The RBI Grade B Notification 2026 is expected to be released soon, along with Phase 1 and Phase 2 exam dates. The exam checks candidates' analytical ability, subject knowledge, and suitability for the Grade B Officer role. It is conducted in 3 stages Phase 1, Phase 2, and Interview with both objective and descriptive papers. Understanding the exam pattern and marking scheme is important for better preparation and success in this competitive exam.
What is the RBI Grade B exam pattern?
The RBI Grade B exam is conducted in three stages by the Reserve Bank of India: Phase 1, Phase 2, and Interview. Phase 1 is a preliminary exam with 200 questions from Reasoning, Quantitative Aptitude, General Awareness, and English, carrying 200 marks with negative marking. Phase 2 includes three papers with both objective and descriptive sections, and its marks are counted for final selection. The final stage is a 75-mark interview, and the final merit is based on Phase 2 and interview performance.
| Phase | Exam Details | Key Points |
|---|
Phase 1 (Preliminary) | Subjects: Reasoning, Quantitative Aptitude, General Awareness, English 200 questions / 200 marks Duration: 120 minutes | Sectional timing Negative marking: 1/4 per wrong answer |
Phase 2 (Mains) | Paper 1 & 3: Objective + Descriptive Paper 2: Descriptive | Marks of all papers considered for final result |
Phase 3 (Interview) | 75 marks | Final selection based on Phase 2 marks + interview score |
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What is the selection process for RBI Grade B officers?
As per the previous RBI Grade B notification, the selection is being done in 3 stages for General, DEPR, and DSIM roles. It starts with Phase 1, an online objective test covering subjects like economics, statistics, reasoning, aptitude, and English.
Candidates who qualify move to Phase 2, which includes objective and descriptive papers to check knowledge, writing, and job-related skills. Shortlisted candidates are then called for an interview to assess personality and communication. Final selection is based on Phase II marks and interview performance.
| Stage | Cadre | Details |
|---|
| Phase-I (Online Objective Test) | General | Single paper covering General Awareness, English, Quantitative Aptitude, and Reasoning. |
| DEPR | Objective Economics paper + Descriptive English. |
| DSIM | Objective Statistics paper. |
| Shortlisting | Based on minimum marks and aggregate scores for Phase-II. |
| Phase-II (Online/Written – Objective & Descriptive) | General | Three papers: • Economic & Social Issues (ESI) – 50% objective + 50% descriptive • General Finance & Management (GFM) – 50% objective + 50% descriptive • English (Writing Skills) – descriptive only |
| DEPR | Two descriptive Economics papers. |
| DSIM | Descriptive Statistics + Descriptive English. |
| Shortlisting for Interview | Based on aggregate Phase-II marks. |
| Interview / Personality Assessment | All Cadres | 75 marks; can be taken in Hindi or English. Personality Assessment is mandatory but does not carry marks. |
| Final Selection | All Cadres | Merit list prepared using Phase-II marks + Interview marks + applicable grace marks. |
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What is the RBI Grade B phase 1 exam pattern for (DR) General?
The RBI Grade B Phase 1 exam is a qualifying online test with four sections: Reasoning, General Awareness, English Language, and Quantitative Aptitude. It has 200 objective questions for 200 marks, is bilingual (except English), and lasts 2 hours with sectional timing. A 0.25 mark penalty applies for wrong answers. Candidates must clear sectional and overall cut-offs to move to Phase 2. The section-wise breakdown helps plan preparation and manage time effectively.
| Sections | Total Questions | Marks | Duration |
|---|
| Reasoning | 60 | 60 | 45 minutes |
| General Awareness | 80 | 80 | 25 minutes |
| English Language | 30 | 30 | 25 minutes |
| Quantitative Aptitude | 30 | 30 | 25 minutes |
| Total | 200 | 200 | 120 minutes |
Important Points:
- Online mode (computer-based)
- Objective-type MCQs
- Qualifying stage; marks not counted in final merit
- Bilingual exam (except English section)
- 200 questions for 200 marks
- 0.25 negative marking
- Total duration: 2 hours with sectional timing
- Sectional + overall cut-offs apply
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What is the RBI Grade B phase 2 exam pattern for (DR) General?
The Phase 2 RBI Grade B exam is an important online test that evaluates analytical skills, subject knowledge, and writing ability. It has three papers – Economic & Social Issues, English (Writing Skills), and Finance & Management. Papers I and III include objective and descriptive questions, while Paper II is fully descriptive. The exam is bilingual (except English paper), carries 300 marks, and has negative marking for objective questions.
| Papers | Type of Test | Total Marks | Duration |
|---|
| Paper 1 – Economic and Social Issues | 50% Objective Test (30 objective questions) 50% Descriptive Test (6 descriptive questions out of which 4 need to be answered) Hindi typing allowed (Inscript/Remington) | 50 marks 50 marks | 30 mins 90 mins |
| Paper 2 – English (Writing Skills) | Descriptive Test (3 questions) to be typed using keyboard | 100 marks | 90 mins |
| Paper 3 – Finance and Management | 50% Objective Test (30 objective questions) 50% Descriptive Test (6 descriptive questions out of which 4 need to be answered) Hindi typing allowed (Inscript/Remington) | 50 marks 50 marks | 120 minutes |
Important Points:
- The exam is conducted online with both objective and descriptive questions.
- Descriptive answers must be typed using a keyboard.
- The exam is bilingual except for the English descriptive paper.
- Phase 2 carries a total of 300 marks.
- Cut-offs are set based on the number of candidates shortlisted.
- Wrong answers carry negative marking (0.25 for 1-mark questions, 0.50 for 2-mark questions).
- No penalty is applied for unanswered questions.
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What is the marking scheme for RBI Grade B exam?
The RBI Grade B selection process has 3 stages Phase 1, 2, and Interview. Phase 1 is a qualifying exam of 200 marks with 0.25 negative marking for wrong answers. Phase 2 carries 300 marks, and only objective questions have negative marking, with marks counted for the final merit. The Interview is of 75 marks, and the final selection is based on the combined performance of Phase 2 and the Interview.
| Exam Stage | Total Marks | Negative Marking | Final Weightage |
|---|
| Phase 1 | 200 | -0.25 per wrong answer | Qualifying Only |
| Phase 2 | 300 | -0.25 per wrong answer only for objective questions | Considered for final selection |
| Interview | 75 | - | Considered for final selection |
How is the RBI Grade B interview conducted?
The RBI Grade B interview, conducted by the Reserve Bank of India, is the final stage of the selection process and carries 75 marks. Candidates are shortlisted based on their total marks in Phase 2 (Paper 1, 2, and 3). The cut-off for shortlisting depends on the number of vacancies. The list of selected candidates is published on the official website, and interview call letters are sent via email. Candidates can choose to give the interview in Hindi or English. The final merit list is prepared based on Phase 2 and interview marks.
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Key Takeaways
Here is a table summarizing the RBI Grade B Exam Pattern:
| Key Area | Important Highlights |
|---|
| Exam Stages | Three stages: Phase 1 (Prelims), Phase 2 (Mains), and Interview. |
| Phase 1 Pattern | 200 questions, 200 marks, 120 minutes with sectional timing; includes Reasoning, GA, English, QA. Qualifying in nature. |
| Negative Marking | Phase 1: 0.25 per wrong answer. Phase 2: Negative marking only for objective questions. |
| Phase 2 Structure | Three papers: ESI, English (Writing Skills), Finance & Management; total 300 marks. |
| Question Types in Phase 2 | Papers I & III: Objective + Descriptive; Paper II: Fully descriptive (English). |
| Typing Rules | Descriptive answers typed using keyboard; Hindi typing allowed in Papers I & III (Inscript/Remington). |
| Bilingual Availability | All papers are bilingual (Hindi/English) except the English descriptive paper. |
| Final Selection | Based on Phase 2 (300 marks) + Interview (75 marks). Phase 1 is not counted. |
| Interview Details | 75 marks; can be taken in Hindi or English; shortlisted based on Phase 2 marks. |
| Important Note | RBI may change the exam schedule if required. |
Download RBI Grade B 2024 AIR 1 Handwritten Notes