IIBF MSME Syllabus 2025: The IIBF MSME syllabus has been specially curated to empower banking and finance professionals with a strong foundation in MSME finance. In today's evolving financial landscape, where Micro, Small, and Medium Enterprises play a vital role in economic growth, the course helps professionals develop in-depth knowledge of MSME credit, regulatory frameworks, risk assessment, and operational strategies. In this blog, we have provided the detailed MSME syllabus, the exam pattern, and a direct link to download the MSME Syllabus PDF.
IIBF MSME Syllabus 2025
The IIBF MSME syllabus is divided into 8 modules, and the exam will consist of 120 questions carrying a total of 100 marks, with a duration of 2 hours.
- Setting up MSMEs
- MSMEs: Policy, Regulatory and Legal Framework
- Institutional Framework & MSME Financing
- Financing Options & Modes
- MSME Development
- Clusters and Cluster Development
- MSME: Rehabilitation
- Future of MSMEs
IIBF MSME Exam Pattern 2025
The IIBF MSME Certification Exam 2025 has been curated to assess a candidate's understanding of the MSME sector and its relevance in the Indian financial ecosystem. With a structured online test format, the exam evaluates aspirants through objective questions based on real-world MSME scenarios, policies, and practices. The complete exam pattern, including subject, marking scheme, mode, and duration is provided below:
| Component | Details |
|---|
| Subject of Examination | Small and Medium Enterprises in India |
| Medium of Examination | English only |
| Total Questions | 120 Multiple Choice Questions |
| Total Marks | 100 Marks |
| Exam Mode | Online Mode |
| Negative Marking | No negative marking for wrong answers |
| Passing Criteria | Minimum 60 out of 100 marks required to pass |
| Exam Duration | 2 Hours (120 Minutes) |
IIBF MSME Exam in Remote Proctored Mode
In an effort to provide flexibility while maintaining exam integrity, the Indian Institute of Banking & Finance (IIBF) conducts the MSME Certification Exam in remote proctored mode. This allows candidates to appear for the exam from a location of their choice, such as home or office, using their personal desktop or laptop all under strict supervision via real-time proctoring technology.
This method ensures that the examination process remains secure, credible, and accessible, especially for working professionals who may find it difficult to travel to designated centers.
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IIBF MSME Module 1 Syllabus 2025
This module provides a foundational overview of the MSME sector—its definition, evolution, importance, and steps involved in setting up an MSME unit. It also covers forms of ownership and gender dynamics in entrepreneurship.
- Evolution and definition of SMEs/MSMEs
- Characteristics and advantages of MSMEs
- Role and significance in economic development
- Needs and relevance of SMEs
- Forms of organization: Proprietorship, Partnership, HUFs, LLP, Companies, etc.
- Steps in establishing SMEs: Environmental scanning, market assessment, technology, site selection
- Organizational structures
- Rules & regulations
- Gender and entrepreneurial development
IIBF MSME Module 2 Syllabus 2025
This module dives into the policies, regulations, and legal framework that govern MSMEs in India. It also highlights the major policy shifts over the years and the institutional reforms impacting MSMEs.
- Policy framework for SMEs and major policy shifts since 1991
- Regulatory framework and SME-specific laws
- SME Development Bill, 2005
- LLP Act and evolving policy strategies for SMEs
- SME unit registration procedure
- Credit-related agencies and reports: CIBIL, CERSAI, D&B, MIRA
IIBF MSME Module 3 Syllabus 2025
This module outlines the key central and state institutions involved in MSME development, along with financial institutions and banks that play a major role in MSME funding.
- Central institutions: SSI Board, SIDO, SISI, PPDCs, RTCs, CFTI, NISIET, NIESBUD, NSIC
- State institutions: Directorate of Industries, DICs, SFCs, SIDC/SIIC, SSIDC
- Financial institutions and banks: SIDBI, Commercial Banks, RRBs, Cooperative Banks
- Enterprise and banker's perspectives on MSME financing
IIBF MSME Module 4 Syllabus 2025
This module explains the various financing methods available for MSMEs, including special products, risk management, and credit assessment. It also covers the contributions of key financial committees.
- Sources of finance for MSMEs
- Importance of quasi-capital and promoter's contribution
- Venture and hybrid capital
- Special financial products for MSMEs
- Assessment of term finance and working capital
- Credit risk management: Appraisal, assessment, collateral, documentation, monitoring
- Credit scoring, liquidity, credit pricing
- Micro enterprise finance
- Priority sector guidelines (P.S.) related to MSMEs
- Role of institutions like MUDRA Bank and factoring services
- Structured approach to MSME financing
- Important Committees:
- Dahejia Committee
- Chore Committee
- Tandon Committee
- Nayak Committee
- Kapoor Committee
IIBF MSME Module 5 Syllabus 2025
Focusing on growth and modernization, this module covers services, technology, and government schemes aimed at MSME development and competitiveness enhancement.
- Role and responsibilities of Business Development Service Providers (BDSPs)
- Enhancing SME competitiveness and productivity
- Market promotion and development strategies
- Technological advancement in MSMEs
- Environmental impact assessment and modernization
- Quality upgradation
- Credit Guarantee Trust for Small Industries (CGTSI)
- CGTMSE, PMEGP, TUFS, NEF
IIBF MSME Module 6 Syllabus 2025
This module introduces the concept of industrial clusters, their importance in MSME growth, and the policies and strategies needed to develop successful cluster ecosystems.
- Definition and importance of clusters
- Types, advantages, and disadvantages
- Role of clusters in SME development
- Approaches to develop cluster strategies
- Measuring cluster development and success factors
- Lending economics for bankers and borrowers
- Policy environment
- Successful cluster examples from India and globally
IIBF MSME Module 7 Syllabus 2025
This module addresses the identification and management of sick MSME units. It explores diagnostic tools, recovery strategies, legal options, and restructuring mechanisms.
- Identifying sickness: symptoms and warning signs
- Diagnosis and corrective actions
- Rehabilitation and restructuring strategies
- Holding operations and workout mechanisms
- NPA management and recovery options
- Legal tools, securitization, and exit strategies
IIBF MSME Module 8 Syllabus 2025
The final module explores the future direction of MSMEs in a globalized, tech-driven economy. It touches on digitalization, global trade, regulatory frameworks, and emerging trends.
- Microfinance approach to SME financing
- Linkages with agriculture and industry
- Impact of IT and digitalization on MSMEs
- Relationship banking in SME development
- WTO and globalization-related issues
- Basel-II norms and implications
- Challenges and opportunities for MSMEs in the current economic scenario
Download IIBF MSME Syllabus 2025 PDF
The Indian Institute of Banking & Finance (IIBF) has released the official syllabus for the MSME Certification Exam 2025. Candidates preparing for the exam can download the module-wise IIBF MSME Syllabus 2025 PDF to understand the topics in detail and plan their preparation effectively. The direct link to download the Syllabus PDF is provided below.
Download IIBF MSME Syllabus 2025 PDF
