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IDBI JAM Salary 2025, Check Salary Structure, Job Profile, and Perks

IDBI JAM Salary: Aspirants preparing for the IDBI JAM Salary 2025 must understand the detailed salary structure, job profile, and perks associated with this role. The Industrial Development Bank of India (IDBI) offers a competitive salary package for Junior Assistant Managers (JAM), including basic pay, allowances, and additional benefits. This article covers the IDBI JAM salary structure, in-hand salary, perks, career growth, and responsibilities, helping candidates make an informed career decision. Read on to explore the complete breakdown of the IDBI Junior Assistant Manager Salary 2025 and its lucrative benefits.

 

IDBI JAM Salary 2025 Overview

 

The IDBI JAM Salary 2025 offers an attractive pay package, including a basic salary, allowances, and additional perks. Candidates selected for the IDBI Junior Assistant Manager (JAM) role receive competitive in-hand pay, career growth opportunities, and job security in the banking sector.

AspectsDetails
Conducting BodyIndustrial Development Bank of India (IDBI)
Post NameJunior Assistant Manager (JAM)
Selection ProcessOnline Test + Interview
Exam ModeOnline (Computer-Based Test)
Subjects CoveredLogical Reasoning, English, Quantitative Aptitude, General Awareness
Job LocationAcross India
Official Websitewww.idbibank.in

 

Attempt IDBI Junior Assistant Manager Mock Test

 

IDBI JAM Salary Structure 2025

 

The IDBI Junior Assistant Manager (JAM) Salary 2025 includes a competitive pay scale, allowances, and additional benefits. Below is the detailed breakdown:

Salary ComponentAmount (₹)Details
Basic Pay (Training Period)₹29,000Fixed stipend during 6-month training
Internship Stipend (3 Months)₹3,000 per monthPaid during classroom training
Pay Scale after Training₹36,000 - ₹63,840Revised salary after joining as a full-time employee
Dearness Allowance (DA)VariableBased on inflation rates
House Rent Allowance (HRA)VariableDepends on job location (Metro/Urban/Rural)
Medical AllowanceIncludedCovers health benefits for employees and dependents
Travel Allowance (TA)ReimbursedProvided for official travel expenses
Gross Salary₹50,000+ (Approx)Includes all allowances and benefits
Deductions (PF, Tax, etc.)VariableIncludes PF, professional tax, and income tax
IDBI JAM In-Hand Salary 2025₹42,000 - ₹45,000Salary received after deductions

 

IDBI JAM In Hand Salary 2025

 

The IDBI Junior Assistant Manager (JAM) In Hand Salary 2025 is the actual amount received by the employee after deductions like Provident Fund (PF), Professional Tax, and Income Tax. Below is a structured breakdown:

  • Pay Scale: ₹36,000 - ₹63,840 after training
  • Gross Salary: ₹50,000+ per month (includes allowances)
  • Deductions: ₹5,000 - ₹8,000 (PF, Tax, etc.)
  • Final IDBI JAM In Hand Salary: ₹42,000 - ₹45,000 per month
  • Perks: DA, HRA, Medical, Travel Allowance

 

IDBI JAM Job Profile 2025

 

Understanding the IDBI JAM Job Profile 2025 is crucial for aspirants aiming for a stable and rewarding banking career. Along with an attractive IDBI JAM salary, the role of a Junior Assistant Manager (JAM) involves key responsibilities in banking operations, customer service, and financial management.

  • Customer Service: Handling account openings, KYC verification, and queries.
  • Banking Operations: Managing transactions, deposits, and withdrawals.
  • Loan Processing: Assisting in loan approvals and documentation.
  • Sales & Marketing: Promoting banking products like loans and credit cards.
  • Compliance & Administration: Ensuring regulatory adherence and smooth branch operations.

 

IDBI JAM Career Prospects

 

A career as an IDBI Junior Assistant Manager (JAM) offers excellent growth opportunities, a stable banking job, and an attractive IDBI JAM salary. Candidates joining as JAM can progress to higher managerial positions with experience and performance. Here are IDBI JAM growth & promotion path:

  • Junior Assistant Manager (JAM) – Entry-level position after training.
  • Assistant Manager – Promotion after gaining experience and performance review.
  • Deputy Manager – Increased responsibilities in branch operations and customer management.
  • Manager – Overseeing banking operations, sales, and financial services.
  • Senior Manager & Chief Manager – Leadership roles with strategic decision-making.
  • Assistant General Manager & General Manager – High-level management positions in IDBI Bank.

 

IDBI JAM Salary Deductions 2025

 

The IDBI Junior Assistant Manager (JAM) Salary 2025 includes various deductions before reaching the final in-hand salary. These deductions cover statutory contributions, taxes, and other necessary reductions from the gross salary.

Deduction TypeAmount (₹) (Approx.)Details
Provident Fund (PF)₹3,000 - ₹4,000Retirement savings contribution
Professional Tax (PT)₹200 - ₹250State-imposed tax on salaried employees
Income Tax (TDS)₹1,500 - ₹3,000Based on applicable tax slab
NPS Contribution (if applicable)₹1,000 - ₹2,000Deduction towards National Pension Scheme
Other Deductions₹500 - ₹1,000Insurance, staff welfare, or voluntary deductions
Total Deductions₹5,000 - ₹8,000Approximate total deduction per month
Final IDBI JAM In-Hand Salary₹42,000 - ₹45,000Salary after deductions

After these deductions, the IDBI JAM in-hand salary typically ranges between ₹42,000 - ₹45,000 per month, ensuring a stable and financially secure career in the banking sector.

 

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