JAIIB Exam Pattern: The Junior Associate of the Indian Institute of Bankers (JAIIB) examination is a pivotal certification for banking professionals in India, offered by the Indian Institute of Banking & Finance (IIBF). Understanding its exam pattern is crucial for effective preparation. Check out the complete article to know the detailed exam pattern.
JAIIB Exam Pattern
Candidates have the option to attempt the examination in either Hindi or English. The examination is conducted exclusively in an online mode. All the four papers in JAIIB Exam Pattern consists of same number of questions, marks and duration.
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JAIIB Exam Pattern 2025
The JAIIB Exam 2025 is conducted in an online mode with no negative marking. Each paper is for 100 marks, and candidates are given 2 hours to complete each paper. The candidates should also check out JAIIB Syllabus.
| Paper | Subject | No. of Questions | Total Marks | Duration |
|---|
| Paper I | Indian Economy & Financial System | 100 | 100 | 2 hours |
| Paper II | Accounting & Financial Management of Banking | 100 | 100 | 2 hours |
| Paper III | Principles & Practices of Banking | 100 | 100 | 2 hours |
| Paper IV | Retail Banking & Wealth Management | 100 | 100 | 2 hours |
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JAIIB Exam Marking Scheme
The JAIIB exam follows a clear and fair marking scheme designed to assess candidates on their knowledge of banking and financial concepts. One key advantage is that there is no negative marking, allowing candidates to attempt all questions without the risk of losing marks for incorrect responses. Below is the detailed marking scheme for the JAIIB exam:
| Exam Component | Details |
|---|
| Total Marks per Paper | 100 Marks |
| Number of Questions | 100 MCQs |
| Passing Marks per Paper | 50 out of 100 |
| Alternative Passing Criteria | 45 marks in each subject with an aggregate of 50% in a single attempt |
| Negative Marking | No Negative Marking |
| Duration per Paper | 2 Hours (120 Minutes) |
JAIIB Number of Attempts
Candidates are allowed a maximum of 5 attempts to clear the examination. These 5 attempts must be utilized within a period of 3 years from the date of registration. If a candidate is unable to pass the examination within this period, they must re-enroll, and previous credits will not carry forward.
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