IDBI JAM Salary: Aspirants preparing for the IDBI JAM Salary 2025 must understand the detailed salary structure, job profile, and perks associated with this role. The Industrial Development Bank of India (IDBI) offers a competitive salary package for Junior Assistant Managers (JAM), including basic pay, allowances, and additional benefits. This article covers the IDBI JAM salary structure, in-hand salary, perks, career growth, and responsibilities, helping candidates make an informed career decision. Read on to explore the complete breakdown of the IDBI Junior Assistant Manager Salary 2025 and its lucrative benefits.
IDBI JAM Salary 2025 Overview
The IDBI JAM Salary 2025 offers an attractive pay package, including a basic salary, allowances, and additional perks. Candidates selected for the IDBI Junior Assistant Manager (JAM) role receive competitive in-hand pay, career growth opportunities, and job security in the banking sector.
| Aspects | Details |
|---|
| Conducting Body | Industrial Development Bank of India (IDBI) |
| Post Name | Junior Assistant Manager (JAM) |
| Selection Process | Online Test + Interview |
| Exam Mode | Online (Computer-Based Test) |
| Subjects Covered | Logical Reasoning, English, Quantitative Aptitude, General Awareness |
| Job Location | Across India |
| Official Website | www.idbibank.in |
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IDBI JAM Salary Structure 2025
The IDBI Junior Assistant Manager (JAM) Salary 2025 includes a competitive pay scale, allowances, and additional benefits. Below is the detailed breakdown:
| Salary Component | Amount (₹) | Details |
|---|
| Basic Pay (Training Period) | ₹29,000 | Fixed stipend during 6-month training |
| Internship Stipend (3 Months) | ₹3,000 per month | Paid during classroom training |
| Pay Scale after Training | ₹36,000 - ₹63,840 | Revised salary after joining as a full-time employee |
| Dearness Allowance (DA) | Variable | Based on inflation rates |
| House Rent Allowance (HRA) | Variable | Depends on job location (Metro/Urban/Rural) |
| Medical Allowance | Included | Covers health benefits for employees and dependents |
| Travel Allowance (TA) | Reimbursed | Provided for official travel expenses |
| Gross Salary | ₹50,000+ (Approx) | Includes all allowances and benefits |
| Deductions (PF, Tax, etc.) | Variable | Includes PF, professional tax, and income tax |
| IDBI JAM In-Hand Salary 2025 | ₹42,000 - ₹45,000 | Salary received after deductions |
IDBI JAM In Hand Salary 2025
The IDBI Junior Assistant Manager (JAM) In Hand Salary 2025 is the actual amount received by the employee after deductions like Provident Fund (PF), Professional Tax, and Income Tax. Below is a structured breakdown:
- Pay Scale: ₹36,000 - ₹63,840 after training
- Gross Salary: ₹50,000+ per month (includes allowances)
- Deductions: ₹5,000 - ₹8,000 (PF, Tax, etc.)
- Final IDBI JAM In Hand Salary: ₹42,000 - ₹45,000 per month
- Perks: DA, HRA, Medical, Travel Allowance
IDBI JAM Job Profile 2025
Understanding the IDBI JAM Job Profile 2025 is crucial for aspirants aiming for a stable and rewarding banking career. Along with an attractive IDBI JAM salary, the role of a Junior Assistant Manager (JAM) involves key responsibilities in banking operations, customer service, and financial management.
- Customer Service: Handling account openings, KYC verification, and queries.
- Banking Operations: Managing transactions, deposits, and withdrawals.
- Loan Processing: Assisting in loan approvals and documentation.
- Sales & Marketing: Promoting banking products like loans and credit cards.
- Compliance & Administration: Ensuring regulatory adherence and smooth branch operations.
IDBI JAM Career Prospects
A career as an IDBI Junior Assistant Manager (JAM) offers excellent growth opportunities, a stable banking job, and an attractive IDBI JAM salary. Candidates joining as JAM can progress to higher managerial positions with experience and performance. Here are IDBI JAM growth & promotion path:
- Junior Assistant Manager (JAM) – Entry-level position after training.
- Assistant Manager – Promotion after gaining experience and performance review.
- Deputy Manager – Increased responsibilities in branch operations and customer management.
- Manager – Overseeing banking operations, sales, and financial services.
- Senior Manager & Chief Manager – Leadership roles with strategic decision-making.
- Assistant General Manager & General Manager – High-level management positions in IDBI Bank.
IDBI JAM Salary Deductions 2025
The IDBI Junior Assistant Manager (JAM) Salary 2025 includes various deductions before reaching the final in-hand salary. These deductions cover statutory contributions, taxes, and other necessary reductions from the gross salary.
| Deduction Type | Amount (₹) (Approx.) | Details |
|---|
| Provident Fund (PF) | ₹3,000 - ₹4,000 | Retirement savings contribution |
| Professional Tax (PT) | ₹200 - ₹250 | State-imposed tax on salaried employees |
| Income Tax (TDS) | ₹1,500 - ₹3,000 | Based on applicable tax slab |
| NPS Contribution (if applicable) | ₹1,000 - ₹2,000 | Deduction towards National Pension Scheme |
| Other Deductions | ₹500 - ₹1,000 | Insurance, staff welfare, or voluntary deductions |
| Total Deductions | ₹5,000 - ₹8,000 | Approximate total deduction per month |
| Final IDBI JAM In-Hand Salary | ₹42,000 - ₹45,000 | Salary after deductions |
After these deductions, the IDBI JAM in-hand salary typically ranges between ₹42,000 - ₹45,000 per month, ensuring a stable and financially secure career in the banking sector.
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