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ESIC UDC vs SBI Clerk – Complete Comparison

The Employees State Insurance Corporation, a statutory entity under the Ministry of Labour and Employment, conducts the ESIC UDC exam, an all-India level competitive test. A recruitment drive is conducted for the post of Upper Divisional Clerk by the Employees State Insurance Corporation on a yearly basis. The organization maintains public social security and health care fund for Indian Workers and is managed as per the rules laid down by the ESI Act 1948

The SBI Clerk, also known as Junior Associate, is a position in the State Bank of India (Customer Support & Sales). Every year, lakhs of applicants apply for the SBI Clerk test, held once a year. SBI Clerk is one of the most in-demand positions among recent college graduates and even seasoned professionals looking to start a career in the banking business. Continue reading to learn about the ESIC UDC vs SBI Clerk comparison and other important details. 

ESIC UDC vs SBI Clerk Eligibility Criteria

Educational Qualification

ESIC UDCSBI Clerk

Candidates must have a bachelor’s degree in the necessary field from a recognized university or institute and a basic understanding of computers.
A degree from a reputable university or an equivalent qualification.
Knowing how to operate a computer, especially how to use office suites and database systems.
A graduate with a three- or four-year degree in any discipline is required.
A minimum of 50% in class 10 and a bachelor’s degree from a recognized university are required.
Candidates in their last year of study are eligible to take the exam. However, they must show proof of passing the exams with at least 50% marks at the time of application and must pass it before the exam.
Candidates must also be fluent in both official and local languages.
Candidates with an integrated dual degree (IDD) must have a qualifying date on their degree before the exam.

Age Limit

ESIC UDCSBI Clerk
The minimum and maximum ages are 18 and 27, respectively.Candidates wishing to sit for the SBI clerk exam must be at least 20 years old and not more than 28 years old, i.e., they must have been born between April 1, 2002, and April 2, 1994. (both days inclusive).

Age Relaxation

ESIC UDC

The upper age limit is relaxed for those in reserved categories such as SC/ST/OBC/PWD/Ex-Servicemen, as well as ESIC employees and government employees, as follows:

CategoryAge relaxation
SC / ST5 Years
OBC3 Years
PHUR – 10 Years
OBC -13 Years
SC / ST – 15 Years
Ex-servicemanUR – 3 Years
OBC – 6 Years
SC / ST – 8 Years
ESIC Employee / Government servantUR – 40 Years
OBC – 43 Years
SC / ST – 45 Years
Other categoriesAs per instructions given from time to time.

SBI Clerk

The age relaxations are given as follows-

CategoryAge relaxation
SC / ST5 Years
OBC3 Years
PwDGeneral- 10 YearsOBC – 13 YearsSC / ST – 15 Years
Ex-serviceman/Disabled Ex-ServicemenThe actual period of service in defence plus 3 years (8 years for Disabled Ex-Servicemen belonging to SC/ST subject to a maximum age of 50 years
Widow, Divorced women who have been separated from their husbands judicially and have not remarriedSC/ST – 12 yearsOBC- 10 yearsGeneral – 7 years

ESIC UDC vs SBI Clerk Vacancies 

ESIC UDC Vacancy Details

The details have been given state wise in the table below-

StatesNumber of Vacancies
Andhra Pradesh07
Assam01
Bihar43
Chattisgarh17
Delhi235
Goa13
Ahemdabad136
Jammu Kashmir08
Haryana96
Himachal Pradesh29
Jharkhand06
Karnataka199
Kerala66
Madhya Pradesh44
Maharashtra318
Odisha30
Puducherry06
Punjab81
Rajasthan67
Tamil Nadu150
Telangana25
Uttar Pradesh36
Uttarakhand09
West Bengal & Sikkim113
Total 1735

SBI Clerk Vacancy

These have been given category wise as follows-

Category of candidatesNumber of Vacancies
General Category2109
SC722
ST423
OBC1181
EWS480

ESIC UDC vs SBI Clerk Job Profile

Job roles and responsibilities of Upper Division Clerk (UDC) of ESI

If appointed to a branch office (Non-cashier)

If appointed to a Regional office/ Headquarters/Sub-Region Office    

If appointed to a Branch Office (Cashier)    

Job Profile of Clerk at SBI

Clerks/junior associates must assist customers and potential customers through various banking processes. They must be self-assured and capable of handling any situation. They’re involved in:

ESIC UDC vs SBI Clerk Salary

ESIC UDC salary

The ESIC UDC is an upper-division clerk with grade pay of 2400. UDC and UDC cashier are the two sub-posts of the main job. A UDC’s responsibilities include employer dealing, public dealing, benefit payment, cashier ship (special allocation),  and other tasks as assigned.

The work assigned to an LDC and MTS is regulated by a UDC, which reports directly to the head clerks. According to the 7th Pay Commission, an ESIC UDC’s pay scale is Level 4 of the Pay Matrix (Civilian employees)

Basic UDC Salary Pay Band-Rs 5,200 to Rs.20,200Level 4 = Rs.25,500
Dearness Allowance ( DA )7 % OF Basic salary
House rent allowance24 % , 16 % , 8 % respectively for X , Y , Z category cities
Transport allowanceRs.3600 for X category cities and Rs.1800 for the remaining cities
Gross salaryRs.37000 for X category cities, Rs.33000 for Y category cities and Rs.31000 for Z category cities

SBI clerk salary

Basic SBI clerk SalaryRs.11765 – Rs. 31540
Dearness Allowance ( DA )Rs.5312
House rent allowance HRA @ 24 % Of basic salaryRs.800 – Rs.1176
Transport allowanceRs.425
Special allowanceRs.911.79
Gross salaryRs.20000 – Rs.25000

ESIC UDC vs SBI Clerk Selection Process

To employ suitable applicants for Upper Division Clerk, the Employees’ State Insurance Corporation (ESIC) will conduct a three-stage recruiting procedure involving Prelims, Mains, and a Skill Test. The prelims exam and skill test will be of a qualifying type, and applicants will be selected based on their performance in the ESIC UDC Phase-II (Mains) Exam. The candidate must prepare according to the test pattern and ESIC UDC Syllabus.

Recruitment bodyEmployees’ State Insurance Corporation (ESIC )
Name of the postUpper-division clerk
Exam modeOnline
Level of examNational
Marking schemePrelims-2 marks for eachMains and skill test-1 mark for each
Negative marking0.25 marks for each wrong answer
official websitehttps://www.esic.nic.in

Phase 1 – Prelims Exam

Phase2 – Mains exam

Marks of this exam are included in the final selection.

Phase 3 – Computer skill test

Marks of this exam are not included in the final merit list.

SBI Clerk selection process

The SBI Clerk exam is conducted to select candidates for the position of Junior Associates (Customer Support and Sales) in one of the State Bank of India’s many offices across the country. 

For the SBI Clerk Recruitment 2022, the State Bank of India (SBI) has established a three-stage selection process: preliminary exam, mains exam, and local language test. The selection process for each of the three steps is detailed below.

Phase 1 – Prelims exam

This phase consists of objective-type questions.

Phase 2 – Mains exam

Phase 3 – Language test

The language test is the final level of the SBI Clerk exam, and it determines whether or not the candidates are fluent in their local language. Candidates are finally selected for the position of SBI Clerk after passing this test.

We hope the article has given you relevant information about the comparison between ESIC UDC and SBI Clerk regarding the various aspects such as eligibility criteria, vacancy, selection process, salary, and job profile.  For any queries, contact us at Oliveboard

Frequently Asked Question

What minimum qualifying marks are required to qualify for the ESIC UDC exam?

The minimum qualifying marks required to qualify for the ESIC UDC exam are – UR – 45%, OBC – 40 %, SC/ST/ESM – 35 %, and PWD – 30 %.

Is there any negative marking for ESIC UDC?

Yes, a 0.25 mark is deducted for each wrong answer.

Is there any interview round in the SBI clerk post?

No, there is no interview, and selection is purely based on marks scored in the Mains exam.

What is the medium of exam in the ESIC UDC recruitment?

The medium of the answer is bilingual, except for English papers.

Should I upload a reserved category certificate as proof while registering for the exam?

No, reserved certificates should not be uploaded while registering for exams. But it must be produced for document verification once you clear the mains.

Can I apply if I have a graduation degree from an open university?

Yes, you can apply, but it must be a university recognized by the central government.