BOI Credit officer exam analysis: Bank of India is one of the most reputed banks in the country. They conduct recruitments for posts such as the Credit Officer post. A total of 484 vacancies have been released for the post of Credit Officer. An exam is conducted for the same to fill the vacancies. The BOI Credit exam will take place today on 21st August 2022, you can check the BOI Credit Officer exam analysis. Here is the complete section wise analysis of BOI credit Officer exam. Before diving deep into the exam analysis, let us know more about BOI credit officer exam pattern.
BOI Credit Officer Exam Pattern 2022
One of the most crucial aspects to consider when studying for any exam is the examination format. General Awareness, Professional Knowledge, and English Language with a focus on the Banking Industry are all part of the BOI Credit Officer examination pattern 2022.
| Sections | Marks | No. of Question | Duration |
| English Language | 50 | 50 | 150 minutes |
| Professional Knowledge | 100 | 100 | 150 minutes |
| General Awareness with special reference to Banking Industry | 25 | 25 | 150 minutes |
| Total | 175 | 175 | 150 minutes |
- All of the questions will be of the objective kind.
- The BOI Officers Test will be divided into three sessions lasting 150 minutes each.
- The test does not have sectional time.
- There is no punishment for unanswered questions.
- For each incorrect response noted in the Objective Tests, a penalty of 0.25 mark will be applied to those questions.
BOI Credit officer Exam Analysis 2022
BOI credit officer Analysis – English Language
The section was easy and doable.
Reading Comprehension- Covid related – 6-7 Questions
Match the following 4-5Questions
Fill in the blanks 4-5 Questions
Para Jumble – 5 Questions
Error Detection – 4 Questions
Sentence Rearrangement – 3-4 Questions
BOI credit officer Analysis – Professional Knowledge
- Companies act 4-5 Q
- IBC 3-4 Q
- Ratio analysis 8-10Q
- PSL
- Basel Norms 3-4 Q
- NPA 2-3Q
BOI credit officer Analysis – General Awareness with special reference to Banking Industry
- 3-4 Questions from Priority Sector Landing
- Export credit
- MSME
- Current Affairs based questions not related to banking
- World Bicycle day
- India Hockey medals
- Tata Motors tie up with which e-commerce company
- Scheme related to children
- RBI Circular related questions
BOI Credit Officer Exam Analysis – Good Attempts
| Name of the Section | Best Attempts |
| English Language | 42-45 |
| Professional Knowledge | 80-90 |
| General Awareness with special reference to Banking Industry | 18-20 |
BOI Credit Officer Selection Process
Depending on the number of applicants/eligible prospects, applicants for Bank of India hiring will be chosen through an online exam, GD, and personal interview. The following is the BOI Credit Officer screening process for 2022:
Online Examination
The BOI Credit Officer test 2022 is divided into three portions, as shown in the above table. The English Language part will be of the qualifying variety. The marks received in the English Language component will not be considered for calculating the final merit. Compared to the previous year’s announcement, the BOI has modified the weightage of marks for each part this time. More information about the BOI Credit Officer test pattern is provided below.
Interview
The selection method for BOI Credit Officers in 2022 involves an online written test, a Group Discussion, and a personal interview. If you pass the Bank of India Credit Officer online written test, the bank will contact you for an interview in a 3:1 ratio. The Interview is worth a total of 100 points. If you are in the general/unreserved group, you must score at least 40%, and if you are in the SC/ST/OBC/PWD category, you must score at least 35%. When you arrive for the interview, you must bring the required papers, which will be specified in your call letter. You will not be permitted to attend the interview if you do not have the necessary eligibility documents.
Before or after the interview, no papers are sent directly to the Bank. An interview will be held following the successful completion of the online written test. The merit list will be compiled using the online assessment and the interview results. The selection of a BOI Credit Officer can be done in one of two methods, as detailed below:
- If there is an interview component to the online test, the BOI Credit Officer examination and interview will be weighted 80:20. The final merit will be calculated using the online exam results and the interview. For each category, the merit list will be shown in descending order.
- If there is a GD interview, the GD will be worth 30 points. The general category must score at least 40% in GD, whereas the reserved group must get at least 35%. Only those candidates who receive the minimum qualifying marks in the group discussion will be invited to the interview.
Note: If two applicants receive the same score on the online test or if the online exam is not held, the merit will be determined by the date of birth, with the candidate with the older age being put higher on the merit list.
ATTEMPT A FREE BOI CREDIT OFFICER MOCK TEST
Marking Scheme
You will be penalised for each incorrect answer you mark on the BOI Credit Officer 2022 test. A 0.25 or quarter of the total marks for the question will be subtracted for each incorrect answer. If you do not mark a response, there will be no penalty for that question. The BOI marking methodology is described in further detail below.
| Marking Scheme | Considered Marks |
| For wrong answers | -1/4 marks deducted for that question |
| For not attempted | 0 (no marks) |
Other components of the BOI Credit Officer examination 2022 will be bilingual, that is, Hindi and English, except for the English Language examination. Note that qualifying marks only apply to applicants who are General/EWS. If you are a member of the reserved category, you will be eligible for a 5% grade reduction compared to General/EWS applicants.
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