Preparing for the JAIIB 2026 Principles and Practices of Banking (PPB) exam? Practising case studies is a useful way to understand banking concepts and apply them to real-life situations. Topics such as Know Your Customer (KYC), credit appraisal, lending, Non-Performing Assets (NPAs), and debt recovery are important for banking professionals. Attempt the JAIIB PPB case studies quiz on KYC, lending, and NPA recovery to test your knowledge, improve your problem-solving skills, and prepare for scenario-based questions.
Download JAIIB PPB Case Studies Quiz PDF on KYC, Lending and NPA Recovery
Download the JAIIB PPB Case Studies Quiz PDF to practise exam-level questions based on real-life banking scenarios. This PDF covers important topics such as KYC compliance, lending principles, credit appraisal, NPA classification, and recovery procedures to help you understand how banking concepts are applied in practical situations.
Attempt JAIIB PPB Case Studies Quiz on KYC, Lending and NPA Recovery
Attempt the JAIIB PPB Case Studies Quiz to strengthen your understanding of KYC, lending, and NPA recovery through practical, exam-oriented questions. The quiz covers important concepts from Module A (General Banking Operations) and Module B (Functions of Banks), helping you improve your application of banking rules, credit assessment, and debt recovery procedures.
1. A branch finds that a new applicant refuses to disclose the identity of the person ultimately controlling a privately held company. What should it do?
2. A customer with an established account requests a second savings account at the same bank and existing KYC information remains adequate. What is the appropriate approach?
3. A salaried customer suddenly receives multiple high-value transfers inconsistent with the declared profile. Which response best fits risk-based KYC?
4. During onboarding, a customer asks whether a PAN is the only acceptable document for both identity and address. What should the officer explain?
5. A branch employee notices repeated cash deposits split into small amounts by apparently related persons. What is the strongest AML response?
6. A transaction-monitoring analyst sees a potential suspicious transaction. Who ordinarily files the STR with FIU-IND on behalf of the bank?
7. A relationship manager wants to tell a customer that a Suspicious Transaction Report has been submitted. What is correct?
8. A high-risk customer was last subjected to periodic KYC updation in 2024. Under the ordinary risk-based interval, when is the next update due?
9. A medium-risk individual last completed KYC updation in 2022. What is the normal outer interval?
10. A low-risk customer says no identification or address detail has changed at periodic updation. What is the most suitable routine path?
11. A low-risk individual misses a scheduled KYC update. The bank’s officer proposes stopping every transaction immediately despite the RBI’s 2025 relief. What should the bank do?
12. A bank uses an authorised business correspondent to receive a customer’s declaration of only an address change for periodic KYC. Which statement is best?
13. A new partnership firm applies for a current account. What should the bank assess?
14. A sole proprietor submits personal identity documents but no evidence relating to the business. What is the best approach?
15. A bank encounters a politically exposed person (PEP) seeking an account. What action best reflects enhanced due diligence?
16. An employee seeks to classify every non-resident customer as automatically suspicious. What is correct?
17. A customer is listed under an applicable sanctions restriction at screening. What is the appropriate response?
18. A company changes control but does not update its bank. How should the branch treat the discovery?
19. A bank’s KYC staff receives a CKYCR identifier from an existing customer. What is CKYCR principally used for?
20. A new applicant cannot meet normal CDD requirements and the branch cannot establish identity satisfactorily. What is most appropriate?
Quiz Summary
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What topics are covered in the JAIIB PPB case studies quiz on KYC, Lending and NPA Recovery?
The quiz covers important topics from Module A (General Banking Operations) and Module B (Functions of Banks) of the JAIIB PPB syllabus. It focuses on banking situations that require you to apply regulatory guidelines, lending principles, and recovery procedures. Practising these questions can help you revise key concepts and identify areas that need more attention.
- KYC and AML: Customer identification, KYC norms, anti-money laundering guidelines, PMLA, CKYCR, and transaction monitoring.
- Account opening and compliance: KYC requirements for different customers, wire transfers, FATCA, CRS, and the Legal Entity Identifier (LEI).
- Lending and credit appraisal: Principles of lending, borrower assessment, working capital, term loans, and credit monitoring.
- Securities and loan documentation: Pledge, hypothecation, mortgage, lien, assignment, collateral, and loan documents.
- Retail and priority sector lending: Home loans, personal loans, MSME lending, agricultural finance, and priority sector lending targets.
- NPA classification and management: Asset classification, income recognition, provisioning, stressed assets, and loan restructuring.
- NPA recovery and legal frameworks: SARFAESI Act, Recovery of Debts and Bankruptcy Act, Debt Recovery Tribunals (DRTs), Insolvency and Bankruptcy Code (IBC), and Lok Adalats.
Also Attempt Paper-wise JAIIB Case Study Quizzes
Case study quizzes test practical understanding of banking concepts. These questions are based on real-life scenarios and require logical thinking.
| Subject | Link |
| JAIIB IE & IFS Case Study Quiz | Download PDF |
| JAIIB PPB Case Study Quiz | Download PDF |
| JAIIB AFM Case Study Quiz | Download PDF |
| JAIIB RBWM Case Study Quiz | Download PDF |
How does this quiz help with JAIIB PPB preparation?
Case-study practice helps you connect banking rules with the decisions taken during daily banking operations. It can also improve your understanding of compliance requirements, credit risk, loan security, asset classification, and recovery mechanisms. Use the following approach to make your practice more effective:
- Revise Module A: Focus on KYC guidelines, customer due diligence, AML, and account-opening procedures.
- Practise Module B: Review credit appraisal, lending principles, securities, loan documentation, and priority sector lending.
- Understand NPA rules: Revise asset classification, provisioning, stressed asset resolution, and applicable recovery laws.
- Review explanations: Understand why an answer is correct instead of memorising the option.
- Practise regularly: Attempt additional case-based questions and revisit topics where you make mistakes.
Which topics should you revise after attempting the quiz?
Your revision should depend on the areas in which you need more practice. If you find KYC questions difficult, revisit customer identification, transaction monitoring, and AML obligations. If lending questions are challenging, focus on credit appraisal, working capital assessment, and modes of charging securities. For NPA recovery, revise prudential norms, the SARFAESI Act, the Recovery of Debts and Bankruptcy Act, and the IBC.
FAQs
The quiz helps candidates practise case-based questions on KYC compliance, lending principles, and NPA recovery for the JAIIB PPB exam.
KYC is covered under Module A (General Banking Operations), while lending and NPA recovery are covered under Module B (Functions of Banks).
KYC topics include customer identification, AML guidelines, PMLA, CKYCR, transaction monitoring, and regulatory compliance.
Important lending topics include credit appraisal, working capital assessment, term loans, loan documentation, securities, and priority sector lending.
An NPA is a loan or advance classified as non-performing according to the applicable RBI prudential norms.
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- Attempt JAIIB PPB Case Studies Quiz on KYC, Lending and NPA Recovery
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