The Nainital Bank Clerk & PO Exam 2026 has been conducted on 17th January 2026. Thousands of banking aspirants appeared for the examination. Check the details of the exam here.
Nainital Bank Exam Analysis 2026
The Nainital Bank Clerk & PO exam tests candidates on reasoning ability, English Language, quantitative aptitude, general awareness, and computer knowledge. The paper is designed to evaluate speed, accuracy, conceptual clarity, and time management skills. Based on previous years’ trends, the overall difficulty level is expected to remain moderate, with a balanced distribution of easy, moderate, and slightly tricky questions.
Nainital Bank Clerk & PO Difficulty Level 2026
The section-wise difficulty level for the Nainital Bank Exam 2026 will be updated shotly. Till then, candidates can refer to the expected pattern below.
| Section | Difficulty Level |
| Reasoning Ability | TBA |
| English Language | TBA |
| Quantitative Aptitude | TBA |
| General/Banking Awareness | TBA |
| Computer Knowledge | TBA |
| Overall | TBA |
Nainital Bank Clerk & PO Good Attempts 2026
Good attempts depend on the difficulty level, length of the paper, and accuracy level. Section-wise good attempts for the Nainital Bank Exam 2026 will be shared here after the examination.
| Section | Good Attempts |
| Reasoning Ability | TBA |
| English Language | TBA |
| Quantitative Aptitude | TBA |
| General Awareness | TBA |
| Computer Knowledge | TBA |
| Overall | TBA |
Nainital Bank Exam Section-Wise Analysis 2026
The Nainital Bank Clerk & PO Exam consists of five objective sections, each carrying equal importance. Below is the expected section-wise structure, which will be updated with actual questions and difficulty level post-exam.
Reasoning Ability
The Reasoning Ability section usually includes puzzles, seating arrangements, and logical reasoning questions. This section often becomes time-consuming due to lengthy puzzle sets.
| Topics | No. of Questions |
| Seating Arrangement / Puzzles | TBA |
| Syllogism | TBA |
| Inequality | TBA |
| Coding–Decoding | TBA |
| Input–Output | TBA |
| Blood Relation | TBA |
| Direction Sense | TBA |
| Miscellaneous | TBA |
| Total | TBA |
Quantitative Aptitude
Quantitative Aptitude is expected to be moderate, with a mix of arithmetic-based questions and data interpretation. Calculation speed and accuracy play a crucial role in this section.
| Topics | No. of Questions |
| Data Interpretation (DI) | TBA |
| Simplification/Approximation | TBA |
| Number Series | TBA |
| Quadratic Equation | TBA |
| Arithmetic (P&L, Time & Work, SI–CI, etc.) | TBA |
| Total | TBA |
English Language
The English Language section is generally scoring for candidates with good reading and grammar skills. Questions are mostly based on comprehension and contextual grammar.
| Topics | No. of Questions |
| Reading Comprehension | TBA |
| Cloze Test | TBA |
| Fill in the Blanks | TBA |
| Para Jumble | TBA |
| Error Detection / Sentence Improvement | TBA |
| Word Usage/Vocabulary | TBA |
| Total | TBA |
General Awareness
The General Awareness section focuses heavily on banking awareness, current affairs, and financial news. Static GK usually has limited weightage.
GA questions asked in Nainital Bank Clerk exam 2026
The General Awareness section in the Nainital Bank Clerk Exam 2026 tested candidates on banking awareness, static GK, economy, government schemes, and current affairs. Below is a topic-wise snapshot of the types of GA questions asked in the exam.
- Atal Pension Yojana: Launched in 2015 to provide pension benefits after retirement
- BHIM UPI maximum transaction limit: ₹40,000 per transaction
- Chikankari embroidery GI tag: Lucknow, Uttar Pradesh
- Commonwealth Games 2026 venue: Scotland
- Digital KYC documents: Aadhaar, PAN Card, Passport, Voter ID, Driving License
- Capital of Qatar: Doha
- Euro currency countries: France, Germany
- First Indian Governor of RBI: C. D. Deshmukh
- Godan author: Munshi Premchand
- Banking regulator in India: Reserve Bank of India (RBI)
- Maximum age limit for PPF account: No age limit
- NACH – ‘C’ stands for: Clearing
- NaFID launch year: 1958
- Non-conventional energy sources: Solar, Wind, Biomass, Geothermal
- PMVVY scheme: Pension scheme for senior citizens
- RBI Ombudsman Scheme regulator: RBI
- Standing Deposit Facility (SDF) launch: 8 April 2022
- State with second-highest MPs: Maharashtra
- Maximum tenure of term deposit account: 10 years
- UPI launch year: 2016
- Urjit Patel’s appointment: Executive Director of IMF
- Minimum age for Vice President: 35 years
- West-flowing river of India: Narmada
- Women’s World Cup winner: India
- Cricket term not used: Deuce
- World Bank headquarters: Washington, D.C.
GA questions asked in Nainital Bank PO exam 2026
In the Nainital Bank PO Exam 2026, the GA section focused more on banking & financial awareness, economy, polity, international organizations, and static GK, with a higher difficulty level compared to the Clerk exam.
- Who was the first Governor of the RBI?
- What is the total number of Deputy Governors in the RBI?
- Where is the headquarters of Bank of Baroda located?
- What does AePS stand for?
- How many digits are there in an IFSC code?
- Who has the authority to mint coins in India?
- What is the current Statutory Liquidity Ratio (SLR)?
- Which organization publishes the Handbook of Statistics on the Indian Economy?
- Which asset class does the RBI generally not deal in?
- Which foreign scheduled commercial bank from Singapore operates in India?
- On which date was the Integrated RBI Ombudsman Scheme launched?
- Who is known as the Father of Modern Economics?
- Which form is used by senior citizens to avoid TDS?
- Which savings schemes qualify for deductions under Section 80C?
- Which government scheme is meant for the girl child?
- What is meant by “Digital Arrest” in cybercrime?
- Name products under the Nil-rated (0%) GST slab
- Who is the Chairman of the Rajya Sabha?
- Who is the current Controller General of Accounts (CGA)?
- In which year was the UGC established?
- Where is Bannerghatta National Park located?
- How many National Parks are there in India?
- Whose birth anniversary is observed as National Women’s Day (13 February)?
- Where is the headquarters of ADB?
- Where is the headquarters of AIIB?
- The Leaning Tower of Pisa is located in which country?
- Doha is the capital of which country?
- Which is the longest river in the world?
Computer Knowledge
The Computer Knowledge section is usually easy and factual, making it a high-scoring section for well-prepared candidates.
Expected Topics – Computer Knowledge
- Computer Fundamentals
- MS Office (Word, Excel, PowerPoint)
- Input & Output Devices
- Memory & Storage
- Networking Basics
- Internet & Security
- Full Forms & Shortcut Keys
Previous Year Nainital Bank Exam Analysis (2019–2025)
Analyzing previous year Nainital Bank Clerk & PO exam trends helps aspirants understand the difficulty pattern, scoring sections, and safe attempt range. Over the years, the exam has maintained a moderate difficulty level, with slight variations across sections.
Nainital Bank Exam Difficulty Level Trend
The overall level of the Nainital Bank exam has remained moderate across years. While some years featured calculation-heavy Quant sections or puzzle-dominant Reasoning sections, the exam consistently rewarded candidates with strong fundamentals and good time management.
- 2019 exam was moderate and scoring
- 2022 paper leaned towards moderate-to-difficult due to Quant
- 2023 exam returned to a balanced moderate level
- 2025 exam maintained a moderate difficulty with syllabus-based questions
| Year | Overall Difficulty |
| 2019 | Moderate |
| 2022 | Moderate to Difficult |
| 2023 | Moderate |
| 2025 | Moderate |
Nainital Bank Clerk Exam, Good Attempts Trend
The following table highlights safe good attempts observed in previous years for the Clerk examination.
| Section | Questions | Good Attempts |
| Reasoning Ability | 40 | 27–31 |
| English Language | 40 | 33–39 |
| General Awareness | 40 | 28–32 |
| Computer Knowledge | 40 | 34–38 |
| Quantitative Aptitude | 40 | 31–32 |
| Total | 200 | 173–186 |
Nainital Bank Reasoning Ability Trend
The Reasoning section has consistently been puzzle-heavy, making it one of the most time-consuming sections. While the difficulty level stayed easy to moderate, lengthy seating arrangements often limited the number of safe attempts.
- Good Attempts Trend: 27–31
- Higher weightage to seating arrangement & puzzles
- Syllogism and inequality remained easy scoring
- Miscellaneous reasoning questions appeared in limited numbers
Common Topics:
- Circular & Linear Seating
- Double Row Arrangement
- Syllogism
- Inequality
- Coding–Decoding
- Order & Ranking
Nainital Bank Quantitative Aptitude Trend
Quantitative Aptitude has fluctuated the most in difficulty over the years. While some papers were calculation-intensive, others focused more on conceptual arithmetic and DI.
- Good Attempts Trend: 30–32
- Data Interpretation appeared every year
- Arithmetic formed the core of the section
- Simplification and number series were regular features
- Speed and accuracy played a key role
Frequently Asked Topics:
- Simplification & Approximation
- Data Interpretation (Tabular, Bar, Caselet)
- Arithmetic (P&L, SI–CI, Time & Work, Ratio)
- Number Series
- Quadratic Equations
Nainital Bank English Language Trend
The English section remained one of the most stable and highest-scoring sections across all years. Difficulty ranged from easy to moderate, with a heavy focus on comprehension-based questions.
- Good Attempts Trend: 33–39
- Reading comprehension had high weightage
- Grammar-based questions were application-oriented
- Vocabulary questions were mostly contextual
Important Topics:
- Reading Comprehension
- Cloze Test
- Error Spotting
- Para Jumbles
- Sentence Rearrangement
- Vocabulary-based Questions
Nainital Bank General Awareness Trend
General Awareness evolved into a rank-deciding section, especially in recent years. The focus gradually shifted from static GK to banking, economy, and current affairs.
- Good Attempts Trend: 28–32
- Increased emphasis on banking & financial awareness
- Questions from government schemes became common
- Static GK had limited but consistent presence
Nainital Bank Computer Knowledge Trend
The Computer Knowledge section remained easy and predictable, making it a high-scoring section for most candidates.
- Good Attempts Trend: 34–38
- Questions were factual and syllabus-based
- Focus on computer fundamentals and MS Office
- No major pattern changes observed
Repeated Topics:
- Computer Fundamentals
- MS Office
- Input–Output Devices
- Memory & Storage
- Networking Basics
- Shortcut Keys & Full Forms
Nainital Bank Clerk vs PO Exam Comparison (Previous Year Analysis)
Understanding the difference between the Nainital Bank Clerk and PO exams is essential for aspirants preparing for either or both posts. While both exams test similar subjects, the level of difficulty, depth of questions, and expected accuracy vary significantly. The PO exam focuses more on analytical ability and decision-making, whereas the Clerk exam emphasizes speed, accuracy, and fundamental concepts.
Nainital Bank Clerk vs PO, Exam Level Comparison
The table below compares the overall nature of the Clerk and PO examinations based on previous year analysis and candidate feedback.
| Parameter | Clerk | PO |
| Overall Difficulty | Easy to Moderate | Moderate |
| Nature of Questions | Direct & Speed-based | Analytical & Conceptual |
| Time Pressure | High | Moderate |
| Accuracy Requirement | Very High | High |
| Competition Level | Very High | High |
Nainital Bank Clerk vs PO, Section-Wise Difficulty Comparison
This comparison highlights how the difficulty level varies section-wise between the Clerk and PO exams, even though the syllabus remains largely the same.
| Section | Clerk Difficulty | PO Difficulty |
| Reasoning Ability | Easy to Moderate | Moderate |
| Quantitative Aptitude | Moderate | Moderate to Difficult |
| English Language | Easy | Moderate |
| General / Banking Awareness | Moderate | Moderate to Difficult |
| Computer Knowledge | Easy | Easy |
| Overall Level | Moderate | Moderate |
Nainital Bank Clerk vs PO, Reasoning Ability Comparison
Reasoning Ability shows one of the most visible differences between Clerk and PO exams, especially in terms of puzzle complexity and analytical reasoning.
| Aspect | Clerk | PO |
| Puzzle Length | Short to Medium | Long & Complex |
| Seating Arrangement | Standard | Multi-variable |
| Logical Reasoning | Limited | High Weightage |
| Critical Reasoning | Rare | Frequently Asked |
| Expected Good Attempts | 27–31 | 35+ |
Nainital Bank Clerk vs PO, Quantitative Aptitude Comparison
The Quantitative Aptitude section in the PO exam is generally more conceptual and calculation-intensive, while the Clerk exam focuses more on speed-based arithmetic.
| Aspect | Clerk | PO |
| Arithmetic Weightage | High | Very High |
| Data Interpretation | Moderate | Lengthy & Complex |
| Calculation Intensity | Moderate | High |
| Conceptual Depth | Basic | Advanced |
| Expected Good Attempts | 30–32 | 30+ |
Nainital Bank Clerk vs PO, English Language Comparison
English remains a scoring section in both exams, though the PO level requires better comprehension and contextual grammar understanding.
| Aspect | Clerk | PO |
| Reading Comprehension | 1 Passage | 1–2 Passages |
| Grammar Questions | Direct | Contextual |
| Vocabulary | Basic | Application-based |
| Difficulty Level | Easy | Moderate |
| Expected Good Attempts | 33–39 | 30+ |
Nainital Bank Clerk vs PO, General Awareness Comparison
General Awareness becomes more banking- and finance-centric in the PO exam.
| Aspect | Clerk | PO |
| Static GK | Moderate | Limited |
| Banking Awareness | Moderate | High |
| Financial Awareness | Moderate | Very High |
| Current Affairs Depth | Basic | In-depth |
| Expected Good Attempts | 28–32 | 25–28 |
Nainital Bank Clerk vs PO, Computer Knowledge Comparison
The Computer Knowledge section remains easy and predictable for both posts, offering a good scoring opportunity.
| Aspect | Clerk | PO |
| Difficulty Level | Easy | Easy |
| Nature of Questions | Factual | Factual |
| Syllabus Coverage | Basic | Basic |
| Scoring Potential | Very High | Very High |
FAQs
Q1. When is the Nainital Bank Clerk & PO Exam 2026 scheduled?
A1. The Nainital Bank Clerk & PO Exam 2026 is scheduled to be conducted on 17th January 2026.
Q2. What is the expected difficulty level of the Nainital Bank Exam 2026?
A2. Based on previous year trends, the overall difficulty level of the Nainital Bank Exam 2026 is expected to be Moderate.
Q3. Which section is considered the most time-consuming in the Nainital Bank exam?
A3. The Reasoning Ability section is usually the most time-consuming due to lengthy puzzles and seating arrangement questions.
Q4. Is there a difference in difficulty between Nainital Bank Clerk and PO exams?
A4. Yes. The PO exam is comparatively more analytical and conceptual, while the Clerk exam focuses more on speed and accuracy.
Q5. When will the detailed Nainital Bank Exam Analysis 2026 be updated?
A5. The section-wise detailed analysis, questions asked, and good attempts will be updated after the exam is over, based on real-time candidate feedback.
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Hi, I’m Tripti, a senior content writer at Oliveboard, where I manage blog content along with community engagement across platforms like Telegram and WhatsApp. With 3+ years of experience in content and SEO optimization related to banking exams, I have led content for popular exams like SSC, banking, railway, and state exams.