HPSCB Junior Clerk Vs SSC CHSL Clerk, Which Is The Better Option?

HPSCB Junior Clerk Vs SSC CHSL Clerk

The Himachal Pradesh State Cooperative Bank Limited Junior Clerk and the Staff Selection Commission Combined Higher Secondary Level are two prominent clerical level exams. In the SSC CHSL Clerk recruitment, candidates aged between 18 to 27 years can apply, while those above 27 years will also qualify for consideration in the HPSCB Junior Clerk posts. This blog will provide candidates with a detailed analysis of the HPSCB Junior Clerk Vs SSC CHSL Clerk to have a clear idea regarding the better option.

Eligibility Criteria

• SSC CHSL Clerk:
  • Requires intermediate qualification from a government-recognized board.
  • Age limit: 18 to 27 years.
• HPSCB Junior Clerk:
  • Requires 10+2 qualification with 50% marks.
  • Age limit: 18 to 45 years.

Selection Process

Both the SSC CHSL clerk and HPSCB Junior Clerk recruitment processes consist of 2 stages of examination, but their exam patterns vary widely, as detailed below.

HPSCB Junior Clerk Selection Process

The selection process for the HPSCB Junior Clerk comprises of the following stages:

1. Phase 1: Preliminary Examination
2. Phase2: Mains Examination
3. Document Verification
4. Medical Examination

HPSCB Junior Clerk Preliminary Exam Pattern

Preliminary Exam: Candidates will initially appear for a preliminary written exam. The exam pattern for the HPSCB Junior Clerk has been provided below:

Subjects	Number Of Questions	Marks	Duration
English Language	30	30	20min
Numerical Ability	35	35	20min
Reasoning Ability	35	35	20min
Total	100	100	60min

• The HPSCB Junior Clerk 2024 prelims exam is divided into three parts: Reasoning, English, and Numerical Ability.
• It consists of Objective-Type Multiple Choice Questions.
• Candidates have 60 minutes to complete the exam, with 20 minutes allotted for each section.
• A total of 100 questions need to be answered.
• For every wrong answer, there will be a penalty of one-fourth of the marks allotted for that question.

HPSCB Junior Clerk Mains Exam Pattern

Mains Exam: Those who qualify in the preliminary exam will proceed to the mains written exam.

Subjects	Number Of Questions	Marks	Duration
Reasoning	50	25	30min
Numerical Ability	50	25	30min
English	50	25	30min
General Awareness	50	25	30min
Total	200	100	120min

• The HPSCB Junior Clerk 2024 mains exam is divided into four parts: Reasoning, English, Numerical Ability and General Awareness.
• It consists of Objective-Type Multiple Choice Questions.
• Candidates have 120 minutes to complete the exam, with 30 minutes allotted for each section.
• A total of 200 questions need to be answered.
• For every wrong answer, there will be a penalty of one-fourth of the marks allotted for that question.
• For direct recruitment, the General Awareness section of the mains Examination will have questions related to Himachal Pradesh.
• For the PACS/OCS quota, the General Awareness section of the mains Examination will consist of: 25 questions on Banking, including Cooperative Banking. Another 25 questions will cover General Awareness and Himachal Pradesh topics.

SSC CHSL Clerk Selection Process

SSC CHSL Clerk has a two-tier stage of the examination. We have mentioned below the exam pattern for both tiers.

Tier 1 Exam Pattern

Subjects	Questions	Total Marks
General Awareness	25	50
General Intelligence	25	50
Quantitative Aptitude	25	50
English Language	25	50
Total	100	200

Note-

• A total time of 60 minutes is there.
• The Tier-I Examination will consist of Objective Type, Multiple choice questions only. The questions will be set in English and Hindi for Part II, III & IV.
• There will be a negative marking of 0.50 marks for each wrong answer. Candidates are, therefore, advised to keep this in mind while answering the questions.

Tier 2 Exam Pattern

The SSC CHSL Clerk exam pattern has been changed this year, find the updated exam pattern below.

Tier	Session	Subject	Number of Questions	Maximum Marks	Time allowed
II	Session-I (2 hours & 15 minutes)	Section-I: Module-I:   Mathematical Abilities Module II:      Reasoning and General Intelligence.	30 30 Total = 60	60*3 = 180	1 hour (for each section) (1 hour & 20 minutes for the candidates eligible for a scribe as  per Para-8.1 and 8.2)
		Section-II: Module-I:            English Language & Comprehension Module II:          General Awareness	40 20 Total = 60	60*3 = 180
		Section-III: Module-I:        Computer Knowledge Module	15	15*3 = 45	15 Minutes (20   minutes for the      candidates eligible      for a scribe as per Para-8.1 and 8.2)
	Session-II	Section-III: Module-II: Skill Test/ Typing Test Module	Part A: Skill Test for DEOs.	–	15 Minutes (20 minutes for the   candidates eligible  for a scribe as per Para-8.1 and 8.2)
			Part B: Typing Test for LDC/ JSA.	–	10 Minutes (15 minutes for the      candidates eligible       for a scribe as per Para-8.1 and 8.2)

There will be a negative marking of 1 mark for each wrong answer.

*For the visually handicapped (40% disability) the test duration is 30 minutes.

Salary and Job Profile

The detailed salary and job profile for both the HPSCB Junior Clerk and SSC CHSL Clerk has been provided below.

HPSCB Junior Clerk

The job profile of an HPSCB Junior Clerk involves various tasks related to banking operations and customer service. The details has been provided below:

1. Managing bank transactions and assisting customers.
2. Addressing customer queries on transactions.
3. Processing deposits and loan payments.
4. Verifying signatures on checks and making payments.
5. Ensuring fund availability before transactions.
6. Recording transactions accurately in computer systems.
7. Educating customers on bank’s services.
8. Supporting administrative tasks.
9. Verifying cash and records at the end of the day.

Salary

The HPSCB Junior Clerk salary structure is as follows:

Salary Details	Amount
Basic Pay	10,300
Grade Pay (GP)	3,200
Interim Relief (IR)	675
Dearness Allowance	22,538(159% of BP+GP+IR)
Capital Allowance	200
House Rent Allowance	950
Gross Salary	37,863 (Approximately)

SSC CHSL Clerk

The job profile for the SSC CHSL Clerk includes the following tasks as mentioned below:

1. Drafting simple letters and indexing of information.
2. Entering data from records into computer.
3. Deal with the clerical work and maintain the workflow in the office.
4. Receiving and storage of important documents and information.

Salary

The pay scale for candidates employed as Lower Division Clerks is SSC CHSL Pay Level 2. The SSC CHSL salary breakdown for the positions of Lower Division Clerk (LDC) is shown in the table below.

SSC CHSL Salary Structure	City – X	City – Y	City – Z
Pay Scale	5200 – 20200	5200 – 20200	5200 – 20200
Grade Pay	1900	1900	1900
Basic Pay	19900	19900	19900
DA (17% w.e.f July 2019)	3383	3383	3383
HRA (24%, 16%, 8%)	5400	3600	1800
TA	1350	900	900
DA on TA (17%)	575	575	575
Gross Pay	30608	28358	26558
Deductions
NPS (10% of Basic+DA)	2328	2328	2328
CGEGIS	30	30	30
CGHS	250	250	250
Total Deductions	2608	2608	2608
SSC CHSL Salary In Hand	28000	25750	23950

Work – Life Balance

• HPSCB Junior Clerk:
  • Work hours are usually fixed and can be easily predicted.
  • There’s a moderate amount of stress because of needing to meet sales goals and dealing with money matters.
• SSC CHSL Clerk:
  • Workload and hours can change depending on the needs of the office.
  • There’s more flexibility in hours, but the workload can sometimes affect the balance between work and personal life.

Future Scope & Career Growth

1. Responsibilities:
   • HPSCB Junior Clerk primarily deals with banking operations and sales targets, while SSC CHSL Clerk focuses on clerical tasks and administrative duties within government offices.
2. Career Progression:
   • HPSCB Junior Clerk has opportunities for advancement within the banking sector, whereas SSC CHSL Clerk can progress through promotions within the government sector.
3. Work Environment:
   • HPSCB Junior Clerk works in banking branches, interacting with customers and dealing with financial transactions.
   • SSC CHSL Clerk works in various government offices, contributing to administrative tasks and supporting office operations.
4. Promotional Opportunities:
   • While both positions offer avenues for career progression, HPSCB Junior Clerk may have more direct pathways within the banking sector, whereas SSC CHSL Clerk may have broader options within the government bureaucracy.

HPSCB Junior Clerk Vs SSC CHSL Clerk – Conclusion

In conclusion, both the HPSCB Junior Clerk and SSC CHSL Clerk positions offer unique opportunities and challenges, catering to individuals with different skill sets and career aspirations.

The HPSCB Junior Clerk role provides a platform within the banking sector, offering stability and growth opportunities within the realm of banking operations and customer service. With a wider age range for eligibility, it accommodates individuals seeking to enter the banking industry at various stages of their careers.

On the other hand, the SSC CHSL Clerk position offers a pathway into the government sector, involving clerical tasks and administrative duties across diverse government offices. It provides a chance to serve the public sector with potential avenues for career advancement through promotions within the government bureaucracy.

Ultimately, the choice between these roles depends on individual preferences, career goals, and aptitude. Candidates should carefully assess their strengths and aspirations to make an informed decision that aligns with their professional trajectory. Both positions offer valuable opportunities for personal and career development, and the suitability of each role varies based on individual circumstances and ambitions.

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HPSCB Junior Clerk Vs SSC CHSL Clerk: FAQs