SIDBI Grade A Practice Questions, Attempt Now & Download PDF

1. The Reserve Bank of India was established in which year?

2. What is the full form of SARFAESI Act?

3. Which organisation manages the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)?

4. What is the current definition of a ‘Medium Enterprise’ under the revised MSME definition (2020)?

5. The ‘Priority Sector Lending’ guidelines in India are issued by:

6. Which committee recommended the setting up of SIDBI?

7. MUDRA stands for:

8. What is the purpose of the IRAC norms in Indian banking?

9. Under Basel III norms, what is the minimum Common Equity Tier 1 (CET1) capital ratio required for banks?

10. The National Credit Guarantee Trustee Company (NCGTC) was set up to administer credit guarantees for which sector?

11. Under the MSMED Act 2006, what is the maximum period within which a buyer must make payment to a micro or small enterprise supplier?

12. What is the objective of the ‘TReDS’ platform in the MSME ecosystem?

13. Which of the following best describes ‘cluster financing’ for MSMEs?

14. Under the Credit Linked Capital Subsidy Scheme (CLCSS), what percentage of subsidy is provided to MSMEs for technology upgradation?

15. The Micro Finance Institutions (MFIs) in India are primarily regulated by:

16. What is the primary purpose of the ‘Factoring’ service for MSMEs?

17. Which of the following is an NPA recognition criterion under RBI’s IRAC norms for term loans?

18. The ‘stressed assets’ category SMA-2 under RBI guidelines refers to accounts where principal/interest is overdue for:

19. Under which SIDBI scheme are refinance facilities extended to banks and financial institutions for lending to MSMEs?

20. What is the key feature that distinguishes a ‘Secured Loan’ from an ‘Unsecured Loan’?

1. The government has taken several ________ measures to curb inflation in the country.

2. SIDBI ________ credit to MSMEs both directly and through partner lending institutions.

(A) extracts (B) channels (C) withdraws (D) diverts

3. The new credit guarantee scheme aims to ________ the risk borne by lenders while financing MSMEs.

(A) mitigate (B) amplify (C) accelerate (D) complicate

4. The entrepreneur was ________ about the prospects of his business in the current economic climate.

(A) morose (B) pessimistic (C) indifferent (D) sanguine

5. The financial statement must be ________ before submission to the regulatory authority.

(A) deposited (B) liquidated (C) audited (D) hypothecated

Directions (Q6–Q9): Choose the option that best improves the bold part of the sentence

6. The bank has been in operation since more than two decades.

(A) since more than two decades (B) for more than two decades (C) since two decades more (D) for two decades since

7. Each of the applicants were required to submit their documents.

(A) Each of the applicants were required (B) Each of the applicant was required (C) Each of the applicants was required (D) All the applicant was required

8. The collateral provided by the borrower was not sufficient enough to cover the loan.

(A) not sufficient (B) not sufficient enough (C) insufficient enough (D) not sufficiently enough

9. Despite of the heavy losses, the company continued its operations.

(A) Despite of the heavy losses (B) In spite the heavy losses (C) Although the heavy losses (D) Despite the heavy losses

Directions (Q10–Q14): Eight bank officers — P, Q, R, S, T, U, V and W — are seated around a circular table, all facing the centre. T sits second to the right of P. R sits third to the left of T. S sits immediate right of R. V is not adjacent to P or R. Q sits second to the left of S. U and W are immediate neighbours.

10. Who sits immediately to the left of P?

(A) V (B) W (C) U (D) Q

11. How many persons sit between Q and R (counting clockwise from Q)?

(A) Three (B) One (C) Two (D) Four

12. Which of the following pairs are immediate neighbours?

(A) P and R (B) T and S (C) V and Q (D) U and S

13. What is the position of V with respect to T?

(A) Second to the right (B) Third to the left (C) Immediate right (D) Fourth to the left

14. Who sits opposite to W?

(A) V (B) P (C) T (D) S

Directions (Q15–Q18): Seven persons A, B, C, D, E, F and G live on seven different floors of a building (1 is lowest, 7 is highest). A lives on an even-numbered floor. Two persons live between A and B. C lives immediately above D. E lives on floor 7. G lives on floor 3. F lives between G and D (not necessarily adjacent). B lives below A.

15. On which floor does A live?

(A) Floor 4 (B) Floor 2 (C) Floor 5 (D) Floor 6

16. Who lives on floor 5?

(A) B (B) D (C) C (D) F

17. How many persons live between C and G?

(A) Two (B) One (C) Three (D) Four

18. Who lives immediately below E?

(A) A (B) B (C) C (D) G

Computer Knowledge (Q19–Q20)

19. Which generation of computers used transistors?

(A) First generation (B) Third generation (C) Fourth generation (D) Second generation

20. Which type of malware encrypts a victim’s files and demands payment for the decryption key?

(A) Trojan Horse (B) Spyware (C) Ransomware (D) Worm

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What does the SIDBI Grade A practice quiz includes?

SIDBI Grade A Practice Quiz and PDF covers important sections of the Phase 1 exam, including Reasoning, Quant, English, General Awareness, MSME-related topics, and stream-specific subjects. Based on the latest exam pattern, it helps candidates practice exam-level questions and includes correct answers with clear explanations for better understanding.

• Section-wise practice questions for Phase 1
• Questions based on real exam difficulty level
• Detailed answers with simple explanations
• Coverage of MSME finance and banking awareness topics
• Helpful for self-assessment and revision

What is the SIDBI Grade A Phase 1 exam pattern?

SIDBI Grade A Phase 1 exam is an online test that checks candidates’ aptitude, general awareness, and MSME-related knowledge. It carries 200 marks, lasts 120 minutes, and has seven sections, some of which are qualifying in nature. The Phase 2 merit list is based on General Awareness, MSME Finance & Management, and the Stream-Specific Test, which are important for shortlisting candidates.

Section	No. of Questions	Marks	Nature	Key Details
English Language	30	30	Qualifying	Not counted for merit
Reasoning Aptitude	25	25	Qualifying	Must clear cutoff
Quantitative Aptitude	25	25	Qualifying	Basic aptitude skills
Computer Knowledge	20	20	Qualifying	Basic computer awareness
General Awareness (Banking, Financial & ESI)	20	20	Merit	Important for selection
MSME Policy & Framework	30	30	Merit	MSME concepts & regulations
Stream-Specific Test (MSME Finance & Credit)	50	50	Merit	High scoring section
Total	200	200	—	120 minutes exam

Explore SIDBI Grade A Online Courses

What is the SIDBI Grade A syllabus?

The SIDBI Grade A syllabus covers Phase 1 and Phase 2, including basic aptitude, banking, and advanced MSME-related topics. Candidates should prepare for both qualifying and merit-based sections and stay updated with the latest banking, financial, and current affairs developments, as the syllabus is indicative.

Section	Topics Covered
English Language	Grammar, comprehension, vocabulary
Reasoning Aptitude	Puzzles, logical reasoning, analytical ability
Quantitative Aptitude	Arithmetic, DI, basic math
Computer Knowledge	Basics of computers and applications
General Awareness	Banking, finance, economy, social issues
MSME Knowledge	MSME policy, finance, regulations
Stream Specific Test	MSME finance, credit appraisal
English (Descriptive)	Essay, précis, comprehension
Stream & MSME	Credit risk, NPA, NBFC, ratios, ARCs, investment concepts

FAQs

1. Is the SIDBI Grade A practice PDF free?

Yes, the practice questions PDF is completely free to download.

2. What does the SIDBI Grade A Phase 1 exam include?

It includes seven sections covering aptitude, awareness, MSME knowledge, and stream-specific topics.

3. Which sections are qualifying in SIDBI Grade A Phase 1?

English, Reasoning, Quantitative Aptitude, and Computer Knowledge are qualifying in nature.

4. What is the total duration of the SIDBI Grade A Phase 1 exam?

The Phase 1 exam duration is 120 minutes.

5. What subjects are included in General Awareness?

It includes banking, financial awareness, economic and social issues.

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AditiOB

Hi, I’m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies.
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