The SBI CBO Exam Pattern 2026 helps candidates understand how the exam is conducted and what to expect in each stage. The process includes an objective test, a descriptive test, an interview, and LPT. Knowing the time duration, marking scheme, and the fact that there is no negative marking makes it easier for aspirants to plan their preparation and score better. Check the stage-wise exam pattern here.
What is the SBI CBO Exam Pattern 2026?
The SBI CBO written exam is divided into two stages: the Objective Test and the Descriptive Test. The objective test comprises four section: English Language, Banking Knowledge, General Awareness/Economy, and Computer Aptitude, with a total of 120 questions to be completed in 2 hours. Importantly, there is no negative marking in the objective test, allowing candidates to attempt all questions without fear of penalty. Following the objective test, candidates will take the descriptive test, which includes a formal letter-writing task and an essay on a banking-related topic. This stage evaluates the candidates' writing proficiency, with a total of 50 marks.
Also Read: SBI CBO Syllabus
What is the exam pattern for the SBI CBO objective test?
The SBI CBO objective test consists of four sections, each with a specific number of questions and marks. The total duration for the objective test is 2 hours. There is no negative marking, so candidates are encouraged to attempt all questions confidently.
- The SBI CBO Objective test includes subjects like English language, banking knowledge, general awareness/economy, and computer aptitude.
- There will be 120 questions for 120 marks.
- No negative marking for wrong answers.
- Time duration is 2 hours.
| Section | No. of Questions | Max Marks | Duration |
|---|
| English Language | 30 | 30 | 30 minutes |
| Banking Knowledge | 40 | 40 | 40 minutes |
| General Awareness/Economy | 30 | 30 | 30 minutes |
| Computer Aptitude | 20 | 20 | 20 minutes |
| Total | 120 | 120 | 2 hours |
Attempt Free SBI CBO Mock Test
What is the descriptive test pattern for SBI CBO?
In the descriptive test, candidates will be required to write a formal letter and an essay on a banking-related topic. This section is designed to assess candidates' writing skills, with a total of 50 marks.
| Topic | No. of Questions | Max Marks | Duration |
|---|
| Letter Writing | 01 | 25 | 30 mins |
| Essay (250 words) | 01 | 25 |
| Total | 02 | 50 |
Is there any negative marking in the SBI CBO Exam?
No, there is no negative marking in the objective section, so you can attempt all questions without losing marks for wrong answers. The descriptive test includes letter and essay writing, which checks your writing skills. Marks from both tests are important for your final selection.
Enroll in the SBI CBO Online Coaching
What is the screening process for SBI CBO 2026?
After the online exam, SBI verifies candidates' experience through a screening committee, which compares the submitted job profile with the Scale-I Generalist Officer role. Applications are rejected if duties do not match. Around three times the circle-wise vacancies are shortlisted for interview based on merit.
What is the SBI CBO interview process?
The interview carries 50 marks, and candidates must score the minimum qualifying marks decided by SBI to remain in the selection process.
How is final selection done for SBI CBO 2026?
Final selection is based on the combined marks of the online test and interview using a 75:25 weightage after normalization. Merit lists are prepared circle-wise and category-wise.
Check SBI CBO Salary
Is there a local language test in SBI CBO recruitment?
Yes, candidates must qualify the local language proficiency test of the applied circle unless they studied it in Class 10 or 12. Failing this test leads to cancellation of candidature.
Key Takeaways
Here are the most important points candidates should remember about the SBI CBO Exam Pattern 2026 and selection process to prepare strategically and avoid surprises at later stages:
- The SBI CBO selection process includes an objective test, a descriptive test, screening, an interview, and a local language proficiency test.
- The objective exam has 120 questions for 120 marks across four sections and must be completed in 2 hours.
- There is no negative marking in the objective test, allowing candidates to attempt all questions freely.
- The descriptive test consists of letter writing and an essay for a total of 50 marks, to be completed in 30 minutes.
- Screening is conducted to verify banking experience and job profile suitability.
- The interview is held for 50 marks, and minimum qualifying scores are fixed by SBI.
- Final merit is prepared using a 75:25 weightage between the online test and interview after normalization.
- Candidates must qualify the local language test of the applied circle unless exempted through Class 10 or 12 proof.
