{"id":60157,"date":"2026-07-10T14:24:29","date_gmt":"2026-07-10T08:54:29","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=60157"},"modified":"2026-07-10T14:24:35","modified_gmt":"2026-07-10T08:54:35","slug":"rbi-financial-stability-report","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/","title":{"rendered":"RBI Financial Stability Report, Attempt Free Quiz &amp; Download PDF"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_is_the_RBI_Financial_Stability_report\" >What is the RBI Financial Stability report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#Download_RBI_Financial_Stability_Report_PDF\" >Download RBI Financial Stability Report PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#Attempt_the_RBI_Financial_Stability_Report_Quiz\" >Attempt the RBI Financial Stability Report Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#Sign_Up-2\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#Login-2\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#Forgot_Password-2\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#i-2\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_does_the_RBI_Financial_Stability_Report_June_2026_cover\" >What does the RBI Financial Stability Report June 2026 cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_does_the_RBI_Financial_Stability_Report_December_2025_explain\" >What does the RBI Financial Stability Report December 2025 explain?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#How_is_the_RBI_financial_stability_report_important_for_RBI_Grade_B_exam_aspirants\" >How is the RBI financial stability report important for RBI Grade B exam aspirants?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_are_the_main_sections_of_the_RBI_Financial_Stability_Report_June_2026\" >What are the main sections of the RBI Financial Stability Report June 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_does_the_June_2026_report_say_about_the_global_economy\" >What does the June 2026 report say about the global economy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#How_strong_is_the_Indian_banking_sector_according_to_the_report\" >How strong is the Indian banking sector according to the report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_do_key_financial_ratios_like_LCR_PCR_and_CRAR_mean\" >What do key financial ratios like LCR, PCR and CRAR mean?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_do_stress_tests_reveal_about_Indian_banks\" >What do stress tests reveal about Indian banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_is_the_role_of_stablecoins_and_crypto_risks_in_the_report\" >What is the role of stablecoins and crypto risks in the report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#How_are_NBFCs_and_Mutual_Funds_performing_as_per_the_FSR\" >How are NBFC&#8217;s and Mutual Funds performing as per the FSR?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_does_the_report_say_about_insurance_sector_stability\" >What does the report say about insurance sector stability?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#What_regulatory_initiatives_are_highlighted_in_the_financial_stability_report\" >What regulatory initiatives are highlighted in the financial stability report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The <strong>RBI Financial Stability Report (FSR)<\/strong> is one of the most important publications released by the Reserve Bank of India to assess the health of India&#8217;s financial system. It reviews the performance of banks, NBFCs, insurance companies, mutual funds, financial markets, and payment infrastructure while highlighting emerging risks and regulatory developments. <\/p>\n\n\n\n<p>In this blog, we have covered the latest RBI Financial Stability Report, including the important highlights of the June 2026 and December 2025 editions, along with download links and their importance for competitive examinations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-rbi-financial-stability-report\"><span class=\"ez-toc-section\" id=\"What_is_the_RBI_Financial_Stability_report\"><\/span>What is the RBI Financial Stability report?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI Financial Stability Report (FSR) is a half-yearly publication released by the Reserve Bank of India on behalf of the Sub-Committee of the Financial Stability and Development Council (FSDC). It evaluates the resilience of India&#8217;s financial system and identifies current as well as emerging risks affecting financial stability.<\/p>\n\n\n\n<p>The report provides a detailed assessment of the banking sector, NBFCs, cooperative banks, insurance companies, mutual funds, financial markets, payment systems, and macroeconomic developments. It also discusses stress tests, capital adequacy, liquidity, asset quality, interconnectedness of financial institutions, and important regulatory initiatives.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reviews the health of India&#8217;s financial system<\/li>\n\n\n\n<li>Assesses risks to financial stability<\/li>\n\n\n\n<li>Evaluates banks through stress testing<\/li>\n\n\n\n<li>Monitors capital adequacy and liquidity<\/li>\n\n\n\n<li>Reviews NBFCs, insurance and mutual funds<\/li>\n\n\n\n<li>Highlights global and domestic financial risks<\/li>\n\n\n\n<li>Summarises important regulatory initiatives<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-mock-test\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A Free RBI Grade B Mock Test 2026<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Download_RBI_Financial_Stability_Report_PDF\"><\/span>Download RBI Financial Stability Report PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>RBI Financial Stability Report (FSR)<\/strong> provides a detailed assessment of the stability and resilience of India&#8217;s financial system. Published twice a year by the Reserve Bank of India, the report covers the banking sector, NBFCs, financial markets, macroeconomic developments, financial risks, and key regulatory measures. <\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th><strong>Particulars<\/strong><\/th><th><strong>Link<\/strong><\/th><\/tr><tr><td>RBI Financial Stability Report<\/td><td><a href=\"https:\/\/rbi.org.in\/Scripts\/FsReports.aspx\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Check Details<\/a><\/td><\/tr><tr><td>RBI June 2026 Financial Stability Report Quiz<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-2026-financial-stability-report\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>RBI December 2025 Financial Stability Report Quiz<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/rbi-december-2025-financial-stability-report\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Attempt_the_RBI_Financial_Stability_Report_Quiz\"><\/span>Attempt the RBI Financial Stability Report Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>RBI Financial Stability Report Quiz<\/strong> helps candidates evaluate their understanding of the important topics covered in the report through exam-oriented multiple-choice questions. It includes questions on the banking sector, financial stability indicators, NBFCs, financial markets, macroeconomic outlook, digital finance, ESG initiatives, and RBI&#8217;s regulatory developments, making it a valuable resource for practice and revision.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> RBI Financial Stability June 2026 Report Practice Quiz<\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. How frequently does the RBI publish the Financial Stability Report (FSR)?<\/p>\n  <button data-correct=\"false\">Once every quarter<\/button>\n  <button data-correct=\"false\">Once a year, in April<\/button>\n  <button data-correct=\"true\">Twice a year, in January and June<\/button>\n  <button data-correct=\"false\">Three times a year<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. The Financial Stability Report represents the collective assessment of which body?<\/p>\n  <button data-correct=\"false\">The Monetary Policy Committee<\/button>\n  <button data-correct=\"true\">The Sub-committee of the Financial Stability and Development Council (FSDC)<\/button>\n  <button data-correct=\"false\">The Ministry of Finance<\/button>\n  <button data-correct=\"false\">The Securities and Exchange Board of India<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. According to the FSR June 2026, which of the following was identified as the top concern in the Systemic Risk Survey (SRS)?<\/p>\n  <button data-correct=\"true\">Global spillover and geopolitical risk<\/button>\n  <button data-correct=\"false\">Cyber risk<\/button>\n  <button data-correct=\"false\">Domestic credit risk<\/button>\n  <button data-correct=\"false\">Inflationary pressures<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. As per the FSR June 2026, what is the projected GDP growth rate for FY 2026-27, as cited from the Monetary Policy Committee?<\/p>\n  <button data-correct=\"false\">7.0%<\/button>\n  <button data-correct=\"false\">6.2%<\/button>\n  <button data-correct=\"false\">7.5%<\/button>\n  <button data-correct=\"true\">6.6%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. In the context of the FSR, what does &#8216;tail risk&#8217; refer to?<\/p>\n  <button data-correct=\"false\">Risk arising from interest rate fluctuations<\/button>\n  <button data-correct=\"false\">Risk of a bank&#8217;s tail-end customers defaulting<\/button>\n  <button data-correct=\"true\">A low-probability but high-impact event that could severely affect financial stability<\/button>\n  <button data-correct=\"false\">Risk associated with small-ticket unsecured loans<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. Which of the following best describes the US tariff-related event mentioned in the FSR June 2026?<\/p>\n  <button data-correct=\"false\">Trade War Tariff<\/button>\n  <button data-correct=\"true\">Liberation Day Tariff<\/button>\n  <button data-correct=\"false\">Strategic Tariff<\/button>\n  <button data-correct=\"false\">Retaliatory Tariff<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. According to the FSR, India&#8217;s Current Account Deficit (CAD) over the past 3 years has averaged at what level?<\/p>\n  <button data-correct=\"false\">Between 1% and 2% of GDP<\/button>\n  <button data-correct=\"false\">Between 2% and 3% of GDP<\/button>\n  <button data-correct=\"true\">Less than 1% of GDP<\/button>\n  <button data-correct=\"false\">More than 3% of GDP<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. Under the Flexible Inflation Targeting (FIT) framework followed by RBI, what is the target band for CPI inflation?<\/p>\n  <button data-correct=\"true\">4% plus or minus 2%<\/button>\n  <button data-correct=\"false\">3% plus or minus 1%<\/button>\n  <button data-correct=\"false\">5% plus or minus 2%<\/button>\n  <button data-correct=\"false\">3% plus or minus 2%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. The Financial Condition Index (FCI) tracked in the FSR primarily measures what?<\/p>\n  <button data-correct=\"false\">Level of NPAs in the banking system<\/button>\n  <button data-correct=\"false\">Flow of foreign direct investment<\/button>\n  <button data-correct=\"false\">Credit growth rate of scheduled commercial banks<\/button>\n  <button data-correct=\"true\">Tightness or looseness of financial conditions in the economy<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. Which of the following is classified as a &#8216;physical risk&#8217; in the context of climate-related financial risks discussed in the FSR?<\/p>\n  <button data-correct=\"false\">Policy transition to renewable energy<\/button>\n  <button data-correct=\"true\">Damage due to floods and cyclones<\/button>\n  <button data-correct=\"false\">Carbon tax implementation<\/button>\n  <button data-correct=\"false\">Stranded fossil fuel assets<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. Which instrument was identified by the RBI in the FSR as an emerging source of market volatility due to rapid intraday hedging by market makers?<\/p>\n  <button data-correct=\"true\">Zero Day to Expiry (0DTE) Options<\/button>\n  <button data-correct=\"false\">Interest Rate Swaps<\/button>\n  <button data-correct=\"false\">Currency Futures<\/button>\n  <button data-correct=\"false\">Exchange Traded Funds<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>12. India&#8217;s fiscal deficit for FY 2025-26, as mentioned in the FSR, stands at what percentage of GDP?<\/p>\n  <button data-correct=\"false\">5.1%<\/button>\n  <button data-correct=\"false\">3.9%<\/button>\n  <button data-correct=\"true\">4.4%<\/button>\n  <button data-correct=\"false\">4.9%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>13. Which analytical tool does the RBI use to map bilateral exposure between financial institutions to assess contagion risk?<\/p>\n  <button data-correct=\"false\">Stress Testing<\/button>\n  <button data-correct=\"true\">Network Analysis<\/button>\n  <button data-correct=\"false\">Monte Carlo Simulation<\/button>\n  <button data-correct=\"false\">Value at Risk (VaR) Model<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>14. As per the FSR June 2026, what is the global economic growth rate estimated by the IMF for 2026?<\/p>\n  <button data-correct=\"false\">3.3%<\/button>\n  <button data-correct=\"false\">3.6%<\/button>\n  <button data-correct=\"false\">2.5%<\/button>\n  <button data-correct=\"true\">2.8%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>15. Which of the following is NOT identified in the FSR as a channel through which global spillovers affect India?<\/p>\n  <button data-correct=\"false\">Trade channel<\/button>\n  <button data-correct=\"false\">Capital flow channel<\/button>\n  <button data-correct=\"false\">Commodity price channel<\/button>\n  <button data-correct=\"true\">Agriculture subsidy channel<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>16. In the context of network analysis of the Indian financial system, which bank group forms the dominant node?<\/p>\n  <button data-correct=\"false\">Private Sector Banks<\/button>\n  <button data-correct=\"false\">Foreign Banks<\/button>\n  <button data-correct=\"true\">Public Sector Banks<\/button>\n  <button data-correct=\"false\">Small Finance Banks<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>17. How frequently does the RBI conduct the Systemic Risk Survey (SRS)?<\/p>\n  <button data-correct=\"false\">Monthly<\/button>\n  <button data-correct=\"true\">Every six months<\/button>\n  <button data-correct=\"false\">Quarterly<\/button>\n  <button data-correct=\"false\">Annually<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>18. What does the term &#8216;Sovereign-Bank Nexus&#8217; refer to, as mentioned in the FSR June 2026?<\/p>\n  <button data-correct=\"true\">Inter-relationship between government finances and banks holding government securities<\/button>\n  <button data-correct=\"false\">Partnership between RBI and the Finance Ministry<\/button>\n  <button data-correct=\"false\">Linkage between sovereign credit rating and bank NPAs<\/button>\n  <button data-correct=\"false\">Arrangement between the sovereign wealth fund and domestic banks<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>19. As per the FSR June 2026, what is India&#8217;s import cover as of early 2026?<\/p>\n  <button data-correct=\"false\">Around 6\u20137 months<\/button>\n  <button data-correct=\"false\">Around 8\u20139 months<\/button>\n  <button data-correct=\"false\">Around 5\u20136 months<\/button>\n  <button data-correct=\"true\">Around 10\u201311 months<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>20. According to the FSR, why is concentration risk in the global equity market increasing?<\/p>\n  <button data-correct=\"false\">Most investments are shifting to government bonds<\/button>\n  <button data-correct=\"false\">Corporate bond issuance has declined sharply<\/button>\n  <button data-correct=\"true\">AI-related investments are concentrated in a few large companies<\/button>\n  <button data-correct=\"false\">Commodity prices have become highly volatile<\/button>\n<\/div>\n\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    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courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"remail\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginas-group loginas-group1\">\n                            <button type=\"button\" id=\"btn-fpwd-cancel\" class=\"btn btn-md btn-white btn-cancel btn-fpwd-cancel\">Cancel<\/button>\n                            <button type=\"button\" id=\"lreset\" class=\"btn btn-md btn-tblue btn-fpwd-submit\" onclick=\"resetPassword()\">Submit<\/button>\n                       <\/div>\n                    <\/div><!-- end forgotpwd group --> \n                   <h6 class=\"login-subheader\">Or, login with<\/h6>\n                   <div class=\"loginas-group loginas-group2 loginas-group-single\">\n\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\"><\/path><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\"><\/path><path fill=\"none\" d=\"M0 0h48v48H0z\"><\/path><\/g><\/svg><\/div><span class=\"nsm7Bb-HzV7m-LgbsSe-BPrWId\">Sign in with Google<\/span><span class=\"L6cTce\" id=\"button-label\">Sign in with Google. Opens in new tab<\/span><\/div><\/div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437400_306436&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437400_306436\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 0px; width: 0px; border: 0px;\"><\/iframe><\/div><\/div>\n\n\n                   <\/div>\n                    <p class=\"obls-footer\">New to Oliveboard?<button class=\"btn btn-xs btn-switch-obls\" id=\"btn-show-modal-signup\">Register<\/button><\/p>\n               <\/div> \n            <\/div> \n            <div class=\"success-msg-group\" id=\"success-msg-group\"><!-- success msg -->\n                <div class=\"success-msg-blk\" id=\"success-msg-blk\">\n                    <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/success-ellipse.svg\" alt=\"\"><\/span>\n                    <h2 id=\"fpwd-success-msg-title\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                    <p id=\"fpwd-success-msg-text\">&nbsp;<\/p>\n                    <div class=\"login-btn\">\n                        <button type=\"button\" class=\"btn btn-md btn-tblue modal-obls-close\">Ok<\/button>\n                    <\/div>\n\n                <\/div>\n            <\/div><!-- success msg -->\n\n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<script src=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/sg2.oliveboard.in\/static\/js\/jquery.js\"><\/script>\n\n<script>\nvar boxurl = window.location.href + '?log=1';\n\nfunction getUrlParam(name, defaultValue) {\n    const params = new URLSearchParams(window.location.search);\n    return params.has(name) ? params.get(name) : defaultValue;\n}\n\nvar l_log = getUrlParam('log', 0);\n<\/script>\n<script src=\"https:\/\/www.oliveboard.in\/js\/coursecommon.js?v=12\"><\/script>\n\n\n<script>\n(() => {\n  const quizContainer = document.getElementById('quiz-1');\n  const STORAGE_KEY = 'quiz_1_state';\n  let score = 0;\n  let attempted = 0;\n  let correct = 0;\n  let wrong = 0;\n\n  const questions = quizContainer.querySelectorAll(\".question\");\n  const total = questions.length;\n\n  function loadState() {\n    try { return JSON.parse(sessionStorage.getItem(STORAGE_KEY) || '{}'); }\n    catch { return {}; }\n  }\n\n  function saveState(data) {\n    sessionStorage.setItem(STORAGE_KEY, JSON.stringify(data));\n  }\n\n  function updateUI() {\n    const unattempted = total - attempted;\n    quizContainer.querySelector('[data-count=\"attempted\"]').textContent = attempted;\n    quizContainer.querySelector('[data-count=\"correct\"]').textContent = correct;\n    quizContainer.querySelector('[data-count=\"wrong\"]').textContent = wrong;\n    quizContainer.querySelector('[data-count=\"unattempted\"]').textContent = unattempted;\n    quizContainer.querySelector('[data-summary=\"attempted\"]').style.width = (attempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"correct\"]').style.width = (correct \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"wrong\"]').style.width = (wrong \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-summary=\"unattempted\"]').style.width = (unattempted \/ total) * 100 + \"%\";\n    quizContainer.querySelector('[data-score]').textContent = score.toFixed(2);\n\n    \/\/ Live score update in sticky header\n    document.getElementById('quiz-1-score-value').textContent = score.toFixed(2);\n  }\n\n  function restoreQuestion(q, chosenIndex, wasCorrect) {\n    q.dataset.answered = \"true\";\n    const buttons = q.querySelectorAll(\"button\");\n    buttons.forEach(b => b.classList.add(\"locked\"));\n    if (wasCorrect) {\n      buttons[chosenIndex].classList.add(\"correct\");\n    } else {\n      buttons[chosenIndex].classList.add(\"wrong\");\n      q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n    }\n  }\n\n  \/\/ Restore saved answers on page load\n  const savedAnswers = loadState();\nquestions.forEach((q, qIndex) => {\n    const saved = savedAnswers[qIndex];\n    if (saved !== undefined) {\n      attempted++;\n      if (saved.correct) { correct++; }\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 9 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Explore RBI Grade B Courses<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-2-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-2-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-2 * { box-sizing: border-box; }\n\n#quiz-2 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-2 h2 {\n  text-align: center;\n}\n\n#quiz-2 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-2 .question p {\n  font-weight: bold;\n}\n\n#quiz-2 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-2 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-2 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-2 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-2 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-2 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-2 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-2 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-2 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-2 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-2 .bar-attempted { background: #2196f3; }\n#quiz-2 .bar-correct { background: #4caf50; }\n#quiz-2 .bar-wrong { background: #f44336; }\n#quiz-2 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-2 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-2 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-2\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-2-sticky-header\">\n  <span> RBI Financial Stability Report December 2025 Practice Quiz<\/span>\n  <span id=\"quiz-2-score-badge\">Score: <strong id=\"quiz-2-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. The Financial Stability Report (FSR) December 2025 is a collective assessment by which body?<\/p>\n  <button data-correct=\"false\">The Reserve Bank of India&#8217;s Monetary Policy Committee<\/button>\n  <button data-correct=\"false\">The Ministry of Finance along with SEBI<\/button>\n  <button data-correct=\"true\">The Sub-committee of the Financial Stability and Development Council (FSDC)<\/button>\n  <button data-correct=\"false\">The International Monetary Fund and RBI jointly<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>2. How frequently is the Financial Stability Report published by the Reserve Bank of India?<\/p>\n  <button data-correct=\"false\">Once a year<\/button>\n  <button data-correct=\"true\">Twice a year (half-yearly)<\/button>\n  <button data-correct=\"false\">Every quarter<\/button>\n  <button data-correct=\"false\">Every two years<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>3. The FSR December 2025 is divided into how many major chapters?<\/p>\n  <button data-correct=\"true\">Three<\/button>\n  <button data-correct=\"false\">Two<\/button>\n  <button data-correct=\"false\">Four<\/button>\n  <button data-correct=\"false\">Five<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>4. According to the FSR December 2025, what has primarily supported global economic resilience despite trade tensions and geopolitical risks?<\/p>\n  <button data-correct=\"false\">Declining global interest rates and easy monetary policy<\/button>\n  <button data-correct=\"false\">Strong growth in emerging economies and commodities boom<\/button>\n  <button data-correct=\"false\">Rapid expansion of global trade in manufactured goods<\/button>\n  <button data-correct=\"true\">Fiscal measures, frontloaded trade, and strong AI-related investment<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>5. The IMF revised its global growth projection in the FSR December 2025 to what figure, up from the earlier estimate of 2.8%?<\/p>\n  <button data-correct=\"false\">3.5%<\/button>\n  <button data-correct=\"false\">2.9%<\/button>\n  <button data-correct=\"true\">3.1%<\/button>\n  <button data-correct=\"false\">3.8%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>6. India&#8217;s real GDP growth in Quarter 2 of FY 2025-26, as reported in the FSR December 2025, stood at:<\/p>\n  <button data-correct=\"false\">7.0%<\/button>\n  <button data-correct=\"true\">8.2%<\/button>\n  <button data-correct=\"false\">6.5%<\/button>\n  <button data-correct=\"false\">7.8%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>7. India&#8217;s real GDP growth in Quarter 1 of FY 2025-26, as reported in the FSR December 2025, was:<\/p>\n  <button data-correct=\"false\">8.5%<\/button>\n  <button data-correct=\"false\">7.0%<\/button>\n  <button data-correct=\"true\">7.8%<\/button>\n  <button data-correct=\"false\">6.8%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>8. Which credit rating agency upgraded India&#8217;s sovereign rating from BBB- to BBB in August 2025, as mentioned in the FSR December 2025?<\/p>\n  <button data-correct=\"true\">S&amp;P Global Ratings<\/button>\n  <button data-correct=\"false\">Fitch Ratings<\/button>\n  <button data-correct=\"false\">Moody&#8217;s<\/button>\n  <button data-correct=\"false\">DBRS Morningstar<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>9. As per the FSR December 2025, India&#8217;s overall Debt-to-GDP ratio stood at approximately:<\/p>\n  <button data-correct=\"false\">65%<\/button>\n  <button data-correct=\"false\">88%<\/button>\n  <button data-correct=\"false\">75%<\/button>\n  <button data-correct=\"true\">82%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>10. India&#8217;s Current Account Deficit (CAD) widened to what percentage of GDP in Q2 of FY 2025-26, as per the FSR December 2025?<\/p>\n  <button data-correct=\"false\">2.1%<\/button>\n  <button data-correct=\"true\">1.3%<\/button>\n  <button data-correct=\"false\">0.3%<\/button>\n  <button data-correct=\"false\">0.8%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. What does India VIX measure, and what was its level as mentioned in the FSR December 2025?<\/p>\n  <button data-correct=\"true\">It measures the volatility or expected fluctuation in the market; it stood at 10.9<\/button>\n  <button data-correct=\"false\">It measures credit risk in the banking system; it stood at 15.2<\/button>\n  <button data-correct=\"false\">It measures currency volatility against the USD; it stood at 18.5<\/button>\n  <button data-correct=\"false\">It measures fiscal risk; it stood at 8.3<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>12. According to the FSR December 2025, what is a major downside risk despite global economic resilience?<\/p>\n  <button data-correct=\"false\">Declining AI investments and tech sector slowdown globally<\/button>\n  <button data-correct=\"false\">Rapid deflation in commodity prices across advanced economies<\/button>\n  <button data-correct=\"true\">Elevated public debt, stretched asset valuations, and risk of disorderly market correction<\/button>\n  <button data-correct=\"false\">Rising trade surpluses causing currency appreciation pressure<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>13. As per the FSR December 2025, concentration risk in global equity markets is increasing primarily due to:<\/p>\n  <button data-correct=\"false\">Sharp rise in commodity prices affecting equity valuations<\/button>\n  <button data-correct=\"true\">AI-related investment boom concentrated in a few large companies<\/button>\n  <button data-correct=\"false\">Rising dominance of government bonds over equities globally<\/button>\n  <button data-correct=\"false\">Declining retail investor participation in stock markets<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>14. India&#8217;s external debt-to-GDP ratio stood at what level as per the FSR December 2025?<\/p>\n  <button data-correct=\"false\">25.4%<\/button>\n  <button data-correct=\"false\">14.8%<\/button>\n  <button data-correct=\"false\">30.1%<\/button>\n  <button data-correct=\"true\">19.2%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>15. What growing vulnerability in the US Treasury market is flagged in the FSR December 2025?<\/p>\n  <button data-correct=\"false\">Rapid decline in US Treasury bond yields reducing bank returns<\/button>\n  <button data-correct=\"false\">Excessive foreign central bank ownership of US Treasury securities<\/button>\n  <button data-correct=\"false\">Reduction in US government bond issuance reducing market depth<\/button>\n  <button data-correct=\"true\">Hedge funds increasing their leverage in the US Treasury market<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>16. According to the FSR December 2025, what is the RBI&#8217;s latest GDP growth projection for FY 2025-26?<\/p>\n  <button data-correct=\"false\">7.5%<\/button>\n  <button data-correct=\"false\">8.0%<\/button>\n  <button data-correct=\"true\">7.3%<\/button>\n  <button data-correct=\"false\">6.8%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>17. The domestic Mutual Fund industry&#8217;s Assets Under Management (AUM) as per the FSR December 2025 stands at:<\/p>\n  <button data-correct=\"false\">55.6 lakh crore<\/button>\n  <button data-correct=\"true\">80.8 lakh crore<\/button>\n  <button data-correct=\"false\">68.2 lakh crore<\/button>\n  <button data-correct=\"false\">90.3 lakh crore<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>18. The Mutual Fund industry AUM grew at approximately what rate, as per the FSR December 2025?<\/p>\n  <button data-correct=\"true\">18.7%<\/button>\n  <button data-correct=\"false\">10.5%<\/button>\n  <button data-correct=\"false\">25.3%<\/button>\n  <button data-correct=\"false\">14.2%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>19. According to the FSR December 2025, household sector debt stood at what percentage of GDP?<\/p>\n  <button data-correct=\"false\">35.1%<\/button>\n  <button data-correct=\"false\">38.3%<\/button>\n  <button data-correct=\"false\">44.7%<\/button>\n  <button data-correct=\"true\">41.3%<\/button>\n<\/div>\n\n<div class=\"question\" data-answered=\"false\">\n  <p>20. What percentage of Indian households are actively investing in securities markets, as per the FSR December 2025?<\/p>\n  <button data-correct=\"false\">15.8%<\/button>\n  <button data-correct=\"false\">22.5%<\/button>\n  <button data-correct=\"true\">9.5%<\/button>\n  <button data-correct=\"false\">6.2%<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n                   <h2 id=\"display-register-text\"><span class=\"ez-toc-section\" id=\"Sign_Up-2\"><\/span>Sign Up<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                   <div class=\"loginas-group loginas-group1 loginas-group-single\">\n <div id=\"g_id_onload\" data-client_id=\"506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com\" ,=\"\" data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><\/div><iframe src=\"https:\/\/accounts.google.com\/gsi\/button?type=standard&amp;is_fedcm_supported=true&amp;client_id=506321490093-i3j96ah9gn1sv3khntnd1rnv5jebt5j4.apps.googleusercontent.com&amp;iframe_id=gsi_437394_8652&amp;cas=pwXumGxyCMNtIbjaV30qchi2A1vUar%2Faz%2FOE5HQ%2B0Zc\" class=\"L5Fo6c-PQbLGe\" allow=\"identity-credentials-get\" id=\"gsi_437394_8652\" title=\"Sign in with Google Button\" style=\"display: block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" name=\"monum\" class=\"formcontrol ob-inputfield\" id=\"course-uphone\" required=\"\">\n                        <span class=\"floating-label\">Mobile Number<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                        <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-upassword\" required=\"\">\n                        <span class=\"floating-label\">Password<\/span>\n                   <\/div>\n                   <button type=\"button\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseUpValidation('home','IBPS','https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common');return false;\" id=\"courseup\">REGISTER<\/button>\n                    <p class=\"obls-footer\">Already a user?<button type=\"button\" class=\"btn btn-xs btn-switch-obls btn-show-modal-login\" id=\"btn-show-modal-login\">Login<\/button><\/p>\n               <\/div> \n            <\/div> \n        <\/div>\n        <button class=\"modal-close is-large modal-obls-close\" aria-label=\"close\"><\/button>\n    <\/div>\n\n<div class=\"modal modal-obls\" id=\"modal-login\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group2\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-run-health.svg\" alt=\"\"><\/span>\n                   <div id=\"login-group-abc\" class=\"lfp-group-abc\"><!-- start login group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Login-2\"><\/span>Login<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <label class=\"errormsg txt-red courseIn\"><\/label>\n                       <div class=\"formcontrol-group disable-loginemail\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                            <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-email\" required=\"\">\n                            <span class=\"floating-label\">Email Id<\/span>\n                       <\/div>\n                       <div class=\"loginnext-group\" id=\"loginnext-group\"><!-- pass and captcha -->\n                           <div class=\"formcontrol-group\">\n                                <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-lock.svg\" alt=\"\"><\/span>\n                                <input type=\"password\" name=\"pwd\" class=\"formcontrol ob-inputfield\" id=\"course-password\" required=\"\">\n                                <span class=\"floating-label\">Password<\/span>\n                           <\/div>\n                           <div style=\"display:none\" id=\"img-oblcaptcha\" class=\"captcha-img-blk\">\n                           <\/div>\n                           <div style=\"display:none\" class=\"formcontrol-group captcha-input-blk\">\n                                <input type=\"text\" name=\"pwd1\" value=\"1\" class=\"formcontrol ob-inputfield\" id=\"lcaptcha-code\" required=\"\">\n                                <span class=\"floating-label\">Enter text you see in the image<\/span>\n                           <\/div>\n                       <\/div><!-- pass and captcha -->\n                       \n                       <div class=\"btn-forgotpwd-group\"><button id=\"btn-forgotpwd\" class=\"btn btn-forgotpwd\">Forgot Password?<\/button><\/div>\n                       <button type=\"button\" id=\"coursein1\" class=\"btn btn-md btn-tblue btn-obls\" onclick=\"courseInValidation1()\">Next<\/button>\n                       <button type=\"button\" id=\"coursein\" class=\"btn btn-md btn-tblue btn-obls coursein\" onclick=\"courseInValidation('https:\/\/u1.oliveboard.in\/exams\/?c=dashboard&amp;i=common')\">Submit<\/button>\n                       <form method=\"post\" action=\"https:\/\/login.oliveboard.in\/login\/next.php\" id=\"snf1\">\n                        <input type=\"hidden\" name=\"email\" value=\"\" id=\"lemailnext\">\n                        <\/form>\n                   <\/div><!-- end login group -->\n                   <div id=\"forgotpwd-group-abc\" class=\"lfp-group-abc forgotpwd-group-abc\"><!-- start forgotpwd group -->\n                       <h2><span class=\"ez-toc-section\" id=\"Forgot_Password-2\"><\/span>Forgot Password<span class=\"ez-toc-section-end\"><\/span><\/h2>\n                       <p class=\"secintro-txt\">Please enter the Email ID we will send you a Email with the link to reset the password.<\/p>\n                       <label class=\"errormsg txt-red rePassMsg\"><\/label>\n                       <div class=\"formcontrol-group formcontrol-group-fp\">\n                            <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n              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data-use_fedcm_for_prompt=\"true\" data-callback=\"handleOnetapResponse\">\n    <\/div>\n    <div class=\"g_id_signin\" data-type=\"standard\"><div class=\"S9gUrf-YoZ4jf\" style=\"position: relative;\"><div><div tabindex=\"0\" role=\"button\" aria-labelledby=\"button-label\" class=\"nsm7Bb-HzV7m-LgbsSe  hJDwNd-SxQuSe i5vt6e-Ia7Qfc uaxL4e-RbRzK\"><div class=\"nsm7Bb-HzV7m-LgbsSe-MJoBVe\"><\/div><div class=\"nsm7Bb-HzV7m-LgbsSe-bN97Pc-sM5MNb \"><div class=\"nsm7Bb-HzV7m-LgbsSe-Bz112c\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 48 48\" class=\"LgbsSe-Bz112c\"><g><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\"><\/path><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\"><\/path><path fill=\"#FBBC05\" d=\"M10.53 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It is prepared by the Financial Stability Department of the Reserve Bank of India with inputs from various financial sector regulators. The report examines banking performance, financial markets, macroeconomic conditions, regulatory developments, and emerging financial risks. It also provides recommendations to strengthen financial stability.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Particular<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>Report Name<\/td><td>RBI Financial Stability Report (FSR) June 2026<\/td><\/tr><tr><td>Published By<\/td><td>Reserve Bank of India (Financial Stability Department)<\/td><\/tr><tr><td>Frequency<\/td><td>Half-Yearly<\/td><\/tr><tr><td>Objective<\/td><td>Assess financial system stability and emerging risks<\/td><\/tr><tr><td>Coverage<\/td><td>Banking, NBFCs, Insurance, Financial Markets, Economy<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-notification\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt the RBI Notification Practice Quiz for Free<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_does_the_RBI_Financial_Stability_Report_December_2025_explain\"><\/span>What does the RBI Financial Stability Report December 2025 explain?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI Financial Stability Report (FSR) December 2025 explains the overall health, resilience, and risks of India&#8217;s financial system. It assesses the performance of banks, NBFCs, insurance companies, mutual funds, and financial markets while highlighting key domestic and global risks that could affect financial stability. The report also presents the results of stress tests, important financial indicators, and recent regulatory initiatives taken by the Reserve Bank of India.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Global and domestic macro-financial developments<\/li>\n\n\n\n<li>India&#8217;s economic growth, inflation, and external sector performance<\/li>\n\n\n\n<li>Soundness of Scheduled Commercial Banks (SCBs)<\/li>\n\n\n\n<li>Capital Adequacy Ratio (CRAR), Liquidity Coverage Ratio (LCR), and Net Stable Funding Ratio (NSFR)<\/li>\n\n\n\n<li>Asset quality, NPAs, profitability, and provisioning levels of banks<\/li>\n\n\n\n<li>Results of macro stress tests under baseline and adverse scenarios<\/li>\n\n\n\n<li>Performance and resilience of NBFCs, Urban Cooperative Banks, and Mutual Funds<\/li>\n\n\n\n<li>Stability of the insurance sector and reinsurance trends<\/li>\n\n\n\n<li>Risks from global financial markets, stablecoins, AI-driven investments, and geopolitical uncertainties<\/li>\n\n\n\n<li>Recent RBI regulatory initiatives, including ESG, climate finance, co-lending, deposit insurance, and financial sector reforms.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-is-the-rbi-financial-stability-report-important-for-rbi-grade-b-exam-aspirants\"><span class=\"ez-toc-section\" id=\"How_is_the_RBI_financial_stability_report_important_for_RBI_Grade_B_exam_aspirants\"><\/span>How is the RBI financial stability report important for RBI Grade B exam aspirants?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The RBI Financial Stability Report is highly important for <a href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-notification\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">RBI Grade B 2026 exam<\/a> because it connects current affairs with core finance concepts. Many Phase 1 and Phase 2 questions come from banking stability, financial markets, and regulatory updates discussed in the report. <\/p>\n\n\n\n<p>It helps aspirants understand real examples of CRAR, LCR, stress testing, NBFC risks, and global financial trends. The report also strengthens descriptive answer writing as it provides authentic data, RBI views, and policy direction.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-notes\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Download RBI Grade B Notes 2026&nbsp;PDF&nbsp;<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-main-sections-of-the-rbi-financial-stability-report-june-2026\"><span class=\"ez-toc-section\" id=\"What_are_the_main_sections_of_the_RBI_Financial_Stability_Report_June_2026\"><\/span>What are the main sections of the RBI Financial Stability Report June 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The report is divided into three major sections. Each section focuses on different areas of India&#8217;s financial ecosystem and highlights recent developments, risks, and regulatory measures.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Section<\/strong><\/td><td><strong>Focus Area<\/strong><\/td><\/tr><tr><td>Overview &amp; Macro-Financial Risks<\/td><td>Global economy, domestic economy, financial risks<\/td><\/tr><tr><td>Financial Institution Soundness<\/td><td>Banks, NBFCs, Insurance, Mutual Funds<\/td><\/tr><tr><td>Regulatory Initiatives<\/td><td>RBI circulars, digital finance, fintech, ESG, stablecoins<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-does-the-june-2026-report-say-about-the-global-economy\"><span class=\"ez-toc-section\" id=\"What_does_the_June_2026_report_say_about_the_global_economy\"><\/span>What does the June 2026 report say about the global economy?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The report states that the global financial system remains resilient despite several uncertainties. Strong financial regulations have supported stability, but geopolitical conflicts and policy uncertainties continue to pose risks to global growth.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Geopolitical tensions.<\/li>\n\n\n\n<li>Trade policy uncertainty.<\/li>\n\n\n\n<li>High sovereign debt.<\/li>\n\n\n\n<li>Supply chain disruptions.<\/li>\n\n\n\n<li>Inflationary pressures.<\/li>\n\n\n\n<li>High global asset valuations.<\/li>\n\n\n\n<li>Volatility in financial markets.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-strong-is-the-indian-banking-sector-according-to-the-report\"><span class=\"ez-toc-section\" id=\"How_strong_is_the_Indian_banking_sector_according_to_the_report\"><\/span>How strong is the Indian banking sector according to the report?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The financial stability report shows that the Indian banking system remains strong with high capital buffers and improving asset quality. Scheduled commercial banks maintain good liquidity levels and stable profitability. Ratios like CRAR, LCR, PCR, and ROA indicate that banks are well prepared for stress scenarios. Even under adverse economic conditions, most banks remain above regulatory requirements, which reflects strong resilience.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"466\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-2-1024x466.png\" alt=\"Details about the CRAR trend and the Gross NPA trend\" class=\"wp-image-237213\" style=\"width:615px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-2-1024x466.png 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-2-768x350.png 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-2.png 1140w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>Capital Adequacy Ratio (CRAR): Around strong levels with buffers above minimum requirement<\/li>\n\n\n\n<li>Gross NPA declining compared to past averages<\/li>\n\n\n\n<li>Provisioning Coverage Ratio around 76%<\/li>\n\n\n\n<li>Liquidity Coverage Ratio above 100% regulatory limit<\/li>\n\n\n\n<li>Profitability improving with stable credit growth<\/li>\n<\/ul>\n\n\n\n<p><strong>Also Check:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Important eBook<\/strong><\/td><td><strong>Free PDF Download Link<\/strong><\/td><\/tr><tr><td>Union Budget Highlights 2026-27<\/td><td><a href=\"https:\/\/www.oliveboard.in\/union-budget-highlights\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>Important Highlights about Economic Survey 2025-26<\/td><td><a href=\"https:\/\/www.oliveboard.in\/important-highlights-of-economic-survey\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><tr><td>ESI &amp; FM Infographics for One-Stop Revision Source<\/td><td><a href=\"https:\/\/www.oliveboard.in\/esi-fm-infographics-for-rbi-grade-b\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Download PDF<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-do-key-financial-ratios-like-lcr-pcr-and-crar-mean\"><span class=\"ez-toc-section\" id=\"What_do_key_financial_ratios_like_LCR_PCR_and_CRAR_mean\"><\/span>What do key financial ratios like LCR, PCR and CRAR mean?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Financial ratios help measure how safe and stable banks are. Liquidity Coverage Ratio (LCR) checks short-term liquidity strength, Provisioning Coverage Ratio (PCR) measures protection against bad loans, and Capital Adequacy Ratio (CRAR) evaluates risk-based capital strength. These indicators help regulators ensure banks can survive financial stress and maintain customer trust.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Ratio<\/strong><\/td><td><strong>Meaning<\/strong><\/td><td><strong>Current Understanding<\/strong><\/td><\/tr><tr><td>LCR<\/td><td>Ability to survive 30-day liquidity stress<\/td><td>Above regulatory 100%<\/td><\/tr><tr><td>PCR<\/td><td>Provisions made against NPAs<\/td><td>Around 76% showing safety buffer<\/td><\/tr><tr><td>CRAR<\/td><td>Capital vs risk-weighted assets<\/td><td>Strong capital position<\/td><\/tr><tr><td>NSFR<\/td><td>Long-term funding stability<\/td><td>Above minimum requirement<\/td><\/tr><tr><td>Slippage Ratio<\/td><td>Loans turning into NPAs<\/td><td>Lower is better<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-do-stress-tests-reveal-about-indian-banks\"><span class=\"ez-toc-section\" id=\"What_do_stress_tests_reveal_about_Indian_banks\"><\/span>What do stress tests reveal about Indian banks?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Stress tests simulate difficult economic situations like slowdown, global uncertainty, or GDP shocks. The RBI report shows that banks can maintain capital adequacy even in adverse scenarios. Although some liquidity pressure appears in severe stress cases, overall resilience remains strong. This indicates that the financial system has enough buffers to handle economic challenges.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"464\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-3-1024x464.png\" alt=\"Details about the Stress Level Tests\" class=\"wp-image-237216\" style=\"width:543px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-3-1024x464.png 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-3-768x348.png 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-3.png 1135w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>Baseline CRAR remains strong<\/li>\n\n\n\n<li>Gradual slowdown reduces capital but stays above limits<\/li>\n\n\n\n<li>Severe stress scenarios still manageable<\/li>\n\n\n\n<li>Few banks may face liquidity shortages under extreme conditions<\/li>\n\n\n\n<li>Macro stress tests confirm sector resilience<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center\"><strong><a href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-2024-air-1-handwritten-notes\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Download RBI Grade B 2024 AIR 1 Handwritten Notes<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-role-of-stablecoins-and-crypto-risks-in-the-report\"><span class=\"ez-toc-section\" id=\"What_is_the_role_of_stablecoins_and_crypto_risks_in_the_report\"><\/span>What is the role of stablecoins and crypto risks in the report?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The report highlights stablecoins as an emerging financial stability concern. Stablecoins are cryptocurrencies designed to reduce volatility by being linked to traditional currencies like the US dollar. While they bring efficiency in crypto trading, they are not equal to real money and carry risks. RBI and BIS have raised concerns regarding stability, regulation, and systemic impact.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stablecoins reduce volatility compared to Bitcoin or Ethereum<\/li>\n\n\n\n<li>Often pegged to currencies like USD (e.g., USDT, USDC)<\/li>\n\n\n\n<li>Major use case is crypto trading transactions<\/li>\n\n\n\n<li>Represent large share of crypto trading volume<\/li>\n\n\n\n<li>Regulatory risks and financial stability concerns remain<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-are-nbfc-s-and-mutual-funds-performing-as-per-the-fsr\"><span class=\"ez-toc-section\" id=\"How_are_NBFCs_and_Mutual_Funds_performing_as_per_the_FSR\"><\/span>How are NBFC&#8217;s and Mutual Funds performing as per the FSR?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>NBFCs show strong credit growth and improving asset quality, but some entities face liquidity mismatches under severe stress scenarios. Mutual funds maintain liquidity levels, but midcap and small-cap schemes show higher liquidity risk due to longer liquidation periods. RBI monitors interconnectedness between banks and NBFCs because funding links can transmit risks across sectors.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>NBFC credit growth around strong double-digit levels<\/li>\n\n\n\n<li>Asset quality stabilising with adequate provisions<\/li>\n\n\n\n<li>Liquidity stress visible in extreme conditions<\/li>\n\n\n\n<li>Mutual funds maintain threshold liquidity ratios<\/li>\n\n\n\n<li>Midcap and small-cap schemes require stronger risk management<\/li>\n<\/ul>\n\n\n\n<p><strong><a href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-pyp\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Download the RBI Grade B Previous Year Questions PDF<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-does-the-report-say-about-insurance-sector-stability\"><span class=\"ez-toc-section\" id=\"What_does_the_report_say_about_insurance_sector_stability\"><\/span>What does the report say about insurance sector stability?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The insurance sector continues to be a major component of India\u2019s financial system, with large assets under management. Life insurance dominates the sector, contributing most of the investment share. While premium growth continues, the growth rate is slowing. Non-life insurance remains diversified, and solvency ratios indicate improved resilience.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"431\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-5-1024x431.png\" alt=\"Details about the insurance sector report in the FSR\" class=\"wp-image-237218\" style=\"width:556px;height:auto\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-5-1024x431.png 1024w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-5-768x323.png 768w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2020\/07\/image-5.png 1134w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>Total AUM around large multi-lakh crore levels<\/li>\n\n\n\n<li>Life insurance contributes majority of investments<\/li>\n\n\n\n<li>Premium growth slowing but stable<\/li>\n\n\n\n<li>Health and motor segments dominate non-life claims<\/li>\n\n\n\n<li>Reliance on foreign reinsurance increasing<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b\/?ref=contac-nai-reg-rbi-fsr\" target=\"_blank\" rel=\"noreferrer noopener\">Explore the RBI Grade B Courses<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-regulatory-initiatives-are-highlighted-in-the-financial-stability-report\"><span class=\"ez-toc-section\" id=\"What_regulatory_initiatives_are_highlighted_in_the_financial_stability_report\"><\/span>What regulatory initiatives are highlighted in the financial stability report?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The report also compiles recent regulatory actions by RBI. These include climate finance initiatives, co-lending guidelines, ESG debt framework, and consolidation of master directions. Regulatory focus is shifting towards sustainable finance, digital risks, and stronger governance frameworks to maintain financial stability.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ESG debt securities framework<\/li>\n\n\n\n<li>Climate finance initiatives<\/li>\n\n\n\n<li>Consolidated master directions by RBI<\/li>\n\n\n\n<li>Deposit insurance coverage expansion<\/li>\n\n\n\n<li>Monitoring decentralized finance risks<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1770876969233\"><strong class=\"schema-faq-question\">1. Who releases the financial stability report?<\/strong> <p class=\"schema-faq-answer\">The Reserve Bank of India releases the Financial Stability Report twice a year.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1770876970534\"><strong class=\"schema-faq-question\">2. How many times is the FSR published annually?<\/strong> <p class=\"schema-faq-answer\">It is generally published two times every year.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1770876971181\"><strong class=\"schema-faq-question\">3. What is the main aim of the FSR?<\/strong> <p class=\"schema-faq-answer\">Its main aim is to assess risks and ensure stability of India\u2019s financial system.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1770876972354\"><strong class=\"schema-faq-question\">4. Which sectors are covered in the report?<\/strong> <p class=\"schema-faq-answer\">Banks, NBFCs, insurance companies, mutual funds, and financial markets are covered.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1770876973055\"><strong class=\"schema-faq-question\">5. What is CRAR mentioned in the FSR?<\/strong> <p class=\"schema-faq-answer\">CRAR measures the capital strength of banks against risk-weighted assets.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-so-apply-online\/\">RBI SO Apply Online 2026, Check Online Application Process<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-bulletin\/\">RBI Bulletin 2026, Attempt Quiz and Download RBI Bulletin PDFs<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-july-bulletin\/\">Attempt RBI Bulletin July 2026 Practice Quiz &#038; Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-circulars\/\">RBI Circulars 2026, Attempt Quiz and Download RBI Circulars PDFs<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-selection-process\/\">RBI Grade B Selection Process 2027, Know About Phase 1, 2 &amp; Interview<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-june-bulletin\/\">Attempt RBI Bulletin June 2026 Practice Quiz &amp; Download PDF<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The RBI Financial Stability Report (FSR) is one of the most important publications released by the Reserve Bank of India<\/p>\n","protected":false},"author":58,"featured_media":247238,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10226,320,10247],"tags":[],"class_list":["post-60157","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rbi","category-rbi-grade-b","category-rbi-sebi-nabard","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBI Financial Stability Report, Attempt Free Quiz &amp; 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I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.\",\"sameAs\":[\"www.linkedin.com\/in\/aditi-chakraborty-131b3b379\"]},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#faq-question-1770876969233\",\"position\":1,\"url\":\"https:\/\/www.oliveboard.in\/blog\/rbi-financial-stability-report\/#faq-question-1770876969233\",\"name\":\"1. 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