JAIIB PPB Preparation 2025, Get JAIIB PPB Study Plan for 45 Days

Candidates aiming for the JAIIB PPB Exam should be aware of the importance of each topic covered in PPB and devise an effective preparation plan. Understanding the importance of each topic helps you prioritize your study time and grasp the key concepts that are essential for the exam. Remember, every topic is important in the exam, so make sure you understand them all to increase your chances of passing. Check out the detailed JAIIB PPB Preparation Strategy.

How to Prepare for JAIIB PPB Exam?

The most important part of the preparation for any subject is knowing the contents of that subject. This means being aware of the exam pattern, units, and specific topics that are asked. This will give you a better idea of where to start and how to proceed.

JAIIB PPB Exam Pattern

First, let’s take a look at the exam pattern

Subjects	No. of Questions	Total Marks	Duration
Principles & Practices of Banking	100	100	2 hours

JAIIB PPB Modules

JAIIB PPB Syllabus is broadly divided into four modules. Now let’s check out the modules in PPB:

1. Module A: General Banking Operations
2. Module B: Functions of Banks
3. Module C: Banking Technology
4. Module D: Ethics in Banks and Financial Institutions

JAIIB PPB Preparation Strategy

The module wise JAIIB PPB Preparation Strategy is given below. Furthermore, you will also find the detailed 45 Days JAIIB PPB Study Plan as well.

General Banking Operations

• Focus on understanding the Banker-Customer Relationship as it forms the foundation of banking operations.
• Memorize the different types of customers and account holders with their features and documentation requirements.
• Study KYC & AML regulations in detail, emphasizing recent updates and compliance requirements.
• Learn the Banking Ombudsman Scheme and consumer rights related to banking disputes.
• Master cash management and payment systems including NEFT, RTGS, UPI, IMPS, and cheque clearing.
• Practice case studies on customer handling and complaint resolution to understand practical applications.

Functions of Banks

• Develop a clear understanding of Principles of Lending, including the 3 Cs of credit (Character, Capacity, and Collateral).
• Study Loan Documentation & Credit Assessment techniques used in banks for evaluating loan applications.
• Learn the classification of Non-Performing Assets (NPAs) and strategies for their recovery under SARFAESI Act.
• Gain knowledge about Priority Sector Lending (PSL) guidelines and government-sponsored schemes.
• Understand the basics of Foreign Exchange and Trade Finance, including Letters of Credit (LCs) and FEMA guidelines.
• Solve practice questions on loan processing and documentation to build application-based knowledge.

Banking Technology

• Study the role of Core Banking Solutions (CBS) in enhancing banking efficiency and customer service.
• Understand the key aspects of Digital Banking, including Internet Banking, Mobile Banking, and emerging FinTech trends.
• Learn about Cyber Security & Risk Management in banking, focusing on measures to prevent cyber frauds and phishing attacks.
• Explore the impact of Blockchain, AI, and Big Data on banking technology and financial inclusion.
• Keep up with the latest advancements in payment gateways and digital transaction mechanisms.
• Attempt mock questions on banking technology to familiarize yourself with real exam scenarios.

Ethics in Banks and Financial Institutions

• Read and understand the Code of Ethics in Banking, which governs the professional behavior of bankers.
• Study the principles of Corporate Governance in Banks and the importance of transparency in financial institutions.
• Learn about Customer Protection & Consumer Rights under various regulatory guidelines.
• Understand the significance of Ethical Dilemmas in Banking and practice real-world case studies to enhance decision-making skills.
• Develop a strong grasp of fair banking practices and regulatory compliance frameworks.
• Practice scenario-based MCQs on ethical decision-making to strengthen conceptual clarity.

Additional Tips for JAIIB PPB Preparation

• Use reliable study material
• Solve previous year papers
• Revise with short notes
• Stay updated with RBI regulations
• Engage in discussions
• Attempt mock tests

JAIIB PPB Study Plan for 45 Days

Check out the detailed JAIIB PPB Study Plan for 45 Days:

Week 1-2: Strong Foundation in General Banking Operations (Module A)

Day 1-3: Understanding Banker-Customer Relationship

• Types of accounts and account holders
• Banking Ombudsman and Consumer Rights

Day 4-6: Learning KYC & AML

• Importance of KYC in fraud prevention
• Anti-Money Laundering Act and regulations

Day 7-9: Studying Payment Systems & Cash Management

• NEFT, RTGS, UPI, IMPS, and digital transactions
• Role of cash management in banking

Day 10-12: Reviewing case studies on banking operations

Day 13-14: Mock Test & Revision for Module A

Week 3-4: Mastering Functions of Banks (Module B)

Day 15-17: Understanding Principles of Lending & Credit Assessment

• Loan appraisal techniques
• Types of loans and credit policies

Day 18-20: Learning about Loan Documentation & NPAs

• Key legal documents required for loans
• Handling NPAs and debt recovery mechanisms

Day 21-23: Priority Sector Lending & Government Schemes

• Overview of PSL categories and targets
• Government-sponsored loan programs (PMMY, PMJDY)

Day 24-26: Foreign Exchange & Trade Finance Basics

• Forex markets and FEMA guidelines
• Letters of credit and trade settlements

Day 27-28: Mock Test & Revision for Module B

Week 5: Banking Technology (Module C) and Ethics (Module D)

Day 29-31: Banking Technology and Digital Transformation

• Core Banking Solutions and FinTech trends
• Digital transactions and fraud prevention

Day 32-34: Cybersecurity and Risk Management in Banking

• Importance of cyber risk frameworks
• Security measures to prevent cyber fraud

Day 35-36: Ethical Banking Practices and Corporate Governance

• Code of conduct in banking
• Customer grievance redressal mechanisms

Day 37-39: Case Studies and Real-life Applications

Day 40-42: Mock Test & Revision for Modules C & D

Final 3 Days: Full-Length Mock Tests and Quick Revision

Day 43-44: Attempt 2 full-length mock tests

• Focus on time management
• Analyze weak areas

Day 45: Final Revision & Confidence Boosting

• Revise short notes and important concepts
• Stay calm and confident for exam day

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