{"id":71036,"date":"2026-06-11T14:59:29","date_gmt":"2026-06-11T09:29:29","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=71036"},"modified":"2026-06-11T14:59:32","modified_gmt":"2026-06-11T09:29:32","slug":"esi-fm-descriptive-papers-of-rbi-grade-b","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/","title":{"rendered":"How to Approach ESI &#038; FM Descriptive Papers of RBI Grade B"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#What_is_the_Pattern_of_RBI_Grade_B_ESI_and_FM_Descriptive_Papers\" >What is the Pattern of RBI Grade B ESI and FM Descriptive Papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#Understanding_RBI_Grade_B_ESI_and_FM_Papers\" >Understanding RBI Grade B ESI and FM Papers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#How_should_you_prepare_for_the_RBI_Grade_B_ESI_descriptive_paper\" >How should you prepare for the RBI Grade B ESI descriptive paper?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#Sample_Questions_for_RBI_Grade_B_ESI\" >Sample Questions for RBI Grade B ESI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#How_should_you_prepare_for_the_RBI_Grade_B_FM_descriptive_paper\" >How should you prepare for the RBI Grade B FM descriptive paper?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#Sample_Questions_for_RBI_Grade_B_FM\" >Sample Questions for RBI Grade B FM<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#How_can_you_manage_time_effectively_in_RBI_Grade_B_descriptive_papers\" >How can you manage time effectively in RBI Grade B descriptive papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#What_common_mistakes_should_you_avoid_in_RBI_Grade_B_descriptive_papers\" >What common mistakes should you avoid in RBI Grade B descriptive papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Preparing for the RBI Grade B Phase 2 examination can feel challenging, particularly when preparing for the descriptive sections of Economic and Social Issues (ESI) and Finance and Management (FM). Unlike objective questions, descriptive papers test your ability to understand concepts, analyze issues, present arguments, and express your thoughts in a structured manner. Many aspirants have good knowledge but struggle to convert that knowledge into well-written answers within the given time. <\/p>\n\n\n\n<p>But no worries we will make sure you get the right guidance to be able to deal with all the concerns troubling you right now. In this blog post, we will discuss the approach to be followed for ESI &amp; FM Descriptive Papers of RBI Grade B.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_Pattern_of_RBI_Grade_B_ESI_and_FM_Descriptive_Papers\"><\/span>What is the Pattern of RBI Grade B ESI and FM Descriptive Papers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The descriptive sections of ESI and FM evaluate not only your knowledge but also your ability to explain concepts, analyze situations, and provide logical conclusions. Candidates are expected to write essays, descriptive answers, and case-study-based responses within a limited time.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Component<\/th><th>ESI Paper<\/th><th>FM Paper<\/th><\/tr><tr><td>Objective Questions<\/td><td>Yes<\/td><td>Yes<\/td><\/tr><tr><td>Descriptive Questions<\/td><td>Yes<\/td><td>Yes<\/td><\/tr><tr><td>Topics Covered<\/td><td>Economy, Social Issues, Government Policies<\/td><td>Finance, Banking, Management<\/td><\/tr><tr><td>Question Types<\/td><td>Essays, Analytical Answers<\/td><td>Descriptive Answers, Case Studies<\/td><\/tr><tr><td>Skills Tested<\/td><td>Analysis, Writing Ability, Conceptual Understanding<\/td><td>Practical Application, Logical Thinking<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-mock-test\/?ref=contac-nai-reg-rbi\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt a Free RBI Grade b mock Test<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-understanding-rbi-grade-b-esi-and-fm-papers\"><span class=\"ez-toc-section\" id=\"Understanding_RBI_Grade_B_ESI_and_FM_Papers\"><\/span>Understanding RBI Grade B ESI and FM Papers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In the Mains exam, both ESI and FM papers have objective and descriptive sections. While the objective part tests your knowledge through multiple-choice questions (MCQs), the descriptive part requires you to write essays, long answers, and case studies. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-should-you-prepare-for-the-rbi-grade-b-esi-descriptive-paper\"><span class=\"ez-toc-section\" id=\"How_should_you_prepare_for_the_RBI_Grade_B_ESI_descriptive_paper\"><\/span>How should you prepare for the RBI Grade B ESI descriptive paper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Economic and Social Issues (ESI) paper tests your understanding of Indian economy, government policies, social issues, and related developments. Here&#8217;s how to approach this section:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Know the Syllabus<\/strong> &#8211; The first step to cracking the descriptive paper is to understand the syllabus thoroughly. For detailed RBI Grade B Phase 2 Syllabus, check out the link attached.<\/li>\n\n\n\n<li><strong>Focus on Current Affairs<\/strong> &#8211; The ESI paper often involves current topics. Make sure to follow daily news related to the economy and social issues, Subscribe to monthly magazines, Track important government schemes such as PM-Kisan, MGNREGA, PMJDY, etc.<\/li>\n\n\n\n<li><strong>Develop Analytical Skills<\/strong> &#8211; For descriptive writing, it&#8217;s not enough to simply know the facts; you need to analyze the issues. Break down complex topics into simpler components. Practice writing about pros and cons, impact analysis, and recommendations. Use data and examples to support your argument. Quoting from reports like the Economic Survey or World Bank data can strengthen your answer.<\/li>\n\n\n\n<li><strong>Practice Writing Essays<\/strong> &#8211; Frequent writing practice is essential. Take one topic from the syllabus daily and write an essay in about 400\u2013600 words. Focus on structure: Introduction, Body, Conclusion. Make sure your answer is well-organized and flowing smoothly from one idea to another. Time yourself to ensure you can finish within the allotted time in the exam.<\/li>\n\n\n\n<li><strong>Stay Updated on Important Reports<\/strong> &#8211; The ESI paper may ask you to analyze or reference important national and international reports. Familiarize yourself with:\n<ul class=\"wp-block-list\">\n<li>NITI Aayog reports<\/li>\n\n\n\n<li>World Bank and IMF reports<\/li>\n\n\n\n<li>UNDP Human Development Index<\/li>\n\n\n\n<li>Sustainable Development Goals (SDGs), etc<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-esi-practice-quiz\/?ref=contac-nai-reg-rbi\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt RBI Grade B ESI Practice Quiz<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sample-questions-for-rbi-grade-b-esi\"><span class=\"ez-toc-section\" id=\"Sample_Questions_for_RBI_Grade_B_ESI\"><\/span>Sample Questions for RBI Grade B ESI<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Check out some of the sample questions of ESI for RBI Grade B:<\/p>\n\n\n\n<p><strong>Q.1.<\/strong> According to the UN Report, the gender gap in the labour market is stagnant since 1995. What are the reasons for this gap? (10 Marks) (100-150 words)<br><strong>Q.2.<\/strong> What is Fiscal Consolidation? What are the government&#8217;s steps in this regard? Give suggestions. (15 Marks) (200-250 words)<br><strong>Q.3.<\/strong> What is stagflation? What are the challenges in dealing with stagflation? In India currently experiencing stagflation? (10 Marks) (100-150 words)<br><strong>Q.4.<\/strong> What is the Gig Economy? How did the Covid-19 pandemic give a thrust to Gig Economy? (10 Marks) (100-150 Words)<br><strong>Q.5.<\/strong> What is Migration? What are the causes and effects of migration? (15 Marks) (200-250 Words)<br><strong>Q.6.<\/strong> What does Indian Pharma need to do to rise to grab the golden opportunity by the pandemic and emerge as the &#8216;Pharmacy of the World&#8217;? (10 Marks) (100-150 Words)<br><strong>Q.7.<\/strong> Recently with several cooperative banks coming under the watchlist of RBI, highlight the issues faced by the cooperative banks? Suggest measures for improving their conditions. (15 Marks) (200-250 Words)<br><strong>Q.8.<\/strong> What is the impact of Covid-19 on learning and education? Elaborate on the efforts needed by the Government to tackle the issue of dropouts. (10 Marks) (100-150 Words)<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/rbi-grade-b-mock-test\/?ref=contss-rbi-blog\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt FREE RBI Grade B Phase 2 Mock Test<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-should-you-prepare-for-the-rbi-grade-b-fm-descriptive-paper\"><span class=\"ez-toc-section\" id=\"How_should_you_prepare_for_the_RBI_Grade_B_FM_descriptive_paper\"><\/span>How should you prepare for the RBI Grade B FM descriptive paper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Finance and Management (FM) paper examines your understanding of financial concepts, management theories, and real-world business situations. Let&#8217;s break down how to prepare:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Master the Syllabus<\/strong> &#8211; The FM paper covers two broad areas:\n<ul class=\"wp-block-list\">\n<li><strong>Finance:<\/strong> Basic financial concepts, the Indian financial system, risk management, financial markets, etc.<\/li>\n\n\n\n<li><strong>Management:<\/strong> Principles of management, HRM, leadership, motivation, communication, corporate governance, etc.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Strengthen Your Conceptual Knowledge<\/strong> &#8211; For finance-related questions, having a solid grasp of concepts is essential.\n<ul class=\"wp-block-list\">\n<li>Understand topics like inflation, monetary policy, budgeting, banking system, corporate finance, and derivatives.<\/li>\n\n\n\n<li>For management, know the basic theories of leadership, motivation, organizational behavior, and decision-making.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Stay Updated on Financial News<\/strong> &#8211; Financial news is as important as theoretical knowledge.\n<ul class=\"wp-block-list\">\n<li>Follow RBI updates on policy changes, guidelines, and reports.<\/li>\n\n\n\n<li>Track financial sector news like mergers, IPOs, stock market trends, and global economic developments.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Practice Case Studies<\/strong> &#8211; A major part of the FM descriptive paper is the case study section. This tests how well you can apply management and finance concepts to real-life scenarios.\n<ul class=\"wp-block-list\">\n<li>Analyze various case studies to understand how to identify problems, propose solutions, and evaluate outcomes.<\/li>\n\n\n\n<li>Practice writing case study answers with a focus on logical reasoning, structured thinking, and clarity of expression.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Work on Clarity and Precision<\/strong> &#8211; Unlike essay writing, case studies and management questions often require short, precise answers. Avoid lengthy introductions and focus on addressing the core issues. Always provide a concise conclusion and recommendations based on your analysis.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-fm-practice-quiz\/?ref=contac-nai-reg-rbi\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt RBI Grade B FM Practice Quiz<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sample-questions-for-rbi-grade-b-fm\"><span class=\"ez-toc-section\" id=\"Sample_Questions_for_RBI_Grade_B_FM\"><\/span>Sample Questions for RBI Grade B FM<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Check out some of the sample questions of FM for RBI Grade B:<\/p>\n\n\n\n<p><strong>Q.1.<\/strong> What are the prospects and challenges of introducing a digital currency in India?<br><strong>Q.2.<\/strong> Explain the role and functions of a Bad Bank?<br><strong>Q.3.<\/strong> Highlight the key points in the report of the 15th Finance Commission.<br><strong>Q.4.<\/strong> What are the challenges for the banking sector in 2024?<br><strong>Q.5.<\/strong> Explain the intra-generational and inter-generational issues of equity from the perspective of inclusive growth and sustainable development.<br><strong>Q.6.<\/strong> Define potential GDP and explain its determinants. What are the factors that have been inhibiting India from realizing its potential GDP?<br><strong>Q.7.<\/strong> Explain the meaning of investment in an economy in terms of capital formation. Discuss the factors to be considered while designing a concession agreement between a public entity and a private entity?<br><strong>Q.8.<\/strong> Inflation targeting is the primary responsibility of RBI. Explain the significance of this role in the light of the Indian economy today.<br><strong>Q.9. <\/strong>Adherence to corporate governance norms is the immediate need to safeguard the banking system and economy at large in India right now. Elaborate.<br><strong>Q.10.<\/strong> Highlight the measures taken by the government recently to ensure Financial Inclusion.<br><strong>Q.11.<\/strong> What was the impact of the global financial crisis on the Indian Economy?<br><strong>Q.12.<\/strong> What is the regulatory sandbox framework?<br><strong>Q.13.<\/strong> What is deficit financing?&nbsp;<br><strong>Q 14.<\/strong> Discuss in detail the measures to control the widening of the fiscal deficit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-can-you-manage-time-effectively-in-rbi-grade-b-descriptive-papers\"><span class=\"ez-toc-section\" id=\"How_can_you_manage_time_effectively_in_RBI_Grade_B_descriptive_papers\"><\/span>How can you manage time effectively in RBI Grade B descriptive papers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Writing a descriptive paper can be challenging, especially under time pressure. Here are some strategies to manage your time effectively:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-1-read-the-question-carefully\">1. <strong>Read the Question Carefully<\/strong><\/h4>\n\n\n\n<p>Before jumping into writing, spend a few minutes carefully reading the question. Understand the key demand of the question \u2013 whether it asks you to analyze, discuss, or evaluate.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-2-plan-your-answer\">2. <strong>Plan Your Answer<\/strong><\/h4>\n\n\n\n<p>Before writing, jot down the main points you want to cover. A quick outline will help ensure your answer is well-structured and covers all necessary points.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-3-allocate-time-for-each-question\">3. <strong>Allocate Time for Each Question<\/strong><\/h4>\n\n\n\n<p>Divide your time based on the number of questions you have to answer. For instance, if there are 3 questions and 90 minutes, allocate 30 minutes per question, including time for planning and reviewing.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-4-revise-your-answer\">4. <strong>Revise Your Answer<\/strong><\/h4>\n\n\n\n<p>Always keep a couple of minutes at the end to revise your answer. Look for grammatical errors, incomplete sentences, or missing points.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-circulars\/?ref=contac-nai-reg-rbi\" target=\"_blank\" rel=\"noreferrer noopener\">Also Attempt RBI Circulars Practice Quiz<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-common-mistakes-should-you-avoid-in-rbi-grade-b-descriptive-papers\"><span class=\"ez-toc-section\" id=\"What_common_mistakes_should_you_avoid_in_RBI_Grade_B_descriptive_papers\"><\/span>What common mistakes should you avoid in RBI Grade B descriptive papers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Even well-prepared candidates can lose valuable marks in the RBI Grade B descriptive papers due to avoidable mistakes. The descriptive section not only evaluates your knowledge but also tests your ability to present ideas in a clear, structured, and concise manner. Poor answer organization, irrelevant content, and ineffective time management can significantly impact your score.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Overloading with Data<\/strong>: While facts and data are important, don\u2019t overcrowd your answer with too many statistics. Use them only to support your key points.<\/li>\n\n\n\n<li><strong>Going Off-Topic<\/strong>: Stick to the main theme of the question. Avoid wandering into irrelevant details.<\/li>\n\n\n\n<li><strong>Neglecting Time Management<\/strong>: Ensure that you don\u2019t spend too much time on one question at the cost of others. Answer all the questions as evenly as possible.<\/li>\n\n\n\n<li><strong>Lack of Structure<\/strong>: An unorganized answer confuses the examiner. Always structure your answer with a clear introduction, body, and conclusion.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1781169877487\"><strong class=\"schema-faq-question\">1. Is the descriptive section important in RBI Grade B Phase 2?<\/strong> <p class=\"schema-faq-answer\">Yes, the descriptive section plays a crucial role in determining your overall Phase 2 score.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781169879416\"><strong class=\"schema-faq-question\">2. What is tested in the RBI Grade B ESI descriptive paper?<\/strong> <p class=\"schema-faq-answer\">The ESI paper tests your understanding of economic issues, social developments, and government policies.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781169880052\"><strong class=\"schema-faq-question\">3. What topics are covered in the FM descriptive paper?<\/strong> <p class=\"schema-faq-answer\">The FM paper covers finance, banking, management concepts, and case-study-based questions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781169880659\"><strong class=\"schema-faq-question\">4. Are current affairs important for RBI Grade B descriptive papers?<\/strong> <p class=\"schema-faq-answer\">Yes, current affairs are essential as many questions are linked to recent economic and financial developments.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781169882208\"><strong class=\"schema-faq-question\">5. How can I prepare for FM case studies?<\/strong> <p class=\"schema-faq-answer\">Practice analyzing real-world situations and applying relevant finance or management concepts.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/water-conservation-ebook-for-nabard-grade-a\/\">Water Conservation eBook for NABARD Grade A and Free Quiz PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/agricultural-organisations-ebook-for-nabard-grade-a\/\">Agricultural Organisations eBook for NABARD Grade A and Free Quiz PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/agriculture-finance-ebook-for-nabard-grade-a\/\">Agriculture Finance Notes for NABARD Grade A and Free Quiz PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/rbi-grade-b-2027-preparation-strategy\/\">RBI Grade B Preparation Strategy 2027, Complete Study Plan<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/animal-husbandry-ebook-for-nabard-grade-a\/\">Animal Husbandry eBook for NABARD Grade A and Download Free Quiz PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/krishi-vigyaan-kendras-ebook-for-nabard-grade-a\/\">Krishi Vigyaan Kendras eBook for NABARD Grade A and Free Quiz PDF<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Preparing for the RBI Grade B Phase 2 examination can feel challenging, particularly when preparing for the descriptive sections of<\/p>\n","protected":false},"author":50,"featured_media":245532,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10226,320,10247,2],"tags":[],"class_list":["post-71036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rbi","category-rbi-grade-b","category-rbi-sebi-nabard","category-exam-hacks","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Approach ESI &amp; FM Descriptive Papers of RBI Grade B<\/title>\n<meta name=\"description\" content=\"Know the approach to prepare for ESI &amp; FM Descriptive papers. Also check the sample questions for ESI &amp; FM, &amp; some common mistakes to avoid.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Approach ESI &amp; FM Descriptive Papers of RBI Grade B\" \/>\n<meta property=\"og:description\" content=\"Preparing for the RBI Grade B Phase 2 examination can feel challenging, particularly when preparing for the descriptive sections of Economic and Social\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-11T09:29:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-11T09:29:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2024\/09\/RBI-Grade-B-1-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Saloni Singhal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Saloni Singhal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/\"},\"author\":{\"name\":\"Saloni Singhal\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/6aedd7baaab0f33dc2f40834a257f88c\"},\"headline\":\"How to Approach ESI &#038; FM Descriptive Papers of RBI Grade B\",\"datePublished\":\"2026-06-11T09:29:29+00:00\",\"dateModified\":\"2026-06-11T09:29:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/\"},\"wordCount\":1700,\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2024\/09\/RBI-Grade-B-1-1.webp\",\"articleSection\":[\"RBI\",\"RBI Grade B\",\"Regulatory Exams\",\"Tips &amp; Tricks\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/\",\"name\":\"How to Approach ESI & FM Descriptive Papers of RBI Grade B\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2024\/09\/RBI-Grade-B-1-1.webp\",\"datePublished\":\"2026-06-11T09:29:29+00:00\",\"dateModified\":\"2026-06-11T09:29:32+00:00\",\"description\":\"Know the approach to prepare for ESI & FM Descriptive papers. 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I'm a dedicated Government Job aspirant turned passionate writer &amp; content marketer. My blogs are a one-stop destination for accurate and comprehensive information on exam categories like Regulatory Bodies, Banking, SSC, State PSCs, and more. I am on a mission to provide you with all the details you need, conveniently in one place. When I am not writing and marketing, you will find me happily experimenting in the kitchen, cooking up delightful treats. Join me on this journey of knowledge and flavors!\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169877487\",\"position\":1,\"url\":\"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169877487\",\"name\":\"1. 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I'm a dedicated Government Job aspirant turned passionate writer &amp; content marketer. My blogs are a one-stop destination for accurate and comprehensive information on exam categories like Regulatory Bodies, Banking, SSC, State PSCs, and more. I am on a mission to provide you with all the details you need, conveniently in one place. When I am not writing and marketing, you will find me happily experimenting in the kitchen, cooking up delightful treats. Join me on this journey of knowledge and flavors!"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169877487","position":1,"url":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169877487","name":"1. Is the descriptive section important in RBI Grade B Phase 2?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, the descriptive section plays a crucial role in determining your overall Phase 2 score.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169879416","position":2,"url":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169879416","name":"2. What is tested in the RBI Grade B ESI descriptive paper?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The ESI paper tests your understanding of economic issues, social developments, and government policies.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169880052","position":3,"url":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169880052","name":"3. What topics are covered in the FM descriptive paper?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The FM paper covers finance, banking, management concepts, and case-study-based questions.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169880659","position":4,"url":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169880659","name":"4. Are current affairs important for RBI Grade B descriptive papers?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, current affairs are essential as many questions are linked to recent economic and financial developments.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169882208","position":5,"url":"https:\/\/www.oliveboard.in\/blog\/esi-fm-descriptive-papers-of-rbi-grade-b\/#faq-question-1781169882208","name":"5. How can I prepare for FM case studies?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Practice analyzing real-world situations and applying relevant finance or management concepts.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/71036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/comments?post=71036"}],"version-history":[{"count":27,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/71036\/revisions"}],"predecessor-version":[{"id":245533,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/71036\/revisions\/245533"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media\/245532"}],"wp:attachment":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media?parent=71036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/categories?post=71036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/tags?post=71036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}