{"id":89447,"date":"2026-07-10T13:05:10","date_gmt":"2026-07-10T07:35:10","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=89447"},"modified":"2026-07-13T04:05:08","modified_gmt":"2026-07-12T22:35:08","slug":"working-capital-assessment","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/","title":{"rendered":"Working Capital Assessment: Notes, FREE Practice PDF &#038; Live Quiz"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#Working_Capital_Assessment_FREE_Notes_PDF\" >Working Capital Assessment, FREE Notes PDF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#Working_Capital_Assessment_FREE_Live_Quiz\" >Working Capital Assessment, FREE Live Quiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#Sign_Up\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#Login\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#Forgot_Password\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#i\" >&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#Sign_Up-2\" >Sign Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#Login-2\" >Login<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#Forgot_Password-2\" >Forgot Password<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oliveboard.in\/blog\/working-capital-assessment\/#i-2\" >&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Working capital assessment is one of the most important topics in banking, credit management, JAIIB, CAIIB, and finance &amp; banking examinations. It helps candidates understand how banks assess the working capital requirements of businesses using various methods, particularly the Turnover Method (Nayak Committee Norms). Questions from this topic test your understanding of working capital concepts, operating cycles, turnover methods, MPBF, drawing power, cash budget methods, and working capital calculations. A strong command of working capital assessment is essential for banking professionals involved in credit appraisal and loan assessment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-working-capital-assessment-free-notes-pdf\"><span class=\"ez-toc-section\" id=\"Working_Capital_Assessment_FREE_Notes_PDF\"><\/span>Working Capital Assessment, FREE Notes PDF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Prepare effectively with our FREE Working Capital Assessment Notes PDF, which includes comprehensive theory notes, quick revision material, and exam-oriented practice questions with answers. The study material covers all major concepts of working capital assessment in a simple and structured manner, making it suitable for beginners as well as advanced learners.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-free-notes-pdf-covers\">The FREE Notes PDF covers:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Introduction to Working Capital Assessment<\/li>\n\n\n\n<li>Working Capital and Operating Cycle<\/li>\n\n\n\n<li>Five Methods of Working Capital Assessment<\/li>\n\n\n\n<li>Turnover Method (Nayak Committee Norms)<\/li>\n\n\n\n<li>MPBF (Maximum Permissible Bank Finance) Method<\/li>\n\n\n\n<li>Drawing Power and Cash Budget Method<\/li>\n\n\n\n<li>Working Capital Requirement (WCR) Calculations<\/li>\n\n\n\n<li>Bank Finance and Borrower&#8217;s Margin<\/li>\n\n\n\n<li>Important Formula Sheet and Quick Revision Notes<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/boi-credit-officer-prep-kit\/?ref=conttm-wca\" target=\"_blank\" rel=\"noreferrer noopener\">Download Working Capital Assessment Study Notes \u2013 FREE PDF<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-working-capital-assessment-free-live-quiz\"><span class=\"ez-toc-section\" id=\"Working_Capital_Assessment_FREE_Live_Quiz\"><\/span>Working Capital Assessment, FREE Live Quiz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Once you&#8217;ve completed the study material, test your preparation through our FREE Working Capital Assessment Live Quiz. The quiz is designed to replicate the actual exam environment and helps you evaluate your conceptual clarity, calculation speed, and understanding of banking credit concepts.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-1-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-1-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-1 * { box-sizing: border-box; }\n\n#quiz-1 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-1 h2 {\n  text-align: center;\n}\n\n#quiz-1 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-1 .question p {\n  font-weight: bold;\n}\n\n#quiz-1 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-1 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-1 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-1 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-1 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-1 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-1 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-1 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-1 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-1 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-1 .bar-attempted { background: #2196f3; }\n#quiz-1 .bar-correct { background: #4caf50; }\n#quiz-1 .bar-wrong { background: #f44336; }\n#quiz-1 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-1 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-1 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-1\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-1-sticky-header\">\n  <span> Working Capital Assessment Practice Set 1 <\/span>\n  <span id=\"quiz-1-score-badge\">Score: <strong id=\"quiz-1-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>1. What is Working Capital?<\/p>\n  <button data-correct=\"false\">Long-term capital used only for fixed assets<\/button>\n  <button data-correct=\"true\">Funds required for day-to-day business operations<\/button>\n  <button data-correct=\"false\">Profit earned after tax<\/button>\n  <button data-correct=\"false\">Capital raised only through equity shares<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>2. Working Capital is calculated as:<\/p>\n  <button data-correct=\"false\">Fixed Assets \u2212 Current Liabilities<\/button>\n  <button data-correct=\"true\">Current Assets \u2212 Current Liabilities<\/button>\n  <button data-correct=\"false\">Total Assets \u2212 Long-Term Debt<\/button>\n  <button data-correct=\"false\">Sales \u2212 Purchases<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>3. What is an Operating Cycle in working capital assessment?<\/p>\n  <button data-correct=\"false\">The time taken to repay a bank loan<\/button>\n  <button data-correct=\"true\">The process of converting cash into goods and back into cash<\/button>\n  <button data-correct=\"false\">The period between two financial audits<\/button>\n  <button data-correct=\"false\">The time taken to calculate profit<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>4. Under Nayak Committee Norms, how many operating cycles are assumed in one year?<\/p>\n  <button data-correct=\"false\">2 operating cycles<\/button>\n  <button data-correct=\"false\">3 operating cycles<\/button>\n  <button data-correct=\"true\">4 operating cycles<\/button>\n  <button data-correct=\"false\">6 operating cycles<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>5. Under Nayak Committee Norms, each operating cycle is assumed to last approximately:<\/p>\n  <button data-correct=\"false\">1 month<\/button>\n  <button data-correct=\"false\">2 months<\/button>\n  <button data-correct=\"true\">3 months<\/button>\n  <button data-correct=\"false\">6 months<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>6. Which institution set up the Nayak Committee?<\/p>\n  <button data-correct=\"false\">SEBI<\/button>\n  <button data-correct=\"true\">Reserve Bank of India<\/button>\n  <button data-correct=\"false\">Ministry of Finance<\/button>\n  <button data-correct=\"false\">NABARD<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>7. The Nayak Committee recommended which method for working capital assessment?<\/p>\n  <button data-correct=\"false\">MPBF Method<\/button>\n  <button data-correct=\"false\">Cash Budget Method<\/button>\n  <button data-correct=\"true\">Turnover Method<\/button>\n  <button data-correct=\"false\">Drawing Power Method<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>8. Which institution adopted the Nayak Committee recommendations?<\/p>\n  <button data-correct=\"true\">Reserve Bank of India<\/button>\n  <button data-correct=\"false\">State Bank of India<\/button>\n  <button data-correct=\"false\">Securities and Exchange Board of India<\/button>\n  <button data-correct=\"false\">Ministry of Corporate Affairs<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>9. Under the Turnover Method, Working Capital Requirement is what percentage of Projected Annual Turnover?<\/p>\n  <button data-correct=\"false\">5%<\/button>\n  <button data-correct=\"false\">10%<\/button>\n  <button data-correct=\"false\">20%<\/button>\n  <button data-correct=\"true\">25%<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>10. Under the Turnover Method, the bank finances what percentage of Projected Annual Turnover as working capital limit?<\/p>\n  <button data-correct=\"false\">5%<\/button>\n  <button data-correct=\"false\">10%<\/button>\n  <button data-correct=\"true\">20%<\/button>\n  <button data-correct=\"false\">25%<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div 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}\n      else { wrong++; }\n      restoreQuestion(q, saved.chosenIndex, saved.correct);\n    }\n  });\n  score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n  updateUI();\n\n  \/\/ Attach click handlers\n  questions.forEach((q, qIndex) => {\n    q.querySelectorAll(\"button\").forEach((btn, btnIndex) => {\n      btn.addEventListener(\"click\", () => {\n        if (q.dataset.answered === \"true\") return;\n        q.dataset.answered = \"true\";\n        attempted++;\n\n        if (attempted > 4 && l_log == 0) {\n          $('#modal-signup').addClass('is-active');\n        }\n\n        q.querySelectorAll(\"button\").forEach(b => b.classList.add(\"locked\"));\n        const isCorrect = btn.dataset.correct === \"true\";\n\n if (isCorrect) {\n          btn.classList.add(\"correct\");\n          correct++;\n        } else {\n          btn.classList.add(\"wrong\");\n          wrong++;\n          q.querySelector(\"[data-correct='true']\").classList.add(\"correct\");\n        }\n        score = parseFloat((correct * 1 - wrong * 0.25).toFixed(2));\n\n        savedAnswers[qIndex] = { chosenIndex: btnIndex, correct: isCorrect };\n        saveState(savedAnswers);\n        updateUI();\n      });\n    });\n  });\n\n  updateUI();\n})();\n<\/script>\n\n<\/body>\n<\/html>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/banking-and-financial-awareness\/?ref=conttm-wca\" target=\"_blank\" rel=\"noreferrer noopener\">download banking awareness notes PDF<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<link rel=\"stylesheet\" href=\"https:\/\/courses.oliveboard.in\/edge\/css\/login-modal-for-blog.css\">\n\n<style>\n#quiz-2-sticky-header {\n  position: sticky;\n  top: 0;\n  z-index: 100;\n  background: #1565c0;\n  color: #fff;\n  padding: 12px 20px;\n  border-radius: 10px 10px 0 0;\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  font-size: 16px;\n  font-weight: bold;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.2);\n  margin: -20px -20px 20px -20px;\n}\n\n#quiz-2-score-badge {\n  background: rgba(255,255,255,0.2);\n  padding: 4px 12px;\n  border-radius: 20px;\n  font-size: 15px;\n  white-space: nowrap;\n}\n#quiz-2 * { box-sizing: border-box; }\n\n#quiz-2 .quiz-container {\n  max-width: 700px;\n  margin: auto;\n  padding: 20px;\n  background: #fff;\n  border-radius: 14px;\n  box-shadow: 0 6px 16px rgba(0,0,0,0.12);\n}\n\n#quiz-2 h2 {\n  text-align: center;\n}\n\n#quiz-2 .question {\n  margin-bottom: 22px;\n}\n\n#quiz-2 .question p {\n  font-weight: bold;\n}\n\n#quiz-2 button {\n  width: 100%;\n  padding: 12px;\n  margin: 6px 0;\n  border: none;\n  border-radius: 6px;\n  background: #e0e0e0;\n  color: #000;\n  font-size: 16px;\n  cursor: pointer;\n}\n\n#quiz-2 button:hover {\n  background: #d5d5d5;\n}\n\n#quiz-2 button.correct {\n  background: #4caf50;\n  color: #000;\n}\n\n#quiz-2 button.wrong {\n  background: #f44336;\n  color: #000;\n}\n\n#quiz-2 button.locked {\n  pointer-events: none;\n}\n\n\/* SUMMARY *\/\n#quiz-2 .final-summary {\n  margin-top: 40px;\n  padding: 20px;\n  border-radius: 14px;\n  background: #fafafa;\n  border: 2px solid #4caf50;\n}\n\n#quiz-2 .final-summary h3 {\n  text-align: center;\n  margin-bottom: 20px;\n}\n\n#quiz-2 .summary-row {\n  display: grid;\n  grid-template-columns: 120px 1fr 40px;\n  gap: 10px;\n  align-items: center;\n  margin-bottom: 12px;\n  font-weight: bold;\n}\n\n#quiz-2 .summary-bar {\n  height: 14px;\n  background: #ddd;\n  border-radius: 10px;\n  overflow: hidden;\n}\n\n#quiz-2 .bar-fill {\n  height: 100%;\n  width: 0%;\n}\n\n#quiz-2 .bar-attempted { background: #2196f3; }\n#quiz-2 .bar-correct { background: #4caf50; }\n#quiz-2 .bar-wrong { background: #f44336; }\n#quiz-2 .bar-unattempted { background: #9e9e9e; width: 100%; }\n\n#quiz-2 .final-score {\n  text-align: center;\n  font-size: 22px;\n  margin-top: 20px;\n}\n\n#quiz-2 .score-value {\n  font-size: 30px;\n  margin-left: 8px;\n}\n<\/style>\n<\/head>\n\n<body>\n<div id=\"quiz-2\">\n  <div class=\"quiz-container\">\n<div id=\"quiz-2-sticky-header\">\n  <span> Working Capital Assessment Practice Set 2<\/span>\n  <span id=\"quiz-2-score-badge\">Score: <strong id=\"quiz-2-score-value\">0.00<\/strong><\/span>\n<\/div>\n\n    <!-- QUESTIONS -->\n\n<div class=\"question\" data-answered=\"false\">\n  <p>11. Under the Turnover Method, the borrower&#8217;s margin is what percentage of Projected Annual Turnover?<\/p>\n  <button data-correct=\"true\">5%<\/button>\n  <button data-correct=\"false\">10%<\/button>\n  <button data-correct=\"false\">20%<\/button>\n  <button data-correct=\"false\">25%<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>12. Under Nayak Committee Norms, bank finance forms what percentage of the total Working Capital Requirement?<\/p>\n  <button data-correct=\"false\">20%<\/button>\n  <button data-correct=\"false\">25%<\/button>\n  <button data-correct=\"false\">75%<\/button>\n  <button data-correct=\"true\">80%<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>13. Under Nayak Committee Norms, borrower&#8217;s margin forms what percentage of the total Working Capital Requirement?<\/p>\n  <button data-correct=\"false\">5%<\/button>\n  <button data-correct=\"true\">20%<\/button>\n  <button data-correct=\"false\">25%<\/button>\n  <button data-correct=\"false\">80%<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>14. Which turnover is used for assessment under the Turnover Method?<\/p>\n  <button data-correct=\"false\">Previous year&#8217;s actual turnover<\/button>\n  <button data-correct=\"false\">Average turnover of last five years<\/button>\n  <button data-correct=\"true\">Projected Annual Turnover for the assessment year<\/button>\n  <button data-correct=\"false\">Audited turnover only<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>15. What is the generally acceptable maximum growth in projected turnover over the previous year&#8217;s actual turnover?<\/p>\n  <button data-correct=\"false\">10%<\/button>\n  <button data-correct=\"false\">15%<\/button>\n  <button data-correct=\"true\">25%<\/button>\n  <button data-correct=\"false\">50%<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>16. For Small Scale Industries, the Turnover Method applies to working capital proposals up to:<\/p>\n  <button data-correct=\"false\">\u20b950 Lakhs<\/button>\n  <button data-correct=\"false\">\u20b91 Crore<\/button>\n  <button data-correct=\"true\">\u20b95 Crore<\/button>\n  <button data-correct=\"false\">\u20b910 Crore<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>17. For non-SSI borrowers, the Turnover Method applies to working capital proposals up to:<\/p>\n  <button data-correct=\"false\">\u20b950 Lakhs<\/button>\n  <button data-correct=\"true\">\u20b91 Crore<\/button>\n  <button data-correct=\"false\">\u20b95 Crore<\/button>\n  <button data-correct=\"false\">\u20b910 Crore<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>18. Which method is applied when the borrower&#8217;s working capital requirement exceeds the Turnover Method limits?<\/p>\n  <button data-correct=\"false\">Cash Budget Method<\/button>\n  <button data-correct=\"false\">Operating Cycle Method only<\/button>\n  <button data-correct=\"true\">MPBF Method<\/button>\n  <button data-correct=\"false\">Simple Interest Method<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>19. Which method of working capital assessment is most suitable for seasonal industries like sugar mills?<\/p>\n  <button data-correct=\"false\">Turnover Method<\/button>\n  <button data-correct=\"true\">Cash Budget Method<\/button>\n  <button data-correct=\"false\">Debt Service Method<\/button>\n  <button data-correct=\"false\">Fixed Asset Method<\/button>\n<\/div>\n<div class=\"question\" data-answered=\"false\">\n  <p>20. What does NWC represent under the Turnover Method?<\/p>\n  <button data-correct=\"false\">Bank&#8217;s funded portion of working capital<\/button>\n  <button data-correct=\"true\">Borrower&#8217;s own margin contribution<\/button>\n  <button data-correct=\"false\">Total annual turnover<\/button>\n  <button data-correct=\"false\">Long-term loan repayment capacity<\/button>\n<\/div>\n\n    <!-- FINAL SUMMARY -->\n    <div class=\"final-summary\">\n      <h3>Quiz Summary <\/h3>\n\n      <div class=\"summary-row\">\n        <span>Attempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-attempted\" data-summary=\"attempted\"><\/div><\/div>\n        <span data-count=\"attempted\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Correct<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-correct\" data-summary=\"correct\"><\/div><\/div>\n        <span data-count=\"correct\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Wrong<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-wrong\" data-summary=\"wrong\"><\/div><\/div>\n        <span data-count=\"wrong\">0<\/span>\n      <\/div>\n\n      <div class=\"summary-row\">\n        <span>Unattempted<\/span>\n        <div class=\"summary-bar\"><div class=\"bar-fill bar-unattempted\" data-summary=\"unattempted\"><\/div><\/div>\n        <span data-count=\"unattempted\">0<\/span>\n      <\/div>\n\n      <div class=\"final-score\">\n        Final Score: <span class=\"score-value\" data-score>0.0<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n<div class=\"modal modal-obls\" id=\"modal-signup\">\n        <div class=\"modal-background\"><\/div>\n        <div class=\"modal-content\">\n           <div class=\"obls-group\" id=\"obls-group1\">\n               <div class=\"obls-blk\">\n                   <span class=\"img-box\"><img decoding=\"async\" src=\"\/img\/img-delivery.svg\" alt=\"\"><\/span>\n 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block; position: relative; top: 0px; left: 0px; height: 44px; width: 204px; border: 0px; margin: -2px -10px;\"><\/iframe><\/div><\/div>\n                   <\/div>\n                   <h6 class=\"signup-subheader\">Or, register with email<\/h6>\n                   <label class=\"errormsg txt-red courseUp\"><\/label>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mail.svg\" alt=\"\"><\/span>\n                        <input type=\"email\" name=\"email\" class=\"formcontrol ob-inputfield\" id=\"course-uemail\" required=\"\">\n                        <span class=\"floating-label\" style=\"top: 19px; font-size: 12px;\">Email Id<\/span>\n                   <\/div>\n                   <div class=\"formcontrol-group\">\n                        <span class=\"icon\"><img decoding=\"async\" src=\"\/img\/ic-mobile-black.svg\" alt=\"\"><\/span>\n                        <input type=\"text\" maxlength=\"10\" 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banking<\/p>\n","protected":false},"author":60,"featured_media":247225,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31,10742],"tags":[18640],"class_list":["post-89447","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-exams","category-boi-credit-officer","tag-working-capital-assessment","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Working Capital Assessment, Free PDF &amp; Live Quiz<\/title>\n<meta name=\"description\" content=\"Master Working Capital Assessment with FREE notes, PDF &amp; live quiz. 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