The IRDAI Grade A Exam has 3 stages Phase 1 (Prelims), Phase 2 (Mains), and Interview. Phase 1 is an objective test covering Reasoning, Quant, English, and General Awareness. Phase 2 includes both objective and descriptive papers on English, ESI, and Insurance topics. Qualified candidates are then called for the interview. Hence, It is important for candidates to know the IRDAI Grade A Exam Pattern thoroughly to create a personalized exam preparation as per the subject weightage.
What is the IRDAI Grade A Assistant Manager exam pattern?
The IRDAI Grade A Assistant Manager exam is conducted in two stages: Phase 1 and Phase 2. Phase 1 is an online objective test conducted for 90 minutes with a total of 160 marks. It includes four sections: English Language, Reasoning, Quantitative Aptitude, and General Awareness. Each section has 40 questions. There is negative marking, where 1/4 mark is deducted for every wrong answer. Candidates must qualify both sectional cut-offs and the overall cut-off to move to the next stage.
Phase 2 is a descriptive examination consisting of three papers: English (Descriptive), Economic & Social Issues in Insurance, and Insurance & Management. Each paper carries 100 marks and is conducted for 60 minutes. Answers are written in descriptive format. All papers are available in both English and Hindi, except the English Descriptive paper, which is conducted only in English.
Also, check the latest IRDAI Assistant Manager Preparation Strategy 2026 along with the toppers' study plan.
IRDAI Grade A 2026 Syllabus Overview
The IRDAI Grade A Assistant Manager exam syllabus is designed to assess both objective knowledge and descriptive skills across multiple areas. The exam is conducted in two phases: Phase I is an online objective test covering reasoning, English, quantitative aptitude, and general awareness, while Phase II is a descriptive test with papers on English, Economic & Social Issues impacting Insurance, and Insurance & Management. The details of the IRDAI Grade A syllabus are as follows:
| Phase | Paper/Section | Key Topics |
|---|
| Phase I – Objective | Reasoning | Puzzles, Coding-Decoding, Series, Analogy, Classification, Blood Relations, Direction Sense, Ranking, Analytical Reasoning |
| English Language | Grammar, Vocabulary, Comprehension, Synonyms/Antonyms, Idioms, Sentence Correction, Spotting Errors |
| Quantitative Aptitude | Number Systems, Simplification, Ratio & Proportion, Percentages, Profit & Loss, Time & Work, Time & Distance, Interest, Data Interpretation, Probability, Mensuration |
| General Awareness | Current Affairs, History, Polity, Economy, Geography, Science & Technology, Sports, Awards |
| Phase II – Descriptive | English Language | Essay, Precis Writing, Comprehension, Business/Office Correspondence |
| Economic & Social Issues Impacting Insurance | Economic growth, Insurance penetration, Financial markets, Regulations, Reforms, Micro-insurance, Social Security, Rural Insurance |
| Insurance & Management | Principles of Insurance, Risk & Reinsurance, Insurance Products, Legal Foundations, Management Processes, Leadership, HRD, Performance Appraisal, Motivation, Communication, Corporate Governance |
What is the IRDAI Assistant Manager 2026 phase 1 exam pattern?
As per the IRDAI Grade A Exam Pattern, the Phase 1 exam consists of an online test with MCQs. The paper will be set in both Hindi and English languages. The duration of the exam is 90 minutes, and the maximum marks are 160. There will be a negative marking of 1/4th. The questions are divided into four sections:
| Sections | No of Questions | Maximum Marks |
|---|
| English Language | 40 | 40 |
| Reasoning Ability | 40 | 40 |
| Quantitative Aptitude | 40 | 40 |
| General Awareness | 40 | 40 |
| Total | 160 | 160 |
A candidate has to qualify in each of the four objective tests separately and also in aggregate as per the cut-off marks for each test and in the aggregate to be decided by IRDAI. Separate cut offs may also be applied for each of the specialized streams and General stream.
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How many papers are there in IRDAI Grade A phase 2?
As per the IRDAI Grade A exam pattern, Phase 2 consists of 3 descriptive papers. These include Paper 1 (English), Paper 2 (Economic & Social Issues along with Insurance), and Paper 3 (Specialization subject). Each paper carries 100 marks and has a duration of 60 minutes.
All papers are available in both English and Hindi, except the English Language paper, which is conducted only in English. Candidates are required to write their answers in descriptive form on the answer sheets provided during the exam.
| Section | Duration | Maximum Marks |
|---|
| English Language | 60 minutes | 100 |
| ESI impacting Insurance | 60 minutes | 100 |
| Insurance and Management | 60 minutes | 100 |
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Is the IRDAI Assistant Manager exam conducted in multiple phases?
Yes, the exam is conducted in three phases: Phase 1 (Prelims), Phase 2 (Mains), and the Interview round. The final selection will be based on the combined score of the Phase 2 Descriptive Exam and the Interview, in order of merit.
Important Points to Remember:
- The weightage of Phase 2 Descriptive Examination and Interview will be 85:15.
- The final merit list will be prepared based on the candidate's performance in Phase 2 and the interview.
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Key Takeaways
Here is a well-structured table summarizing the IRDAI Grade A Exam Pattern:
| Feature | Details |
|---|
| Exam Stages | 3 - Phase 1 (Prelims), Phase 2 (Mains), Interview |
| Phase 1 Pattern | Objective type – 4 sections (English, Reasoning, Quant, GA), 160 marks, 90 mins |
| Negative Marking (Phase 1) | 0.25 marks for each wrong answer |
| Phase 2 Pattern | Descriptive type – 3 papers (English, ESI + Insurance, Specialization), 100 marks each |
| Phase 2 Duration per Paper | 60 minutes per paper |
| Final Selection Criteria | Based on Phase 2 (85%) + Interview (15%) scores |
| Exam Medium | Phase 1 – English & Hindi Phase 2 – English & Hindi (except English paper) |
| Cut-off Requirement | Sectional and overall cut-offs in both Phase 1 & 2 |
