JAIIB RBWM Exam 2025 Analysis 16th November 2025

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JAIIB RBWM Exam Analysis 2025

JAIIB RBWM Exam Analysis: The Indian Institute of Banking and Finance RBWM exam of the Nov cycle will be held on the 16th of November 2025. The exam was of 100 questions and 100 marks with a 2-hour duration. Based on candidates’ feedback, we will provide the detailed JAIIB RBWM Exam Analysis 2025 here.

JAIIB AFM Exam Analysis 2025 – 16th November 2025

Based on the feedback from candidates who appeared for the previous JAIIB RBWM exam, the overall difficulty level was moderate to difficult and completely conceptual. The shift-wise topics asked in the exam are provided below.

JAIIB November cycle 2025 All papers exam analysis

Common Topics Asked on 16th November (Shift 1 & Shift 2)

Both shifts of the JAIIB RBWM exam held on 16th November covered several overlapping topics. These common areas show the key concepts repeatedly tested across shifts, helping professionals understand the most important themes to focus on. The details of the topics that appeared in both Shift 1 and Shift 2 are as follows:

Common Topic	Shift 2 – 16 Nov	Shift 1 – 16 Nov
PMJJBY	PMJJBY	PMJJBY and PMSBY
Education, Home & Car Loan	Education Loan; New Car Old Car Loan; Home Loan & Education Loan	Education Loan, Car Loan and Home Loan
Mutual Fund	Mutual Fund; MF Concepts	Mutual Fund
Pradhan Mantri Awas Yojana (PMAY)	PMAY	PMAY (EWS & LIG Contribution)
Net Profit Margin	Net Profit Margin	Net Profit Margin
Wealth Management	Wealth Management Case Study	Wealth Management
Credit Card	Credit Card	Credit Card (Minimum Amount Due)
Present Value / Future Value	Future Value of Money	Present Value and Future Value

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JAIIB RBWM Exam 2025 16th November Exam Cycle (3rd Shift)

Given below is the list of topics asked in the JAIIB RBWM Exam Shift 3 exam is as follows:

1. ROI Loan
2. UPI Offline Limit
3. PAN Update
4. Net Profit Margin
5. WDV
6. Future Value
7. Present Value of Annuity
8. Reverse Mortgage Loan

JAIIB RBWM Exam 2025 16th November Exam Cycle (2nd Shift)

Given below is the list of topics asked in the JAIIB RBWM Exam Shift 2 exam is as follows:

16th Nov Shift 2

18th May Shift 2

1. SFMS
2. Future Value of Money
3. Net Interest Margin
4. Augmented Product
5. Wealth Management Case Study
6. Net Profit Margin
7. Education Loan
8. Pradhan Mantri Awas Yojana
9. Retail Loan vs Corporate Loan
10. FD
11. Nomination Case Study
12. Mutual Fund
13. New Car Old Car Loan
14. CKYC
15. IMPS Benefits over RTGS and NEFT
16. Floating rate term deposit
17. Open Ended and Closed Ended Funds
18. PMJJBY
19. Housing Loan Criteria POA
20. Will full Defaulter
21. SBU Approach
22. MF Concepts
23. Equitable Mortgage
24. Customer Centric
25. Interest in Current Account after death of account holder
26. Home Loan and Education Loan
27. Credit Card

1. AI
2. Housing Loan Documents
3. EMI Calculation
4. Tax Planning
5. Wealth Management
6. Simple Mortgage
7. Reverse Mortgage Loan
8. Credit Proposal Assessment
9. Mutual Fund Business by Bank
10. Tax From Other Sources
11. Medical Insurance
12. Floater Health Insurance
13. Senior Citizen Insurance (Old & New Tax Regime)
14. Index Inflation
15. CII Calculation
16. Ordinary Annuity
17. Sinking Fund
18. Investment Planning
19. Expected Products
20. Generic Products
21. Augmented Product
22. Marketing Process
23. SBU / Departmental / Integrated Approach

JAIIB RBWM Exam 2025 16th November Exam Cycle (1st Shift)

Given below is the list of topics asked in the JAIIB RBWM Exam Shift 1 exam is as follows:

16th November 2025

18th May 2025

1. Questions on Minor Account
2. Government Security
3. PMJJBY and PMSBY
4. Education Loan, Car Loan and Home Loan
5. Capital Gain
6. Inoperative Gain
7. 4 P Marketing
8. Blind Person Account
9. Mutual Fund
10. Present Value and Future Value
11. Pradhan Mantri Awas Yojana (PMAY) {EWS and LIG Income Contribution}
12. CERSAI and SARFAESI Purpose
13. Valuation
14. Rule Number 72, 115, 144
15. Loan to Value Ratio
16. Net Profit Margin
17. ULIP
18. NPA (Special Mention Account)
19. DECOR
20. KYC Policies – Money Laundering
21. Wealth Management
22. Capital
23. Fix Obligation Income Ratio
24. SBO Approach
25. Sten loan Model
26. Credit Card (min. amount due)

1. Rule of 72
2. Future Value Present Value Calculation – Annuity
3. Depreciation- WDV
4. Equitable Mortgage
5. PMS
6. Long Term Capital Gain – Theoretical Aspect
7. Home Loan and Car Loan Processing
8. Customer Relationship Management – 3-4 Questions
9. Questions related to Branch Profitability
10. Cost of Inflation Index
11. EMI Calculation
12. Investment Banking
13. Securitization
14. Sinking Fund
15. Maslow Need Hierarchy Theory
16. Pradhan Mantri Awas Yojana (PMAY)
17. Departmental Approach
18. MIS
19. Customer Analytics
20. Mutual Fund
21. Credit Card
22. Convertible Bonds
23. Moratorium in Education Loan, Vehicle Loan
24. Para Banking
25. Belting Method
26. Term Insurance

FAQs

Q1. What was the overall difficulty level of the JAIIB RBWM Exam 2025?

Ans: The overall difficulty level for the exam was moderate to difficult.

Q2. How many questions were asked in the JAIIB RBWM Exam 2025?

Ans: The exam consisted of 100 questions carrying 100 marks in total.

Q3. What was the duration of the JAIIB RBWM 2025 Exam?

Ans: The exam duration was 2 hours (120 minutes).

Q4. What was the date of the JAIIB RBWM Exam 2025 for the Nov cycle?

Ans. The JAIIB RBWM Exam 2025 for the Nov cycle will be conducted on 16th November 2025.

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Priti Palit, is an accomplished edtech writer with 4+ years of experience in Regulatory Exams and other multiple government exams. With a passion for education and a keen eye for detail, she has contributed significantly to the field of online learning. Priti’s expertise and dedication continue to empower aspiring individuals in their pursuit of success in government examinations.