ECGC PO Vs SBI PO: Comparatative Analysis

Stuti Mishra

7 months ago

ECGC PO Vs SBI PO: The roles of SBI PO (State Bank of India Probationary Officer) and ECGC PO (Export Credit Guarantee Corporation Probationary Officer) are both coveted positions in the banking and financial sector. While both offer stability, growth, and attractive salaries, the job profiles, selection process, and salary structures differ significantly. In this article, we will break down the comparisons in various areas to help you make an informed decision if you are aiming for one of these positions.

ECGC PO Vs SBI PO

This table compares the general details, such as the organization and the nature of the job, for both positions. These roles cater to different sectors of banking, with ECGC PO focusing on export credit insurance and SBI PO handling customer services in general banking.

Particulars	ECGC PO	SBI PO
Organization	Export Credit Guarantee Corporation of India	State Bank of India
Nature of Work	Provides export credit insurance to Indian exporters	Handles general banking operations and customer services
Exam Stages	Two stages: Objective Test & Descriptive Test	Three stages: Prelims, Mains, Group Discussion & Interview

ECGC PO Selection Process Vs SBI PO Selection Process

Both exams have multiple stages, but the approach differs. SBI PO’s selection process is a bit longer, with three stages, whereas ECGC PO follows a simpler two-stage process. The detailed breakdown is provided below:

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Selection Process	ECGC PO	SBI PO
Stages	Objective Test, Descriptive Paper	Prelims, Mains, Group Discussion & Interview
Objective Test	Reasoning, Quant, English, General Awareness, Computer Knowledge	English, Quantitative Aptitude, Reasoning (Prelims); Reasoning & Computer Aptitude, Data Analysis, General Awareness, English (Mains)
Descriptive Test	Essay Writing, Precis Writing	Letter Writing, Essay Writing

ECGC PO Exam Pattern Vs SBI PO Exam Pattern

Here is a side-by-side comparison of the exam pattern for both ECGC PO and SBI PO. While both exams assess a candidate’s reasoning, English, and quantitative aptitude, ECGC PO includes an additional test for computer knowledge, and the distribution of marks and time differs.

ECGC PO Exam Pattern

Name of the Test	No. of Questions	Maximum Marks	Duration
Reasoning Ability	50	50	40 minutes
General Awareness	40	40	20 minutes
Quantitative Aptitude	50	50	40 minutes
English Language	40	40	30 minutes
Computer Knowledge	20	20	10 minutes
Total	200	200	140 minutes

SBI PO Exam Pattern

SBI PO follows a more intricate pattern with separate stages for Prelims and Mains exams, which are further divided into different sections.

SBI PO Prelims Exam Pattern

Subject	No. of Questions	Maximum Marks	Duration
English Language	30	30	20 minutes
Quantitative Aptitude	35	35	20 minutes
Reasoning Ability	35	35	20 minutes
Total	100	100	1 hour

SBI PO Mains Exam Pattern

Subject	No. of Questions	Maximum Marks	Duration
Reasoning & Computer Aptitude	40	50	50 minutes
Data Analysis & Interpretation	30	50	45 minutes
General/ Economy/ Banking Awareness	50	60	45 minutes
English Language	35	40	40 minutes
Descriptive Paper (Letter Writing & Essay)	2	50	30 minutes

ECGC PO Salary Vs SBI PO Salary

Salary is one of the key deciding factors for many candidates. Both SBI PO and ECGC PO offer attractive pay scales, but ECGC PO generally has a higher starting salary. Below is a detailed comparison of the salary structure for both positions.

ECGC PO Salary Structure

Particulars	Details
Pay Scale	INR 53,600-2645(14)-90,630-2865(4)-1,02,090
Basic Pay	INR 53,600 (Increment of INR 2645 provided for 14 years)
Basic Pay after 14 years	INR 90,630
Maximum Basic Pay	INR 1,02,090
Total CTC (Cost to Company) in Mumbai	INR 16 Lakhs per annum

SBI PO Salary Structure

Component	Amount
Basic Pay	INR 41,960
Special Allowance	INR 6,881
Dearness Allowance	INR 12,701
Location Allowance	INR 700
Learning Allowance	INR 600
Gross Salary	INR 65,780
Deductions	INR 12,960
Net Salary	INR 52,820

ECGC PO Job Profile Vs SBI PO Job Profile

The job roles of an ECGC PO and SBI PO vary significantly in terms of responsibilities. An ECGC PO focuses on export credit and insurance-related tasks, while an SBI PO handles core banking operations and customer services. Here’s a quick comparison:

Job Role	ECGC PO	SBI PO
Responsibilities	Providing export credit insurance to Indian exporters, managing export risks	Managing branch operations, handling customer queries, providing financial services
Nature of Work	More specialized, focuses on international trade and insurance	General banking and customer handling duties in domestic branches

Which is Better? ECGC PO or SBI PO

Both positions have their pros and cons depending on your career aspirations. If you are interested in a specialized career with international exposure, ECGC PO might be a better choice due to its higher starting salary and niche focus. On the other hand, if you want to pursue a career in mainstream banking with a broader scope and more growth opportunities, SBI PO is a great option. Ultimately, the choice depends on your long-term career goals and interest in the specific banking sectors each job caters to.

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