Home > Articles > SBI PO vs SSC CGL – Which one to Choose?

SBI PO vs SSC CGL – Which one to Choose?

SBI PO vs SSC CGL

Adopting the right career path, and thus choice of the suitable courses and appearing for the right examinations are crucial decisions that bear the potential to change our lives. We have observed a handful number of students and other professionals pondering and contemplating over the choice of examinations. If you are a government job aspirant, then thought of comparing SBI PO vs SSC CGL must have crossed your mind. We, at Oliveboard are here to help you with the same.

Although both the examinations have almost equally bright prospects, and the choice of the same depends completely on what you want do in your professional life and which career lures and captivates you the most, a clear conception about both the examinations would help in the decision making.

For a brief comparative study of SBI PO vs SSC CGL, we would look into a couple of crucial factors. They are broadly classified as:

  1. SELECTION PROCESS
  2. JOB PROFILE
  3. SALARY STRUCTURE
  4. CAREER GROWTH
  5. WORK PRESSURE
  6. POSTING/TRANSFER
  7. BOND

SBI PO vs SSC CGL – Quick Look

CATEGORY:  SBI PO SSC CGL
JOB PROFILE Public Dealing On site inspection/Documentation
POSTING Urban/Rural Urban
PROMOTIONS After 2-3 Years Usually After 4-6 years
TRANSFER Frequent Usually After 4-6 years
EXAMINATION TYPE Online: Prelims + Main Online : Tier 1, 2, 3 and 4
BOND Rs. 2 lac; 3 Years No bond.

SBI PO vs SSC CGL – SELECTION PROCEDURE:

SBI PO SSC-CGL
SBI PO is an Objective type of examination with a Descriptive Test in the Main Exam

It consists of around 2 stages of selection procedure. They are:

a) Preliminary Examination

b) Main Examination + Descriptive Test

c) Personal Interview

SSC CGL is an Objective type of examination (Tier I ,Tier II) and Descriptive (Tier III)

It consists of :

a)Tier 1(Objective, Online)

b) Tier 2 (Objective, Online)

C) Tier 3 (Descriptive Test for Hindi/English)

D) Tier 4- Data Entry Speed test and Computer Proficiency Test

 A detailed idea is as follows:

SBI PO Preliminary Exam

Serial Number Name of section Number of questions in the section Marks allotted for the section
1 English Language 30 30
2 Quantitative Aptitude 35 35
3 Reasoning Ability 35 35
Total 100 100

SBI PO Main Exam

Serial Number Name of the section Number of questions asked in the section Marks allotted to the section
1 English language 35 40
2 Data Analysis and Interpretation 35 60
3 Reasoning Ability and Computer Aptitude 45 60
4 General Awareness (special reference to banking industry) 40 40
Total 155 200 marks

Descriptive Test: The descriptive test is after the completion of the objective test. The test is held online and candidates are required to answer by typing on the computer. The test is allotted a total of 30 minutes and 50 marks. Candidates are tested for English Language (Letter writing & essay) and are required to qualify by obtaining passing marks, to be decided by the bank.

SBI PO 2019 banner

SSC CGL:

Tier 1 is as follows:

SUBJECT No. Of Questions Maximum Marks Negative Marking/incorrect answer Duration
QUANTITATIVE APTITUDE 25 50 0.25 60 Minutes
ENGLISH COMPREHENSION 25 50 0.25
GENERAL INTELLIGENCE & REASONING 25 50 0.25
GENERAL AWARENESS 25 50 0.25
TOTAL 100 200

Tier 2 is as follows:

SUBJECT No. OF QUESTIONS: MAXIMUM MARKS: NEGATIVE MARKING/INCORRECT ANSWER  

DURATION(in hours):

QUANTITATIVE APTITUDE 100 200 0.5 2
ENGLISH 200 200 0.5 2
STATISTICS (For Statistical Investigator and Compiler) 100 200 0.5 2
GENERAL STUDIES (For Asst. Audit Officer Post) 100 200 Shall be announced shortly 2

Tier III-

Descriptive Test for English/Hindi

  • Essay Writng/Letter Writing/Application Writing
  • Can choose between English/Hindi
  • Marks- 100
  • 60 minutes

Tier IV

  • Data Entry Speed test (DEST) and Computer Proficiency Test (CPT)
  • Only for few positions
  • 45 minutes

SBI PO vs SSC CGL – JOB PROFILE :

SBI PO SSC CGL
  • Working upon daily customer transactions, passing a cheque, draft issuance, cash management etc.
  • Working as a public relations officer, handle customer complaints and address various customer related issues
  • Supervision of clerical work, taking decisions for the benefit of the bank, managing cash balance
  • Verifying all the work done by bank clerk. Taking care of the loan related documents and performs on site visit of the loan taking parties as and when required.
  • Issuing of ATM cards, cheque books, Demand Drafts etc.

 

Desk Jobs:

a) Appointed as Upper Division Clerks, Assistants, Auditors, Tax-Assistants, etc.

Field Jobs:

a) Candidates opting for such jobs will be appointed as Inspectors (preventive officers, examiners, excise and income tax), CBI and narcotics officers, etc.

b) SSC demands physical standards for some of these jobs.

c) As they involve travelling, inspections, raids and surveillance, such jobs are well-suited for those who can cope well with arduous responsibilities.

SBI PO vs SSC CGL – SALARY STRUCTURE:

Salary is believed to be one of the most vital factors in determination of career path. Although there isn’t a large bandwidth between the salaries of the two, yet salaries of the entire bank POs will be made equal to the salaries of Central Government Group officers from December 2014 as per 10th Bipartite Agreement. This means around 40,000-50,000 will be the new salary of all the Bank POs raised from 30,000 to 36,000 per month, which is rather more than that of SSC CGL. Also the salary of SSC CGL is subject to revision under 7th Pay commission.

SBI PO  SSC CGL
According to the official notification, the salary of an SBI PO will be Rs. 7.55 Lakhs (minimum) to Rs. 12.93 lakhs (maximum) per annum. Also, the salary of Bank employees are revised after every 5 years.

Following are the perks provided with SBI PO Salary -:

  1. Contribution Pension Scheme/New Pension Scheme
  2. Medical Aid for self (100%) and for family (75%)
  3. LTC
  4. Home Travel Concession/ Leave Fare Concession
  5. Concessional interest rates for Housing/Car/Personal Loans
The salary of SSC CGL varies according to grade pays.

Grade Pay:   Salary:

a) 1800     (INR 13,113)

b) 1900     (INR 14,389)

c) 2400     (INR 19,920)

d) 2800     (INR 22,454)

e)4200       (INR 26,095)

f)4600       (INR 32,328)

g)4800        (INR 34,033)

 

SBI PO vs SSC CGL – CAREER GROWTH & EXPOSURE:

Career growth is another vital factor to be kept in mind in the long run. Promotions are very fast paced in Bank Jobs (2-3 years) and chances are very high, that given that you work hard for it, you can become a Manager within 6-7 years.

SBI PO  SSC CGL
Sincere efforts and hard work can lead you to the topmost positions of the organization.

Citing a few examples, Mr S Mundhra, DG, RBI  and  Mr Yogesh Agarwal, Former Chairman, Pension Fund Regulatory and Development Authority started their career as Probationary Officers

Getting promoted to the top positions of the organization would be rather challenging and difficult.

Also, Bank PO provides higher exposure in terms of wider spectrum of clients to deal with.

SBI PO vs SSC CGL – WORK PRESSURE :

“With great power, comes great responsibilities”

SBI PO SSC CGL
A demanding job with more responsibilities and work stress. Also the work pressure increases due to ‘Profit Motive’ Comparatively lower work pressure and hence, higher peace of mind.
  • POSTING/TRANSFER :

Employees of Bank PO’s face frequent transfers after a period of time. You might end up getting posted in your dream city or might be posted to a rural area.

And posting rate is comparatively low in case of SSC, making the job more stable. Also, chances of rural posting are negligible.

  • BOND:- 
SBI PO SSC CGL
There is a Bond of 3 years for SBI PO.

The selected candidates, at the time of joining, will have to execute a Bond for a

value of Rs 2.00 lac (Rs Two lac only) to serve the Bank for a minimum period of
three years.

No bond

Lastly, examinations and career paths are entirely defined by your expectations from work and life. We hope you end up with your dream job soon. Team Oliveboard wishes you all the best!

Click to take a FREE Mock Test for SBI PO and SSC CGL

That is all from us in this blog – “SBI PO vs SSC CGL – Which One to Choose?” As per the above info, we believe both the posts have their own advantages and a very few disadvantages. In the end, it is upto the candidate, as in what are his/her preferences.

All the best for your Exam preparation.

ssc cgl mock test


You may also like
SSC CGL Tier I Previous Years' Solved Papers 1
SSC CGL Tier I Previous Years’ Solved Papers PDF – 2015 to 2018 | Download
Descriptive Paper
Bank PO Descriptive Writing: Evaluation Criteria, Sample Essay, Sample Letter
SBI PO 2019 Free Mock Test
SBI PO Mock Test 2019 – Clear SBI PO with Oliveboard
LIC AAO vs SBI PO
LIC AAO vs SBI PO – Which is a better Post?