IRDAI Grade A Exam Pattern - The IRDAI Grade A Exam has three stages: Phase 1 (Prelims), Phase 2 (Mains), and Interview. Phase 1 is an objective test covering Reasoning, Quant, English, and General Awareness. Phase 2 includes both objective and descriptive papers on English, ESI, and Insurance topics. Qualified candidates are then called for the interview. Hence, It is important for candidates to know the IRDAI Grade A Exam Pattern thoroughly to create a personalized exam preparation as per the subject weightage.
What is the IRDAI Grade A Assistant Manager exam pattern?
The IRDAI Grade A Assistant Manager exam has two phases. Phase I is an online test of 90 minutes with 160 marks, covering English, Reasoning, Quantitative Aptitude, and General Awareness. Each section has 40 questions, and wrong answers carry a 1/4th negative mark. Candidates must meet both section-wise and overall cut-offs.
Phase II is a descriptive exam with three papers of 100 marks each: English Language, Economic & Social Issues affecting Insurance, and Insurance & Management. Each paper lasts 60 minutes, and answers are written on answer sheets. Papers are in English and Hindi, except the English paper, which is only in English.
Also, check the latest IRDAI Assistant Manager Preparation Strategy 2026 along with the toppers' study plan.
IRDAI Grade A 2026 Syllabus Overview
The IRDAI Grade A Assistant Manager exam syllabus is designed to assess both objective knowledge and descriptive skills across multiple areas. The exam is conducted in two phases: Phase I is an online objective test covering reasoning, English, quantitative aptitude, and general awareness, while Phase II is a descriptive test with papers on English, Economic & Social Issues impacting Insurance, and Insurance & Management. The details of the IRDAI Grade A syllabus are as follows:
| Phase | Paper/Section | Key Topics |
|---|
| Phase I – Objective | Reasoning | Puzzles, Coding-Decoding, Series, Analogy, Classification, Blood Relations, Direction Sense, Ranking, Analytical Reasoning |
| English Language | Grammar, Vocabulary, Comprehension, Synonyms/Antonyms, Idioms, Sentence Correction, Spotting Errors |
| Quantitative Aptitude | Number Systems, Simplification, Ratio & Proportion, Percentages, Profit & Loss, Time & Work, Time & Distance, Interest, Data Interpretation, Probability, Mensuration |
| General Awareness | Current Affairs, History, Polity, Economy, Geography, Science & Technology, Sports, Awards |
| Phase II – Descriptive | English Language | Essay, Precis Writing, Comprehension, Business/Office Correspondence |
| Economic & Social Issues Impacting Insurance | Economic growth, Insurance penetration, Financial markets, Regulations, Reforms, Micro-insurance, Social Security, Rural Insurance |
| Insurance & Management | Principles of Insurance, Risk & Reinsurance, Insurance Products, Legal Foundations, Management Processes, Leadership, HRD, Performance Appraisal, Motivation, Communication, Corporate Governance |
What is the IRDAI Assistant Manager 2026 phase 1 exam pattern?
As per the IRDAI Grade A Exam Pattern, the Phase I exam consists of an online test with MCQs. The paper will be set in both Hindi and English languages. The duration of the exam is 90 minutes, and the maximum marks are 160. There will be a negative marking of 1/4th. The questions are divided into four sections:
| Sections | No of Questions | Maximum Marks |
|---|
| English Language | 40 | 40 |
| Reasoning Ability | 40 | 40 |
| Quantitative Aptitude | 40 | 40 |
| General Awareness | 40 | 40 |
| Total | 160 | 160 |
A candidate has to qualify in each of the four objective tests separately and also in aggregate as per the cut-off marks for each test and in the aggregate to be decided by IRDAI. Separate cut offs may also be applied for each of the specialized streams and General stream.
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How many papers are there in IRDAI Grade A phase 2?
As per the IRDAI Grade A Exam Pattern, Phase 2 consists of three descriptive papers – Paper I (English), Paper II (Economic & Social Issues + Insurance), and Paper III (Specialization subject), each of 100 marks with 60 minutes duration. All three papers will be Descriptive in nature (questions will appear on screen and answers must be written on answer sheets). The tests will be available in English and Hindi, except for the Test of English Language, which will be provided only in English.
| Section | Duration | Maximum Marks |
|---|
| English Language | 60 minutes | 100 |
| ESI impacting Insurance | 60 minutes | 100 |
| Insurance and Management | 60 minutes | 100 |
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Is the IRDAI Assistant Manager exam conducted in multiple phases?
Yes, the exam is conducted in three phases: Phase 1 (Prelims), Phase 2 (Mains), and the Interview round. The final selection will be based on the combined score of the Phase II Descriptive Exam and the Interview, in order of merit.
Important Points to Remember:
- The weightage of Phase II Descriptive Examination and Interview will be 85:15.
- The final merit list will be prepared based on the candidate's performance in Phase II and the interview.
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Key Takeaways
Here is a well-structured table summarizing the IRDAI Grade A Exam Pattern:
| Feature | Details |
|---|
| Exam Stages | 3 - Phase 1 (Prelims), Phase 2 (Mains), Interview |
| Phase 1 Pattern | Objective type – 4 sections (English, Reasoning, Quant, GA), 160 marks, 90 mins |
| Negative Marking (Phase 1) | 0.25 marks for each wrong answer |
| Phase 2 Pattern | Descriptive type – 3 papers (English, ESI + Insurance, Specialization), 100 marks each |
| Phase 2 Duration per Paper | 60 minutes per paper |
| Final Selection Criteria | Based on Phase 2 (85%) + Interview (15%) scores |
| Exam Medium | Phase 1 – English & Hindi Phase 2 – English & Hindi (except English paper) |
| Cut-off Requirement | Sectional and overall cut-offs in both Phase 1 & 2 |
