovery agencies must engage agents holding the required <strong>Indian Institute of Banking and Finance (IIBF)<\/strong> certificate.<\/li>\n\n\n\n<li>Banks must publish an updated list of empanelled recovery agencies.<\/li>\n\n\n\n<li>Records of recovery calls and related information must be maintained.<\/li>\n\n\n\n<li>Records must be preserved for <strong>6 months from the date of the call<\/strong>.<\/li>\n\n\n\n<li>Possession of security must be taken only in accordance with legally valid provisions and the loan agreement.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/free-quizzes-for-regulatory-exams\/?ref=contac-rbi-augcircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Free Quiz for Regulatory Exams<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-rbi-rules-for-technology-based-restrictions-on-financed-devices\"><span class=\"ez-toc-section\" id=\"What_are_the_RBI_rules_for_technology-based_restrictions_on_financed_devices\"><\/span>What are the RBI rules for technology-based restrictions on financed devices?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has provided a framework for technology-based restrictions on devices financed by a bank or regulated entity. If a borrower has taken financing specifically to purchase a device such as a mobile phone, laptop, or tablet and fails to repay the dues, certain restrictions may be imposed subject to the applicable conditions. However, such restrictions must be gradual and must be clearly provided in the loan agreement.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Restrictions can be used only for recovering dues arising from financing of that particular device.<\/li>\n\n\n\n<li>The loan agreement should clearly mention the permitted restrictions.<\/li>\n\n\n\n<li>Restrictions should be applied gradually.<\/li>\n\n\n\n<li>No restriction or disablement is permitted during the first <strong>30 days past due<\/strong>.<\/li>\n\n\n\n<li>After 30 days past due, gradual restrictions may begin subject to the applicable conditions.<\/li>\n\n\n\n<li>After <strong>60 days past due<\/strong>, the full set of restrictions permitted under the agreement may apply.<\/li>\n\n\n\n<li>Outgoing calls cannot be restricted before 60 days past due.<\/li>\n\n\n\n<li>Incoming calls, SMS, and emergency SOS features cannot be blocked.<\/li>\n\n\n\n<li>Access required for the borrower&#8217;s work or employment should not be denied.<\/li>\n\n\n\n<li>Personal data such as contacts and SMS should not be misused or accessed improperly.<\/li>\n\n\n\n<li>Restrictions should be restored after the borrower pays the outstanding dues.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-important-timeline-for-restrictions-on-financed-devices\"><span class=\"ez-toc-section\" id=\"What_is_the_important_timeline_for_restrictions_on_financed_devices\"><\/span>What is the important timeline for restrictions on financed devices?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The timeline for technology-based restrictions is an important factual area for exam preparation.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Period<\/th><th>Restriction<\/th><\/tr><tr><td>Before 30 days past due<\/td><td>No restriction or disablement<\/td><\/tr><tr><td>After 30 days past due<\/td><td>Gradual restrictions may begin<\/td><\/tr><tr><td>Before 60 days past due<\/td><td>Outgoing calls cannot be restricted<\/td><\/tr><tr><td>After 60 days past due<\/td><td>Full permitted restrictions may apply as per the agreement<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-august-2026-rbi-update-on-priority-sector-lending\"><span class=\"ez-toc-section\" id=\"What_is_the_August_2026_RBI_update_on_Priority_Sector_Lending\"><\/span>What is the August 2026 RBI update on Priority Sector Lending?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has amended the Priority Sector Lending (PSL) framework relating to the calculation of the <strong>Adjusted Net Bank Credit (ANBC)<\/strong>. Eligible FCNR and NRE deposits are excluded from the calculation of ANBC for determining the applicable PSL target. This provides relief to banks by reducing the base on which their PSL target is calculated.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PSL targets are linked to the bank&#8217;s ANBC.<\/li>\n\n\n\n<li>Eligible FCNR and NRE deposits are excluded from ANBC.<\/li>\n\n\n\n<li>A lower ANBC results in a lower PSL target in absolute terms.<\/li>\n\n\n\n<li>The measure provides an incentive for banks to mobilise eligible foreign currency and NRE deposits.<\/li>\n\n\n\n<li>This amendment is important for understanding the calculation of PSL requirements.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-fm-practice-quiz\/?ref=contac-rbi-augcircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Take A Free RBI Grade B FM Practice Quiz<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-treatment-of-eligible-fcnr-and-nre-deposits-under-psl\"><span class=\"ez-toc-section\" id=\"What_is_the_treatment_of_eligible_FCNR_and_NRE_deposits_under_PSL\"><\/span>What is the treatment of eligible FCNR and NRE deposits under PSL?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Eligible FCNR and NRE deposits receive specific treatment while calculating ANBC for PSL purposes. The eligible amount is excluded from the relevant calculation, which reduces the amount on which the PSL percentage is applied.<\/p>\n\n\n\n<p>For example, if the applicable ANBC is \u20b91,000 crore and \u20b9100 crore represents eligible FCNR and NRE deposits, the relevant ANBC after exclusion would be \u20b9900 crore. If the applicable PSL target is 40%, the PSL requirement would reduce from \u20b9400 crore to \u20b9360 crore.<\/p>\n\n\n\n<p>This means the bank would have \u20b940 crore more that can be deployed outside the PSL requirement, subject to other applicable regulations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-fcnr-and-nre-accounts\"><span class=\"ez-toc-section\" id=\"What_are_FCNR_and_NRE_accounts\"><\/span>What are FCNR and NRE accounts?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>FCNR(B) stands for Foreign Currency Non-Resident (Bank) Account. It is a term deposit account in which eligible foreign currency can be maintained. In contrast, an NRE account or Non-Resident External Account is maintained in Indian Rupees.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Account<\/th><th>Important Feature<\/th><\/tr><tr><td>FCNR(B)<\/td><td>Term deposit maintained in foreign currency<\/td><\/tr><tr><td>NRE<\/td><td>Account maintained in Indian Rupees<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Eligible FCNR and NRE deposits are important in the August 2026 RBI updates because they receive specific treatment under PSL, CRR, SLR, and deposit interest-rate provisions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-revised-eligibility-period-for-fcnr-and-nre-deposits\"><span class=\"ez-toc-section\" id=\"What_is_the_revised_eligibility_period_for_FCNR_and_NRE_deposits\"><\/span>What is the revised eligibility period for FCNR and NRE deposits?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The transcript highlights the eligibility conditions and revised cut-off date applicable to the relevant FCNR and NRE deposit provisions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eligible FCNR deposits should have a minimum tenure of 3 years.<\/li>\n\n\n\n<li>The maximum tenure for eligible FCNR deposits is 5 years.<\/li>\n\n\n\n<li>Eligible NRE deposits should have a minimum tenure of 3 years or more.<\/li>\n\n\n\n<li>The revised cut-off date is 31 August 2026.<\/li>\n\n\n\n<li>The earlier cut-off date of 30 September was revised to 31 August 2026.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-rbi-update-on-crr-and-slr-exemption-for-fcnr-and-nre-deposits\"><span class=\"ez-toc-section\" id=\"What_is_the_RBI_update_on_CRR_and_SLR_exemption_for_FCNR_and_NRE_deposits\"><\/span>What is the RBI update on CRR and SLR exemption for FCNR and NRE deposits?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has provided an exemption from Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) requirements for specified eligible FCNR and NRE deposits. The August 2026 update mainly changes the cut-off date associated with this temporary exemption.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Specified eligible FCNR deposits receive CRR and SLR exemption.<\/li>\n\n\n\n<li>Specified eligible NRE deposits also receive the exemption.<\/li>\n\n\n\n<li>The revised cut-off date is 31 August 2026.<\/li>\n\n\n\n<li>Eligible FCNR deposits have a minimum tenure of 3 years and maximum tenure of 5 years.<\/li>\n\n\n\n<li>Eligible NRE deposits have a minimum tenure of 3 years.<\/li>\n\n\n\n<li>The same direction is applicable across the relevant categories of banks covered by RBI.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-notification\/?ref=contac-rbi-augcircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt the RBI Notification Practice Quiz for Free<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-difference-between-crr-and-slr\"><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_CRR_and_SLR\"><\/span>What is the difference between CRR and SLR?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Cash Reserve Ratio (CRR)<\/strong> is the portion of specified bank liabilities that banks are required to maintain with the Reserve Bank of India. <strong>Statutory Liquidity Ratio (SLR)<\/strong> is maintained by banks in specified liquid assets as prescribed by RBI.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Particular<\/th><th>CRR<\/th><th>SLR<\/th><\/tr><tr><td>Full Form<\/td><td>Cash Reserve Ratio<\/td><td>Statutory Liquidity Ratio<\/td><\/tr><tr><td>Maintained<\/td><td>With RBI<\/td><td>By the bank<\/td><\/tr><tr><td>Purpose<\/td><td>Maintain reserve with RBI<\/td><td>Maintain liquidity through specified assets<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-rbi-update-on-lead-bank-responsibility\"><span class=\"ez-toc-section\" id=\"What_is_the_RBI_update_on_lead_bank_responsibility\"><\/span>What is the RBI update on lead bank responsibility?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has assigned lead bank responsibility for newly created districts. The August 2026 update discussed in the transcript relates to the newly created districts in the Union Territory of Ladakh, for which State Bank of India (SBI) has been assigned the lead bank responsibility.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>New districts require the assignment of lead bank responsibility.<\/li>\n\n\n\n<li>For the newly created districts in Ladakh discussed in the circular, <strong>State Bank of India<\/strong> has been assigned the lead bank responsibility.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-rbi-update-on-nbfc-concentration-risk-management\"><span class=\"ez-toc-section\" id=\"What_is_the_RBI_update_on_NBFC_concentration_risk_management\"><\/span>What is the RBI update on NBFC concentration risk management?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has extended the applicability of the relevant Concentration Risk Management Directions to Infrastructure Debt Funds (IDFs) that are subject to the applicable upper-layer regulations. The update relates to the large exposure limits that were part of the earlier regulatory framework.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The earlier Concentration Risk Management Directions were issued in 2025.<\/li>\n\n\n\n<li>The relevant provisions are now applicable to Infrastructure Debt Funds covered by the applicable upper-layer framework.<\/li>\n\n\n\n<li>Large exposure limits are relevant under the framework.<\/li>\n\n\n\n<li>This update is mainly procedural but can be useful for exam-based factual questions.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-rbi-update-on-interest-rates-for-fcnr-and-nre-deposits\"><span class=\"ez-toc-section\" id=\"What_is_the_RBI_update_on_interest_rates_for_FCNR_and_NRE_deposits\"><\/span>What is the RBI update on interest rates for FCNR and NRE deposits?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI has temporarily relaxed the interest-rate ceiling applicable to specified FCNR and NRE deposits. Under the temporary relaxation, banks can offer interest rates without the usual ceiling, subject to the applicable conditions. The August 2026 update shortened the period for which this relaxation is available.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The temporary interest-rate ceiling relaxation applies to specified eligible FCNR and NRE deposits.<\/li>\n\n\n\n<li>The relaxation was earlier available up to 30 September 2026.<\/li>\n\n\n\n<li>The revised cut-off date is 31 August 2026.<\/li>\n\n\n\n<li>Eligible deposits are subject to the prescribed tenure conditions.<\/li>\n\n\n\n<li>The measure is intended to encourage mobilisation of foreign currency and NRE deposits.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b\/?ref=contac-rbi-augcircpq\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Explore RBI Grade B Courses<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-most-important-rbi-circulars-august-2026-facts-for-exams\"><span class=\"ez-toc-section\" id=\"What_are_the_most_important_RBI_Circulars_August_2026_facts_for_exams\"><\/span>What are the most important RBI Circulars August 2026 facts for exams?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Candidates should revise the following facts before attempting the RBI Circulars August 2026 Practice Quiz:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Topic<\/th><th>Important Fact<\/th><\/tr><tr><td>Responsible Business Conduct<\/td><td>Protect borrower dignity, privacy and fair treatment<\/td><\/tr><tr><td>Recovery Agency<\/td><td>Must engage agents with the required IIBF certificate<\/td><\/tr><tr><td>Recovery call records<\/td><td>Preserve records for 6 months from the call date<\/td><\/tr><tr><td>Financed device restrictions<\/td><td>No restriction before 30 days past due<\/td><\/tr><tr><td>Financed device restrictions<\/td><td>Full permitted restrictions may apply after 60 days past due<\/td><\/tr><tr><td>Outgoing calls<\/td><td>Cannot be restricted before 60 days past due<\/td><\/tr><tr><td>Essential features<\/td><td>Incoming calls, SMS and emergency SOS cannot be blocked<\/td><\/tr><tr><td>PSL<\/td><td>Eligible FCNR and NRE deposits excluded from ANBC<\/td><\/tr><tr><td>FCNR(B)<\/td><td>Foreign currency term deposit<\/td><\/tr><tr><td>NRE<\/td><td>Maintained in Indian Rupees<\/td><\/tr><tr><td>Eligible FCNR tenure<\/td><td>Minimum 3 years, maximum 5 years<\/td><\/tr><tr><td>Eligible NRE tenure<\/td><td>Minimum 3 years<\/td><\/tr><tr><td>Revised cut-off date<\/td><td>31 August 2026<\/td><\/tr><tr><td>CRR\/SLR exemption<\/td><td>Available for specified eligible FCNR and NRE deposits<\/td><\/tr><tr><td>Lead Bank Responsibility<\/td><td>SBI assigned for newly created districts in Ladakh discussed in the update<\/td><\/tr><tr><td>NBFC update<\/td><td>Concentration risk provisions extended to applicable IDFs<\/td><\/tr><tr><td>Interest-rate relaxation<\/td><td>Temporary ceiling relaxation revised up to 31 August 2026<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1789454461937\"><strong class=\"schema-faq-question\">1. <strong>What is the RBI Circulars August 2026 Practice Quiz?<\/strong><\/strong> <p class=\"schema-faq-answer\">It is an MCQ-based quiz covering important RBI circular updates discussed for August 2026.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1789454463010\"><strong class=\"schema-faq-question\">2. <strong>What is the revised cut-off date for the FCNR and NRE-related provisions?<\/strong><\/strong> <p class=\"schema-faq-answer\">The revised cut-off date is 31 August 2026.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1789454464041\"><strong class=\"schema-faq-question\">3. What is the minimum tenure for eligible FCNR deposits?<\/strong> <p class=\"schema-faq-answer\">The minimum tenure for eligible FCNR deposits is 3 years.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1789454464638\"><strong class=\"schema-faq-question\">4. <strong>What is the maximum tenure for eligible FCNR deposits?<\/strong><\/strong> <p class=\"schema-faq-answer\">The maximum tenure for eligible FCNR deposits is 5 years.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1789454465130\"><strong class=\"schema-faq-question\">5. How long should recovery call records be preserved?<\/strong> <p class=\"schema-faq-answer\">Recovery call records should be preserved for 6 months from the call date.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-bulletin\/\">Attempt RBI Bulletin August 2026 Practice Quiz &amp; Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-august-circulars\/\">Attempt RBI Circulars August 2026 Practice Quiz &amp; Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/how-to-prepare-for-rbi-grade-b\/\">How to Prepare for RBI Grade B 2027? Complete Preparation Strategy<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-interview-transcripts\/\">RBI Grade B Interview Transcripts, Know RBI Interview Questions<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-interview\/\">RBI Grade B Interview 2026, Dress Code, Preparation Tips<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/how-to-prepare-for-rbi-grade-b-2027\/\">How to prepare for RBI Grade B 2027, Check Complete Road Map<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>RBI Circulars are an important part of current affairs preparation for candidates appearing for RBI Grade B and other banking<\/p>\n","protected":false},"author":58,"featured_media":251593,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10226,10247],"tags":[],"class_list":["post-251590","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rbi","category-rbi-sebi-nabard","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Attempt RBI Circulars August 2026 Practice Quiz &amp; Download PDF<\/title>\n<meta name=\"description\" content=\"Stay updated with the RBI Circulars August 2026. 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How long should recovery call records be preserved?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Recovery call records should be preserved for 6 months from the call date.","inLanguage":"en-US"},"inLanguage":"en-US"}]},"og_video":"https:\/\/www.youtube.com\/embed\/xQgGrwMReZU","og_video_type":"text\/html","og_video_duration":"2001","og_video_width":"480","og_video_height":"270","ya_ovs_adult":"false","ya_ovs_upload_date":"2026-09-15T16:23:10+00:00","ya_ovs_allow_embed":"true"},"_links":{"self":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/251590","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/comments?post=251590"}],"version-history":[{"count":3,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/251590\/revisions"}],"predecessor-version":[{"id":251677,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/251590\/revisions\/251677"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media\/251593"}],"wp:attachment":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media?parent=251590"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/categories?post=251590"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/tags?post=251590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}