The Indian Institute of Banking & Finance (IIBF) has released the CAIIB December 2026 exam schedule. The exams will be held from 6th to 27th December 2026, including ABM on 6th, BFM on 12th, ABFM on 13th, BRBL on 20th, and the Elective Paper on 27th December 2026.
When is the CAIIB 2026 exam expected to be held?
The IIBF has released the CAIIB 2026 exam schedule for the December cycle. The exams will be held online from 6th to 27th December 2026 and include four compulsory papers ABM, BFM, ABFM, and BRBL. Candidates must also select one elective paper based on their job role or career interest.
| Paper / Subject | Nov-Dec 2026 | May-June 2026 |
|---|
| Advanced Bank Management (ABM) | 6th December 2026 | 31st May 2026 |
| Bank Financial Management (BFM) | 12th December 2026 | 7th June 2026 |
| Advanced Business & Financial Management (ABFM) | 13th December 2026 | 13th June 2026 |
| Banking Regulations & Business Laws (BRBL) | 20th December 2026 | 14th June 2026 |
Elective Paper (Rural Banking / HRM / IT & Digital Banking / Risk Management / Central Banking) | 27th December 2026 | 21st June 2026 |
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What are the paper-wise exam dates for the December 2026 CAIIB cycle?
The IIBF CAIIB December 2026 exam will be conducted in online mode from 6th to 27th December 2026. The four compulsory papers ABM, BFM, ABFM, and BRBL will be held from 6th to 20th December, followed by the Elective Paper on 27th December 2026.
| Paper / Subject | Exam Date |
|---|
| Advanced Bank Management (ABM) | 6th December 2026 |
| Bank Financial Management (BFM) | 12th December 2026 |
| Advanced Business & Financial Management (ABFM) | 13th December 2026 |
| Banking Regulations & Business Laws (BRBL) | 20th December 2026 |
Elective Paper (Rural Banking / HRM / IT & Digital Banking / Risk Management / Central Banking) | 27th December 2026 |
What are the paper-wise CAIIB exam dates 2026 for the May-June cycle?
IIBF CAIIB 2026 exam will be conducted in online mode, as per the official notification. The four compulsory papers ABM, BFM, ABFM, and BRBL will be held from 31st May to 14th June 2026, followed by the Elective Paper on 21st June 2026.
| Paper / Subject | Exam Date |
|---|
| Advanced Bank Management (ABM) | 31st May 2026 |
| Bank Financial Management (BFM) | 7th June 2026 |
| Advanced Business & Financial Management (ABFM) | 13th June 2026 |
| Banking Regulations & Business Laws (BRBL) | 14th June 2026 |
Elective Paper (Rural Banking / HRM / IT & Digital Banking / Risk Management / Central Banking) | 21st June 2026 |
When is the CAIIB 2026 admit card expected to be released?
As per the IIBF CAIIB 2026 notification, the admit card for the May-June cycle is expected to be released 10 to 15 days before the exam. Candidates can download it from the official IIBF website and should check the exam date, time, venue, and paper-wise schedule, reporting any errors to IIBF immediately.
What are the eligibility criteria to appear for CAIIB exam?
The CAIIB exam is conducted by IIBF to enhance the professional knowledge and skills of banking employees. Candidates must have cleared JAIIB or Part 1 of the Associate Exam and hold active IIBF membership. They should also check the CAIIB eligibility criteria, including educational requirements, membership, and attempt limits, before applying.
1. CAIIB Educational Qualification
To be eligible for the CAIIB exam, a candidate must:
| Criteria | Details |
|---|
| Minimum Qualification | Must have passed JAIIB (Junior Associate of the Indian Institute of Bankers) |
| Educational Requirement | No specific degree required, but candidates should be employees of a banking or financial institution |
| Membership Requirement | Must be a member of IIBF (Indian Institute of Banking & Finance) |
| Employer Eligibility | Should be working in a bank or financial institution recognized by IIBF |
2. Age Limit for CAIIB Exam 2026
There is no age limit for the CAIIB exam conducted by the IIBF. Eligible banking professionals who meet the required IIBF membership and educational qualifications can apply at any stage of their career to improve their banking knowledge and professional growth.
3. CAIIB Number of Attempts & Validity
Aspirants must be aware of the CAIIB exam attempt limit and validity period to ensure they clear the exam within the permitted timeframe. Below is a detailed breakdown of the number of attempts, validity, and other key rules.
| Criteria | Details |
|---|
| Maximum Attempts | 5 attempts |
| Time Validity | 3 years from registration |
| Re-Registration | Yes, a candidate will be disqualified after 5 unsuccessful attempts or 3 years from the date of registration, whichever comes earlier. |
If a candidate fails to clear CAIIB within 5 attempts (3 years), they must re-register, and previous credits will be forfeited.
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What is the CAIIB exam pattern 2026?
The CAIIB Exam Pattern is designed to assess bankers' advanced knowledge and skills required in the banking sector. The exam is conducted online and consists of five papers, four compulsory and one elective. Each paper contains 100 multiple-choice questions, carries 100 marks, and has a duration of 2 hours. There is no negative marking for incorrect answers.
| Paper | Type | Questions/Marks |
|---|
| Advanced Bank Management | Compulsory | 100/100 |
| Bank Financial Management | Compulsory | 100/100 |
| Advanced Business and Financial Management | Compulsory | 100/100 |
| Banking Regulations and Business Laws | Compulsory | 100/100 |
| Elective Paper | To Be Chosen From 5 Optional Subjects | 100/100 |
To pass, candidates must score at least 50 marks in each paper, or a minimum of 45 marks per paper with an overall aggregate of 50%.
What is the CAIIB exam syllabus?
The CAIIB Syllabus includes four compulsory papers ABM, BFM, ABFM, and BRBL along with one elective paper based on the candidate's chosen specialization. The detailed syllabus is as follows:
| Paper Name | Module Name |
|---|
| 1. Advanced Bank Management (ABM) | Module A: Statistics Module B: Human Resource Management Module C: Credit Management Module D: Compliance in Banks and Corporate Governance |
| 2. Bank Financial Management (BFM) | Module A: International Banking Module B: Risk Management Module C: Treasury Management Module D: Balance Sheet Management |
| 3. Advanced Business & Financial Management (ABFM) | Module A: Understanding Business Environment Module B: Business Strategy Module C: Financial Management Module D: Emerging Business Solutions |
| 4. Banking Regulations & Business Laws (BRBL) | Module A: Regulations and Compliance Module B: Important Acts/Laws Related to Banking Module C: Legal Aspects of Banking Operations Module D: Consumer Protection and Banking Ombudsman |
What is the CAIIB passing criteria?
To pass the CAIIB exam, candidates must meet the minimum marks for each subject. The rules ensure both subject knowledge and overall performance are assessed. Cleared subjects are credited, so candidates can focus on the remaining papers within the allowed time.
- Minimum passing marks: You must score at least 50 out of 100 in each subject.
- Alternate passing rule: You can also pass if you score 45 or more in each subject and achieve 50% or more total marks in the same attempt.
- Credit retention: Once you clear a subject, the marks are kept valid until the attempt limit or time limit is completed.
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Key Takeaways
| Category | Details |
|---|
| Exam Cycles | May-June 2026, December 2026 |
| Nov–Dec 2026 Exam Dates | 6th December - 27th December 2026 |
| Exam Mode | Online, paper-wise |
| Compulsory Papers | Advanced Bank Management (ABM), Bank Financial Management (BFM), Advanced Business & Financial Management (ABFM), Banking Regulations & Business Laws (BRBL) |
| Elective Papers | Choose 1: Rural Banking, Human Resource Management, IT & Digital Banking, Risk Management, Central Banking |
| Registration Dates (May–June) | 4th – 24th March 2026 Last date extended to 31st March 2026 |
| Registration Dates (Nov–Dec) | 1st – 21st September 2026 |
| Admit Card Release | 10–15 days before the exam; available online on IIBF website |
| Eligibility | Must have passed JAIIB / Part I of Associate Exam; valid IIBF membership; employed in a recognized bank/financial institution |
| Age Limit | None |
| Attempts & Validity | Maximum 5 attempts; valid for 3 years from registration; re-registration required after 5 attempts or 3 years |
| Exam Pattern | 5 papers (4 compulsory + 1 elective), 100 questions per paper, 100 marks, 2 hours each, no negative marking |
| Passing Criteria | Minimum 50 marks per paper OR 45 marks per paper with 50% overall aggregate; credits retained for cleared papers |
| Application Fees | First attempt: ₹5,000 + GST; Subsequent attempts: ₹1,300 + GST; Late fee: ₹100 (Week 2), ₹200 (Week 3) |
| Paper-Wise Dates May–June | ABM: 31 May, BFM: 7 Jun, ABFM: 13 Jun, BRBL: 14 Jun, Elective: 21 Jun |
| Paper-Wise Dates Nov–Dec | ABM: 6 Dec, BFM: 12 Dec, ABFM: 13 Dec, BRBL: 20 Dec, Elective: 27 Dec |
