Descriptive Writing For Bank Exams, A Complete Guide

Tripti Mishra

3 weeks ago

Descriptive Writing for Bank Exams: In almost every banking-related exam, the mains exam consists of descriptive writing. Descriptive writing comprises one letter writing and one essay writing, which makes a total of 25 marks in most of the exams, such as NABARD, RBI, IBPS PO, SBI PO, NIACL, etc. The marks that you get in the descriptive section are added to the marks to calculate the overall mains cut-off marks. So, it is very important to have a good idea about descriptive writing.

In this blog, Descriptive Writing for Bank Exams, we will provide you with some of the important topics, types, and formats for letter writing. Do remember that in the exam, you will have to type the essay and letter using the computer keyboard. So it is advisable to practice them online.

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Descriptive English For Bank Exams – Types of Letter Writing

There are mainly two types of letters asked in exams:

Formal Letter
Informal Letter

FORMAL LETTER

Written in official and non-personal capacity.
Written to authorities, dignitaries, bureaucratic bodies, news editors, bank managers, etc.

INFORMAL LETTER

Personal Letter
Written to personal contacts, family, friends, relatives, siblings, etc.

Descriptive Writing For Bank Exams – Topics For Letter Writing

Below are some important and latest topics that you can practice writing upon for your different bank exam descriptive writing parts.

Formal Letter Topics

Write a letter to the branch manager of your bank to conduct a campaign in your area to create awareness about the benefits of KYC.
Write a letter to the superintendent of police of your district suggesting steps to make the police department more approachable.
Write a letter to the editor of a local newspaper detailing the losses suffered by local retailers during online sales during festivals.
Write a letter to the editor of a local newspaper about the stray animal problem getting out of hand in your locality.
Complaint letter about the hassle faced by common people due to demonetization.
Complaint letter about increasing noise pollution.
Complaint letter concerning the chaotic state of traffic.
Letter to Bank Manager to reissue your ATM card.
Letter expressing your views on corruption in this country.
Request letter for greater frequency of public transport (bus service) in your area.

Informal Letter Topics:

Letter to your younger sibling, stating the importance of a healthy diet and the reasons for avoiding junk food.
Write a letter to your younger sibling, who has recently started working, to not take too much stress at work.
Write a letter to your younger sibling about the recent changes in traffic rules and fines, advising him/her to be cautious
Letter to your favorite novelist about his/her recent novel.
Letter to your sister congratulating her on her promotion.
Letter to your friend who is depressed.
Letter to your parents advising them to invest in mutual funds.
Letter to invite your friend to your brother’s wedding.
Letter to convince your friend to take better care of her health.

Descriptive Writing For Bank Exams – Common Tips On Letter Writing

Word limit – 150 words.
Correct format and salutation (different for both).
Take care of grammar, spelling, punctuation, and indentation.
Every part carries equal weightage.
3 paragraphs – an introductory paragraph, a body, and a concluding paragraph.
Try not to go beyond a single paragraph for the body.
A letter must never be written in points.
Use simple and straightforward sentences.
The letter should have a flow, clearly mentioning the purpose of writing.
Do not use jargon, slang, or abbreviations.

Guidelines to Ace Descriptive writing for bank exams

Descriptive Writing For Bank Exams – Formal Letter Format

Use a comma after every line of address.
The salutation should be “Dear Ma’am/Sir.”
The subject can be placed AFTER or BEFORE the salutation.
Addresses of both sender and receiver must be mentioned in a formal letter.
Sender address > Receiver address > Salutation.
The introduction must mention the issue.
The body should describe the issue.
The conclusion must quote the steps that can be taken, expectations, timelines, etc.
The statements must be very direct and written in a formal command and sentence structure. Use active voice preferably.

Descriptive Writing For Bank Exams – Informal Letter Format

The address of only the sender should be mentioned in an informal letter.
Use a comma after every line of address.
The salutation should be “Dear name of the friend/family.”
The introduction should have greetings and mention the reason for writing the letter.
The body should give descriptions of the same.
The conclusions must end with well wishes, etc.
Be polite and do not form long sentences, and be extra careful of the word limit.

Tips for letter writing:

Candidates must be able to identify the type of letter they will write. E.g., writing a letter to the principal asking for leave is a formal letter, but writing a letter to the principal to catch up after a long time would be an informal letter.
In formal letters, clearing the purpose of the letter immediately is very important.
Polite words and civil language should be used while writing a letter.
The letter should be precise and to the point.
The opening and closing format should be correct. re

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