{"id":93872,"date":"2026-03-03T21:44:36","date_gmt":"2026-03-03T16:14:36","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=93872"},"modified":"2026-03-03T21:44:38","modified_gmt":"2026-03-03T16:14:38","slug":"ratio-analysis-notes-for-jaiib","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/","title":{"rendered":"Ratio Analysis Notes, Important for JAIIB AFM 2026"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#Download_the_free_Ratio_analysis_Notes_for_JAIIB_exam\" >Download the free Ratio analysis Notes for JAIIB exam<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#What_is_ratio_analysis_and_why_is_it_important\" >What is ratio analysis and why is it important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#What_are_accounting_ratios_and_how_are_they_classified\" >What are accounting ratios and how are they classified?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#How_are_accounting_ratios_used\" >How are accounting ratios used?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#What_are_the_limitations_of_ratio_analysis\" >What are the limitations of ratio analysis?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#How_to_calculate_and_interpret_important_ratios\" >How to calculate and interpret important ratios?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#Who_uses_ratio_analysis_and_how\" >Who uses ratio analysis and how?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Understanding a company\u2019s financial health is very important for banking professionals. Ratio analysis is one of the easiest ways to do this. It converts complicated financial statements into simple numbers that tell us how well a company is doing. For JAIIB 2026 aspirants, knowing ratio analysis is important because it helps in checking a company\u2019s liquidity, profitability, efficiency, and financial stability. <\/p>\n\n\n\n<p>In this blog, we have provided all the details about the Meaning of accounting ratios, classification of ratios, uses of accounting ratios, limitations of accounting ratios, calculation and Interpretation of various ratios, different users and their use of ratios. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-download-the-free-ratio-analysis-notes-for-jaiib-exam\"><span class=\"ez-toc-section\" id=\"Download_the_free_Ratio_analysis_Notes_for_JAIIB_exam\"><\/span>Download the free Ratio analysis Notes for JAIIB exam<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The direct link to download the important Ratio Analysis notes for the <a href=\"https:\/\/www.oliveboard.in\/jaiib-notification\/?ref=contac-nai-jaiib-ra\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB 2026 exam<\/a> is provided below:<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/ratio-analysis-notes\/?ref=contac-nai-jaiib\" target=\"_blank\" rel=\"noreferrer noopener\">Download free PDF<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-ratio-analysis-and-why-is-it-important\"><span class=\"ez-toc-section\" id=\"What_is_ratio_analysis_and_why_is_it_important\"><\/span>What is ratio analysis and why is it important?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ratio analysis is the process of comparing numbers from financial statements to understand a company\u2019s performance.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>It simplifies financial data and shows the relationship between different financial figures.<\/li>\n\n\n\n<li>It helps management, investors, and banks make smart decisions.<\/li>\n\n\n\n<li>It shows trends over time, like whether profits are increasing or debts are under control.<\/li>\n<\/ul>\n\n\n\n<p><strong>Example:<\/strong> If a company has current assets of \u20b910 lakh and current liabilities of \u20b95 lakh, the current ratio is 2. This tells us the company can pay its short-term debts twice over.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/jaiib-mock-test\/?ref=contac-nai-jaiib-psa\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt A Free JAIIB Mock Test<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-accounting-ratios-and-how-are-they-classified\"><span class=\"ez-toc-section\" id=\"What_are_accounting_ratios_and_how_are_they_classified\"><\/span>What are accounting ratios and how are they classified?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Accounting ratios<\/strong> are numbers that show the relationship between two financial figures. They help to quickly understand the financial position and performance of a business.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Type of Ratio<\/td><td>Purpose<\/td><td>Examples<\/td><\/tr><tr><td><strong>Liquidity Ratios<\/strong><\/td><td>Show if a company can pay short-term debts<\/td><td>Current Ratio, Quick Ratio<\/td><\/tr><tr><td><strong>Solvency \/ Leverage Ratios<\/strong><\/td><td>Show long-term financial stability<\/td><td>Debt-Equity Ratio, Interest Coverage Ratio<\/td><\/tr><tr><td><strong>Profitability Ratios<\/strong><\/td><td>Show how much profit a company earns<\/td><td>Gross Profit Margin, Net Profit Margin, ROCE, ROE<\/td><\/tr><tr><td><strong>Activity \/ Efficiency Ratios<\/strong><\/td><td>Show how efficiently a company uses assets<\/td><td>Inventory Turnover, Receivables Turnover, Asset Turnover<\/td><\/tr><tr><td><strong>Market \/ Investment Ratios<\/strong><\/td><td>Show company\u2019s value for investors<\/td><td>EPS, P\/E Ratio, Dividend Yield<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/courses.oliveboard.in\/edge\/index_new.php?c=2068&amp;i=jaiib#Free?ref=contac-nai-jaiib\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"200\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/01\/251210-1765344228-jaiib_2026_2.0_foundation_batch_english-desktop.webp\" alt=\"JAIIB 2026 Foundation Batch 2.0\" class=\"wp-image-234966\" srcset=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/01\/251210-1765344228-jaiib_2026_2.0_foundation_batch_english-desktop.webp 900w, https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2026\/01\/251210-1765344228-jaiib_2026_2.0_foundation_batch_english-desktop-768x171.webp 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-are-accounting-ratios-used\"><span class=\"ez-toc-section\" id=\"How_are_accounting_ratios_used\"><\/span>How are accounting ratios used?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ratios are not just numbers; they tell a story about the company\u2019s finances.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Decision Making:<\/strong> Helps management and investors take smart decisions.<\/li>\n\n\n\n<li><strong>Performance Check:<\/strong> Shows whether the company is improving or facing problems.<\/li>\n\n\n\n<li><strong>Planning:<\/strong> Helps plan future investments or borrowings.<\/li>\n\n\n\n<li><strong>Comparison:<\/strong> Helps compare with competitors or industry standards.<\/li>\n\n\n\n<li><strong>Trend Analysis:<\/strong> Shows financial performance over time.<\/li>\n<\/ul>\n\n\n\n<p>Also Check: <a href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-afm-syllabus\/?ref=contac-nai-jaiib-ra\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB AFM Syllabus<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-limitations-of-ratio-analysis\"><span class=\"ez-toc-section\" id=\"What_are_the_limitations_of_ratio_analysis\"><\/span>What are the limitations of ratio analysis?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Even though ratios are very useful, they have some limitations:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Limitation<\/strong><\/td><td><strong>Simple Explanation<\/strong><\/td><\/tr><tr><td>Historical Data<\/td><td>Ratios use past financial statements, so may not show current or future health<\/td><\/tr><tr><td>Accounting Methods<\/td><td>Different ways of calculating (like depreciation) can affect ratios<\/td><\/tr><tr><td>Ignores Qualitative Factors<\/td><td>Does not show company reputation, management skill, or market conditions<\/td><\/tr><tr><td>Manipulation<\/td><td>Companies may adjust numbers to look better temporarily<\/td><\/tr><tr><td>Snapshot Only<\/td><td>Ratios give a picture at one point in time, not the whole story<\/td><\/tr><tr><td>Industry Differences<\/td><td>Ratios can differ between industries, so comparisons may be misleading<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Attempt<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Test Name<\/strong><\/td><td><strong>Link<\/strong><\/td><\/tr><tr><td>JAIIB IE and IFS Mock Test<\/td><td><a href=\"https:\/\/www.oliveboard.in\/jaiib-indian-economy-financial-system-mock-test\/?ref=contac\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Now<\/a><\/td><\/tr><tr><td>JAIIB PPB Mock Test<\/td><td><a href=\"https:\/\/www.oliveboard.in\/jaiib-principles-practices-of-banking-mock-test\/?ref=contac\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Now<\/a><\/td><\/tr><tr><td>JAIIB AFM Mock Test<\/td><td><a href=\"https:\/\/www.oliveboard.in\/jaiib-accounting-financial-management-mock-test\/?ref=contac\">Attempt Now<\/a><\/td><\/tr><tr><td>JAIIB RBWM Mock Test<\/td><td><a href=\"https:\/\/www.oliveboard.in\/jaiib-retail-banking-wealth-management-mock-test\/?ref=contac\">Attempt Now<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-calculate-and-interpret-important-ratios\"><span class=\"ez-toc-section\" id=\"How_to_calculate_and_interpret_important_ratios\"><\/span>How to calculate and interpret important ratios?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To calculate financial ratios, first gather the necessary figures from a company\u2019s balance sheet, profit and loss account, or cash flow statement. Next, apply the appropriate formula for the ratio you want to analyze, such as liquidity, profitability, or efficiency ratios. After calculating, compare the results with previous years\u2019 performance or industry averages to see how the company is performing relative to its peers. Finally, interpret the numbers to understand what they indicate about the company\u2019s financial health, stability, and operational efficiency.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Ratio<\/strong><\/td><td><strong>Formula<\/strong><\/td><td><strong>What It Tells You (Simple)<\/strong><\/td><\/tr><tr><td>Current Ratio<\/td><td>Current Assets \u00f7 Current Liabilities<\/td><td>Shows if short-term debts can be paid. &gt;1 is safe.<\/td><\/tr><tr><td>Quick Ratio<\/td><td>(Current Assets \u2013 Inventory) \u00f7 Current Liabilities<\/td><td>Can pay short-term debts immediately, without relying on inventory.<\/td><\/tr><tr><td>Debt-Equity Ratio<\/td><td>Total Debt \u00f7 Equity<\/td><td>Shows financial risk. Lower is safer.<\/td><\/tr><tr><td>Interest Coverage Ratio<\/td><td>EBIT \u00f7 Interest<\/td><td>Shows ability to pay interest. Higher is better.<\/td><\/tr><tr><td>Gross Profit Margin<\/td><td>(Gross Profit \u00f7 Sales) \u00d7 100<\/td><td>Shows profit from sales before expenses. Higher is better.<\/td><\/tr><tr><td>Net Profit Margin<\/td><td>(Net Profit \u00f7 Sales) \u00d7 100<\/td><td>Shows overall profit after all expenses.<\/td><\/tr><tr><td>ROCE (Return on Capital Employed)<\/td><td>EBIT \u00f7 Capital Employed<\/td><td>Measures efficiency of using capital to earn profit.<\/td><\/tr><tr><td>ROE (Return on Equity)<\/td><td>Net Profit \u00f7 Shareholders\u2019 Equity<\/td><td>Shows return for shareholders. Higher is better.<\/td><\/tr><tr><td>Inventory Turnover<\/td><td>COGS \u00f7 Average Inventory<\/td><td>How fast inventory is sold. Higher = efficient.<\/td><\/tr><tr><td>Receivables Turnover<\/td><td>Credit Sales \u00f7 Average Receivables<\/td><td>Shows how quickly money is collected from customers.<\/td><\/tr><tr><td>Asset Turnover<\/td><td>Sales \u00f7 Total Assets<\/td><td>How efficiently assets generate sales.<\/td><\/tr><tr><td>EPS (Earnings per Share)<\/td><td>Net Profit \u00f7 Number of Shares<\/td><td>Profit earned per share.<\/td><\/tr><tr><td>P\/E Ratio<\/td><td>Market Price \u00f7 EPS<\/td><td>Shows market expectations for the company.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Check:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Study Material<\/strong><\/td><td><strong>Study Material<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/jaiib-ie-ifs-questions\/?ref=contac-reg-jaiib-sm\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB IE and IFS Important Questions PDF<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/jaiib-ppb-questions\/?ref=contac-nai-jaiib-sm\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB PPB Important Questions PDF<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.oliveboard.in\/jaiib-afm-questions\/?ref=contac-nai-jaiib-sm\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB AFM Important Questions PDF<\/a><\/td><td><a href=\"https:\/\/www.oliveboard.in\/jaiib-rbwm-questions\/?ref=contac-nai-jaiib-sm\" target=\"_blank\" rel=\"noreferrer noopener\">JAIIB RBWM Important Questions PDF<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-uses-ratio-analysis-and-how\"><span class=\"ez-toc-section\" id=\"Who_uses_ratio_analysis_and_how\"><\/span>Who uses ratio analysis and how?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Different people use ratios for different purposes:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>User<\/strong><\/td><td><strong>How They Use It<\/strong><\/td><\/tr><tr><td><strong>Management<\/strong><\/td><td>To check performance, plan, and take decisions<\/td><\/tr><tr><td><strong>Investors \/ Shareholders<\/strong><\/td><td>To see profitability, dividend potential, and company growth<\/td><\/tr><tr><td><strong>Banks \/ Creditors<\/strong><\/td><td>To check repayment capacity and financial risk<\/td><\/tr><tr><td><strong>Employees \/ Unions<\/strong><\/td><td>To know financial stability for salary and profit-sharing<\/td><\/tr><tr><td><strong>Government \/ Regulators<\/strong><\/td><td>To monitor compliance, taxation, and financial health<\/td><\/tr><tr><td><strong>Suppliers \/ Customers<\/strong><\/td><td>To assess reliability and stability of the company<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oliveboard.in\/jaiib\/?ref=contac-nai-jaiib-psa\" target=\"_blank\" rel=\"noreferrer noopener\">Explore JAIIB Online Courses<\/a><\/div>\n<\/div>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1771245237804\"><strong class=\"schema-faq-question\">1. What is ratio analysis?<\/strong> <p class=\"schema-faq-answer\">Ratio analysis is the study of financial statements using numerical relationships to assess a company\u2019s performance.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1771245238577\"><strong class=\"schema-faq-question\">2. Why is ratio analysis important for banks?<\/strong> <p class=\"schema-faq-answer\">It helps banks and professionals evaluate liquidity, profitability, and financial stability before making decisions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1771245239201\"><strong class=\"schema-faq-question\">3. What are accounting ratios?<\/strong> <p class=\"schema-faq-answer\">Accounting ratios are numbers that show relationships between two or more financial figures from accounts.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1771245239793\"><strong class=\"schema-faq-question\">4. How are ratios classified?<\/strong> <p class=\"schema-faq-answer\">Ratios are classified into liquidity, solvency, profitability, activity\/efficiency, and market\/investment ratios.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1771245240713\"><strong class=\"schema-faq-question\">5. <strong>What is the current ratio?<\/strong><\/strong> <p class=\"schema-faq-answer\">Current ratio measures a company\u2019s ability to pay short-term debts using its current assets.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ieifs-exam-analysis\/\">JAIIB IE and IFS Exam Analysis 2026, 3rd May 2026 Detailed Analysis<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-exam-analysis-2026\/\">JAIIB Exam Analysis 2026, May Cycle, All Shifts Covered<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-ie-and-ifs-module-wise-study-guide\/\">JAIIB IE &amp; IFS Module-Wise Mind Maps, Download Free PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-free-quizzes\/\">Attempt JAIIB Free Practice Quizzes &amp; Download Paper-wise PDFs<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/indian-financial-system-handwritten-notes\/\">Indian Financial System Handwritten Notes, Download PDF<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.oliveboard.in\/blog\/jaiib-2026-expected-questions\/\">JAIIB 2026 Questions from Repetitive Topics, Download Free PDF<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Understanding a company\u2019s financial health is very important for banking professionals. Ratio analysis is one of the easiest ways to<\/p>\n","protected":false},"author":58,"featured_media":237526,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,10353],"tags":[],"class_list":["post-93872","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-jaiib","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ratio Analysis Notes, Important for JAIIB AFM 2026<\/title>\n<meta name=\"description\" content=\"Learn ratio analysis notes for JAIIB to gain insights into financial health using effective ratios for decision-making.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ratio Analysis Notes, Important for JAIIB AFM 2026\" \/>\n<meta property=\"og:description\" content=\"Understanding a company\u2019s financial health is very important for banking professionals. Ratio analysis is one of the easiest ways to do this. It converts\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/\" \/>\n<meta property=\"og:site_name\" content=\"Oliveboard\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Oliveboard\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-03T16:14:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-03T16:14:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"AditiOB\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:site\" content=\"@Oliveboard\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"AditiOB\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/\"},\"author\":{\"name\":\"AditiOB\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\"},\"headline\":\"Ratio Analysis Notes, Important for JAIIB AFM 2026\",\"datePublished\":\"2026-03-03T16:14:36+00:00\",\"dateModified\":\"2026-03-03T16:14:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/\"},\"wordCount\":1018,\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp\",\"articleSection\":[\"Articles\",\"JAIIB\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/\",\"name\":\"Ratio Analysis Notes, Important for JAIIB AFM 2026\",\"isPartOf\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp\",\"datePublished\":\"2026-03-03T16:14:36+00:00\",\"dateModified\":\"2026-03-03T16:14:38+00:00\",\"description\":\"Learn ratio analysis notes for JAIIB to gain insights into financial health using effective ratios for decision-making.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245237804\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245238577\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239201\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239793\"},{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245240713\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#primaryimage\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp\",\"width\":730,\"height\":480},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Articles\",\"item\":\"https:\/\/www.oliveboard.in\/blog\/category\/articles\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Ratio analysis notes for JAIIB\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#website\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"name\":\"Oliveboard\",\"description\":\"Free Govt. Exam Alerts &amp; Resources\",\"publisher\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#organization\",\"name\":\"Oliveboard\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"contentUrl\":\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png\",\"width\":150,\"height\":40,\"caption\":\"Oliveboard\"},\"image\":{\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Oliveboard\",\"https:\/\/x.com\/Oliveboard\",\"https:\/\/www.instagram.com\/oliveboard.in\/\",\"https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c\",\"name\":\"AditiOB\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g\",\"caption\":\"AditiOB\"},\"description\":\"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.\",\"sameAs\":[\"www.linkedin.com\/in\/aditi-chakraborty-131b3b379\"]},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245237804\",\"position\":1,\"url\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245237804\",\"name\":\"1. What is ratio analysis?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ratio analysis is the study of financial statements using numerical relationships to assess a company\u2019s performance.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245238577\",\"position\":2,\"url\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245238577\",\"name\":\"2. Why is ratio analysis important for banks?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It helps banks and professionals evaluate liquidity, profitability, and financial stability before making decisions.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239201\",\"position\":3,\"url\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239201\",\"name\":\"3. What are accounting ratios?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Accounting ratios are numbers that show relationships between two or more financial figures from accounts.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239793\",\"position\":4,\"url\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239793\",\"name\":\"4. How are ratios classified?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ratios are classified into liquidity, solvency, profitability, activity\/efficiency, and market\/investment ratios.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245240713\",\"position\":5,\"url\":\"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245240713\",\"name\":\"5. What is the current ratio?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Current ratio measures a company\u2019s ability to pay short-term debts using its current assets.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Ratio Analysis Notes, Important for JAIIB AFM 2026","description":"Learn ratio analysis notes for JAIIB to gain insights into financial health using effective ratios for decision-making.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/","og_locale":"en_US","og_type":"article","og_title":"Ratio Analysis Notes, Important for JAIIB AFM 2026","og_description":"Understanding a company\u2019s financial health is very important for banking professionals. Ratio analysis is one of the easiest ways to do this. It converts","og_url":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/","og_site_name":"Oliveboard","article_publisher":"https:\/\/www.facebook.com\/Oliveboard","article_published_time":"2026-03-03T16:14:36+00:00","article_modified_time":"2026-03-03T16:14:38+00:00","og_image":[{"width":730,"height":480,"url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp","type":"image\/webp"}],"author":"AditiOB","twitter_card":"summary_large_image","twitter_creator":"@Oliveboard","twitter_site":"@Oliveboard","twitter_misc":{"Written by":"AditiOB","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#article","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/"},"author":{"name":"AditiOB","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c"},"headline":"Ratio Analysis Notes, Important for JAIIB AFM 2026","datePublished":"2026-03-03T16:14:36+00:00","dateModified":"2026-03-03T16:14:38+00:00","mainEntityOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/"},"wordCount":1018,"publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp","articleSection":["Articles","JAIIB"],"inLanguage":"en-US"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/","url":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/","name":"Ratio Analysis Notes, Important for JAIIB AFM 2026","isPartOf":{"@id":"https:\/\/www.oliveboard.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#primaryimage"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp","datePublished":"2026-03-03T16:14:36+00:00","dateModified":"2026-03-03T16:14:38+00:00","description":"Learn ratio analysis notes for JAIIB to gain insights into financial health using effective ratios for decision-making.","breadcrumb":{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245237804"},{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245238577"},{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239201"},{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239793"},{"@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245240713"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#primaryimage","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/JAIIB-3-1.webp","width":730,"height":480},{"@type":"BreadcrumbList","@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.oliveboard.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Articles","item":"https:\/\/www.oliveboard.in\/blog\/category\/articles\/"},{"@type":"ListItem","position":3,"name":"Ratio analysis notes for JAIIB"}]},{"@type":"WebSite","@id":"https:\/\/www.oliveboard.in\/blog\/#website","url":"https:\/\/www.oliveboard.in\/blog\/","name":"Oliveboard","description":"Free Govt. Exam Alerts &amp; Resources","publisher":{"@id":"https:\/\/www.oliveboard.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.oliveboard.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.oliveboard.in\/blog\/#organization","name":"Oliveboard","url":"https:\/\/www.oliveboard.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","contentUrl":"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2021\/11\/logo.png","width":150,"height":40,"caption":"Oliveboard"},"image":{"@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Oliveboard","https:\/\/x.com\/Oliveboard","https:\/\/www.instagram.com\/oliveboard.in\/","https:\/\/www.youtube.com\/channel\/UCRvrHAyNdOMI_JBkE2pjZtw?sub_confirmation=1"]},{"@type":"Person","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/0cbc4ac8555ced346681804861de062c","name":"AditiOB","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.oliveboard.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d1e881725409eac0bd9260c141e2a522d2a6a86c9dfeba73e8523e493f39e045?s=96&d=mm&r=g","caption":"AditiOB"},"description":"Hi, I\u2019m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies. My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.","sameAs":["www.linkedin.com\/in\/aditi-chakraborty-131b3b379"]},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245237804","position":1,"url":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245237804","name":"1. What is ratio analysis?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ratio analysis is the study of financial statements using numerical relationships to assess a company\u2019s performance.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245238577","position":2,"url":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245238577","name":"2. Why is ratio analysis important for banks?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It helps banks and professionals evaluate liquidity, profitability, and financial stability before making decisions.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239201","position":3,"url":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239201","name":"3. What are accounting ratios?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Accounting ratios are numbers that show relationships between two or more financial figures from accounts.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239793","position":4,"url":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245239793","name":"4. How are ratios classified?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ratios are classified into liquidity, solvency, profitability, activity\/efficiency, and market\/investment ratios.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245240713","position":5,"url":"https:\/\/www.oliveboard.in\/blog\/ratio-analysis-notes-for-jaiib\/#faq-question-1771245240713","name":"5. What is the current ratio?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Current ratio measures a company\u2019s ability to pay short-term debts using its current assets.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/93872","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/comments?post=93872"}],"version-history":[{"count":6,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/93872\/revisions"}],"predecessor-version":[{"id":239023,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/posts\/93872\/revisions\/239023"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media\/237526"}],"wp:attachment":[{"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/media?parent=93872"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/categories?post=93872"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliveboard.in\/blog\/wp-json\/wp\/v2\/tags?post=93872"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}