{"id":98168,"date":"2022-06-15T10:18:33","date_gmt":"2022-06-15T04:48:33","guid":{"rendered":"https:\/\/www.oliveboard.in\/blog\/?p=98168"},"modified":"2022-06-15T10:23:00","modified_gmt":"2022-06-15T04:53:00","slug":"sarfaesi-act-2002","status":"publish","type":"post","link":"https:\/\/www.oliveboard.in\/blog\/sarfaesi-act-2002\/","title":{"rendered":"SARFAESI Act, 2002: Facts and Method of Working"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oliveboard.in\/blog\/sarfaesi-act-2002\/#Download_SARFAESI_Act_2002_Facts_and_Method_of_Working_E-Book\" >Download SARFAESI Act, 2002: Facts and Method of Working E-Book<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oliveboard.in\/blog\/sarfaesi-act-2002\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oliveboard.in\/blog\/sarfaesi-act-2002\/#Take_a_peek_at_SARFAESI_Act_2002_Facts_and_Method_of_Working_E-book\" >Take a peek at SARFAESI Act, 2002: Facts and Method of Working E-book<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oliveboard.in\/blog\/sarfaesi-act-2002\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oliveboard.in\/blog\/sarfaesi-act-2002\/#FAQs\" >FAQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oliveboard.in\/blog\/sarfaesi-act-2002\/#JAIIB_Study_Material_Compilation\" >JAIIB Study Material Compilation<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong>SARFAESI Act, 2002<\/strong> is the acronym for Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. This is one of the most essential topics included in government exams such as IAS Prelims and GS-III, as well as banking exams like JAIIB. Candidates preparing for any of these exams must have in-depth knowledge of the topic, as questions on the topic appear in both exams. To aid our readers in their preparation, we have included the most pertinent information regarding the <strong>SARFAESI Act, 2002<\/strong>, including its definition, significance, method of operation, and numerous other facts. Continue reading to find out about the <strong>SARFAESI Act, 2002<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.oliveboard.in\/jaiib-mock-test\/?ref=cont-soum\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Free JAIIB Mock Test<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Download_SARFAESI_Act_2002_Facts_and_Method_of_Working_E-Book\"><\/span>Download SARFAESI Act, 2002: Facts and Method of Working E-Book<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.oliveboard.in\/free-ebook-pdf-download\/?ref=cont-soum&amp;cat=jaiib&amp;next=https:\/\/bit.ly\/sarfaesi-act-2002\" target=\"_blank\" rel=\"noreferrer noopener\">Download SARFAESI Act, 2002: Facts and Method of Working free e-book<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How to Download\u00a0<strong>SARFAESI Act, 2002: Facts and Method of Working<\/strong>\u00a0E-book for JAIIB?<\/h3>\n\n\n\n<p>Step 1: Click on the\u00a0<strong><a href=\"https:\/\/www.oliveboard.in\/free-ebook-pdf-download\/?ref=cont-soum&amp;cat=jaiib&amp;next=https:\/\/bit.ly\/sarfaesi-act-2002\" target=\"_blank\" rel=\"noreferrer noopener\">download<\/a>\u00a0<\/strong>link. You will be redirected to Oliveboard\u2019s FREE E-Books Page.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1203\" height=\"548\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/03\/ebook-login-screen.png\" alt=\"\" class=\"wp-image-92928\"\/><\/figure>\n\n\n\n<p>Step 2: Create a free Oliveboard account or login using your existing Oliveboard account details<\/p>\n\n\n\n<p>Step 3: Download the book by clicking on the link presented on the page.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>SARFAESI Act, 2002<\/strong> is an Indian law that permits banks and other financial institutions to efficiently recover outstanding debts. It empowers banks and other financial institutions to auction off residential or commercial properties in an effort to recoup loan balances. This act established the first asset reconstruction corporation in India (ARCIL). Continue reading to learn more about the <strong>SARFAESI Act, 2002<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>SARFAESI Act, 2002<\/strong><strong>: Facts<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>The SARFAESI Act of 2002 allows the secured creditors to address the issue of non-performing assets (NPAs) in a variety of ways. This, however, only applies to secured loans.&nbsp;<\/li><li>For unsecured loans, the bank may file a civil case for loan default in court.<\/li><li>Banks or financial institutions can enforce their security interests in the way that is the most beneficial for them like seizing collateral (except agricultural land), mortgaging, etc.&nbsp;<\/li><li>In the case of secured loans, this act eliminates the need for court action.<\/li><li>The Act permits banks and financial institutions to sell nonperforming assets to asset reconstruction companies (ARCs) regulated by the Reserve Bank of India.<\/li><\/ul>\n\n\n\n<p>In a nutshell, The SARFAESI Act aimed to address the issue of bad assets or NPAs (Non-Performing Assets) through various processes and techniques. It only applies to secured loans in which the bank can recover the underlying assets, such as hypothecation, guarantee, and mortgages. Court involvement is not required in these situations, with the exception of cases where the security is faulty or fraudulent. But, if the security is an unsecured asset, the bank needs to file a legal case in court against the defaulters.<\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.oliveboard.in\/jaiib-mock-test\/?ref=cont-soum\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Free JAIIB Mock Test<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>SARFAESI Act, 2002<\/strong><strong>: Objectives<\/strong><\/h3>\n\n\n\n<p>The SARFAESI Act specifies the formation and activities of Asset Securitization Companies (ASCs) and Asset Reconstruction Companies (ARCs).&nbsp;<\/p>\n\n\n\n<p>The Act stipulates their activities, capitalization, and funding, among other aspects. These companies are governed by the Reserve Bank of India. Several sections of the Act provide institutions with directives and authority to tackle the problem of problematic assets. The following are the primary objectives of the <strong>SARFAESI Act, 2002<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The Act establishes the legal foundation for securitization in India.<\/li><li>It outlines the processes for transferring NPAs to ARCs (Asset Reconstruction Companies) for the purpose of asset reconstruction.<\/li><li>The Act enables the banks and financial institutes to enforce their security interest without the intervention of the court.&nbsp;<\/li><li>It grants them the authority to seize immovable property that has been hypothecated or billed in order to recover the debt.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>SARFAESI Act, 2002<\/strong><strong>: Method of Working<\/strong><\/h3>\n\n\n\n<p>The primary characteristic of SARFAESI is that it encourages the formation of asset reconstruction companies (ARCs) and asset securitization companies (ASCs) to manage NPAs collected by financial institutions and banks. The Act provides three major powers to financial institutions and banks for the asset management and recovering non-performing assets:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Securitization of assets<\/li><li>Reconstruction of assets<\/li><li>Enforcement of security interests (meaning asset security interests) without the court&#8217;s intervention<\/li><\/ul>\n\n\n\n<p>To better understand the SARFAESI Act, let&#8217;s first understand the meaning of these terminologies.<\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.oliveboard.in\/jaiib-mock-test\/?ref=cont-soum\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Free JAIIB Mock Test<\/a><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Securitization<\/strong><\/h4>\n\n\n\n<p>Securitization is the process of converting existing illiquid assets (loans) into marketable securities in the setting of poor asset management.&nbsp;<\/p>\n\n\n\n<p>The securitization company assumes custody of the loan applicant&#8217;s underlying mortgaged assets. It can initiate the subsequent actions:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Purchasing financial assets from the loan provider (bank), and<\/li><li>The solicitation of funds from authorized institutional buyers through the issuance of security receipts for acquiring the financial assets, or<\/li><li>Fundraising in any authorized manner, and<\/li><li>The acquisition of a financial asset may be paired with the repossession of mortgaged property, structures, etc.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Asset Reconstruction<\/strong><\/h4>\n\n\n\n<p>Reconstructing an asset is the process of transforming a bad asset or NPA into a performing asset. The process includes a number of steps, such as the purchase of a bad asset by an asset reconstruction company (ARC), the financing of the process of bad asset conversion into a good asset utilizing debentures, bonds, cash, or securities, and the fulfilment of returns from the hypothecated assets, etc.<\/p>\n\n\n\n<p>Since reconstruction must be carried out in compliance with RBI standards, the <strong>SARFAESI Act, 2002<\/strong> specifies the elements for the asset reconstruction, which are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>taking over or altering the management of the borrower&#8217;s business<\/li><li>the sale or lease of all or a portion of the borrower&#8217;s enterprise<\/li><li>the postponement of the borrower&#8217;s loan payments<\/li><li>enforcement of a security interest according to the terms of the Act<\/li><li>payment of debts owed by the borrower<\/li><li>taking possession of assets according to the norms of the Act<\/li><\/ul>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.oliveboard.in\/jaiib-mock-test\/?ref=cont-soum\" target=\"_blank\" rel=\"noreferrer noopener\">Attempt Free JAIIB Mock Test<\/a><\/div>\n<\/div>\n\n\n\n<p><strong><a href=\"https:\/\/www.oliveboard.in\/free-ebook-pdf-download\/?ref=cont-soum&amp;cat=jaiib&amp;next=https:\/\/bit.ly\/sarfaesi-act-2002\" target=\"_blank\" rel=\"noreferrer noopener\">Read More Here<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Take_a_peek_at_SARFAESI_Act_2002_Facts_and_Method_of_Working_E-book\"><\/span><strong>Take a peek at SARFAESI Act, 2002: Facts and Method of Working E-book<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"530\" height=\"719\" src=\"https:\/\/www.oliveboard.in\/blog\/wp-content\/uploads\/2022\/06\/sarfaesi.png\" alt=\"\" class=\"wp-image-98172\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>SARFAESI Act, 2002<\/strong> has been extensively covered in this article to help our readers prepare for their exams. We encourage them to study diligently, thoroughly covering all of the exam&#8217;s topics to score well in the competitive exams.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1655268262909\"><strong class=\"schema-faq-question\">Q. <strong>As per the SARFAESI Act 2002, where must a securitization transaction be registered?<\/strong><\/strong> <p class=\"schema-faq-answer\">A. According to the SARFAESI Act of 2002, the securitization transaction must be registered with the Registrar of the Central Registry.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1655268288735\"><strong class=\"schema-faq-question\">Q. <strong>What does enforcement of security interest means under the SARFAESI Act, 2002?<\/strong><\/strong> <p class=\"schema-faq-answer\">A. According to the <strong>SARFAESI Act, 2002<\/strong>, enforcement of security interest implies the sale of collateral without court intervention by the secured creditor.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"JAIIB_Study_Material_Compilation\"><\/span><strong>JAIIB Study Material Compilation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Principles And Practices Of Banking&nbsp;<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/principles-and-practices-of-banking\/\">Principles And Practices Of Banking | Study Notes For JAIIB (oliveboard.in)<\/a><\/td><\/tr><tr><td>Reserve Bank of India<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/banking-awareness-notes-reserve-bank-of-india-rbi\/\">Reserve Bank of India: Organisation &amp; Functions \u2013 Oliveboard<\/a><\/td><\/tr><tr><td>Types Of Shares And Their Issue<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/types-of-shares-and-their-issue\/\">Types Of Shares And Their Issue- Types, Classification, Bonus Shares (oliveboard.in)<\/a><\/td><\/tr><tr><td>Understanding The Balance Sheet And Its Format<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/understanding-the-balance-sheet-and-its-format\/\">Understanding The Balance Sheets And It\u2019s Format (oliveboard.in)<\/a><\/td><\/tr><tr><td>Accounting And Finance For Bankers<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/accounting-and-finance-for-bankers\/\">Accounting And Finance For Bankers | Study Notes For JAIIB (oliveboard.in)<\/a><\/td><\/tr><tr><td>Assets &amp; Liabilities&nbsp;<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/assets-liabilities\/\">Assets &amp; Liabilities \u2013 Meaning, Legal Requirements and more (oliveboard.in)<\/a><\/td><\/tr><tr><td>Public Sector Banks And Cooperative Banks<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/public-sector-banks-and-cooperative-banks\/\">Public Sector Banks And Cooperative Banks | JAIIB Study Notes (oliveboard.in)<\/a><\/td><\/tr><tr><td>Calculation of Interest and Annuities<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/calculation-of-interest-and-annuities\/\">Calculation of Interest and Annuities-Business Mathematics For JAIIB (oliveboard.in)<\/a><\/td><\/tr><tr><td>Calculation of YTM<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/calculation-of-ytm\/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=calculation-of-ytm\">Calculation of YTM(Yield to Maturity)-Basics of Business Mathematics (oliveboard.in)<\/a><\/td><\/tr><tr><td>Consumer Protection Act<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/consumer-protection-act\/\">Consumer Protection Act COPRA- Free Pdf Notes for JAIIB 2022 (oliveboard.in)<\/a><\/td><\/tr><tr><td>Risk and Basic Risk Management Framework<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/risk-and-basic-risk-management-framework-jaiib\/\">Risk and Basic Risk Management Framework JAIIB | Oliveboard<\/a><\/td><\/tr><tr><td>Risks in Banking Business<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/risks-in-banking-business\/\">Risk in Banking Business<\/a><\/td><\/tr><tr><td>Functions of Bank<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/functions-of-bank\/\">Functions of Bank \u2013 Short Notes for JAIIB Exam | Oliveboard<\/a><\/td><\/tr><tr><td>Consumer Protection Act\u2013 COPRA<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/consumer-protection-act\/\">Consumer Protection Act\u2013 COPRA for JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Banking Ombudsman Scheme&nbsp;<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/banking-ombudsman-scheme-jaiib\/\">Banking Ombudsman Scheme for JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Essentials of Bank Computerization<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/essentials-of-bank-computerization\/\">Essentials of Bank Computerization<\/a> <a href=\"https:\/\/www.oliveboard.in\/blog\/essentials-of-bank-computerization\/\">for JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Payments and Collecting Cheques<\/td><td><a href=\"https:\/\/www.oliveboard.in\/free-ebook-pdf-download\/?ref=cont-sou&amp;cat=jaiib&amp;next=https:\/\/bit.ly\/Payment-collection-of-cheques-JAIIB\">Payment and Collection of Cheques and Other Negotiable Instruments for JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Data Communication Network<\/td><td><a href=\"https:\/\/www.oliveboard.in\/free-ebook-pdf-download\/?ref=cont-sou&amp;cat=jaiib&amp;next=https:\/\/bit.ly\/data-communication-EFT-JAIIB\">Data Communication Network and EFT Systems for JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Technology Upgradation and its impact<\/td><td><a href=\"https:\/\/www.oliveboard.in\/free-ebook-pdf-download\/?ref=cont-sou&amp;cat=jaiib&amp;next=https:\/\/bit.ly\/technology-upgradation-its-impacts\">Role of Technology Upgradation and its impact on Banks JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Foreign Exchange Arithmetic<\/td><td><a href=\"https:\/\/www.oliveboard.in\/free-ebook-pdf-download\/?ref=cont-soum&amp;cat=jaiib&amp;next=https:\/\/bit.ly\/foreign-exchange-arithmetic\">Foreign Exchange Arithmetic Free Ebook for JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Indian Financial System- Overview<\/td><td><a href=\"https:\/\/www.oliveboard.in\/free-ebook-pdf-download\/?ref=cont-soum&amp;cat=jaiib&amp;next=https:\/\/bit.ly\/IFS-Overview\">Indian Financial System- Overview for JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Security Considerations&nbsp;<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/security-considerations-for-jaiib\/\">Security Considerations: IT Security &amp; IT Audit for JAIIB I Oliveboard<\/a>&nbsp;&nbsp;<\/td><\/tr><tr><td>Capital Budgeting&nbsp;<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/capital-budgeting-for-jaiib\/\">Capital Budgeting: Features, Methods and Process For JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Depreciation and its accounting<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/depreciation-and-its-accounting\/\">Depreciation and Its Accounting for JAIIB I Oliveboard<\/a><\/td><\/tr><tr><td>Functions of Bank&nbsp;<\/td><td><a href=\"https:\/\/www.oliveboard.in\/blog\/functions-of-bank-relationships-norms-others\/\">Functions of Bank- Relationships, Norms &amp; Others<\/a><\/td><\/tr><tr><td>SARFAESI Act 2002<\/td><td><a href=\"https:\/\/www.oliveboard.in\/free-ebook-pdf-download\/?ref=cont-soum&amp;cat=jaiib&amp;next=https:\/\/bit.ly\/sarfaesi-act-2002\" target=\"_blank\" rel=\"noreferrer noopener\">SARFAESI Act, 2002: Facts and Method of Working for JAIIB I 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