Indian Overseas Bank Notification 2026 Out, Download Notice PDF

The Indian Overseas Bank (IOB) has released the IOB LBO Recruitment 2026-27 Notification for the recruitment of 250 Local Bank Officers (LBOs) in Junior Management Grade Scale 1 (JMGS 1). The notification was released on 7th August 2026 for vacancies in Tamil Nadu, Karnataka, Maharashtra, and Gujarat. Candidates selected for a particular state will be posted within that state, subject to the conditions mentioned in the notification. The online application process will begin on 8th August 2026 and continue until 24th August 2026 through the official IOB website.

The IOB LBO recruitment process includes an Online Exam, Language Proficiency Test (LPT), wherever applicable, and Personal Interview. Candidates should carefully check the eligibility criteria, local language requirements, state-wise vacancies, and other important details before applying.

When was the IOB LBO Notification 2026-27 released?

The Indian Overseas Bank LBO Notification 2026-27 was released on 7th August 2026 under Advertisement No. HRDD/RECT/02/2026-27. The notification provides complete details about the recruitment, including vacancies, eligibility, application dates, selection process, exam pattern, salary, fees, local language requirements, and posting conditions.

The online application process will start on 8th August 2026, and candidates can submit their applications until 24th August 2026. Applications will be accepted only through the online mode. Candidates should read the official notification carefully before applying.

Download Indian Overseas Bank LBO Notification 2026 PDF

IOB LBO Recruitment 2026

The IOB LBO Recruitment 2026-27 is being conducted for 250 vacancies in JMGS 1. Candidates can apply for only one state, and the merit list will be prepared separately on a state-wise and category-wise basis. The selected Local Bank Officers will be posted within the state selected by them for the first 12 years of service or until promotion to SMGS-IV Grade, whichever is earlier. Candidates should therefore select their state carefully while filling out the application form.

How many vacancies are released under IOB LBO Recruitment 2026-27?

The Indian Overseas Bank has released 250 Local Bank Officer vacancies across four states. The vacancies are available in different reservation categories, including SC, ST, OBC, EWS, and UR, as mentioned in the official notification. Some states may also have backlog vacancies. The highest number of vacancies is available in Tamil Nadu, with 100 posts. Karnataka, Maharashtra, and Gujarat have 50 vacancies each. Candidates can apply for only one state under this recruitment.

How can candidates apply for IOB LBO recruitment 2026?

The IOB LBO online application process will begin on 8th August 2026 and the last date to submit the application form is 24th August 2026. Candidates must apply through the Careers section of the Indian Overseas Bank website. Candidates should enter their details carefully and upload all required documents in the prescribed format. After submitting the application, candidates should keep a copy of the final application form and payment receipt for future use.

• Visit the Official Website: Go to the official Indian Overseas Bank (IOB) website.
• Open the Careers Section: Click on the Careers section available on the website.
• Find the Recruitment Link: Look for the Recruitment of Local Bank Officers 2026-27 link.
• Select the LBO Post: Choose the Local Bank Officer (LBO) post and click on Register Online.
• Complete Registration: Register using a valid personal email ID and other required details.
• Save Login Details: Note down the Registration Number and Password received through email and SMS.
• Fill the Application Form: Enter your personal, educational, and other required details correctly.
• Upload Documents: Upload the photograph, signature, left thumb impression, and handwritten declaration as required.
• Pay the Application Fee: Pay the prescribed application fee through the available online payment methods.
• Submit the Form: Check all the details carefully and submit the completed application form.
• Download the Application Form: Download and take a printout of the submitted application form for future reference.

What is the IOB LBO application fee 2026?

Candidates applying for the IOB LBO Recruitment 2026-27 have to pay the application fee based on their category. SC/ST/PwBD candidates have to pay ₹175, while General, EWS, and OBC candidates have to pay ₹850. The fee is inclusive of GST and is non-refundable. The payment can be made through Debit Card, Credit Card, Internet Banking, BHIM, UPI, and other available online payment methods.

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What is the eligibility criteria for IOB LBO recruitment 2026?

Candidates must meet all the eligibility conditions prescribed by the Indian Overseas Bank before applying for the LBO post. The main eligibility conditions are related to nationality, age, educational qualification, and local language proficiency. The cut-off date for determining the age and educational qualification is 1st August 2026. Candidates should have the required documents available before completing the application form.

What is the educational qualification for IOB LBO 2026-27?

Candidates must have completed graduation in any discipline from a university recognised by the Government of India or hold an equivalent qualification recognised by the Central Government. The candidate must have a valid mark sheet or degree certificate showing that they have completed graduation on the date of online registration. Candidates will also have to enter their graduation marks or percentage while filling out the application form.

• Graduation in any discipline.
• Degree must be from a recognised university or an equivalent qualification.
• A valid mark sheet or degree certificate is required.
• Graduation must be completed by the date of online registration.

What is the IOB LBO age limit 2026-27?

The prescribed age limit for the IOB Local Bank Officer post is 20 to 30 years. The age will be calculated as on 1st August 2026.

Candidates must have been born not earlier than 2nd August 1996 and not later than 1st August 2006, with both dates included. Age relaxation is available for eligible candidates belonging to reserved and other specified categories as per the Bank's rules.

What is the local language requirement for IOB LBO 2026-27?

Local language knowledge is an important requirement for the IOB LBO post. Candidates must be able to read, write, and speak the required local language of the state for which they apply. The state-wise language requirements are given in the table below. Candidates who have studied the required local language as a subject in 10th or 12th standard and can provide valid proof will not have to appear for the Language Proficiency Test (LPT). Candidates who have not studied the required local language in 10th or 12th standard will have to qualify for the LPT before the Personal Interview. Candidates who fail the LPT will not be considered for further selection.

What is the IOB LBO Selection Process 2026?

The IOB LBO selection process has 3 main stages. Candidates first have to qualify in the Online Examination. Those who are required to prove their local language knowledge will then appear for the Language Proficiency Test. Candidates who qualify in the Online Examination and LPT, wherever applicable, will be shortlisted for the Personal Interview. The final selection will be based on the prescribed weightage of the Online Examination and Personal Interview.

1. Online Examination
2. Language Proficiency Test (where applicable)
3. Personal Interview

What is the IOB LBO exam pattern 2026?

The IOB LBO Online Examination will consist of 140 objective-type questions carrying 200 marks. The total exam duration is 3 hours, and separate time limits will be provided for each section. The examination will cover Reasoning and Computer Aptitude, General/Economy/Banking Awareness, Data Analysis and Interpretation, and English Knowledge.

Is there negative marking in the IOB LBO Exam 2026?

Yes, the IOB LBO Online Examination has a negative marking system. For every incorrect answer, 0.25 marks or one-fourth of the marks assigned to that question will be deducted. There is no penalty for questions that are left unanswered. Candidates should therefore attempt questions carefully and avoid random guessing, especially when they are not confident about the answer.

What is the IOB LBO Language Proficiency Test?

The Language Proficiency Test (LPT) is conducted to check whether candidates can read, write, and speak the required local language of the state selected by them. Candidates who have studied the required language in 10th or 12th standard and submit valid proof are exempted from the LPT. Other candidates must appear for the test and qualify it before moving to the Personal Interview stage.

• LPT is conducted wherever applicable.
• The test checks reading, writing, and speaking ability.
• Candidates with valid proof of studying the required language in 10th or 12th may be exempted.
• Candidates who fail the LPT will not move further in the selection process.

What is the IOB LBO Personal Interview 2026?

Candidates who qualify in the Online Examination and LPT, wherever applicable, will be shortlisted for the Personal Interview as per the Bank's requirements. The Personal Interview carries 100 marks. The minimum qualifying marks are 50% for unreserved candidates and 45% for reserved candidates. Candidates should prepare for questions related to banking, current affairs, their educational background, work experience, and other relevant areas.

How will the final selection for IOB LBO 2026-27 be made?

The final selection will be based on the combined performance of candidates in the Online Examination and Personal Interview. The Online Examination will have a weightage of 80%, while the Personal Interview will have a weightage of 20%. The final merit list will be prepared state-wise and category-wise. Candidates with the required qualifying marks and higher overall scores will be considered for final selection based on the available vacancies.

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What is the IOB LBO Salary 2026?

The Local Bank Officer is appointed in Assistant Manager (Scale 1) in JMGS 1. The basic pay scale for the post is ₹48,480 to ₹85,920. Along with the basic pay, selected candidates are eligible for various allowances and benefits as per the applicable rules of the Indian Overseas Bank.

The salary package may include Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other applicable benefits.