Attempt JAIIB RBWM Module D Practice Quiz & Download PDF

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The JAIIB 2026 Paper 4 (RBWM) exam is scheduled to be held on 29th November 2026 as part of the November cycle conducted by the Indian Institute of Banking & Finance (IIBF). With limited time to cover the practical syllabus, banking professionals need a focused preparation plan. Practising module-wise questions is an effective way to revise important topics, strengthen concepts, and prepare for the exam.

Download JAIIB RBWM Module D practice questions PDF

To strengthen your preparation, download the free PDF that covers important JAIIB RBWM Module D questions with explanations. The PDF includes:

  • 100+ important MCQs
  • Coverage of investment, insurance, and tax topics
  • Concept-based and numerical questions
  • Easy explanations for quick understanding

Attempt a Free JAIIB RBWM Module D Practice Quiz

Take the free JAIIB RBWM Module D practice test and assess your preparation level for the upcoming exam.

JAIIB RBWM Module D Practice Quiz Score: 0.00

1. Mr. Sharma is a 65-year-old retired government employee. He has a residential property in Delhi worth ₹80 lakh with a residual life of 18 years. He approaches a bank for a Reverse Mortgage Loan (RML). Which of the following statements is CORRECT regarding his eligibility and the loan?

2. Under the Reverse Mortgage Loan (RML), the formula for calculating periodic payment is:

3. A senior citizen aged 70 owns a house valued at ₹60 lakh. The bank offers RML at LTVR of 60%, for a tenure of 15 years at 9% p.a. (monthly). What is the approximate monthly payment?

4. Which of the following is NOT a feature of the Reverse Mortgage Loan in India?

5. Under Straight-Line Method (SLM) of depreciation, an asset costing ₹5,00,000 has a residual value of ₹50,000 and useful life of 9 years. The book value at the end of Year 6 will be:

6. Mr. Rohan invests ₹2,00,000 in an equity mutual fund. After 3 years the value is ₹3,10,000. He also has another equity investment made 6 months ago now worth ₹2,40,000 (cost ₹2,00,000). The tax treatment under current Indian rules would be:

7. Section 54EC of the Income Tax Act, 1961 provides exemption from Long-Term Capital Gains if the gains are invested in specified bonds within:

8. A property was purchased for ₹30 lakh in April 2015 and sold for ₹85 lakh in March 2024. The indexed cost of acquisition (CII for FY 2015-16 = 254; FY 2023-24 = 348) is approximately:

9. Which of the following deductions is ALLOWED under the New Tax Regime introduced under Section 115BAC?

10. Consider the following statements regarding the Old vs New Tax Regime for individuals:

11. The ‘Rule of 72’ is used to determine:

12. Using the Rule of 72, 115, and 144 — at an interest rate of 9% p.a., money will become approximately FOUR TIMES the original investment in how many years?

13. Mr. Verma invested ₹5,00,000 in a fixed deposit at 10% p.a. compounded annually. What will be the maturity amount at the end of 5 years?

14. The Future Value of an Ordinary Annuity of ₹10,000 per year for 4 years at 8% p.a. is:

15. The Future Value of an Annuity Due differs from an Ordinary Annuity because:

16. A bank offers a Portfolio Management Service (PMS). The SEBI 2020 guidelines require that the minimum net worth of a portfolio manager must be:

17. Which of the following statements about Portfolio Management Services (PMS) is INCORRECT?

18. ‘Concentrated Management’ in asset management refers to:

19. In wealth management, ‘Tactical Asset Allocation’ is best described as:

20. Mr. Gupta is a 45-year-old IT professional earning ₹25 lakh p.a. He wishes to retire at 60 and needs ₹1.5 crore at retirement. If he invests in a mutual fund earning 12% p.a., what approximate annual investment (ordinary annuity) is required? [Use FV annuity factor for 15 years @12% ≈ 37.28]

Quiz Summary

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Final Score: 0.0

What topics are covered under RBWM Module D syllabus?

RBWM Module D covers important wealth management and financial planning concepts used in banking. It includes customer profiling, investment and portfolio management, tax planning, financial services, home loans, housing finance, real estate valuation, and reverse mortgages.

  • Wealth management basics: Covers customer profiling, financial planning, investment products such as bonds, insurance and mutual funds, retirement planning, and estate planning.
  • Investment management: Includes portfolio management strategies, the difference between Portfolio Management Services (PMS) and mutual funds, and the role of portfolio managers.
  • Tax planning: Covers the income tax structure, different heads of income, old and new tax regimes, and tax-saving investments.
  • Other financial services: Focuses on mutual fund and insurance distribution, depository services, and social security schemes.
  • Home loans and housing finance: Includes loan appraisal, required documents, tax benefits, mortgages, and property registration.
  • Real estate and valuation: Covers different property valuation methods and the basic concepts of reverse mortgages.

Why should you attempt JAIIB RBWM Module D practice quiz?

Regular practice is important for JAIIB RBWM Module D as it covers investment options, insurance products, taxation, calculations, and application-based questions. Solving MCQs regularly helps improve concept clarity, numerical skills, speed, accuracy, and confidence in case-based questions.

  • Investment and insurance products: Understand mutual funds, deposits, and life insurance plans.
  • Taxation and calculations: Strengthen knowledge of tax concepts, interest calculations, returns, and deductions.
  • Formulas and numerical concepts: Revise important formulas and calculation-based topics for the exam.
  • Case-based questions: Develop practical understanding and confidence in solving application-based questions.
  • MCQ practice: Improve question-solving speed, accuracy, and concept clarity through regular practice.

Also Download:

PDF LinkPDF Link
JAIIB RBWM Case Study Practice QuizJAIIB RBWM Numerical Practice Quiz

What are the important topics for RBWM Module D exam?

Module D includes scoring areas that are frequently tested in the exam. Focusing on these important topics can improve your marks significantly.

TopicDescription
Portfolio Management & PMSInvestment models, mutual funds, bonds
Budget & Tax PlanningTax structure, deductions, policies
Insurance ProductsPMJJBY, PMSBY, government schemes
Reverse Mortgage LoanConcept + numerical questions
Time Value of MoneyPresent/Future value calculations
Tax Deductions (80C/80EE)Commonly asked tax-saving sections

Also Check,

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Download JAIIB important MCQs Free PDF

Also, download the JAIIB important MCQs free PDF here:

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JAIIB IE and IFS Important Questions PDFJAIIB PPB Important Questions PDF
JAIIB AFM Important Questions PDFJAIIB RBWM Important Questions PDF

FAQs

1. What is the focus of RBWM Module D?

It focuses on wealth management, investments, taxation, and financial planning.

2. Is Module D difficult in RBWM?

It is moderate but scoring if concepts and calculations are clear.

3. How many questions should I practice for Module D?

At least 80–100 MCQs per topic for strong preparation.

4. Are numerical questions important in Module D?

Yes, topics like time value of money, tax, and reverse mortgage are very important.

5. Is Module D scoring?

Yes, with regular practice, it can be a high-scoring module.