{"id":57492,"date":"2026-09-25T20:27:39","date_gmt":"2026-09-25T14:57:39","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=57492"},"modified":"2026-09-25T20:28:05","modified_gmt":"2026-09-25T14:58:05","slug":"social-security-in-india-study-notes","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/","title":{"rendered":"Social Security In India Study Notes for UPSC EPFO APFC 2026"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#Download_UPSC_EPFO_Social_Security_Practice_Quiz_PDF\" >Download UPSC EPFO Social Security Practice Quiz PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#Attempt_UPSC_EPFO_Social_Security_Quiz\" >Attempt UPSC EPFO Social Security Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_is_the_UPSC_EPFO_APFC_Social_Security_syllabus\" >What is the UPSC EPFO APFC Social Security syllabus?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_is_Social_Security\" >What is Social Security?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#Why_is_Social_Security_important_for_UPSC_EPFO_APFC_preparation\" >Why is Social Security important for UPSC EPFO APFC preparation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_are_the_major_types_of_Social_Security_in_India\" >What are the major types of Social Security in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_is_Social_Insurance_and_Social_Assistance\" >What is Social Insurance and Social Assistance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_are_the_major_Social_Security_laws_in_India\" >What are the major Social Security laws in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_is_the_Code_on_Social_Security_2020\" >What is the Code on Social Security, 2020?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_is_the_role_of_EPFO_in_Social_Security\" >What is the role of EPFO in Social Security?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_are_the_important_Social_Security_schemes_for_UPSC_EPFO_APFC\" >What are the important Social Security schemes for UPSC EPFO APFC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_are_the_Social_Security_provisions_for_unorganised_workers\" >What are the Social Security provisions for unorganised workers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_are_the_important_Social_Security_topics_for_UPSC_EPFO_APFC_2026\" >What are the important Social Security topics for UPSC EPFO APFC 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#How_should_you_prepare_Social_Security_for_the_UPSC_EPFO_APFC_exam\" >How should you prepare Social Security for the UPSC EPFO APFC exam?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#What_should_you_study_from_Social_Security_in_India_Study_Notes\" >What should you study from Social Security in India Study Notes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Preparing for the UPSC EPFO APFC 2026 exam requires a clear understanding of Labour Laws, Industrial Relations and Social Security in India. Social Security is an important part of the Labour Laws syllabus and covers concepts related to employee welfare, provident fund, insurance, pension, maternity benefits, gratuity and social protection. With the implementation of the Code on Social Security, 2020, understanding both the traditional social security laws and the new legal framework becomes important for exam preparation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-download-upsc-epfo-social-security-practice-quiz-pdf\"><span class=\"ez-toc-section\" id=\"Download_UPSC_EPFO_Social_Security_Practice_Quiz_PDF\"><\/span>Download UPSC EPFO Social Security Practice Quiz PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Practice your preparation with the UPSC EPFO Social Security Practice Quiz PDF and test your understanding of important concepts, laws, schemes and provisions. Regular quiz practice can help you improve your accuracy, recall and confidence for the Social Security section of the APFC exam.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Particulars<\/strong><\/td><td><strong>Link<\/strong><\/td><\/tr><tr><td>UPSC EPFO Social Security Practice Quiz<\/td><td><a href=\"https:\/\/www.oliveboard.in\/upsc-epfo-prep-kit\/?ref=contac-upsc-epfo-ss-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>UPSC EPFO Social Security Syllabus<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-labour-laws-syllabus\/?ref=contac-upsc-epfo-ss-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>UPSC EPFO APFC Previous Year Papers<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-previous-year-question-papers\/?ref=contac-upsc-epfo-ss-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Download Now<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-attempt-upsc-epfo-social-security-quiz\"><span class=\"ez-toc-section\" id=\"Attempt_UPSC_EPFO_Social_Security_Quiz\"><\/span>Attempt UPSC EPFO Social Security Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Test your preparation with the UPSC EPFO Social Security Quiz and revise important concepts related to EPFO, ESIC, pension, provident fund, social security schemes and labour laws. <\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> UPSC EPFO Social Security Practice Quiz <\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. Social security in labour policy is primarily intended to:<\/p>\n  <button data-correct=\"true\">Protect individuals and families against defined economic and social contingencies such as sickness, maternity, employment injury, old age and death<\/button>\n  <button data-correct=\"false\">Eliminate all personal savings<\/button>\n  <button data-correct=\"false\">Guarantee profits to employers<\/button>\n  <button data-correct=\"false\">Replace wages with charity<\/button>\n  <button data-correct=\"false\">Regulate only product prices<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. Which is a social-insurance approach to social security?<\/p>\n  <button data-correct=\"false\">A corporate dividend<\/button>\n  <button data-correct=\"true\">A contributory scheme in which covered persons and\/or employers finance pooled benefits against specified risks<\/button>\n  <button data-correct=\"false\">A one-time private donation with no scheme rules<\/button>\n  <button data-correct=\"false\">A voluntary festival gift from an employer<\/button>\n  <button data-correct=\"false\">A commercial discount on consumer goods<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. Social assistance differs from social insurance mainly because social assistance is generally:<\/p>\n  <button data-correct=\"false\">Available only to company shareholders<\/button>\n  <button data-correct=\"false\">A form of collective bargaining<\/button>\n  <button data-correct=\"true\">Financed from public revenues and targeted according to statutory eligibility rather than individual contribution history<\/button>\n  <button data-correct=\"false\">A private insurance contract only<\/button>\n  <button data-correct=\"false\">Always financed only by employee payroll contributions<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. The principle of risk pooling in social security means that:<\/p>\n  <button data-correct=\"false\">Every person bears every risk entirely alone<\/button>\n  <button data-correct=\"false\">Benefits are paid only when no risk occurs<\/button>\n  <button data-correct=\"false\">Employers may ignore statutory obligations<\/button>\n  <button data-correct=\"true\">Contributions or resources are pooled so the financial impact of covered risks is shared across a group<\/button>\n  <button data-correct=\"false\">Only high-income persons may participate<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. Which is an example of an employment-related social-security contingency?<\/p>\n  <button data-correct=\"true\">Employment injury<\/button>\n  <button data-correct=\"false\">A shareholder vote<\/button>\n  <button data-correct=\"false\">Increase in a company\u2019s market share<\/button>\n  <button data-correct=\"false\">Change in a consumer brand<\/button>\n  <button data-correct=\"false\">Rise in export demand<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. A defined-benefit retirement arrangement primarily promises:<\/p>\n  <button data-correct=\"false\">No retirement payment<\/button>\n  <button data-correct=\"true\">A benefit determined by a prescribed formula or benefit rule<\/button>\n  <button data-correct=\"false\">A consumer loan<\/button>\n  <button data-correct=\"false\">Only a contribution amount with no benefit formula<\/button>\n  <button data-correct=\"false\">A guaranteed stock-market return in every year<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. A defined-contribution retirement system primarily specifies:<\/p>\n  <button data-correct=\"false\">A guaranteed wage increase<\/button>\n  <button data-correct=\"false\">A statutory gratuity only<\/button>\n  <button data-correct=\"true\">The contribution credited to an individual or member account, with retirement value depending on accumulated contributions and investment returns<\/button>\n  <button data-correct=\"false\">A medical insurance claim only<\/button>\n  <button data-correct=\"false\">A fixed pension unrelated to contributions in every case<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. Portability of social-security benefits is particularly important for:<\/p>\n  <button data-correct=\"false\">Only workers who never change employment<\/button>\n  <button data-correct=\"false\">Only retired judges<\/button>\n  <button data-correct=\"false\">Only company owners<\/button>\n  <button data-correct=\"true\">Workers who change employers, sectors or locations<\/button>\n  <button data-correct=\"false\">Only consumers<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. Universal social protection as a policy objective seeks to:<\/p>\n  <button data-correct=\"true\">Extend adequate social protection to all persons over the life cycle, subject to national systems and law<\/button>\n  <button data-correct=\"false\">End all pension schemes<\/button>\n  <button data-correct=\"false\">Restrict coverage only to permanent factory workers<\/button>\n  <button data-correct=\"false\">Exclude unorganised workers by definition<\/button>\n  <button data-correct=\"false\">Replace all contributory systems with private charity<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. Which institution is most closely associated with administration of provident fund, pension and deposit-linked insurance for covered employees in India?<\/p>\n  <button data-correct=\"false\">National Highways Authority of India<\/button>\n  <button data-correct=\"true\">Employees Provident Fund Organisation (EPFO)<\/button>\n  <button data-correct=\"false\">University Grants Commission<\/button>\n  <button data-correct=\"false\">Reserve Bank of India<\/button>\n  <button data-correct=\"false\">Election Commission of India<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. The Employees Provident Funds and Miscellaneous Provisions Act was enacted in:<\/p>\n  <button data-correct=\"false\">1961<\/button>\n  <button data-correct=\"false\">1972<\/button>\n  <button data-correct=\"true\">1952<\/button>\n  <button data-correct=\"false\">2008<\/button>\n  <button data-correct=\"false\">1948<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>12. Under the traditional EPF framework, the standard employee contribution rate is generally:<\/p>\n  <button data-correct=\"false\">Three per cent<\/button>\n  <button data-correct=\"false\">Five per cent<\/button>\n  <button data-correct=\"false\">Eight per cent<\/button>\n  <button data-correct=\"true\">Twelve per cent of basic wages, dearness allowance and retaining allowance, subject to applicable provisions<\/button>\n  <button data-correct=\"false\">Twenty per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>13. Under the standard EPF contribution structure, the employer also generally contributes:<\/p>\n  <button data-correct=\"true\">Twelve per cent of pay, with a prescribed part diverted to the Pension Fund<\/button>\n  <button data-correct=\"false\">No contribution<\/button>\n  <button data-correct=\"false\">One per cent only<\/button>\n  <button data-correct=\"false\">Five per cent only<\/button>\n  <button data-correct=\"false\">Twenty-five per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>14. From the employer\u2019s standard statutory share, the proportion ordinarily diverted to the Employees Pension Scheme is:<\/p>\n  <button data-correct=\"false\">5 per cent<\/button>\n  <button data-correct=\"true\">8.33 per cent, subject to the statutory wage ceiling<\/button>\n  <button data-correct=\"false\">12 per cent without any ceiling<\/button>\n  <button data-correct=\"false\">1 per cent<\/button>\n  <button data-correct=\"false\">2.5 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>15. The balance of the employer\u2019s standard 12 per cent share that ordinarily goes to EPF after the 8.33 per cent EPS diversion is:<\/p>\n  <button data-correct=\"false\">1.67 per cent<\/button>\n  <button data-correct=\"false\">8.33 per cent<\/button>\n  <button data-correct=\"true\">3.67 per cent<\/button>\n  <button data-correct=\"false\">12 per cent<\/button>\n  <button data-correct=\"false\">0.5 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>16. Who directly contributes to the Employees Deposit Linked Insurance Scheme (EDLI) under the standard EPFO structure?<\/p>\n  <button data-correct=\"false\">Only the employee<\/button>\n  <button data-correct=\"false\">Only the State Government<\/button>\n  <button data-correct=\"false\">Only the Central Government<\/button>\n  <button data-correct=\"true\">The employer, not the employee<\/button>\n  <button data-correct=\"false\">Only the nominee<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>17. The employer\u2019s EDLI contribution rate shown by EPFO is generally:<\/p>\n  <button data-correct=\"true\">0.5 per cent of pay, subject to the applicable ceiling and rules<\/button>\n  <button data-correct=\"false\">8.33 per cent<\/button>\n  <button data-correct=\"false\">0.05 per cent<\/button>\n  <button data-correct=\"false\">2 per cent<\/button>\n  <button data-correct=\"false\">5 per cent<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>18. The Employees Pension Scheme, 1995 came into effect from:<\/p>\n  <button data-correct=\"false\">1 April 1972<\/button>\n  <button data-correct=\"true\">16 November 1995<\/button>\n  <button data-correct=\"false\">15 August 2008<\/button>\n  <button data-correct=\"false\">1 January 1952<\/button>\n  <button data-correct=\"false\">26 January 1950<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>19. Which scheme replaced the Employees Family Pension Scheme, 1971?<\/p>\n  <button data-correct=\"false\">Atal Pension Yojana<\/button>\n  <button data-correct=\"false\">National Pension System<\/button>\n  <button data-correct=\"true\">Employees Pension Scheme, 1995<\/button>\n  <button data-correct=\"false\">Pradhan Mantri Shram Yogi Maandhan<\/button>\n  <button data-correct=\"false\">Employees Deposit Linked Insurance Scheme, 1976<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>20. The Universal Account Number (UAN) is designed primarily to:<\/p>\n  <button data-correct=\"false\">Replace Aadhaar for all purposes<\/button>\n  <button data-correct=\"false\">Serve as a company registration number<\/button>\n  <button data-correct=\"false\">Act as an insurance policy number for vehicles<\/button>\n  <button data-correct=\"true\">Provide a persistent EPFO member identifier that facilitates linking and portability of member accounts<\/button>\n  <button data-correct=\"false\">Function as a trade-union registration number<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>21. Which EPFO facility is used for filing grievances by members and establishments?<\/p>\n  <button data-correct=\"true\">EPFiGMS<\/button>\n  <button data-correct=\"false\">e-NAM<\/button>\n  <button data-correct=\"false\">GSTN<\/button>\n  <button data-correct=\"false\">MCA21<\/button>\n  <button data-correct=\"false\">DigiLocker only<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>22. A non-refundable EPF advance may be permitted for specified purposes such as:<\/p>\n  <button data-correct=\"false\">Payment of company dividend<\/button>\n  <button data-correct=\"true\">Certain illness, housing, marriage or education needs, subject to scheme conditions<\/button>\n  <button data-correct=\"false\">Funding an employer\u2019s share capital<\/button>\n  <button data-correct=\"false\">Purchase of speculative cryptocurrency in every case<\/button>\n  <button data-correct=\"false\">Any purpose without conditions<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>23. The statutory wage ceiling commonly used for mandatory EPS contribution calculations under the present EPFO framework is:<\/p>\n  <button data-correct=\"false\">Rs 10,000 per month<\/button>\n  <button data-correct=\"false\">Rs 25,000 per month<\/button>\n  <button data-correct=\"true\">Rs 15,000 per month<\/button>\n  <button data-correct=\"false\">Rs 50,000 per month<\/button>\n  <button data-correct=\"false\">Rs 5,000 per month<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>24. An employee may voluntarily contribute to EPF at a rate higher than the statutory employee rate, subject to the scheme, through:<\/p>\n  <button data-correct=\"false\">EDLI contribution by the employee<\/button>\n  <button data-correct=\"false\">A compulsory gratuity deduction<\/button>\n  <button data-correct=\"false\">A pension withdrawal tax<\/button>\n  <button data-correct=\"true\">Voluntary Provident Fund contribution<\/button>\n  <button data-correct=\"false\">A trade-union levy<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>25. Which statement about EPS contribution is correct under the standard EPFO structure?<\/p>\n  <button data-correct=\"true\">It is funded from the employer\u2019s share; the employee does not make a separate direct EPS contribution<\/button>\n  <button data-correct=\"false\">It is a State sales-tax levy<\/button>\n  <button data-correct=\"false\">It is funded only by a separate employee deduction of 8.33%<\/button>\n  <button data-correct=\"false\">It is funded only by trade unions<\/button>\n  <button data-correct=\"false\">It has no employer contribution<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>26. The primary purpose of EDLI is to provide:<\/p>\n  <button data-correct=\"false\">Medical treatment at ESIC hospitals<\/button>\n  <button data-correct=\"true\">Life insurance benefit linked to EPF membership, payable to eligible beneficiaries on the member\u2019s death in service<\/button>\n  <button data-correct=\"false\">Maternity leave salary only<\/button>\n  <button data-correct=\"false\">Old-age pension to every citizen<\/button>\n  <button data-correct=\"false\">Unemployment allowance to all job seekers<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>27. Which of the following is NOT one of the three principal EPFO-administered schemes?<\/p>\n  <button data-correct=\"false\">Employees Pension Scheme<\/button>\n  <button data-correct=\"false\">Employees Deposit Linked Insurance Scheme<\/button>\n  <button data-correct=\"true\">Atal Pension Yojana<\/button>\n  <button data-correct=\"false\">None of these<\/button>\n  <button data-correct=\"false\">Employees Provident Fund Scheme<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>28. The EPF system is primarily a form of:<\/p>\n  <button data-correct=\"false\">Purely non-contributory social assistance<\/button>\n  <button data-correct=\"false\">A consumer-credit scheme<\/button>\n  <button data-correct=\"false\">An unemployment survey<\/button>\n  <button data-correct=\"true\">Contributory retirement and social-security savings<\/button>\n  <button data-correct=\"false\">A trade-dispute tribunal<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>29. The Employees State Insurance Act was enacted in:<\/p>\n  <button data-correct=\"true\">1948<\/button>\n  <button data-correct=\"false\">1972<\/button>\n  <button data-correct=\"false\">1923<\/button>\n  <button data-correct=\"false\">1952<\/button>\n  <button data-correct=\"false\">1961<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>30. The present employee contribution rate under the ESI Scheme is generally:<\/p>\n  <button data-correct=\"false\">3.25 per cent<\/button>\n  <button data-correct=\"true\">0.75 per cent of wages<\/button>\n  <button data-correct=\"false\">12 per cent<\/button>\n  <button data-correct=\"false\">0.25 per cent<\/button>\n  <button data-correct=\"false\">1.75 per cent<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-1');\n  const STORAGE_KEY = 'quiz_1_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 9 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upsc-epfo-apfc-mock-test\/?ref=contac-upsc-epfo-ll-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A Free UPSC EPFO APFC Mock Test Today!<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_UPSC_EPFO_APFC_Social_Security_syllabus\"><\/span>What is the UPSC EPFO APFC Social Security syllabus?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The UPSC EPFO APFC Social Security syllabus covers important concepts, laws, schemes and institutions related to social security in India. It includes provident fund, pension, insurance, maternity benefits, gratuity, employees\u2019 compensation and social security for organised and unorganised workers. Candidates should also understand the Code on Social Security, 2020 and the role of organisations such as EPFO and ESIC.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Social Security Concepts<\/strong>\n<ul class=\"wp-block-list\">\n<li>Meaning and importance of Social Security<\/li>\n\n\n\n<li>Social Insurance and Social Assistance<\/li>\n\n\n\n<li>Social security for workers and their families<\/li>\n\n\n\n<li>Organised and unorganised sector workers<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Social Security Laws<\/strong>\n<ul class=\"wp-block-list\">\n<li>Employees\u2019 Provident Funds and Miscellaneous Provisions Act, 1952<\/li>\n\n\n\n<li>Employees\u2019 State Insurance Act, 1948<\/li>\n\n\n\n<li>Employees\u2019 Compensation Act, 1923<\/li>\n\n\n\n<li>Maternity Benefit Act, 1961<\/li>\n\n\n\n<li>Payment of Gratuity Act, 1972<\/li>\n\n\n\n<li>Unorganised Workers\u2019 Social Security Act, 2008<\/li>\n\n\n\n<li>Code on Social Security, 2020<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>EPFO and Social Security Schemes<\/strong>\n<ul class=\"wp-block-list\">\n<li>Employees\u2019 Provident Fund<\/li>\n\n\n\n<li>Employees\u2019 Pension Scheme<\/li>\n\n\n\n<li>Employees\u2019 Deposit Linked Insurance Scheme<\/li>\n\n\n\n<li>Employees\u2019 State Insurance<\/li>\n\n\n\n<li>Retirement and pension benefits<\/li>\n\n\n\n<li>Insurance and employment injury benefits<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Social Security for Different Categories of Workers<\/strong>\n<ul class=\"wp-block-list\">\n<li>Social security for organised workers<\/li>\n\n\n\n<li>Social security for unorganised workers<\/li>\n\n\n\n<li>Social security for gig workers<\/li>\n\n\n\n<li>Social security for platform workers<\/li>\n\n\n\n<li>Welfare and protection of workers<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Code on Social Security, 2020<\/strong>\n<ul class=\"wp-block-list\">\n<li>Key provisions and objectives<\/li>\n\n\n\n<li>Coverage and applicability<\/li>\n\n\n\n<li>Provident fund and pension provisions<\/li>\n\n\n\n<li>Employees\u2019 State Insurance<\/li>\n\n\n\n<li>Gratuity and maternity benefits<\/li>\n\n\n\n<li>Social security for unorganised, gig and platform workers<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-social-security\"><span class=\"ez-toc-section\" id=\"What_is_Social_Security\"><\/span>What is Social Security?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Social Security<\/strong> refers to measures designed to provide financial and social protection to individuals and families against major risks such as sickness, maternity, employment injury, disability, old age and loss of income. It aims to provide support when a person faces circumstances that can affect their ability to earn or maintain a reasonable standard of living.<\/p>\n\n\n\n<p>In India, social security is provided through a combination of contributory schemes, welfare programmes and statutory benefits. Important institutions and frameworks associated with social security include EPFO, ESIC, pension schemes and the Code on Social Security, 2020.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provides protection against major social and economic risks.<\/li>\n\n\n\n<li>Supports workers during periods of sickness, maternity, disability and old age.<\/li>\n\n\n\n<li>Provides financial assistance or benefits under different social security schemes.<\/li>\n\n\n\n<li>Covers different categories of workers through statutory and welfare measures.<\/li>\n\n\n\n<li>Promotes social and economic security for workers and their families.<\/li>\n\n\n\n<li>Supports income security after retirement or during loss of earning capacity.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-is-social-security-important-for-upsc-epfo-apfc-preparation\"><span class=\"ez-toc-section\" id=\"Why_is_Social_Security_important_for_UPSC_EPFO_APFC_preparation\"><\/span>Why is Social Security important for UPSC EPFO APFC preparation?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Social Security is directly relevant to the work of the Employees\u2019 Provident Fund Organisation (EPFO) and forms an important part of the Labour Laws and Social Security area of the APFC syllabus. Candidates should understand not only definitions but also the purpose, coverage and major provisions of important social security laws and schemes.<\/p>\n\n\n\n<p>The Code on Social Security, 2020 is particularly important because it consolidates and amends several social security laws and provides a framework covering workers in organised and unorganised sectors, including provisions relating to gig and platform workers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-major-types-of-social-security-in-india\"><span class=\"ez-toc-section\" id=\"What_are_the_major_types_of_Social_Security_in_India\"><\/span>What are the major types of Social Security in India?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Social security measures can broadly be understood through benefits related to income protection, healthcare, retirement, employment injury and family welfare. These measures are intended to protect workers and their families against different risks that may affect their income and standard of living.<\/p>\n\n\n\n<p>For UPSC EPFO APFC preparation, candidates should understand the purpose of each benefit and the legislation or institution associated with it.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Social Security Area<\/strong><\/td><td><strong>Purpose<\/strong><\/td><\/tr><tr><td>Provident Fund<\/td><td>Provides savings and financial support for employees<\/td><\/tr><tr><td>Pension<\/td><td>Provides income support after retirement or in specified situations<\/td><\/tr><tr><td>Insurance<\/td><td>Provides protection against specified risks such as sickness and employment injury<\/td><\/tr><tr><td>Maternity Benefit<\/td><td>Provides support and benefits to eligible women employees during maternity<\/td><\/tr><tr><td>Gratuity<\/td><td>Provides a lump-sum benefit to eligible employees on completion of qualifying service or other specified conditions<\/td><\/tr><tr><td>Employees\u2019 Compensation<\/td><td>Provides compensation for employment-related injury, disability or death<\/td><\/tr><tr><td>Unorganised Worker Protection<\/td><td>Provides a framework for social security and welfare of workers outside the organised sector<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-social-insurance-and-social-assistance\"><span class=\"ez-toc-section\" id=\"What_is_Social_Insurance_and_Social_Assistance\"><\/span>What is Social Insurance and Social Assistance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Social Insurance<\/strong> and <strong>Social Assistance<\/strong> are two important concepts in social security. Social insurance generally involves contributions from employees, employers or both, with benefits provided when specified social risks occur. Social assistance, on the other hand, generally provides support to eligible beneficiaries through government-funded welfare measures.<\/p>\n\n\n\n<p>Understanding this difference is useful for UPSC EPFO APFC because questions can test the basic concepts, objectives and differences between social security mechanisms.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Social Insurance<\/strong><\/td><td><strong>Social Assistance<\/strong><\/td><\/tr><tr><td>Generally based on contributions<\/td><td>Generally funded through government resources<\/td><\/tr><tr><td>Benefits are linked to specified social risks<\/td><td>Benefits are provided to eligible persons based on prescribed conditions<\/td><\/tr><tr><td>Employees and employers may contribute<\/td><td>Beneficiaries may not be required to make contributions<\/td><\/tr><tr><td>Examples include provident fund and insurance-based benefits<\/td><td>Includes various government welfare and assistance programmes<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-major-social-security-laws-in-india\"><span class=\"ez-toc-section\" id=\"What_are_the_major_Social_Security_laws_in_India\"><\/span>What are the major Social Security laws in India?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>India&#8217;s social security framework has historically included several important laws covering provident fund, insurance, gratuity, maternity benefits, compensation and unorganised workers. These laws are important for understanding how social security developed in India and are also relevant when studying the Code on Social Security, 2020.<\/p>\n\n\n\n<p>The Code on Social Security, 2020 consolidates several existing social security laws into a broader framework. The Ministry of Labour &amp; Employment states that it subsumes laws including those relating to EPF, ESI, gratuity, maternity benefit and employees\u2019 compensation.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Employees\u2019 Provident Funds and Miscellaneous Provisions Act, 1952<\/li>\n\n\n\n<li>Employees\u2019 State Insurance Act, 1948<\/li>\n\n\n\n<li>Payment of Gratuity Act, 1972<\/li>\n\n\n\n<li>Maternity Benefit Act, 1961<\/li>\n\n\n\n<li>Employees\u2019 Compensation Act, 1923<\/li>\n\n\n\n<li>Unorganised Workers\u2019 Social Security Act, 2008<\/li>\n\n\n\n<li>Code on Social Security, 2020<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upsc-epfo-apfc\/?ref=contac-upsc-epfo-ll-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Enroll  for UPSC EPFO APFC Online Courses<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-code-on-social-security-2020\"><span class=\"ez-toc-section\" id=\"What_is_the_Code_on_Social_Security_2020\"><\/span>What is the Code on Social Security, 2020?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Code on Social Security, 2020 is a major labour-law reform that seeks to consolidate and amend laws relating to social security. It provides a framework for extending social security coverage to employees and workers across organised, unorganised and other sectors.<\/p>\n\n\n\n<p>The Code covers areas such as provident fund, employees\u2019 state insurance, gratuity, maternity benefits, employees\u2019 compensation and social security for unorganised, gig and platform workers. The Ministry of Labour &amp; Employment states that all provisions of the Code were brought into force with effect from 21 November 2025.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Employees\u2019 Provident Fund<\/li>\n\n\n\n<li>Employees\u2019 State Insurance<\/li>\n\n\n\n<li>Gratuity<\/li>\n\n\n\n<li>Maternity Benefit<\/li>\n\n\n\n<li>Employees\u2019 Compensation<\/li>\n\n\n\n<li>Social Security for unorganised workers<\/li>\n\n\n\n<li>Social Security for gig workers<\/li>\n\n\n\n<li>Social Security for platform workers<\/li>\n\n\n\n<li>Building and Other Construction Workers\u2019 welfare<\/li>\n\n\n\n<li>Employment information and related provisions<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-role-of-epfo-in-social-security\"><span class=\"ez-toc-section\" id=\"What_is_the_role_of_EPFO_in_Social_Security\"><\/span>What is the role of EPFO in Social Security?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Employees\u2019 Provident Fund Organisation (EPFO) is one of the key organisations associated with social security for workers in India. It administers important provident fund, pension and insurance-related schemes for eligible employees under the applicable legal framework.<\/p>\n\n\n\n<p>For UPSC EPFO APFC preparation, candidates should connect the role of EPFO with retirement savings, pension and insurance benefits. Understanding the relationship between EPFO and the wider social security framework can also help in answering conceptual questions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Employees\u2019 Provident Fund<\/li>\n\n\n\n<li>Employees\u2019 Pension<\/li>\n\n\n\n<li>Employees\u2019 Deposit Linked Insurance<\/li>\n\n\n\n<li>Retirement savings<\/li>\n\n\n\n<li>Employee and employer contributions<\/li>\n\n\n\n<li>Social security coverage<\/li>\n\n\n\n<li>Administration of provident fund-related benefits<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-important-social-security-schemes-for-upsc-epfo-apfc\"><span class=\"ez-toc-section\" id=\"What_are_the_important_Social_Security_schemes_for_UPSC_EPFO_APFC\"><\/span>What are the important Social Security schemes for UPSC EPFO APFC?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Social security in India is implemented through several schemes and institutional mechanisms. For APFC preparation, candidates should focus on the objective, beneficiaries, type of benefit and implementing organisation associated with major schemes.<\/p>\n\n\n\n<p>Some schemes are directly associated with EPFO, while others are administered through different government departments or institutions.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Scheme\/Area<\/strong><\/td><td><strong>Main Focus<\/strong><\/td><\/tr><tr><td>Employees\u2019 Provident Fund<\/td><td>Retirement savings<\/td><\/tr><tr><td>Employees\u2019 Pension<\/td><td>Pension benefits<\/td><\/tr><tr><td>Employees\u2019 Deposit Linked Insurance<\/td><td>Insurance benefit linked with eligible EPF members<\/td><\/tr><tr><td>Employees\u2019 State Insurance<\/td><td>Medical and social security benefits<\/td><\/tr><tr><td>National Pension System<\/td><td>Pension and retirement savings<\/td><\/tr><tr><td>Social security schemes for unorganised workers<\/td><td>Welfare and social protection<\/td><\/tr><tr><td>Schemes for gig and platform workers<\/td><td>Social security coverage for emerging categories of workers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-social-security-provisions-for-unorganised-workers\"><span class=\"ez-toc-section\" id=\"What_are_the_Social_Security_provisions_for_unorganised_workers\"><\/span>What are the Social Security provisions for unorganised workers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Unorganised workers form an important part of India&#8217;s workforce and therefore social security for this group is an important area of study. The Code on Social Security, 2020 provides a framework for social security schemes for unorganised workers and also recognises gig workers and platform workers.<\/p>\n\n\n\n<p>The framework allows the government to formulate schemes covering areas such as life and disability cover, accident insurance, health and maternity benefits, old-age protection and other prescribed benefits.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unorganised workers are specifically recognised under the social security framework.<\/li>\n\n\n\n<li>Social security schemes may cover life and disability benefits.<\/li>\n\n\n\n<li>Accident insurance is an important area of protection.<\/li>\n\n\n\n<li>Health and maternity benefits may be provided through notified schemes.<\/li>\n\n\n\n<li>Old-age protection is also covered within the broader social security framework.<\/li>\n\n\n\n<li>Gig and platform workers are specifically recognised under the Code.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-important-social-security-topics-for-upsc-epfo-apfc-2026\"><span class=\"ez-toc-section\" id=\"What_are_the_important_Social_Security_topics_for_UPSC_EPFO_APFC_2026\"><\/span>What are the important Social Security topics for UPSC EPFO APFC 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Candidates should prepare Social Security as a combination of concepts, laws, institutions and current developments. Simply memorising the names of Acts and schemes may not be enough because questions can test how different provisions and institutions are connected.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Meaning and objectives of Social Security<\/li>\n\n\n\n<li>Social Insurance and Social Assistance<\/li>\n\n\n\n<li>Labour welfare<\/li>\n\n\n\n<li>Social security in organised and unorganised sectors<\/li>\n\n\n\n<li>Employees\u2019 Provident Fund<\/li>\n\n\n\n<li>Employees\u2019 Pension Scheme<\/li>\n\n\n\n<li>Employees\u2019 Deposit Linked Insurance Scheme<\/li>\n\n\n\n<li>Employees\u2019 State Insurance<\/li>\n\n\n\n<li>Gratuity<\/li>\n\n\n\n<li>Maternity Benefits<\/li>\n\n\n\n<li>Employees\u2019 Compensation<\/li>\n\n\n\n<li>Unorganised workers<\/li>\n\n\n\n<li>Gig workers and platform workers<\/li>\n\n\n\n<li>Code on Social Security, 2020<\/li>\n\n\n\n<li>Role and functions of EPFO<\/li>\n\n\n\n<li>Role and functions of ESIC<\/li>\n\n\n\n<li>Important social security schemes<\/li>\n\n\n\n<li>Recent developments related to labour and social security<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/upsc-epfo-apfc-study-plan\/?ref=contac-upsc-epfo-ll-pq\" target=\"_blank\" rel=\"noreferrer noopener\">Check out the UPSC EPFO Study Plan<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-should-you-prepare-social-security-for-the-upsc-epfo-apfc-exam\"><span class=\"ez-toc-section\" id=\"How_should_you_prepare_Social_Security_for_the_UPSC_EPFO_APFC_exam\"><\/span>How should you prepare Social Security for the UPSC EPFO APFC exam?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A structured approach can make Social Security easier to revise. Start with the basic concepts and then move towards important laws, institutions and schemes. After completing the concepts, solve UPSC EPFO previous year questions and topic-wise MCQs to understand how questions are framed.<\/p>\n\n\n\n<p>Candidates should also keep track of important developments in labour and social security because the subject combines static concepts with current legal and policy developments.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Basic Concepts:<\/strong> Start with the meaning, objectives, importance and key features of Social Security.<\/li>\n\n\n\n<li><strong>Social Security Laws:<\/strong> Understand the purpose and major provisions of important Social Security laws.<\/li>\n\n\n\n<li><strong>Acts, Schemes and Institutions:<\/strong> Prepare short notes covering important Acts, schemes, organisations and their roles.<\/li>\n\n\n\n<li><strong>Code on Social Security, 2020:<\/strong> Focus on its key provisions, coverage, objectives and important changes.<\/li>\n\n\n\n<li><strong>EPFO and ESIC:<\/strong> Revise the functions, schemes and Social Security benefits associated with EPFO and ESIC.<\/li>\n\n\n\n<li><strong>Unorganised, Gig and Platform Workers:<\/strong> Study their coverage, welfare measures and Social Security provisions.<\/li>\n\n\n\n<li><strong>Previous Year Questions:<\/strong> Solve topic-wise previous year questions to understand the exam pattern and important areas.<\/li>\n\n\n\n<li><strong>MCQ Practice:<\/strong> Practise Social Security MCQs regularly to improve accuracy, speed and recall.<\/li>\n\n\n\n<li><strong>Current Developments:<\/strong> Revise important recent updates, schemes, amendments and developments related to Social Security before the exam.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-should-you-study-from-social-security-in-india-study-notes\"><span class=\"ez-toc-section\" id=\"What_should_you_study_from_Social_Security_in_India_Study_Notes\"><\/span>What should you study from Social Security in India Study Notes?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>These Social Security in India Study Notes for UPSC EPFO APFC 2026 can be used as a quick revision resource before moving to practice questions. Candidates should focus on understanding the relationship between Labour Laws, Social Security, EPFO, ESIC and the Code on Social Security, 2020.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Topic<\/strong><\/td><td><strong>What to Cover<\/strong><\/td><\/tr><tr><td>Basic Concepts<\/td><td>Meaning, objectives and importance of Social Security<\/td><\/tr><tr><td>Social Security Systems<\/td><td>Social Insurance and Social Assistance<\/td><\/tr><tr><td>EPFO<\/td><td>Provident Fund, Pension and Insurance<\/td><\/tr><tr><td>ESIC<\/td><td>Health and social security benefits<\/td><\/tr><tr><td>Labour Laws<\/td><td>Major social security-related laws<\/td><\/tr><tr><td>Labour Codes<\/td><td>Four Labour Codes and their broad areas<\/td><\/tr><tr><td>Social Security Code<\/td><td>Major provisions and coverage<\/td><\/tr><tr><td>Unorganised Workers<\/td><td>Social security and welfare provisions<\/td><\/tr><tr><td>Gig &amp; Platform Workers<\/td><td>Recognition and social security framework<\/td><\/tr><tr><td>Current Updates<\/td><td>Recent labour and social security developments<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1790347941577\"><strong class=\"schema-faq-question\">1. What topics are covered under Social Security for UPSC EPFO APFC?<\/strong> <p class=\"schema-faq-answer\">The syllabus covers Social Security concepts, laws, schemes, EPFO, ESIC, the Code on Social Security, 2020, and worker welfare provisions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790347942443\"><strong class=\"schema-faq-question\">2. Why is Social Security important for the UPSC EPFO APFC exam?<\/strong> <p class=\"schema-faq-answer\">Social Security is an important part of the Labour Laws and Social Security section and requires clear understanding of key laws, schemes and institutions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790347943451\"><strong class=\"schema-faq-question\">3. What are the major types of Social Security?<\/strong> <p class=\"schema-faq-answer\">The major types include Social Insurance and Social Assistance, along with schemes covering healthcare, retirement, maternity and employment-related risks.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790347944103\"><strong class=\"schema-faq-question\">4. Which organisation administers major provident fund and pension schemes in India?<\/strong> <p class=\"schema-faq-answer\">The Employees\u2019 Provident Fund Organisation (EPFO) administers major provident fund, pension and deposit-linked insurance schemes for covered employees.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790347944707\"><strong class=\"schema-faq-question\">5. What is the Code on Social Security, 2020?<\/strong> <p class=\"schema-faq-answer\">The Code on Social Security, 2020 consolidates and amends several laws relating to social security benefits for different categories of workers.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/local-governments-in-india\/\">Local Governments in India PRIs, ULBs, Functions &amp; Challenges for UPSC EPFO<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/national-payments-corporation-of-india\/\">National Payments Corporation of India: Role, Objectives &amp; Systems<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/major-international-economic-institutions\/\">International Economic Institutions MCQs for UPSC EPFO APFC<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-selection-process\/\">UPSC EPFO Selection Process 2026 for APFC Post, Check Details<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/upsc-epfo-preparation-strategy\/\">UPSC EPFO Preparation Strategy 2026, Study Plan, Tips and Tricks<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/regional-economic-cooperation\/\">Attempt UPSC EPFO Regional Economic Cooperation Practice Quiz<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Preparing for the UPSC EPFO APFC 2026 exam requires a clear understanding of Labour Laws, Industrial Relations and Social Security<\/p>\n","protected":false},"author":50,"featured_media":252566,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,705,5221,466,10237,10321],"tags":[],"class_list":["post-57492","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-e-books","category-homepage-featured","category-other-gov-exams","category-preparation-resources","category-upsc-epfo","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Social Security In India Study Notes for UPSC EPFO APFC 2026<\/title>\n<meta name=\"description\" content=\"Prepare effectively for the UPSC EPFO APFC exam with comprehensive Social Security in India study notes related to employee welfare.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Social Security In India Study Notes for UPSC EPFO APFC 2026\" \/>\n<meta property=\"og:description\" content=\"Preparing for the UPSC EPFO APFC 2026 exam requires a clear understanding of Labour Laws, Industrial Relations and Social Security in India. Social\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-25T14:57:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-25T14:58:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/04\/UPSC-EPFO-2-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Saloni Singhal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Saloni Singhal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/\"},\"author\":{\"name\":\"Saloni Singhal\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/6aedd7baaab0f33dc2f40834a257f88c\"},\"headline\":\"Social Security In India Study Notes for UPSC EPFO APFC 2026\",\"datePublished\":\"2026-09-25T14:57:39+00:00\",\"dateModified\":\"2026-09-25T14:58:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/\"},\"wordCount\":3381,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/04\/UPSC-EPFO-2-1.webp\",\"articleSection\":[\"Articles\",\"E-Books\",\"Homepage Featured\",\"Other Gov. 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I'm a dedicated Government Job aspirant turned passionate writer &amp; content marketer. My blogs are a one-stop destination for accurate and comprehensive information on exam categories like Regulatory Bodies, Banking, SSC, State PSCs, and more. I am on a mission to provide you with all the details you need, conveniently in one place. When I am not writing and marketing, you will find me happily experimenting in the kitchen, cooking up delightful treats. Join me on this journey of knowledge and flavors!"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347941577","position":1,"url":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347941577","name":"1. What topics are covered under Social Security for UPSC EPFO APFC?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The syllabus covers Social Security concepts, laws, schemes, EPFO, ESIC, the Code on Social Security, 2020, and worker welfare provisions.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347942443","position":2,"url":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347942443","name":"2. Why is Social Security important for the UPSC EPFO APFC exam?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Social Security is an important part of the Labour Laws and Social Security section and requires clear understanding of key laws, schemes and institutions.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347943451","position":3,"url":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347943451","name":"3. What are the major types of Social Security?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The major types include Social Insurance and Social Assistance, along with schemes covering healthcare, retirement, maternity and employment-related risks.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347944103","position":4,"url":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347944103","name":"4. Which organisation administers major provident fund and pension schemes in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Employees\u2019 Provident Fund Organisation (EPFO) administers major provident fund, pension and deposit-linked insurance schemes for covered employees.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347944707","position":5,"url":"https:\/\/www.oliveboard.in\/blog\/social-security-in-india-study-notes\/#faq-question-1790347944707","name":"5. What is the Code on Social Security, 2020?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Code on Social Security, 2020 consolidates and amends several laws relating to social security benefits for different categories of workers.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/57492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/comments?post=57492"}],"version-history":[{"count":11,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/57492\/revisions"}],"predecessor-version":[{"id":252567,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/57492\/revisions\/252567"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media\/252566"}],"wp:attachment":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media?parent=57492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/categories?post=57492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/tags?post=57492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}