{"id":29848,"date":"2019-02-06T13:19:07","date_gmt":"2019-02-06T07:49:07","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=29848"},"modified":"2019-02-06T12:45:58","modified_gmt":"2019-02-06T07:15:58","slug":"best-banking-ssc","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/","title":{"rendered":"Banking or SSC, which is best? &#8211; Job profile, Salary, Growth etc."},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/#Job_Profile_Banking_or_SSC\" >Job Profile: Banking or SSC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/#Work_Pressure_Banking_or_SSC\" >Work Pressure: Banking or SSC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/#Working_Hours_Banking_or_SSC\" >Working Hours: Banking or SSC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/#Transfer_Banking_or_SSC\" >Transfer: Banking or SSC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/#Salary_Structure_and_Benefits_Banking_or_SSC\" >Salary Structure and Benefits: Banking or SSC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/#Career_Growth_and_Promotion_Banking_or_SSC\" >Career Growth and Promotion: Banking or SSC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/#Pros_and_Cons_Banking_or_SSC\" >Pros and Cons: Banking or SSC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.oliveboard.in\/blog\/highest-paid-government-jobs-india\/\" target=\"_blank\" rel=\"noopener\"><u>Today government jobs<\/u><\/a> are in demand since most people are looking for a more stable and secure job. As a government job aspirant, you may have thought of appearing for bank exams after completing college. Many of you, on the other hand, may be aiming for a job in the Central Govt. run ministries, organizations or departments. Whichever is the case, one question that most students ask is- Which is a better option to go for: Banking or SSC?<\/p>\n<p style=\"text-align: justify;\">The Staff Selection Commission is the biggest Govt. job recruitment examination conducted in the country. Through <a href=\"https:\/\/www.oliveboard.in\/ssc-cgl\/?ref=seoblog\" target=\"_blank\" rel=\"noopener\">SSC CGL entrance exam<\/a>, candidates are recruited to various govt. sectors, such as CBI, Intelligence Bureau, Ministry of Defence\/Railways\/External Affairs and others.<\/p>\n<p style=\"text-align: justify;\">Banks, on the other hand, recruit candidates through a Common Written Examination every year.<\/p>\n<p style=\"text-align: justify;\">To help you understand both these sectors better, here is a detailed analysis and comparison of banking jobs and SSC jobs.<\/p>\n<p><a href=\"https:\/\/www.oliveboard.in\/ssc-cpo\/?ref=seoblog\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29189 size-full\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2019\/01\/SSC-CPO-Banner.png\" alt=\"ssc cpo banner\" width=\"720\" height=\"90\" \/><\/a><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Job_Profile_Banking_or_SSC\"><\/span><strong>Job Profile: Banking or SSC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h4 style=\"text-align: justify;\"><strong>Bank<\/strong><\/h4>\n<p style=\"text-align: justify;\">The duties and responsibilities of a bank employee include-<\/p>\n<ul style=\"text-align: justify;\">\n<li>Providing service to the customers<\/li>\n<li>Loan processing<\/li>\n<li>Issuing Demand Drafts, chequebooks, and AT cards<\/li>\n<li>Handling monetary activities at the branch<\/li>\n<li>Enhancing the bank\u2019s business<\/li>\n<li>Managing customer accounts<\/li>\n<li>Managing issues related to customer satisfaction<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><strong>SSC<\/strong><\/h4>\n<p style=\"text-align: justify;\">The duties and responsibilities of an SSC employee include-<\/p>\n<ul style=\"text-align: justify;\">\n<li>Carrying out inspections, surveillance, and raids<\/li>\n<li>Conducting audits on public sector\/Govt. organizations<\/li>\n<li>Investigating<\/li>\n<li>Verifying taxation on goods<\/li>\n<li>Detecting tax evasion<\/li>\n<li>Keeping records, maintaining files, and compiling reports<\/li>\n<li>Preventing smuggling, forgery, and money laundering<\/li>\n<li>Assessing custom duty on goods<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Work_Pressure_Banking_or_SSC\"><\/span><strong>Work Pressure: <\/strong><strong>Banking or SSC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h4 style=\"text-align: justify;\"><strong>Bank<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>Slightly high work pressure since bank employees need to deal with customers on a regular basis<\/li>\n<li>You will have to go through training sessions before getting on-board<\/li>\n<li>During the closing season (end of March) extra workload is added<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p>\n<h4 style=\"text-align: justify;\"><strong>SSC<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>A relaxed job with zero pressure of work<\/li>\n<li>Good balance between life and work<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Working_Hours_Banking_or_SSC\"><\/span><strong>Working Hours: <\/strong><strong>Banking or SSC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h4 style=\"text-align: justify;\"><strong>Bank<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>6 working days but every 2<sup>nd<\/sup> and 4<sup>th<\/sup> Saturday of the month is a holiday<\/li>\n<li>Usually, the working hours are fixed (8 hours). However, occasionally, employees may have to work a few hours extra, depending on workload<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p>\n<h4 style=\"text-align: justify;\"><strong>SSC<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>5 working days with Saturdays and Sundays fixed off<\/li>\n<li>No extra working hour<\/li>\n<li>Fixed shift<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Transfer_Banking_or_SSC\"><\/span><strong>Transfer: Banking or SSC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h4 style=\"text-align: justify;\"><strong>Bank<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>Employees are transferred every 2-3 years, depending on promotion and seniority<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p>\n<h4 style=\"text-align: justify;\"><strong>SSC<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>Employees are transferred every 4-5 years<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Salary_Structure_and_Benefits_Banking_or_SSC\"><\/span><strong>Salary Structure and Benefits: Banking or SSC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h4 style=\"text-align: justify;\"><strong>Bank<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>A decent salary ranging from Rs.38000 to Rs.42000 per month (Probationary Officer)<\/li>\n<li>You are entitled to receive Dearness Allowance, Transport Allowance, House Rent Allowance, Hospitalization Reimbursement and Newspaper Reimbursement<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><strong>SSC<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>You can expect a handsome in-hand salary of Rs.39000 to Rs.45000<\/li>\n<li>You will also receive Gratuity benefits, LTC benefits, paid leave, and Medical Allowance in addition to D.A., H.R.A., and Transport Allowance<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Career_Growth_and_Promotion_Banking_or_SSC\"><\/span><strong>Career Growth and Promotion: <\/strong><strong>Banking or SSC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h4 style=\"text-align: justify;\"><strong>Bank<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>A better scope of promotion in every 2-3 years<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p>\n<h4 style=\"text-align: justify;\"><strong>SSC<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>The pace of career growth is relatively slow<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">To sum it, here is a quick look at the pros and cons of getting a job in a Govt. bank and in the Staff Selection Commission.<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Pros_and_Cons_Banking_or_SSC\"><\/span><strong>Pros and Cons: Banking or SSC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h4 style=\"text-align: justify;\"><strong>Pros of working in a Bank<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li><strong>Chances of promotion are high<\/strong><\/li>\n<li><strong>Low transfer cycle<\/strong><\/li>\n<li><strong>Good salary<\/strong><\/li>\n<li><strong>Loan rates are low<\/strong><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><strong>Cons of working in a Bank<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li><strong>You could be posted in rural areas<\/strong><\/li>\n<li><strong>Work pressure is high<\/strong><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><strong>Pros of working in the SSC<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>High status and prestige in the society<\/li>\n<li>Exposure to Govt. sectors<\/li>\n<li>The advantage of Gazetted position<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><strong>Cons of working in the SSC<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>You could be posted away from home state<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.oliveboard.in\/ssc-cgl\/?ref=seoblog\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29188 size-full\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2019\/01\/SSC-CGL-Banner.png\" alt=\"ssc cgl banner\" width=\"720\" height=\"90\" \/><\/a><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Now that you have gone through all the details and information associated with <a href=\"https:\/\/www.oliveboard.in\/blog\/highest-paid-government-jobs-india\/\" target=\"_blank\" rel=\"noopener\"><u>today government jobs<\/u><\/a>, we hope you will be able to take an informed decision while choosing your career path.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today government jobs are in demand since most people are looking for a more stable and secure job. As a<\/p>\n","protected":false},"author":1,"featured_media":29850,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-29848","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Banking or SSC which is best? - Job profile, Salary, Growth, Pros and cons<\/title>\n<meta name=\"description\" content=\"To help you understand both these sectors better, here is a detailed analysis and full comparison of banking and SSC jobs\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/best-banking-ssc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking or SSC, which is best? - Job profile, Salary, Growth etc.\" \/>\n<meta property=\"og:description\" content=\"Today government jobs are in demand since most people are looking for a more stable and secure job. 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