{"id":255275,"date":"2026-10-30T12:17:48","date_gmt":"2026-10-30T06:47:48","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=255275"},"modified":"2026-10-30T12:36:44","modified_gmt":"2026-10-30T07:06:44","slug":"rbi-september-circulars","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/","title":{"rendered":"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#What_are_the_important_RBI_circulars_released_in_September_2026\" >What are the important RBI circulars released in September 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#Download_RBI_Circulars_September_2026_Practice_Quiz_PDF\" >Download RBI Circulars September 2026 Practice Quiz PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#Attempt_the_RBI_Circulars_September_2026_Practice_Quiz\" >Attempt the RBI Circulars September 2026 Practice Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#What_are_the_important_RBI_September_2026_circulars_and_their_key_highlights\" >What are the important RBI September 2026 circulars and their key highlights?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#1What_is_EXIM_Banks_%E2%82%B94850_crore_Line_of_Credit_to_Maldives\" >1What is EXIM Bank&#8217;s \u20b94,850 crore Line of Credit to Maldives?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#What_are_the_FEMA_guidelines_for_export_and_import_of_goods_and_services\" >What are the FEMA guidelines for export and import of goods and services?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#What_changes_were_introduced_in_CIMS_reporting_for_natural_calamity_relief_measures\" >What changes were introduced in CIMS reporting for natural calamity relief measures?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#Which_reporting_requirements_for_non-resident_bank_accounts_were_removed\" >Which reporting requirements for non-resident bank accounts were removed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#Why_did_RBI_withdraw_7_FEMA_circulars\" >Why did RBI withdraw 7 FEMA circulars?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#What_are_the_CRR_and_SLR_requirements_for_scheduled_Local_Area_Banks\" >What are the CRR and SLR requirements for scheduled Local Area Banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#How_are_REIT_and_InvIT_investments_held_by_banks_valued\" >How are REIT and InvIT investments held by banks valued?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#Why_did_RBI_permit_UCBs_to_invest_in_IDPIC_shares\" >Why did RBI permit UCBs to invest in IDPIC shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#What_changes_were_introduced_in_KYC_requirements_for_Foreign_Portfolio_Investors\" >What changes were introduced in KYC requirements for Foreign Portfolio Investors?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#What_are_the_minimum_capital_requirements_for_market_risk\" >What are the minimum capital requirements for market risk?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#What_are_the_RBI_guidelines_on_novation_of_OTC_derivative_contracts\" >What are the RBI guidelines on novation of OTC derivative contracts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#How_should_candidates_prepare_for_RBI_September_2026_circulars\" >How should candidates prepare for RBI September 2026 circulars?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The Reserve Bank of India (RBI) introduced several important regulatory updates and circulars in September 2026 covering banking operations, foreign exchange management, financial markets, investments and digital payments. These updates are important for candidates preparing for RBI Grade B, SEBI Grade A, NABARD Grade A and other regulatory body examinations. The major topics include CRR and SLR requirements, FEMA guidelines, Priority Sector Lending, market risk capital requirements and OTC derivative contracts. Candidates should understand the key changes, important figures and regulatory provisions to stay updated with the latest banking and financial developments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-important-rbi-circulars-released-in-september-2026\"><span class=\"ez-toc-section\" id=\"What_are_the_important_RBI_circulars_released_in_September_2026\"><\/span>What are the important RBI circulars released in September 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The September 2026 RBI circular updates covered 12 major topics related to banking regulations and financial systems. These circulars include changes in reporting requirements, investment guidelines, foreign exchange regulations and capital requirements for banks. The following table provides a quick overview of all 12 topics.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>No.<\/th><th>RBI circular\/topic<\/th><\/tr><tr><td>1<\/td><td>EXIM Bank&#8217;s \u20b94,850 crore Line of Credit to Maldives<\/td><\/tr><tr><td>2<\/td><td>FEMA guidelines for the export and import of goods and services<\/td><\/tr><tr><td>3<\/td><td>Half-yearly CIMS reporting for natural calamity relief measures<\/td><\/tr><tr><td>4<\/td><td>Removal of reporting requirements for non-resident bank accounts<\/td><\/tr><tr><td>5<\/td><td>Withdrawal of seven FEMA circulars<\/td><\/tr><tr><td>6<\/td><td>CRR and SLR requirements for scheduled Local Area Banks<\/td><\/tr><tr><td>7<\/td><td>ANBC exclusion for eligible FCNR(B) and NRE-linked advances<\/td><\/tr><tr><td>8<\/td><td>Valuation of REIT and InvIT investments held by banks<\/td><\/tr><tr><td>9<\/td><td>UCB investment in IDPIC shares<\/td><\/tr><tr><td>10<\/td><td>KYC amendment concerning Foreign Portfolio Investors<\/td><\/tr><tr><td>11<\/td><td>Minimum capital requirements for market risk<\/td><\/tr><tr><td>12<\/td><td>Novation of OTC derivative contracts<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Download_RBI_Circulars_September_2026_Practice_Quiz_PDF\"><\/span>Download RBI Circulars September 2026 Practice Quiz PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI Circulars September 2026 Practice Quiz PDF covers important regulatory updates and banking developments as released in the September 2026 RBI Circular session.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Particulars<\/th><th>Link<\/th><\/tr><tr><td>RBI Circulars September 2026 Quiz PDF<\/td><td><a href=\"https:\/\/www.oliveboard.in\/rbi-circulars-practice-quiz-pdf\/?ref=contac-rbi-sepcircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Download Free PDF<\/a><\/td><\/tr><tr><td>RBI Circulars September 2026 Details<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/rbi-circulars\/?ref=contac-rbi-sepcircpq\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Check Details<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Attempt_the_RBI_Circulars_September_2026_Practice_Quiz\"><\/span>Attempt the RBI Circulars September 2026 Practice Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI Circulars September 2026 Practice Quiz helps candidates test their understanding of important RBI regulatory updates through exam-oriented MCQs. <\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> RBI Circulars September Practice Quiz<\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q1. Which institution extended the Government of India-supported development Line of Credit to Maldives?<\/p>\n  <button data-correct=\"true\">A. Export-Import Bank of India<\/button>\n  <button data-correct=\"false\">B. National Bank for Agriculture and Rural Development<\/button>\n  <button data-correct=\"false\">C. Small Industries Development Bank of India<\/button>\n  <button data-correct=\"false\">D. Asian Development Bank<\/button>\n  <button data-correct=\"false\">E. National Housing Bank<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q2. What was the overall value of the development Line of Credit offered to Maldives?<\/p>\n  <button data-correct=\"false\">A. \u20b9850 crore<\/button>\n  <button data-correct=\"false\">B. \u20b92,450 crore<\/button>\n  <button data-correct=\"false\">C. \u20b95,850 crore<\/button>\n  <button data-correct=\"false\">D. \u20b97,500 crore<\/button>\n  <button data-correct=\"true\">E. \u20b94,850 crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q3. What is the essential feature of a Line of Credit?<\/p>\n  <button data-correct=\"false\">A. The entire limit must be disbursed on the sanction date<\/button>\n  <button data-correct=\"false\">B. No repayment is required<\/button>\n  <button data-correct=\"false\">C. The lender acquires ownership of the borrower<\/button>\n  <button data-correct=\"true\">D. Funds may be drawn against a pre-approved limit subject to conditions<\/button>\n  <button data-correct=\"false\">E. It is only a currency swap<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q4. Which country is the beneficiary of the \u20b94,850 crore development financing arrangement?<\/p>\n  <button data-correct=\"true\">A. Maldives<\/button>\n  <button data-correct=\"false\">B. Mauritius<\/button>\n  <button data-correct=\"false\">C. Sri Lanka<\/button>\n  <button data-correct=\"false\">D. Nepal<\/button>\n  <button data-correct=\"false\">E. Bhutan<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q5. For eligible contracts under the India-Maldives financing arrangement, what share was prescribed for sourcing from India?<\/p>\n  <button data-correct=\"false\">A. At least 25%<\/button>\n  <button data-correct=\"false\">B. Exactly 50%<\/button>\n  <button data-correct=\"false\">C. At least 90%<\/button>\n  <button data-correct=\"false\">D. No Indian sourcing requirement<\/button>\n  <button data-correct=\"true\">E. At least 75%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q6. If an eligible project contract is worth \u20b9800 crore, what is the minimum Indian sourcing amount under a 75% requirement?<\/p>\n  <button data-correct=\"false\">A. \u20b9200 crore<\/button>\n  <button data-correct=\"false\">B. \u20b9400 crore<\/button>\n  <button data-correct=\"false\">C. \u20b9700 crore<\/button>\n  <button data-correct=\"true\">D. \u20b9600 crore<\/button>\n  <button data-correct=\"false\">E. \u20b9800 crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q7. What is the maximum share of an eligible project contract that can be sourced outside India under a 75:25 procurement framework?<\/p>\n  <button data-correct=\"false\">A. 75%<\/button>\n  <button data-correct=\"false\">B. 10%<\/button>\n  <button data-correct=\"false\">C. 50%<\/button>\n  <button data-correct=\"false\">D. 100%<\/button>\n  <button data-correct=\"true\">E. 25%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q8. The final disbursement window of the Maldives LOC is linked to which event?<\/p>\n  <button data-correct=\"false\">A. Date on which the first tender is advertised<\/button>\n  <button data-correct=\"false\">B. Date the first loan interest is received<\/button>\n  <button data-correct=\"false\">C. End of India&#8217;s financial year<\/button>\n  <button data-correct=\"false\">D. Date the exporter is incorporated<\/button>\n  <button data-correct=\"true\">E. Scheduled completion date of the relevant contract<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q9. How long after the scheduled completion date can eligible LOC disbursements continue under the stated arrangement?<\/p>\n  <button data-correct=\"false\">A. Up to 6 months<\/button>\n  <button data-correct=\"false\">B. Up to 12 months<\/button>\n  <button data-correct=\"false\">C. Up to 24 months<\/button>\n  <button data-correct=\"true\">D. Up to 48 months<\/button>\n  <button data-correct=\"false\">E. Up to 72 months<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q10. Which cost is specifically excluded from financing under the described Maldives LOC?<\/p>\n  <button data-correct=\"false\">A. Eligible Indian equipment<\/button>\n  <button data-correct=\"false\">B. Eligible construction services<\/button>\n  <button data-correct=\"true\">C. Agency or intermediary commission<\/button>\n  <button data-correct=\"false\">D. Approved Indian project materials<\/button>\n  <button data-correct=\"false\">E. Eligible consulting services<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q11. Under foreign exchange regulation, what are export proceeds?<\/p>\n  <button data-correct=\"false\">A. A tax paid on domestic retail sales<\/button>\n  <button data-correct=\"false\">B. A fee for opening a current account<\/button>\n  <button data-correct=\"false\">C. A central bank capital infusion<\/button>\n  <button data-correct=\"true\">D. Amounts receivable for goods or services exported<\/button>\n  <button data-correct=\"false\">E. A bank&#8217;s cash reserve balance<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q12. For an ordinary physical goods export, what event generally starts the export-realization period described in the lesson?<\/p>\n  <button data-correct=\"false\">A. Signing the exporter&#8217;s lease<\/button>\n  <button data-correct=\"false\">B. Filing the annual income-tax return<\/button>\n  <button data-correct=\"true\">C. Shipment of the goods<\/button>\n  <button data-correct=\"false\">D. Board approval of dividend<\/button>\n  <button data-correct=\"false\">E. Opening a domestic fixed deposit<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q13. For export of services, which date is used as the starting point in the discussed realization framework?<\/p>\n  <button data-correct=\"false\">A. Date the employee joined the company<\/button>\n  <button data-correct=\"false\">B. Date of the next RBI policy meeting<\/button>\n  <button data-correct=\"false\">C. Date of import clearance<\/button>\n  <button data-correct=\"true\">D. Date of invoice<\/button>\n  <button data-correct=\"false\">E. Date of bank audit<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q14. What general realization period was discussed for export proceeds in non-INR settlement cases?<\/p>\n  <button data-correct=\"false\">A. Three months<\/button>\n  <button data-correct=\"false\">B. Six months<\/button>\n  <button data-correct=\"false\">C. Fifteen months<\/button>\n  <button data-correct=\"true\">D. Nine months<\/button>\n  <button data-correct=\"false\">E. Twenty-four months<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q15. What realization period was highlighted for qualifying INR-settled export transactions?<\/p>\n  <button data-correct=\"false\">A. Two months<\/button>\n  <button data-correct=\"false\">B. Four months<\/button>\n  <button data-correct=\"false\">C. Nine days<\/button>\n  <button data-correct=\"true\">D. Twelve months<\/button>\n  <button data-correct=\"false\">E. Thirty-six months<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q16. An Indian exporter first sends products to its own overseas warehouse and sells them later. Which event was highlighted for measuring the realization period?<\/p>\n  <button data-correct=\"true\">A. Actual sale from the overseas warehouse<\/button>\n  <button data-correct=\"false\">B. First domestic purchase order<\/button>\n  <button data-correct=\"false\">C. Opening the overseas warehouse&#8217;s bank account<\/button>\n  <button data-correct=\"false\">D. Payment of local municipal taxes<\/button>\n  <button data-correct=\"false\">E. Date the products were manufactured<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q17. Which statute provides India&#8217;s principal foreign exchange management framework?<\/p>\n  <button data-correct=\"false\">A. Companies Act, 1956<\/button>\n  <button data-correct=\"false\">B. Banking Regulation Act, 1949 alone<\/button>\n  <button data-correct=\"false\">C. Negotiable Instruments Act, 1881 alone<\/button>\n  <button data-correct=\"true\">D. Foreign Exchange Management Act, 1999<\/button>\n  <button data-correct=\"false\">E. Income-tax Act, 1961 alone<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q18. What is an AD Category-I bank primarily authorized to undertake?<\/p>\n  <button data-correct=\"false\">A. Only agricultural crop insurance<\/button>\n  <button data-correct=\"false\">B. Only securities exchange settlement<\/button>\n  <button data-correct=\"false\">C. Issuing currency notes independently<\/button>\n  <button data-correct=\"true\">D. Permitted foreign exchange transactions<\/button>\n  <button data-correct=\"false\">E. Conducting parliamentary elections<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q19. Which policy objective can be supported by allowing eligible international trade settlement in INR?<\/p>\n  <button data-correct=\"true\">A. Greater international use of the Indian rupee<\/button>\n  <button data-correct=\"false\">B. Mandatory elimination of all imports<\/button>\n  <button data-correct=\"false\">C. Conversion of all banks into central banks<\/button>\n  <button data-correct=\"false\">D. Prohibition of cross-border services<\/button>\n  <button data-correct=\"false\">E. Ending all foreign exchange reporting<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>Q20. Which combination correctly associates transaction type with the starting point described for realization?<\/p>\n  <button data-correct=\"false\">A. Goods: invoice; services: customs arrival only<\/button>\n  <button data-correct=\"false\">B. Goods: loan sanction; services: bank incorporation<\/button>\n  <button data-correct=\"false\">C. Goods: financial year-end; services: shipment<\/button>\n  <button data-correct=\"false\">D. Goods: registration; services: tax audit<\/button>\n  <button data-correct=\"true\">E. Goods: shipment; services: invoice<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-1');\n  const STORAGE_KEY = 'quiz_1_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 9 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-mock-test\/?ref=contac-rbi-sepcircpq\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Attempt RBI Grade B Mock Test<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-important-rbi-september-2026-circulars-and-their-key-highlights\"><span class=\"ez-toc-section\" id=\"What_are_the_important_RBI_September_2026_circulars_and_their_key_highlights\"><\/span>What are the important RBI September 2026 circulars and their key highlights?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The 12 circular topics cover different aspects of the Indian banking and financial system. Some focus on simplifying regulatory compliance, while others deal with investment valuation, foreign exchange transactions and risk management. The following sections explain these updates and their important examination-related points.<\/p>\n\n\n<figure class=\"wp-block-embed wp-embed-aspect-16-9 wp-has-aspect-ratio  is-type-video is-provider-youtube wp-block-embed-youtube\"><div class=\"wp-block-embed__wrapper video-seo-youtube-embed-wrapper\"><div class=\"video-seo-youtube-player\" data-id=\"GFYPrMaeYpU\"><\/div><\/div><\/figure>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1what-is-exim-bank-s-4-850-crore-line-of-credit-to-maldives\"><span class=\"ez-toc-section\" id=\"1What_is_EXIM_Banks_%E2%82%B94850_crore_Line_of_Credit_to_Maldives\"><\/span>1What is EXIM Bank&#8217;s \u20b94,850 crore Line of Credit to Maldives?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>EXIM Bank of India extended a Government of India-supported Line of Credit (LOC) of \u20b94,850 crore to the Government of Maldives. The financing will support developmental projects in Maldives and promote Indian exports of goods, equipment, construction work and services. The arrangement also provides business opportunities to Indian companies involved in eligible projects. The important details of the Line of Credit are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Financing institution: EXIM Bank of India.<\/li>\n\n\n\n<li>Beneficiary: Government of Maldives.<\/li>\n\n\n\n<li>Total LOC: \u20b94,850 crore.<\/li>\n\n\n\n<li>Minimum individual credit arrangement: \u20b9500 crore, as stated in the lecture and subject to verification.<\/li>\n\n\n\n<li>Indian sourcing requirement: At least 75% of eligible contract value.<\/li>\n\n\n\n<li>Other sourcing: Up to 25%.<\/li>\n\n\n\n<li>Disbursement period: Up to 48 months after the scheduled contract completion date.<\/li>\n\n\n\n<li>Agency commissions: Not eligible for financing under the LOC.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-fema-guidelines-for-export-and-import-of-goods-and-services\"><span class=\"ez-toc-section\" id=\"What_are_the_FEMA_guidelines_for_export_and_import_of_goods_and_services\"><\/span>What are the FEMA guidelines for export and import of goods and services?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI update discusses the realization and repatriation of export proceeds under the Foreign Exchange Management Act (FEMA), 1999. It explains the timelines applicable to exports of goods, services and goods sold through overseas warehouses. The faculty also discussed a separate timeline for eligible exports settled in Indian rupees. The important export realization timelines are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Transaction type<\/th><th>Timeline discussed<\/th><\/tr><tr><td>Export of goods<\/td><td>9 months<\/td><\/tr><tr><td>Export of services<\/td><td>9 months<\/td><\/tr><tr><td>Goods sold from overseas warehouses<\/td><td>9 months<\/td><\/tr><tr><td>Eligible INR-settled exports<\/td><td>12 months<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The starting point for calculating the period differs by transaction:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Export of goods: Date of shipment.<\/li>\n\n\n\n<li>Export of services: Date of invoice.<\/li>\n\n\n\n<li>Goods sold through overseas warehouses: Date of actual sale from the warehouse.<\/li>\n\n\n\n<li>INR-settled exports: Applicable realization starting point under the relevant RBI provisions.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/free-quizzes-for-regulatory-exams\/?ref=contac-rbi-sepcircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Free Quiz for Regulatory Exams<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-changes-were-introduced-in-cims-reporting-for-natural-calamity-relief-measures\"><span class=\"ez-toc-section\" id=\"What_changes_were_introduced_in_CIMS_reporting_for_natural_calamity_relief_measures\"><\/span>What changes were introduced in CIMS reporting for natural calamity relief measures?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI revised the reporting frequency for relief measures provided in natural calamity-affected areas through the Centralised Information Management System (CIMS). The reporting requirement changed from monthly to half-yearly, reducing the reporting frequency for the concerned entities. The update relates to relief measures provided in areas affected by floods and other natural disasters. The revised CIMS reporting schedule is:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Particular<\/th><th>Details<\/th><\/tr><tr><td>Earlier reporting frequency<\/td><td>Monthly<\/td><\/tr><tr><td>Revised reporting frequency<\/td><td>Half-yearly<\/td><\/tr><tr><td>First reporting period<\/td><td>April to September<\/td><\/tr><tr><td>First reporting deadline<\/td><td>October<\/td><\/tr><tr><td>Second reporting period<\/td><td>October to March<\/td><\/tr><tr><td>Second reporting deadline<\/td><td>April<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-reporting-requirements-for-non-resident-bank-accounts-were-removed\"><span class=\"ez-toc-section\" id=\"Which_reporting_requirements_for_non-resident_bank_accounts_were_removed\"><\/span>Which reporting requirements for non-resident bank accounts were removed?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI removed two specific reporting requirements applicable to Authorised Dealer (AD) Category-I banks concerning rupee accounts maintained for non-resident banks. These changes aim to simplify reporting and reduce compliance-related work for banks. However, the removal of these reporting requirements does not mean that the underlying account-maintenance and FEMA compliance rules have been withdrawn.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Submission of updated lists of branches maintaining rupee accounts of non-resident banks.<\/li>\n\n\n\n<li>Reporting of specified temporary overdrafts beyond the permitted limit.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-did-rbi-withdraw-7-fema-circulars\"><span class=\"ez-toc-section\" id=\"Why_did_RBI_withdraw_7_FEMA_circulars\"><\/span>Why did RBI withdraw 7 FEMA circulars?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI withdrew seven earlier circulars relating to foreign exchange management. The update is connected with the removal of outdated, superseded or no longer required instructions under the foreign exchange regulatory framework. FEMA, 1999 provides the main legal framework for foreign exchange transactions in India.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Number of circulars withdrawn: Seven.<\/li>\n\n\n\n<li>Regulatory framework: Foreign Exchange Management Act, 1999.<\/li>\n\n\n\n<li>Main purpose: Withdrawal of earlier circulars that are no longer required.<\/li>\n<\/ul>\n\n\n\n<p>The individual circular titles and reference numbers were not provided in the supplied lecture transcript.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-fm-practice-quiz\/?ref=contac-rbi-sepcircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Take A Free RBI Grade B FM Practice Quiz<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-crr-and-slr-requirements-for-scheduled-local-area-banks\"><span class=\"ez-toc-section\" id=\"What_are_the_CRR_and_SLR_requirements_for_scheduled_Local_Area_Banks\"><\/span>What are the CRR and SLR requirements for scheduled Local Area Banks?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI introduced changes concerning the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) requirements for scheduled Local Area Banks. The update also discusses the inclusion of Coastal Local Area Bank Limited in the Second Schedule to the RBI Act, 1934. These reserve requirements help maintain liquidity and financial stability in the banking system.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Term<\/th><th>Meaning<\/th><\/tr><tr><td>CRR<\/td><td>Percentage of NDTL maintained as cash balances with RBI.<\/td><\/tr><tr><td>SLR<\/td><td>Percentage of NDTL maintained in prescribed liquid assets such as cash, gold and eligible securities.<\/td><\/tr><tr><td>NDTL<\/td><td>Net Demand and Time Liabilities used as the regulatory base for calculating reserve requirements.<\/td><\/tr><tr><td>Incremental CRR<\/td><td>Additional reserve requirement that RBI may prescribe under specified conditions.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-is-the-anbc-exclusion-for-fcnr-b-and-nre-linked-advances\">What is the ANBC exclusion for FCNR(B) and NRE-linked advances?<\/h3>\n\n\n\n<p>RBI discussed the treatment of eligible advances linked to fresh Foreign Currency Non-Resident (Bank) [FCNR(B)] and Non-Resident External (NRE) deposits while calculating Adjusted Net Bank Credit (ANBC). This provision is relevant to Priority Sector Lending (PSL) requirements and provides specific regulatory benefits for qualifying deposits and advances.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>FCNR(B) accounts are maintained in permitted foreign currencies.<\/li>\n\n\n\n<li>NRE accounts are maintained in Indian rupees.<\/li>\n\n\n\n<li>Eligible advances linked to qualifying fresh deposits may be excluded from ANBC.<\/li>\n\n\n\n<li>The revised cutoff date discussed in the lecture is 31 August 2026.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-are-reit-and-invit-investments-held-by-banks-valued\"><span class=\"ez-toc-section\" id=\"How_are_REIT_and_InvIT_investments_held_by_banks_valued\"><\/span>How are REIT and InvIT investments held by banks valued?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI discussed the valuation of banks&#8217; investments in Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs). REITs provide exposure to real estate assets, while InvITs allow investments in infrastructure projects. The valuation method depends on whether the units are quoted or unquoted.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Investment type<\/th><th>Valuation method<\/th><\/tr><tr><td>Quoted REIT\/InvIT units<\/td><td>Applicable market quotation<\/td><\/tr><tr><td>Unquoted REIT\/InvIT units<\/td><td>Net Asset Value (NAV) disclosed by the trust<\/td><\/tr><tr><td>NAV not available<\/td><td>Nominal \u20b91 valuation, as discussed in the lecture, subject to verification of the exact provision<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-did-rbi-permit-ucbs-to-invest-in-idpic-shares\"><span class=\"ez-toc-section\" id=\"Why_did_RBI_permit_UCBs_to_invest_in_IDPIC_shares\"><\/span>Why did RBI permit UCBs to invest in IDPIC shares?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI permitted Urban Cooperative Banks (UCBs) to acquire and hold shares of the Indian Digital Payment Intelligence Corporation (IDPIC) for membership purposes. IDPIC is associated with a digital payment fraud intelligence platform that aims to improve information sharing among financial institutions. This initiative can help banks identify suspicious transactions and strengthen digital payment fraud management<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Particular<\/th><th>Details<\/th><\/tr><tr><td>Bank category<\/td><td>Urban Cooperative Banks<\/td><\/tr><tr><td>Organisation<\/td><td>Indian Digital Payment Intelligence Corporation<\/td><\/tr><tr><td>Abbreviation<\/td><td>IDPIC<\/td><\/tr><tr><td>Purpose<\/td><td>Digital payment fraud intelligence<\/td><\/tr><tr><td>Permission<\/td><td>Acquisition and holding of shares for membership<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-notification\/?ref=contac-rbi-sepcircpq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt the RBI Notification Practice Quiz for Free<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-changes-were-introduced-in-kyc-requirements-for-foreign-portfolio-investors\"><span class=\"ez-toc-section\" id=\"What_changes_were_introduced_in_KYC_requirements_for_Foreign_Portfolio_Investors\"><\/span>What changes were introduced in KYC requirements for Foreign Portfolio Investors?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI introduced additional flexibility in the Know Your Customer (KYC) documentation process for Foreign Portfolio Investors (FPIs). The amendment extends the specified alternative certified-document procedure to FPIs, making document verification more convenient. However, it does not remove the basic KYC and customer due diligence requirements applicable to financial institutions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Authorised officials of overseas branches of Indian scheduled commercial banks.<\/li>\n\n\n\n<li>Notaries public.<\/li>\n\n\n\n<li>Courts, magistrates and judges.<\/li>\n\n\n\n<li>Eligible overseas bank branches having the prescribed relationship with Indian banks.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-minimum-capital-requirements-for-market-risk\"><span class=\"ez-toc-section\" id=\"What_are_the_minimum_capital_requirements_for_market_risk\"><\/span>What are the minimum capital requirements for market risk?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI issued directions on minimum capital requirements for market risk to ensure that commercial banks maintain sufficient capital against potential losses arising from market movements. The framework covers interest rate risk, equity risk and foreign exchange risk. These directions are scheduled to become effective from 1st April 2027.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Concept<\/th><th>Meaning<\/th><\/tr><tr><td>Market risk<\/td><td>Risk of loss due to changes in interest rates, equity prices and foreign exchange rates.<\/td><\/tr><tr><td>Trading book<\/td><td>Positions held for trading and other positions meeting applicable trading-book criteria.<\/td><\/tr><tr><td>Banking book<\/td><td>Positions that fall outside the trading book.<\/td><\/tr><tr><td>Regulatory arbitrage<\/td><td>Using differences in regulatory treatment to gain an unintended advantage.<\/td><\/tr><tr><td>Pillar 1 capital<\/td><td>Minimum regulatory capital requirements for prescribed risks.<\/td><\/tr><tr><td>Net Open Position<\/td><td>Difference between relevant foreign currency assets and liabilities, subject to regulatory adjustments.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-rbi-guidelines-on-novation-of-otc-derivative-contracts\"><span class=\"ez-toc-section\" id=\"What_are_the_RBI_guidelines_on_novation_of_OTC_derivative_contracts\"><\/span>What are the RBI guidelines on novation of OTC derivative contracts?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RBI issued directions concerning the novation of Over-the-Counter (OTC) derivative contracts. Novation refers to replacing an existing contract with a new contract by substituting one counterparty with another. The process involves three parties: the transferor, the transferee and the remaining party. The directions provide conditions for obtaining consent, settling the existing contract and transferring contractual rights and obligations.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>Party<\/th><th>Meaning<\/th><\/tr><tr><td>Transferor<\/td><td>Existing party exiting the contract<\/td><\/tr><tr><td>Transferee<\/td><td>New party entering the contract<\/td><\/tr><tr><td>Remaining party<\/td><td>Existing counterparty continuing in the new arrangement<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b\/?ref=contac-rbi-sepcircpq\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Explore RBI Grade B Courses<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-should-candidates-prepare-for-rbi-september-2026-circulars\"><span class=\"ez-toc-section\" id=\"How_should_candidates_prepare_for_RBI_September_2026_circulars\"><\/span>How should candidates prepare for RBI September 2026 circulars?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Candidates should focus on understanding the purpose of each circular, the regulatory changes introduced and their impact on banks and financial institutions. They should also revise important dates, limits, percentages and financial abbreviations.<\/p>\n\n\n\n<p>Practising RBI circular-based MCQs and revising banking and financial awareness regularly can help candidates improve their conceptual understanding and accuracy in regulatory examinations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1793342289755\"><strong class=\"schema-faq-question\">1. What is the RBI Circulars September 2026 update about?<\/strong> <p class=\"schema-faq-answer\">It covers important regulatory changes related to FEMA, banking operations, investment valuation, market risk and financial reporting.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1793342290630\"><strong class=\"schema-faq-question\">2. What changes did RBI introduce in FEMA export regulations?<\/strong> <p class=\"schema-faq-answer\">RBI revised the timelines for the realisation and repatriation of export proceeds under the FEMA regulations.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1793342291679\"><strong class=\"schema-faq-question\">3. What is the new reporting frequency for CIMS returns?<\/strong> <p class=\"schema-faq-answer\">The reporting frequency for the specified CIMS return has been changed from monthly to half-yearly.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1793342292511\"><strong class=\"schema-faq-question\">4. What is the purpose of the RBI amendment for Local Area Banks?<\/strong> <p class=\"schema-faq-answer\">It updates the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) directions applicable to Local Area Banks.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1793342293382\"><strong class=\"schema-faq-question\">5. How should banks value unquoted REIT and InvIT units?<\/strong> <p class=\"schema-faq-answer\">Banks should value unquoted units at the disclosed Net Asset Value (NAV), or at \u20b91 in specified cases where NAV is not disclosed or units are infrequently traded.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-circulars\/\">RBI Circulars 2026, Attempt Quiz and Download RBI Circulars PDFs<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-phase-2-pyqs-with-solutions\/\">RBI Grade B Phase 2 Previous Year Questions with Solutions<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-pyps\/\">RBI Grade B PYPs, Attempt Quiz and Download Free PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/will-there-be-rbi-grade-b-in-2027\/\">Will there be RBI Grade B in 2027? Know trends, factors and more<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/export-import-policy\/\">Export-Import Policy, Advantages, Disadvantages for RBI Grade B Exam<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/introduction-to-management\/\">Introduction to Management for RBI Grade B Exam 2027<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The Reserve Bank of India (RBI) introduced several important regulatory updates and circulars in September 2026 covering banking operations, foreign<\/p>\n","protected":false},"author":58,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10226,10247],"tags":[],"class_list":["post-255275","post","type-post","status-publish","format-standard","hentry","category-rbi","category-rbi-sebi-nabard","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF - Oliveboard<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF\" \/>\n<meta property=\"og:description\" content=\"The Reserve Bank of India (RBI) introduced several important regulatory updates and circulars in September 2026 covering banking operations, foreign\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-30T06:47:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-30T07:06:44+00:00\" \/>\n<meta name=\"author\" content=\"AditiOB\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"AditiOB\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/\"},\"author\":{\"name\":\"AditiOB\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\"},\"headline\":\"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF\",\"datePublished\":\"2026-10-30T06:47:48+00:00\",\"dateModified\":\"2026-10-30T07:06:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/\"},\"wordCount\":2726,\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"articleSection\":[\"RBI\",\"Regulatory Exams\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/\",\"name\":\"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF - Oliveboard\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\"},\"datePublished\":\"2026-10-30T06:47:48+00:00\",\"dateModified\":\"2026-10-30T07:06:44+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342289755\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342290630\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342291679\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342292511\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342293382\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Regulatory Exams\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/rbi-sebi-nabard\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"RBI\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/rbi-sebi-nabard\/rbi\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"name\":\"Oliveboard\",\"description\":\"Free Govt. Exam Alerts &amp; Resources\",\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\",\"name\":\"Oliveboard\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"width\":150,\"height\":40,\"caption\":\"Oliveboard\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Oliveboard\",\"https:\/\/x.com\/Oliveboard\",\"https:\/\/www.instagram.com\/oliveboard.in\/\",\"https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\",\"name\":\"AditiOB\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"caption\":\"AditiOB\"},\"description\":\"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.\",\"sameAs\":[\"www.linkedin.com\/in\/aditi-chakraborty-131b3b379\"]},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342289755\",\"position\":1,\"url\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342289755\",\"name\":\"1. What is the RBI Circulars September 2026 update about?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It covers important regulatory changes related to FEMA, banking operations, investment valuation, market risk and financial reporting.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342290630\",\"position\":2,\"url\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342290630\",\"name\":\"2. What changes did RBI introduce in FEMA export regulations?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"RBI revised the timelines for the realisation and repatriation of export proceeds under the FEMA regulations.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342291679\",\"position\":3,\"url\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342291679\",\"name\":\"3. What is the new reporting frequency for CIMS returns?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The reporting frequency for the specified CIMS return has been changed from monthly to half-yearly.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342292511\",\"position\":4,\"url\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342292511\",\"name\":\"4. What is the purpose of the RBI amendment for Local Area Banks?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It updates the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) directions applicable to Local Area Banks.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342293382\",\"position\":5,\"url\":\"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342293382\",\"name\":\"5. How should banks value unquoted REIT and InvIT units?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Banks should value unquoted units at the disclosed Net Asset Value (NAV), or at \u20b91 in specified cases where NAV is not disclosed or units are infrequently traded.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF - Oliveboard","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/","og_locale":"en_US","og_type":"article","og_title":"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF","og_description":"The Reserve Bank of India (RBI) introduced several important regulatory updates and circulars in September 2026 covering banking operations, foreign","og_url":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/","og_site_name":"Oliveboard","article_publisher":"https:\/\/www.facebook.com\/Oliveboard","article_published_time":"2026-10-30T06:47:48+00:00","article_modified_time":"2026-10-30T07:06:44+00:00","author":"AditiOB","twitter_card":"summary_large_image","twitter_creator":"@Oliveboard","twitter_site":"@Oliveboard","twitter_misc":{"Written by":"AditiOB","Est. reading time":"13 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#article","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/"},"author":{"name":"AditiOB","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c"},"headline":"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF","datePublished":"2026-10-30T06:47:48+00:00","dateModified":"2026-10-30T07:06:44+00:00","mainEntityOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/"},"wordCount":2726,"publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"articleSection":["RBI","Regulatory Exams"],"inLanguage":"en-US"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/","url":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/","name":"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF - Oliveboard","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/#website"},"datePublished":"2026-10-30T06:47:48+00:00","dateModified":"2026-10-30T07:06:44+00:00","breadcrumb":{"@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342289755"},{"@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342290630"},{"@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342291679"},{"@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342292511"},{"@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342293382"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.oliveboard.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Regulatory Exams","item":"https:\/\/www.oliveboard.in\/blog\/category\/rbi-sebi-nabard\/"},{"@type":"ListItem","position":3,"name":"RBI","item":"https:\/\/www.oliveboard.in\/blog\/category\/rbi-sebi-nabard\/rbi\/"},{"@type":"ListItem","position":4,"name":"RBI September Circular 2026, Attempt Free Quiz &amp; Download PDF"}]},{"@type":"WebSite","@id":"https:\/\/www.oliveboard.in\/blog\/#website","url":"https:\/\/www.oliveboard.in\/blog\/","name":"Oliveboard","description":"Free Govt. Exam Alerts &amp; Resources","publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.oliveboard.in\/blog\/#organization","name":"Oliveboard","url":"https:\/\/www.oliveboard.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","width":150,"height":40,"caption":"Oliveboard"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Oliveboard","https:\/\/x.com\/Oliveboard","https:\/\/www.instagram.com\/oliveboard.in\/","https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1"]},{"@type":"Person","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c","name":"AditiOB","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","caption":"AditiOB"},"description":"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.","sameAs":["www.linkedin.com\/in\/aditi-chakraborty-131b3b379"]},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342289755","position":1,"url":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342289755","name":"1. What is the RBI Circulars September 2026 update about?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It covers important regulatory changes related to FEMA, banking operations, investment valuation, market risk and financial reporting.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342290630","position":2,"url":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342290630","name":"2. What changes did RBI introduce in FEMA export regulations?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"RBI revised the timelines for the realisation and repatriation of export proceeds under the FEMA regulations.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342291679","position":3,"url":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342291679","name":"3. What is the new reporting frequency for CIMS returns?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The reporting frequency for the specified CIMS return has been changed from monthly to half-yearly.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342292511","position":4,"url":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342292511","name":"4. What is the purpose of the RBI amendment for Local Area Banks?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It updates the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) directions applicable to Local Area Banks.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342293382","position":5,"url":"https:\/\/www.oliveboard.in\/blog\/rbi-september-circulars\/#faq-question-1793342293382","name":"5. How should banks value unquoted REIT and InvIT units?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Banks should value unquoted units at the disclosed Net Asset Value (NAV), or at \u20b91 in specified cases where NAV is not disclosed or units are infrequently traded.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/255275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/comments?post=255275"}],"version-history":[{"count":2,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/255275\/revisions"}],"predecessor-version":[{"id":255287,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/255275\/revisions\/255287"}],"wp:attachment":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media?parent=255275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/categories?post=255275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/tags?post=255275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}